Apple Vision Pro, Financial Investments & Vladimir Putin - DON'T BE SOUR EP. 72
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- čas přidán 30. 06. 2024
- Coming at you with another episode of 'Don't Be Sour' where Joe and I leave no stone unturned - from the comedic tale of my latest eyewear escapade to the nitty-gritty of navigating the tech and political world. Recently, a politician's club antics had us pondering the secret lives of public figures, while my dog's antics took a more... aromatic turn. We also hit up the tech sphere, mulling over Apple's shiny new Vision Pro headset and its implications for the future, because let's face it, who isn't intrigued by the chance to catch a virtual football?
This time around, we cracked open the complexities of modern dating - think of it as a conversation over drinks minus the awkward pickup lines. We shared some real gems on our own love stories and the changing landscape of relationships. It wasn't all hearts and flowers, though; we peeled back the layers on job market struggles and the raw reality of tech industry layoffs, proving that sometimes, the sour bits of life add the most flavor.
To cap it off, we ventured into the delicate dance of financial planning, tossing around investment strategies and the looming question of when to trade saving for investing. No session is complete without a dose of humor, so I had to spill about my impromptu horse purchase - because why not add a little equestrian flair to the investment talk? So, lace up for a run through our latest musings and maybe, just maybe, you'll find yourself laughing, nodding, or even face-palming along with us.
TIME STAMPS
(00:00) - Podcast Update and Hair Comments
(03:07) - Reality, Clubbing, and Building a House
(14:19) - Putin's Interview and Political Views
(20:24) - Putin, Biden
(31:51) - Discussion on Apple's New Vision Pro Headset
(40:09) - The Future of Apple's Vision Pro VR Technology
(46:47) - AR and VR Technology Future
(51:38) - Effects of Technology on Future Generations
(01:01:37) - Jobs and Education in Changing Landscape
(01:09:17) - Navigating Modern Dating and Relationships
(01:14:40) - Relationship Struggles and House Decisions
(01:23:55) - Student Loan Repayment and Career Choices
(01:29:00) - Reflections on Relationships and Parenthood
(01:36:09) - Starting a New Life Away From Home
(01:43:21) - Investment Strategies and Risk Tolerance
(01:54:39) - Investing, Financial Advisors, and Personal Experiences
All this and more on today's episode of DON'T BE SOUR!
Subscribe to Joe on CZcams / joeknowsbest
Follow Maxx on IG / maxxchewning
Subscribe to Maxx on CZcams / maxxchewning
#visionpro #politics #investing - Zábava
Joe and Goomah are always the best guest
Right about the intro Maxx, I always skipped to the beginning past the intros when you had them. Jumping right in.
Same lol
how much does Jo get paid each video???
I propose Joe is the permanent guest! I love these episodes so much!
Let’s go! I prefer Joe on the pod low key
High key
When he’s not being a know it all
If it ain’t Joe I ain’t listening!
@@kevindong4455 that makes no sense we’re here for maxx. I prefer him over Christian personality wise
Joe is better to Christian
Joe out here doin literally everything but uploading videos
I just want to know what the GT3RS looks like 🤣
That horse noise at the end by Maxx literally couldn't have been better placed! I fell over laughing
@29:44 lmao! Taylor's converted Maxx into a swifty 🤣 but Joe makes valid ass points about that whole convo.
Yes, love running through people's questions! Keep it up 👍
Ngl I liked the intros lol but definitely understand
Another great episode - more finance talk always welcome!
Love the relationship and life advice questions. Great to hear your guys take on them
these topics are so chill to listen to, always a banger with this duo lol!
Love hearing both of you, even though I am From Spain and many topics that you chat about are not really near me 🤪 You truly make that the person that we see you is like “ we are with both of you” so thank you for continue to take time out of your day ( both) to share time with us, really appreciated ❤ hope all the week ahead is great for Joe and you, Max
Thank you!
Joe is so clueless about Ukraine man, wtf was that. Also Taylor has literally never said anything political except to go vote without going one way or the other. She gets called out constantly for never saying shit lol deservedly so
The pods never let me down! I finally was able to try the new version of sour strips and you outdid yourself again! 🙌🤙
"I own a horse, never meant him, but I own one" 😂🤣
This is good content man. I really enjoy the conversations.
I really enjoy this format. You guys are great
DOOD!!! Bring Sour Strips to Canada man, I've been waiting for years
Amazon Canada SOON
Love the podcasts with Joe. Please continue the investments/business/financial advices. It helps a lot to hear from you guys. Thanks DOOD!!
These are the best pods!
Absolutely love the Joe and Maxx podcasts
What a vibe, loved it.
