Loser Husband Blows All His Wife’s Money | Financial Audit

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  • čas přidán 27. 06. 2024
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Komentáře • 3,1K

  • @CalebHammer
    @CalebHammer  Před 4 dny +78

    This is the FINAL week to join my investing program at a discount- AND I will give you a $100 moomoo cash reward calebhammer.com/investing/. Join today before the price goes up next week: calebhammer.com/investing/

    • @Sar-ahG
      @Sar-ahG Před 3 dny +4

      Really want to… 😩
      decisions decisions

    • @americasmomloveeveryonenoe7517
      @americasmomloveeveryonenoe7517 Před 3 dny +2

      Investing is Greek to me; I genuinely don’t understand it. I fear your class would be more of the same.

    • @herpaderp4965
      @herpaderp4965 Před 3 dny +3

      There is a hard cut at 26:05 that makes it very hard to follow what's being talked about in the episode.

    • @jondoe8762
      @jondoe8762 Před 3 dny

      CAN YOU TEACH US HOW TO MAX DEBT AND LIVE LIKE KINGS

    • @TheDailyBailey23
      @TheDailyBailey23 Před 3 dny +3

      I think you should start getting 3 months of statements to get peoples spending averages. You can still go over their most recent month, but people always say, “this month was special” and if you had a 3 month average, you could call them on their BS.

  • @tanya292
    @tanya292 Před 3 dny +2930

    This is what happens when you don’t move past your teen idea of what a cool boyfriend would be.

    • @husky8204
      @husky8204 Před 3 dny

      Even my teen self wouldn’t have dated a guy that talks this dumb!💢

    • @TexBirdie
      @TexBirdie Před 3 dny +146

      This hits the nail on the head! I grew up in the same area & this 'class clown' who never grew out of it certainly is thick on the ground there lol

    • @AuntJemimaGames
      @AuntJemimaGames Před 3 dny +43

      Devil's advocate: life isn't worth taking all that seriously, because we don't get very much of it.

    • @tanya292
      @tanya292 Před 3 dny +78

      @@TexBirdie it’s not even his career. It’s the “i dun care bruh” “oh look at me I’m sooo funny and spontaneous and cool” type thing.
      It’s pathetic.

    • @angelasepi657
      @angelasepi657 Před 3 dny

      The backward cap says it all. What a loser and no brain cells that function. wow

  • @alphamuplays1669
    @alphamuplays1669 Před 3 dny +1821

    petition to get a counter for how many times caleb has to explain that 1% cash back is less than 20% interest paid on the purchase

    • @CalebHammer
      @CalebHammer  Před 3 dny +171

      🤣🤣

    • @Yaroshi86
      @Yaroshi86 Před 3 dny +41

      Yes he is going to have to make a diagram and have to pull it out on some people.

    • @prodijee9615
      @prodijee9615 Před 3 dny +32

      I feel like he thought interest was only applied to new purchases and not the overall balance? I haven't finished the video yet, but as of now that's how it seems lol

    • @blocklandia1770
      @blocklandia1770 Před 3 dny +30

      It’s so funny because technically, technically if you have extra money to cover your debt, and the money needed to cover the expenses you are putting on your card, then the cash back is a positive financial impact.
      Problem is about spending habits and the fact that the balance is staying flat or growing. Then interest crushes you.

    • @Annie-ex3ge
      @Annie-ex3ge Před 3 dny +9

      He failed math in first grade and never caught up again.

  • @Cfp-sx2vs
    @Cfp-sx2vs Před 3 dny +474

    I don't understand how the dude making less than 20k a year is a big spender?! How do you not feel guilt over blowing your partners hard earned money when you're basically just a giant boat anchor holding them down?

  • @funkindonuts6215
    @funkindonuts6215 Před 3 dny +411

    This guy really said “she get embarrassed easily.” Like sir that’s impossible because you are the most embarrassing husband I could imagine. 😂

    • @purpurina5663
      @purpurina5663 Před 3 dny +7

      Facts

    • @espinns5842
      @espinns5842 Před 2 dny +1

      Please, please, please lol

    • @GRAYgauss
      @GRAYgauss Před 2 dny +6

      Not to mention, that's a respectable thing to be embarrassed about. There's a problem if he's not...

  • @nataliesp627
    @nataliesp627 Před 3 dny +1988

    Discover: "Guys, we're getting 30% cash back from this guy!"

    • @AnalyticalMenace
      @AnalyticalMenace Před 3 dny +46

      This right here! CC companies love bozos like this guy.

    • @matmorkinsti
      @matmorkinsti Před 3 dny +24

      I just did a spit take.

    • @allye9865
      @allye9865 Před 3 dny +28

      I think this would be a good way to explain it to people lol

    • @gigimunguia5136
      @gigimunguia5136 Před 3 dny +6

      😂 savage

    • @earthling998
      @earthling998 Před 3 dny +12

      Dying 😂 but that’s also a great way to explain it to a non-credit card person!

  • @ttm8634
    @ttm8634 Před 4 dny +1902

    He is a comedian. His finances are a complete joke

  • @danielleh3353
    @danielleh3353 Před 2 dny +77

    “How am I going to be a man with no motorcycle?”
    How are you a man making less than a part-time teenage worker?

    • @churrosquirrel
      @churrosquirrel Před dnem

      Ah yes, the two genders: woman, and motorcycle.

  • @BaileyJames-zv2ddd
    @BaileyJames-zv2ddd Před 35 minutami +146

    Without a doubt, this year will be worse than the last. I lost a lot of money last year as a result of bad investment choices that I would not have made if I hadn't been so worried about my portfolio. I kept investing, but I couldn't determine whether to start paying for a house. In the end, I sold my positions, and the house needed more work than I had planned. I'm not sure how long I can keep going like this

    • @AlexClarkcompany
      @AlexClarkcompany Před 34 minutami

      We've all made mistakes at some point. You should consider financial planning

    • @OscarOwenn
      @OscarOwenn Před 34 minutami

      True. My portfolio was diversified across several markets with the help of a financial planner, and were able to achieve over a million in net profit among high dividend yield equities, ETFs, and bonds. It is vital that you have a variety of exposure, including in firms that are currently generating cash flows.

    • @BaileyJames-zv2ddd
      @BaileyJames-zv2ddd Před 33 minutami

      Do you mind sharing your financial planner ?

    • @OscarOwenn
      @OscarOwenn Před 33 minutami

      Leah Foster Alderman

    • @OscarOwenn
      @OscarOwenn Před 33 minutami

      You are most likely to find more info when you look her up.

  • @lee8287
    @lee8287 Před 4 dny +2787

    The husband refusing to disclose his age tells me a lot about this relationship. He's going to bleed her dry.

    • @CalebHammer
      @CalebHammer  Před 3 dny +541

      RIPPPPPPPPP

    • @AnalyticalMenace
      @AnalyticalMenace Před 3 dny

      And for those who don't know, Killeen is basically a shithole of a city.

    • @davidm.313
      @davidm.313 Před 3 dny +181

      While he does sound a bit slimy, I have to admit that I forget my age often....and I am only 35.

