How To Get A 4% Mortgage Interest Rate In 2024

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KELLY ZITLOW, NMLS 164330
Sr. Mortgage Advisor
EVP, Sales & Marketing
[e-mail]
www.kellyzitlowgroup.com
480.725.0150
Kelly Zitlow is a Public Speaker, Sr. Mortgage Advisor, and Executive Vice President of Sales & Marketing with Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. All information presented is for educational purposes only and is used to help you as the viewer in your home buying or selling process.
Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. Cornerstone Capital Bank, SSB. Member FDIC. NMLS ID# 2258 | Equal Housing Lender
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#mortgage #buyingahouse #mortgageinterestrates

[@floydchusset3143]

There are different perspectives on recessions and depressions; we cannot always expect significant rewards; and taking risks is preferable to doing nothing. The bottom line is that by diversifying your portfolio and making sensible judgments, you will accomplish exceptional outcomes. In just 5 months, my portfolio's raw earnings increased by $608k.

[@majidcoper]

Despite my conviction in your direction, my recent stock purchases, and the fact that I am an AMC shareholder, I have not been able to amass anything. I had been in debt for far too long before the collapse. What are the steps required in investing?

[@ryanthompson8256]

I completely agree, which is why I think it's important to delegate decision-making responsibility to an investment coach. Underperformance is essentially unimaginable given their specialized experience and education, as well as the fact that each of their skills is focused on harnessing risk for its asymmetrical potential and controlling it as a buffer against certain unfavorable events. Working with an investment coach for over two years, l've made over $1.5 million.

[@ryanthompson8256]

Laura Grcae Abels that's whom I work with

[@ryanthompson8256]

i honestly suggest beginners and those who are willing to get into the market should work with her for a proper guide

[@JasonDinero]

That is incredible! If She's this talented and has A-list skills, I'd like to speak with her. Even when I clone transactions using a MAM account, I continue to lose 20% of the time. Where can I locate her contact information?

[@Detached_AZ]

If rates remain high......Rather than "refinance" , you should have mentioned a "Re-Cast" for the loan. NO money out of pocket if you do that. And your payment gets reduced by the "left over" escrow money

[@MortgageHowDoI]

Yes, it can be a great way to reduce ones payment but it doesn’t change the interest rate if and when they do go down.

[@Detached_AZ]

@@MortgageHowDoI True, but it buys you moe time to wait out to see if they drop enough where it's advantageous to REFI

[@marydrefs3353]

Does the buyer need to close by 2/29/24 to receive the lender paid buy down?

[@MortgageHowDoI]

No they don't need to close by 2/29/24 but there are other factors that will need to be reviewed to ensure the buyer receives the 1% lender paid rate buydown for 12 months! If you have any questions about this program don't hesitate to reach out to use on our Home Loan Hotline (call OR text) 480.725.0150 or you can schedule a consultation with us here: bit.ly/3wERfRV

[@KM-sr9cc]

It won't be a miracle if the rates are cut, in fact, the rate cut will be shortlived and the bank has to raise it again, and that would be a breaking point for the economy and real estate sector.... the 1970s Vietnam era is back.
Warning: Any premature rate cuts will cause inflation to bounce back with much more force to double-digit territories and the rate hikes will be massive.
1960, and 70s Vietnam-era high inflation led to a massive 20% rate hike in the 1980s.
The best scenario is to keep the rates at the current 5% for 2024, 2025, and 2026 to fight Food inflation, affordability, Housing, and Cost of Living crises.
65% to 80% DEFLATION in asset prices especially in Real Estate Prices is a MUST, if NOT, there will be DIRE and DEVASTATING Social, Economic, Political, and Security Consequences for Canada in the years ahead.
A recent SECRET RCMP Memo was also pointing in that direction.

[@MortgageHowDoI]

Thanks for watching and commenting! Great perspective!

[@claranumberone]

All lender offer same interest rate. They only differ in closing costs.

[@MortgageHowDoI]

Lender costs do vary from lender to lender; interest rates should certainly be similar but can also vary depending on the lending platform.

[@lrivera31]

Agreed. They are all paper pushers. I’m dealing with one through builder that is just lazy and not proposing anything. About to pull out and just loose my earnest money.