HOW I GOT A 55K SCATPACK at 20 YEARS OLD || Monthly Cost, Down Payment, Credit
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- čas přidán 15. 04. 2022
- Appreciate you guys for checking out my video. If you have any questions about getting into a car, feel free to comment below !
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I didn't get the car I really wanted until a year ago! I was 45 now 46. When I was 20 I was just trying to survive, and didn't know shit about how to maintain a credit score. After trial and error, and the process of buying a house, I learned how to maintain my credit score.
My son is 25 and has a better credit scores than I ever did at his age. I taught my son the importance of a credit score.
I love seeing and hearing younger people that are able to get what they want because they work hard and responsible. Congratulations on your purchase.
I appreciate you greatly for this comment my man 🙌🏽🙌🏽
Loved the video and you spitting real shit to the youngin’s your age and the ones younger than you as well. Lot of things that you said you did at 18 I did myself as well and I’m 22 so we’re not far apart. Wishing you the best w the whip and your success! 🙌🏽
Appreciate you brother 🙌🏽🙌🏽
Keep working gang🖤
Great video man. Gotta lot of knowledge, keep it up 💯
Appreciate the comment bro 🙌🏽 thank you
That A Really Good Score For Your Age Man. I’m Glad My Parents Taught Me About Credit Early Also💪🏽
Appreciate the comment bro
Credit is so important. And if you know you’re credirt isnt where it should be then dont go try to get one of these cars or any car for that matter. You only hurting your credit even more. I know first hand because I made that mistake. Its easy for your score to go down but not easy to get it back up. If it werent for my credit Im sure I could comfotably afford a Hellcat or SP WB. But because of my credit they say I need a cosign. Lol all my family has bad credit so Im stuck building mine back up. But best believe its coming yall. Thanks for the vid bro. Straight to the pont, informative, no annoying music. Keep it up bro
Much appreciated brother 🙌🏽 you’ll have that scat or hellcat in no time ! Keep going !
R1
You could have def gotten one if you brink Iike 8-10k
Great video man!! Keep it up!! 💯
Appreciate it brother 🙌🏽
Straight to the point!!! Nice video
Much appreciated 🙌🏽🙌🏽
Good video og grind don’t stop 🏁
Appreciate you 🙌🏽🙌🏽
@@jrod.717 no problem ✊🏽
I got my R/T in 2016 so I was 22 years old, and last year got my scat pack now I’m 28, all because my credit was very good, keep grinding man! 💪
Congrats on the scat bro 🙌🏽 and I appreciate the comment
Keep doing good bruh I’m 21 and you got a scat before me 💯 this shit right here is motivation
You’ll get yours in no time brother. Keep going 💪🏽💪🏽
bro you could work at mcdonalds at 18 and finance a scat
@@superboyprime4893 most definitely could !
@@superboyprime4893 Doubtful that most places would finance you if your only making like 35-40k a year for a 50k+ a year car.
@@TB-vb3ov income is irrelevant Its about credit
Great video. And great advice. I got my 2021 scatpack challenger with %0 APR as well a few months back. Love the car thus far.
Congrats on your scat bro 🙌🏽 and I appreciate the comment
Is the 0% interest a limited time thing or ?
@@Dipscyt dodge offers these “specials” every month. Some are 0% for 36 months, 0% for 72 months, or a special lease deal with certain money down. Each of these are called incentives.
Really needed this info.
Glad I could help bro 🙌🏽
Droppin jewels 💎💯!!!
great vid thanks for advice man
Always brother. I appreciate the comment 🙌🏽
keep grinding brody🦾
No doubt 🙏🏽
My, man. Awesome you’re so squared away so young.
Appreciate the comment brother 🙌🏽 thank you
Like the car but I love your mindset!!
🙏🏽
Waiting on my 2022 Charger scatpack I factory ordered one too🤘🏽
That’s hard 🔥🔥
i see you🔥
🙏🏽🙏🏽
Need more vlogs ✊🏽🔥
What’s up fam . Ran across your channel last night . I see you on the come up man keep going . I plan on doing the same with my channel but mainly for the love of dodge . Very good vid
What’s going on man. I appreciate you for checking my channel out 🙌🏽 and definitely start your channel up as well 💪🏽
I subbed as well
@@jrod.717 🙏🏾
760 is killin it at 20!
