Should I Pay My Employees A "Living Wage?"
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Funny how as soon as Dave starts speaking, the other guy instantly transforms into a bobblehead
He only hires yes people.
Yes man. Is this a cult? I just started watching this and some of his advice is downright disturbing.
Dave needs more people on his team to challenge him.
I agree with you .. I listen to what he says in his show take what serves me and leave what doesnât about this show .. but he sometimes seems to be narrow minded .
@@giselperalta7863 right? There are plenty of single adults working full time in America today who can't really support themselves much less a family.
@@giselperalta7863 I donât like Dave because he refuses to rebuke the system. He doesnât understand that the majority of problems his clients face are systemic. He endorses the system (capitalism) that routinely allows average Americans to get in debt in the first place, which is extremely counter productive.
@@therealronniej this ^
@@therealronniej and itâs also the system that allows the average American to be a millionaireâŠup to you to choose which one you want to be.
Wonder what he pays his daughter. I bet the whole budget thing does not apply to her.
Well, it's good daughter
Dave has claimed in the past that all personalities are paid on the same scale, even his daughter. The scale is variable depending on book sales and viewership of their individual shows.
@@Gramps935 Ah that makes sense. The "same scale", but "variable". Got it.
Imagine if someone called in and said âI paid off my debt, but now my boss wants to pay me less because Iâm in a better financial positionâ
pay what they are worth - not what everyone thinks a living wage is
and the Worth may be more than living wage
@@zybard01 this comment helped me understand the parent comment
ive had basically that happen
i would find another job real quick
Yeah, that's not exactly what his point was....
So much could be said here, but the simplest thing is this. Have ZERO loyalty to your employer.
That has literally nothing to do with the topic of this video
Your employer has offered you an opportunity to provide labor services for which you are fully compensated. You are better off because of that offer and you are entitled to nothing more ,,, ever.
@@FletchforFreedom the employer is also no entitled to loyalty. Like you said itâs an exchange, so donât be surprised when they leave without notice
@@bigmac22ify Exactly, thereâs a difference between performing your job well and having loyalty. If another employer is offering more money, LEAVE immediately. I used to work with a woman that had loyalty to our company for no reason. She would turn down great job offers and say âI canât do that to them (the company)â, and they ended up firing her for absolutely no reason (at-will state) on her 30th year working for them. That taught me to never be loyal to an employer.
Or at the very least, they should have to earn it.
Jobs thinking you should break you back for $14 are crazy
You can pay what you want. But donât expect people to want to work for 7.25 an hour when they can go to Walmart for double that
Now a days no one wants to work no matter how much they make.
@@dec1slh I donât blame em
I concur this is why we should do away with the minimum wage all together.
@@tem3111 My dad agrees...
@@dec1slh Yeah. Time is a valuable and very limited resource and more people are starting to understand that.
Having been deeply involved in running large teams of workers I can tell you that you should 100% pay your best workers generously. If you don't your hiring costs and training costs will increase to the point where you would be better off paying more to keep your best workers. Ideally the people who work for you have some kind of incentive for performance that increases your profits so they're sharing in the profits they create.
Where I work at, all the good workers make $20/hr. While the people that just walk around and talk all day also make $20. All the good workers have slowed down a lot over the past few months.
Maybe not profit sharing, but the conscientious workers you can rely on should be paid more than others who come and go, or just do the job. If others want more, they can prove they belong in that category.
@@obi-wantpastrami8745 that's not a problem with the wage that is paid, the management is the problem.
â@@SteelDoesMyWill Interesting that you direct the fault for people's laziness to management.
Exactly your best workers, but no everyone
My budget is not his business. Dave is a multimillionaire that will get away with the lowest wages he can.
Seems like it. So much for his "Christianity".
You don't know that.
How do I find it.
@@LearningTheStixx Google, lawsuit Dave Ramsey. I have read of at least three. He does have a private company but must still follow federal laws.
Sry, but In a strong society you can expect lawsuits. Certainly, in a weak society you will have lawsuits. Unfortunately, none of those lawsuits prove what you said, which is: Dave will try to pay lowest wages.
And then he complains that you have all these openings? And wonder why they can't find workers?
Unless they are idiots, business owners will eventually figure out that they need to offer higher wages to attract workers. It's simple supply and demand.
You've used half the English language's available pronouns here. Who's "he"? Who's "you"? Who's "they"?
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Wow! Thatâs quite very impressive, Please can you leave the info of your investment advisor here? Iâm in dire need for one
Brian Francis Pearce is my personal financial advisor. He was mentioned in an interview, where I discovered him, and I contacted him later. Since then, he has offered entry and exit points for the stocks I pay attention to. I essentially follow his market decisions and have not felt bad about it.
Ramsey is gaslighting here. Living wages are determined by going rents, gas, food, etc in your area. You paying 3000 a month when average rent is 1500 is not a living wage. You canât even qualify for that apartment.
Dave thatâs discrimination based on familial status... yikes
Hearing these talks makes me happy I work for myself
Life Advice -
Keep working for yourself!
Right?
These low-wage-paying folks are usually the same folks complaining about, "Nobody wants to work these days!" đ
I start people at $20-$25 and nobody wants to work these days. I didn't need quotes around it because it is truth.
