My Biggest Retirement Regret! Many people regret decisions to retire, some are big mistakes and others not sp much. Lets chat worth the XL cup of coffee and a walk.
I retired at 50. I’m having trouble meeting women. They consider my being retired as a problem. The vibe I get is they think I’m lazy and broke living on fixed income. lol I have a pension plus a 7 figure portfolio. Vehicles and home paid off. I’m not telling them either!
Hey 1972 - it's not that all women think you are lazy - women (as well as men) will naturally be asked by their friends what their new partner is doing professionally, and in answering that "he is a retiree" they may fear a status loss among their peers. HOWEVER: you don't have to present yourself as "retired". Choose your words carefully a la: "I have quit day jobbing as I've calculated it will not change my lifestyle - and doing so I have more time to delve into projects as well as to be a more focused partner". (Please note that this presentation does NOT reveal anything about your wealth! ). I'm absolutely sure there are women out there who will love that presentation - and these are the women you would like to be with. People with sound values in life!
As a fellow early 'retiree' I say I retired from investing TO.... writing a book, being a bad golfer, fishing, what have you. Or 'exploring retirement for now' works, too.
I retired at 62 about 9 years ago and never regrated it, I did not plan it, did not retire into anything and now i live live where i do what I want, when I want, why I want., I have a small 2 bedroom condo where I do no yardwork and it gives me the freedom I love to live as I please. I have a 5 year old dog and together we take a lot of day trips, ; there is a lot to see. I am close to everything I need and have a great community around me. What I learned is to be happy with who I am, where I am and what I have. I don't need to travel the world to be happy. While I loved what I did, work did not define me and I still keep in touch with those I worked with. Life is good!
Retired at 56, now 58. My wife is a corporate executive and 20 years younger so insurance was not an issue for me. It's funny, it's been two years and I'm still hyper productive. It's been hard for me to get out of that corporate mindset. My "life" regret is when I was working my corporate job the last 25 years, that I barely made time for my friends. I worked all of the time. That's changing for the better...
As somebody who is your age and is currently writing these words during lunch break, let me say: you shouldn’t have a shred of guilt. You likely got where you are through good decisions and dedication, and not through anything that you should feel guilty about. Well done!
Thank you so much. I really appreciate that and I have always worked hard, consistently and followed the straight and narrow. I appreciate your comment, and hope you have a great week.
Always better to be early than too late in this case. Why anyone wants to be stuck under corporate tentacles dragging you down is beyond me. There’s almost no one I want an outside relationship at work.
I’m 55 this October and retiring November this year. I can’t wait! The only regret I have is not being able to do it sooner! I’m looking forward to spending more quality time with my family, traveling more and I have more hobbies than I can afford. 😬
I travelled during my work life across Canada, USA and parts of Europe - glad I did it. Not so interested in international travel now as it is a huge headache dealing with airports, border crossings and crowds everywhere you go. Solo motorcycling, touring by car, that’s about it for me now.
Don't let airports and crowds stop you, man. I know it's a pain in the ass. However, the pleasure of arrival and enjoying being in different countries totally compensate for the discomfort 100 times. Airports, crowds, etc. is what made me a little reluctant to travel overseas. Luckily, I already travelled 6 times and will continue to do so, every now and then until I die. Worst thing you can you is to stay in your comfort zone. I constantly remind myself of that. This is a reason I keep European currency (just a little bit) in my closet. It's a constant reminder that I need to go back and to not always stay in my comfort zone. Just my opinion. Also there's a huge difference traveling for work than traveling for vacation/retirement.
He is travelling by solo motorcycle…that’s his thing. He is done with Visiting other countries…perhaps you need to do more - just 6 times and lecturing others. 😂
We are headed toward retirement in months from our own clothing biz. Likely won't be traveling, unless day trips, close by, and places that allow dogs, as our 2 'children' are about 16, and even though we get live in sitters, I cannot leave them...
watching to your channel, and just want to share a personal experience, my dad left this world at the age of 43, I was at the time just 15 years old, and I was shocked by it, anyway throughout the years I learned that life is retiring us every single moment and since we dont know the when time is up then what left is just a bonus , my point is no need for planning how to live this life, just live it !!! nothing to lose but everything to win, this life as we know it , we were given with out asking for it and we will leaving it with out asking either.
No regrets, but maybe one. That I should have left sooner before I let the stress make me sick. Still, I got out alive. Some of my co-workers were not so lucky.
Just came upon your channel yesterday, very interested and informative. I myself was hurt on the job after 41 years of service. I Couldn't return to my old job so therefore I was terminated. Throughout my career at Republic Services ( second largest trash/recycling Company nation wide in the U.S.A) I always took my job seriously but knew it was just a business. Don't let the size of the Company mislead you, the larger the greedier. If I had not gotten hurt and terminated I would probably still be there till 65 years of age. 65 because that's when we are able to qualify for Social Security Medicare (health benefits) here in the U.S.A. which is very expensive here in the U.S.A. You can always tried to apply for other benefits, but you must be of low income. Lucky my my house has been paid off since 20 years ago and I am debt free. Have good savings and a good investment in stock. I will be 62 years of age in a few months and will start early retirement and apply to my Union pension. You're 100% correct, after 9 months off I am more stress free and are able to do things I was never had the time too. Please keep doing these videos of encouragement. Thank you.
