Bakit Ganito Lang Ang Dividends ng aking MP2? Actual MP2 Dividends Calculation

In this video we will show you an actual dividends calculation from PagIBIG. Ipapakita namin bakit kahit malaki ang halaga ng naihulog sa MP2 account ay mababa lang ang dividends ng PagIBIG. Ipapakita din namin ang paggamit ng Average Daily Balance o ADB sa pag calculate ng irregular savings.
Disclaimer: The PagIBIG calculation is final if ever there are discrepancies between our calculation and that of PagIBIG.

[@cathumz9720]

Anlupet! Unang video pa lang, na pa subscriba na ako. Mind you, mapili ako sa mga channel na aking sinusubay bayan!

[@ofwpower]

Wow! Thanks a lot Faye for your kind words. I really appreciate it. Thank you po at nagustuhan po ninyo ang ating video. All the best and good luck po.

[@serenisongs4432]

me too galing mag explain ni sir with easy to understand visuals ❤️

[@ofwpower]

@@serenisongs4432 welcome po and good luck.👍

[@albertrecondo1864]

Sir ask lng po bakit ang liit ng average dividend rate na bigay ng Pag ibig? Naghulog po ako ng nov.2020, at ng i check ko ng nov.2021 maliit lng tinubo nsa 1.5% per annum lng po..

[@ofwpower]

Nov lang po kayo naghulog kaya yung tinubo niya ay 2 mos lang po. Please watch our other videos on how to calculate po.

[@bojiam4818]

As per usual, very helpful video about mp2.
The work that you put in doing these videos are phenomenal.
Sa organization ng pagprepresent mo ng topic, knowledge about the subject, dapat pag nag search sa youtube ng MP2 PAGIBIG lalabas na agad yung video mo.
Hoping for more videos like these "Case Studies" ng mga iba-ibang ofw ng mga contributions nila at mga dividends, sana may ipakita din na nagwithdraw ng MP2 after 5 years.

[@ofwpower]

Thank you Boj from the bottom of my heart. I really appreciate your kind words. Ingat po kayo palagi.

[@f3l1xaguinaldo94]

@@ofwpower Bro.. 1st time I heard tong MP2.. and not sure kung kailan ko huling nahulugan pag-ibig ko.. kindly share the links on how/where I can start also this kind of investment. Mabuhay ka at sana dumami ka na Pilipinong tumutulong sa kapwa Pilipino! I just subscribed.. 👍🏻..btw OFW rin po ako..

[@ofwpower]

@@happytravel9580 sensiya na Paul. Ngayon ko lang po nabasa ang message nio. Hindi po madodoble ang inyong pera sa MP2. Sorry to say that po. 5 years is too short to make your money double.

[@mclynburley]

Sir pwede po ba ako mag invest kahit Wala na akong work?

[@ofwpower]

@@happytravel9580 good luck po.

[@Oooooooommp]

I am very enlightened after watching this video. I just open my mp2 account and planning to deposit money on January. Isang bagsakan nato para mas malaki dividends

[@ofwpower]

Awesome! All the best and good luck po.

[@ramonbalboajr2758]

ang galing nman ngpgka xplain ninyo boss. una npa kunot nuo ko sa kakaisip, pero sa huli npa ngiti mo ako. salamuch

[@ofwpower]

thanks a lot Rocky. let me know kung may hindi po maliwanag. good luck po.

[@jerickbautista7486]

Napaka husay na explanation sir...malinaw nsa akin kung paano ang paraan para mapalaki pa ang tubo ng pera ko.Saludo po ako sa inyo .

[@ofwpower]

Good to know that po Jerick l. All the best po and good luck.👍

[@Woolfie]

ito na ang pinakamagandang delivery na napanuod ko. Very focused sa pagprepresent at very direct at very easy to understand.

[@ofwpower]

Thank you po. Pasensiya na at medyo mabagal po magsalita. We will improve po in the future. Good luck po.

[@mksee66]

Very clear explanation. Basically kaya di nakuha yung 7% ng 95,000 na hulog kasi hindi siya Lump sum. Unti unti ang hulog ni ofw monthly. if gusto makuha yung 7% ng 95k dapat jan. pa lang may 95k na agad na lump sum.

[@ofwpower]

Exactly. Tama po.

[@noelb.delapena6508]

eto ang hinahanap kong explanation na maliwanag, nainis lang ako sa ibang vloger haba ng ng intro nonsence naman ng sinasabi. Salamat po idol naintindihan kopo ang paliwanag nyo sa video na ito se save kopo ito bilang guidelines ko.

