I'm a Victim of Identity Theft
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- čas přidán 17. 02. 2018
- Millions of Americans have their identity stolen each year. This Identity Theft Protection Dave recommends is less than $7 per month, and it includes restoration services! Find out more about the best identity theft protection here: goo.gl/QoEwgw
In this video, Dave Ramsey speaks to Dara, a schoolteacher with $40-50K in Identity Theft. Her father used her social security information when she was in college to open credit cards. The amount of documentation required caused her to give up and file for Chapter 7 bankruptcy.
Now that she’s behind on payments, Dave helps her prioritize: Food, clothing, shelter, Transportation, utilities before she does anything else. Planning and budgeting can be the most important part of getting your finances back in order, and if you let all of it pile up, you can find yourself emotionally and financially drained.
To prevent this kind of stress decision-making cycle that may result from identity theft, make sure you work the baby steps www.daveramsey.com/baby-steps in order by taking Financial Peace University: www.daveramsey.com/fpu/?snid=... This will allow you to take back control of your life!
If you want to avoid a situation like Dara’s, Dave recommends you get Identity Theft Protection goo.gl/QoEwgw!
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It takes sooo long to resolve identity theft. It took my sister 6 years to get her name cleared!
EcoastAngel exactly only people that go through this mess knows the nightmare and the trouble
Hi, Can you please help me with steps that one could take after identity has been stolen?
I've been fighting this for over 10 years and no luck still!
It's scary to know she's a teacher as she is so lost in her life...or head...
didine256 I'm a former teacher. I own my car and have 13 years left on my 15 year mortgage. I have an emergency fund, I'm so confused by this woman. I budget every month.
and one of her students swapped the apple for her ID that happened to my sister in law once and she had to shutdown Facebook. Don't leave your ID in the open thats how thieves steal it.
All she had to do is freeze credit. Change all her bank account numbers and everything that affected that she owns. That's what I did. Bad thing is if you want to open another credit line you'll have to pay another $30 to do unlock and lock it back up. Worth it in my opinion
beast from the east- Well worth it IMO, too!
one more step besides the first two Call the Cops or they will do it again in 90 days.
Is a credit fraud alert worth it? Or is a credit freeze better?
Identify theft can ruin a family to the point of destroying it. People who do this type of illegal activity need to be persecuted to the extreme. My heart and soul goes out to those who have been a victim to this evil act. It's taken me a yr and a half to stop dwelling on my circumstance and put my first foot forward. With the help of God and my pastors I'm on track to giving my children the life they deserve and praying for the individuals who tried to destroy my identity. God is good and life is too precious to live in it's past. This too shall pass 🙏🏽💪🏽🇺🇲
Dave Ramsey is my hero I wishes I listen to him 30 years ago!!
She keeps saying she’s a teacher like that’s an excuse.
Wait...she’s a teacher?
My ex has stolen my identity 3 times. Twice with his ex girlfriend who posed as me and forged my signature. The police know he did it, know where he lives, said they’d arrest him and never did anything about it. It was left up to me all 3 times to resolve it and get it all removed from my credit report. Theres no telling if he will do it again because nothing has been done about it the last 3 times. I froze everything, changed my bank 3 times now, I have no credit cards or anything yet he was still able to take loans out in my name at a furniture store, a Home Depot credit line, some other crazy loan they wouldn’t give me info on, and he tried a car loan. What a joke.
Hi Chook I am on the same boat,how are you doing now?
how are you doing now?
I always tell people to not put personal information about yourself over the internet, like your date of birth, mother's maiden name, address etc.. I believe people might have a little information about you & search even further to see what else they can find out about you. You can also throw them off by putting false information about yourself to make it more difficult for them to research about you.
That's what my aunt was doing to my grandma for over 20 years, but she also always paid the bills. Then, aunt died of a heart attack. We found out what was going on, because of going through her incoming mail.
It’s definitely a good idea to protect oneself from identity theft.
I am in the same situation as Dara, and someone says that I am married to some random, woman I see videos similar to this I began to cry I feel broken hearted because of that and I want my normal life!
She started talking at the end, and Dave cut her off the air 😂😂😂
😥😥 sad story.
What a train wreck
I don't know why she called Dave if she just wanted to hear herself talk
She needs someone to talk to. Dave is the best person to talk to about financial hardship.
$2,500 a month and she is a teacher? Did I hear that right?
