Video nenà dostupné.
OmlouvĂĄme se.
You're Going To Be Working 2 or 3 Jobs... You're Broke!
VloĆŸit
- Äas pĆidĂĄn 10. 06. 2022
- đ” Create Your Free Budget! Sign up for EveryDollar âź ter.li/6h2c45
đ±Download the Ramsey Network App âź ter.li/ajeshj
đ Visit The Ramsey Store âź ter.li/7vyom2
đ Have a question for the show? Call 888-825-5225 weekdays from 2-5 pm ET or send us a message ter.li/n88ly5
Explore More Shows from Ramsey Network:
đïž The Ramsey Show âź ter.li/ng9950
đž Smart Money Happy Hour âź ter.li/9gcp3d
đ§ The Dr. John Delony Show âź ter.li/2u3mc0
đ° George Kamel âź ter.li/1elws8
đĄ The Rachel Cruze Show âź ter.li/n2u6jc
đŒ The Ken Coleman Show - Highlights âź ter.li/1rbjr2
đ EntreLeadership âź ter.li/ktxv2k
Ramsey Solutions Privacy Policy
www.ramseysolutions.com/compa...
Got a job offer for $20hr. âYeah go find one for $40â wow why didnât I think of that itâs so easy just go find it.
It actually is. But not for what you want to do.
You will struggle for that $40 hr. You will hurt. But you will come out stronger on top.
I know..so annoying ..
Great mindset bro! Based on this comment I bet money youâre the type to blame everything but yourself for your problems
@@generalvanman8270 you seem to be real mad about that comment but if the shoe fits right. Iâm just speaking the facts it is what it is. Also how am I acting tough Iâm the opposite of that. Act up and you get đ„. Smarter not harder
âRent somewhere that is no more than 25% of your take home payâ đđđ
Sheâs living in California making 20 bucks an hour đ€Šââïž literally not possible even w/a roommate
âSir, how did you end up living on the street?â
âDave Ramsey told me to rent somewhere that is no more than 25% of my pay. This is the only place I could find.â
Why do you think he said either make more or move to a different city.
Do they ever actually run the numbers on this? They basically say they need to earn like minimum 4K/month NET INCOME for a studio apartment for 1k/month if youâre lucky to find it at that price.
I get why they say that but come on. Live in the real world
@@j.o8707 That is the real world these days. You can always move to the midwest where rents are much cheaper and more available.
it is many follow Dave's advice in California, they live on the streets.
$50 an hour is a little high for an entry level bachelor's in psychology. That's $100k per year. Less than 10% of people in this country make that.
I don't think a bachelor's in psych qualifies you for much of anything, maybe not even $20/hr in related work.
@@Excalibur2 Yeah, a Bachelorâs in Psychology will not qualify you for a job in anything psych-related. It qualifies you to apply for a masterâs degree!
most college graduates are delusional.... they think after they graduate they deserve the highest of highest pays. they went to college to begin with because they were too stupid to figure out by themselves
I know retail store managers that make 70k/year and district retail managers that make 100k+ and neither require a degree. It's all about whether someone is able to move up into management which is where the big bucks are. Or where the real money is, is in being self employed.
Open up your mind. You don't need to be limited to "what job is my degree KNOWN to qualify me for?"
Dave really thinks that 40 and 50 dollar per hour jobs grow on trees.
yea, when you are a multi millionaire and make millions per year, you tend to lose touch with reality and the lack of income growth for the middle class.
If you're ambitious enough and move up in your career, even in retail you can make that salary. That's like a decade away for her though, she's not going to make $50/hour unless she becomes self employed or gets a higher education in psych. Psych is one of those areas where a degree doesn't get you much more than working in retail.
Rice and beans.
@@dontworry1568 truest statement
đ€Ł100%40/hr jobs aren't easy to find for sure
I earned a bachelor's degree in psychology. It was essentially worthless when applying to jobs. Don't study psych unless you are planning to get a master's or PhD, it is very difficult to get a good job with just a psyche degree.
My brother got a masters lots of jobs but not great pay
Amen to that ben!!! thos theory type majors needs some extra extra theories to get the paper!!