When their favorite restaurants closed down, oh they were so up in arms. đ
@@mattschmitt9924 What part of the country are you in? Because I find that hard to believe as a worker.. Because thatâs the number range everyone is starting with when wanting better pay when I talk to other fellow workers.. It just seems odd that no one would bite.. What is your turnover rate?
@@mattschmitt9924 what kind of job is that? And do people need prior experience? In my area mostly minimum wage jobs and factory jobs have anything available.
@@furryplantsandcoins9070 If you have no experience at all, you start at $20. It's mostly labor. Grass and landscaping in the summer. Paint and snow removal in the winter. It's not rocket surgery, but it does wear you out after 8-12 hours. Builds strength in the body and the mind.
If you require human labor to run your business but canât pay a livable wage for it, then you canât afford to be in business.
What's a livable wage by your standard?
@@ASLunar Livable wage depends on the state and said area clearly.
@@alp.9672 it also depends on person to person because we all know people live beyond their means.
@@devonwilliams9765 No that is not what livable wage means.
Enough money to afford all the necessary amenities to live without going into debt.
I would never want a boss that meddled in my finances.
People seem to do enough damage themselves living beyond means then want a living wage to cover it.
To be fair, if there ever was a person to meddle in your finances, it is Dave Ramsey. I mean that's what he does for a living.
Then dont demand a "living wage".
U and me both!
@@codegeek-il5fm so, when he meddles in your finances and calculates the minimum he can pay u so u can get bye and still have a little left over??..đ€. Nevermind, what the position pays like most companies do regardless of any discrimination. There's typically a set amount they pay for that position and the best highly qualified candidate gets the position. Not with Dave, he's gonna need a budget/Finances/etc. from u and base it off that. Lol
But when businesses struggle finding people because they want to pay minimum wage, then people are entitled, selfish and lazy, right?
I disagree. I own a business. No one is applying or inquiring about a job. I pay above minimum wage.
@@robinvaldez2312 what's above mean??? Like 10 cents
@@robinvaldez2312 yea what do you pay
@@robinvaldez2312 I bet if you doubled the pay you would get some interest!
Other than Walmart, target, Lowes, Home Depot or any of the other big chains, who is only paying minimum wage?????
Also letâs not forget you donât have to take those jobs. Thereâs plenty of places to work that are starting people head and shoulders above the national minimum wage. Have some pride in yourself to makes yourself worth being paid more. Minimum skills equals minimum wage. If I can replace you and not miss your skills and see no drop in quality or quantity, why would I pay you more?
Always love the "what is a living wage?" question. Best way to know the person you're speaking with is either an idiot, or coming at you in bad faith, being purposefully obtuse.
Yeah or itâs a sincere question because the term living wage makes no sense. A living is entirely subjective to the person doing the living. Some people are single and in perfect health, some people have kids, health issues and pets to take care of. Those require two completely different income levels to sustain.
It's not obtuse. There simply is no objective number you could ever arrive at using it. The "living" wage is a personal, emotionally based term, not an objective evaluation.
@@billmelater6470 there definitely is objectivity to the question. All you have to do is take into account the average rent, transportation and grocery costs for the area
@@bluebird1694 Still wrong. None of those things are standard.
Seriously, it's like you people have never shopped around for housing, bought your own groceries or anything.
Dave is worth 700 million dollars never forget that when he talks about living wage
200 million, but still rich AF.
@@bobafettfan32 he's got about 600 Million just in real estate, without factoring in what Ramsey Solutions makes as a business
@csvburned well, I don't watch his show on the regular. Just going by what Google says. I always thought net worth was cash plus all assets. Regardless, 200 or 800 million, he's clueless of what it takes to make it out here grinding at least a 40 hour work week.
@@bobafettfan32 Any net worth figures you find on Google are typically way off the mark.
@@bobafettfan32 pretty sure heâs not clueless as he himself started at the bottom, twice, and his whole business is predicated and built upon people getting out of debt (thus you are poor if you owe more than you are worth) and winning financially.
Dave is so lucky they got rid of the dislike button lol
haha true
@@Luther_Luffeigh " I'm not going to raise my wages and wonder why retention sucks"
Still jere
596 up to 105 down.
I mean, heâs right
I donât think your need my personal information as far as budget for a job. I should make the decision whether or not I can live on the salary. That is part of being an adult.
Dave Ramsey: Men today are so lazy they simply don't want to work
Also Dave Ramsey: I should be able to pay you $10/hr if you're single and don't have a family to support
Thatâs not what he was saying at all
Just that if you are living at home with no overhead, minimum wage is a living wage
@@brianyaeger8209 can you really consider that living wage though? You are not using that money to survive off of. The adult parents is his/her living wage.
â@@louis-we3yiYour comment is lazy.
That is pretty creepy to ask for someone's budget information before hiring them, then make fun of them for not giving it.
Yeah and freakin ken laughing along with Dave just to appease him.
Lol yup and he said he wanted to protect them from themselves. Thatâs moronic.
Dave is a power freak so not a shock.
It is actually quite caring. He doesnât want to set them up for failure. Beyond that, his company is built on responsible behavior. Not doing so would go against the basic core tenets of his businessâs purpose.
asking for my budget info so you can keep me starving is what will happen.
a rose by another name and all that......"living wage" = i will pay you what ive calculated what your living costs "should be"....because i own you....
i run your day and ill run your finances.....and because of that your raise will have nothing to do with good performance....as a matter of fact, a few problems and ill use it as an excuse to pay you less........
never ask for what there is no rule about....asking gives people the ability to say no...and many reflexively say no just because you were dumb enough to ask permission.
