APRIL #4 CASH ENVELOPE STUFFING | STUFFING £425 | ENVELOPES & CHALLENGES | UK CASH STUFFING
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- čas přidán 22. 07. 2024
- Hello and welcome to my last cash stuffing of April! In this video I am stuffing £425 into my binders.
Thank you to everyone who has supported my CZcams channel and etsy shop.
My Etsy shop is linked here: www.etsy.com/uk/shop/IrisBudgets
Please check my instagram @irisbudgets for latest stock updates.
My cash tray is by mDesign and can be found on Amazon amzn.eu/d/1qHLGNi
My Filofax purse is a Filofax saffiano from Amazon.
Errol is from amazon: amzn.eu/d/9QmMiIq
I use Starling bank for my savings I screenshot into the video.
The infinity challenge, the Savings Challenges volume 2, my envelopes for my saffiano and birthday binder, the fresh start and the solo challenge are from Budget with Ira. www.etsy.com/uk/shop/BudgetWi...
Just Roll It Lite is from Budgets and Dreams and can be purchased here: www.etsy.com/uk/shop/budgetsn...
My trackers and Build a Buffer are from Carocash: www.etsy.com/uk/shop/carocash...
My sparks of joy challenge is from The Budgeting Bear: www.etsy.com/uk/shop/TheBudge...
My 50p and Word Wonga challenges are from Esther at My Money Matters www.etsy.com/uk/shop/MyMoneyM...
My 1-100 penny challenge is from Scottish Highlander www.etsy.com/uk/shop/Scottish...
The mind your business challenge is from Robin’s Documented Life www.etsy.com/uk/shop/RobinsDo...
The celebration and Leo challenges are from Abundant Budgets www.etsy.com/uk/shop/Abundant...
My clear binders with the grey clasp are from shein: www.shein.co.uk/1pc-Clear-Loo...
I made my vellum envelopes using a tutorial by Happy2planwithDesiree the video can be found here: • DIY HOW TO MAKE VELLUM...
I purchased the following to make the envelopes from Amazon:
Vellum paper: Cridoz 50 Sheets Vellum Transparent Paper amzn.eu/d/9BTZb5j
Thick matt pouches: Ibico A5 Laminating Pouches, Matt Finish, 250 Micron, amzn.eu/d/hREXvwV
Thin Matt pouches: Fellowes A4 80 Micron Admire Stylish Matt Laminating Pouch (Pack of 25) amzn.eu/d/e5PJ4FV
Vellum envelopes can be purchased from the following shops (more are available).
UK:
LA Belle UK store: www.etsy.com/uk/shop/Labelleu...
OXMailStudios: www.etsy.com/uk/shop/OXMailSt...
Budget with Char: www.etsy.com/uk/shop/Budgetwi...
Philly and Brit: www.etsy.com/uk/shop/phillyan...
US:
The Aesthetic Dollar: www.theaestheticdollar.com
Beautifully Me and You: www.etsy.com/uk/shop/Beautifu...
Thank you for watching!
#budgeting #cashenvelopes #cashstuffing #savingschallenge #sinkingfunds #ukcashstuffing
There is NOTHING annoying about your videos! I love them so much. I love your accent. And you’re so much fun. Keep it up. You’re one of my favourite CZcamsrs! ❤❤❤
Ah thank you so so much!! That’s lovely of you to say xxx
I love your videos, you are one of my favorites. Your accent, your personality, the color of the money lol. I love all of it! I'm always happy when You have a new video out! Thank you for the great content!!
Ah thank you so much!! X
I never tend to comment but I've been following your for a long time. I always look forward to hearing your stories, you seem like such a fun person to be around and you crack me up so much hahaha Also, just wanted to say that you need to treat yourself to what makes you happy. I can imagine how demanding your job is by the little you mention (all the travel and stuff tells me you must have a lot of things on your plate at work), plus these videos and your etsy. I'm sure I'm not the only one that notices how bloody hard you work, so if you want some fancy skincare or airfryer, no one is going to judge you here hahah Just put less money on another category for a bit lol
Ah Kyla, thank you so much for a lovely comment and for taking the time out to send it. I really appreciate your words, honestly. Yes I’m all over the place all of the time! Very conscious of what I spend my money on but you’re right. That’s what this is all about, saving for things we really want!! Thanks again xx
I love your stories so feel free to keep on telling ‘em! I’m so bummed I missed your binders on this restock, but I was able to nab some placeholders. I will keep my eyes peeled for the next go round! Thank you for everything Iris!