I worked for republic services for a season. Did yard waste/ brown bag leaf grass pickup. Do to that's where they put new guy's. Do to some seniority system. Worst, heaviest job I ever did. I would literally put tons on a truck every day. Would have to come into transfer and unload half way and go back out. Most older guy's were completely broken down physically. I left and changed careers after that season. Goodluck! You can always go to the neighborhood grocery store and get a job that's literally like retirement after working a strenuous job like that. Oh, Don't get me started when I had to go around and push roll offs and connecting cables and lifting those damn containers 😂
Hey Martin - so sad to hear you were hurt on your job and terminated. As it obviously was an accident directly related to your job, I hope you received some kind of compensation on your way out. I congratulate you for having paid off your house and being debt free and hope you will stay resilient and strong. You can't keep a good man down!
I feel sympathy for our country, low income people are now suffering to survive yet inflation and recession keep increasing daily, many families can't even enhance the good cost of living anymore. You've helped me a lot Sir Brian! Imagine I invested $50,000 and received $190,500 after 14 days
Very possible! especially at this moment. Profits can be made in many different ways, but such intricate transactions should only be handled by seasoned market professionals.
Some persons think inves'tin is all about buying stocks; I think going into the stock market without a good experience is a big risk, that's why I'm lucky to have seen someone like mr Brian C Nelson.
For me haven't heard of ANYONE sorry they downsized, not one. Myself the more I tidy, organize and downsize mentally I even feel better. Thank you for the great vids.
Brand new to the channel. I'm 61 and retirement is in the conversation more than ever. Something I rarely hear talked about (outside my church community) is volunteerism. Donating your time to a good cause or organization. Maybe this is something you can talk about in the future.
Love the series! Have you done a video where a person retires BUT their partner doesn’t (can’t yet) and how to deal with the situation and keep the peace? Thanks !
Don’t feel guilty! You earned it 😊I’m almost there, we’re completely debt free, 52 years of age. I do feel like we found something that nobody knows about 😂 it’s a different feeling 😂. Thank you so much for the great content. Have a great day 😊
I just found your channel. I’ve been traveling my whole life & this is so true about being who you are in retirement. I got about 15 more years or so, but I have a crew of kids to put through University. As long as you are minding your responsibilities, no guilt!
I'm 1-3 years away from early retirement. I downsized after my divorce; I live on a small US island in the Atlantic, less than 500 meters to the ocean from my house. Considering retirement options of living part of each year in Asia vs getting a blue water sailboat and sailing the keys and Caribbean for part of each year. While still working I'm getting the house updated and getting my toys along the way: music gear, sports car, motorcycle, now it's just the bigger sailboat and selling my current boat. I'll see how my health, fitness and stamina are once I retire; I don't want to get a blue water sailboat if I'm not physically and/or mentally capable for at least 5-10 years of sailing. I see many boats for sale due to the failing health or death of the owner. Other than my kids, I have zero interest in spending time with others; I'm looking forward to solitude in retirement - sailing alone is ideal for that. Happiness, good health, and cheers!
I have been following a 100+ year old doctor named, John Scharffenberg, who regularly travels the world nearly every year to help people (if you search his name on youtube, there are some great interviews of him). On occasion, he uses a wheel chair to get between gates at the airport. Although I am not a doctor, that is my idea of a "retirement". How to be like him would be much easier said, than done, for me, as I am not a doctor, but I may find my own way to do it, somehow, or another, given "hell or high water", even if it means sailing my own boat I build. One of my friend's mother died recently, and walking amongst the graves, with the funeral minister, I told the minister "I want to travel as much as I can before I end up like all of these people, stuck in the ground."
Man, you absolutely touch on important topics for retirees and those contemplating retirement. Pouring from your own experience/thoughts and what you've heard and seen you present us with crucial mental checklists. I like your "taking a walk" format - and I look forward to "walking" with you in a long time to come 🙂
Thank you so much and I really appreciate you as well following on my journey into and through retirement. It’s something we all go through sooner or later. Hope you have a great week.
Hey Mark! I think my biggest regret was I really let myself go before semi-retiring. That being said my wife (also semi-retired) and I walk 10k steps a day and do yoga 5x a week and things have looked up health wise. One of the benefits of yoga is once established as a regular practitioner (and not a predator lol) you can have some nice conversations with the rare guy in yoga or better yet beautiful ladies without them feeling like you have an alternative motive. Cheers to a happy retirement!
