20 વર્ષની Home Loan 12 વર્ષમાં પૂરી કરી દો, જાણો જોરદાર ગણતરી | EK Vaat Kau

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  • čas přidán 6. 09. 2021
  • 20 વર્ષની Home Loan 12 વર્ષમાં પૂરી કરી દો, જાણો જોરદાર ગણતરી | EK Vaat Kau
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Komentáře • 742

  • @lajpatraimaheshwari7675
    @lajpatraimaheshwari7675 Před 2 lety +36

    ખુબ જ સરસ આવી રીતે અમને કોઈએ નતું સમજાવ્યું

  • @karankhimsuriya8309
    @karankhimsuriya8309 Před 2 lety +3

    તમારી જાણકારી ગરીબ વર્ગ ના લોકો માટે બોવ કામ ની છે જે લોકો mutual funds કે કોઈ બીજી જગ્યા એ રોકાણ નથી કરી સકતા..
    Thenk you

  • @hemalpatel487
    @hemalpatel487 Před 2 lety +10

    nicely Elobrated in simple words details ! 👍

  • @chirag40625
    @chirag40625 Před 2 lety +42

    Or you can invest that extra money in mutual funds and get 12-15% return. Home loan or car loan interest is only 7-8%. If you pay early then its your loss not bank’s. As you said banks take most of the interest in early years. After that its interest free.

    • @romensful
      @romensful Před 2 lety

      Correct

    • @ravininama8652
      @ravininama8652 Před 2 lety

      I'm Ravindra From Bajaj Housing Finance
      Kisiko Home loan transfer karavani hai or Top up ki requirement hai please Massage bhi home loan 6.70% and top up 7.90% only Ahmedabad and 30 KM Ahmedabad ke as pass

    • @doisthat4970
      @doisthat4970 Před 2 lety

      જય સ્વામિનારાયણ nimesh bhisara na સુરત थी

    • @rathodchirag2112
      @rathodchirag2112 Před 2 lety +1

      @@ravininama8652 bhai homeloan ma ghare betha work thai ske ewi job joie ch
      Kaik srtting kro n

    • @narendrashah9800
      @narendrashah9800 Před 9 měsíci

      1❤😂🎉😢😮😅​@@doisthat4970. 0:20

  • @azizroy4203
    @azizroy4203 Před 2 lety +6

    Excellent (knowledge) information.

  • @AmdavadiAjju
    @AmdavadiAjju Před 2 lety

    jordaar gunj bhai and team salute you work.... Ek jordaar vaat kidhi tame to.... loan 10 vars ni lo jo chukvi sakta ho example 30 lakh 20 vars leso to 28K no hapto aavse but 10 varas mate 38K no par interst almost 60% less hase....

  • @hiteshmotharia5338
    @hiteshmotharia5338 Před 2 lety +2

    ગૂંજ ભાઈ
    અદભુત રીતે સમજાવ્યું છે આપ એ.
    આટલી સરળ અને સુંદર ભાષા માં તો અમને ગરમ શીરો તરત જ ગળામાં થી નીચે ઉતારી દીધો....
    સાલું આજે વાણીયા હોવા પર શરમ આવે છે કે કેમ યાર આપણે આ ગણતરી ના સમજી શક્યા કે ના કરી શક્યા?

  • @nathalaldangar8086
    @nathalaldangar8086 Před 2 lety +1

    Good information, thanks. (Morbi-Gujrat)

  • @umangdave8200
    @umangdave8200 Před 2 lety +2

    Thanks for your knowledge sharing

  • @NiketBDervariya
    @NiketBDervariya Před 2 lety

    Thank U So Much For Your Useful Info.. I need your information to follow

  • @MKPATEL-zx2kc
    @MKPATEL-zx2kc Před 2 lety +5

    Thank you so much sir for explain it in short and sweet way 🙏🏻🙌

  • @hg8775
    @hg8775 Před 2 lety +1

    well done bro... tnk u so much for sharing this with us

  • @ananddesai7436
    @ananddesai7436 Před 2 lety

    Thanks Bro.... Very well explained....

  • @bipindodiya5175
    @bipindodiya5175 Před 2 lety +2

    Very useful information. Thank you very much, I am also paying EMI for home loan

  • @mehulnayi7790
    @mehulnayi7790 Před 2 lety

    Nice suggest... Thanks bro🤜🤜🤜

  • @kishanfumakiya101
    @kishanfumakiya101 Před 2 lety +2

    Thank you for information 🙏

  • @rahulnanda9034
    @rahulnanda9034 Před 2 lety +2

    તમારો વિડિયો જોય ને મને બોવ મોટી ટીપ મયદી છે ભાઈ મે પણ લોન લીધેલ છે મને તમારા વિડિયો ના માધ્યમ થી બોવ મોટી જાણકારી મળી 👍 thanks bhai

  • @meghanapatel6915
    @meghanapatel6915 Před 2 lety +1

    Thanks bro... Very useful information..