    • @denisemcdougal6445
      @denisemcdougal6445 Před 3 dny +4

      True

    • @Zaurthur
      @Zaurthur Před 3 dny +170

      Because he's a vampire? And the truth that he's 200 would arouse suspicion?

  • @mjretrogamer4819
    @mjretrogamer4819 Před 3 dny +720

    Thing's are paid for because his wife makes $60k. Comedians work mostly late night. No reason dude cant be working full time. Its a choice, he's lazy and she needs to recognize her worth.

    • @TonyCox1351
      @TonyCox1351 Před 3 dny

      A very large portion of the problems on this channel is simply people who don’t want to work

    • @arh1234
      @arh1234 Před 3 dny +40

      Plus, a job provides relatable content!

    • @deathpyre42
      @deathpyre42 Před 3 dny +13

      I'm just shocked these two have a house without some ninja mortgage.

    • @izzywoods794
      @izzywoods794 Před 2 dny

      *Things

  • @loserhl
    @loserhl Před 3 dny +121

    As soon as he said "I don't look at the bank account because then I might not purchase $50 in cigars" I knew Caleb was going to lose his mind.

  • @Definite_Dave
    @Definite_Dave Před 3 dny +207

    Petition to increase the depth of field to have both guests in focus 🗳

    • @brynnahower
      @brynnahower Před 3 dny +11

      THIS THANK YOU

    • @alexklein455
      @alexklein455 Před 2 dny +4

      These are the kind of CZcamsrs that leave the camera on auto lmao

    • @Liljoozy
      @Liljoozy Před 17 hodinami

      Her mic looks nice at least

  • @hazzelodazzel
    @hazzelodazzel Před 3 dny +744

    10 minutes in and i get the vibe that Alex applied to come on the show to try to get some exposure on his comedy rather than minimising debt and increasing financial security

    • @multiple_oranges
      @multiple_oranges Před 3 dny +65

      this is EXACTLY it. He's a joke.

    • @respectfullytruthful
      @respectfullytruthful Před 3 dny +6

      Great observation.

    • @smilingkelly5251
      @smilingkelly5251 Před 3 dny +16

      THIS. The lack of understanding cashback vs interest KILLED me. Its like he wanted to not know.

    • @samanthagriffinv2.08
      @samanthagriffinv2.08 Před 3 dny +10

      That’s what unfortunately a lot of the guest do I’m not saying every one of them or the majority but a lot of them

    • @luisalvarado9904
      @luisalvarado9904 Před 3 dny +19

      Well to be fair this doesn’t make me want to watch his comedy 😂

  • @fara40000
    @fara40000 Před 3 dny +880

    Ladies, please remember, just because he makes you laugh doesn’t mean you should marry them. Men need more to them to be a good partner 😑

    • @pinkisforpimps
      @pinkisforpimps Před 3 dny +30

      She fell for the blue eyes. And she's mid 30s (obviously) and probably felt this is her last chance to get married

    • @willmahan4161
      @willmahan4161 Před 3 dny +21

      You're acting like she had her finances in order and it was all him 😂 stop the manhating, your advice applies to men too...they shouldn't be dating a female that can't handle her finances

    • @alpaca6462
      @alpaca6462 Před 3 dny

      ​@@willmahan4161 if he brought in his fair share of income I would agree but she's bankrolling his "cash back" so he can make 5k a year telling jokes and spending money fixing a car that will never sell
      Also stop calling women females when you call men men

    • @LyciaJ
      @LyciaJ Před 3 dny +2

      right and I am single and I know. I have guys who flirt with me trying to make me laugh while others do not try to make me laugh, but still flirt somehow so I know.

    • @adxmnt1926
      @adxmnt1926 Před 3 dny +17

      Stop making this about men, every time Caleb questioned her about any side of her finances she barely had an answer or understanding at all. This goes both ways, it's a responsibility issue and not a gendered issue. And the fact that you made it one is very telling about your character.

  • @HarambeTopG
    @HarambeTopG Před 2 dny +69

    the dude trying to make jokes and Caleb being the toughest crowd in the planet was funny af lmao

  • @MrSnoryMan
    @MrSnoryMan Před 3 dny +103

    I have a pair of $19 Bluetooth headphones... People think that you need expensive stuff like ear pods when they cant afford it. And they talk about it like it is the only option.

    • @kellytodd7060
      @kellytodd7060 Před 3 dny +6

      Legit. I lose headphones constantly. I get them at dollar tree, or temu, or Shein. For like, $5.

    • @wendyperez269
      @wendyperez269 Před 2 dny +1

      I got cheap earphones when I didn't take care of them, but I had one pair I got for 100 dollars for three years now

    • @taylord1558
      @taylord1558 Před 2 dny +2

      People can save where they want to. Whether that be clothes, furniture or like you said headphones. People see a big price tag and think “oooh must be good!!” 🤦‍♀️

    • @whitneywillie4471
      @whitneywillie4471 Před 52 vteřinami

      What brand or where did you buy? I’ve had a few cheap ones and they broke after a few months…

  • @basementality4924
    @basementality4924 Před 3 dny +1254

    Dude makes 15 grand a year and is talking this much? She’s a sugar mommy plain a simple. Except she doesn’t make enough to be one.

    • @Tombomb1816
      @Tombomb1816 Před 3 dny +98

      High fructose corn syrup mamma😂

    • @RichieRich7339
      @RichieRich7339 Před 3 dny +56

      Splenda-Mommy

    • @AB-qv9ku
      @AB-qv9ku Před 3 dny +34

      She's the earthy type Stevia-Mommy

    • @jondoe8762
      @jondoe8762 Před 3 dny +26

      15 grand a year is pathetic thers homeless people on skid row that make that in a month just to get high this guy is a silly billy

    • @IREAPCATS
      @IREAPCATS Před 3 dny +3

      @@jondoe8762okay 😂 I’m sure

  • @ness-lee-crunch
    @ness-lee-crunch Před 3 dny +657

    Being a self-proclaimed “big spender” when you bring in like 12% of a household income that already isn’t super high is BANANAS.

    • @TrippyLuxx
      @TrippyLuxx Před 2 dny +1

      Girls do this all the time 😂

  • @coltenchristensen2095
    @coltenchristensen2095 Před 2 dny +26

    This guy heard "cashback" in ONE discover commercial and made it his whole financial personality

  • @rest0re871
    @rest0re871 Před 3 dny +1224

    Hammer Score Hint: If you're accepted onto this show (and not an influencer/celebrity), there is basically no chance your Hammer Score is over a 3.

    • @Anarxur
      @Anarxur Před 3 dny +83

      I was curious about this. It would be nice to see people who are doing mostly well but with some needs and who are not pulling money from fame. Like overall a good example but maybe needs some optimizing.

    • @masonharris9166
      @masonharris9166 Před 3 dny +65

      ​@Anarxur that just becomes investing advise which Caleb can't do without a license that's arguably more trouble than it's worth.