I will quit my job in December and retire at age 59. But I have had a "trial run" at retirement. This year in July, I fractured my left wrist and have been on Worker's Compensation since. I won't return to work until the end of September. So, 3 MONTHS!!!! I have been enjoying the hell out of this time. Going to the gym, rehabbing, BBQing, my family's personal UBER driver etc... My coworkers keep saying "Chris your gonna regret retiring", "You'll be bored shitless". I disagree with them. I honestly deep down feel ready. Thanks for the great video and I am a new subscriber.
Once I retire, I will be doing just like you. Walking, creating new hobbies or maybe travel. No regrets and no guilt. You put in the work and deserve to retire if you choose to do so.
I totally agree that you do a large trip once a year while still young, health and still making an income with children to make memories of a life time. Now my children are older they don't want to hang around the parents. I don't regret retiring on a long term disability. Retirement requires planning just like with any phase in life to be able to adjust to the new realities. I had very good colleagues but don't regret that after retirement I only keep in touch with a few colleagues. Besides occasional nagging by family and friends, I really enjoy retirement. Like you I find things I have passion for and enjoy what the Lord has given me.
Hv been travelling every year all my life! Same routine now. More time for music enjoyment and tea and dining with my missus. Life after retirement is great when u hv hobbies and a great family life
I worked in the Australian Public Service for 20 years and had every intention of retiring at 55. Certain things happened at work and I became very jaded and took a redundancy package at 48. I took my pension and did other things like Uber and I drove a taxi for a while. 3 years after my package I found myself back in the Public Service at a lower level. I turn 55 next May so I have mixed feelings. I am kicking myself for not sticking it out in my previous job, but at the same time am building my new superannuation up and plan to retire at 57-58.
I liked his BMW reliability channel so I kept buying new BMWs last 5 years. Now I start thinking of retirement and consider retirement is more luxury than buying an X5 M50i.
There are many things about retirement that I do not like. Every time I start to complain I think of my two work mates that died on the job. I saw their graves. This makes me stop complaining. The job almost managed to kill me to.
This coincides with how I've been feeling: 1- don't switch houses ie downsize. I've been living here for years and like and know where everything is. its exactly what I've always wanted. 2- I need to do my traveling now while I'm still employed. at least the big trips I want to do. Maybe one international and one in the US every year. I'll be 51 at the end of the year maybe 4 more years to go or less.
I don't see it that way. I just want to do something else with my time. For a long time I did even work two jobs. Like working seven days a week. Five days during the day and two during the night. I know it was crazy. But I needed to decide which job I would keep. I did choose the tourism job. The one on the weekend. Now I work fours nights. The rest of my lifestyle is paid with my investments. I'm not even fifty years old. Maybe I want more than the average person. I am just a nerd. I always need more info. Just like Johnny 5. If you remember the movie Short Circuit.
Regrets- devil’ work at its finest. Do not regret. Anything. Redifing regrets as glich in mindset. Fix it by ignoring nonsenses. Mind is not perfekt mashine! 🎉🎉🎉
The wife and I are NOT gamblers so we bought the easy cheap CAA insurance that had no forms under age 50.I had serious injuries due to 3 brain injuries but it was not a problem and we went to Columbia,Dominican , across canada camping cheap , into Florida repeatedly and Cuba ( 12 times !!! ) for cheap ocean front all inclusives.Drank free champagne from france by the case and ate lobster and good food. In that time I rarely saw anyone over age 65 because they were like my parents that talked RV and travel for 20 years but worked longer for more money and won The Brain Tumor Awrd for 10 years and death.My brother stole all thier money which happens in families all the time. SOMEDAY : is a fantasy and it does NOT exist because people naturally get old,sick and fearful and they are gamblers that put all thier chips on someday to win. Sure we didn't pay our house off in 17 years but we are both alive, we had a blast and no regretes and were rich now with 5 pensions and mucho Gold and Silver to pay off the last 80 K on a 670 K house.
Travel is crazy expensive. Doing it more now while I still have a pay cheque coming in and have my health. Still only want to travel once or twice a year, though, it's just too much work and money.
Hey Friend,you strike me as the Managerial type.Where did you work?And were you making a large income to retire so early?I'm 52 and sort of envy you sir!!!
I think more than regret is your family and friends thinking you no longer want to work as a bad thing. They overlook the fact that you worked so hard and have investments that allow you to retire early. I wonder if its envy or jealousy
A huge mistake would be to care what they think, or let it influence what you do. If you know you worked hard and earned that retirement then bloody well enjoy it
I miss Nando's chicken so much from there. Probably the most delicious chicken in the world. I think I ate there almost everyday for about 10 days, no joke.