I see your point but tbh probably shouldnât put this opinion on air. Pretty much just admitted to discriminating agains the guy with kids over the one with no kids
Bingo!!!!
Lol I saved it already itâs okay
He likes to hear himself talk so much that he tends to open his big mouth đ
Not at all. A budget is different for every individual, with or without kids. People just want to hate on Dave for promoting responsible behavior. Haters gonna hate.
@Paul Getty thatâs discrimination tho
Minimum wage is literally a company telling you. I Would pay you lower but I'm forced not to, it's a slap in the face to people who don't know it
Or, it's you literally telling yourself. I would work for less but I'm not allowed to.
All I hear is people blaming everyone else for their life.
So be thankful for the minimum wage. If that all one earns, itâs because they have no marketable/unique skill set. If you can be replaced tomorrow with little to no reduction in productivity, the wage will be low. Simple supply and demand.
@@xenn4985 Spot on.
Simple solution. Donât work for that company. You can find plenty of places to work where their minimum wage is head and shoulders higher than the national standard minimum wage.
@@kevind8752 Minimum wage is for new workers who donât know how to do anything. Itâs their own responsibility to increase their skills and education so theyâre worth more.
Wages have been stagnant for DECADES while corporate profits and executive pay skyrockets.
That's. A. Problem.
Why? Can you actually say why it's a problem?
I can say why it's not.
Profits are up because there are more workers
Executive pay is up because they have to manage more workers
What did the workers do to deserve a raise?
@@xenn4985 That doesnât even make since. If workers arenât paid a living amount they will revolt. This literally happens in every empire and causes their demise. The fact that the worker class is important and their pay must rise as well. What caused the fall of rome ainât no other bs than the decreased standard of living. You donât pay people us or our children will pay the price.
sense* not since.
@@xenn4985 profits are up because productivity has increased, meaning the workers achieve more.
It's only proper to ask for a fair share.
And who determines what is fair?
This comment sections' gonna be spicy after a few days
Just....wow.... I have never heard of a company asking for personal information so they can "sit down with you and do your budget" to determine if they are going to hire you. Kudos to the applicant who stood up for her integrity and call this practice for what it is, and that is INAPPROPRIATE. Actually, I have a few more choice words to describe this practice, but then the Ramsey screeners would delete my comment, again, as they so often do.
I usually agree with Dave, but he was way off with this idea. It reminds me of the old days when companies would pay a man more than a woman because "he has a family to provide for".
But I do believe that you get higher pay by having more marketable knowledge/skills and by being ready to negotiate strongly for the pay that you want.
I would be appalled. Ramsey expects all applicants to drop their pants and show them what they've got? All their financial obligations in detail? Does Dave Ramsey do the same for the applicant and go over his personal household budget with them? This seems like a way for Dave Ramsey to ask illegal interview questions without asking illegal interview questions.
Yeah thatâs odd
I'm sure they'd oblige if you in turn requested to go over the budget of the C suite members and how much comp they really need. Right?
Yeah that was freakin strange and his response was so condescending
Dave is such a cheap skate
If you think 7.25 an hour is remotely fair youâre insane.
Remotely fair for what?
Does it not depend on the job or the responsibilities?
@@sethclegg itâs not fair for anyone. Even time and a half off of 7.25 wonât help make ends meet. Whatâs your justification for minimum wage staying 7.25? Maybe my logic is flawed. Im willing to hear your argument.
agree, it's too high
@@marcelprimes Some jobs don't bring more than $7.25 worth of value to a business.
@@timothyrosman6371 which ones?
It's not your employer's business what your personal financial situation is.
So no reason to bring it up personal situation to employer for a living wage and just find another job.
In job interviews they ask you what hourly pay you are expecting.
Exactly
I'd gladly tell DR to pound sand
Wow, I wouldn't want my employer to know my budget. Not that I was planning to apply to work at Ramsey solutions but that would be an infringement on my boundaries.
That's exactly what Dave does. Every candidate that makes it far enough in the process has to share their budget/ spouses income etc. I think its pretty creepy personally.
âIt is easier for a camel to go through the eye of a needle, than for a rich man to enter into the kingdom of God.â (Matt. 19:24.)
Ramsey's net worth is 200 million dollars. You may not be able to pay everyone a livable wage, but you sure don't 'need' 200 million dollars and pay $7.25 federal minimum wage 'because he lives with his parents. Did you ever think that is why he lives with his parents?? There is no excuse to pay at least $15 an hour, when even in Nashville, rentals are over $1000 a month.
Best be practicing getting through that needle is all I can say.
Yes, I own a business. I pay them $25 an hour. They work hard for me. Love each and everyone of my workers. They are between 16-20 and are AWESOME! Children's entertainment business .
Try 700million dollars. Google, as always, is reporting a figure that is years out of date
4:08 Wait, did Dave say they ask for candidate's budgets during the interview process? WOW......
I'm sure that is illegal.
Thatâs what I was thinking. I wouldnât be comfortable revealing my personal finances because they might use that as a means to pay less if I donât have a lot of expenses. If thatâs not illegal, it certainly should be.
I thought he meant he looks at HIS budget, as an employer.
