4 things you need to know about credit scores

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  • čas přidán 10. 09. 2024
  • 4 things you need to know about credit scores. Understanding your credit score is such an important concept as we continue to get older. I did a short (ish) breakdown of your score and a resource to get your FREE credit score!
    Sign up for your free credit score with Credit Sesame➜ bit.ly/2bfWcUR
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Komentáře • 46

  • @Bronxbrownie
    @Bronxbrownie Před 8 lety +28

    I honestly don't know why they don't have life-skill courses in high school and college...I don't use parallelograms in every day life. #adulting101

    • @curlsunbothered
      @curlsunbothered  Před 8 lety

      +Bronxbrownie Lol listen...I haven't you hit the nail right on the head. We need life skills!!!

  • @ginavazquez9814
    @ginavazquez9814 Před 8 lety +1

    This video is soo helpful!

  • @OndiaJ
    @OndiaJ Před 8 lety

    LOVE THIS!!!

  • @jaszmin4671
    @jaszmin4671 Před 5 lety +1

    Can you do a video on how to build your credit? I am 20 years old with no credit history and I have no idea where to start

  • @ihatehoneymustard9009
    @ihatehoneymustard9009 Před 7 lety +2

    I knew absolutely NOTHING and my mom keeps putting it off trying to explain saying it's just too complicated but listening to you I just gained sooo much info in less than 10 minutes. THANK YOU SO MUCH! You saved me literally (not getting too invested into how) but just know you are THE GOAT. If you own a home can u do adulting one on one about how to even go through that entire process? Exactly because I have no idea about that either

  • @crowsong8097
    @crowsong8097 Před 7 lety +1

    Thank you for making this video! I've had anxiety for a long time relating to credit and this was super helpful.

  • @shawnetteamarie
    @shawnetteamarie Před 8 lety +2

    Come through with the real world education Sis'!! I love watching you! I needed you in my life when I was younger I swear you would've saved me ALOT of head ache and heart ache FOR REAL!

    • @curlsunbothered
      @curlsunbothered  Před 8 lety

      LISTEN! Hopefully I can save someone! Because I went through it too!

  • @SolelyVanessa
    @SolelyVanessa Před 8 lety

    Great video!

  • @kimberlynestor3474
    @kimberlynestor3474 Před 8 lety +8

    This was great! Could you do a video on.
    - getting an apartment
    - getting a car including loans
    - insurance. I'm graduating soon and I won't have insurance how would I be covered before my insurance from work kicks in a friend told me there could be a probation period.

  • @shondrelhinton
    @shondrelhinton Před 8 lety +1

    omg I just fussed about this to my mom. (not getting smart though) they need to teach us this in school!

    • @shondrelhinton
      @shondrelhinton Před 8 lety +1

      and I'm in college and confused as ever about credit!

    • @curlsunbothered
      @curlsunbothered  Před 8 lety

      I mean even basic knowledge would be helpful! The fact that a lot of us sign our names for student loans with no idea how it affects our future because all we ever heard was "go to college."

    • @shondrelhinton
      @shondrelhinton Před 8 lety +1

      +Curls Unbothered exactly! luckily my school encourages us not to take out loans and to dry to get as many grants and scholarships we can and to use a pell grant. but what about those students from outside of the state?

    • @curlsunbothered
      @curlsunbothered  Před 8 lety

      I wasn't hip until a few years ago honestly and that's sad. My parents had the hindsight to really build a nice foundation for me but it's up to me from here! Hopefully, videos like this can shed a little light on all this. It's a lot to take into account. And credit affects your ability to do EVERYTHING!

    • @shondrelhinton
      @shondrelhinton Před 8 lety +1

      +Curls Unbothered yeah, my parents did start anything for me. I just have to learn on my own and I see how their credit is messed up and I refuse to let mine be like that

  • @fabiolathomas5175
    @fabiolathomas5175 Před 8 lety +1

    Thank you for this.

  • @daniellsamuel7103
    @daniellsamuel7103 Před 8 lety +1

    I loved this video so much. I feel only now im starting to grasp this thing called Adulthood

    • @curlsunbothered
      @curlsunbothered  Před 8 lety

      Thank you so much love! Glad I can share useful information!

  • @lanamich1491
    @lanamich1491 Před 6 lety +1

    i’m a high schooler and i’m just having fears of an adult and being clueless about everything. like when the real world hits you. my hs doesn’t offer home ec or anything to help young adults like myself. it’s rlly sad bc i know many teens my age (including myself) will enter this world without a clue.

  • @ThePerfectF00L
    @ThePerfectF00L Před 8 lety +2

    I used to teach a freshman orientation class that covered things like this. I was always shocked that it wasn't a required course and that so many of my students had no idea how interest rates work :/

    • @curlsunbothered
      @curlsunbothered  Před 8 lety

      That's a much needed class! I cant remember ever having something like that. Luckily, my parents were able to teach me.

  • @dominishahackett1979
    @dominishahackett1979 Před 8 lety +2

    going to be an adult in less than a year, really helped! more!

  • @brianapeters2451
    @brianapeters2451 Před 8 lety +1

    I am thoroughly convinced they don't teach personal finance as a required course in high school because they don't want to see us be great! Lol But seriously, I got in trouble when I got to college and those people standing around campus said "Hey!! Sign this paper and get a FREE sub!" Of course I didn't know better, plus, I was a broke and hungry college student! Next thing I know, a credit card is at my house. Great video! Can't wait for the next in this series!

  • @skspace2737
    @skspace2737 Před 8 lety +3

    Could you do a video on purchasing a car?

    • @curlsunbothered
      @curlsunbothered  Před 8 lety

      I absolutely will!

    • @skspace2737
      @skspace2737 Před 8 lety

      +Curls Unbothered thank you 😊

    • @oliden4977
      @oliden4977 Před 8 lety

      Unless you are financially taking a loan to buy car isn't wise. Check out Dave Ramsey channel. However, saving and buying a used car cash is practical for starter.

    • @oliden4977
      @oliden4977 Před 8 lety

      +NaturelleOliDen I meant to say financially stable

  • @buutifuleyes
    @buutifuleyes Před 8 lety +1

    Ways in which a person can improve there FICO score would be beneficial too?

  • @Vdee1987
    @Vdee1987 Před 8 lety +1

    thanks. ummn there a few places people can view all 3 of their FICO score for free. umm can you do a video on buying a home. ... managing a side hustle ummm saving tips ....

  • @StacyPancakes
    @StacyPancakes Před 8 lety

    Very important they don't teach this stuff in school.

  • @fabienneedouard928
    @fabienneedouard928 Před 8 lety +2

    Taxes!!!

  • @Bronxbrownie
    @Bronxbrownie Před 8 lety +2

    I honestly don't know why they don't have life-skill courses in high school and college...I don't use parallelograms in every day life. #adulting101

    • @Vdee1987
      @Vdee1987 Před 8 lety +1

      it lost a lot of funding but some places still have it under Family and Consumer sciences. Cooperative extension agencies in you are have good updated resources.

    • @curlsunbothered
      @curlsunbothered  Před 8 lety

      Family and Consumer Sciences in my area consisted of cooking classes only which is sad.