I was was thinking she should get her masters
Yep
Thank you ! The same
Problem is with me. I canât find any jobs in my field I feel like college was a waste of time
Four years of having college professors blow smoke up your (you know what) and now she discovers that psych degree puts her on the same earnings level as someone stocking shelves. The good news is that she only incurred $13k in debt for that life lesson. Could have been worse. Much, much worse.
Right! 13k is not that bad of debt. However, Iâve never understood the draw to psych degrees and what it offers in the real world as far as jobs? She should have went to college for something in the medical field such as nursing or X-ray technology that has jobs everywhere and sheâd be hired right out of school.
@@kf1439 which one?
Shes going to need to work 2 jobs and acquire a skillset on the side so she can increase her pay down the line. She can't afford her own apartment she needs roommates for now so that 1500/month rent turns into maybe $800 a month. If she can bring home $250 - $300 extra a week shes in good shape.
Dave is smart but I think heâs out of touch with broke people
He is only out of touch with lazy people and snowflakes.
Mostly because he applies 1960s thinking for expenses and a hundred years in the future for income.
@@stevenporter863 Math is math. It works in 1960 and it works in 2022.
Numbers change with the times but the math outcome is still the same, wether your in 1962 and 2022 people will still choose to be broken in both time frames.
People donât have an idea what jobs pay $40 a hour and what those titles are. They are far and few
"The pay is only $20 an hour."
God I remember when $20/hour was amazing!
Right !
Jobs around here are lucky if we make $15-16 an hour. Crazy
I donât know if she qualifies, but the military would get her out of town and solve the housing issue. With a bachelorâs degree, she could go in as an officer.
Good idea
excellent idea
What makes you think women should be in the military?
Rent thatâs 25% of $20/ hour doesnât exist anymore, not even close
thats exactly what the problem is now..rents too high .
How many $40-$50/hr jobs are out there starting out for someone with a psychology degree?! Dave might be slightly out of touch.
Completely! The couple I know both work in mostly unrelated fields.
It came across to me like he was thinking she could work in marketing or sales making that much, using what she learned with her degree but not necessarily working in psychology.
Heâs way out of touch.
Most people donât earn $50 an hour. Nurses, cops, etc donât count. Very specialized.
@@timm285 ur craxy cops Iâm my town make 20$ a hour nurses make like 25
I was where she's at . Living at home with abusive people. I knew I had to change course. Stopped working towards a 4 year degree, went to community College and got a degree in Radiography/xray tech, and have done well since then. Just kept slowly increasing my skills, letting jobs pay for my school as I increased education, eventually getting a bachelor degree paid for by the hospital I worked at. Find a niche area you like decently enough, and find out what you need to do to get there. General degrees are worthless.
May I ask what your grades were at the time as well as what your grades needed to be to get accepted?
@@essenta7589 Considering it's been a year and no response, probably their grades were subpar. Considering they said "have done well since then", but didn't say they got a job in that fiend of study, I'm going to say they got a good paying job in some other type of job.
Working 80 hours per week is not normal. We should all be able to afford a place to stay working 40 hours per week, no matter what the job or pay is.
I think we should all be able to afford yachts and summer in Monaco! Unfortunately, that statement doesnât really do anything to change reality though, does it? 60-80 hours a week⊠pretty normal for me!
@@brandoneastman9710 yes because working a full time job and having a yacht are in any way similarâŠ
@Prey R Ideally 40 hours would be sufficient. But we live in the real world, and making that a reality would involve taking from people who did a better job preparing to earn a living. Kind of like taking points from the A student and giving them to the D student so everyone who showed up could pass.
Only 40 hours a week sounds like part time to me.
you are right of course, shawn. help me understand, how will we build a magic wand first?
thanks for sharing your thoughts, my friend
No moral, legal entry level jobs pay $50/hr. Even if she had a medical degree straight out of collegeâŠ
only fans pays $250 an hour ..in special cases...
Computer programming
@@derekrank4572đđđđ
@@douglasbanda349rarely
âIâd get a job for 50 an hour I hateâ
Thanks Ramsey.
there are petty criminals that can make $250 an hour lol
She should consider a roommate or two or move somewhere more affordable. The thing is, a psychology degree doesn't bring in a ton when you're first starting out.
100% and consider a part time weekend/night gig
A psych degree doesnât bring in a ton later either unless she pursues graduate degrees and a specialization. Without that, she is qualified for no more than social work which pays beans. She doesnât have the hustle for sales.