    • @Anarxur
      @Anarxur Před 3 dny +23

      @@masonharris9166 I don't disagree. I'd just like to see some examples here and there of people doing better than the dumpster fires that get views

    • @Anarxur
      @Anarxur Před 3 dny +2

      @@AP-uk4di RIP but congrats. It would have been enlightening I think to have seen videos of journeys like yours and what it took to get there

    • @andrew8168
      @andrew8168 Před 3 dny +2

      ​@@Anarxur would be nice but not as entertaining

  • @neisci
    @neisci Před 3 dny +628

    For someone making close to nothing, he sure stays talking. She's being financially abused and doesn't even know it. All she does is smile, and speak only when spoken to. Lady blink twice if you need help.

    • @jeanettealfred3054
      @jeanettealfred3054 Před 3 dny +14

      She laughs hard at all his jokes 😂😂

    • @jmo82592
      @jmo82592 Před 3 dny

      She is physically attracted to him. You would be surprised how many women are with stupid men. It is not rocket science.

    • @tc45000
      @tc45000 Před 3 dny +8

      not everyone is a victim

    • @JazzyCaramelCurlz
      @JazzyCaramelCurlz Před 3 dny

      ​@@jeanettealfred3054she's probably the only one

    • @andrew-rn9ui
      @andrew-rn9ui Před 2 dny

      She must have a super low self esteem and doesn't think she can get a boyfriend

  • @BrittneyGray
    @BrittneyGray Před 3 dny +43

    How is she not turned off completely by him? My brain is not computing.

    • @30yearsoldiam1
      @30yearsoldiam1 Před 3 dny

      Nerves are involved and you must be an imbecile by assuming others relationship.

    • @shaunalea823
      @shaunalea823 Před 2 dny

      Ikr!?! He’s repulsive.

    • @user-hc9vz7oo3w
      @user-hc9vz7oo3w Před hodinou

      My big brother told me guys like that get girls by “laughing them into bed”

  • @InteriorMuse
    @InteriorMuse Před 3 dny +84

    @CalebHammer I used to work for a major credit card company and you need to tell people (like this guy) that if you carry a balance and make a charge interest starts accruing IMMEDIATELY - you only get the interest free grace period if you have a zero balance and pay it off at the end of the month. So many people fail to understand this and it is all in the fine print of the T and Cs that no one reads.

    • @sarashann
      @sarashann Před 3 dny +6

      Yes!!! This is what people completely fail to understand. Somehow they think the CCCs are in business to be their fairy god mother. 😅

    • @tahinaschwegler8112
      @tahinaschwegler8112 Před 3 dny +4

      !!!! I didn’t know this. luckily I never have kept a balance but damn

    • @stillstymied
      @stillstymied Před 2 dny

      Thanks for explaining this! I was mentally saying "grace period!" in my head at Caleb! I forgot you get dinged if you don't have a balance. This should really be a pinned comment. (But even if interest accrued on the purchase AFTER a grace period, Caleb is still correct that carrying the balance and accruing interest is still < buying crap.)

    • @KyleFerguson
      @KyleFerguson Před dnem +1

      And I think you have to go so many statement periods before they give it back to you once you lose it. If I remember right.

    • @Draggonny
      @Draggonny Před dnem

      I did not know this. Good thing I've never used a credit card.

  • @danielrn133
    @danielrn133 Před 3 dny +875

    He is a complete jerk. If she stays with this loser she is doomed.

    • @YuckyMama
      @YuckyMama Před 3 dny +57

      “He’s the dude you have fun with, don’t marry”

    • @AnalyticalMenace
      @AnalyticalMenace Před 3 dny

      Too late. She's showing all the signs of Stockholm syndrome.

    • @Hawaii567
      @Hawaii567 Před 3 dny

      People with their head on straight don’t put up with this shit. She’s with exactly who she deserves to be with. No ones forcing her to choose dipshits 😂 these people choose the bed they’re laying in

    • @jessg1372
      @jessg1372 Před 3 dny +2

      Guys that make a girl laugh, her eyes are closed more than they should be

    • @pinkisforpimps
      @pinkisforpimps Před 3 dny

      She obviously doesn't care. She's a ditsy clueless mid 30s girl trying to act younger than she is. She laughed the entire episode at his dumb shit

  • @malloreygarrett892
    @malloreygarrett892 Před 3 dny +202

    Ughhhh this guy was the obnoxious, disruptive “class clown” in high school that nobody could stand

  • @sjastram
    @sjastram Před 3 dny +86

    He was overpaid by about $5000......
    She needs to STOP filing jointly. File separately, then he can deal with the mess that he makes. The never to blame it on her....

  • @robynetaylor6605
    @robynetaylor6605 Před 3 dny +44

    I’m shaking my head. I used to have these same type conversations with my now Ex husband. After many years of handling the money, except for a 1M house that was close to being paid off, no other consumer debt including three cars and substantial savings, his impulsiveness could stand it no more and his behavior turned to physical abuse with police and bail bondsmen becoming involved. He kept the house, bought me out and spent every $1 he could get his hands on. He is now deeply in debt with a $5K monthly mortgage. It took awhile to get stabilized, but I bought a small home with cash, paid my moving expenses, did some $$$ repairs on my home, working on getting my health repaired, invested the proceeds I received and planning a European vacation this Fall with the interest I’m earning on a high yield savings. I win. 🥰

    • @rumooooni
      @rumooooni Před 3 dny +5

      I'm glad you escaped before he either stole from you / left you with debt with kids so many stories turn out like that ...😢

    • @robynetaylor6605
      @robynetaylor6605 Před 2 dny +4

      @@rumooooni Thank you. I wish she could see where this is going before she has children with this immature man. He has her convinced no one else will want her and he’s burying her alive with crap vehicles living in a bad neighborhood. He’s “future faking” her with the life she thinks she has with him and she is in danger when she rejects his ridiculous demands for her smallest needs. He’s not a comedian, he’s a con man. Someone tried to tell me that it was going to happen to me and I couldn’t see it. I see it now.

    • @teresahunt5521
      @teresahunt5521 Před 2 dny +3

      My husband and I were very wealthy as well. He thought making payments on literally everything was a great idea. Then he died. By the time the dust settled, I got to start over at 55 with 69k. (My husband was in an accident in 2001 and every day after that was a gift to him. He wanted to have his dream life before he died. Well he got it. It's very hard to argue with a dying man. 😠 Now, some other family is living in his dream home and I'm thoroughly enjoying being debt free in a one bedroom apartment.)

    • @robynetaylor6605
      @robynetaylor6605 Před 2 dny

      @@teresahunt5521 I would not call us wealthy but I am a saver and said “no” to things most people wouldn’t give a second thought. Yes, the peace of mind is priceless.

  • @tvo6453
    @tvo6453 Před 3 dny +578

    She is more like his mother, than his wife. Dude acts and has finances like a teenager.

    • @CalebHammer
      @CalebHammer  Před 3 dny +107

      Sadly :/

    • @angelasepi657
      @angelasepi657 Před 3 dny +23

      He's like a child spending his mom's money. Disgusting.

    • @dirty93
      @dirty93 Před 3 dny +9

      And yet he's 39

    • @lunasdawghaus6339
      @lunasdawghaus6339 Před 3 dny +5

      @@angelasepi657it is gross. But she lets him.