Ramsey solutions has a few practices that probably wouldn't hold up in court if they were to get challenged.
Yeah, he was off on that one. But I'm still SHOCKED by how many people that either don't know how or refuse to negotiate for the salary they want during a hiring process.
What Dave is saying is he tries to pay as little as possible, but he gives people a budget and health benefits so Jesus is okay with it.
Exactly! A worker is worthy of his wages - The bible
I'm pretty sure Jesus was talking about people like him, when he said something about camel passing through needle, no drop of water in burning fire, and so on
Every employer tries to pay as little as possible. Youâd be a pretty terrible business owner if you purposefully overspend on the things necessary to run your business, including labor.
YES you should pay a living wage!
No, that's lowering the standard.
Iâm pretty sure itâs illegal to hire or not hire someone based on if they have a familyâŠ.
Up to the person to agree to take the job and pay.
Just don't expect to tell your personal business like family size and whatnot once employed when you have financial issues and want more pay.
Because it's your personal business.
Youâre not refusing to hire them because they have a family. You donât have anything against their family. You wouldnât be hiring them because their income needs, donât meet what youâre paying.
But I suppose, if the applicant wanted to make a stink about it, I would say, sure, come work for me for the wage Iâm offering. Just donât cry when it doesnât meet your income needs Iâm not obligated to pay you more money, just because you demand it.
you clearly did not understand what he was saying
He is acting in their best interest actually. But you ( and likely he) never tell someone why they're not being hired anyway. You just say, sorry the position has been filled.
Mr Ramsey admitting that he doesnât hire someone for a job because of their family situation sounds like an open invitation for a class action lawsuit.
How many families is your business supporting? Seems like Dave is doing more than you and you criticize him? Smh
Your comprehension skills seem to be extremely low. He was clearly saying I can't pay that much for that particular job, so obviously I can't hire him when he needs that much money.
@@conner_productions you clearly struggle with comprehension. The worker applied to a 30k salary job. By Daveâs estimation the worker would need 90k to survive. Thus Dave didnât hire him because of the manâs family situation
That's what I thought.
@@Michael-pi8ps According to the eeoc:
The following pre-employment inquiries may be regarded as evidence of intent to discriminate when asked in the pre-employment context:
Whether applicant is pregnant.
Marital status of applicant or whether applicant plans to marry.
Number and age of children or future child bearing plans.
Child care arrangements.
Employment status of spouse.
Name of spouse.
In this segment Dave explains how Unions are needed now in 2022 more than ever. Especially in the businesses that he owns.
a union to take another bit outta your pay check and ensure youre just another number to the boss....no thanks......time does not = raise...performance does
@@kazzTrismus Or in this case, your family situation and personal life circumstances do. At least with a union there would be a level playing field.
Unions are a double edged sword for workers. If done well, they will increase your wage a bit, but mostly will ensure fair practices and a safe work environment. If done badly, they simply siphon off a monthly fee and don't do anything. IMHO, only a bad employer makes workers so disgruntled that they would want a union. But, there are plenty of bad employers out there.
@@kazzTrismus people are numbers with or with out a union. I've seen plenty of layoffs and firings in my industry.
@@gary606 its not about the layoffs...its about getting noticed by the boss...a union means the boss doesnt even need to pay attention
Just cause you have kids doesn't mean one man deserves to make more money than a man with no kids. Thats crazy talk
Dave says discriminate based on if the guy has a family to "take care of or not". WOW thats a bad look. Where's the equality.
What if the guy who doesn't have a family turns 1.5x revenue per year than the man with kids.... How about we compare pays based on REAL NUMBERS rather than your religious and social beliefs. That's wild
Not deserves. Needs
@@georgewagner7787 Make more money than the single guy. Just because you have a kid doesnt mean you're needs are more important than a single mans. You gotta learn to budget about the decision to have a kid. Giving birth to a kid does NOT mean you're better or deserve more than a single man that makes more money in the same position. Only thing that should matter is money brought in and that should be the only thing controlling your pay
@@georgewagner7787 Sounds like you like having a kid for being able to quiet quit while get paid more and have more time off because "you have a kid" LOL
Always pay competitive wages and slightly above the competition if profits are good.
Slightly above can be a dollar over minimum wage
@@reese85 $1 is actually a lot if you work the math throughout the year. If you work 45 hr/wk like I do that's $2340 extra a year.
@tonywong8134 thatâs not a lot, cuz half of that is goin to taxes
They say "competitive wage" as in "your wage is competing with your living expenses"
@@reese85 if youâre making 8.25 an hour youâre gonna get all that back on your tax return
Dave just publicly admitted to discrimination. Anyone that wants to sue will have the easiest EEOC lawsuit ever.
Discrimination of who? against irresponsible people? People who donât share in the companyâs values?
People not wanting to give away their "budget" is not a protected class like race, religion, gender, etc.
Someone wants easy money đ°đ
Bit of a stretch here, budâŠ
Living wages are YOU ADVOCATING FOR JUST THAT!
If I ran a sandwhich shop in one county where the expenses to live there were 4X the cost of another sandwhich shop I own in the next county where expenses were far less, then that 1st shop, according to "living wage" philosophy, ought to be paid less since they dont "need" as much, even though you both do the same amount of work.
Happy to say that my employer pays a living wageđ
Same here thank god
what does that work out for you tho?