Love these podcast Maxx!!!
Love these every time 😂 keep them coming
So one thing about the whole college degree part... Companies will say they don't require it, but when resumes go through the ATS screener for positions at their company... They will often automatically deny those without degrees. Like Joe mentioned, "Everyone has them" so a more accurate statement would be that they're actually just the base level to not get a resume automatically denied.
Degrees alone will not get you a job, but it's far harder to even be noticed as an applicant without a degree because so much of the recruiting process is automated. Networking now is wayyy more important for job seekers than it ever was.
Best Duo!!!
I love these podcasts
Bro I could listen to you and Joe talk all day long! Please get joes dad on the pod much love brother
Keep it up, today’s pod was on point.
As someone who went to college, did the 9-5, AND became a CZcamsr, heres my two cents. You work your average paying job that’s getting you by and at the same time start a side hustle allocating 10-20 hours a week to something you love. After 1-2 years those hours will compound and you can easily be making enough money to either be making 6 figures and you are happy just doing it as a side hustle or you can take a chance and go all in on the side hustle. Worst comes to worst, you dont make enough to make the side hustle a full time gig, but you can EASILY go back to that job and still make great money with the side gig and dont have to pay out of pocket health insurance which is THE WORST.
This the podcast- and I accept and love it
We love a pod release day
I always have so much I want to add as the video goes but when I finish it I go blank and just want another one lol.
don’t care for the intro segment, love to see Joe on the podcast, and the advice section at the end was great !!
Joe: "Putin explained everything starting from 680s"
Maxx: "Was he alive back then?"
Was that a sarcasm? 😂
Anyway, watching this from Europe, i had my eyes wide open when Maxx asked if Russia is in NATO, haha
Basic Financial education is so important these days whether you are young or old . People also need to know when you leave a company and what to do with your 401k, IRA and etc
Glad our organization focuses on financial education and much more!
Missed you Joe.
Maxx u are literally not dumb for asking questions. Both of you compliment each other perfectly.
Love it ❤
Immediately opened a high yield savings account after watching this. Your financial advice genuinely helps me out so much
Please keep the finance Talk Max, I love it!
"It's Hollywood, everyone's gay once and awhile" -Joe 😭
Best episodes are with Joe!
4:41 lmfaooo just give it away 😂
the intros were my favorite part
Gutted I didn't snag one of those jackets 🔥
Joe saying that almost every fortune 500 doesn’t have a degree requirement shows that he is very out of touch with how the world is today. Nearly every position that is $50,000 plus requires a bachelors and five years experience…
That alphalete jacket is the best bro
Didn't really think much of the Tucker interview but listening to this is kinda eye opening -- how for many americans who are otherwise clueless about the topic have that be the sole source of information giving them a warped view of the situation. Guess it's always easier to ignore evil and go 'not my problem' when its not in your corner of the world.
The guy max is talking to is also ignorant and acting like he knows what’s he talking about.
@@Frankishsaxon89that’s Joe alright
Love the finance talk. Would listen to a full episode just about that! Butttt has to be with Joe lol or Christian
These two are back! 😂
The 9min PR iykyk
It doesn’t make sense to pay loans beyond minimum if they are federal locked below 5%. The return on investments is generally higher.
I felt so good once I hit my 200k total comp but the reality of how expensive things are is REAL! I feel like I should feel rich but it’s not even close. Can’t imagine a 50k salary in todays world😢
44:21. A lot of that can actually be fixed. For staters, if you're using an iPhone, there is no reason Apple could virtualize your iPhone display in the AVP and make it super sharp. There is also the possibility that Apple will improve their AI processing, and clean the camera image up.
Joe saying FOX is more based than other network companies LOL
Y am I not surprised max asking joe for a discount
I like the podder questions. Also want a Maxx & Joe talks stocks and finances episode.
After having a house for two years the reality set in that I essentially committed myself to staying in the same place even tho I love my house bless
Joe is back, let’s go :)
Anyone can do a Roth IRA if done correctly. There are income limits to directly contributing so don’t mess that up or it can be bad.
Also Maxx is right, I’ve had tons of clients who put money into IRAs but forgot to invest it for 5-15 years until we pointed it out.
Hell yea. More max
Maxx or Joe might enjoy using an SBLOC in the future if you don’t want to sell stocks but need liquidity
LFG!!!! 🔥
Wonder if they could program peoples' prescriptions into the glass/eye tracking to avoid glasses/contacts
"CHASE"... HAHAHAHAHA!!
Biggest thing always missing from investment discussions is the tax consequences
Cap Gains is less than income, and you only owe taxes on a sale, so you'll notice its all re-invested or held.
