大概喺2013年開始停用Penny。according to government’s guideline, 用cash就用以下方法：1仙或2仙就round down to 0，6仙或7仙就round down to 5仙，3仙或4仙就round up to 5仙，8仙或9仙就round up to 10仙。
I agree with most of ur points. I might add pedestrians here are kings n queens of the road. They don't respect the fact that drivers share the road use too. Trying to make that left turn...the person is crawling talking on the phone . I always walk fast to clear the intersection for fellow drivers n at times I let them go first if the situation calls for this courtesy . Eating out is getting very expensive, gratuity n tax added another 25% to ur tab. One time the waiter told me I have to give more, I am a good tipper if I'm satisfied with food n service, no one has to tell me how much I should tip. They have to earn it. Don't see why we have to compensate underpaid waiting staff. My friend told me restaurant workers are not that underpaid after all with tips n maybe some tax break lol. It's nice of u to share ur thoughts.
If you live in Hwy 7 area there are lots of family doctor speaks Chinese. If you live downtown probably will have to go yo China town. The case that you mentioned those family doctors are terrible. Find a good one and put yourself on their waiting list. Often times patients will move and they will have openings to take you in as full time patients.
Sorry to say, Canada is not my cup of tea. Why? No night life, no late night shopping and late supper. Hate winter, doctor not easily accessible. Daylight robbery, insecurity and etc. Where I live, is the opposite of what you are facing over there. No winter, we have late night life and late night shopping. Supper easily available with lots of choices. Cheap and affordable. Doctors and hospitals easily accessible 24 hours a day including weekends and public holiday. Petrol is darn cheap. Houses are big, spacious and affordable. The only drawback is, too many cars on the road. Almost everyone owns a car. My home 2 persons with 3 cars. So can you imagine why there are heavy traffic jams. 😂 This is KL, Malaysia 😂 with lots of huge, exciting mega shopping Malls.
Let's say the cultural gap is there. Over the years I'm convinced I'm never one of them. U try to blend in...most Canadians are friendly n polite but deep down they never see u as one of their own. Just being kind to an "outsider ". Workplace discrimination is always here to stay. Moving up that corporate ladder is difficult for non white ppl. Tax is high, home ownership/ rental getting out of hand. If ur doing fine overall in HK, u have to really think twice to relocate. And no Filipino maid 😭
施sir，你們夫婦講得好精彩，好多野，我都未聽過。關於天氣凍，能否搬去温哥華？好多朋友話温哥華少下雪。至於剷雪，朋友就買apartment避開冬天剷雪。至於醫療，朋友話加拿大同香港相差無幾。近日有朋友去完英國及加拿大生活一年，決定回流。其實每個地方都有各自問題，往往都是你睇我好，我睇你好。無論如何，祝你們一家人生活愉快，主内平安喜樂！
