๐๐๐ง๐๐๐๐๐ ๐ฅ๐๐ค๐จ๐๐ฅ๐๐ ๐๐ก๐ง๐ฆ ๐๐จ๐๐๐ | Bank Home Loan in the Philippines | Real Estate 2024
Vloลพit
- ฤas pลidรกn 7. 07. 2024
- I'm back!! ~ As promised, here is my ๐๐๐๐๐ ๐
๐๐๐๐๐๐๐
Housing Loan vlog for you! Stay tuned guys, sasagutin natin lahat ng questions niyo about Bank Financing, Home Loan, etc.
Video includes:
โ๏ธ Requirements for OFW, Locally Employed, Self-Employed
โ๏ธ Requirements for Freelancers / Independent Contractors
โ๏ธ Difference of SPA vs AIF
โ๏ธ Pwede bang mag apply ng Home Loan ang Former Filipino?
โ๏ธ Dual Citizens vs. Naturalized Citizens
โ๏ธ Developer-Assisted vs. Retail Housing Loan
โ๏ธ Real Purpose of S.P.A
โฆ and more!!
โธป
๐ป๐๐๐ ๐๐๐๐๐๐:
0:00 - Start of the Video
0:50 - Housing Loan Requirements
2:23 - Proof of Income
3:38 - Proof of Civil Status
5:00 - Proof of Billing
6:38 - Attorney-in-Fact
7:40 - Proof of Income
7:52 - Locally Employed
9:41 - OFWs/ Seafarer
11:05 - Business Owners/ Self-Employed
11:29 - Freelancers/ Virtual Assistants/ Independent Contractors
13:09 - Contract to Sell (CTS)
14:17 - Special Power of Attorney (SPA)
17:36 - Proof of Nationality (for Dual Citizens / Former Filipino)
18:50 - Additional Requirements
19:26 - Final Reminders
โธป
๐๐ค๐ง ๐๐ฃ๐ฆ๐ช๐๐ง๐๐๐จ, ๐ฌ๐ ๐๐๐ซ๐:
โข House and Lots
โข Lot only
โข Mid and High-rise Condominiums
โข Condotels (Condo-Hotels)
โข Leisure Investments (Boracay, Palawan, Baguio, etc.)
We have 500+ projects all over the Philippines, starting from 2M up to 200M
โธป
For project details, latest computation, tripping, & zoom presentations:
๐ฅ๐ข๐ ๐๐ก๐ ๐๐๐๐๐๐๐ฆ - ๐๐ข๐จ๐ก๐ง๐ฅ๐ฌ ๐ ๐๐ก๐๐๐๐ฅ ๐๐
โ PRC & DHSUD Licensed
โ Trusted & Multi-Awarded Sales Agent
โ 5 years+ Experience in Real Estate
โ Expertise include: Documentation, After-Sales, Bank Financing
โ Helped hundreds of clients from Reservation, Home Loan Approval, and Turnover
โธป
๐ช๐๐๐๐๐๐ ๐ซ๐๐๐๐๐๐:
๐ป FB Page: / vistaland.rominaandjp
๐ป FB Messenger: m.me/VISTA.Romina
๐ Viber/ WhatsApp: +639357022822
๐ง Email: rgb.vistaland@gmail.com
------------
Other Vlogs:
โถ๏ธ ๐ฅ๐๐๐ ๐๐ฆ๐ง๐๐ง๐ ๐๐ก๐ฉ๐๐ฆ๐ง๐๐ก๐ ๐๐จ๐๐๐ ๐๐ข๐ฅ ๐๐๐๐๐ก๐ก๐๐ฅ๐ฆ
โข ๐ก ๐ฅ๐๐๐ ๐๐ฆ๐ง๐๐ง๐ ๐๐ก๐ฉ๐๐ฆ๐ง๐๐ก...