You're in the 1-2% minority. Retiring in your early 50's is usually tough but you must have made good decisions along the way that put you in a place where you can retire, so thats good, well deserved. It sounds like you have kids and our kids are just starting college so there are some big expenses coming. I have a good job, thats just alittle too demanding but some of that is self imposed. When you started retirement, you were able to take some trips so you're doing pretty well. Realistically, I'll be retiring @ 66.1 when its about time for the body to breakdown. I met a guy in his late 80's who was still a very good golfer and pretty physically strong. I'm hoping thats how I am so we'll see how it goes. I think the important thing for us older people( i'm 60 ), is to keep moving, walk, bike, tennis, lift weights keep it moving.
Great videos. Can you tell the audience if you wish .. how much of a pay cut you took when you retired - including pension, social security... I myself will get 50% of my gross pay when I turn age 62.. as I'm a Fed Govt worker - single , one income. Can you tell us if you are married and if your spouse is working or retired now. I think it will nice to let the audience know these important facts ... but again not to mention your exact monthly income in retirement or before retirement.
Don't have regrets because it's all in the past, and you can't change the past. If you enjoy travelling and experiencing different cultures then do it while you're still young enough and fit enough to enjoy it. You probably miss the cut and thrust of technical intellectual debate, I know I do. It's very satisfying solving complex engineering problems but that was in the past, now you need embrace the freedom you now have. Best of luck
As you age, youll need more in the way of medical. Try no to downsize and move too far as you still need to get there. Driving and distance makes it hard as you age. The cost of gas is just going up and up , so you dont save as much as think by down sizing and moving to PEI lol.. all the best .! enjoying your show heer.
Maybe you are feeling a little guilty at the fact you were able to get off the crushing hamster wheel, while others are still riding it for all their worth. and time and life. Hmm, I do not have such problems. :-)
Something gives me the impression you are not happy with retirement. You got fired and now somehow talked yourself into how awesome it is to be retired, ie unemployed
@SH-ly1uy - I have the same impression (from some of the videos). But then again; retirement gives rise to mixed feelings, considerations and doubts depending on the mood of the day. I think our host's sharing his feelings with us is what makes this channel real and useful.
Hi I'm from Malaysia, same age as yours, officially retired from an academic post in a public university July 9th 2024 - I was basically a government servant. I retired early, but absolutely *zero* regrets so far. My on-time retirement is supposedly on my 55th birthday but I took a 1.5 year early retirement. Yes, currently I'm doing a supposedly side hustle if I'm still working, but now it is a hobby and full time self-made job, i.e. boosting my CZcams channel and finishing my PhD. Hope to complete a huge and significant milestone by end of this year, and then: Migrate to America, yeeeehaaaaaaa.....
I retired at 50. I’m having trouble meeting women. They consider my being retired as a problem. The vibe I get is they think I’m lazy and broke living on fixed income. lol I have a pension plus a 7 figure portfolio. Vehicles and home paid off. I’m not telling them either!
Let them all think you're broke. Never tell!
If they think that’s a problem then they are actually the problem!
I agree move on from them....
Hey 1972 - it's not that all women think you are lazy - women (as well as men) will naturally be asked by their friends what their new partner is doing professionally, and in answering that "he is a retiree" they may fear a status loss among their peers. HOWEVER: you don't have to present yourself as "retired".
Choose your words carefully a la: "I have quit day jobbing as I've calculated it will not change my lifestyle - and doing so I have more time to delve into projects as well as to be a more focused partner". (Please note that this presentation does NOT reveal anything about your wealth! ).
I'm absolutely sure there are women out there who will love that presentation - and these are the women you would like to be with. People with sound values in life!
As a fellow early 'retiree' I say I retired from investing TO.... writing a book, being a bad golfer, fishing, what have you. Or 'exploring retirement for now' works, too.
I retired at 62 about 9 years ago and never regrated it, I did not plan it, did not retire into anything and now i live live where i do what I want, when I want, why I want., I have a small 2 bedroom condo where I do no yardwork and it gives me the freedom I love to live as I please. I have a 5 year old dog and together we take a lot of day trips, ; there is a lot to see. I am close to everything I need and have a great community around me. What I learned is to be happy with who I am, where I am and what I have. I don't need to travel the world to be happy. While I loved what I did, work did not define me and I still keep in touch with those I worked with. Life is good!
Nice
Good for you, you seem to live a simple yet rich life, I'm never into travelling also, Best wishes for you ❤
@@TheAccord77 Thanx. It doesn't work for everybody. I hope you find the life that makes you happy❤
Retired at 56, now 58. My wife is a corporate executive and 20 years younger so insurance was not an issue for me. It's funny, it's been two years and I'm still hyper productive. It's been hard for me to get out of that corporate mindset. My "life" regret is when I was working my corporate job the last 25 years, that I barely made time for my friends. I worked all of the time. That's changing for the better...
Wife 20 years younger. Nice
As your young wife is working I assume you accumulated big fortune to maintain the relationship.
My only regret is not thinking of retiring sooner!
Side note: Am I the only one who thinks he looks like a young James Brolin? 😀
Absolutely!
As somebody who is your age and is currently writing these words during lunch break, let me say: you shouldn’t have a shred of guilt. You likely got where you are through good decisions and dedication, and not through anything that you should feel guilty about. Well done!
