I have a serious money spending problem (Jan/Feb)
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- čas přidán 29. 06. 2024
- Today, I talk about how I've run out of money... again.
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0:00 Intro
0:30 February spending
6:40 January spending
11:12 Outro
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Watch all my money-related videos in this playlist: • Making Money & Emerald... - Jak na to + styl
go check your bank statements after watching this! or, if you want to use Rocket Money, I realized I have an affiliate link where I get a commission when you link an account ;] rocketmoney.sjv.io/goherping
as 39 yer old thats almost homeless, theres not much there. So sad :(
@CannaClub Chicago who says so sad about themselves like that
I love how Starbucks 4 times is too much for you but doordash 68 times is totally fine 😂😂
Bro needs to learn how to cook lol
@@gabrielgalaxygh LET HIM COOK
@gabrielgalaxygh He's too busy cooking for his Reptiles 😅
I've found DoorDash to be so expensive X_x Used it once and never again. I'd rather take the 10-15 mins to go drive for my food if I'm not cooking, LOL.
Even 2-4 times in a single day, that's wild
Y'know that twitter textpost meme that's a list of monthly expenses with the caption"someone who is good at the economy please help me budget this. My family is dying" and one of the expenses is $3,600 in candles. That is you with doordash
I would _totally_ watch a cooking series with you making great food and trying new things out!
YES 😅🙏
I enjoyed how this put things in perspective for me and my girl living together and trying to cut down on things this year.... The fact that you're going over your finances shows you are headed in the right direction. Seriously though, that fast food is killing you
Alex I’d strongly advice you start cooking your food, it’s less processed (low sodium), plus home cooked food taste better, and you can save so much money. I know you’re a busy guy but taking some time to plan what you’re going to eat for the week and prepping is important.
Could make some meals on the weekends and have at least a couple days of food. An easy one is crockpot chili or chicken noodle soup
Making meals ahead and freezing them in portions to eat later is also good.
I'd even advise a service like HelloFresh to him as it sounds like that will be a lot cheaper.
Nah, get convenience foods for home. Get in the habit of eating at home first. Once that’s established you can introduce the quinoa
It only tastes better than going out when you’re good at cooking. I’m awful at cooking to spending food on ingredients I just end up throwing away vs a burger I eat all of. I normally choose the burger and when I don’t I regret it.
The struggle is real.. the unnecessary spending struggle is real 😭 my soul felt every sigh 😂
Move back with your mommy, 😂 now! You have no business plan @ all & no career goals! No shame. But go! 🤣👉🏽
You should come on my show lol
I check my bank account usually once a month just to make sure nothing weird is happening or to make sure none of my automatic payments for some reason didn't go through. I remember growing up my mom finding weird charges on her account every once in a while so now I just check in case anything like that happens. Also, maybe give cooking a try my guy lol.
Three words:
Learn to cook.
I don't mean learn a few techniques and follow a recipe. I mean learn how combine foods you find on sale to come up with good tasting and balanced meals. The process will most likely go alone like "oh I don't like this or that combination and spices" but you have learned something. Invest in a vacuum sealer then stock up and freeze when you see a decent sale. Food at home is, without a doubt, the easiest way so cut down expenses.
That was more than 3 words.
@@splooshx.c3222 lmao
Cooking is how you save tons of money.
Back when I was struggling with money, I was already only cooking, but I had to cut down on expensive products so I checked how much money my favorite meals costed, and the cheapest ones were less than 1€. Prices are probably different by now but the fact that you called a 7$ meal cheap... you gotta do the math on how much you could be saving by cooking.
My mom ( she works in finances) was telling me that it’s best for insurance that you try to see if you can pay a year in advance at least. It helps a lot. And for Starbucks just sign up & load up that account with like 50 or 100 and just use that instead of constantly paying with your debit.
As someone that did the same thing... It's door dash. That's killing you
“What did I spend this for- oh it’s the Subaru😐”
i assume having a subaru is similar to having a wife
@@GoHerpingwait you can buy those
@@GoHerpingthat's how I feel about my car, I've spent all my money and time on the last few months just to keep it running
Love hearing from you. Hope everything comes together for you. Love Chicago Grandma
I know this isn't an ad for rocket money but, here's my ad for rocket money too lol. Seriously has saved my finances and budget. I have severe ADHD so me keeping track of all of that on my own is just an absolute no-go, especially when it's on a card (God forbid multiple) because "out of sight out of mind" 😅 Good for you for holding yourself accountable! 👍
I loveeeed doing this and it's fun watching other people's as well!! Pick up your own food! Get cereal to fill you up to stop having cravings. Even hello fresh might be better lol
honestly it's the opposite for me, I rarely crave food so ordering doordash is a way to force me to eat since it's easy
@@GoHerping lol then +1 my cereal tip though you may die of vitamin deficiency.
