Home Loan Par Interest Kaise Lagta Hai| How Home Loan EMI system Work

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  • čas přidán 21. 11. 2019
  • होम लोन पर ब्याज कैसे लगता है | How Home Loan EMI system Work
    Home loan main byaj or interest kaise lagta hai, Home loan mai EMI system kaise kaam karta hai , aise bahut saare aise sawal hai jiske jawab hum jan na chahte hai. Home loan ke is video mai humne aapko bahut hi simple bhasha mai aapko samjane ki kosis ki hai ki Interest kaise lagaya jata hai aur emi system kaise kaam karta hai.
    Home loan ke aur bhi video channel par available hai jiske link yha diye ja rahe hai aap direct click karke dekh sakte hai.
    #homeloan, #homeloanprocess, #finplustech
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Komentáře • 652

  • @FINPLUSTECH
    @FINPLUSTECH  Před 4 lety +103

    अगर आपको इस वीडियो से थोड़ा भी सीखने को मिला है तो प्लीज वीडियो को लाइक जरुर कीजिए और चैनल को सब्सक्राइब करना मत भूलिए जिस से आने वाले नये वीडियो की जानकारी आपको मिल सके।और हमारा उत्साह बढाने के लिये विडियो के निचे दिये गये थैंक्स बटन पर क्लिक करके आप अपने इस चैनल को आपकी इच्छा अनुसार डोनेट करते हुए अपना सवाल कमेंट कर सकते है जवाब जरुर मिलेगा |

    • @ranjanraj8429
      @ranjanraj8429 Před 4 lety +1

      Manish9674071986

    • @pahadbekc
      @pahadbekc Před 4 lety +1

      Sir ye 4603 or byaj7083 kese aya

    • @KundanKumar-dl8ot
      @KundanKumar-dl8ot Před 4 lety

      Kundan sharama 9978943930

    • @maheshmali2281
      @maheshmali2281 Před 4 lety +2

      Mera home loan ko 3 sal how ahe lekin or me meri EMI regularly bharta hu lekin loan jitna tha it nahi he some bas 10000 hi kam hua he muje kuch smjme nhi araha
      Metal on 11 Lak he or me hrmhina 10000 EMI bharta hu
      Kya kru kuch smjme nhi aaraha

    • @FINPLUSTECH
      @FINPLUSTECH  Před 4 lety

      starting main byaj main paisa jyada jyata hai isliye jyada kam nhi hota.

  • @FINPLUSTECH
    @FINPLUSTECH  Před 4 lety +10

    अगर आपको वीडियो से थोड़ा बहुत भी सीखने को मिला हो तो चैनल को सब्सक्राइब जरूर करें ताकि आने वाली वीडियो आप देख सकें । अगर कोई भी सवाल है तो जरूर कमेंट करें।

    • @SahidKhan-ns9pz
      @SahidKhan-ns9pz Před 4 lety +1

      sir muje 5lak ka lon lena he 10 sal k liye
      kitna kist hoga
      jankari dijiye

    • @FINPLUSTECH
      @FINPLUSTECH  Před 4 lety

      6200 hoga agar 8.50% byaj lete hai to

    • @rakeshgupta-ml8sb
      @rakeshgupta-ml8sb Před 4 lety

      Sir loan m yrs ka kya role hai. Ager m loan lu to kitne period ke liye mere liye faydemand hai. I mean intrest kisme kam lagta h 5,10,15 ,?

  • @satyendragond7905
    @satyendragond7905 Před 4 lety +9

    आसान शब्दों में समझाया, धन्यवाद्!

  • @bandhanianil
    @bandhanianil Před 3 lety +11

    भाई बैंक वाले जनता को बहुत भयंकर तरीके से लूटते है कभी भी बैंक से लोन नही लेना चाहिए क्योंकि ये लोग व्याज तो पहले ले लेते है और प्रिन्सिपर अमाउंट जस के तस रहने देते है

  • @indarkumarsain2139
    @indarkumarsain2139 Před 9 měsíci +1

    Very good jankari sir aankhe khol di hame to pata hi nhi tha ase mathod ka

  • @kumarrahulsingh8336
    @kumarrahulsingh8336 Před 2 lety +1

    Main bahut khush hua aap ka video dekh kar bahut hi Achcha Laga very good

  • @anutamang812
    @anutamang812 Před 4 lety +3

    Very useful topic...nd helpful vedio with easy explanation...thank u sir for homeloan information...

  • @indarkumarsain2139
    @indarkumarsain2139 Před 9 měsíci

    very goodVideo sir dhanyvad bahut jankari

  • @ramdasnikam1313
    @ramdasnikam1313 Před 4 lety +14

    Sir, you have given beautiful analysis of home loan instalments and benefits of prepaid loan amount. Thanks for sharing this beautiful information.