Thank you so much!! More soon! Xx
I think because of the travel binder, sparks of joy and ira, the condensing is going to be awesome this month
Haha I’m looking forward to condensing!!! Thank you xx
Your videos are the only ones I wait for weekly like the sado i am😂 also, the ordinary skin care stuff is amazing and not too pricey!!
Aw thanks so much!! X
I love your videos and I watch every single one of them at least twice 😂 so nothing annoying
Ah thank you! X
Air fryers have changed my life 😂 Vienna sounds amazing!
Ah lovely!! Yes I’m defo going to get one! X
QVC will be your new best friend for Elemis, Liz Earle etc! I’ve used it for about 15 years and buy everything from there. You can get like 5 Elemis things for the price of like 1! It’s crazy xx
Yessss!! I’ve been looking on QVC thank you so much ! X
Definitely get the two drawer ninja! I got it and I love it because if I’m cooking cooking meat in one drawer, I can cook veggies or whatever else in the other drawer. It’s so handy for that. I would also recommend getting silicone washable inserts that you can get from Amazon so you don’t always have to wash the Drawers each time
That’s exactly why I would like one !! So I will keep an eye out. And great tip thank you! X
I started watching after the budget with ira drawing page, I have to tell you that you are 100% better at drawing than I am 😅 well done on completing it!
Also, keep telling the stories as they are great
Hahaha I had some fun then 😂😂😂 thank you xx
I have the ninja Dual air fryer and I think it was my best buy… only 3 of us in our house but the separate draws I think are a must.
My daughter is huge into skin care and she absolutely swears by Korean skin care…. She buys all her stuff from a uk supplier and I have to say it’s lovely stuff.
Ah brilliant! Thanks so much I will take a look! X
Pmsl why did I think the Kingston tracker was dinosaurs 🤣🤣🤣
Haha they do look like dinosaurs 🤣🤣🤣
Would love Vienna.
Lucky you. Great you got see a few sights.
It was soooo beautiful!!! Xx
There’s a new double ninja one, it’s stacked on top of each other. So it takes up less space! Looks lovely. I have a tef air fryer that’s like a little oven
Ah yeah I’ve seen it!! It’s a bit more pricy so I’ll see! Thank you! X
I absolutely love your videos. As a flight attendant, I have all of my bags AirTaged. I may not be able to do anything about them if they don’t make it to my connecting flight, but I’ll at least know where they are when I travel personally not work.
Ah great tips!! Exactly what I’m thinking I’m defo going to get one. Thank you xx
Here watching catching up. I’ve just done a cull on CZcams cause I couldn’t keep up either everyone’s videos but I would never not watch you. I love your crack. 😊
Ah bless you! I know what you mean! I can’t keep up either! X
Amazing as always!! 🙌 your videos are definitely not annoying 😂
Yay, thank you!
Congrats on hitting the travel milestones and Ira booklet! I am single and bought the double Ninja and it's great. By the way, I love hearing your stories.
Awesome! Thank you! Xx
Loved this, yay to finishing the Ira book, can't wait to see what you do next. Look forward to seeing it be re-distributed xx
Yay, thank you!
My mams on her own and she has a double airfryer (nit a njnja) it cost her a £100 on amazon. Best thing she ever did. She's hardly uses her oven now. Great video ❤
Thanks for the tip! ❤️❤️❤️
Hi Iris.. I use Elemis.. And I buy from QVC.. It's loads cheaper then buying directly. I'm a skincare junkie so totally understand what you mean... 😅..
Love your nails 💛💛💛
Aww bless you Iris.. What a story.. 😅
End of an Ira 😢..
Yes!! QVC I’m going to keep an eye out. Thanks so much Gillian. X
Condensing is going to be fun! Your blouse pattern is so pretty 😍
Yey!! Can’t wait thank you!! X
i cannot wait for the condensing this month...the airport connection sounded like an absolute palaver but glad you had a good time in Vienna and at the lodge 💙
Yey thanks so much! Ah honestly it was great apart from the last two hours 🤣🤣
You could use your major beauty envelope for your skin care as well as whatever else you are using major beauty for.
Great shout!! I’ll see how I get on thank you! X
The Ninja 9 in 1. Love it.
Air fryer,
Slow cooker,
Pressure cooker
Yogurt maker
And much more
Sounds class!! Thank you. X
You have to be one of the most bestest cash stuffers I took a break from watching a lot of videos consistently I was out of work since December yes my employer decided 2 weeks before Christmas our department was going to be laid off…
I was living off of my emergency fund…watching financial videos bummed me out but I’ve been missing them and you were one of my favorites you have such an upbeat great personality I LOVE your videos!!!!!!!! Your stories are soooo funny I find myself rewatching them thank you for being amazing a lot of you guys inspire a lot of us!!!!!