Appreciate it brother 🙌🏽
🔥🔥
Damn you have good credit and you put 14k I'm not surprise you was able and your note good too keep at bro
Appreciate it brother 🙌🏽
I got lucky that I was on the hunt for a 392 when covid started getting crazy. I got mine for 37k after tax tag and title new in go mango, but only had like 2 options. They had hellcat challenger for 57k and a wb hellcat charger for 61. I kind of regret not buying the hellcat because now they want like 100k plus
I feel you bro. Narrow body scats are 53-56k MSRP now. The market is crazy. Appreciate the comment bro 🙌🏽
You're giving great advice to be a young man and to be 20 You're very sharp on the numbers and out of all the kids who make these videos you seem to have your shit together so what is you do for a living out of curiosity?
Appreciate the comment boss 🙌🏽 I sell cars full time for a living
@@jrod.717 keep grinding I can see you being a very successful business man 👍🏾
@@392_RHINO I appreciate it 🙌🏽 thank you
For the younger generation who still live with their parents and hardly have any bills to pay then u can definitely afford a scat pack. But be prepared to have a high ass monthly payment for the next 72 months. Not to mention insurance and gas. For those who are still in there early 20s u probably wont move out of mommy & daddys house until ur 30. 🤔
I agree. If you live with parents it would be easier monthly. Although I enjoyed staying with my pops it’s nothing better than having your own spot. Appreciate the comment bro 🙌🏽
@@jrod.717 much love man 👊
That last part looks like a diss😂
😂
🔥🔥🔥
🙌🏽
You might be the smartest young person to do one of these vids
I appreciate it brother 🙌🏽 thanks for the comment
You should had listen to your parents bro.that was good advice.dont borrow money.work hard,invest,live below your means.
You live and you learn. Yes living below your means is the next step closer to wealth but being 20 with a V8 is a good time. I appreciate the comment 🙌🏽
Bro u got a good deal 🔥🤘🏽 Idk why people saying u coulda got a Widebody for the same price when u can’t well not a brand new one rn
That’s what I’m saying bro. Widebody start at like 54-55 then add your options plus tax. Gonna be easily over 62-63k when it’s all said and done. Appreciate the comment bro 🙌🏽
Real talk
I got brand new widebody scat fully loaded in April of 21 for 48k. It retails for $65k now. People just don't know the market.
@@cblue3581 completely different market now. You got a excellent deal though ! Appreciate the comment
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respect im 22 just copped a scat it was used but the loan i got my payments woulda been 650 but i make solid money so i went with a shorter payment term so now i pay 740 month for it but for anyone that wants these cars def listen to wat hes saying and stack yo cheese
Appreciate the comment bro and congrats on your scat 🙌🏽🙌🏽
That scat is tuff I wish I could afford a hellcat tho or a Nissan GT-R
Gtr would be crazy 😉
just came across this and it’s a big motivation to see these videos always on my feed, but i respect u specifically for explaining everything and even making a video about credit, huge help fr. how much do u make a month? what do u do?
I private sell cars full time !
Nice video I got mines at 20 years old also but I got my widebody for 52k brand new not a base model
MSRP is crazy in NJ. Tax got me pretty bad too. But that’s wassup bro 🙌🏽
How did you do that
@@user-iw6zv5ut6x wym
Anyone buying a 50k car better be making 100k a year minimum to not be car broke. I have a 820 credit score n 39 years old n i couldnt sleep knowing i am so much in debt. Any youngster will understand when there my age
I got the same car fully loaded for the same price but mines a widebody. I got it in May. On my channel good shit tho bro 😎
Appreciate it bro. Congrats on the Widebody 🔥
Real nygga activity!
🙌🏽🙌🏽
I’m paying a stack + for a Altima only because my credit was trash when I jumped out there (631) & im 21 but I didn’t start building until I was 20. Next car is a Q50RS or Scat I’m sitting at 690 now tho
Red sport would be fire bro 🔥 appreciate the comment brother 🤝
Getting mines next month brand new
You deserve it bro 🔥🔥
I got my Durango Sxt plus black rims and all equipment at age of 18 I still paying for interest and higher insurance but I like it I enjoy keep it up bro 😎
As long as you enjoy it and can maintain that’s all that matters bro. I’m happy for you 🙌🏽 and I know gas is killing you cause it’s killing me too 🤣
@@jrod.717 the Eco mode is always on 😂😂
@@teamggclovertrail832 on everything eco mode is the only way 🤣
Tryna get mine at 19. I've already got an offer charger sxt. Just waiting for credit
Got you bro. Try and get as many pre-approvals as possible and then negotiate heavy
What do you do for a living?
