I Saved Over $36,000 In 2023 Doing Savings Challenges! Single Mom Income & Budget!
Vložit
- čas přidán 27. 12. 2023
- Email me at monthlysubs1@yahoo.com for collaboration or reviews!
High yield savings account is below. If link is not clickable try copying and pasting into your browser!
www.sofi.com/invite/money?gcp...
Earn cashback while shopping online! Sign up and get $30!
www.rakuten.com/r/DENISH352?e...
Welcome! I am a single mom of a 2 year old. I am on a journey to retire early and reach financial independence, while also building wealth for my princess
Follow me on ig @_mymoneydiary
|
|
|
|
|
|
|
|
|
|
|
|
Disregard everything past this point!
#debtfree #sinkingfunds #cashenvelopestuffing #daveramsey #cashenvelopes #debtfreecommunity #debtfreejourney #cash #debtfree #sinkingfunds #cashenvelopestuffing #daveramsey #cashenvelopes #debtfreecommunity #debtfreejourney #cash #savingschallenges #100envelope
#cashenvelopesystem #firstcashstuffing #budgetwithme #louisvuittonwallet #cashbudgeting #budgetmom #lowincomebudgeting #minimalistbudgeting #minimalist #etsy #cashstuffing #firstcashstuffing #CashEnvelopeStuffing #savingschallenge #DebtPayoffPlan #CashStuffingBinder #CashEnvelopesystem #cashdividers #sinkingfundsandcashenvelopes
#savingschallengeideas #cashbinder #SinkingFunds #daveramseyinspired #cashbinderstuffing
|
|
|
|
|
KEYWORDS: first cash envelope stuffing, 2022 budget, 2022 cash envelope stuffing, envelope system, Dave Ramsey, debt free community, savings, sinking funds, bills, money, college budget, young budgeter, small business income, savings challenge stuffing, 100 envelopes, 100 envelope challenge, cash envelope system, cash envelope, cash envelope stuffing, cash stuffing, paycheck, dave ramsey inspired, budget with me, sinking funds, sinking fund system, part time income, full time income, savings, financial goals, financial, how to start cash envelopes, low income budgeting, low income, managing money, how to manage money, financial freedom, debt free, retirement, investing, investment, cash, paycheck, money, budget, cash envelopes, dave Ramsey, cash budget, budget envelopes,
As a 56 year old with lots of life experience, i can tell you all that each and every one of us will have an emergency or hardship at some point. It WILL happen. Our emergency fund has kept us afloat many times. You are doing a phenomenal job at saving!
Yes thats why I have soo many emergency funds for different things, have to be prepared just in case! Thank you so much for the praise and watching my video! I appreciate it!
Wow you did amazing saving that much in a year I'm so happy for you! I didn't start my savings journey until August of this year and saved $8,882. I'm amazed at how much I saved in so little time. I'm so proud of us! Let's see how much we can save next year. Cheers to save more in 2024 🎉😁
Great job. Can I ask what is your annual salary? So I can understand the relative % of savings
I am very new to this but I am hitting that follow cause wow. I have made great money and have literally nothing saved. Upset with myself but ready to make a change. Love the whole “abundance fund” versus emergency fund.
they have it setup to steal ur money u must force save to stay on point u got this
Congrats! I remember a bunch of videos back when you said you weren't going to save the $35000 cause you spent this year doing self care, but you #didthat!!!!!!!!!!!!!! Inspiring!
That's so weird that you can't merge two videos on iMovie because I've done it several times. I like the idea of calling your emergency fund an abundance fund. I might have to borrow that lol I love how excited you were once you realized you saved almost $37K this year. Congrats, girl! 💜
So exciting to hear your reaction. I was counting it in my head and was yelling … YOU DID IT!!! Lol. Congrats!! Love to hear that you were still able to splurge on yourself too and meet your financial goals!!
I love how you are preparing for home ownership in advance. Yes there is POWER in WORDS!❤❤❤❤
I can hear you smiling 24:11 I am SO proud of you! So proud! 🎉🎉🎉🎉🎉
Thank you! I was truly shocked!
This was inspiring. Just starting my cash envelope journey in 2024.
Thank you! I am soo happy to hear that! Im excited for you!!
You can still post your unstuffing videos. Do it as part 1 & part 2.