[@ofwpower]

thanks Noel. appreciate your kind words.

[@jerickbautista7486]

Sir Fermin gusto ko ang style ng explanation mo kagalang galang po...pormal sa delivery at very informative ...seryoso .God Bless sir!

[@ofwpower]

Thanks Jerick. Appreciate your kind words. All the best and good luck po.

[@zepryl7424]

Napaka informative na video nyo sir, so kung gusto kumita ng malaking dividends dapat maghulog ng malaking halaga sa January para makuha ang buong declared dividends ng PAG-IBIG.

[@cherylpajo8600]

Thank you sir because of your inspiring vids, naka start n ako at last ng Mp2. 🙏

[@minhoolee1383]

Galing! Mas naintindihan ko na po sya. Maraming salamat!

[@ofwpower]

All the best po.

[@NaDynOfficial]

Well said iba po talaga kapag kayo Ang nagpaliwanag... Another answered question for many for sure. Thanks a lot Po!!!

[@ofwpower]

Welcome po Ka Dyan.

[@carlareyes1540]

First time to watch your video pero I gained a lot of knowledge! Mabuhay kaso sir. newbie ako pero na-gets ko agad. Keep helping pinoys po in increasing our financial knowledge.

[@ofwpower]

Great! Its good to know thaty po. Good luck po sa inyo and ingat po kayo palagi.

[@chalagula1122]

Thank you po sa video. Madali pong maintindihan. Magaling po kayong mag explain. Sini share ko sa mga kapatid at kaibigan ko po ang mga videos ninyo.

[@lovingthelife9353]

Napakalinis ngpagkaturo ❤

[@ofwpower]

Thank you Angie. All the best po and good luck.

[@peterandallkapamilya1100]

malaking tulong itong calculation na pinakita mo sa amin Mr. Fermin!
God bless you po..

[@ofwpower]

All the best Pete. Good luck.

[@TanyaYacapiloveyou14344]

Thank you sir Fermin, I really like the way you explain. Napaka simple po at madaling maintindihan. Keep spreading your ideas about savings, budgeting and investments.

[@ofwpower]

Thanks for your support Tony. Ingat.

[@dannyloyola3610]

Thank you sir napakalinaw po ng inyong paliwanag..God Bless

[@ofwpower]

Welcome po and all the best po.

[@angelierosenas3935]

Thank you for your clear explanation to this topic,.
Its' really helpful.

[@ofwpower]

Welcome po and good luck.👍

[@charlesmedranomaramot4028]

Maraming salamat Sir. napakaliwag po ng inyong paliwanag. God bless Sir Fermin

[@ofwpower]

Thank you po and good luck.

[@jungarces1]

You are absolutely correct.. Good explanation... Kasi di naman 95K siya nagsimula ng January..

[@rosebelcabero1206]

Verry much helpful about mp2 thank you sir keep it up..and God bless you ❤❤❤

[@ofwpower]

Thank you po.

[@serbelleluces5276]

Tnx sa info sir! am an mp2 depositor din po 😊 stay safe always n God bless you sir🙏

[@ofwpower]

Thanks po and welcome po.

[@funetcetera2464]

Ang galing ng computation at analysis thumbs up po sau Sir 👍👍👍

[@ofwpower]

Thank you din po. All the best and good luck.

[@stephenzaldarriaga3643]

Ofw din ako idol new subscriber ngaun my idea n po ako mas maige pla na lumpsum isang bagsakan na lng mas malaki ang dividends pla. Slamat sa videong eto..

[@ofwpower]

Welcome po and good luck.👍

[@raymondtvblog1611]

Marami pong salamat sir sa kaalaman na itinoturo nyo God bless you po...

[@mariconsunico9697]

Thanks for a very clear explanation.

[@ofwpower]

Welcome. Good luck.

[@thegesfavorite7862]

Sakto po to sir kasi naghahanap po ako ng magandang investment. Salamat...god bless po.

[@ofwpower]

All the best po and good luck.👍

[@redrubyreynofficial8663]

newbie here.. thank you sir... dami kung idea nakukuha..GOD BLESS

[@ofwpower]

good luck po and all the best.

[@soienriquez4213]

Newbie here, thank You po! I find very enriching and encouraging yung mga computations nyo po for MP2 PGA IBIG. more videos po.