@Prey R sheâs delusional
Where on GOD'S GREEN EARTH is there an entry level job for a new graduate with a psych degree that pays $50 / hour?!!
There isn't any
that question is easy. work for his/her spouses dad. the jared plan.
Software enginnering /UX
If she works 2-3 jobs, she would never be home..
My thoughts exactly
And she might burn out too.. To have a future she might need her brain!!!
Yea
Yep!
Indeed
Dave doesnât know what heâs talking about if he thinks any company is gonna pay her 40$ an hour with no experience and a psychology degree, especially moving away from urban centers.
Though to be fair, she doesn't have to move away from all urban areas... She just has to move away from *that* urban area. Though you're right, I think $30-$35 is more realistic to start.
It's not that crazy. I know a kid who just graduated highschool and is starting a job making 80k a year without a degree.
Sounds like she took the first job she got offered. Also, unless she has a PhD, or is a MD/DO she is gonna starve out
@@arod762 a job doing what?
@@arod762 whatâs the job?
When the avg. reported salary for Ramsey Solutions is below $40 an hour, but instruct a caller to just go out and find a $40/hr job đ€ŠđŒââïž
Yep!
These people are just laughable
@@15KHPCLUB Then what should she do? Take on more debt? I think you two are looking from an ivory tower and don't really understand what's going on. They've given great advice. How do I know? This was close to how my situation was. I did Dave's system and I'm out of debt.
@@Wildcat13131 You've clearly missed the point
When you give advice, model that behavior
That would be like me telling one of my techs he can get $50/hour at another shop when I'm only paying $25
@@15KHPCLUB You do realize that what you're saying has absolutely nothing to do with the video right? It sounds like all you want to do is cast stones. They gave that girl solid advice.
@@Wildcat13131 not really considering she is living with an abusive family member and half way through the video his daughter asked if she had supportive people in her life ...ah No and that's why she called to get her own place away from abusive family...I'm not sure they are actually listening to these folks and I would not suggest calling in when one is middle class or a new grad...
Where I live, it is no longer possible to rent some place for only 25% of my take home pay. Unless you want to live in a dangerous neighborhood, maybe renting a room.
$20hr stocking at Target? đ€Ł not here in Va...maybe $15 at the highest!
In Palm Springs it's 19.50$ or was just to stock shelves. it's one of the most expensive place to live right now.
@@taycharb6856 She could move further out and commute. Get the better pay but live in a more affordable place.
In Georgia Amazon and Starbucks is paying that.
You dont even make $20 hr at Target in Boston
@@miguelbrown65 đđđđ
The Dave "just go to church and plant a money tree" Ramsey solutions show.
Yeah Dave and company have the courses and the show as their money trees!!!
Courting the best customers. Gullible Christians.
Sheâs five years into adulthood, done with college, no kids, not married. Whatâs keeping her from having two jobs or at least one plus something part time that gets her foot in the door with good potential of greater income later? Go forth and do great things!
I worked 70hours a week throughout all of my 20's. It was hard but if you find jobs where you like your coworkers it's almost like you get a bit of socializing through work too. I don't know if it's good to work that much for prolonged periods of time but I lived in a city with the same rent as her and didn't have a choice. My income just wasn't high enough in my 20's.
Yep worked 60 hrs a week most of my 20s, and 90 hrs a short time in the period, AND part time job in the Air Force Reserve. It was a blur because I was sleep deprived a lot of it, but away from my family and free.
Laziness.
@Prey R What?! Not at this timeâŠ..sheâs got to stand on her own two feet before she stands with another person as a committed couple.
The issue Is you need at least a masters in psych to even do anything that's going to equate to living comfortably!
Maybe she didn't realize that sooner. She needs to make up her mind on whether to stay in psych & save for master's degree or change career paths.
Dave suggesting she get a $50/ hour job when she is a new grad with no experience and only making $20/ hour is the worst, most asinine piece of advice Iâve heard him give yet. Hello? Earth to Dave! Itâs time to come back to reality.
Day time, $20-$30 an hour.
Night time, server or tend bar 3x a week. She may meet someone special too at a restaurant đ„° You can do it girl!!!
Or P/T job at a gym on weeknights. Donât get tempted by the cute, in-shape guys who spend a lot of time there. Focus on mature men who have solid jobs.