    • @Rocko1990
      @Rocko1990 Před 3 dny +13

      Absolutely. Even his guess that the average couple spends $350 a week on groceries tells me he has absolutely no idea how the real world works

  • @Sydneyalj
    @Sydneyalj Před 3 dny +334

    She said she wants kids eventually and he said MAYBE. Divorce now!

  • @danielle1786
    @danielle1786 Před 3 dny +105

    His idea of what it takes to restore a classic car is the real joke here.

  • @JarettHerder
    @JarettHerder Před 3 dny +38

    This man is still very much a child. He seems emotionally attached to all of his things like a toddler who won't let go of his favorite toy.

  • @christenharris5482
    @christenharris5482 Před 3 dny +294

    My god it’s like watching a middle schooler try to pretend be an adult.

    • @buddykerr1
      @buddykerr1 Před 3 dny +4

      He should take out a boatload of student loans (nobody pays them back anyway), go to college and join a frat for four years to get it out of his system.

    • @ericthornberg9377
      @ericthornberg9377 Před 3 dny +8

      Caleb should have asked him "so what do you want to be when you grow up?"

    • @stuff1784
      @stuff1784 Před 3 dny

      Ughhhhh

    • @frankvonfrauner
      @frankvonfrauner Před 3 dny +2

      Bart Simpson all growed up

    • @churrosquirrel
      @churrosquirrel Před dnem

      @@buddykerr1At least an education is worth something, unlike his ghetto beater cars on the front lawn.

  • @Edward-hn8ed
    @Edward-hn8ed Před 3 dny +349

    What I'm getting from this is that the dude is a child and the girl is a pushover.

  • @musicnfilm3372
    @musicnfilm3372 Před 3 dny +59

    He's not a comedian he's a whole clown 🤡

  • @7ab3tha
    @7ab3tha Před 3 dny +84

    She needs to tell her son to get a real job and actually contribute to paying bills or gtfo! Also, he's NOTHING like Theo Von. That's such an insult to Theo.

  • @Annonymight
    @Annonymight Před 3 dny +152

    In swahili, we have a saying that roughly translates to "empty vessels echo loudest." He's very loud and confident for someone who has "I don't know" as part of his vocabulary. I'm stressed on her behalf.

    • @Jumperkiller909
      @Jumperkiller909 Před 3 dny +2

      She looked like she found her hubby funny the whole time

    • @Annonymight
      @Annonymight Před 3 dny +6

      @@Jumperkiller909 she thinks he's hilarious...I'm very confused

    • @susanlee8023
      @susanlee8023 Před 3 dny +11

      Empty barrel makes the loudest noise

    • @lindajohnson.
      @lindajohnson. Před 3 dny +2

      You are correct!😢

    • @wmluna381
      @wmluna381 Před 3 dny +2

      I am going to use that saying for a guy at work.

  • @lwhitesurfer
    @lwhitesurfer Před 4 dny +872

    “Don’t ever have a Plan B”
    *tightens seatbelt

    • @CalebHammer
      @CalebHammer  Před 3 dny +86

      yikes lol

    • @AnalyticalMenace
      @AnalyticalMenace Před 3 dny +37

      I've literally *never* heard this saying till now.

    • @alphamuplays1669
      @alphamuplays1669 Před 3 dny +27

      @@AnalyticalMenace I have personal experience with someone who has this mindset. Had a guy i knew in college like this, he was either gona be a wall street broker with 10k suits and watches doing coke on the trading floor or die in a ditch somewhere. He either had -100 in his account or 10k, he went to the casino every weekend and either went with nothing and came back with enough for his tuition and dues or went with a roll and came back with nothing and had to beg borrow and barter for food for the week. basically shoot for the moon, if you miss might as well drift endlessly in space because if you didnt make it to the moon than whats the point? Basically the im gona have my name in the history books or die trying. This guy is just using it as an excuse to be reckless with his money, he might as well have said yolo.

    • @meganmichaels9510
      @meganmichaels9510 Před 3 dny +13

      caleb please keep the whiteboard

    • @AnalyticalMenace
      @AnalyticalMenace Před 3 dny +8

      @@alphamuplays1669 That sort of behavior and thinking signals strong borderline personality disorder vibes. In any event, this couple needs both individual therapy AND couples counseling.

  • @MoTee1
    @MoTee1 Před 2 dny +14

    The movies told women to "Get a guy that makes you laugh..." and now here we are. 😭🤦🏽‍♀️
    She is will look back one day and find it so hard to forgive herself for staying so long with this boy.

  • @Kehri_Behri
    @Kehri_Behri Před 3 dny +45

    Baby girl looks STRESSED 😢

  • @brads1620
    @brads1620 Před 3 dny +1029

    I hate this guy. He’s clearly using the show for marketing purposes for his act.

    • @jeanjennings6357
      @jeanjennings6357 Před 3 dny +48

      100%

    • @AnalyticalMenace
      @AnalyticalMenace Před 3 dny +88

      So, I wasn't the only one getting troll vibes from this one. I know there are people in this world who suck at math. But this guy takes it to a whole new level I previously assumed was unattainable.

    • @Sar-ahG
      @Sar-ahG Před 3 dny +19

      Hopefully they still hear the advice regardless of the reason they came

    • @brads1620
      @brads1620 Před 3 dny +46

      @@Sar-ahG I stopped watching - I refuse to watch a commercial for this hack, 5k per year comedian. If there was no audience, would he be yucking it up like that? Would he even be on the show? I doubt that he’d be so jovial in he was at an accountant’s office. @Caleb: be more selective.

    • @CupcakeFace-nz8px
      @CupcakeFace-nz8px Před 3 dny +11

      And the only thing that's funny is his finances and how ignorant he is about them.

  • @stillpoetryphotography
    @stillpoetryphotography Před 3 dny +395

    Loser husband title? A fire recap clip? Back taxes? Not understanding the cashback trap? Oh we are SO back on a Monday morning.

    • @AnalyticalMenace
      @AnalyticalMenace Před 3 dny +7

      Right?! We normally have to wait until Friday for these kinds of episodes.

    • @Matt-li9bt
      @Matt-li9bt Před 3 dny +1

      Fire sweet treat

    • @Mrmysterious-dj1ov
      @Mrmysterious-dj1ov Před 2 dny +1

      Cash back only works if use it on stuff you buy in budget not etc bull 💩 😅😂

  • @phuchuynh92
    @phuchuynh92 Před 3 dny +16

    I realized why she doesn’t talk much, she knew he’d sink himself by talking lol

  • @ChristopherValori
    @ChristopherValori Před 3 dny +33

    Love that Caleb is funnier than the comedian in this episode

  • @IAmBrandonH
    @IAmBrandonH Před 3 dny +351

    What Caleb is trying to say is "You get a penny back for spending a dollar means you still spent $0.99 regardless... Not that you earned a penny back"

    • @kennyhouse8662
      @kennyhouse8662 Před 3 dny +16

      The thing he was trying to say is this was not an optional purchase. Buying some non essential good justifying through Cashback is foolish. In the world that Caleb and his wife were pushing for, he still spends 100 on gas. 100 leaves his bank account and the net impact on his credit card statement is STILL the same. That means a decision to NOT use a credit card(in the case of an inelastic purchase) is strictly behavioral. There could be merit to that framing, but from a pure math standpoint, if a purchase is going to happen no matter what, it would be better to go through the cash back version.