Wow girl $5k more then last year!!! Congratulations!!! 🍾 maybe you’re running into a storage issue with iMovie? I’m sure to delete the archive IMovie file when it gets over 100G and also delete downloaded and Media copies so more storage isn’t eaten up. Ohmygosh your reaction was priceless! Love it!!!! I am so happy for you!!!❤❤❤❤❤❤❤❤❤
This is incredibly impressive! I don't even make that much money I'm disappointed to say.
Do you have a video with your monthly budget? I would like to see your spending for rent, food, clothing, child care. You could link the video if you have one. Also, are you still only working part time?
Thank you for watching! I do have a monthly budget video coming soon!
@@MyMoneyDiaryFI yay! That will be helpful!
Just post 2 videos like part 1&2. Great job saving !!!
Wow! Congratulations 🎉🎉🎉 you've inspired me to tally up and see what I saved this year! So happy for you and your daughter will appreciate this when she gets older 🤗
We cannot speak things into existence. Only God has creative power.
New supporter here from budgeting community to support you on your journey. Excited to see more of your journey ❤
Congratulations on your savings!!! I like the idea of calling the emergency fund abundance fund!
YOU DID THAT BABYGIRL!! CONGRATULATIONS!! JUST SUBBED. CHEERS TO 2024!!!!
New subbie! Great video
Wow I think that your era makes more money than we did. It makes me happy to see young people saving ❤👏🏼👏🏼👏🏼👏🏼
Im a single mom as well with minimal debt. I’ve been working hard. But wow how are you able to save so much?
I’m asking the same thing!! I’m an RN and wouldn’t be able to save this much!!
@@nikkibrignac@jasminejanay3016 she mentioned in one of her earlier videos that lives with her parents so little to no bills and also does a seasonal teaching job on the side plus quarterly bonuses due to her RN title
Get paid so much and spend so little, is the obvious answer. 😂😂
Say if you can save $1200 a year with your normal job, but you work 40 hours a week, now get a part time job that's an extra 20 hours, save 100% of the income from that job it can boost your savings per year 10-20x.
Alternatively you could do some kind of course in that same 20 hours a week to get you a better job or a higher position and that could also do the same.
I think the hardest thing people have is keeping your lifestyle the same while you income increases.
@@LawrenceTimme everyone doesn’t have family help to keep their kids to work extra jobs. As i said, I have minimal debt and I make VERY good money. I am not an over spender. I’m just trying to learn from her
@@nikkibrignac I’m a medical social worker, making close to RN pay in my state … I just don’t see how she’s doing it but I want to learn
I had to like and subscribe because I’m beyond inspired. Congratulations on all your savings!! 🎉
Wow thank you sooo much for your support! Its truly appreciated!
You did it girl!!! So excited for you!!! Congrats!
Congratulations 🎉🎉🎉. I agree with Emergency statement and naming it something else. I believe you can speak things into existence as well. I’ll be changing mine ❤❤❤. Very good thinking of your daughter. We’re older parents and our daughter just turned five. She also has a high yield savings, CD’s and college funded.
Hi Hun! It's good to see you!! When I left to purchase a home CZcams stop sending your videos my way... I'm glad I found you again.😍😍❤❤
You’re doing amazing, can’t wait to see what you do in 2024.
You manifested that. Congrats. So happy for you. ❤ cannot wait for next years journey. Just subbed. ❤
Congratulations on your savings for the year. You did an amazing job! 🎉🎉
New subie… what a great first video to watch…congrats on exceeding your goal.
Definitely something to be proud of. However, please dont take the the wrong way but someone who makes six figures a year without having to pay for rent or mortgage, that amount of savings should be easily attainable.
With my spending habit its not easily attainable lol. I like to spend and experience life.
@@MyMoneyDiaryFI me too! I think it's awesome how you are putting away so much for your daughter! I am only about to do $2000 a year but it will still be a fantastic start in adulthood for our little ones!
Great video! Can’t wait to see next years numbers!! Love this 🤩🤩
Girl!!! I am smiling like it’s my money 😂😂😂 Greta job mama!!!
That's amazing!😃 Well done. You have inspired me to continue my savings journey🙂
Congratulations on reaching your goals!!!
Your goal was $30k right !? 🥹 congratulations boo ! This is so exciting 🎉🤗🤗
Omg yes congratulations 🤩 on achieving your goal.. amazing video enjoyed it.