I was on vacation last week and my bestie and I went out to eat like every single day, sometimes twice a day because... yeah holiday and frustration lol. Before the vacation, which was planed one year in advance i had some unexpected vet bills, and well inflation decimated everything pretty bad as well. Now I am afraid to look at my bank account lol. I suppose there are many people who feel like this right now. We treat ourselves to things we dont really need because everything hast become uncertain and stressful and expensive so we say "f*** it I am broke anyway". Now that you have an overview of your expenses you can see where to cut back, and when times get better the stress-buying gets better too. So don't beat yourself up to much, it happens to a lot of us. It will eventually get under control again :)
I would LOVE a cooking series. That one taco video was hilarious
A video where you try to only eat off of those subscriptions like hello fresh for 2 weeks. And every 2 weeks you try a new one. That would also be super interesting
I love your personality, you can make the most random ass video and i’ll still be watching all the way through
FOR THE ALGORITHM!
S A C R I F I C E S A C R I F I C E
I love your content man, so good. You’re so funny and chill I love it. It’s so cool to see you make stuff you’re actually interested in.
It's awesome that you're sharing this, because going through your bank statements really helps to see where you might need to make changes in your life.. For me I know that I really have to start kicking my nicotine addiction at some point because I'm spending about 20 euro's on tobacco a WEEK.
I also know that I'm able to not or barely smoke when I'm travelling or around friends, so it indirectly also tells me that I need to be more social and isolate myself less.
Spending money is a way to regulate your emotions. Similarily to drinking alcohol or taking drugs. The struggle is real. Keeping fingers crossed for you and me XD
I cackled at paying $$ for documenting reality and admitting it… then my brain went “I should do that too” so I’m apparently the same brand of horrible. thx influencer!!!
just doin my job. idk why it's so taboo
You're alone now? Does that mean things ended with Alice? I'm really sorry to hear that if that's the case. I hope you're both happy and thriving. You know, minus all the Starbucks investments lol.
You having a subscription to documentingreality was the last thing I expected in this video, lol.
Is this a gore site? I looked up live leaks and that’s what that is apparently. Why would someone pay money for gore ahaha have I misunderstood?
Damn dude your whole budget is for door dash
I really appreciate your candidness and love your sense of humor! Also, I’m thinking back to how you were slightly frustrated that Panda prices had gone up or something in one of your recent videos.. I forget the exact scenario, but at the time it gave me the impression that you were quite frugal. I’m lol’ing now listening I you rattle off all of the takeout you’ve ordered $$ 😂
Panda Express is raking us over the coals now. Unnecessarily expensive for their food...All of my other regular haunts still hold prices from pre-COVID. No excuse for Panda Express TBH.
Basic cooking techniques, cooking rice, roasting meat, making casseroles, baking a cake, making biscuits, air frying potatoes and other veggies, eggs and omelets, making soup . Save money, eat less preservatives and additives, have a sexy skill to show off for a girl. Oh we can drop by my place and get a bite to eat. I did not even mention 5 meat Italian dishes, which you are smart enough to learn how to make.
this was entertaining and makes me realize i'm not *that* bad 😬
just doin my job
Fr though here I am kicking myself in the ass for buying a $3 bag of chips that I didn't plan for last week, meanwhile this video exists lmao
Appreciate you going through this in a funny way. I'm going to check out my stuff now using mint
you should order door dash while you are dashing so you can make money on your own order. Since you like the minimalist stuff maybe you would like a Tiny house? its not for everyone I live in one and love it. I hate the stereotypical layout of tiny houses so me and my family made mine custom. Its 28x12 which is pretty small for a house but stereotypical tiny house folks may say its too large. We are still working on it while I live in it but I estimate that when it is done I would have spent less than 25k (which im proud to say is cheaper than my car). I love your finance videos.
Im so happy so see Alex's views go up.
Really awesome watching you learn different skills over the years , didn’t know you was a bit of a car enthusiast .
