I was watching this video just to see how much I could afford and when you mentioned Fresno at 9:03, I jumped up. I’m literally in Clovis. Haha. Had no idea when I clicked on this video.
I love looking at all the numbers as I pay down my car loan on how much more I can afford! It is so much fun to see how much I could afford for my next home!
Thanks for the video. However, for those that need a video such as this, I don't believe you made it simple to understand; I understand debt to income ratio, but right out of the box you talked wording that is not common to those not in the know. "Lenders DTI". That is the beginning of confusion. These calculations saying monthly payment is not considering PMI when not paying 20% or more down that most mortgage companies want. Also, no music necessary, especially when teaching. It's competing with your voice volume
Wouldn't life be better if people save, BAMN to gather all the money they needed, then bought a house. No more debt, mortage, stress, losing home, paying off for rhe rest of your life, etc 🤔🙄 just a thought😘 Great info. 👍👍👍
Hi Leo! Are you still allowing people to download your spreadsheet? I would like to have it if it's still possible. I think I see it in the desription.
Thanks for watching! Don't forget to download my FREE Calculator. Link above.
I love how you make everything super digestible and easy to understand! Your videos are the best Leo!! :)
Thanks so much! 😊
It’s amazing how I’ve sought for mortgage lenders to explain this to me and have never been able to get an answer. Thank you so much for posting!
Claudio! I’m so glad my video was helpful to you. I think most lenders are lazy and don’t want to help you. They just want to get the commission.
I was watching this video just to see how much I could afford and when you mentioned Fresno at 9:03, I jumped up. I’m literally in Clovis. Haha. Had no idea when I clicked on this video.
This is the video I’ve been looking for. Thank you for being very transparent and to the point!
Thank you very much. Glad you think so!
I like the way you make this very real. Thank you!
I appreciate that!
I love looking at all the numbers as I pay down my car loan on how much more I can afford! It is so much fun to see how much I could afford for my next home!
Hey Alyssa, I always enjoy your feedback you’re so on point. I appreciate you
Very well-explained process, especially showing how potential buyers should approach the process. Your tools are invaluable. Great video.
You're very welcome!
Thank you for explaining this topic so well!
Glad you think so. Thank you so much for watching!
Oh good to know. People need to understand these items. Thanks!
Thanks Sherry! Glad you think so
Love the energy! Great video!
Thanks Elizabeth!
Thanks for sharing this important information that so few people have been educated on!
Mary, thank you very much. I appreciate the feedback.
its crazy to see that today the house market is 3x interest. 300k home is over 2000. that scale is insane lol.
Oh great! This is very interesting! This is for real! Thank you so much!
Hey Patricia, my pleasure!
I like how you break it down step by step!
Awesome! Glad you think so
I like this because you are so specific! Thank you!
Thank you so much. I appreciate the feedback
It was interesting. (and I like the house 😉). Thanks for sharing it.
Tamara, thank you! Glad you liked the house 😀
Great stuff bro, I appreciate the insight
Thanks Dominic! I’m glad you think so.
Amazing, thanks for sharing this!
You bet!
Great video Leo!!! Keepin it real :)
Always!
Very interesting ! Thank you!
My pleasure!
Thank you for sharing this info
You are so welcome!
Thanks for the video. However, for those that need a video such as this, I don't believe you made it simple to understand; I understand debt to income ratio, but right out of the box you talked wording that is not common to those not in the know. "Lenders DTI". That is the beginning of confusion.
These calculations saying monthly payment is not considering PMI when not paying 20% or more down that most mortgage companies want.
Also, no music necessary, especially when teaching. It's competing with your voice volume
Thank you very much. This is good constructive criticism. I really appreciate it.
Great Video!
Thanks for the visit
Wouldn't life be better if people save, BAMN to gather all the money they needed, then bought a house. No more debt, mortage, stress, losing home, paying off for rhe rest of your life, etc 🤔🙄 just a thought😘
Great info. 👍👍👍
I totally agree!
Im dumb pls help. I make 60k a year, with no debts having to be paid (so it would be 0) and have a 675 credit score. How much can I afford?
Hi Leo! Are you still allowing people to download your spreadsheet? I would like to have it if it's still possible. I think I see it in the desription.
well it says I have to submit a request to the author to be able to edit it.
Hi Carolina, I gave you access to the sheet. We’re you able to use it?
I will try later today. Thanks
Is this good for all 50 states especially Texas?
Yes, correct. Same rules apply
What year of income they look at?
Your calendar year income. If you are an employee, your w2s. If you are self employed, your tax returns.
It’s a year later, so basically nada now lol.
That’s about right! :)