[@ofwpower]

Thanks and good luck.

[@zaismile2116]

Agree

[@JhoNill981]

thank you sooo mucchhh sir, nakaka motivate pOH Ang mga videos nyo pOH..

[@carlosjavinez8330]

Hello aks ko lng po.. if ang idea ay ang best na pg hulog ay every JANUARY of the year regardless if mgakno ang ihulog,ibig po bng sabihin kahit di ka nkapag hulog for the nxt accumulating months e kita prin ngw malaki or maliit ang hinulog mo nung JANUARY..more power po thanks po educational video .

[@ofwpower]

Sa MP2, the earlier kang maghulog at the bigger the amount, the better. Not jecessarily January.

[@robertcarullo]

Thank for your good explanation. God blessed.

[@ofwpower]

Good luck po.

[@mjdckitchen]

Thank you po naka start Napo ako sa mp2 investment..salamat sa pag reply nyo po

[@ofwpower]

Awesome! All the best po.

[@rabdirection]

Thank you sir for sharing about mp2 investment it's very informative 😊

[@ofwpower]

Welcome po.

[@lysandergrajales8722]

Very detailed explanations,.thanks😊

[@ofwpower]

Thank you and good luck po.

[@mariaelenacalibuyot725]

Super informative po kayo Sir very thankful here from HK

[@ofwpower]

Thank you Maria.

[@missgorgeous9420]

Thanks again sir fermin for this video..crystal clear explanation👏👏👏😁more POWER sir!

[@ofwpower]

Thank you Ms Gorgeous. Ingat po kayo palagi.

[@mctvph4370]

Very nice. Maraming salamat sir sa explanation.

[@ofwpower]

Welcome po and good luck.👍

[@allenceazarlibiran7099]

Galing! Very informative and cleared! 👏👏👏

[@ofwpower]

Thank you Allen. Pasensiya na medyo gragging ang video. After watching it myself nahahabaan ako. We'll improve in the future for all of you. Good luck.

[@ma.averyathenaarroyo4092]

Very nice explanation. 👌 Napaisip din ako kanina knowing that I did a one-time investment na P200k at pinilit kong start of the year pra buo the entire year at easier to compute. ☺️ Hoping na maging okay prin ang performance considering the pandemic this year. ☺️

[@carenpascua3351]

MA. AVERY ATHENA ARROYO paano nyo po naihulog yung 200k online po or remitance center? Pwede po ba any amount sa gcash. Sa iremit kasi 45k yung maximum.

[@rodolfolargo5248]

That was very informative and helpful ! Thank you!

[@ofwpower]

Welcome po and all the best po.

[@kapdu8285]

Salamat po Sir sa malinaw na pag paliwanag ng MP2.. Mabuhay po kau. God bless!

[@malenmitra6007]

thank you sir may nadagdag na nman sa aking mga nalaman.. kudos to you sir.

[@marlyzabala4884]

Maraming salamat at napanood kita...ang dami k nlaman at natutunan lalo n s MP2.

[@melindamarinas1518]

Thankcucsir ang ganda marami po akong natutuhan

[@ofwpower]

Welcome po and good luck!👍

[@abelbal82568]

Yes, I learned some ideas and tips from you sir Fermin! Thank you 🙏 Mabuhay ang may MP2😍.

[@ofwpower]

Mabuhay! Good luck po.

[@GParbznibai]

Ty sa vidz. Na intindihan kona.. more power.kabayan

[@ofwpower]

Welcome po and good luck.👍

[@robadventure8007]

Well explained!👍🇵🇭🇧🇭

[@ofwpower]

thank you po.

[@daylortiz9077]

Nakuha ko n po😁.kung ng start k lang ng hulog sa kalagitnaan taon or monthly ung hulog o one time na 100k for example pero sa kalagitnaan na ng taon-hndi mo makukuha ung buong dividend n binibigay nila for one year.mababa p dn ung Kita noon.mas ok pa dn n umpisahan mo sa unang buwan ng taon tapos isang malaking bigayan para pasok ung 1taon n Kita doon.

[@ofwpower]

Ang mahalaga nakapagsimula po kayong magipon.

[@sergiobenoya]

Awesome explanation sir. Learned a lot

[@ofwpower]

Good to know that po. Good luck.👍

[@springboi385]

amazing!!!! napaka enlightening. thanks sir!

[@ofwpower]

Thanks Jessica. Good luck.👍

[@nhelcoles]

Salamat po.... Very informative...!