$18/hr, 40hr PLUS overtime (if allowed) still couldnât cut it. i donât go out. i donât spend money on stupid stuff that will only temporarily benefit me (clubbing, drugs, ordering out to eat, movies, etc.) for how i spend iâm about a foot away from being a monk. $18/hr still has me almost unable to afford rent & utilities & a car payment.
@@Mfor1998
$16.34/hr.
Atleast 32 hrs a week, 40 if I want.
$680 rent, no car payment, no debt.
I also don't go out and don't have friends nor a woman draining my finances.
I have money to cover my needs And stupid bs that I don't need.
@@radfoo72 must be nice. congrats on that.
in texas (dallas), things are getting bad as far as rent increases.
@@Mfor1998
Yeah I got a good deal on rent.
2 room private suite with kitchenette and my own bathroom.
No roomies.
All utilities included.
Houston, TX.
Dave is okay giving $2/hr if he can get away with it.
@Godzilla HĂ„rddisksson Maybe because i have some sense of morality.
I'm retired now but I worked with people that made the same money I did but were broke on Monday after payday. Had a co-worker (after long years) say it was 'unfair' that I had a 401k and a retirement plan and he didn't. If was offered by the company but he wouldn't contribute to the plan so now many years later it was 'unfair' that I had money. "F"-em!
@hello world, what skills do you have that make your employer more money, there is your answer. Time to be an adult.
If you don't have any valuable knowledge/skills then you might not be worth much more than $2/hr. The onus is on YOU. YOU need to gain the knowledge/skills to make your time more valuable. YOU need to be confident enough to firmly negotiate for the rate of pay you know you deserve. Nothing will be handed to you. Sorry, but that's not how it works.
It's the Christian way!
As Christians, I will pay you as little as I can get away with it. But itâs okay because I go to church once a week to absolve me of all the wrong I do during the week.
the atheist doing the same thing is better how?
My wife and I signed up for a job that was previously paying $15 an hour (we know since her mom worked the job by herself but recently got a full time job), 20 hours a week that we could work together to supplement our main incomes to buy a house cash. It was a church cleaning and when we came in to do the orientation they changed their mind and said they were dropping it to 10 hours a week and $10 an hour. I told the guy how Christian of you to be so lacking in generosity and we walked out.
@@kazzTrismus no difference except the hypocrisy
@@johnanderson8385 its not hypocrisy to pay a job wht its worth...being "generous" to the unappreciative isnt a requirement
Yes
You can do what you want but just donât call yourself a Christian.
Basically Dave admits that he underpays for certain positions depending upon who is in that position. I think everyone who works for this guy should have open and honest discussions about what they earn.
So they took the job knowing what they were going to do and how much they were going to get paid. If they don't like it, THEY CAN LEAVE!
Yep
He didnât basically say any of that. He said he tries to hire people in a responsible manner and not set them up for failure. If he hires someone that canât meet their basic living expenses off the wages heâs providing he is not doing them any favors, nor his company.
@@Hedgeflexlfz Sounds like you are with your projection.
How on Earth did you get that out of this video???
Jobs should be based on qualifications, not on what's going on in my personal life.
That is fair. so do not get mad when your local service industry has no workers because people like you feel they are beneath you.
@@alp.9672 Lol u took my comment way out of context. I don't feel anyone is beneath me. I'm just saying that my current season in my personal life should have no affect on whether I get a new job or what my pay will be. Only my skills and experience.*
@@RiSkyNick Again that is fair. I know exactly what I wrote.
@@alp.9672 no, your comment went all the way left.
@@candy2325 Correct, it did not. Read again.
Just donât get upset when people donât have families anymore.
Exactly. Dude just basically said dont have kids and you can get a "liveable wage"...
@@dmlny yup
"The reason for the inappropriate request of the personal information is to protect you from you." - so paternalistic it makes me cringe.
âThis job is for high school kidsâ
âNow hiring! 8am-5pm Monday to Fridayâ
âwhy do we keep getting applicants who need to pay for rent and foodâ
Go look at original McDonald's commericials, it was promoted as a job for middle aged men đ
So? That was 70 years ago
Name that company
This video above all shows how insanely out of touch and date Ramsey is with the modern workspace
It shows how out of touch "modern workspace" is with common ense.
Not hiring someone because they have to many kids or debt sounds....illegal
It's the definition of discrimination.
Same for hiring people based on color cus you want âmore diversityâ
What does being a Christian have to do with treating others how you want to be treated or just treating people fairly?
Who defines what is fair?
Followers of Christ Jesus understand to 'Love thy neighbor as they self' meaning to treat others the way you want to be treated đ ...I don't agree Dave Ramsey, his reply was self-centered and unjust
@@Minney-Me Good people in general understand the golden rule. Being Christian does not make you kind. Ever heard of the Crusades?
Dave missed the whole point of the term livable wage.
my thing is jobs that have high expectancies. they want experience on top of college degrees and certs all while paying wages from 1990s đ€Šââïž these days anything under 20 is barely enough to live off and they think they doing us a favor by paying 16-18
blame that on massive illegal immigration as well as govt handouts - the free healthcare is not so free after all
Our decisions have consequences. Make the choices that will put you in a position to make more than $20 rather than complain about what youâre paid.
@@mike60521x how does it relate to free healthcare? what free hand outs do you speak of?