    • @MissMosierable
      @MissMosierable Před 3 dny

      But only if you then have the discipline to turn around and pay off the entire balance before the next cycle. He, and other poor choice people, spend it on the card and then also spend the bank account money, too. Then he doesn't have the money to pay off the balance. People who are intelligent and who have discipline can get cash back and not pay interest etc. People who come on this show aren't those people. He is not that person. ​@kennyhouse8662

    • @nickogden5312
      @nickogden5312 Před 3 dny +7

      No what he’s saying is cash back is cancelled out and even out weighed by the interest the card is accumulating. Dave Ramsay would be the one using your argument. Cash back can be good if you don’t let interest accrue and Caleb knows that

    • @crabnavygeneral4249
      @crabnavygeneral4249 Před 3 dny

      ⁠@@kennyhouse8662 this is only true if you DON’T HAVE A BALANCE ON THE CARD. If the card has a balance on it and you add to the balance that is ACCRUING INTEREST, going for the cashback is net negative. It’s literally worse than cash
      This is what Caleb was trying to explain that you (and the guest) don’t seem to understand - it’s not just about behavior, the math is against you.

    • @joan1609
      @joan1609 Před 3 dny +9

      No, he's saying that getting a penny back when spending a dollar is way less than the $10 you'll be charged for carrying a balance you haven't paid off. Cash back is for people with no balance.

  • @curvesandcosmos
    @curvesandcosmos Před 3 dny +677

    She looks like she’s 45 years old and I blame that on being married to this dude

    • @lee8287
      @lee8287 Před 3 dny +79

      He's exhausting me just listening to him for 15 minutes.

    • @bodybong
      @bodybong Před 3 dny

      Dude listens to Rogan (I do too) and hears all the comedians talk about struggling until they make it and I would bet everything I own he has said that to her multiple times

    • @whyme7862
      @whyme7862 Před 3 dny +43

      He's stressing her out!

    • @FlockofCherubs
      @FlockofCherubs Před 3 dny +42

      He's def aged her!!!

    • @emmafox6351
      @emmafox6351 Před 3 dny

      She does not look 40. Be for real. She looks like a bare faced woman in her 20s. Social media has just wrecked your brain.

  • @RockingNeverland_
    @RockingNeverland_ Před 3 dny +16

    Pretty sure he just thinks he's funny because she laughs at everything he says.

  • @megNOTthestallion389
    @megNOTthestallion389 Před 3 dny +21

    I promise he has no intention of improving their finances. He thinks his way of thinking is right and he just wanted to promote his name to grow as a comedian. Cringe. That poor girl.

  • @madisone9929
    @madisone9929 Před 3 dny +153

    “i don’t know if you know theo von”
    “i do that’s why i mentioned him”
    this guy is something else

  • @marzallen6762
    @marzallen6762 Před 3 dny +346

    i’m 13 minutes in and if i took a drink everytime this guy has said “cashback” i would be blacked out already

    • @tanya292
      @tanya292 Před 3 dny +27

      But imagine if you got 5% cash back every time he said cashback

    • @Jimmyjosephs88
      @Jimmyjosephs88 Před 3 dny +9

      But the .21 cents cash back negates the interest accrued 🤔🤷🏼‍♂️ it’s just how the math is mathing

    • @AnalyticalMenace
      @AnalyticalMenace Před 3 dny +1

      @@tanya292 Bruh. I'd be retired by now if that were the case.😆

    • @ZonycOrder
      @ZonycOrder Před 3 dny +1

      Well, look at this way: If you set aside $10 every time he said that, you'd have a nice pile of cash. 😉

    • @BlahDeDah7
      @BlahDeDah7 Před 3 dny

      Some common core math here

  • @derekreese1199
    @derekreese1199 Před 3 dny +15

    Hey Caleb! Thank you for what you do. Thanks to this show, I have gotten out of all of my debt, credit cards, and 72 month car loan in 3 years! Debt all gone. Iv started building up my 6 month saving and started retirement planning. Thank you, buddy!!!!

  • @multiple_oranges
    @multiple_oranges Před 3 dny +7

    the fact that he's obsessed with 5% cash back but doesn't understand that he's accruing huge amount of interest that totally negates any cash back is wild. People really have no clue how credit cards work.

  • @zackc3767
    @zackc3767 Před 3 dny +334

    He's got an 18k credit limit on his Discover and makes 20k per year, 6k credit card debt, and owes back taxes. #winning

    • @AnalyticalMenace
      @AnalyticalMenace Před 3 dny +20

      As an American, I feel as though it's actually an *achievement* having never owned or used a Discover card.

    • @twelvenation985
      @twelvenation985 Před 3 dny +2

      that was her card

    • @lianalonge1984
      @lianalonge1984 Před 3 dny +19

      And he probably included her salary or lied about his own when he applied for the card.

    • @BrittneyGray
      @BrittneyGray Před 3 dny +4

      @@lianalonge1984I was wondering the same. How was he even approved for that much credit?

  • @BillJ213
    @BillJ213 Před 4 dny +485

    I’m a Tax CPA making ~82k and just completed my first DoorDash session last night because of this channel. Want to get rid of this debt so my Hammer Financial Score goes up 😤

    • @jacktarr6795
      @jacktarr6795 Před 3 dny +6

      Do you like what you do? I am working an entry level accounting job but have considered pursuing a CPA to do similar work - interested to see if you have any recommendations

    • @Sar-ahG
      @Sar-ahG Před 3 dny +18

      I hope you stopped SPENDING

    • @veggiebeat8375
      @veggiebeat8375 Před 3 dny +4

      Good for you. Massive respect.

    • @v-2010
      @v-2010 Před 3 dny +2

      @jacktarr6795 I enjoy have these conversations. I’m in assurance work and have been doing it for about 9 years. I’m a manager and I delayed getting my CPA license for way too long. Just finished it recently.
      The work is all hit and miss and the firm makes a huge difference. Unless you’re very ambitious I recommend staying away from top tier firms. Smaller regional firms with 100-150 seem to be the right fit for me. I also recommend finding a firm that has a niche. I’m open to questions.

    • @Sophietherese2001
      @Sophietherese2001 Před 3 dny

      Just don’t work door dash during busy seasons!