Salt Fat Acid Heat. It's a good book, will teach you the basic steps to achieving a delicious meal. The ROI shouldn't take long purchasing ingredients instead of DD. Since you own a home you could fill up that space with a herb garden, or put in raised garden beds and grow veggies to save even more!
thank you for making us all feel better about our spending..........im gonna go buy a game on steam
Interesting video! When I was younger I definitely wouldn't have liked this type of content but alas... now I am your age and curious how other people are doing spending-wise compared to myself. Probably would be a good idea to go through my stuff too and see if I can cut down on anything.Being a basically minimum wage worker with insanely high rent (because Seattle) I am already cutting down on stuff but I'm positive I could be saving money in places.
My guy it's time to learn some recipes and cook some food at home lol
It's not even hard, just start with one or two protein sources/main courses and Google how to make them. And pick up some potatoa, rice, pierogies... Whatever to make alongside it.
Oh and pasta is a good one too, super easy to make good pasta!
Don't overthink it, you can save toooons and most of it isn't even that time consuming to make.
Or you can throw a whole whack of stuff into a slow cooker in the morning and just let it cook itself all day without you having to touch it!
No reason to be eating out that much, especially using delivery apps. I used to have that habit too and I've freed up a ton of money cooking at home
Bro stop using DoorDash immediately it’s so expensive and you drive a Tesla so you don’t have to pay for gas😂
emeals is a good way to learn to cook. You pick the recipe cards you want and it loads the ingredients into a cart at your store of choice. Then you just go pick it up. The serving size is 4 so you should have plenty yummy leftovers to stretch your budget. It also keeps you from buying extras in the store you really don't need.
WHAT no way!
Thanks for this info. It's a start to something.
Alex learn to cook simple satisfying meals. When you cook, prepare double or quadruple and freeze with or without cooking; then you can have quick healthy foods almost as fast as grabbing a candy bar. You can cook 2 or 3 chickens or a roast, then pull off part of that meat and have 4 different dishes. You can season that 4 different ways after the meat is cooked with salt and a bit of onion.
bro worked doordash to pay for his own doordashing
have you considered appearing in Caleb Hammer’s financial audit videos? I reckon it’d be a good episode.
Why aren’t you using a payroll company?
Once a month they take out a sum you decide on - it goes out of your account - taxes get pulled - and the rest goes into a checking account. The sum you pick would be the minimum you expect to make. I end up - at the end of year either getting money back after write offs - or I owe like 2-5k.
i respect that ur able to make so much money and I dont want to knock you for making a good living but the whole time i was thinking god if i was making half as much as him id be so set for a comfortable life instead of where I'm currently at. watching you waste so much money on stuff that you Dont Need (doordash included) is very sad to me i really hope you get yourself together in the nicest way I can put it. this is a lot of money and you could be doing even more than youre doing with it if you just spend it right.
There is just something entertaining about watching a dude talk about his financial problems
These vids about finance are good stuff
I RELATE!! I’m half self employed so I have to do something similar on my rocket money 😭
This video is gold bless you for being so transparent lmfao. Also subie gang
Looking at this spending made me feel really good about my own spending habits. This gives me a better idea as to why 64% of Americans report living paycheck to paycheck.
Not to poke fun... but the two most obvious items that shouldn't be there are the Doordash orders and everything associated with the Subaru. If you're self employed, there's no reason you can't cook more at home. And you have a Tesla... why do you have a second car?
i got way too much entertainment out of watching you do this. cool video and awesome message to all of us to check on our finances lol
I think maybe you should start cooking? I know I have to. Hell maybe just eat stuff you don't need to cook. Get bread some packaged ham with herbs. And I don't mean the dried stuff, get the leafy stuff. Raw baby corn goes nice with fresh coriander.
You had me laughing so hard at your justification of most of the purchases! I can’t…🤣
Your delay on putting out a part 2 of stray made me buy the game and finish it myself. I don’t even play video games. Such a good ending though
MY MAN make your own food. getting food 4 times a day will bleed you dry so fast...and doordash /uber eatsing it.
gotta work on that if not for your wallet for your heart. your waist may be thin but your heart and liver is fat ;D
PS. this was surprisingly entertaining for a video about your personal finance
Please start a budget!! Even a super simple one will do, tons of resources online will help you to learn.
Theres no need to completely cut out doordash or even starbucks lol but a simple budget will help you make sure you dont go overboard.