I’m 24, I am about to put in a order cause my old car is finally giving out. Waiting to see if prices are gonna go down and try and raise my credit up
Supposedly production is going to be heavy this year so I would wait a little and see if you can score one under msrp and also get 0% apr
Prices are not going go to go down Dodge is getting rid of the V-8 Chargers and Challengers after 2023. 2023 will be the last year Dodge will be producing R/T 5.7L V8, Scatpack 6.4L and all Hellcats and up! So you need to get it while you can because these stealerships are gonna be marking these cars up like 10K+ over MSRP.
@@Von_666 agreed 🙌🏽
I would've asked for car invoice when negotiating it shows how much that dealership paid for it I bet it was nomore than 45k
My girl works for a Chevrolet dealership in the financing/accounting department here in the bay area and she tells me the same exact thing, straight facts 💯
that would be assuming it has no addons.
you got off i just got a 2020 rt charger for the same price
It’s the market bro. It’s not your fault at all. RT’s are now the price of narrow body scats, narrow body scats cost Widebody prices, Widebody prices aren’t too far off from a base base hellcats. And besides, RT’s and scats are almost identical. 0-60 times are literally .1 - .3 second difference. Enjoy it bro 🙌🏽
It was funny when you said the warranty on a used car part you can get a warranty on a used car my guy but gud vid.
I meant factory warranty 🙌🏽 much appreciate you checking the vid out bro
Got any side hustle ideas that could help with affording one?
Private selling cars !
Man ppl is crazy when the 392 first came out they where 30-35 k now ppl paying hellcat prices n now hellcats costing 100k+ when they were 50-60k crazy
Crazy market bro. I but they bullet tho
The people who have the Super high credit scores have a balance ,they are always paying interest,I pay no interest to nobody,whatever i spend in a month gets paid at the next billing cycle,I have a 803 at the moment ,its actually higher than wat id expect it to be,my sister is in the 840s 850s all the time ,but she lives in debt were i dont ,i will take the lower score any day,btw im 49 years old also and ive carried debt,i will say this its much nicer not carrying a bunch of debt
I appreciate the comment boss 🙌🏽
I’m gonna get a scat with a 95% down payment.
Bro Plzz teach the community more I keep telling them to not pay that not nonsense and just build they credit
Will do bro 💪🏽 im still learning myself but I’ll be sure to give y’all all the knowledge I got 🙌🏽
Why are you driving in the passenger side?
If you don’t mind me asking what insurance do you use for your scat? Every insurance quote I use they quote me $800 in insurance and I’m not paying that…
When I had my scat I was using liberty mutual. Also signed up for the tracking to save me even more money
Whats the plug for the insurance i need that insurance quote bro
Google insurance broker and insurance agent near me. It’s going to take you to a site that’s irks with multiple insurances companies and they give you the cheapest one. My agent only works in PA and NJ
This is less money than the Buick SUV I wanted, and the Scatpack is WAYYYYYYYYY more worth it.
Both great cars to be honest. Go with your gut boss 💪🏽 appreciate the comment
220 for insurance is EXPENSIVE AF.... Its because of your age... once you hit 25 redo your contract.. it goes down like crazy!
Appreciate the advice bro 🙌🏽
what credit card you use
Discover student card 😮💨
55 for a scat is crazy
I got mine for 43k and then got hellcat for 60k
How much should I have in my bank account u suggest before I buy a 47K car ?
Have your down payment for your house and also a 10k emergency fund. That’s what I’d recommend.
Learn about assets and liability ma guy. Depreciating assets vs assets that gain value. Think long-term. Its a nice car. Very nice car.
I agree with you 100%. Just had to get the car out of my system. I did it for the experience !
@@jrod.717 that's great. Now go out there and be great ma guy. You have the discipline most folks your age don't have
@@africandude7583 I appreciate it brother 🙌🏽
When do they do 0 interest
When the 2022 models are in transit to the dealerships, they are eager to sell their 2021 models. One of there promotions are 0% for 72 months. I know for the 2022 models they are doing 0% for 36 months.
Great vid my guy, wassup with this insurance plug can u hook me uo with em?
How much do you make per year to afford this?
Anybody who makes around 7k a month can afford this car comfortably.
Bro use the car for photo shoots music videos and model girls . You will make moneyyyy
Say less bro. I appreciate the comment 🙌🏽
Who are you insured with
Liberty Mutual
I’m trynna see about your insurance guy
Follow my gram and DM me @iam.jrod
Where's your decals ?