Don't meet people in bars
@7:08 Rachel: "How old are you Liz?"
Dave interupts immediately to make goofy "click click click" noises to make a profound point that she's living "like" on a rollercoaster.
Lol love this
She already said she was 23 and Rachel wrote it down. She's just an airhead.
And again she is living in an abusive family members home and needs to move
50 bucks an hour at 40 hours is like 100k. Not gonna happen. But I appreciate their kindness. Its a sad situation
I see most people who go for psych degrees have some type of trauma they are actually trying to heal within themselves. It sucks because it let's me know we should have had therapy as kids so we could stop trying to therapy ourselves in college. Smh. I hope she heals from the abuse. My mother and brother did the same.
same. my brother was diagnosed with schizofrenia. he went to college majoring in psychology. sadly dropped out at final semester cause he just couldn't be helped.
Or they're just going for the absolute easiest path through college possible. Sorry but the millions of people studying that useless degree don't have some sort of trauma. Then again I could be wrong since the youth now think everything is trauma.
I think it's really endearing that Dave urges her to move out despite her debt. He cares about her mental health and living situation - not just paying off the debt. Love this dude, he's that little angel on your shoulder that encourages you to pick the right choices financially that will ultimately set you free :)
Yes he literally tells her she can do it and believes in her and that can change a person's life completely!
@@larissagonzales6075 if she cant find a higher paying job though she is doomed to be in poverty ..working broke....having good feelings and hoping for the best isnt enough.
Facts bruh 50$ an hour is 6 figures thatâs like doctor or lawyer status no way sheâs gunna find that unless she picks a career and works her butt off for a decade
Itâs hard to be on your own especially starting off n having a debt already. It will take awhile to get to where she wants herself to be. Iâve been with my company for 12 years now n started 15$ as a janitor. Kinda sucks oh well. Just stuck to it n now making 34-35$ an hour is my comfort zone. Find a good company is all I can say.
I started at $12
It was easier to live on $15 per hour 12 years ago. Now making even making $20 per hour still wont be enough.
@@teekaybe4016 yeah no lie I used to make 12$ and that more than covered everything. Now even 14$ will not cover what 12$ did back then!!!
Are there $40-50 pr hour jobs in So Cal for new grads with a bachelor's degree? Maybe for engineering or programming but a bachelor's in psychology is fairly useless on its own.
She may need to do something unrelated to her degree.
A BA in psychology barely gets you more than minimum wage. You need to do a lot of work to get into grad school. Once you have a grad degree depending on the specialty you can make $40-50 an hour
@@franciscobuenrostro3891 That's what I thought. A psych BA on it's own is a negative investment.
How do people watch Dave and not think this guy is completely lost and out of touch? To just say "get a $40 an hour job" is completely delusional, but hey I'm sure with his 200 million he can give whatever advice he wants. Only a small portion of the country makes over 100k a year....
Only a small portion of the country is really trying to take control of their life too...
@@jrwntctv8091 Yeah this is just a boomer take dude. I have taken full control of my life and I dont make anywhere close to 100k. Some of y'all really need to understand what the average person goes through
@@DerkyYog You clearly have only partially taken control of your life.
Ok so where do I go to make 100k then? If its so easy?
@@DerkyYog medical field
It's truly remarkable how one person's situation is so relatable and how the advice for one can affect 100.
Love the video!
What Target pays $20/hr to stock shelves? You also underestimate how hard it is to get a job. You make it sound like I can just walk down to any old Target and I'm hired lol.
$21/hr in my town actually.
He is amazing when he said you are going to hate your job but it's your escape plan. I can't stand my job but the money is helping me do what I need to do to get to where I need to be.
Rachel is morphing into Dave with the crossed arms
đ đ€Ł
I have a bachelors in psych, they might as well have printed it on toliet paper, master or doctoral degree needed to make any money in that field.
đł
Wow
đ€Ł
$20 an hour for a psychology degree is great. Take it. In the Midwest, a psychology degree doesnât anywhere near $20 an hour.
Get working even if it's $20 an hour. Then look for something better or a second job while you have some sort constant income even if it's not enough.
If you are working it's easier to find another job than if you are not working. Prospective employers value the fact that a person is a worker.