Thank you so much. I really appreciate that and I have always worked hard, consistently and followed the straight and narrow. I appreciate your comment, and hope you have a great week.
Always better to be early than too late in this case.
Why anyone wants to be stuck under corporate tentacles dragging you down is beyond me. There’s almost no one I want an outside relationship at work.
I’m 55 this October and retiring November this year. I can’t wait! The only regret I have is not being able to do it sooner! I’m looking forward to spending more quality time with my family, traveling more and I have more hobbies than I can afford. 😬
Awesome 👏
I travelled during my work life across Canada, USA and parts of Europe - glad I did it. Not so interested in international travel now as it is a huge headache dealing with airports, border crossings and crowds everywhere you go. Solo motorcycling, touring by car, that’s about it for me now.
Don't let airports and crowds stop you, man. I know it's a pain in the ass. However, the pleasure of arrival and enjoying being in different countries totally compensate for the discomfort 100 times. Airports, crowds, etc. is what made me a little reluctant to travel overseas. Luckily, I already travelled 6 times and will continue to do so, every now and then until I die. Worst thing you can you is to stay in your comfort zone. I constantly remind myself of that. This is a reason I keep European currency (just a little bit) in my closet. It's a constant reminder that I need to go back and to not always stay in my comfort zone. Just my opinion. Also there's a huge difference traveling for work than traveling for vacation/retirement.
And soon they will start to cut off and phase out air travel. It’s for the earth the 🤡 ‘s say
He is travelling by solo motorcycle…that’s his thing. He is done with Visiting other countries…perhaps you need to do more - just 6 times and lecturing others. 😂
We are headed toward retirement in months from our own clothing biz. Likely won't be traveling, unless day trips, close by, and places that allow dogs, as our 2 'children' are about 16, and even though we get live in sitters, I cannot leave them...
watching to your channel, and just want to share a personal experience, my dad left this world at the age of 43, I was at the time just 15 years old, and I was shocked by it, anyway throughout the years I learned that life is retiring us every single moment and since we dont know the when time is up then what left is just a bonus , my point is no need for planning how to live this life, just live it !!! nothing to lose but everything to win, this life as we know it , we were given with out asking for it and we will leaving it with out asking either.
No regrets, but maybe one. That I should have left sooner before I let the stress make me sick. Still, I got out alive. Some of my co-workers were not so lucky.
Just came upon your channel yesterday, very interested and informative. I myself was hurt on the job after 41 years of service. I Couldn't return to my old job so therefore I was terminated. Throughout my career at Republic Services ( second largest trash/recycling Company nation wide in the U.S.A) I always took my job seriously but knew it was just a business. Don't let the size of the Company mislead you, the larger the greedier. If I had not gotten hurt and terminated I would probably still be there till 65 years of age. 65 because that's when we are able to qualify for Social Security Medicare (health benefits) here in the U.S.A. which is very expensive here in the U.S.A. You can always tried to apply for other benefits, but you must be of low income. Lucky my my house has been paid off since 20 years ago and I am debt free. Have good savings and a good investment in stock. I will be 62 years of age in a few months and will start early retirement and apply to my Union pension. You're 100% correct, after 9 months off I am more stress free and are able to do things I was never had the time too. Please keep doing these videos of encouragement. Thank you.
I worked for republic services for a season. Did yard waste/ brown bag leaf grass pickup. Do to that's where they put new guy's. Do to some seniority system. Worst, heaviest job I ever did. I would literally put tons on a truck every day. Would have to come into transfer and unload half way and go back out. Most older guy's were completely broken down physically. I left and changed careers after that season. Goodluck! You can always go to the neighborhood grocery store and get a job that's literally like retirement after working a strenuous job like that. Oh, Don't get me started when I had to go around and push roll offs and connecting cables and lifting those damn containers 😂
Hey Martin - so sad to hear you were hurt on your job and terminated. As it obviously was an accident directly related to your job, I hope you received some kind of compensation on your way out. I congratulate you for having paid off your house and being debt free and hope you will stay resilient and strong. You can't keep a good man down!
The right choice of an investment has always been a big problem for me I know picking a wrong investment will leave a big scar in the future.
I feel sympathy for our country, low income people are now suffering to survive yet inflation and recession keep increasing daily, many families can't even enhance the good cost of living anymore. You've helped me a lot Sir Brian! Imagine I invested $50,000 and received $190,500 after 14 days
Very possible! especially at this moment. Profits can be made in many different ways, but such intricate transactions should only be handled by seasoned market professionals.
Some persons think inves'tin is all about buying stocks; I think going into the stock market without a good experience is a big risk, that's why I'm lucky to have seen someone like mr Brian C Nelson.