  • @vimalwk7090
    @vimalwk7090 Před 2 lety

    Thank You So much...good advise ...👍👍

  • @akipatel8047
    @akipatel8047 Před 2 lety

    gud calculaion brother thnk you so much

  • @ankitsorathiya612
    @ankitsorathiya612 Před 2 lety

    Superb explain video
    Thank you Goonj bhai

  • @spinalshah9495
    @spinalshah9495 Před 2 lety

    Very informative... Useful

  • @vaghelachirag3
    @vaghelachirag3 Před 2 lety +2

    Etle j to starting ma repayment krvu vdhu saru.
    And last ma repayment na krvu ne j EMI ave 6e etlu j bharvu saru km k tame eno benifit income tax ma pn lai sako 6o.

  • @poonambhatt4317
    @poonambhatt4317 Před 2 lety

    Great information.... Thank you🙏

  • @bodyshopbopal2289
    @bodyshopbopal2289 Před 2 lety

    good job ...helpful information

  • @jayeshchaudhari1450
    @jayeshchaudhari1450 Před 2 lety

    Thank you for deeply information given

  • @hiteshsoni1220
    @hiteshsoni1220 Před 2 lety +1

    Best guid thanks

  • @rannsafari
    @rannsafari Před 2 lety

    Useful information. Thanks.

  • @heenapandya1526
    @heenapandya1526 Před rokem

    Very interesting and informative.Thanks a lot.

  • @bhavesh248
    @bhavesh248 Před 2 lety

    Insightful information.👌

  • @anilgohil928
    @anilgohil928 Před rokem

    Excellent sirji
    Thank a lot 🙏

  • @SpokenEnglishByRajuSir

    Valuable information ...

  • @nileshjoshi5114
    @nileshjoshi5114 Před 2 lety +1

    ખુબ જ કામ લાગી માહિતી... ગુંજ ભાઈ... Thanks👍👍

  • @BishopChauhan
    @BishopChauhan Před 2 lety +1

    Interesting..!! Very good information 👏

  • @AG-vk5ky
    @AG-vk5ky Před 2 lety

    Best knowledge thanks

  • @smkcahmedabad3311
    @smkcahmedabad3311 Před 2 lety

    great sir thank you so much

  • @snehalrai5551
    @snehalrai5551 Před 2 lety +3

    Very useful information! Thank you so much and keep sharing this kind of informations with us.

    • @goonjt
      @goonjt Před 2 lety

      🙏 🙌🏽

  • @shaileshpatel-tv1zf
    @shaileshpatel-tv1zf Před 2 lety

    Thx gunjbhai...thnxx

  • @rahulparikh6925
    @rahulparikh6925 Před 2 lety +1

    Thanks for in advance. I am planning to purchase home. It's help me in future.

  • @patel2474
    @patel2474 Před 2 lety

    Thanks brother 🔥💯

  • @pingalsinhgadhvi6386
    @pingalsinhgadhvi6386 Před 2 lety +1

    Thanks for information brother

  • @krunalbrahmbhatt6775
    @krunalbrahmbhatt6775 Před 2 lety +5

    Thank You brother for giving such a useful info. Thanks a lot.

    • @goonjt
      @goonjt Před 2 lety

      🙏 🙌🏽

  • @deeppanchkarm1712
    @deeppanchkarm1712 Před 2 lety

    Bro
    Meri life ka sb se bada sawal aaj Apki video me clear Ho gaya

  • @kiritdoshi1212
    @kiritdoshi1212 Před 2 lety

    Very nice & correct calculation thank you

  • @amittsolanki
    @amittsolanki Před 2 lety +3

    Really helpful information, thanks 🙏

  • @pranavgohel5531
    @pranavgohel5531 Před 2 lety

    Thank sir.
    khubaj saras mahiti aapi che tame

  • @jayeshmaru2634
    @jayeshmaru2634 Před 2 lety

    Very nicely explained 👍👍

  • @zalavinodsingh9152
    @zalavinodsingh9152 Před 2 lety

    You are genius. Thanks sir

  • @rupalthakkar5489
    @rupalthakkar5489 Před 2 lety

    Very helpful information 👍

  • @user-rg9it8zb3j
    @user-rg9it8zb3j Před měsícem

    Really appreciate
    I have gained knowledge and I shall do

  • @vasantgohil8233
    @vasantgohil8233 Před 2 lety

    Very useful information.

