how i budget P23K ($380) in 2024 living alone in the Philippines 🎐 cost of living in Manila

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  • čas přidán 6. 08. 2024
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    Life isn't linear. Sometimes we go down, sometimes we go up. Along the way, we get the chance to learn how to navigate it. 🌻
    Independence Story: • Mindanao to Manila my ...
    Monthly Expenses in 2023: • budgeting P20k ($368) ...
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    ⏳ Time Stamps
    00:00 intro
    00:36 start
    02:41 rent cost
    04:54 grocery
    05:55 internet+subscriptions
    08:41 electricity+water
    09:18 insurance
    09:55 total
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Komentáře • 75

  • @lifeofrhae
    @lifeofrhae  Před 2 měsíci +8

    Hi, y'all. Here's an update from last year's monthly expenses. Hope you enjoy this one. 🫶
    Disclaimer: 23K is not my salary. It's just my main expenses. ☺️
    If you have Qs, don't hesitate to comment. And oh, I hope you sub, like, and share. Appreciate it! 🙏🏼☺️
    Watch my 2023 Expenses Vlog here: czcams.com/video/OiCgB4RZVfA/video.htmlsi=y-hAF3s7i9gVEEJW
    Saving your first 100K tips: czcams.com/video/y1lO8MHe3_I/video.htmlsi=HmdlhggRK5JzGZot
    My income while living alone in Manila: czcams.com/video/syUwaaoBt_w/video.htmlsi=0V1kcTh0VUeaJ_9X

    • @lifeofrhae
      @lifeofrhae  Před 4 dny

      New vlog answering your Qs: czcams.com/video/cxkJUTmUclQ/video.htmlsi=OdzT2j4F4yW68lZD
      🫶

  • @user-gj3pw2xi4n
    @user-gj3pw2xi4n Před 2 měsíci +3

    Tnx sa pag share ng expenses mo.. God bless poh❤❤

  • @craig6815
    @craig6815 Před měsícem +3

    very peaceful watching your channel

  • @aramae2877
    @aramae2877 Před měsícem +3

    Thanks for content like this! Convinces me more to move out lol 😅 23k for major expenses isn’t bad at all 👌🏼 I hope i can manage my expenses well once I moved out

    • @lifeofrhae
      @lifeofrhae  Před měsícem

      Glad I could help. GL on moving out! 😊

  • @lovemichxx
    @lovemichxx Před 2 dny

    Speaking of cables, @ 3:20, it would have been nice if they do underground for the cables noh? like other countries.. wala ka makita mga nakasabit at all

  • @anjmarii
    @anjmarii Před 10 dny

    Wow ❤

  • @denquiet
    @denquiet Před 2 měsíci +4

    hihi, i've been keeping up with your journey and congrats on the apartment!
    I wanted to know if your apartment has thin walls or ceilings to hear people, I really want to find a place where it's quiet :(
    i'll be watching the vids! :D

    • @lifeofrhae
      @lifeofrhae  Před 2 měsíci +2

      Yess the walls are thick you can have karaoke inside haha. I have a neighbor with 3 children. I can only hear them from outside if their door's open. 😁
      Thank youu! 🫶

    • @denquiet
      @denquiet Před 2 měsíci

      @@lifeofrhae ooo that's actually really good, is there a way to tell when apartment/condo hunting or is it just luck?

    • @lifeofrhae
      @lifeofrhae  Před 2 měsíci +3

      @@denquiet I spent a lot of time canvassing. I suggest you look up places that are residential or with condo buildings then inquire face to face. I know there are listings online but for me, it's better to really walk around and see the units for yourself. :) spent around 5 Saturdays visiting places, so I wouldn't call this luck haha.

    • @denquiet
      @denquiet Před 2 měsíci

      @@lifeofrhae thank you so much the help :D

    • @mightyobserver12
      @mightyobserver12 Před 2 dny

      ​@lifeofrhae sanaol

  • @fufufuaru
    @fufufuaru Před 2 měsíci +2

    I love balay dako

    • @lifeofrhae
      @lifeofrhae  Před 2 měsíci

      True! We went ng weekday pero wait listed pa rin pagdating 🥲

    • @sirboomp
      @sirboomp Před 2 dny

      And its almost going to cost as much as her entire month's grocery budget for a fam of 6 to enjoy their main dishes. 😂
      Tbh there other gems there that offers better food with the same view. 😊

    • @lifeofrhae
      @lifeofrhae  Před 2 dny

      @@sirboomp 😂 true! it's actually expensive haha

  • @fivemystifiedhearts
    @fivemystifiedhearts Před měsícem +1

    Hello! New subbie here! I've been watching your vids every time I rest from my WFH setup. 😅
    I just wanna ask what app or program do you use to track your expenses or manage your financial records. I'm using plain Google Sheet right now. Thanks in advance! 😊

    • @lifeofrhae
      @lifeofrhae  Před měsícem

      Thank youu! I'm using google sheets also. 😅 I don't like money tracking apps coz I can't modify them. At least I can design in google sheets haha.