  • @PankajSingh-ft7oc
    @PankajSingh-ft7oc Před 3 lety +1

    Thank you sir ji for this video

  • @adarshacademyplus1923
    @adarshacademyplus1923 Před 4 lety

    Nice way to explain installment

  • @GudduKumar-rx9fo
    @GudduKumar-rx9fo Před 3 lety +1

    Thanks sir ji

  • @rahulkumaryadav64
    @rahulkumaryadav64 Před 3 lety

    Thank you so much sir ji

  • @jayeshpatil5384
    @jayeshpatil5384 Před 3 lety

    Thanks sirji

  • @muhammadsiddhiqi68
    @muhammadsiddhiqi68 Před 3 lety +1

    Thank you Sir

  • @vikasyadav-kg9gi
    @vikasyadav-kg9gi Před 4 lety +1

    Samajh me as Gaya guru

  • @prashantmore1481
    @prashantmore1481 Před 3 lety

    Hanji sir sikhane ke liye mila jara bataye floating sys ke bare me

  • @tahseemnickhan8391
    @tahseemnickhan8391 Před 3 lety

    Bahot achche se samajh aaye thanks

  • @vijenderdavessar2816
    @vijenderdavessar2816 Před 3 lety +1

    Explained very well indeed . Keep it up .

  • @bigcollectors9070
    @bigcollectors9070 Před 3 lety +2

    Sirji pehla instalment ka principal aur interest portion kaise decide karte hai ? Aapke dwara diye ex. me 4603 principal (. मूल धन). kaise decide hua ? WHY NOT ANY OTHER AMOUNT . PLZ CLARIFY

  • @babysingh-tk1qt
    @babysingh-tk1qt Před rokem

    Bahut sahi awesome can you share how capital amount and interest amount decislde in EMI

  • @shailendrasinghrathore1188

    Good video, and good explanation👍

  • @anuchauhan9038
    @anuchauhan9038 Před 3 lety +1

    Sir can you please explain the breakup of EMI in this example

  • @aygy6455
    @aygy6455 Před rokem

    Bahut Badhiya Bataya Apne

  • @RakeshKumar-vw1rm
    @RakeshKumar-vw1rm Před rokem

    Thnks ji

  • @poojapatil6604
    @poojapatil6604 Před rokem

    Very well explained sir

  • @radhasharma1714
    @radhasharma1714 Před 4 lety +2

    🙏🙏🙏🙏thanks🙏🙇🙏💕

  • @akilshah2239
    @akilshah2239 Před 4 lety +1

    Thanks

  • @fragrenceful
    @fragrenceful Před 3 lety +2

    Why don't you create Excel worksheet for Home loan EMI amount and on various cretaria asap

  • @Ishe_-.333
    @Ishe_-.333 Před 3 lety +1

    Bhot ache se smjhaya aapne

  • @SunilKumar-ww6pd
    @SunilKumar-ww6pd Před 4 lety

    = pmt( emi rate/12,period in month * 12 , loan amount )

  • @Space_Info00
    @Space_Info00 Před 4 lety +1

    Information ke liye to thik h
    But isse customer ki emi to 11686 hi rehegi na
    Interest or principal amt to ratio me Kam zada he rahega