Right. That's my point. In the question of "risk free interest" via interest in Robinhood, versus higher returns in ETFs, no one ever mentions that the interest is likely taxed as ordinary income, while the tax consequences of ETF investment gains may be much more favorable depending on holding period. In other words, it's more complex then 5.25% here and 8% there. Also, I totally agree with Maxx's sentiment that most people can do the lion's share of this process on their own, but proper tax planning can be an area where outside expertise is beneficial.
Maxx - the Roth story is exactly why you should be working with an advisor. Missing something as simple as that, should make you wonder what else you are missing out on.
You missed the point of that convo 😵💫
@@dontbesourshow are you maxxing back door roths? keep up the finance talk. Really liking it.
I really miss the intros, they were always great
I would love to see Joe on the Pod with other CZcamsrs from a different space. Someone like David Pakman or Brian Tyler Cohen. Just a round table discussion about politics with Joe. I think it would be hilarious to have someone with the polar opposite views as Joe being moderated by Maxx just to see how uncomfortable Maxx would get. 😂😂 Maxx, I love you but it would be classic entertainment to watch your face.
Joe was chillen with Joe Biden in the club. We all know he loves him 😂
How many colors of that Jacket does Max have?
This will be the first Apple vision pro related video I'm willingly going to watch!
Here’s a question I’ve wanted to know for awhile. What Starbucks coffee does Joe order all the time?
Can we have a joe recommended guest and y’all both host the pod lol
Joe is mildly right about the benefit. One of the largest benefits is real estate costs for office workers. Slap on the head set, now you have in person meeting.
Do another interview with Bradley Martin with Joe and the interview as your cohost
The intro is part of the entertainment. Can I live without it? Yes. Will I miss it? Yes. Should you keep doing it? Up to you: if the effort doesn’t justify the return, skip it.
tell Joe he needs to try and drive the GT3RS with those things on
Can’t speak for everyone but my student loans are at a 3% interest rate. There are currently high yield savings/ money markets that pay 5%.
If you pay off your student loans early in this market you are losing money that could’ve been earned in interest. Thoughts?
another closer to making the podcast
What does joe mean when he says the vangaurd isn’t insured
We liiive
what does Maxx think about Joyride from Ryan Trahan?
My insight may be less popular:
Consumer debt gone.
3-6 month of expenses in high yield savings
Max out match, Roth/ira with 15% of income .
Pay down mortgage.
Invest for kids college
Continue feeling free and becoming rich. Yes I did steal this from Dave Ramsey thanks for asking
Lastly replying to Joe’s comment of not knowing what to do above 6%. You purchase low cost index funds with track record 10%+ for years. Low cost as in .06% and lower. Financial advisors will take 1% of your money each year if you’re not careful. Most importantly let it sit and done look for 20 years
Joe is just the best 👌
wow max for only editing the pod in 10mins you could have overlayed the video you had Joe watch on your phone. lol
Ugh
Funny as hell yall answered that wiener question, i sent that as a troll lol
Always wondered if Joe was still with Becca 👀👀
You think Taylor is good, should go and see what The Weeknd has going on!
The Maxx-Joe-Christian eps always deliver 🔥
If you’re a high-end earner and can consistently bring in significantly more money per month than your bills (including rent) then renting short or long term is completely fine.
The problem is when someone is only making 40-60k per year and tries to rent long term, their wealth will accumulate much too slowly with inflation. Their best hope is property value increase to save up for retirement.
The housing market will be very interesting over the next decade.
Joe’s knowledge about politics is similar to Maxx’s knowledge about finances. 🤣
When are we getting his dad
S&P is fucking killing it right now. Wtf are you talking about? Just crossed 5000. Dow is at record high.
Can’t admit anything is going well when a democrat is president, duh!
Keep Joe as a co host!!!
Joe ❤❤❤❤
Joe has a couple hundred grand in his account and buys real estate shorter or longer term
Max really focuses on having cash for business(es) 1:55:42
Who else doesn’t care about sports or Taylor swift 😂😬🤚
I really like Joe, but his views on Putin are completely off. It's necessary to follow the whole situation, which spans several years, and not form opinions based on one interview. I think he really missed the point on this one, and I no longer consider him a trustworthy person. I enjoyed videos with him, but he went too far on this issue.
Agree completely. I don’t think he’s really as educated on politics as he tries to come off. Especially world history.
I am exactly the same - I only hold about £100 in my cash account, the rest is in a 4.8% (Im in the UK....) savings account....which I can access anytime anyway with no penalties. Same as you, if I get £500 for something, I cannot wait to get it straight into my savings. Free. Money. (I also buy Bitcoin and Dogecoin tho...so what do I know...)