โถ๏ธ ๐ฃ๐๐๐ก๐ข ๐ฃ๐จ๐ ๐๐ฆ๐ ๐๐๐ฌ ๐๐๐ก๐? ๐ง๐๐ฃ๐ฆ ๐๐ข๐ฅ ๐๐ข๐๐ก ๐๐ฃ๐ฃ๐ฅ๐ข๐ฉ๐๐
โข ๐ก ๐ฃ๐๐๐ก๐ข ๐ฃ๐จ๐ ๐๐ฆ๐ ๐๐๐ฌ ๐๐๐ก...
โถ๏ธ ๐ฃ๐๐ฅ๐ง ๐ฎ ๐ก๐ ๐๐ข๐จ๐ฆ๐๐ก๐ ๐๐ข๐๐ก ๐ญ๐ฌ๐ญ / ๐๐ข๐ ๐ฃ๐๐๐ง๐ ๐ฃ๐ฅ๐ข๐๐๐ฆ๐ฆ
โข ๐ฃ๐๐ฅ๐ง ๐ฎ | ๐ฆ๐ง๐๐ฃ-๐๐ฌ-๐ฆ๐ง๐๐ฃ ...
โถ๏ธ ๐ฎ๐ฌ๐ฎ๐ฐ ๐๐จ๐ฌ๐๐ก๐ ๐ฃ๐ฅ๐ข๐๐๐ฆ๐ฆ ๐ฆ๐ ๐ฃ๐๐๐๐๐๐ ๐ก๐ ๐๐๐๐๐ฌ
โข ๐๐ข๐ฅ ๐๐๐๐๐ก๐ก๐๐ฅ๐ฆ / ๐ฆ๐ง๐๐ฃ-๐...
โถ๏ธ ๐๐๐๐ฆ & ๐๐๐๐ฅ๐๐๐ฆ ๐๐ก ๐๐จ๐ฌ๐๐ก๐ ๐ ๐ฃ๐ฅ๐ข๐ฃ๐๐ฅ๐ง๐ฌ
โข Video
โถ๏ธ ๐ช๐๐ฌ ๐๐ก๐ฉ๐๐ฆ๐ง ๐๐ก ๐๐๐ก๐๐ฅ๐๐ ๐ง๐ฅ๐๐๐ฆ, ๐๐๐ฉ๐๐ง๐?
โข Video
โถ๏ธ ๐ช๐๐ฌ ๐๐๐ฉ๐๐ง๐ ๐๐ฆ ๐ง๐๐ ๐ก๐๐ซ๐ง ๐ ๐๐ง๐ฅ๐ข ๐ ๐๐ก๐๐๐?
โข Video
โถ๏ธ ๐ง๐๐ ๐๐๐ฆ๐ง ๐๐ข๐ก๐๐ข ๐๐ก๐ฉ๐๐ฆ๐ง๐ ๐๐ก๐ง ๐๐ก ๐๐๐ก๐๐ฅ๐๐ ๐ง๐ฅ๐๐๐ฆ / 5 ๐ ๐๐ก๐ฆ. ๐ง๐ข ๐ง๐ช๐ข ๐๐๐๐๐ซ ๐๐ซ๐๐ง๐ฆ! ๐ฅ๐ฅ
โข Video
โถ๏ธ ๐๐ข๐ข๐๐๐ฌ๐ ๐ ๐๐ ๐๐--๐ฃ๐๐๐ฅ๐ฆ๐ง:
โข ๐ฅ๐ข๐ ๐๐ก๐ ๐ฎ.๐ฌ / ๐๐๐ง๐ง๐๐ฅ ๐ฉ๐...
โ
--
๐ ๐ข๐ฉ๐-๐๐ก ๐ฅ๐๐๐๐ฌ ๐จ๐ก๐๐ง๐ฆ โผ๏ธ
๐ฉ Everything is fully-finished โจ
๐ฉ ALL PROJECTS are located in ๐ฝ๐ฟ๐ถ๐บ๐ฒ ๐น๐ผ๐ฐ๐ฎ๐๐ถ๐ผ๐ป๐
๐ 24/7 Gated Community
๐ง Tight Security with Roving Guards
--
๐ด๐๐๐๐ก๐๐๐๐๐ ๐๐๐๐๐ :
โ Free water & electricity installation
โ ๏ธ Free title transfer, bank charges, other government & legal fees, etc.