  • @ShardaKumari-mn3en
    @ShardaKumari-mn3en Před 6 měsíci

    Wow nice explanation

  • @vickychoudhary3270
    @vickychoudhary3270 Před 4 lety +2

    Achha se smaj aaya sir ji

  • @ajayarya6800
    @ajayarya6800 Před 3 lety

    Thku

  • @Abhishek-bp3yj
    @Abhishek-bp3yj Před 3 lety

    Thanks sir

  • @vikasyadav-kg9gi
    @vikasyadav-kg9gi Před 4 lety +2

    👌👌👌

  • @ashishjain7232
    @ashishjain7232 Před 2 lety

    Good sar ji

  • @ankur1561
    @ankur1561 Před 2 měsíci

    Thank you so much

  • @maheshborkar6399
    @maheshborkar6399 Před 4 lety +2

    Sir p.a or validity ke aadhar par interest kaise nikalte h

  • @VivekKumar-ip7yv
    @VivekKumar-ip7yv Před 2 lety

    Very nice sir

  • @PAWANKUMAR-oc3gz
    @PAWANKUMAR-oc3gz Před 4 lety +1

    Sir PMAY Subsidy principal ya interest me credit Hoti hai

  • @devrajdevasinagaur3146

    Very nice information

  • @DKAHUJA-hs4ek
    @DKAHUJA-hs4ek Před 4 lety +2

    Very informative😊

  • @vickysahu3568
    @vickysahu3568 Před 3 lety

    Thx sir

  • @RakeshSingh-ir8pk
    @RakeshSingh-ir8pk Před 4 lety

    Nice Sir

  • @NiteshKumar-ni3vu
    @NiteshKumar-ni3vu Před 3 lety

    pura samj me aya h

  • @sumankapil5827
    @sumankapil5827 Před 7 měsíci

    Thanks you sir

  • @MohdFaizan-hs7ku
    @MohdFaizan-hs7ku Před 5 měsíci

    Good idea sir

  • @abhishektiwari8980
    @abhishektiwari8980 Před 4 lety +1

    Thanks for information

  • @anamkashyap4361
    @anamkashyap4361 Před 3 lety

    Thkuy you sir

  • @sudhirsharma4059
    @sudhirsharma4059 Před 4 lety +7

    Sir meine 20 Lakh home lone 9.30 % k interest py 15 years k liye liya hy
    Pls tell meri ek month ki EMI kitni bnegi
    Or usme mera pr month kitna वयाज ओर किसत होगी pls tell me sir

    • @FINPLUSTECH
      @FINPLUSTECH  Před 4 lety +5

      20644 emi hogi ek month ki..total interest 15 saal ka 17,15,885 hoga.

  • @sandippatil6385
    @sandippatil6385 Před 4 lety +1

    Thanks sar

  • @santoshkambli2543
    @santoshkambli2543 Před 4 lety

    There is problem with ICICI Bank..i am paying part payment but still there is no reduction

  • @pandey3730
    @pandey3730 Před 3 lety +1

    Hello sir yah bataiye kya PNB se home loan PNB mein hi dusri shakha mein PNB ki transfer karaya jaaye to kuchh processing fees lagegi kya

  • @imtiayzsajjan5554
    @imtiayzsajjan5554 Před 3 lety +1

    Thanks brother 👌👌

  • @chumanthakur7989
    @chumanthakur7989 Před 3 lety

    Good sir

  • @jaymeena7032
    @jaymeena7032 Před 4 lety +1

    Very very informative vedio sir. Mujhe bas yahi janna tha ki mahine ke beach me ammount jama karne par usi mahine ka intrest kam hoga ya nahi sbi me car loan par.

    • @FINPLUSTECH
      @FINPLUSTECH  Před 4 lety +1

      ji aapko fayda milega jab bhi aap bich mai paisa jama karoge..

  • @Jatinmalik2010
    @Jatinmalik2010 Před 4 lety

    What is the system of interest calculation. i .e prin.xinterest÷12 month is it o k.

  • @vadivelc9354
    @vadivelc9354 Před 4 lety

    How do calculated % of principal and interest

  • @jacobm9057
    @jacobm9057 Před 3 lety

    Very nicely u explain this. Thanks

  • @bhymi_ah914
    @bhymi_ah914 Před rokem

    Very nice

  • @mylifemyrules.4693
    @mylifemyrules.4693 Před 4 lety +1

    Sir ji
    1057709 loan amount hai.
    11.25% int rate aur tenure 132 h to
    Emi Kaise hoga calculate aur 1st June 2014 se start h emi
    Pls btaiye foreclosure amount

  • @vijaysinghbannasa8053
    @vijaysinghbannasa8053 Před 2 lety

    Tx

  • @anilyadav5279
    @anilyadav5279 Před 4 lety +3

    GREAT VIDEO
    MUJHE BSS YE SAMJHA DIJIYE
    5LAC KA LOAN LIYA MENE 5 SAAL K LIYE TO MUJHE MOOL YAA INTREST SAB MILAKAR 5L PAR KITNA EXTRA BANK KO DENA HOGA

  • @shivlal8939
    @shivlal8939 Před 4 lety +2

    Thanks sir 🙏🙏🙏

  • @axayvyas632
    @axayvyas632 Před 2 lety

    Great

  • @Pahadi_Bapu
    @Pahadi_Bapu Před 2 měsíci

    Very beautiful

  • @SunilKumar-ww6pd
    @SunilKumar-ww6pd Před 4 lety

    Yes hai Excel me lagne Wala loan

  • @sampakar1119
    @sampakar1119 Před 4 lety +3

    Explained well

  • @avantgohel_
    @avantgohel_ Před 2 lety

    Very Good

  • @madhusudhansarkar5346
    @madhusudhansarkar5346 Před 4 lety

    Good bro

  • @AnkitPandey-cn9ib
    @AnkitPandey-cn9ib Před 4 lety +12

    Allahabad bank se hame home loan lena hai 10 lakh 5 saal ke liye total kitna lagega aur EMI kitna hoga

    • @m.d.fitness1467
      @m.d.fitness1467 Před 3 lety

      Bhai agr hr admi aise bat krega to is bhai ka time west hoga bs .
      Or ap anpad ho kya jo aisi bat kr rhe ho. Itna to tumko khud andaza lagana padega. Paglo wali bat kroge to apke upr hasi ayegi bas