@@michael567jober Do you really think housing would be so expensive if we did not have 25 million illegals in this country ? In fact there would probably be adequate housing for the homeless if not for the massive colonialization from south and central america.
@@mike60521xhousing is expensive because companies are buying all the houses to rent out instead of individuals buying to live in it. đ€Łjust say ur racist and leave
Dave is an out of touch boomer. He offers up some good advice at times, but heâs also has never faced the challenges todays generation faces, despite what he wants you to think.
Their greatest challenge is their own stupidity.
@@amireallythatgrumpy6508 Sounds like a real uphill battle for you đ€Ą
If Dave can boost his CZcams views and $$$$ like this by spooling people up in a six minute video he's not out of touch as much as you think.
@@15KHPCLUB Found the whiner!
Those challenges are not the employers problem. Take responsibility for your life,
Be very careful applying this practice. Whether or not it makes sense, it may not be legal to use protected class status in making a hiring decision.
This makes no sense. If you want $30/hr for a $20/hr job, of course theyre going to reject you đđđ definately no legal ramification like what youre describing in ANY state
@@robertc6293 that's not what hes saying. Asking for personal finance/budgeting info during hiring process is what the commenter is referring to.
@robertc6293 familial status is a protected class in many states in relation to employment. So you couldn't just ask about someone being married and having kids and base an employment decision on it as Dave is suggesting
@@versatile3373 I must have misheard that part. I assumed he was saying that if a person says their standard of living is higher payrate, he just doesnt consider their application.
@@versatile3373 technically, youâre only half right. Itâs illegal to not hire somebody BECAUSE they have a family. But itâs not illegal, to not hire them because their personal situation means that they wouldnât be able to live on the income youâre providing. That is NOT you having anything against their family⊠itâs that the job didnât meet the applicantâs income needs
Iâd probably walk away from a business that asked me to share my budget info. Just on the grounds of âeh go eff yourself.â
Yeah, Dave was off on that one. But you should really be ready to walk away any time you are negotiating a salary. YOU DON'T HAVE TO JUST ACCEPT WHATEVER THEY OFFER!
But would you really if you applied for a job at the place that literally created the budget....
Obviously Dave didn't create the budget but his product is pretty much centered around it and if you can't follow a budget you won't be a good fit...
The thing is I doubt anybody on The Ramsey staff is suffering when it comes to their budget. Who is to say he doesnât have a certain number of people working there. If he got less then 50 then everyone is eating good⊠But go to your local warehouse and say the same then we would have a different story.
right? It's enough your employer gets to micromanage your career but they want access to your personal/household details to micromanage that too? No thanks. I get they want a good fit and can ask some pertinent/relevent information, but when it leads to unilateral assumptions and conclusions about stuff thats none of their business it's unprofessional.
@@Lon1001
Don't tell them. Not their business. Even when you have financial issues while employed don't tell them.
Just leave or get a second job if you need more income because your business is yours.
I completely agree with the candidates that withdraw their applications. While I think it is an admirable benefit for an employer to be willing to help with budgeting, this should be optional. If I am confident in my ability to live on the salary that is being offered, and I am on top of my own financial situation, then the details of my budget and where I choose to spend my money are none of my employerâs business.
Not only does it allow him to get into your personal finances, but it allows him to go through your personal family setup and could lead to a great deal of illegal discrimination. Things like number of children, family structure, marital status, family member with a disability, etc are illegal to discriminate against. Some people come from other cultures or nationalities where the practices are different.
Remember when Jesus gave others the shirt off his back and said dont collect worldly possessions while your fellow man is in need? Lol I sure do
I cant believe this guy! Isnt this illegal to ask personal finance questions in an interview?
honestly donât agree with having more kids = more pay. If we working the same job, and you get paid 90k and I only get paid 35k doing the SAME WORK. thatâs completely unfair just because I chose to live a single life
I don't know how it works in America but over here, they would get paid the same from the employer but then the person with the kids would get a lot of extra money from the govt
Right!
When I was hired, I was told you get twice as much as your coworkers.
If they ever find out, your fired.
do you Know what they make?
If you don't pay a living wage, you shouldn't be in business.
Sorry for the late response. But that was FDR's belief. If only he would've lived a little longer
In texas minimum wage is 7.25 lol I really have zero clue how you could live off that
I dont think minimum wage should be to live off. If you are 24+ and working minimum wage idk what else to tell you.
@@FlaqkoGTA great now you know why noone WANTS TO WORK and 16 years are working at McDonald's because ....
@@FlaqkoGTA 100% agreed I was thinking to myself the entire video the guy needs to hire 16 year olds and thatâs what Dave was getting atđ
That's the state minimum wage, but local jurisdictions like Austin Texas it will go up to $22/hr....which is just insane.
It's almost like minimum wage isn't designed to live off of... It's the... MINIMUM.
Dave just showed why people have zero loyalty to a job.
Yep. His thinking is outdated and people are knowing their worth
Imagine needing a job. And someone tells you based on your budget your not hirable. So there is no growth after employment? Or when you ask for a raise, Dave says you donât need it cause I have your budget. I started as line cook and prep cook. Within six months I was promoted.
You get what you pay for. Minimum work for minimum pay
I was the best at that. Coworkers thought I was stupid, when I was just playing the game. I knew I was only there for a time being
YEP
And you wonder why you're stuck at minimum pay.