โ ALL-IN total contract price, with No hidden charges!
โ Free Assistance on Home Loan approval & processing
โ Complete Assistance from Reservation up to House Turnover
#HousingLoan #BankFinancing #RominaBabijes #RealEstate #VillarCity #vistaland #VistaEstate #RominaVISTA
Meron po bang grace period na binibigay ang developer kapag di pa nakakauha ng bank approval o letter of guarantee at natapos na equity? Bago mag-inhouse financing. Thanks
Me difference po ba ang pre-approved letter of guarantee sa letter of guarantee?
Its the same na din po na qualified kayo sa loan and waiting nalang sila sa developer na iprovide yung documents na kailangan nila para sa loan signing and loan takeout
Hello, qualified ba if ang asawa na foreign ng dual citizenship ang mag apply for house construction loan sa private bank? One house hold income din po, tapos foreign husband ung income earner.. thank you
Goodday, based on our experience po most banks require na yung filipina wife yung mag-provide ng income documents hindi si foreign husband
If si foreign husband po kasi yung mag-apply ng loan, i-allow lang siya normally for condo's pero for house and lot required na filipino or previous filipino lang po
For house construction, the same rules might apply po kasi sa house pa din siya gagamitin pero just to be sure, we highly suggest na i-ask po ito sa bank loan rep or any bank branch near you ๐
Masisilip po ba ng bank kapag me existing housing loan na sa Pag-ibig?
Goodday thankyou for your patience po, hindi naman po makikita yung existing house loan as long as hindi po siya na-hatak or foreclosed property.
Hope this helps
Tanong lang po...pg kumuha po b ngaun ng housing loan sa bangko sentra ng pilipinas(bsp)...cash basis n po b????slmat po s sgot๐
Hi Ms. Lutchel, as per your question po,
bale they offer foreclosed properties po and pwede po siya i apply for homeloan sa bank or i-cash payment pero from what I know po, BSP itself is hindi po nag-ooffer ng homeloan
best way to this po is magpa-pre qualify sa bank to know kung magkano po yung pwede niyo mai-loan depende po sa total monthly income niyo
BDO
www.clg.bdo.com.ph/en/web/clg/home-loan-get-pre-qualified
Security Bank
www.securitybank.com/personal/loans/home-loan-housing-mortgage/quiz/
then after po nito tsaka po kayo pwede mag-check kung magkano yung properties na qualified kayo based sa result ng pre-qualification
Pre-qualify or Pre-approval Guide
www.lumina.com.ph/news-and-blogs/blogs/increase-your-chances-of-getting-a-pre-approved-home-loan/
Hope this helps po
Slmat po s response.....
Kelan po ba dapat magsecure ng letter of guarantee from bank? 6 months or 2 months before turnover po?
6 months preparation palang po ng documents, 2 months before, dun na po kayo i-apply and once mai-process ni bank and pasok yung income and documents niyo sa homeloan. I-process agad ni bank yung letter of guarantee
ma-process lang yung letter of guarantee once approved na si client sa loan
@@VISTA.Romina Maam, sinisilip po ba ni bank ang laman ng bank account o hindi? Thanks
@@user-jk7mx7rj3n No po because of Bank Secrecy Law
@@VISTA.Romina Salamat po
Do I need to be in Dual Citizenship po ba? If I am OFW?
No po hindi needed ng proof na dual citizenship status si OFW if with Philippine Passport. Only those filipino po na nag change ng citizenship or with foreign passport na are required ng dual citizenship status
Hope this helps
@@VISTA.Romina thank you so much maโam ๐๐ป