September Reset | Monthly Budget Planning, What I Spent in August & Cash Stuffing
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- čas přidán 31. 08. 2023
- It's time for a monthly budget planning video! Today I'm sharing what I spent in August and setting up my new budget and expenses for September. Oh, and don't forget the monthly cash-stuffing. If you're ready to see what I spent last month and budget with me, let's go!
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Great video!xx
Thank you!! Xx
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I always look forward to your budgeting video :-) I now do the same as you, by allocating amounts for categories and specific things and then doing a reccy at the very end of the month to see if I was on over budget or not. Results are sometimes surprising!
Thank you! ☺️ I agree - sometimes I’m stunned when I see what I’ve spent!
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Hi Aimee, can you explain again how you do the cash stuffing thing? I'm trying to figure it out, but seems like you count the spendings twice (?) - when you cash stuff and then when you actually pay? Can you help with that? :D
Let me try to explain and hopefully it makes sense because it’s confusing 🙈
So at the start of each month, I allocate all of my cash stuffing money and put it into my spreadsheet as if it’s already spent. That’s to stop me accidentally spending it on something else.
Then, when I actually spend the money, I adjust the spreadsheet. For example, I cash stuff £55 for beauty treatments. If I spent £25 to get my nails done then I’d adjust it so £25 has been spent and £30 still shows as stuffed.
Then if I have a month like last month when I draw from my cash stuffing envelopes, I just re-add it into my budget. So like how I spent £110 on contact lenses. I already had £70 stuffed from previous months so I add that as additional income since it’s not coming out of the monthly budget.
I hope that makes some kind of sense! 😂
@@AimeeRebecca thanks for explaining, now it makes more sense to me! :)
Hi, I’m new at these videos for you, so the income here at the start, the £900 is not your actual income and just your budget? I’m just a bit confused 😅 how do you spend so little on groceries?
Right ☺️ I try to keep my budget small and then the rest can go into savings/my pension. And the groceries is just personal groceries on top of what we get as a household. Because sometimes I go rogue and need to buy extra stuff 😂