其實移民真係人生嘅轉型！從小到大就沒有問題，我都移左三十幾年，每當返到香港去飲飲食食就冇問題、但是1⃣️靜下來喜歡返家，香港真是透唔到氣，太緊偎，太有壓迫感！移民係要求有代價，但是香港不是宜久留！
在外面待久了以後再返回去就會有很多不習慣、我現在都習慣在這邊的生活，每次回去後都會有一些水土不服，你是生活在哪裡？
美國
多謝分享🙏🏻第時不如分享多啲加拿大嘅教育
好有用D咨詢😇 特別係家庭醫生，真係好對小朋友好好
我曾經同朋友講過，外國好多地方，因為比較着重work life balance，所以去嗰度生活，節奏係慢啲，壓力都冇咁大。但同樣地，別人提供俾你嘅Service，都一樣會慢啲。所以唔能夠要求自己嘅效率係慢啲，但人哋提供嘅Service俾自己就快啲
❤😊施傅加油
謝謝分享👍👍👍👍👍
分享得好好，一樣的感受，特別是醫療和治安
欣賞你們無私分享，主恩常在！
謝謝分享😊
Google map 都係人為改，最準梗係打去商家,美國加州dmv 而家改革咗已經好快，仲有週邊起哂單車路冇人用，俾車行小咗地方
下，施傅你渣開邊個area慢？點解我係toronto north york, richmond hill and markham d 車全部都踩得超快，全部路牌加上10-20. 十幾年前toronto守規矩好多喎😂😂😂
比 cash round to the nearest nickel (5 cents). e.g. 82 cents rounds to 80 cents. 83 cents rounds to 85 cents
其實我老婆喺KL Sunway都買咗樓，不過香港未退休，謝謝你的分享，其實我最擔心嘅係嗰邊嘅醫療問題，唔知Brother有咩分享
反而你哋講嗰啲，我大部分都接受到，我只係接受唔到呢度人工低、稅高、物價高，證明了施傅唔介意「錢」🤑😅🤦♂️
大概喺2013年開始停用Penny。according to government’s guideline, 用cash就用以下方法：1仙或2仙就round down to 0，6仙或7仙就round down to 5仙，3仙或4仙就round up to 5仙，8仙或9仙就round up to 10仙。
明白了 ☺️
專科真係好慢⋯等個普通ENT三個幾月都未等到，所以我就算有health card都要買critical illness insurance，就係怕touchwood有咩大問題都可以有錢去返去或者去其他國家睇醫生
多謝兩位分享
不過希望兩個人既聲量會配合返
一個講野勁有中氣 一個圖書館咁壓低聲
聽得好辛苦
多謝你嘅意見🙂
會留意收音嘅問題
Thanks for sharing. Crime and prolonged medical services are my main concerns to repatriate🙄
多謝分享，我最近有睇Aurora 房屋，打算想從魁省搬過安省，我哋細路都係讀高中，請問嗰邊高中學校怎樣？
30年半。 Me Too. 💯（我1993.5月Landed）💯
呢集分享好落地, 正😂👍
我過加拿大住過一段時間，非常之不習慣，因為發覺有6難：1.交通難，等車等半小時至1少時 2.銀行辦事速度慢，缌之慢到你火滾 3.剷雪難，剷雪剷到腰痛，搞到椎間盆突出 4.買餸難，買樽豉油都要開車 5. 現在治安不好，很多人揸槍 6.種族歧視使你感覺做了少數民族，使你′孤立無缓
有搵到解決方法嗎？
加拿大華人够多了，不算小數民族吧，至於歧視問題，着你內心够不够强大了
好彩 alberta呢邊比較乾燥
蚯蚓問題應該比較好， 因為蚯蚓我真係頂唔順
相信蚯蚓好多人都搞唔掂😥
諗起都驚
謝謝分享，下次個咪要放係太太前，因為太太比較細聲
多謝你嘅意見
之前也有觀眾留言同一問題
我們會留意收音的
在外國仲有廣東話醫生護士係 bonus 喇，我諗唔到除多溫以外有機會有噤多。
住北約克全科醫院，醫生護士超多講廣東話的。
我家係睇開西人醫生， 我覺得好細心。 有次睇急症， 當日就轉介專科， 隔日就有得睇了。 仲3個月後再覆診。
都是在多倫多嗎？
@@the_sy_family 不是在大多倫多區， 屬西人區。
治安係呢幾年真係差左。我係度住左20年。早幾年真係試過成駕車無熄匙拍左係nofrills 門口40分鐘出返來架車仲係度！😂條車匙就插著係架車度…. 又試過無數次無鎖門….以前真係無禁唔安全架
治安當然唔好，收了咁多難民，做慣賊人。同我三十年前在多倫多生活讀書比，現真兩回事。
移民首要目標就係子女教育，子女學業有成就無悔。1994 年來溫哥華寧願買西區好校區的舊屋，同等價錢可以買其他區的新屋。物以類聚，香港人一般都成績優異。2016年子女成長了，把老舊的獨立屋賣出，60 萬買入的舊屋賣得360 萬。有心移民就唔好太多顧慮，上帝自有安排。
說得對，上天自有安排
Will choose Singapore for migration
讚👍，好多especially剛移英的BNO，只講好處同比香港好的事，其實香港已經改變到同樣要講適應或要離開，所以講到幾好都無關因為要走的原因唔係好唔好而係香港變到要走。特別當地醫療，治安，睇咗咁多都唔清楚實情好的地方和唔好的地方。大概估到好的地方係當入到專科其服務係好，但頭暈身興想即時睇醫生唔容易，同有病睇醫生常話有翻譯但係咪即場有個坐陣現場定要預約？
LA人表示咁多年都唔慣 1） 到而家都係算住黎比小費。 2） 一街homeless 3) 要去邊都要車（否則就只有uber 巴士好難搞又危險
真係聽君一（直）話，
唔諗住加拿⋯⋯謝謝提醒
88年去纽西兰嘅时候，係繁忙塞车嘅马路上睇到啲电单车竟然系咁跟着啲汽车后边慢慢行驶，真系呆晒！你系唔会睇到啲电单车四处乱窜嘅。
I agree with most of ur points. I might add pedestrians here are kings n queens of the road. They don't respect the fact that drivers share the road use too. Trying to make that left turn...the person is crawling talking on the phone . I always walk fast to clear the intersection for fellow drivers n at times I let them go first if the situation calls for this courtesy .