This teacher actually teaches kids? Wow...
Apparently her father did care about teaching her some vital things.
Its a long known fact that teachers are one of the dumbest groups of people. Especially the middle school teachers , who else would want to live on such a low salary with litteraly no way of making more money.
She's above average for what you find in the public schools. I had teachers who couldn't speak proper English
Wow, I feel really bad for this woman.
Dave: why bankruptcy
Caller: it was easy
dealing with this right now
I would take my kids out of her classroom if I knew she was a teacher!!
She might be a good English teacher, but not so much in Math.
Why is it her fault that her Dad stole her Identity? SMH on this
This is why blockchain technology and decentralized identity platform like Peer Mountain will be an evolution in the years to come
Linh Chi Nguyễn how does this stop identity theft? Lol
is it jsut me or did this guy just basically say, eat beans and rice and pay off your bills. I dont see how this was helpful at all?
Wow! What does this lady teach...?
Tom Diana
Yeah that be funny af
A crash course in playing the victim
I'm trying to get into his identity theft protection program, but it won't allow me to continue. I need assistance
I wonder if she’s a teacher I can’t remember if she said it or not
Where's this man from? My boss's name at one time was Dave Ramsey and he oddly looked much like this
That was annoying
This went from a Identity Theft victim to a budget plan
Get a night and weekend waitress job.
At the very end she said she has a weekend job. Hopefully she has a summer job as well to get herself situated financially.
ID theft sucks
My daughter stole my identity! Police no Help! What's wrong with this world?
So, what’s the best way to avoid identity theft ?
don't wave your ID out in the open thats how they steal them.
was that supposed to be funny? Im looking for an educated persons advice not some idiots
Identity theft is a very common thing. It's scary. I used to work for a bank that taught me some, but mostly what happens at a bank. I learned that the most common identity theft happens to young children that have no need for credit or a social security number yet. So it takes many years for them to find out about it. Other identity theft comes from people being too careless with their social security number, ID, or card. Way to often i would hear that someone's card had been stolen and it had their pin number written on it. Make sure to watch your account for weird purchases and contact the bank if you find something suspicious. My small town bank would call people if they found something that was purchased from an unusual state or country, but bigger banks often do not. Of course there are many other ways for identity theft to happen. I didn't deal with that in my department, but many banks offer identity protection and screening with their bank accounts. There are also things like life lock that you can pay monthly for. Something like that is definitely worth it to me.
@@TheYoungBaker have you used lifelock before and is it worth it? I'm thinking about getting it cuz I am a victim of getting my ss# stolen.
As much as I hate to say it, a career as a teacher is a path to poverty in most cases. She needs a better job.
Is it safe to say this is stupid with zeros?
I feel sorry for her she needs a mentor like Dave and a part time job I wish her well and for peace
She could've put her dad in jail but its easier said than done.
Gabster
So easier to ruin your life and credit and declare bankruptcy? I don't think she did enough research on this subject during the two years she said she was fighting it.
All she had to do was file a police report, report the accounts to the lenders as fraudulent, and freeze her credit.
is this not really obvious stuff?
teachers?????
Disorganization
I wonder if she's a teacher. 🤔
Hello?
If this is a real teacher omg ! Fake caller ? Lies ?
Let me guess, she used the public computer at school to log into her banking accounts.
Viet PopLove- her dad. 😢
Help.Foreigners stolen all my info been hit by hackers and crooked cops .Technology harassed and blackballwd in Birmingham Alabama
Her story does not make any sense
She's a flippin' teacher?! Where did the money go? I'll tell ya where it went. Probably spent on shots at the club. This chick is gonna be broke till she can trick some young-n-dumb guy into "putting a ring on it". She'll be calling back in 5 years from now..."We're losing our house!"
You need to go find you a successful man.
I don't see how your a teacher teaching kids when you're under a lot of stress of being broke that's a lot of stress to teach 20 kids
I hate it when people get on here and just blah blah blah blah blah. Rambling about nonessential info. Dave's an adviser not a therapist lol
There is ZERO chance this isn't a troll. I mean, what!?!
Jason Oh it's true. I worked with a teacher that got evicted from her home. And another teacher to stupid to get gap insurance so she was booming rides and catching the bus to work 😥😣
More like a victim of brain theft...
HA HA HA. Perfect!
First 🙈