I was blocking them the whole vid. And yeah i pushed for invoice but the leverage they used was that it was the only one within 100 miles which was true. Still payed under MSRP so it is what it is. I’ll definitely try again for the next car though !
Great video but the credit card utilization is cap.... you want to stay under a 30% utilization however payment history is key.. longevity and on time payments along with utilization.... Credit card companies dont care if you spend 100% card every month as long as youre paying 99% of it every month.. They want to see this as this is how they get their interest.. They dont get much interest ROI of 10% spending...
What I mentioned in the video is what helped me build my credit pretty quick. Been a 700+ since 18. But to each it’s own. I appreciate the comment 🙌🏽
@@jrod.717 its not to each its own... This isnt correct information... Ive been 700+ bout as long as youve been alive... literally... theres a system to gaining credit....
@@andrewmays1057 well I’m glad you found a method that works for you. No need to go back and forth. I know what my credit is and how I’ve grown it. That’s why I’m able to do the things I do now. Appreciate the comment once again though.
@@jrod.717 lol.... you made possibly the worst investment choice in your young life for what? A flex? To say you got something you wanted?? To have your investment/purchase deprecate over 20% the second you drive it off the lot... yah do you git.. youre doing great lol...
@@jrod.717 hmu when you learn about dividends, swing trading, and leverage trading.. o and get out yo mama house too lol
What kinda gas you be putting in it bro?
93 bro
Paid 54k for 2022 Charger scatpack widebody w/plus group
Congrats bro 🔥🔥
Could you hook me up with the insurance bro I’m trying too buy a car soon and my insurance is off the wall I just turned 20
The insurance guy? Need the info
My agent works only in PA and NJ. How I found him was going on google and looking up insurance agent and insurance broker. It will take you to a website that uses different insurance companies and gets you the cheapest one.
Am I trippin or is the steering wheel on the right side of the car instead of the left?
It’s on the left bro 🤣🤣
It does look that way tho
@@jrod.717 that's what I'm saying I'm thinking he's in the UK
Did u get ur loan from credit union
No. I financed through Chrysler capital
Bank with a credit union and you’ll get a better interest rate bc my bank offer a 3% interest rate dodge offers a 6 % you see the difference you really don’t have to put down a lot bc the more you put down then your credit must be fucked up if you putting down so much but if you young stay at your parents house and save and build your credit and build a relationship with your credit union✅
Credit unions are key with used cars 🫡 sometimes with new as well depending on company
Bruh I paid 49k for my widebody f8 green scat L
The interior so simple tho , you shudda been thinking bout a more attractive interior
Not much of an interior person honestly. I would’ve got a 540i if you wanted something nicer and less dull. I appreciate the comment though bro 🙌🏽
This your first time gettin a car loan ?
Yes, this is my first car loan 🙌🏽 appreciate the comment
In your opinion do you think I could get a 5.0 mustang 2022 with 710 credit and 5k down? I’m 20
I do think you can do it. Car is about 60k brand new. The 5k done isn’t going to change your payment much, but it is gonna help you not be upside down the car. Also, you have great credit !
A 22 mustang isn’t 60k I just got one a few months ago and it was 43k
@@mikeyb4u654 depending on what package you get, and add tax and fees, in NJ they total about 60.
@@jrod.717 that’s true i got the base model
@@jrod.717 thinking about going to a scat🐝
Bro next time instead of putting so much down go to your credit union and get a pre approval way better
A credit union would’ve had a set APR. Probably 2-3 percent interest. I was offered 0% from dodge. If I didn’t put anything down, my payment would’ve been around $800. With money down, I got it to $560 and that’s where I wanted to be monthly. Whoever has lower APR is who I go with. A pre approval would’ve approved for a certain amount with 3%.
What if you're working and get a weekly check let's say 700 a week or 605 can you afford a scat or should you stay and get a gt charger instead?
There’s a lot of factors to be honest bro. Has your GT gone up in value ? Are you looking to get a scat new or used ? How much money did you plan on putting down ? Feel free to DM me on Instagram so I could help out
3:18 bro was that a gtr?