    • @fivemystifiedhearts
      @fivemystifiedhearts Před měsícem

      @@lifeofrhae Oh, I guess I'll stick with Google sheets then. 😆 Thanks! 😊

  • @reckyaa
    @reckyaa Před 2 měsíci +1

    new sub ㅜㅜ
    I'm 14. I have options to move by myself kasi my mom is abroad, and my father is uh 🤓 basta hahahha. I wanted to see if maganda sa capital or somewhere na malamig kasi maarte ako when it comes to weather and naaapektuhan yung activities ko huhu. thanks for thisss

    • @lifeofrhae
      @lifeofrhae  Před 2 měsíci +1

      Thanks! You're still young so you still have time to prepare. GL!

  • @CarloCamaso-lv1hp
    @CarloCamaso-lv1hp Před 9 dny +1

    I’m only earning 13K per month, less bills and basic expenses and pagibig loans and home credit loans equals nothing left,

    • @lifeofrhae
      @lifeofrhae  Před 9 dny +3

      It's sad that many companies are exploiting employees. I can just hope you (all of us) can find a better paying job. 🙏🏼

  • @favesdiaries
    @favesdiaries Před 8 dny

    I love Balay Dako

  • @gabbyinph
    @gabbyinph Před 2 měsíci +1

    wow your internet bill is very cheap! 😳i work from home so sometimes i miss going to the office at making chika sa mga workmates 😂

    • @lifeofrhae
      @lifeofrhae  Před 2 měsíci

      The chika makes work interesting hahaha

  • @joyces.785
    @joyces.785 Před 7 dny

    If you don't mind me asking, how much is your salary to afford living alone with a 23k expenses?

    • @lifeofrhae
      @lifeofrhae  Před 6 dny

      Hello! I made a video about it where i shared the range. You can check it here.
      czcams.com/video/syUwaaoBt_w/video.htmlsi=a1s3JZDAZOGPrKXQ
      CC is a bit fast so you can pause. :)

  • @marygracecanciller7554
    @marygracecanciller7554 Před 5 dny +5

    I do not want to be sarcastic, but it's hard to believe 23k for a monthly expense even if you're living alone. 10k rent cost for 1 bedroom apartment with less noise is indeed one-of-a-kind catch. However, your electricity and water bill doesn't add up to be 2k only as you have AC and other electric appliances not unless you manually turn off the main power supply whenever you're not home. Secondly 7k budget for food and groceries for a month will only be reasonable if you live on having bread, eggs, can goods, noodles, canton and junk foods no rice on a day-to-day basis, which I believe is quite impossible. No hate here just being honest with my opinion and the reality as its 2024.

    • @lifeofrhae
      @lifeofrhae  Před 5 dny +14

      Got your point. :) I'm happy to explain.
      10K is a steal! My landlady is very generous and kind, even gave ACs to some of her staff during summer.
      For electricity and water, actually, my recent reading only adds up to 1.2K. My water is usually 350 since I do my laundry here. My electricity goes from 800 to 1.1K. Take note that I have an inverter AC and I'm only using it at night time since I'm working in the office. My ref is old and saves a lot of energy, that's why I never bought a new one.
      Also, there's a difference in commercial and residential buildings. Some condos have higher electricity price compared to residential. It also depends on the location. Mine is in residential area.
      7K for food is enough and I eat healthy. You know how? I live near a wet market where veggies and fruits are way cheaper. I don't buy them from groceries. I cook and I don't buy deliveries that much. For lunch, our company has a canteen that serves great food at cheaper prices. Fun fact, I only ate 2 instant noodles last month when I was so lazy going out. Lol.
      Thanks for being honest. If one is wise, madiskarte, and hardworking, he/she can find ways (edit: though it still depends on what's available to you). ☺️ Hope this clarified some things.

    • @angelicalandichoph
      @angelicalandichoph Před 4 dny

      May avail unit pa ba? San location mo? Hehe

    • @mightyobserver12
      @mightyobserver12 Před 2 dny

      Fastfoods pa

    • @kirstenboo
      @kirstenboo Před dnem

      around 7k lang din ang food budget naming mag asawa and 2dogs na kasama sa budget sa bigas, gulay at isda 😂.
      wag talaga bumili sa grocery store. talipapa is the key

    • @lifeofrhae
      @lifeofrhae  Před dnem

      @@kirstenboo 💯 agree!

  • @sen-paii
    @sen-paii Před 10 dny

    800 for internet AND subscriptions?? how? what's your internet?