  • @TorqueKMA
    @TorqueKMA Před 3 dny +21

    As someone that has and is restoring a 2nd gen firebird... it is one expensive hobby for a person that doesn't work

  • @kairinaminemix
    @kairinaminemix Před 2 dny +6

    I can’t believe she’s 29. This guy has aged her draining her and working her butt off to pay the bills. This guy is a deadbeat. It’s fine to have dreams, but don’t be a lazy bum that spends your partner’s money

  • @poll2dock
    @poll2dock Před 3 dny +150

    He didn’t come on the show for help. He’s doing it for promotion. He’s hoping he’ll be discovered 😂😂😂😂

    • @Chi.native
      @Chi.native Před 3 dny +6

      Yeah he saw Hans Kim and hoped someone would notice him at the Mothership

    • @InnocuousInes-pe8mk
      @InnocuousInes-pe8mk Před 2 dny +1

      I've discovered that I can't stand him and I think she should divorce him yesterday. I'd be fucking beyond ashamed to leech of my wife like that what the hell.......
      so in a way it was working

    • @alberttang6955
      @alberttang6955 Před dnem

      We all discovered we can't stand this guy.

  • @user-lq9nr3vc3f
    @user-lq9nr3vc3f Před 3 dny +144

    Runner here. $15 headphones that go over your ears work just fine. Caleb gets it right again.

    • @marlymarlymarly
      @marlymarlymarly Před 3 dny +11

      There's literally 20€ in ear Bluetooth headphones which are pretty decent or get any other brand than apple for 70-100. Seriously no need to pay 250 for the apple ones

    • @capri9102
      @capri9102 Před 2 dny +2

      @@marlymarlymarly I use JLAB Bluetooth headphones. 30$ and I use them more then I ever used my AirPods. They’re amazing

    • @jonathanmellis1599
      @jonathanmellis1599 Před 2 dny +1

      @@capri9102my Jlab sport headphones are perfectly suited for what I need: to listen to music while working out, not like this guy making a fashion statement while being a broke leech

    • @IceBioshock
      @IceBioshock Před dnem

      @@jonathanmellis1599 got some from sony, 60 bucks, they got bluetooth, were the best rated in terms of sound quality (you can hear that) low charging time, long battery life (we talkin 10 hours+) - ye they feel like full on plastic, cause they are, but the product is hella fine

  • @virtualassistantel1853
    @virtualassistantel1853 Před 3 dny +17

    "That's fair ... but" his poor wife has got to be emotionally exhausted

  • @irtemed7110
    @irtemed7110 Před 2 dny +9

    When Caleb said "She works in an office and you're a comedian" when talking about the truck I died laughing. Caleb can roast. He should be a comedian.

  • @catherinewilke5583
    @catherinewilke5583 Před 3 dny +265

    There is NO WAY this dude’s company is worth ruining her life. She needs to buck up, have some self esteem, and divorce this loser before she’s broke. It cost me 500k to get rid if my freeloader ex. Cautionary tale girl.

    • @elizabethmathes8260
      @elizabethmathes8260 Před 3 dny +11

      It cost me almost 10k and we weren't even married. If he is not sobered from this and making changes, she has to know she is worth more than that.

    • @jimconner3983
      @jimconner3983 Před 3 dny +7

      cost me my soul now im super evil

    • @frankvonfrauner
      @frankvonfrauner Před 3 dny +5

      Look at the way she looks at him, she doesn't care about money. She'd put live kittens in a blender for him.

    • @andrew-rn9ui
      @andrew-rn9ui Před 2 dny

      ​@@frankvonfraunershe must have super low self esteem

    • @alberttang6955
      @alberttang6955 Před dnem +1

      She was that awkward girl from high school who didn't get much attention, and he was the extroverted class clown who ran with the more popular crowd. She probably thinks she got lucky and married up.

  • @quinceyclouds3208
    @quinceyclouds3208 Před 3 dny +252

    girlie makes enough to get an apartment on her own, she should RUN

    • @heidiortiz9352
      @heidiortiz9352 Před 3 dny +8

      She should absolutely flee 🏃‍♀️

    • @lizzie17214
      @lizzie17214 Před 3 dny +7

      She’s smiling and giggling like this immaturity is cute.

    • @Rachel-jh2mx
      @Rachel-jh2mx Před 3 dny +1

      Agree -from another female who doesn’t wanna raise a boyfriend 😅

  • @TheRatatar
    @TheRatatar Před 3 dny +45

    Just bought a $50,000 car. That’s pretty much free with cash back :)

  • @jessehm0618
    @jessehm0618 Před 3 dny +8

    My husband is traveling for work this whole week. Tonight our "date night" is hitting play on Caleb's video at the exact same time and texting each other our reactions while we each eat dinner. Caleb is our favorite sweet treat! ❤

  • @redrun4186
    @redrun4186 Před 3 dny +218

    They only reason he reached out to go on the show was to advertise his name. She needs to run away from this child A.S.A.P.

  • @ctestare2625
    @ctestare2625 Před 3 dny +203

    “We do okay” (in comedy)”
    *brings in $5000 a year*

    • @AlexhPDX
      @AlexhPDX Před 3 dny +28

      That is actually not bad if he was putting in real hours at a day job and is making upward progress year after year. 99% of people that attempt any sort of performance art don’t make money at all.

    • @thewholesomegrail6722
      @thewholesomegrail6722 Před 3 dny +14

      $5,000 in a year probably puts him in the top 10% of people who are trying to be comics. Maybe higher.

    • @ctestare2625
      @ctestare2625 Před 3 dny +2

      Hmm within the comedy space sure that’s fair enough lol

    • @rebeccaspratling2865
      @rebeccaspratling2865 Před 3 dny +6

      My 9 year old son makes more than that mowing lawns and pulling weeds.

    • @AlexhPDX
      @AlexhPDX Před 3 dny +3

      You often have to put several years of work honing your skills and building a network with any sort of creative pursuit before you see any monetary return. Caleb probably made $0 his first year doing youtube. The fact that he made even $5000 in a year and is looking to make more this year means he absolutely should stick with it. He needs to grow up though and work a full time day job and pursue comedy afterwords in the evenings and on weekends until it becomes financially viable to not have a day job anymore.

  • @ea91
    @ea91 Před 3 dny +11

    There is no way that this guy has a credit score over 800.

    • @nono99136
      @nono99136 Před 3 dny +2

      Why? Credit score isn't a measure of your value as a person. It's a measure of how much the credit companies f you.
      If you have a lot of debt, but aren't maxing out cards and are paying the minimums this is exactly the type of fool they want. Why wouldn't they reward you with even more credit?

  • @stuff1784
    @stuff1784 Před 3 dny +10

    This guy thinks he’s MUCH more charming than he actually is. 🙄

  • @lonnieswag100
    @lonnieswag100 Před 3 dny +146

    Insane how many women marry legitimate children 😂😂😂

    • @pinkisforpimps
      @pinkisforpimps Před 3 dny

      Some women love to child their partner

    • @LyciaJ
      @LyciaJ Před 3 dny

      nah i am single and want someone a bit older than me.

    • @lonnieswag100
      @lonnieswag100 Před 3 dny +13

      @@LyciaJ I’m not talking about actual age, I’m referring to mental age. A dude could be older than you and still have the brain of a child so choose wisely 😂😂😂

    • @miasdaydream8292
      @miasdaydream8292 Před 3 dny

      Dude, don't offend the children. My 12 years old son has more sense of financial responsibility than this looser😂

  • @Sheahova
    @Sheahova Před 3 dny +87

    “I don’t want to be controlling” its your money not his it’s not controlling to say no.