Ah what a lovely comment thank you so much for taking the time out to say that, I really appreciate it. I hope you’re on the up now!! X
@@irisbudgets yes I’m getting back into the swing of things ☺️
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Loved this one! ❤ you definitely need the dual air fryer, we have a single drawer one and it’s just never enough 😂
Defo going to!! Thank you! X
This was such a good video. I love all the stories. You are one of my favourites.
Thank you so much! X
Loved that Iris ❤❤
Thank you! X
Can’t wait for condensing it’s gonna be great. My hubs and I will be in the UK in May for the first time with him. He’s such a good snob so any good restaurant recommendations for London would be amazing
Ooh lovely!!! I hope you have a fab time! I guess it depends on what you like. I had fab sushi at a place called hot stone in angel (Islington) not long ago! X
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QVC sell Elemis and because they buy in bulk they can keep the price down and they have "today's special values" where you can save up to £100 to £180.
Hope this helps
Ooh thank you!! I’ve seen some of their deals! X
❤
Hi Iris! I'm from United States and I love love watching your videos and ❤ your accent. So I do not mind when you get "chatty". And I follow Carocash also!
Aw thanks so much!! X
What a great video Iris, you never fail to make me laugh and always leave me wanting more! Your freetime in Vienna sounded lovely, it must be great having those experiences, and how quickly has the Baltics came round? That's just flown by. Love how organised you always are and your bubbly vibrant personality is lovely. Have a great week/end, take care .. Maddie xx 💛
Can’t believe the Baltic’s is so close!! Can’t wait to go. Thanks so much for a lovely comment!! X
Talking about skin care - I've neglected my skin for a long time whilst working on paying off debt - but, Sephora had their sale (I'm in the US - don't know if y'all have it in UK) and I blew my budget this month and last getting beauty products. But my skin looks so much better!!!
Sephora has JUST landed in the UK! There’s one opening soon in a shopping mall near me. I’m going to go and have a mooch when it opens!! Thank you so much x
Fab video 🎉 always enjoy watching your cash stuffings ❤
Yay! Thank you!
I know you did comment before that you cannot take a screenshot of your emergency fund (bank policies) but I loved to see the interests earning there slowly!! Can you at least take a pic or similar using second device? (just an idea). You can also use some of the luxe money for the buffers you had to use (another idea)... P.D.: I also had a similar connection run once in Miami!! Miami authorities were so slow and I had like 7 miniutes to catch my connection to Charlotte!! I made it and I finally arrived red as a tomato for running like crazy through the airport!!! When I got the flight I had to ask for a glass of water in advance of the drinks service, I was literally dying dry-thirsty nas overheated!!
Hey Tomas!! Yes I’ve managed it in my next video! Had to take a screenshot on my laptop 🤣🤣 just for you! Hahaha I’m kidding. Ah honestly that sounds horrendous!! I’m usually pretty chilled in airports / on planes but that was something else!! Glad you survived 🤣🤣
Deffo go with the double ninja! You can sync it so your food will be done at the same time! Steak in one side, chips in the other 🤌🤌
Thanks for the tips! Xxx
Last week in April 😮how has it gone that quick!? Spent £1200 fixing my car so it’s time to start over with my binders 💪🏻. I love Elemis skincare feels great on my 40 year old skin 😂 but as you said it’s expensive. I usually treat myself when QVC has today’s special values on Elemis bundles and sometimes they are supersize and last ages 🎉
Yes my friend told me to get on to QVC so I’ll have to have a look at that. £1200??? That’s a huge amount but at least you had it in binders. That’s why cash stuffing works!! X
Oh wow I was born in Düsseldorf- my dad was in the British army ❤
Oooh really that’s so interesting!! I didn’t see any of it unfortunately 🤣
Great stories❤
Thank you! 🙂
❤ I'm on my own I'm now saving for the Corsori twin blaze I think it's just as good as ninja but cheaper.I have an air fryer now but not ideal
Oooh I’ll have a look at that one ! Thank you xx
I got a double ninja one and it’s great I can cook my quorn nuggets and sweet tattie fries at the same time lmao 🤣 got it in a Black Friday sale last year for like £110. Best thing I ever bought. Use it 2-4x a week. Can cook almost everything in it 😂
Ooh that’s a good saving! I’m defo going to keep an eye out for a good deal! Thank you x
@@irisbudgets they def happen, just add it to a wishlist and Amazon notify you when it’s on a deal - sometimes it’ll only be 5-10% but sometimes you can catch a. Really good one x
Love the stories from your travels. It sounds as if you had a wonderful time in Vienna. I have also had to run at Schiphol airport .... with very short legs .... how embarrassing! ; it is vast!