  • @vinodkishorenegi3889
    @vinodkishorenegi3889 Před 2 lety

    Thanks for information.

  • @vishalpatel1032
    @vishalpatel1032 Před 2 lety

    Ha bhai khud sari mahiti mali 6e.. thank you 😊

  • @ImranShaikhclasses
    @ImranShaikhclasses Před 2 lety

    Thankyu saheb..... 💐💐💐

  • @pantherhjj5648
    @pantherhjj5648 Před 2 lety +2

    gunj Saheb, Tamara video sara hoy pan aa ma disagree chu.
    ana karta a vadhara na 3 hafta mutual fund ma nakho to moto faydo thase.
    22000×3=66000(vadhara na 3 hafta)
    66000÷12=5500
    aa 5500 every month mutual fund ma nakho to jo minimum 12%(aatlu to aave j long term ma)pan return aave to 20 varse return 55 lakh aave.
    sacha ane fayda vada rasta batavo.🙏

    • @pantherhjj5648
      @pantherhjj5648 Před 2 lety

      13%=64 lakh
      14%=73 lakh
      15%=83 lakh
      aa return pan long term to possible j che

  • @ashokteekariya9935
    @ashokteekariya9935 Před 2 lety +1

    બહુજ ધન્યવાદ આવી બધી માહિતી આપીને બહુજ મોટી સેવાનું કામ કરોછો આપણ એક સમાજ સેવા જ કહેવાય આનો લાભ ભાગ્ય માં હોય તે લઇ શકે નહીં તો એક અને એક બે જેવી તમારી વાત ને ના સમજ સમજી ન શકે

  • @parimalpathak9242
    @parimalpathak9242 Před 2 lety

    Very Valuable information

  • @jayeshrathod7916
    @jayeshrathod7916 Před 2 lety

    Thank you sir.
    RADHE RADHE RADHE KRISHNA:
    JAI BHARAT JAI BHAGWAN:

  • @radhekrishnradhekrishn269

    Thank you so much for information 🙏

  • @chintansitapara6566
    @chintansitapara6566 Před 2 lety +9

    We can reduce the interest rate of a home loan by paying 1000-1500 rupees to the bank. which is saved our large amount of interest. I did it on my home loan. My previous interest rate is 9.05% and now my interest rate is 6.90 so now my new tenure is 13 years and 5 months.

    • @pintujadav7021
      @pintujadav7021 Před 2 lety

      Kevi rite?

    • @Parthsarthi41
      @Parthsarthi41 Před 2 lety

      @@pintujadav7021 Pintu Bhai, Bhank ma jai ne kyo k mara fixed interest mathi floating interest rate ma javu che, etle that jse

    • @nisharana1359
      @nisharana1359 Před 2 lety

      But it can be also raise than our previous fixed interest rate

    • @vijayhariyani1100
      @vijayhariyani1100 Před 2 lety +3

      There is 2 options when you switch your interest rate, one is reduce your emi(amount) and another one is to reduce tenure, but everyone should reduce emi(amount) as whenever interest rate will be raised by rbi tenure will also raised automatically so afterall there will be no benefit of reducing interest rate, but if you choose to reduce emi than there will be saving of certain amount which you are paying less every month.

  • @hirentrivedi5328
    @hirentrivedi5328 Před 2 lety

    Smart analysis

  • @sanjaykumarpatel6656
    @sanjaykumarpatel6656 Před 2 lety

    Tnx for good information

  • @astrologerdr.shefalidaveve3044

    Khub saras. Ghani upyogi mahiti

  • @kpsrns
    @kpsrns Před 2 lety

    Excellent information. 👍

  • @pratikcganatra
    @pratikcganatra Před 2 lety +25

    Looks to be a simple calculation but indeed very well researched and helpful. Thanks for throwing light on this unique topics 🙏👍

    • @emmanuelmacwan
      @emmanuelmacwan Před 2 lety +1

      સરસ, મારો પણ એક મંતવ્ય છે. મારી લૉન 23lk છે, અને હપ્તો 18000 છે, પરંતુ મેં સીધા 5000 વધારી દીધા એટલે લૉન નો સમય 12.5 વર્ષ થઈ ગયા.

    • @mahadevtraders2697
      @mahadevtraders2697 Před 2 lety

      @@emmanuelmacwan Su bank wala aapne emi extra pay karva aaphe che.. eeh loko toh em kiye keh tamhe advance ma payment nathi kari sakhta.. jyare tamaru due hove che tyare j tamara account ma thi esc thase.. toh aah kevi rite possible che..