    • @rebekahwebster3104
      @rebekahwebster3104 Před 3 dny +2

      I think the problem is the balance of things and not the sentiment, because if it were flipped, him the breadwinner and saying no no no you can’t buy that etc. then you might see the problem there. The problem here is that they make a bunch of financially irresponsible choices and when it is seriously a stupid purchase or behavior they cannot afford, she doesn’t stand up and do all she can to keep that choice from being made.

    • @BenState
      @BenState Před 3 dny +2

      They're married. It's legally 'theirs'. Fact.

    • @Sheahova
      @Sheahova Před 2 dny

      @@BenState They don’t split their finances he has a bunch of credit cards and she has the bank and savings. She gives him her money she shouldn’t feel controlling if he’s not paying his fair share. He’s not even employed so he’s not keep his end of the bargain.

    • @BenState
      @BenState Před 2 dny

      @@Sheahova You don't seem to understand how the law works. But pls, keep on telling us the absolute obvious.

  • @Nessaa21600
    @Nessaa21600 Před 3 dny +11

    This is so embarrassing for her. I hope they never get pregnant. She had a man child

  • @dev_with_me
    @dev_with_me Před 3 dny +6

    As soon as he said he’s from Florida is all makes sense

  • @SpoonHurler
    @SpoonHurler Před 3 dny +367

    Everyone wants a -golden retriever- googly-eyed pug boyfriend until its time to pay bills.

    • @joanneb3524
      @joanneb3524 Před 3 dny +34

      Awww man..don't dis Retrievers like that. They have more value than this guy. Mine had a job; she was a model for pet product companies. RIP Catina.

    • @SpoonHurler
      @SpoonHurler Před 3 dny +4

      @@joanneb3524 I agree that its a disrespect to retrievers (who are top two best doggos behind huskies in my book) but that's the term they've given these boyfriend... emphasis on the boy I assume.

    • @kylebanks13
      @kylebanks13 Před 3 dny +22

      This isn't a golden retriever boyfriend, golden retriever boyfriends are also very nice to their girlfriends lol

    • @SpoonHurler
      @SpoonHurler Před 3 dny +4

      ​@@kylebanks13also a fair point 😅

    • @malone283
      @malone283 Před 3 dny +30

      This ain’t a golden retriever bf… it’s the weird googley eyed pug who licks himself too much bf

  • @19992612
    @19992612 Před 3 dny +266

    This is so frustrating. He is a CHILD!!!!! A walking red flag, I hope she opens her eyes soon before he ruins her even more

    • @alfsmom8025
      @alfsmom8025 Před 3 dny +13

      She clearly has her own work to do if this is acceptable to her

    • @firefistzuttv9399
      @firefistzuttv9399 Před 3 dny

      Facts ! ​@@alfsmom8025

    • @philwill0123
      @philwill0123 Před 3 dny +11

      She's actually thinks he's the funniest and smartest guy in the room. She's dazzled by the bullshit and would rather be in a relationship than start from scratch.

    • @Lachronix
      @Lachronix Před 3 dny

      @@philwill0123this is why people are unhappy in relationships. People don’t want to work on themselves and a relationships.

  • @weee1049
    @weee1049 Před 3 dny +12

    I hope this lady finds someone that can make her laugh, and not just cry

  • @Keyboard6304
    @Keyboard6304 Před 3 dny +15

    30:28 "don't ever have a plan B" is the same type of energy as "if you ain't first, your last"

  • @orangeandcalico
    @orangeandcalico Před 3 dny +148

    caleb: you cant afford the headphones!!
    him: buy them outright. got it.

  • @Whatitdookie
    @Whatitdookie Před 3 dny +157

    His weak jokes and her fake forced supportive laughter are painful to listen to

    • @purpurina5663
      @purpurina5663 Před 3 dny +6

      Omg I was looking for this comment. "Facebook is paying me TENS of dollars"
      🦗
      Caleb: 👁️👄👁️
      She: 😂🤣😂
      And then she completely checks out...
      Oh boy

  • @Meganfinch-uw7uy
    @Meganfinch-uw7uy Před dnem +212

    *Hallelujah!!!! The daily jesus devotional has been a huge part of my transformation, God is good 🙌🏻🙌🏻🙌🏻🙌🏻🙌🏻was owning a loan of $47,000 to the bank for my son's brain surgery (David), Now I'm no longer in debt after I invested $12,000 and got my payout of m $270,500 every months,God bless Christy Fiore🇺🇸🇺🇸🇺🇸..*

    • @MarySusan-rq1yh
      @MarySusan-rq1yh Před dnem

      Hello how do you make such monthly ?? I'm a born Christian and sometimes I feel so down 🤦 of myself because of low finance but I still believe in God.

    • @Stevegale-mn7hf
      @Stevegale-mn7hf Před dnem

      After I raised up to 325k trading with her I bought a new House and a car here in the states 🇺🇸🇺🇸 also paid for my son's surgery (Oscar). Glory to God.shalom.

    • @KelvinDaniel-oz9yq
      @KelvinDaniel-oz9yq Před dnem

      Wow that's nice She makes you that much!! please is there a way to reach her services, I work 3 jobs and trying to pay off my debts for a while now!! Please help me.

    • @WilliamJohn.
      @WilliamJohn. Před dnem

      Great to see you guys talking about her, she changed the game for me.

    • @PaulaMorgan-nn6wb
      @PaulaMorgan-nn6wb Před dnem

      *Please how can I contact her? I'd love to see for myself*

  • @mattp5343
    @mattp5343 Před 3 dny +7

    Found his Facebook and he just bought the car he talked about buying 😂😂😂

    • @GreatMindsSeekTruth
      @GreatMindsSeekTruth Před 3 dny

      That’s some good investigative work!
      I just tried to look it up & got nowhere 😂

    • @mattp5343
      @mattp5343 Před 3 dny

      @@GreatMindsSeekTruth I just looked up “Alex Comedian Killeen TX” 🤷🏼‍♀️

  • @matthewsherriff-growingfoo3110

    15000 a year and wants to collect classic cars, hmm I'm thinking matchbox cars would be a better fit for this guy

  • @lonnieswag100
    @lonnieswag100 Před 3 dny +175

    $3500 on a car that doesn’t even work while you are in debt is probably the dumbest thing ever

    • @heidiortiz9352
      @heidiortiz9352 Před 3 dny +2

      Several previous guests have had as many as 2 non working cars

    • @baconoftheark
      @baconoftheark Před 3 dny +1

      Why can't people be realistic with their expectations

    • @jgbigears
      @jgbigears Před 3 dny +1

      It is a nice car though.

    • @royXax
      @royXax Před 2 dny

      But I want it though

  • @AggressivelySuccessful
    @AggressivelySuccessful Před 2 dny +5

    Why why why is this guy not working a full-time job? He's a man and a husband and needs to step up to the plate. Thank goodness they don't have kids!