Just a thought about your luxury skin care items. My skin care items are also expensive (for me), but I have found that the cheapest price to buy per item, effectively means that I save up and buy in bulk ........ with a 3 for 2 offer bringing the individual price down. Obviously, the greatest discount possible for a 3 for 2 offer, is to buy 3 items of the same price, and I only buy items that I know that I want / need and know that I will definitely use! Company offers are often regular and therefore, roughly predictable, so may I suggest that you just 'keep an eye' on prices for the next year, to note when their promotions are on?
Liz
Ooog they’re great tips!! Thank you! So as I’ll save up I’ll keep an eye on the prices and where best to buy. Lots have said QVC for Elemis so I’ll be stalking their page!! Thanks again xx
Very excited to hear these stories ❤
Don’t get too excited. 🤣
Can't wait for you to do a condensing! And honestly, I want more story times from you, you always sound so fun to be around!
Hahha ah thanks!! Nah I’m a bit of a dick 🤣🤣🤣
Love your shirt ❤ wonderful video as always xx
Thank you xx
Lovely video as always and keep talking ❤🤍💙💜💚🇿🇦
😊 thank you
Love your videos. I always freak out when money from my envelopes get low but like you say I'd rather have the money there than use a credit card. We need to enjoy our money❤
Exactly!! That’s why this system works! Thank you so much xx
Congrats on finishing your Ira challenges book. I've got book 3 of his if you want it. It was a gift but I'm unlikely to use it xx
I think I might have that one!! But thank you so much xxx
Cackling is very delicious and addictive 🤣 Oh jeez what a travel nightmare, glad you made it and got your bag. Great video as always. 💕
Thank you so much!! Honestly I love crackling. But you know you’re eating pure fat so have to stop at some point 😂😂 x
To be honest, your the only uk cash stuffer I ❤ 🎉🎉🎉
Aw thank you!! ❤️❤️❤️
The dual ninja is on offer on there website at the moment for 150 I think,best things ever
Ooh thank you! I’ll keep an eye out! X
Always look forward to your videos.😊
Yay! Thank you!
Your top sleeves look so pretty!
Also, congrats on finishing all the Ira stuff!
Thank you!! 😊
I love your videos and your storys you are soo amazing please stay how you are because you are amazing ❤🎉
Aw thank you for such a lovely comment ❤️❤️❤️
Oh Iris there is a book in you somewhere with all those stories 🤣
The drawings were my fav Ira challenge as loved your drawing & the stories they told 🤣❤️
Got me a Ninja 2 drawer & Amazon 2 day sale was £150
QVC all the way for expensive skincare cheap xx
Ah thank you!! Ah that’s a good saving!! I’m defo going to check out QVC XXX
We have the two drawer ninja. It is amazing. Changed how we cook. The 2 drawers mean you can cook 2 elements of your dinner at same time. Do it!
Ah I need it!! Thank you! X
Ooo, love your shirt! ❤
Thank you! X
Hey iris, I have the instant versazone airfryer, it’s usually £199 on Amazon but it’s down to £133 at the moment. I love it cos you can use it as two separate compartments or you can take the divider out and use it a one big compartment. I literally never use my oven now 😂
Crackling crack 😂
Ah class!! That’s the kind I defo want! Thank you! X
We always love when you talk, lol.
Hahaha thank you! X
Cannot believe Ira is done with! Wow! Well done! I love hearing your wee travel tales - I used to be a travel junkie - but haven't been able to travel for like 10 years now - so always happy to hear everyone else's shenanigans! Schiphol! That place is just too much!! 😀 Also love the blouse! And the new candle - so pretty! I am such a skincare freak too! I used to spend all the money on my skin!!!! But even though I'm now more budget friendly I have to have things that 'spark joy' otherwise I just won't use it. I love Elemis - the scents are beyond gorgeous! I know they aren't needed for good skincare - but it's the joy!!! I'm going to add in a skincare envelope once I'm a bit more on an even keel!!! Thankeeee. Ruthie xx
Schipol was a nightmare!!! I think it’s the scents that make me miss Elemis you’re so right. They just smell like you’re in a spa!!! Thanks for your lovely comment xx
Love your videos really inspiring
Thanks so much!
Here friend! LOVE the blouse and nails!