Finding yourself a good broker is as same as finding a good wife, which you go less stress, you get just enough with so much little effort at things
Brian demonstrates an excellent understanding of market trends, making well informed decisions that leads to consistent profit
For me haven't heard of ANYONE sorry they downsized, not one. Myself the more I tidy, organize and downsize mentally I even feel better. Thank you for the great vids.
Thanks very much and I totally agree. Having "stuff" just adds complication to life.
Yes, lowering burden
I’m so glad that you are doing this
I thought I need more and then realised the best things are really free. We are basically enslaving ourselves
Thats exactly true and the sooner we take time to enjoy our lives, the better off we all will be. Cheers
Brand new to the channel. I'm 61 and retirement is in the conversation more than ever. Something I rarely hear talked about (outside my church community) is volunteerism. Donating your time to a good cause or organization. Maybe this is something you can talk about in the future.
Love the series! Have you done a video where a person retires BUT their partner doesn’t (can’t yet) and how to deal with the situation and keep the peace? Thanks !
Don’t feel guilty! You earned it 😊I’m almost there, we’re completely debt free, 52 years of age. I do feel like we found something that nobody knows about 😂 it’s a different feeling 😂. Thank you so much for the great content. Have a great day 😊
So true!
I just found your channel. I’ve been traveling my whole life & this is so true about being who you are in retirement. I got about 15 more years or so, but I have a crew of kids to put through University. As long as you are minding your responsibilities, no guilt!
Thats true gotta take care of the essentials
I'm 1-3 years away from early retirement. I downsized after my divorce; I live on a small US island in the Atlantic, less than 500 meters to the ocean from my house.
Considering retirement options of living part of each year in Asia vs getting a blue water sailboat and sailing the keys and Caribbean for part of each year.
While still working I'm getting the house updated and getting my toys along the way: music gear, sports car, motorcycle, now it's just the bigger sailboat and selling my current boat.
I'll see how my health, fitness and stamina are once I retire; I don't want to get a blue water sailboat if I'm not physically and/or mentally capable for at least 5-10 years of sailing. I see many boats for sale due to the failing health or death of the owner.
Other than my kids, I have zero interest in spending time with others; I'm looking forward to solitude in retirement - sailing alone is ideal for that.
Happiness, good health, and cheers!
Frankly, your videos made me think alot about life, while i walk the thoughts just keep coming.
Like an eye opener for me.
Thanks
Thank you very much for watching. Yes there is a lot to think about. Have a great week.
Silver fox at it this morning! Yes!!!
Cheers, another wonderful morning, hope you are having a great week.
@@retireeisme1020 i just woke up bud. So it’s starting off good. Hahaha
You look so stress free, can't wait to join you. Thank you for sharing.
I have been following a 100+ year old doctor named, John Scharffenberg, who regularly travels the world nearly every year to help people (if you search his name on youtube, there are some great interviews of him). On occasion, he uses a wheel chair to get between gates at the airport.
Although I am not a doctor, that is my idea of a "retirement".
How to be like him would be much easier said, than done, for me, as I am not a doctor, but I may find my own way to do it, somehow, or another, given "hell or high water", even if it means sailing my own boat I build.
One of my friend's mother died recently, and walking amongst the graves, with the funeral minister, I told the minister "I want to travel as much as I can before I end up like all of these people, stuck in the ground."
Man, you absolutely touch on important topics for retirees and those contemplating retirement. Pouring from your own experience/thoughts and what you've heard and seen you present us with crucial mental checklists. I like your "taking a walk" format - and I look forward to "walking" with you in a long time to come 🙂
Thank you so much and I really appreciate you as well following on my journey into and through retirement. It’s something we all go through sooner or later. Hope you have a great week.
Can't buy time learn to appreciate it
Entirely right. We can buy a lot of things but time is not one of them
Hey Mark! I think my biggest regret was I really let myself go before semi-retiring. That being said my wife (also semi-retired) and I walk 10k steps a day and do yoga 5x a week and things have looked up health wise. One of the benefits of yoga is once established as a regular practitioner (and not a predator lol) you can have some nice conversations with the rare guy in yoga or better yet beautiful ladies without them feeling like you have an alternative motive. Cheers to a happy retirement!
I will quit my job in December and retire at age 59. But I have had a "trial run" at retirement. This year in July, I fractured my left wrist and have been on Worker's Compensation since. I won't return to work until the end of September. So, 3 MONTHS!!!! I have been enjoying the hell out of this time. Going to the gym, rehabbing, BBQing, my family's personal UBER driver etc... My coworkers keep saying "Chris your gonna regret retiring", "You'll be bored shitless". I disagree with them. I honestly deep down feel ready. Thanks for the great video and I am a new subscriber.
I think you are wise. Your video really hit home.
Once I retire, I will be doing just like you. Walking, creating new hobbies or maybe travel. No regrets and no guilt. You put in the work and deserve to retire if you choose to do so.