    • @lifeofrhae
      @lifeofrhae  Před 10 dny

      I'm using unli data only and Spotify subscription. For streaming platforms, I have free subs from promos so nakakatipid. Hanap hanap lang ng promos :)

  • @lovemichxx
    @lovemichxx Před 2 dny

    medyo pricey ang room rental noh? room lang ba yun? or condo? If may we know your salary range

    • @lifeofrhae
      @lifeofrhae  Před 2 dny

      It's an apartment po. I made a vid about my income range. :) czcams.com/video/syUwaaoBt_w/video.htmlsi=Rx6N4Xh-YMrNEOkE

  • @sasukesagara
    @sasukesagara Před 10 dny

    ano internet mo teh? nakita ko na 800 lang sya pero with subscription pa yun

    • @lifeofrhae
      @lifeofrhae  Před 10 dny

      I'm just using smart unli data. And subscription ko lang is Disney and Spotify ☺️

  • @geialopez3654
    @geialopez3654 Před měsícem

    Wow 10k sa rent? is this around makati?

  • @haratotzkie
    @haratotzkie Před 2 měsíci

    Where is that anime store located😊

    • @lifeofrhae
      @lifeofrhae  Před 2 měsíci +1

      It's along Dela Rosa, Makati. You'll see it if you use the walkway. :)

  • @mikayzaguirre
    @mikayzaguirre Před 7 dny

    WHERES THE ANIME SHOP LOCATEDD

  • @wakanangtuts4861
    @wakanangtuts4861 Před 8 dny

    where is that anime store located?

  • @potato7083
    @potato7083 Před 2 měsíci

    wow , napagkakasya mo po yung 7k for food.

    • @lifeofrhae
      @lifeofrhae  Před 2 měsíci

      Yes. I seldom eat out or order online. :)

  • @LifebyEnzo
    @LifebyEnzo Před 2 měsíci +1

    Ang lungkot ng burger steak :(( haha

    • @lifeofrhae
      @lifeofrhae  Před 2 měsíci +2

      Ikrrr?? Inflation goes 📈📈

  • @user-nw2jq2su7h
    @user-nw2jq2su7h Před 10 dny +1

    Nakakapagsave pa dn po ba kayo money?

    • @SolarisYang
      @SolarisYang Před 10 dny

      Parang di na beh. Yan din iniisip ko, if nakaka ipon pa ba siya

    • @lifeofrhae
      @lifeofrhae  Před 10 dny

      Yes! 23K is not my monthly salary po. It's just my main expenses. :) You can also watch this for savings tips: czcams.com/video/y1lO8MHe3_I/video.htmlsi=HmdlhggRK5JzGZot
      🫶

  • @maricelp116
    @maricelp116 Před 12 dny

    For yourself only?

  • @notval00
    @notval00 Před 26 dny

    Where u watch 911?

  • @nakamag-trader3319
    @nakamag-trader3319 Před 10 dny

    san po sa makati ung anime store na yan? new subs here. to be honest, nagulat ako sa rent mo at ranging to 10K. Data Analyst ka po noh? gusto mo refer kita sa ibang company +40 range ng sahod. pero no offense po ah, hmmmmm super laki nung rent mo for 10K, kala ko included na dn dun ung elec, water, internet bill via apartment. tapos ung food allowance mo eh mas mababa, meaning nag tipid ka sa health at food intake mo per month. curious lang po ako kung may other source ka pa ng incomce aside sa ytube? or any investment na mag results ng additional cashflow or monthly income mo po..

    • @lifeofrhae
      @lifeofrhae  Před 10 dny +3

      No offense taken 😆 Afford ko naman yung rent ko and we have food in our company at very cheap prices that's why I spend lesser on food, plus I cook my own food :) Thanks for the offer po but I'm okay with my job right now. Yung 23K po is not my salary, but my major expense only. 😁

  • @marchieamihan8258
    @marchieamihan8258 Před měsícem

    Ano po work nyo?

  • @reese5253
    @reese5253 Před 10 dny

    How about your budols like skincare and outfit for work?

    • @lifeofrhae
      @lifeofrhae  Před 10 dny

      I have a budget for them but they're not a monthly priority. For work outfit, I usually look out for sales ☺️

  • @cagcag696
    @cagcag696 Před 4 dny

    Too much money. I spend 100 a month.

  • @JasminLoveless
    @JasminLoveless Před 9 dny

    Wow 23k budget? is that 1 month salary? ako hirap na nyan huhu, pero living with fam naman pero mahal parin po gastos. Maganda na may youtube channel po kayo and growing po sya, makakatulong din si revenue.

    • @lifeofrhae
      @lifeofrhae  Před 9 dny

      Thank youu! It's not my salary po, just my major expenses hehe. 🫶

  • @lovejuliene1111
    @lovejuliene1111 Před 2 dny

    I thought data analyst salary is more than 23k? Sa iba is 100k so 50k is good enough for data analyst. No hate, just my thought since I saw some of them share their income.

    • @lifeofrhae
      @lifeofrhae  Před dnem +1

      No worries. It's actually not my total salary, 23K only covers my main expenses. :) I also have budget for savings, travels, and others. Hehe. I mentioned this in my new vid you might wanna watch 🫶
      czcams.com/video/cxkJUTmUclQ/video.htmlsi=FC61W7WvJwOzRiUx