I fire that attitude, quick too.
@@WPSent Well sure that job. It was a dead end job. They would only given me a dollar raise within a year. That's why I left and found a way better job.
I interview around 30 applicants per week for our vacancies. One of the 1st questions i ask is what do you need in regards to pay. If itâs something we canât do, no hard feelings..thanks for your time. Itâs life.
Thatâs a terrible question to ask. People will never respond with what they actually need and will actually tend to answer with a lower figure as they donât want you to respond how you do, âWell thatâs too high so this is overâ. You should just give them the pay range your company can afford then ask them if theyâre comfortable with that.
I heard Ramsey pay is on the lower end so not sure we should listen to his advice.
A gardener once told me your crop is like people. You chop the rot, retain the fruitful, always fertilize the bountiful.
Reminds me of some churches that want you to tithe based on what they want to spend
Or perhaps give would be a better word than tithe
They're also lying entirely. The tithe is supposed to go to the storehouse to support the community. The Levites only got 10% of the tithe, the heave offering.
I tithe. But it goes into an investment account. At the end of the year, the church gets 10% and I figure out how to best use the money to support the community since my church doesn't have a storehouse.
And you get to use some of the tithe for yourself. People should actually read their Bibles. The tithe pays for Thanksgiving and Christmas.
Why can't the priest or pastor or whoever just get a second or third job?
I believe that it's illegal to ask an applicant if he's married or has kids, etc. Correct me if I'm wrong.
No, itâs not legal to ask that. But you can ask what the personâs salary requirements are.
The fact that people in the comment section do not understand Daveâs clear explanation of the term âliving wageâ, is an indication of the financial illiteracy, that is ruining America.
The eternal boomer
Rich Republicans hate it. When you tell them youâre on welfare or snap. Get a job!!! When minimum wage doesnât even pay the rent on a crummy one bedroom apartment, ramen noodle food, and gas/insurance for your paid for 12 year old car,,, yes, I guess water and electricity is a luxury. Does anybody have $.35 for the 1994 payphone to call Daveâs show????
WHy is Dave asking for people's budget to work there?
I'm pretty sure that is illegal.
It's scummy but not illegal.
Because he's still living in the stone age, and will always put Bible and business over todays real world reality.
He also doesn't allow LGBTQ people or anybody "living in sin" to work for his fundamentalist christian company.
Ah yes a rich guy exploiting poor desperate people, im sure jesus would be preaching this to his followers.
Wages should be paid by performance not by their situation. A person has chosen their situation and should be responsible on their own. To say that a person should be paid higher because they don't live with their parents is wrong!!!! People should be paid by the amount of work they do!!!!!!!
And the QUALITY of work they do.
Propoganda
Probably one of the most insane answers I've heard from Dave. He is completely wrong. It's not up to the employer to figure out what a living wage is, it is entirely the duty of the individual to figure that out. If Dave's offering $12 an hour then nobody shows up for an interview. What possible control does employer have rather than to raise wages, go out of business, or never grow? I have never had an employer ask me if what they're offering will work for me or my family lol. That is entirely ludicrous.
True facts. You'd like Josh fluke if you haven't listened to him before
A living wage is just a term that lazy people came up with a decade ago to try to get raises. I never heard of it until a decade ago nor did anyone else. The fact you are even using the term means you have no clue what you are talking about at all lol. If your logic is true why is everyone supposedly so underpaid?
Slowly, the minimum wage is increasing in our state, but the cost of everything increased. So I donât think minimum wage is the issue. Itâs the cost of things that keeps going up.
No employers should ask for the income of job candidates. Grown adults donât need their employers protect them from their finances. Thatâs dumb.
So Dave admits that kids are expensive finally? He's always said they aren't expensive lol.
A guy called into the show wondering about having a kid and how he would afford it and Dave told him to go ahead and have the kid anyway and not worry about hypotheticals lol
@@privacyplease1556 Dave has said multiple times that kids aren't expensive. Dave gives alot of great advice, but when it comes to marriage and kids his religion clouds his judgment imo.
Dave: You can easily get you a second job part time making $25 an hour
Also Dave: âŠ
Is nobody realizing that Dave is saying if you have children and a wife it will count against you for getting a job?
So what if his wife works?
What if they have paid off their house and low debt and grow their own food?
What I am hearing is single men with no families have the best chance of getting a job. đ€Šđ€Šââïž
This could be an issue for him because people who applied with him and didnât get a job could be discriminated because of their family status.
Would you hire a blind person as a bus driver?
Dave Ramsey really is full of himself. Requiring a look at someone's personal budget as a condition of employment and the sarcasm directed at the person who got a better offer from another employer. I wouldn't want to work for this guy!
He talking about buzz words when he canât stop saying âas a Christianâ as if that means anything. Pay your employees a living wage or risk productivity falling and high employee turnover rates. He talking about people as if he know every employees back story. He donât know if that 19 year old has to pay his parents medical bills, school or has to pay rent. He sees oohh your 19 you have no overhead. Itâs 2023 the cost of everything is insane. Yâall want employees to create ârecord profitsâ but donât want to pay a wage that is equal to the cost of living in your stateâŠ.
Umm hello the reason people work is for a living!!đ€Żđ
itâs not just on small businesses either. Large corporations are willfully underpaying their employees just to line their own pockets.