I totally agree that you do a large trip once a year while still young, health and still making an income with children to make memories of a life time. Now my children are older they don't want to hang around the parents. I don't regret retiring on a long term disability. Retirement requires planning just like with any phase in life to be able to adjust to the new realities. I had very good colleagues but don't regret that after retirement I only keep in touch with a few colleagues. Besides occasional nagging by family and friends, I really enjoy retirement. Like you I find things I have passion for and enjoy what the Lord has given me.
Memories are for a lifetime and travelling when younger is great
Hv been travelling every year all my life! Same routine now. More time for music enjoyment and tea and dining with my missus. Life after retirement is great when u hv hobbies and a great family life
I worked in the Australian Public Service for 20 years and had every intention of retiring at 55. Certain things happened at work and I became very jaded and took a redundancy package at 48. I took my pension and did other things like Uber and I drove a taxi for a while. 3 years after my package I found myself back in the Public Service at a lower level. I turn 55 next May so I have mixed feelings. I am kicking myself for not sticking it out in my previous job, but at the same time am building my new superannuation up and plan to retire at 57-58.
How much amount is in your super?
It’s a defined benefit super so it is based on a formula.
I liked his BMW reliability channel so I kept buying new BMWs last 5 years. Now I start thinking of retirement and consider retirement is more luxury than buying an X5 M50i.
No way early retirement would hv worked for me! Worked till 65... stashed my income as a nest egg!
There are many things about retirement that I do not like. Every time I start to complain I think of my two work mates that died on the job. I saw their graves. This makes me stop complaining. The job almost managed to kill me to.
Man, that's so deep, take care of yourself and your health.
Thank s for sharing
Sadly jobs often can especially if they provide a lot of stress
How many times have you heard that you look like Christian Bale?:) Interesting video!
This coincides with how I've been feeling:
1- don't switch houses ie downsize. I've been living here for years and like and know where everything is. its exactly what I've always wanted.
2- I need to do my traveling now while I'm still employed. at least the big trips I want to do. Maybe one international and one in the US every year.
I'll be 51 at the end of the year maybe 4 more years to go or less.
I now follow you on 3 of your channels. Keep speaking man.
Thank you very much Brian, I appreciate the support. Hope your weekend is going great 😌
I don't see it that way. I just want to do something else with my time. For a long time I did even work two jobs. Like working seven days a week. Five days during the day and two during the night. I know it was crazy. But I needed to decide which job I would keep. I did choose the tourism job. The one on the weekend. Now I work fours nights. The rest of my lifestyle is paid with my investments. I'm not even fifty years old. Maybe I want more than the average person. I am just a nerd. I always need more info. Just like Johnny 5. If you remember the movie Short Circuit.
Good Tuesday Morning!
Same to you! Hope the sun is shine where you are too. Cheers
Hi, those last three munites of the video, can i ask you to elaborate more on what you were talking about.
I hope you make a video on that.
Hi you bet I certainly will get into that in more detail.
Orlando & Vegas plenty to do and see. Don't need any other destinations, countries or cultures to see.
Planning to retire in 2 weeks (at age 73). Still in great health! I think the regrets will be few, once I am over the "old habits".
Two weeks? Me too. I just hit 70. Good luck sir.
Kept wondering when you were gonna drink your coffee, lol
At the end.....lol
If you can’t be closer with your kids then it makes no sense. The cost of living is excessively high
Mistakes are things that you did, and wish you could do over again. Regrets are things you didn't do, and wish you did.
That’s true great point
The hard part is mustering enough courage to actually go and do the things you won't regret doing!
Regrets- devil’ work at its finest.
Do not regret. Anything.
Redifing regrets as glich in mindset.
Fix it by ignoring nonsenses.
Mind is not perfekt mashine!
🎉🎉🎉
The wife and I are NOT gamblers so we bought the easy cheap CAA insurance that had no forms under age 50.I had serious injuries due to 3 brain injuries but it was not a problem and we went to Columbia,Dominican , across canada camping cheap , into Florida repeatedly and Cuba ( 12 times !!! ) for cheap ocean front all inclusives.Drank free champagne from france by the case and ate lobster and good food.
In that time I rarely saw anyone over age 65 because they were like my parents that talked RV and travel for 20 years but worked longer for more money and won The Brain Tumor Awrd for 10 years and death.My brother stole all thier money which happens in families all the time.
SOMEDAY : is a fantasy and it does NOT exist because people naturally get old,sick and fearful and they are gamblers that put all thier chips on someday to win. Sure we didn't pay our house off in 17 years but we are both alive, we had a blast and no regretes and were rich now with 5 pensions and mucho Gold and Silver to pay off the last 80 K on a 670 K house.
Well you have regrets because you could retire. Not many people can. Don’t feel guilty.
Thanks so much.
Travel is crazy expensive. Doing it more now while I still have a pay cheque coming in and have my health. Still only want to travel once or twice a year, though, it's just too much work and money.
enjoying your content..all the best from Scotland
speaking of your side hustle: go and review that atrocious turbo 4 land cruiser, selling for $85,000 with cloth seats.. JFC...