[@ofwpower]

welcome po and good luck.

[@nitzsantillan7464]

Ang galing ng explanation as always.

[@ofwpower]

Thank you po.

[@amyscorner4056]

so ibig mo pong sabihin dapat pala paghulog mo ng MP2 ay dapat pala on time pala ang hulog ay on time dapat mas maaga pala ang dapat pala consistent ang hulog para di mawala ang tubo na dapat sa pera na inihuhulog natin...Well marami pong salamat sa pagpapaliwanag kasi siyempre akala ko rin po b asta naghuhulog ang tubo noon ay 7.23 percent na agad ..SO marami pong salamat sa paliwanag po ninyo..Marami po ang hinde nakakaintindi ng Pag ibig MP 2at mabuti na loang may vlog po kayo...GOD bless po..

[@lornaatienza3057]

salamat po sa video na eto, naliwanagan aq 😊😊😊 Godbless

[@ofwpower]

Welcome po.

[@ruikuanli]

thanks for the video, very informative and easy to understand. Thank you very much

[@michaelasis9041]

New subscriber. Thanks dami ko agad natutunan.

[@ofwpower]

thanks a lot Michael. all the best po and good luck.

[@ruby-dv5ko]

Thank you po ulit sir..good bless po and more power..

[@ofwpower]

Welcome po...good luck.

[@titojeem5598]

Thank you for the hardwork in educating us about mp2 savings, more power to your channel sir, new subs. here 😊

[@genelynmorales5752]

Very informative , thank you po

[@ofwpower]

Welcome po and good luck.

[@venusjamero291]

napakaklaro po ng explanation..
good job sir ...👏👏👏👏👏👏

[@ofwpower]

Thank you po and good luck.

[@mackydizon7356]

Thankyou sir napaka informative po ng mga videos nyo😊more power po

[@annabellagura5768]

Thank you Sir really helpful po.

[@ofwpower]

Welcome po.

[@alvinuba724]

Very informative po sir,thanks

[@ofwpower]

Welcome po and good luck!

[@dipaculao1960]

Napuna ko rin yan. Last year 50k naihulog ko. Lumabas sa dividend ko 1900 pesos lang. Sa record nila, 6.1 % yata ang dividend. So dapat 3k. Ginawa ko nang total 250k ngayon. Tingnan ko later kung ano ang kalalabasan.

[@percygarcia60]

Salamat sa binigay mong tips idol! Baka pwede ding makahingi ng calculator hehe! Thanks in advance! More power!

[@ofwpower]

I share ko po ang calculator kapag na polish ko na po para mas madali po ninyong magamit. Salamat po.

[@percygarcia60]

@@ofwpower Salamat idol! ask ko lang po, kasi yung una kong hulog sa MP2 ko is 2,000 then next month is 28k, balak ko sana maghuhulog nalang ako ulet next year, mga magkano po kaya ang tutubuin ng aking unang taon? salamat po sa sagot

[@ofwpower]

@@percygarcia60 sir, gamitan lang po ng ADB Method. Pwede rin mano-mano. Good luck po.

[@maryamaseniero]

Wow, thank you so much sir

[@ofwpower]

Welcome po and good luck.👍

[@paulojeff1753]

Good job Sir! 👍....very informative content 👏👏👏 ...

[@ofwpower]

Thanks and good luck.👍

[@joanlogatcho1159]

Thank you sir naunawaan ko na

[@joanlogatcho1159]

Mahirap po pala pag deduction sa sahod ang payment kasi hindi naman updated ang hulog ng company by quarter sila mag hulog kasabay ng contrabution kaya wala talaga malaking magiging interes ang pera 😔

[@ofwpower]

Good luck.

[@harrytrocioladao1750]

Maraming salamat po sir sa ideas.

[@ofwpower]

Welcome po and good luck.👍

[@GhostedStories]

Thank you, this is very informative.

[@ofwpower]

Welcome po. Good luck and all the best.

[@GhostedStories]

@@ofwpower thanks!

[@ofwpower]

@@GhostedStories welcome.

[@ninjanihubbyduties6616]

Very helpful information po host salamat ..

[@ofwpower]

Thank you po and good luck po.

[@luciaingcol8288]

Much learn tink u mr fermin

[@ofwpower]

Welcome po and good luck.

[@myrnafelicia6392]

Thank you dn sir fermin, ang daming ntutunan sau, Godbless.

[@ofwpower]

Welcome po. Good luck.