Thank you so much 🤗
Hi I have the double air fryer which I personally think it is the best
Yes!! I defo think I’ll get one of those xx
Fab video as usual iris. I love my ninja double air fryer, but ive seen they have a new one which is stacked on top? Looks so smart
Yes I’ve seen that!! But it’s way more money 🫣 thank you Kerry! X
Great video, I bet that was so stressful honestly I would of probably started crying running to the aeroplane lol 😂🥰
I was too full of adrenaline. I may have cried if I’d missed it 😂
I was going to suggest Sparks of Joy money being for skin care. Seems fitting since it made you feel good 😊
Yey !! Maybe I will I will see how I get on xx
I will be a devil on your shoulder and tell you I have the double ninja air fryer and it is in fact amazing and love doing stuff at different times in the different drawers 😅 fab video Iris! 😂
Hahaha Leigh you have convinced me 🤣🤣🤣😈😈😈
Chatty videos are the best videos!!
Hehe I was out of breath 😂😂
Skincare tips: don’t splurge on your cleanser, you’re essentially washing it down the sink (I use CeraVe) and check out Skin&Me (I’ve been using it for 5 years and swear by it)….. and they recommend the right moisturiser & spf for me to…. Still using them (sebium and eucerin) - I wait until boots does them on offer and get them 3for2! Have just started using the CeraVe Retinol - so not sure about it yet!
Oooh good tips thank you! I heard great things about the Elemis cleanser (the yellow one in the tub) - but you’re probably right as you just wipe it straight off?? Thanks so much xx
Elemis skincare is way cheaper on Amazon than Sephora got the pro collegian Marine cleanser for half price on Amazon
Ooh I’ll take a look thank you! X
Amazing video as always Iris! I suppose I can forgive you for mixing Liverpool and Cardiff up 😂 their mascot has nothing on our Dragon haha, Well done on completing your Ira book, I vaguely remember when you started that way back when and you’ve come so far now 🙌🏻
Hahaha thank you! An easy mix up for a Geordie id say 😂 xx
I have all Elemis skincare and it is expensive but it’s worth it. It’s your face, it’s always on show and you only get one 😂.
Look after it as best you can.
Ah honestly I used to love buying it!! Thanks for the encouragement! Xx
Isaac Newton coin worth some money, so possibly worth keeping! (Sorry to be boring 🤣)
I think they’re just above face value! 😀 yes I already have one which is why I stuffed it xx
😊 love your videos iris.... I use Elemis and find it expensive. I've heard QVC is good...Let me know if you find any deals.
Thanks so much I’m going to keep an eye on qvc! X
I have the tower double one double same as ninja but 99.99
Oooh class I’m going to have a look at a few!! X
Do you by any chance have a video that explains exactly what this cash stuffing is all about, how to do it, and exactly why it works? I'm struggling to understand, but I'm really poor at maths
Hey!! I don’t unfortunately - but there are loads out there!! Just have a search for cash stuffing for beginners. And then it’s practice makes perfect and consistency and you’ll get the hang of it! X
Hi I'm new to your channel and want to start cash stuffing. What's an IRA and side hustle
Hi Ira is a budgeter who makes cash stuffing items so I am using one of his challenges. A side hustle is money you make on the side separate from your normal income x
Hi Iris. I love watching your videos! I just had a few questions about the bank. How do you take your money to the bank when you have condensed all your binders? Do they question why you have so much cash and do you have to show evidence of your money/ where it came from? Or do you take little bits at the bank each time? I have started cash stuffing this year, but I am doing little challenges and the 100 envelope challenge, so I just wanted to know how it works.
Hey!! So yeah I take back all of the money in one go. Sometimes it’s upwards of £2.5k. If they ever ask me I tell them I do cash stuffing and most of them know what it is so don’t question further. The ones that do, a quick explanation is enough and they’re totally fine with it x
@@irisbudgets Thank you so much! I know that banks are different but I just need to know as I will need to take a lot to the bank at the end of the year. Thank you! I really appreciate it. It's also great to hear that you had a great time away. X
@turquoiseowl2001 you’re welcome!! It was great apart from the last 2 hours 😂
Get a ninja but get the ninja multi cooker. You wont use your oven again!! Has a pressure cooker, airfryer, can sear sauce, bake and steam (steam airfryed chicken is fantastic) about £300 but well worth it
QVC is the place to go for elemis x
❤ good evening how are you doing today ❤
Hey Latanya I hope you’re having a great weekend ❤️❤️
excuse my ignorance but what is the kingston one? also do you guys need to pay annual tax on your car?
Hi!! So Kingston is my property maintenance company, they come and cut the communal grass on my estate. We have to pay road tax in the uk, price depends on your fuel type and engine size xxx
Girl, you just need a second vlogging channel. Especially for your travels. Even if it's just clips from the destinations with voice-over.
Hahah yes!! I have a Jordan vlog from June last year!! Defo will do more xx