Eating out is getting very expensive, gratuity n tax added another 25% to ur tab. One time the waiter told me I have to give more, I am a good tipper if I'm satisfied with food n service, no one has to tell me how much I should tip. They have to earn it. Don't see why we have to compensate underpaid waiting staff. My friend told me restaurant workers are not that underpaid after all with tips n maybe some tax break lol.
It's nice of u to share ur thoughts.
五眼聯盟收咗太多難民問題，多元化最大嘅炸彈就是價值觀有衝突😅😅
最難習慣一定係醫療問題，小朋友病又無醫生睇真係好CS
作為父母真係最擔心😰
係任何人都難面對，見到身邊人病又求助無門真心慘
Honestly, 我look for services to be processed, not for friendliness and eye contact
香港人習慣咗快
😮🎉😊有趣，世界知多d
不能更認同。我有著一樣說過的經歷。幾十年加拿大除了多左人同基建，大体上無变過，反而聽落差左。特別係治安。所以也是這這以上不習慣原因，還是留在香港。別忘記還有稅務問題！加拿大萬稅萬稅萬萬歲！
好怕嗰啲好多腳的蟲，在 basement 和車房特別多，重點是 google 話牠們是益蟲，專食蜘蛛 😖
thx
我2020年，大女year 4 細女grade12就走咗喇，都唔會打算返加拿大住，考慮緊將來日本定泰國退休。加拿大勉強都適應到，但唔想。
返香港還是再去咗其他地方？
去咗上海，重有D水尾工作喺度。
你地係咪决定翻香港回流？Ps/可能我听错，睇完成条片
在紐約市講粵語和普通話的醫生太多了，亦有很多好醫生，大部分病人不會去大醫院看門診，去私家醫生就ok。2017年我在離開滿地可的高速公路上向紐約市方向行駛以時速80英里速度行駛，發現我是最慢的車輛在行駛中，所有加拿大鐵牌都是以時速85或90英里時速高速行駛，沒有看到安大略警察，一個多小時後在紐約州才看得到紐約州警。在紐約市，超過一半在路上車輛都是四輪驅動，SUV可以在積雪比較高的地方泊車併容易駛離，前驅或後驅車在冬天會有困難停車和行駛。美加各地治安很差，但是如果你附近幾十年街坊，入屋偷東西和打劫機會很小，鄰居五相關照，報警十分鍾警察來到。還可以買鎗自衛。不過收藏好手鎗是關鍵問題。
睇醫生個point 真係不能再同意 , 呢度同醫生講野要好有策略
其實揸車都無得急
地大, 差唔多人人都要用車, 遇著啲七老八十公公婆婆揸龜速, 唔通詛咒佢咩 (本來想打 唔通打佢一身咩🙈)
好耐之前, attend 過 Defensive Driving Course, 個 Instructor 話 overspeed 10 同跟牌行都可能只係差 10~15 分鐘
住得係加拿大就 relax 啲啦, 炆對自己健康無益
Forget Canada
施生，聽你講起的多倫多的問題似乎都幾難適應的。相對來說澳洲這邊除了政府效率慢和預約某些專科醫生等得耐，其他方面好很多。天氣不用說好得多， 宵夜可跑去唐人街， 讓行人都得到回禮， 餐廳商店收錢就快手啦， 用卡或手機銀包嘟一聲好似八達通， 路上劫車極少聽到，入屋趁無人偷竊看你住的地區，但極少有人持槍。 看來是否考慮移民澳洲呢😝😝
❤❤❤❤❤🎉🎉🎉🎉🎉
太太 太瘦了。
宜居到马来西亚 吃喝玩乐性价比最高
淨係蚯蚓同蜘蛛，我已經唔駛諗移民😅
Taxes.... just add the tax within the amount I need to pay xP
19/1/2024 , at 12:18 family doctor in Canada
最痛苦喺人工低咗一個截 ☹️
That’s why we moved to California
我跟本不打算來，點止有12項問題，稅項，工作，社交，前途，都不理想
每個地方都有好和唔好
最緊要揀適合自己的
我都怕治安問題🥲🥲🥲