What is Dave on? How is a new grad psych major going to move to a low cost of living area and make $40/hour?
My heart goes out to her Iâm in a similar position these decisions are heavy good luck â€ïž
Get out, get a roommate, work hard, enjoy life
If you have to depend on others you could be worst off than being by yourself. Not everyone should try and babysit others.
He's always a little out of touch with reality. When you are not making enough you cant pick up and move to another state or whatever. That costs money we don't have.
Ever heard of saving money?
@@brycecooley7017 Hard to do when paying for NetFlix, $1,500 I phones and $15 Lattes. But I understand.
@@alinatamashevich3354 totally agree, people always come up with excuses and finger pointing, but can hardly cut up on stupid expenses which they could easily live without...unbelievable!
@@alinatamashevich3354 You are the classic Boomer.
@@rally1461 Thank you rally! I have reached that at 27 years old! I am also a EDM as well. Take care!
She should stay home for another 6 months and pay off the debt. Just don't be at home so you don't get verbally abused. Come in late and leave early
$40? Why not $50 Dave?? Heck go for $60!
No bro go for 6million man
Yeah. She just needs a second job. $20/hr with a bachelors in psych (which is useless basically, if she ever wants to make 6figure money she needs a PhD). To even make 50k she needs a master's!
I know clinical psychologists that are paid well, but... they have PhD's. B.S. in Psych doesn't get you far.
@@meghanfaulkner4154 exactly! I work in the field and I've seen the hiring budgets first hand lol
But her masters to earn 50k is crazy đ„Žđ€Šđœââïž
@@brittany7368 yeah well psych and social work and counselors are expected to do a lot for not a lot of money. Thankfully we seen to be getting more valued in the marketplace as time goes on and people advocate for it tho.
I didnât know people make around 100k as entry level????
Petroleum Engineering
In engineering or possibly medicine.
Also, if engineering, not civil engineering.
Computer programmer, cyber security..
Nursing
My ex makes $119k a year new grad RN.
People need to up their game. Get a real degree. Engineering. Healthcare. Something that has tangible value.
What you say Urban Planning is good?
She needs to live with her family and save up some money and continue to pay down the debt. If she's going to move out, she 100% needs roommates.
I have a psych degree and I am making the most money I have ever made at $16 an hour. I am proud of myself especially because I have overcome a lot of anxiety to work.
I would work two jobs if I could. not as easy in this third world, finding one takes blood amd sweat, and they demand full dedication. even after work hours.
Dave gives straightforward, sound financial advice. Thanks, enjoyed this video.
And yes, she needs a support system.
"Go forth and spend no more," -Dave Ramsey
"But please get term life insurance from my friends, just throw your money away with absolutely no return"
If finding a job that pays double was that easy to find I'd do it in a heartbeat... come on Dave.
So get a second job. My wife worked three jobs while going to school full time. Then she worked full time while getting her second degree and her masters. I did the same - worked full time while getting my bachelors and masters degrees.
â@@jimroscoviusHow long did she sleep and how long did you sleep during those times? Also, did you have any personal time to eat, make food, chat, do housework etc?
â@@jimroscoviusDid you eat outside or at home?
@@Xelenteontae_ We ate at home.
@Xelenteontae_ Yes, we had time for all of that stuff. She got her first degree before we were married. We went to school part-time for the rest of the degrees. Had kids too. Life is great!! We both had jobs where they gave tuition reimbursement, so why not get those degrees?
Toxicity will weigh you down, break you down, and keep you down. Best to get out and gain your freedom & sanity!
Even rice and beans are expensive now days!!
Beans have doubled in price where I live; pre-pandemic $1/pound, now $2+/pound. Rice doubled during pandemic but has since come down to reasonable price. There have also been increases on flour & sugar, all basic commodities that lower income people depend on for sustenance. Just because someone is lower income does not mean they qualify for SNAP benefits, regardless of food inflation.
@@jeromehenry4484 it's called inflation !!!
Dave doesnât sugar coat anything I love it
Dave thinks there are 40 to 50 usd per hr work floating around for fresh grads???... he is so out of touch lately
Just lately? đ
wow, God bless you mr Dave!! đđ„ș
I love the show
Sometimes when uncomforted visits you it's usually an opportunity that is setting you up for greatness in the future.