Caleb from financial audit is shakin in his seat 😂
The recession got us all struggling financially and mentally. No shame on the door dash, as someone who battles depression sometimes that’s the only way I can manage to eat.
love the transparency.
:D
I've got -4$
still a higher net worth than the average american!
train crows to bring you dollars for treats give them more food based of the amount grater the president grater the reward then you will have a small pick pocketing army of weirdly patriotic crows
@@theperfectbotsteve4916 I live in Canada xD
@@dijosto magpies then
i feel all this
Omg I love this! Have you been watching Caleb Hammer too? :p
You have a great camera and amazing skin!
I been there fam what helped me was meal prepping chicken breast broccoli and rice
Go with Walmart for groceries or hell, Target. So much better. I have worked inside Amazon FC and I know how Amazon employees to shove things like bread in the bins with stuff like weed killer in other not tasty things. You food will be damaged or smell.
Prep your food, look into roommates and make checking your bank account a regular thing. Guilt does wonders to whipping out a card. Good luck.
You should go on Financial Audit with Caleb Hammer🙂
You bought spark plugs for your suburu and put it under dining because they eat spark plugs like a triton
Another great way to cut back on expenses is to always drive to get food. (From one door dash addict to another 😉)
love this
While I was driving trucks cross country, one year I saved every receipt. I was told I could claim what I spent on taxes. It was over 7k for the whole year. But I could only claim it if the amount was over 10k. You really became a minimalist driving trucks. Not that I'm home, I probably spent twice that this year, myself. Lol
may i recommend crockpots or known as slow cookers, i looove them so much. find a recipe get the ingredients then toss it in and it will be done by supper time.
So self employed here that does not pay quarterly……. Yea, not the best at planning ahead. Anyways this year I’m budgeting better. I was also spending a lot of money eating out. I now spend about $80 a week on food. Going to the grocery store once a week and cooking at home and eating leftovers has allowed me to save quite a bit of money. I know it sucks…. I absolutely hate cooking but it definitely helps. Just trying to not owe thousands and having to sell a bunch of my crap to pay my taxes at the end of the year because that was definitely me the last couple months 🥲🥲
That intro though lol relatable
I know this isn't a reptile video but I am getting a leopard gecko this month and want to know if you have in recommendations for getting him all set up
I don't even spend money on unnecessary things yet it's still hard, I feel guilty if I buy milk because it's not that necessary :'D
3:27 I like how he's justifying his spending to us lmfao
I demand for a Caleb Hammer Collab
You should go on financial audit with Caleb Hammer. I would love to watch him roast you on your spending 😂
Okay who’s only fans did you spend $130 on? 😂
I think meal planning would be a good option for you. There are plenty of meal-planning youtube videos that will teach you how to make large batches of several different meals, and they can last in your freezer for like 3 months or more.
Watching this makes me feel like the most abstemious person on the planet.
How much on potatoes that rotted away?
You gotta go to Caleb Hammer for a financial audit lmao that would be great content
Time to interview with Caleb Hammer lol
Where's Caleb Hammer when you need him
Not to be an AD but if you don't like cooking just get factor ready meals. 4.89 a meal, and they're actually delicious.
Hello
Im hoping the cost you blurred out was something you didn’t wanna show like calcium sand (foolish decision) and not anything…..else.
He's an adult with his own money haha. It can be whatever he wanted
@@Dehalove I know, I was just joking because he talks about how much he hates calcium sand and it would be hilarious if he just blurred out a calcium sand charge
You can Airbnb the extra bedrooms for an extra income
I forgot you had cats. Could you introduce them to us again?
You should 100% hit up Caleb hammer that would be a sick collab
The stock exhaust in my parent's Subaru is unironically broken and it costs $180 to fix it.
Bro you spent half of my months rent on doordash but 4 trips to Starbucks is too many?? Are you okay lmao???
If DoorDash didn’t exist I’d have a car right now
Junk food is going to make you broke and destroy your health. Make sandwiches.Who paid for your cars?
Eating out is so convenient but it's super expensive I was spending about 300$ a month on fast food 😓😓😓 pretty sure it was more than that tho
Tbh food is just expensive these days in general. I homemake all my meals and my grocery budget is definitely more than 300$ a month. Just the cost of eggs rn makes me wanna stab someone, lmao
Thought I was down bad I have .59 in my account also pretty funny I got one of those "are you having trouble paying you rent?" Kind of ads when I clicked on this, pretty suitable for this lol
Inspired 😍