    • @VISHALSHARMA-lx6ne
      @VISHALSHARMA-lx6ne Před 10 měsíci

      7083 per month agle 60 months Tak Dena hoga

  • @kundankochak87
    @kundankochak87 Před 3 lety

    सर जी होम लोन के लिए कोनसी बैंक अच्छी रहेगी जरूर बताये।

  • @divyanshukhandagale4490
    @divyanshukhandagale4490 Před 3 lety +1

    👌🙏

  • @mohansilu7060
    @mohansilu7060 Před 3 lety +1

    Accha

  • @ranjeetchotiyal9669
    @ranjeetchotiyal9669 Před 3 lety

    Home loan lene par kis rakam par byiz lagega 80% par ya jo rakam hai us par

  • @shrikantrana3335
    @shrikantrana3335 Před 4 lety

    👍

  • @nisarahmad924
    @nisarahmad924 Před 4 lety +7

    Mai PSU employe hum mujhe 20,00000 (twenty lakh) ka loan Lena hai 20 yrs Mera period rahega loan bharne ka ,plz iska calculation bataye 2020 ka SBI interest rate ke hisab se

  • @babluaaa6157
    @babluaaa6157 Před 2 lety

    👌

  • @laxminigamofficial
    @laxminigamofficial Před 18 dny

    Sir mai puch rahi kya bank Wale har month intrest jodkar uske upar bhi interest lagate hain..... Please batayen mujhe

  • @sitarambattar1594
    @sitarambattar1594 Před 2 měsíci

    Sir please batana with out govt job loan pay interest rate ketana lagaga

  • @prasadshelar161
    @prasadshelar161 Před 3 lety

    1:50 wo 4603 principle account kaise fix hoti hai..???

  • @sonamshaad151
    @sonamshaad151 Před 2 lety

    Sir calculation to dikha dete ki int aur principal kaise calculate krte h

  • @kaushalpaul9329
    @kaushalpaul9329 Před 4 lety

    sir ji int last main kam raha hai magar hum kisht ton utni he de rahe hai ese ton kisht har mahine kam honi chahiye

  • @rattanstudio4376
    @rattanstudio4376 Před rokem

    Can bank charge the intrest on sanctioned amount or the disbursed amount..?

  • @minhajshaik4740
    @minhajshaik4740 Před 4 lety +1

    Right

  • @amritathakur7676
    @amritathakur7676 Před 2 lety

    Sir hmne hdfc se personal loan liya h kya isme bich m kuch ammount jma kr du to kya interest km hoga?

  • @debayhembrom2999
    @debayhembrom2999 Před 3 lety +1

    गुड

  • @toktik7963
    @toktik7963 Před 3 lety

    Sir home loan or parsonal loan me kon sa tik rahega kis par kam byaj lagega

  • @motivationgurujii9496
    @motivationgurujii9496 Před 3 lety

    Konsa benk best he home Lon lene ke liye sar

  • @AnujKumar-md3nx
    @AnujKumar-md3nx Před 9 měsíci

    Sir 8.5 interest rate se kon si bank de rahi hai

  • @AnilKumar-ob3rg
    @AnilKumar-ob3rg Před 4 lety +2

    Nice video brother 👍👍👍👍

  • @vikramdhanawade2910
    @vikramdhanawade2910 Před rokem

    मूल & ब्याज कैसे calculate krte hai

  • @nabiraham1202
    @nabiraham1202 Před 2 lety +4

    How we consider principal amount 4603 for 1st EMI, please elaborate.

  • @sunitaverma9110
    @sunitaverma9110 Před 3 lety

    Sir mai Sbi se loan Lena chahti hu 20 lakh ka 5 sal ke liye to EMI kitna hoga aur byaj kitna hoga 2021 me

  • @RANDHIRKUMAR-gz2ol
    @RANDHIRKUMAR-gz2ol Před 3 lety +2

    Sir Mene home loan liya hai. avi principle amount 6,40000 hai agar mai isme 1,00000 dal deta huai to mera principle amount kitna hoga

  • @muhammadamin5721
    @muhammadamin5721 Před 4 lety

    Good

  • @AmitKumar-mr5gq
    @AmitKumar-mr5gq Před 3 lety +1

    Agar Mai 15 lakh Ka home loan leta hu 7 saal k liye,
    Or Pradhan Mantri Aawas Yojana ko add krr diya jaaye to mujhe hrr month Kitna pay Karna hoga?

  • @mchaudhari2447
    @mchaudhari2447 Před 2 měsíci

    सर जी आपने जो रुल बतायें वही पर्सनल लोन के लिये भी लागू हैं