Dave really think a freshly graduated 23 year old with a psych degree can easily go find a $40/hr job lol
While in Cali she wonât find anything sheâs looking for lol. I love his teaching but he believes that weâre not in a recession lol which is stupid to believe that đ€·đœââïž getting out debt is his thing but everything is 50/50. Heâs not into talking about starting a business.
Me đŁ: get her Dave!
Dave: you need two or three jobs. U broke!
Me: đ€Łđ€Łđ€Ł
I hate when college girls use the âverbally abusiveâ excuse. Sure it happens, but not nearly as often as itâs itâs portrayed.
Beware guys, if she plays victim like that runnn awayyyyy
I understand those saying Dave is out of touch but he also acknowledged that until she gets a better job she's got to work multiple.
And look where I live, it's not California and I see certain fast food restaurants starting people at $18 an hour.
So having a defeatist attitude that you can only make $20 an hour is also a poor way to approach this situation mentally.
I'm not saying that she can just easily go out and get a $50 an hour job tomorrow. And I don't necessarily think Dave thinks that's the case, I just think he's trying to light a fire under her so that she goes out and gets creative and looks under every nook and cranny to try to find any job that will pay higher or at least put her on the path to making more money.
This is another example though of why people need to think before they just go get degrees. Have a plan with your degree.
Way too many people out there with useless pieces of paper on their desk
Yes, and they want their debts forgiven. They don't think, but want Santa to solve their problems once they've created them.
@@sblijheid don't just lump everyone with a student loan into that, though, certainly some are deserving of having some student loan debt forgiven. Plus, there's a lot of us out here who don't mind helping others with it.
Too many people out there blaming others for the degree they got.
$50/hour at 40 is just under 100k. Thatâs not gonna happen.
@@unelectedleader6494 but again that doesn't mean this person has to settle for only making $20 an hour. Maybe they make $30 an hour somewhere.
The principal is the same that they need to work multiple jobs until they get one that's better paying
I would stay at your families place for another year or two to save up a ton money/get more experience before getting your own place, just don't buy anything you do not need. you can transfer your job or start over and you can move anywhere in the united states because you have money.
She's in a toxic environment. She just needs to get two jobs and move out. If you haven't lived in a toxic household, you might not understand how bad it is. Best advice is to get out.
Get out of California. We have factories in Ohio advertising $21 starting pay with health insurance. Probably don't even need a HS diploma.
As someone thatâs from Ohio and visits often heâs right.
@@MagMan4x4 Correct, signs on businesses as you drive along the interstate offering pay above 20/hr. That includes Ohio/Indiana/Kentucky
@@alinatamashevich3354 one of my cousins works at Honda (actual not dealer) only has GED and makes like 60k which is comfortable in OH.
@@MagMan4x4 Yes, with very good benefits as well! But that requires work, something Gen Z struggles with.
@@alinatamashevich3354 They can be everything they want to be including lazy.
If being at your home makes you cry and being at work doesn't make you cry, you need to change your home.
$50 hr job in current America? That's like hitting the biggest jackpot in a casino.
Nice!
Bruh, where is this target that pays 20 bucks per hour stocking shelves??? Wherever it is I'm signing up lol
You donât make $20 an hour at target. Dave is a little out of touch
Target in my area starts at $15 an hour and I live in a LCOL area (South Carolina). Iâm guessing itâs probably more in California.
Heâs out of touch on a lot of things lately.
Maybe not Target but where I live it's not even California and there are plenty of fast food restaurants starting people at $18 an hour.
So even though you could argue that Dave is out of touch, is she supposed to just have a defeatist attitude?
Didn't Target offer up jobs at 24/hr?
@@BasedinReality1984 Only the lazy and random snowflakes and Wack-a-doodles, otherwise he is spot on. Some cannot accept the cold B-slap of reality across the face.
Uncle David đą you're my SUNSHINE MAN đđđ HOOYAH HOOYAH SIR đđđđđ
I have an associate degree in respiratory i make $46.15 hr. Free health benefits.
"How old are you Liz?" đ€€đ đ€Ł
If can go from $20 to $40 just like that than, than I should be at $70/hr by the end of the month
Canât do anything with a bachelors degree in psych is the issue
Depending on what industry you are working in. Not always medical
I'm a mathematics major and we have a lot of students who were psych majors first. Math and psych are very similar make the change but choose wisely like comp sci or something because pure math sucks.