  • @opuntina
    @opuntina Před 2 dny +6

    Caleb, I wish you were a car guy.
    Nobody is making money on their garage restorations. He's delusional.
    Her having a 10 year old Mercedes is horrifying. That's a ticking time bomb. If you can't afford a new Mercedes, then you can't afford a used one. This applies to any luxury brand.

  • @MPPG663
    @MPPG663 Před 3 dny +328

    My dear, your husband does not want kids. He knows the world of responsibility that comes with having a child.
    He's not about to lose his position as the dependent in this family 😂

  • @SixthSenseSynesthete
    @SixthSenseSynesthete Před 3 dny +140

    I just know this dude is using his wife for money and then if he ends up making it big he'd be the type to divorce her for some PYT. After years of her supporting him financially.

    • @izzywoods794
      @izzywoods794 Před 2 dny +1

      Sadly i feel this as well

    • @Fluffy_Rumples
      @Fluffy_Rumples Před 2 dny +1

      What money? She makes 58000 which is poverty these days for two people.

    • @LynsanityXOXOXO
      @LynsanityXOXOXO Před dnem +1

      Completely agree. I got the vibe if he did "make it" he would be filing for divorce and leaving her with the debt. Seems to be a common entertainer story.

    • @anthonycovert9113
      @anthonycovert9113 Před dnem +4

      @@Fluffy_Rumplesthat’s like triple what he makes. It keeps him afloat and keeps his dream alive.

    • @SixthSenseSynesthete
      @SixthSenseSynesthete Před dnem +3

      @@Fluffy_Rumples Even 58k is substantially more than his 15k, lol

  • @aidangarrett7295
    @aidangarrett7295 Před 3 dny +8

    I swear to god, these non-credit card people treat "cash back" as if it's some sort of sweet treat. DONT USE CREDIT CARDS IF YOU CANT KEEP THE BALANCE AT $0!!!

  • @Scrimjer
    @Scrimjer Před 3 dny +23

    The backward hat tells me everything

  • @ArmoredcoreGOTY2024
    @ArmoredcoreGOTY2024 Před 3 dny +110

    I can’t tell if she’s laughing with him or at him.
    She’s busting her ass earning 50k yearly but he can hardly bring in 5k? She should leave

    • @iamcleaver6854
      @iamcleaver6854 Před 3 dny +6

      Well, to be fair he earns 20k when you add in his server income

    • @dorcasg5558
      @dorcasg5558 Před 3 dny +1

      This is the problem with the old saying “money isn’t everything”. It (among so many other things) has brainwashed a generation into thinking they can’t have expectations of their partner.

    • @Rocko1990
      @Rocko1990 Před 3 dny +4

      I get the vibe she's semi-embarrassed of him

  • @chloejunerocks
    @chloejunerocks Před 3 dny +127

    This guy was GUTTED when he learned how nobody in the Midwest looks up to Indiana 😂

    • @MissMosierable
      @MissMosierable Před 3 dny +2

      IU or Purdue need to win some back to back national championships before that could ever happen--not to mention the Colts etc.

    • @zoilalulu3798
      @zoilalulu3798 Před 3 dny +4

      I'm in Michigan and can confirm...Indiana sucks.

    • @EmilyWhite2013z
      @EmilyWhite2013z Před dnem

      @@zoilalulu3798I’m in Indiana, and it does suck.

  • @mattr13579
    @mattr13579 Před 2 dny +7

    Caleb needs to preface his score with what a 0 is and what a 10 is. Like "Jeff bezos is a 10, a homeless guy is a 0, and the average American is a 5".
    Too many people will think of a 0-10 scale with school grades in mind, where 7/10 is average a C grade, 6/10 is a D, and failing is 0-5 an F.

    • @EmilyWhite2013z
      @EmilyWhite2013z Před dnem

      But Caleb scores differently. Many people are a 0 even though they have places to live (most of them are in danger of losing their home tho.) Caleb goes on often about how bad the average American is.
      Most European countries operate without as much debt as American’s are accustomed to, but I’m not sure if it’s fair to measure us against other countries standards.

    • @No_True_Scotsman
      @No_True_Scotsman Před 7 hodinami

      Also known as videogame critic scoring

  • @TheJenamorado3
    @TheJenamorado3 Před 3 dny +7

    What? Husband thought that by paying out one transaction he is benefiting from Cash Back while being charged interest on a balance of over 4K ... 😭 🤯

  • @cyberdoe6707
    @cyberdoe6707 Před 4 dny +233

    "Loser Husband Blows All His Wife’s Money" oh boy this will be good

    • @MrDerushingo
      @MrDerushingo Před 3 dny +8

      And usually the titles are SLIGHTLY exaggerated but this one is 100% correct

  • @jessicawhitaker8487
    @jessicawhitaker8487 Před 3 dny +58

    The best thing my stand-up comic boyfriend did for me was to turn himself into my ex-boyfriend.

    • @jerrybronham
      @jerrybronham Před 3 dny +3

      Thank you for your service. I know it was hard to be a single mom during that time.

    • @ericthornberg9377
      @ericthornberg9377 Před 3 dny +4

      So he was a comedian-magician? That's a tough act to follow

    • @TiredofMorons
      @TiredofMorons Před 3 dny

      That was truely funny.

  • @autumnislovely
    @autumnislovely Před 2 dny +3

    “But the CASH BACK - you’re earning money.” 😂 Dude, you’re earning cents on a $25 purchase. You can’t even afford to spend.

  • @weee1049
    @weee1049 Před 3 dny +4

    Chances of this “dude” following through…. 0.00%

  • @bdf2011
    @bdf2011 Před 3 dny +66

    I really hope she reads these comments and learns her worth because this dude isnt it

    • @TheBajamin
      @TheBajamin Před 2 dny

      She’s not worth much either. She’s an enabler and weak. Y’all need to stop pretending she isn’t part of the problem.

  • @iPodHacker
    @iPodHacker Před 3 dny +192

    This guy for sure doesn’t have an 800 credit score

    • @Britt4880
      @Britt4880 Před 3 dny +16

      I know WTF I’m sitting here at $200k net worth at a 790 👀 that shit pisses me off

    • @kylebanks13
      @kylebanks13 Před 3 dny

      ​@@Britt4880net worth and credit score don't really correlate. I've had a 760+ since my net worth was 5k

    • @SpoonHurler
      @SpoonHurler Před 3 dny

      ​@@Britt4880Credit score has nothing to do with your net worth... this guy plays the debt game better than you, that's why you have a positive net worth

    • @drewbrown6517
      @drewbrown6517 Před 3 dny

      ​​@@Britt4880proof that credit scores are complete bullshit. Mine dropped 3 points because I spent $100 at Amazon

    • @Noremac2310
      @Noremac2310 Před 2 dny

      @@Britt4880age?

  • @bianconerointheus6692
    @bianconerointheus6692 Před 2 dny +8

    Dude just showed up for exposure and goof around I guess. One of the most unlikeable guest. I'm sorry for her btw, she married quite poorly.

  • @Throwawyy
    @Throwawyy Před 3 dny +8

    Caleb understands cash back AND the Midwest's view of Indiana.