Had to be nissan 350 or gtr. Sounded super good
If I didn't have a mortgage with 2 kids child care I could lease a Lamborghini. Lol
I feel you man 🤣🙌🏽
what’s your job
Private car sales
😮 18years old and you can put 14K down as a downpayment dang you got it like that Hommie you rich
I’m 20 bro 🙌🏽
@@jrod.717 should have just got a hell cat if u got money like that .. bouta get gapped all day long for 60 k?🤣
@@NateandSelena my first v8. New hellcat would’ve been 80k plus. I’m happy with saving about 30 grand 🤷🏾♂️ appreciate the comment tho
@@jrod.717 why everyone want new you don’t need a new car could have found a hell cat with about 15-20 k miles for most 70 k you say you got 14 k down mine as well go big or go home and u got kids driving exotic cars now a days who cares if it’s ur first car but I guess everyone and there momma wants a slow snack pack 🤣
@@NateandSelena You aren't finding a clean title WBHC charger for 70k with 15k or less miles. Try 75-85k. Scats are best bang for your buck...and I own a a 21 WB cat myself.
What job do you have bro
Private car sales 🙌🏽
55k for a non widebody. That’s rough my guy
Could have ordered one for less
@@David-yz3if not in Jersey. To order they wanted 65000 with all options. And that’s at MSRP. Market sucks 😢
@@David-yz3if at the time this was the only 2021 scat within 100 miles from me. I’m sure now there’s more
That’s crazy I custom ordered a 22 widebody fully loaded except for nav and interior design (the floor mats and charger writing ) for 61 and haven’t even gotten to negotiating I’m waiting for it to come in
@@2amText since it’s custom hopefully they’ll work with you. I paid 55k tax included so hopefully you can score a better deal !
I literally don't buy myself anything and still have no money. No clothes, no video games, no music equipment, no shoes, and no fancy jewelry
Sounds like your job ain’t payin enough🤷🏾♂️
@@mrbonsi100 It doesn't but I get paid more than most people I know
Keep going bro 💪🏽 everybody’s time will come
@@emarquez8604 Learn Forex
People don’t realize most people around this young of a age CANT and DOESNT do anything else other than DRIVE because the car cost so much so they don’t have the money to do anything else. UNLESS you have a good laying stable job
Very good point
Who I need to hit up for the insurance bro
Google insurance agent and insurance broker near me. It’ll take you to a website that uses all insurance companies and gives you the cheapest one.
@@jrod.717 think ima go with USAA 290 with the renters bundle
@@jrod.717 thanks for replying bro
@@kiddflex67 you can’t beat that bro. Also, make sure you shop around every 6 months for cheaper quotes !
@@kiddflex67 of course. If you got any questions feel free to DM me on IG @iam.jrod
what do you do for work?
Private sell cars full time ! Look into it
@@jrod.717 thanks boss 🤝
@@mordolycka7301 always bro 🙌🏽
Sub#64
Sub #159 🙌🏽
Did he say he fill his scat 4× a week ???? 😳 dafuq
Once a week 4 times a month 🥲 my pockets hurting
How is credit important when u still had to put 14k down G I'm tryna understand by all means I'm not talking down G much respect ✊🏿🎉✊🏿🎉🎉🎉💯💯💯
Appreciate the comment bro. Because my credit was pretty good, I was able to get 0% APR. It something you have to be eligible for. Also, I put 14k down because I wanted my payment to a certain number. If I didn’t put that much down, my payment would have been about $756 a month.
@@jrod.717 cool cool ✊🏿I really appreciate the insite bro I'm 30 ur BIGGG whole step ahead of me keep grinding 💯💯💯💯#youngOG
@@briancooper5168 everybody accomplishes things at different times. Regardless, I know you’ll get yours too 🙌🏽🤝
@@jrod.717 some pay 1500 a month for a scat 760 ant bad compared to that
@@NateandSelena I put that much down to achieve a payment under $600. That’s where I wanted to be. Could’ve put less but I didn’t mind. Every thousand is about $12-18 dollars off of your payment.
14 down damn I was planing on doing 5 😂😂
You can put however much down as you desire bro. There’s no right or wrong amount. I just wanted my monthly payments to be a certain number 🙌🏽
It’s called use ur credit that money could have stayed in your pocket
New cars devalue as soon as you drive out the lot in my opinion if you can’t buy it 2 times you can’t afford it people out here trying to live above their means then end up paycheck to paycheck but who am I to say I rather wait and invest and save to become financially free 🤷🏽♂️
Appreciate the comment 🤝
Where do u work
🎯
He don’t respond cuz he a dealer lol
Probably damn maybe I need to sell drigs
I private sell cars full time !
@@jrod.717 cap lol