@@front331 in what way is math and psychology similar? One is a hard science, the other is lots of abstract concepts with no real right or wrong answer, just interpretations.
Imagine getting a bachelors degree to make $20 an hour.
That was on my mind the WHOLE video! College degrees are SCAMS!!
Thatâs the reality these days
@@thekichang914 Only if you get a useless degree
@@thekichang914 Yup.
Waste of time. She could of made that without a degree
Hr brother is slaying it, my man!
Grow up dude
This is a hard one. I'm kinda feeling this one. Starting a second job tomorrow
That moment when Dave said welcome to the real world.... It's the best transition. YOU HAVE TO MAKE IT HAPPEN! you got this.
I would try to stay at home until I got out of debt and had some money saved first. And she needs to believe in herself to get a better paying job. Knock on every door.
Wrong degree tbh.
$40-$50 per hr.
...right.
My first job out of college was $12 / hour!
After college, I asked for $9/hr and was told everyone starts at $8/hr regardless of education.
Mine was 10.01 and I am a Registered Nurse
@@Nepthu Dave is out of touch
@@avalonmist254 Dave is out of touch
I believe Dave is saying don't settle for a $20 dollar an hour job with that type of degree. He over exaggerates a lot like the beans and rice comment. He doesn't actually mean literally rice and beans. He is more psychological with his money advice than math. He builds confidence in his listeners do go find a higher paying job and to go do the work.
Her Bachelor's in this field is useless. Nobody is giving you money in that field without a Masters at a minimum.
Beans and rice rice and beans you wonât see an inside of a restaurant unless u work there. Understood??
I don't really think entry level position at stores like target typically pay $20/hour.
Target pays based on the region, I think they start at $22 in New York
@@nowaytoisop8776 Oh wow, yeah I'm in Texas and they wouldn't pay anything close to that.
It depends. Idk about Target specifically, but I know you can make more than that starting out at an Amazon Warehouse in the Pacific Northwest
When's Dave's New Financial Formula coming out?
This is a whole new world.
I think is he about moving to more affordable places even if it is out of state. I don't completely a free especially moving aith kids and leaving supportive family behind but for some people(single,newly married,couple who wants no kids) could work
Dave believes in you; I love that!
And where is this 50 an hour job lol. Gimme a break!!!
Supply chain management, she got the wrong degree. She might as well have a Tuba or Left Handed Puppetry degree
Heâs delusional
@@jeffreymorse8470 100%
Yep Dave is right 100%.
My brother is "very, kind of verbally abusive to me". Palm springs girl, I'm not buying it.
25% of rent for a typical salary is completely 30 years ago
Engineering , tech ,healthcare and education degrees are a few of the ones that get you the extra money but your experience is the things that os going to take you higher on your fields not necessarily the degrees...the degrees just get your feet wet in fields but it doesnt get you the true understanding of real world applicable experience for employment unless your classwork is xonjoined with thimgs like apprenticeships/internships
20 bucks an hour seems pretty nice actually. Itâs the city thatâs actually the problem.
"Palm Springs isn't exactly cheapville." Bro, it isn't even cheapville where I live where jobs basically don't want to offer more than $13 an hour at 40 hours per week, while rent is $700+ a month for a one bedroom one bathroom apartment! Yeah, that's why I work 25 minutes away for $34k a year after taxes, a job that actually provides a LIVING WAGE for just me! If I were to limit my potential to just where I live, I'd be $20 a month shy of qualifying for an apartment here since $13 an hour x 40 hours a week is $520, then x 4 means $2,080 a month, and you need $2,100 to BARELY qualify unless you have a roommate, and I've asked people if they want to be roommates, none of them said yes! We're told we need to be INDEPENDENT. Okay, who the hell is independent exactly? We all need each other to make the world run. Not even the corporations are independent, not as long as they need workers, and we need farmers for our food, and we need construction workers to build houses and apartments, and we need mechanics to fix our vehicles, etc.! So this idea of being independent is just an illusion if you think about it, even if you have enough money to retire, where did you get that money? Even if you built your own house, where did you get the materials, and did you have to buy them? If so, it's not exactly independency if you think about it.