    • @emmanuelmacwan
      @emmanuelmacwan Před 2 lety

      @@mahadevtraders2697 તમે તમારી લૉન નો હપ્તો વધારી શકો છો. એ માટે કોઈ જ પ્રકારનો ચાર્જ આપવો પડતો નથી. દા.ત 2000 વધારો તો વર્ષે 24000 તમે એડવાન્સ માં ભર્યા એવું કહેવાય.

    • @nileshgohil544
      @nileshgohil544 Před 2 lety

      @@emmanuelmacwan tamare kai bank ni home loan che?

    • @goonjt
      @goonjt Před 2 lety

      🙏 🙌🏽

  • @tusharkoshti8809
    @tusharkoshti8809 Před rokem

    Thank you sir,

  • @HarshPatel-hh1nt
    @HarshPatel-hh1nt Před 2 lety

    Awesome thanks for sharing Goonj

  • @SURESHPATEL-wi9oy
    @SURESHPATEL-wi9oy Před 2 lety

    Fine sir tks

  • @gopalchhatrodiya5398
    @gopalchhatrodiya5398 Před 2 lety

    Superb... Excellent information...

  • @snehalmehta9175
    @snehalmehta9175 Před 2 lety +1

    Thank u bro. Aa vastu me pan ganeli ke 11 k 12 vRsh sudhi ma jo bharire to moto faydo thay.

  • @TheJATIN1122
    @TheJATIN1122 Před 2 lety

    Thank you so much

  • @latashah5160
    @latashah5160 Před 2 lety

    Superb mahiti

  • @kushangshah12
    @kushangshah12 Před 2 lety

    Nice informative video

  • @ritzpatel8632
    @ritzpatel8632 Před 2 lety

    Nice way sir

  • @hardikkakosiya1555
    @hardikkakosiya1555 Před měsícem

    Bhub saras mahiti 👌

  • @nikitamaru4056
    @nikitamaru4056 Před 11 měsíci

    Thank mahiti mate

  • @Rocky16108
    @Rocky16108 Před 2 lety

    Nice video sir and thank you so much

  • @chandreshvora8165
    @chandreshvora8165 Před 2 lety

    Thank you so much saras mahiti mate

  • @dhirensheth3801
    @dhirensheth3801 Před 2 lety

    Superb Research, I am Excel expert, I never thought

  • @dipalishah8529
    @dipalishah8529 Před 2 lety

    Thanks a lot

  • @bharatrathod4626
    @bharatrathod4626 Před 2 lety

    Vah bhai su information api se

  • @jignarathod6984
    @jignarathod6984 Před 2 lety

    Nice Information
    Thanks

  • @noorenterprise6258
    @noorenterprise6258 Před rokem

    Reply very useful thank you 🙏🏻

  • @wazhim21
    @wazhim21 Před 2 měsíci

    nice calucation
    i am happy thanks for idea

  • @Positivevibes_0072
    @Positivevibes_0072 Před 2 lety +1

    Ek Vat Kav Very Genuine Advice Thanks Brother ❤️❤️❤️

    • @goonjt
      @goonjt Před 2 lety

      🙏 🙌🏽

  • @sanjivbjoshi
    @sanjivbjoshi Před 2 lety

    Very good calculation 👍🏻

  • @pareshprajapati4072
    @pareshprajapati4072 Před 2 lety

    Thanks for nice information

  • @deepakhande752
    @deepakhande752 Před 2 lety

    Thank you dear..u r awesome 👍

  • @pravin2net
    @pravin2net Před 7 měsíci

    Nice and useful calculation

  • @pareshmodi4079
    @pareshmodi4079 Před 2 lety

    Superb bro. Very useful information

  • @kirtisolanki2592
    @kirtisolanki2592 Před 2 lety

    thanks brother...

  • @sciencefun1964
    @sciencefun1964 Před rokem

    Bau j saras mahiti api chhe sir

  • @GujjuPatel111
    @GujjuPatel111 Před 2 lety

    દિલ થી ધન્યવાદ ....👌

  • @dhanrajpandya5361
    @dhanrajpandya5361 Před 2 lety

    Very nice information, thanks

  • @ashvinpadhiyar6858
    @ashvinpadhiyar6858 Před 2 lety

    Good information sir

  • @jayramani2420
    @jayramani2420 Před 2 lety

    Thank you brother

  • @tandelamarnath1604
    @tandelamarnath1604 Před 2 lety

    Very very useful sir

  • @neelamdamania7013
    @neelamdamania7013 Před rokem

    Very very important information thank u brother

  • @nikunjkarangiya4050
    @nikunjkarangiya4050 Před 2 lety

    Well said..

  • @ushagoswami7398
    @ushagoswami7398 Před 2 lety

    Very good, Top information 👍-usahaben USA