I love how this guy is telling others what "God" wants people to think.
How tf do you know what God wants? đđ
You read the bible. If you read it, God will talk to you too
â@@georgewagner7787Are you still hearing voices?
thatâs actually insane that you openly discriminate on positions because of personal information people provide to you.
I think it is valid. Why hire someone if they are just going to be a problem
Dave just stated the entire problem with wages (not the way he meant).
Basically he doesn't want to pay living wages - what it takes for a normal adult to survive.
He wants to pay teenagers living at home with their parents the MINIMUM because its all upside for them with no expenses.
This is why we have the big pushes for child labor, now recently legalized in many states.
See how he made this all complicated (you know, that family of 14 down the street). No mention of the poverty line, etc. which is a standardized number.
Which is why so many low wage businesses have signs about "no one wants to work", limited hours, or extremely bad service since you get what you pay for.
Never said how big his profit margin is.
He automatically sided with the business owner
As he should, cuz heâs one
How does that change anything?
Profit margin doesnât determine how much someone is paid, or should be paid.
Remember how ken tells you to be willing to start at the bottom to be in a line of work you love?
Dave just told us that those employers are doing you a favor by not hiring you.
Ramsey has been a little confusing lately đ
Raising wages doesn't mean raising prices of goods and services. It all depends on your profit margin and how much you want in your pocket. If you're willing to accept a little bit less (meaning you and your business are still earning profits) in order to pay your people more, then go for it. People often go to the extreme ends without considering the middle option.
It's almost as of margins are tight to begin with and companies can't afford to keep overpaying their workers?
@@evr0.904 If margins are already very tight, then sure. I don't imagine this is the case in most instances.
@@evr0.904 they are overpaying their workers at minimum wage? Or are companies overpaying out of the goodness of their heart? Is the company that offers less than full time hours and no benefits truly overpaying?
profits dont always go into the pocket of the employer, many small business owners use those profits to help expand their business so they can employ more people. its funny how many people jump to the fact that small business owners are all greedy.
@@BearsBeetsBattlestarGalactica1 It's funny how you missed the "it all depends" part but I forgot that rEaDiNg iS hArD.
Imagine if Amazon started paying $30+ an hour, they have an abundance of jobs. Everyone else would have to follow along or go out of business.
What if they can't afford to live off Dave's salary offer but that person is gonna have two jobs đ€
Work a second job if it's allowed.
Nothing really complicated.
I would offer a different perspective on wages you are paying. You want, as a business owner, the best workers. You don't get them by paying the lowest wage. When my company hired, we always paid $1-$2 above the prevailing wage for that job. We would get a lot of applications, and could pick the best. Better, they would never leave, so we would always have seasoned people. Taking good care of your people will pay back more.
This is an open invitation to a class action lawsuit :) Dave pretty much just said "if you have too many kids, if you are divorced and raising a family on your own, if you have an ill family member to take care of, or any non-work related condition that would make it impossible for you to live off of our salary, we don't want you or need you". :) Dave can call Jesus name all he wants, but what he just did is admit publicly to violating antidiscrimination labor laws.... He just settles in June of this year another law suit for discrimination, and he just admitted to committing this crime again.
Dave Ramsey did not discover the wheel. Many employers have discriminated workers based on nosey criteria like these for decades. That's why there are laws in place to prevent this from happening. Citing the Bible won't protect him this time đ
Dave has skirted with fair employment law on several occasions.
None of what he is asking is illegal. Nosey for sure, but there is no antidiscrimination law against asking the questions he apparently asked.
@@BrickHub He goes right up to the line sometimes, if not crossing it. Things like gender, whether you have children, familial status, marital status, pregnancy, religion (including religious practices), yourself or a family member having a disability or medical condition (assuming you can do the job with reasonable accommodations) none of that is legal to discriminate based upon. In fact, most companies make it an ironclad policy to not ask about family in the interview process. By requiring an applicant to open up their personal lives and family budget and not hiring you if your family situation doesn't suit him, he's in practice screening for all of that.
He's faced numerous lawsuits for things like firing an unmarried woman who got pregnant.
You want a "living wage" then the employer deserves to know what those expense are that he/she should pay you to meet those expenses.
If you are a spend-a-holic, then you are a financial risk, and they should have the right to reject you.
@@xandercruz900 you're opinion is wrong on so many levels :) want me to prove it to you? Go ahead and tell us how much you make, and what your expenses are. Right now. In detail. It feels invasive, right? Why should any of us care? Well, same thing is happening here. If Dave wants an engineer, he can screen for an engineer, why on earth would it be any of Dave's business how many children the engineer has, or what that engineer decides to do with his/her money?....You need a job done, I need money. If I can get you the job done, give me the money. End of story. After 5pm, we don't know each other...
Spoken like a true âChristianâ
For real haha. This guy is better off dropping the Christian BS and making it purely transactional.
Religion and money don't mix
Oh the hypocrisy like jesus would be against cooperate greed.
I think Dave needs to, for a month... maybe two, live on the budget of someone making 50k a year in a city like Nashville. Find an apartment and car starring with ZERO dollars. That's where many of us started. Yeah, I got the job.... what next?
Hey, remember when Dave Ramsey was a teenage Boomer, and "minimum wage" then had the buying power of $25/hour now?
Yep - simply compare what minimum wage bought in gold/silver then to what it buys today.