Hey Friend,you strike me as the Managerial type.Where did you work?And were you making a large income to retire so early?I'm 52 and sort of envy you sir!!!
I think more than regret is your family and friends thinking you no longer want to work as a bad thing. They overlook the fact that you worked so hard and have investments that allow you to retire early. I wonder if its envy or jealousy
Yes that’s a real concern. And many assume it’s cause we are lazy or lucky. It’s neither in most cases but I live the idea of working smarter
A huge mistake would be to care what they think, or let it influence what you do.
If you know you worked hard and earned that retirement then bloody well enjoy it
Hi there from the UK 🇬🇧, its 18.00pm , have a great day ahead 👍🏻
I miss Nando's chicken so much from there. Probably the most delicious chicken in the world. I think I ate there almost everyday for about 10 days, no joke.
You're in the 1-2% minority. Retiring in your early 50's is usually tough but you must have made good decisions along the way that put you in a place where you can retire, so thats good, well deserved. It sounds like you have kids and our kids are just starting college so there are some big expenses coming. I have a good job, thats just alittle too demanding but some of that is self imposed. When you started retirement, you were able to take some trips so you're doing pretty well. Realistically, I'll be retiring @ 66.1 when its about time for the body to breakdown. I met a guy in his late 80's who was still a very good golfer and pretty physically strong. I'm hoping thats how I am so we'll see how it goes. I think the important thing for us older people( i'm 60 ), is to keep moving, walk, bike, tennis, lift weights keep it moving.
You are right and i heard that sadly onlyn11 percent are retired between 59-60
As well
Great videos. Can you tell the audience if you wish .. how much of a pay cut you took when you retired - including pension, social security... I myself will get 50% of my gross pay when I turn age 62.. as I'm a Fed Govt worker - single , one income. Can you tell us if you are married and if your spouse is working or retired now. I think it will nice to let the audience know these important facts ... but again not to mention your exact monthly income in retirement or before retirement.
Luckily I set the bar very low for myself and retired at 61 after 40 yrs and consider myself successful
What camera you using?
Hi for these videos it’s my phone iPhone 14 promax
Don't have regrets because it's all in the past, and you can't change the past. If you enjoy travelling and experiencing different cultures then do it while you're still young enough and fit enough to enjoy it. You probably miss the cut and thrust of technical intellectual debate, I know I do. It's very satisfying solving complex engineering problems but that was in the past, now you need embrace the freedom you now have. Best of luck
People who feel guilty during retirement are fighting off the societal programing
I am battling like crazy
Stay single love yourself and ask yourself what makes you happy
Thanks
I'm 51 years old now by next year I'm thinking of retiring
If you can afford it, then go for it……as long as you have a new thing that gets you going every day
Which hustle you are talking about ?
Social media and I will expand on that
this same thing happened to my parents in auz.....everything you are saying I can relate to.
As you age, youll need more in the way of medical. Try no to downsize and move too far as you still need to get there. Driving and distance makes it hard as you age. The cost of gas is just going up and up , so you dont save as much as think by down sizing and moving to PEI lol.. all the best .! enjoying your show heer.
People very rarely retire early from jobs they love doing.
If you keep walking under power lines you will get Cancer! Get a new route! Great stuff ✌🏻❤️
Thanks
the word retired needs to be retired, money-making is an intermediate phase of life.
I 100% agree with you
Thanks
I'm looking forward to retire next year
Absolutely great to hear and getting to enjoy life on your own terms is wonderful and unfortunately not enough people do.
👍
Maybe you are feeling a little guilty at the fact you were able to get off the crushing hamster wheel, while others
are still riding it for all their worth. and time and life.
Hmm, I do not have such problems. :-)
are you the guy on easy car buying?
Hi yes I am
Lovely ❤
No ragrets 😂
Generally you are totally right in that. Cheers
Tattoo it.
😂
Haha
Something gives me the impression you are not happy with retirement. You got fired and now somehow talked yourself into how awesome it is to be retired, ie unemployed
I am living my best life and am still in awe how good it feels to be free. It’s still a bit of that shock but in the best place these days.
@SH-ly1uy - I have the same impression (from some of the videos). But then again; retirement gives rise to mixed feelings, considerations and doubts depending on the mood of the day. I think our host's sharing his feelings with us is what makes this channel real and useful.
Sorry but I don't agree with all this video.
Hi I'm from Malaysia, same age as yours, officially retired from an academic post in a public university July 9th 2024 - I was basically a government servant. I retired early, but absolutely *zero* regrets so far. My on-time retirement is supposedly on my 55th birthday but I took a 1.5 year early retirement. Yes, currently I'm doing a supposedly side hustle if I'm still working, but now it is a hobby and full time self-made job, i.e. boosting my CZcams channel and finishing my PhD. Hope to complete a huge and significant milestone by end of this year, and then: Migrate to America, yeeeehaaaaaaa.....