[@annafeyap5440]

@@ofwpower gud day po sir baka po pwede ma vlog din po kng sino sa 2 ang maganda e invest pag ibig or time deposit po. Paano po calculation ng bank time deposit

[@PaulLhenieTennisTraining101]

Thank you so much po sa info

[@ofwpower]

Welcome po and good luck.

[@d1n0_mb]

Very informative. Good job 👍🏽

[@ofwpower]

Thanks Ferdy.

[@d1n0_mb]

@@ofwpower malaking tulong para sa ofw (sg) na kagaya natin.

[@ofwpower]

@@d1n0_mb thank you po.

[@sahtotoolang6736]

Marami pong salamat

[@ofwpower]

Welcome po and good luck!👍

[@janniemae01]

Don't be discouraged ang importante na save mo yang 95k , by the 2nd year sure kna na may dividend na yan after a year plus yung bago mo na hulog

[@KINGHeusenGaming]

Interesting topic. Thank you sir!

[@ofwpower]

Thank you King.

[@larryvalerio1765]

Hi sir im planning to invest tomorrow sa MP2 ng 70k lumpsum.ok lang po ba un?kaht patapos na ang taon?i understand na tutubo ang pera ko for decmber 2020 lang.ang mahalaga sa akin makapag start na ako now.and i will let my money compound from January 2021 til december and each month starting january ay maglalagay pa ako ng pera sa acct.para lalo lumaki.or if possible il make it lumpsum again by January dahil natuto ako sa turo nyo na better if lumpsum

[@KINGHeusenGaming]

@@larryvalerio1765 pwede kumita pero portion lang don sa annual internet rate ni MP2

[@ofwpower]

Great job Larry. Your plan is perfect! All the best and good luck po. Bastat as soon as possible at keep saving lang po. All the best po.

[@ofwpower]

Tama po kayo King. Good luck po.

[@nhojareubla]

yes Sir very informative.

[@ofwpower]

All the best and good luck!👍

[@twbbeatsandrhythm8076]

Hi sir! Thank you for another very informative video on MP2. God bless po.

[@ofwpower]

Welcome po and good luck.

[@karaokesinger1758]

I understand it better now.

[@ofwpower]

Good to know that Aljon.

[@kabayantv2957]

Mas maganda talaga pag long term mga kA OFW..5 years better kung meron naman po tayo emergency Fund..correct me if I'm wrong sir Fermin..

[@ofwpower]

Tama po Gerald. Good luck po.

[@theduskuntildawn]

amazing tutorial! love it.

[@ofwpower]

Welcome po and good luck!👍

[@lenydelfinado8388]

well said po sir.thanks

[@girlievicente210]

Mas okayi daw dividend pag lumpsum o one time hulog lang ng malaking savings, if you have big money mas maganda ibagsak mo na lahat wag na spread out ba monthly ganon. As per napanuod ko.

[@ofwpower]

tama po.

[@mariekrissobreo8189]

Very informative po sir, thank you!

[@LoRisVlogs14]

Salamat sa napaka impormanteng video...new subscriber here

[@ofwpower]

All the best and good luck!

[@mstaratay]

Well explained!!!

[@ofwpower]

Thank you po and good luck.👍

[@yollymarcial8168]

I heard 5 years po ang maturity nga MP2 savings account. You can close the account and get the maximum dividend na pwedeng matanggap ng account holder.

[@ofwpower]

Tama po.

[@michaelcomayingking9471]

Thank you and i learn alot

[@melbafallorina5982]

Very informative keep it up sir

[@ofwpower]

Welcome po and good luck.

[@buddyenseoul3339]

New subscriber here po. Very clear kc explanation ni sir fermin.

[@ofwpower]

Thank you po and good luck.👍

[@berleanbriones1780]

Ay ganern, may ADB pala, akala ko nmn yung total saving plus yung percent divedend. Ah ok. Ang baba pala ng tubo. Pero mas malaki pa rin kesa s ordinaryong bank savings account. Now alam ko na haha.

[@noraocampo8673]

tHANKS FOR THE INFO.

[@princeedgarpastoral6670]

Very helpful sir

[@marlonalfonso7343]

Mas luminaw lalo thank you 😊

[@ofwpower]

All the best and good luck po.

[@josericksonestorque2051]

Kudos to you Sir 💪 💪 ....
Super informative ng content u.....
Road to 1000,000 subscribers para maraming ka matulungan na OFW ...