I'm So proud of you! Don't tell your family and friends they will try and take it. I know from experience
Yasss!! You did that!! ❤❤❤ and I love the abundance fund!! 🎉
congratulations on meeting your goal 💕
You also may need 6 to 12 months to show as a reserve when you purchase a home.
Way to go!! 🎉 Congratulations!
You did an amazing job I’m so happy for you 💜
DOPE! Awesome Job.
You did it 🎉. Congrats 🎉🎊
This was amazing !!! Congratulations 💚
Yes ❤ I’m so hyped to hear about your daughter’s savings! I haven’t heard many people talk about it. I opened my son a custodial account (just in case he didn’t want to go to college) but now with the rule change ima look into it. I plan to open him a Roth IRA eventually as well. The other accounts I’ve never heard of but very curious! Great video ❤
I just looked up the UGMA and it’s the same as a custodial account just different names ❤ I’m going to consider the 529 plan because I do have a niece and nephew that can use it if my son doesn’t consider college (just learned you can transfer it) thanks for giving me something to think about!
Gurllllll you are doing sooooo good.
Wonderful financial priority organizing. ❤️😇
Thank you for doing this with markers, I'm deterred from watching so many of these type of videos, 'cuz everyone else uses like, .05 blue pens.
That’s crazy!! Congratulations! You can definitely save $40,000. ❤
Good for you!
You did that 🙌🏼👏👏👏 awesome! Super motivating
Congratulations, I realize you didn't notice the number, great job!
New subbie! Wow this is amazing. Keep it going
That's crazy. I would have used fake money to demonstrate. Please be careful.
Wow congratulations!!
Congratulations!!!!
Wow awesome savings!!
Congratulations 🎉
Congrats!!!! This is amazing
You are a rock star!
Congratulations!!💜✨🌻🎉
Congratulations❤🎉
Congratulations 😊
Thank you!! 😊
Congratulations 🎊
Thank you!!
What a savings 😮❤ just interested how much is your monthly income ? In my country 38K is much more than average yearly salary for a single mom ... so wouldnt be even possible to save that money unless you earn over 70K $
My monthly income varies. But i make 80-110k yearly
Wow congrats ! Question , so how many bank accounts is it recommendable to have for all this different savings ? I currently have 4 accounts but running short …
Congratulations
Do a part 1 and 2 video. But I merge best on my MacBook. My iPad can only do so much easily.
Good job 🎉
Congratulations ❤Love watching your video will be watching more
Thank you sooo much!
This is awesome! Im super excited for my savings goals and this is a huge motivation🎉
You got this!
Great video 🤍🤍 this.
Great video
❤awesome job saving
How many year you do with it?
New subie 🎉
I’m just curious what your yearly income is to be able
To save this much! ❤ it’s so impressive and inspiring and please let me know at least what portion of your after tax income you’re able to save and how!
Thanks for watching! Im making a video about this soon.
@@MyMoneyDiaryFI thank you 😊!!!
Where the money going from? Job or Amazon
Congrats! Question for you since I'm new to cash stuffing. Do you not save any cash in the bank when doing this?
Abundance fund sounds like extra spending money to me. That's a slippery slope. Emergencies are inevitable.
I know this
Can you give some info on how you earned your money this year, what bills you have, like do you live with a roommate or parents, how much you made to be able to save all this money and indulge $10k in self care! Or is this video just a brag?
I talk about my bills and income throughout various videos on my channel. This is not a brag, just my own financial journey. I posted a video a few days ago where I also brushed over the topic of my income and bills. I also have a video I posted last year titled how i made $122,000 working part time. I hope those videos answer some of your questions! Thanks for watching!
Well hot damn girl. That is....flipping amazing. ❤
I saved 25k this yr my goal for 2024 is 30k
i’m assuming that you don’t have credit card debt.
How you make your daughter Roth account
Can only have a Roth account if you have earned income.
👌🏿👌🏿👌🏿💐
Hello, to the one who is reading this comment, you are amazing, and I wanted you to know that our Fathers want us to break those curses so I will start by sharing some amazing wisdom to encourage you to read Jeremiah 10:1-18, Deuteronomy 14:1-21, and Ecclesiastes 7:5 as a reminder of what our Fathers expects from us whenever you have some time and know that both your Fathers in Heaven love you very much is why I am passing our Fathers message over to you. ❤️😇
New subbie 🫶🏼💗😻
Cool video need to speak a little louder
💞💞💜💜
Congratulations