😄🏀🏀
🇨🇦👍👍👍🙏🙏🙏🙏🤗🤗🤗🤗🤗
我住美國New Jersey 中部都31年而早期係冇乜中國人，何況香港人
你講啲唔習慣同美國差唔多睇吓你住邊度啫
呢度我會講最唔習慣嘅係水喉水就飲，唔會話去Filter或者去煲吓
無辦法 每個地方都有唔適合自己嘅一面
最唔習慣就係人工低，其實都覺得100分
香港係小城市而且係國際金融中心，所以生活節奏快是正常。加拿大現在治安真恐怖。
你部车 park drive way 小心被偷
謝謝提醒，會注意的 🙏🏻
我自己最接受唔到一定係(1) 槍, 其次係 (2)醫生 (3) 悶
香港難搵消夜食啦 😂
加拿大學開車先既人，講唔習慣加拿大既交通燈？好難有說服力。😂
英國同加拿大比，邊個好？
冇得直接比較啦
加拿大同英國各有好嘅地方，亦各有各嘅問題
加大拿醫生真系好求其⋯⋯
我都頂唔順啲人渣車太慢😂😂
你們不習慣有些原因是因為在香港你們是很privileged 的class! 例如，相信從來未試過在公立醫院門診排隊看醫生吧！'
喺香港有錢就可以解決到問題，例如請個工人，入醫院去養娥吖
根本唔關事 香港周圍都有專科 你去求其搵個gp睇拎張轉介再去即日搵專科睇都仲得 唔似得加拿大 啲家庭醫生私下搵專科 再等返幾個月先有得睇
我－直睇公立醫院冇大問題，至少好快睇到
12仙round down，34仙roundup，6可以down但7唔知點解好多都係up....:P
好似好複雜，好似都係Round up
@@the_sy_family 我個女既零用錢係Cash，1-2仙尾數既佢就話賺左:P
16:15
I like your wife . She is very nature . No nail.color . Very good 👍 😊
OMG，加拿大咁近美國，都無健全既自衛法律。
想八卦下你們回流原因?
佢地话回流咗3年, 係回流返香港? 佢地话已经移民咗(加拿大)30年.
回流意思系回流加拿大, 因為本身住過加拿大@@pcechan
只有三年？ 我？ 四十年了。 雖然我理解新移民愛攀比的心理，但如果你是像我一樣的老移民，四十年後當你回想起你在這裡說的話，你可能會哈哈大笑。
🤔 可以分享吓 ？
@@the_sy_family 很簡單：不要再攀比, 不要總是掛着口邊說"香港是這樣，但加拿大卻是那樣 ..." "只向前看，不向後看" - 是我作為曾立足過三個不同國家超過 40 年的移民經歷後學到的最重要的教訓。我知道聽起來你可能覺得我有點高高在上以及優越感的感覺，但相信我，身為一個移民，三年真的不算什麼。
講真，我睇唔到我仔女將來係度有咩工作發展，一係落美國，一係番香港
人生好難預料，明天發生乜嘢事都唔知
對我地而言，子女快樂成長，已經好滿足了
If you live in Hwy 7 area there are lots of family doctor speaks Chinese. If you live downtown probably will have to go yo China town.
The case that you mentioned those family doctors are terrible. Find a good one and put yourself on their waiting list. Often times patients will move and they will have openings to take you in as full time patients.
Hong Kong is all about convenience. Everything can be done by someone else. You actually have to learn new skills to live in another country.
畀cash 有discount 冇收據係犯法㗎。。。
😂😂
@@the_sy_family 你唔同意？或明知而為？
@@hkcanit-it9197 犯唔犯法我唔知，但你可以問下餐廳
總之佢地話收乜我地就畀乜
銀碼亦係佢地講
你去十間大陸人開既餐廳十間都係咁。如果加拿大政府揸正同認真去查報稅，班大陸人食曬屎
@@yauyau628 Quebec 餐廳有專用出單機，已經好大力打擊逃稅。
唔係個個人都做就等如合法。
C路人😂
Sorry to say, Canada is not my cup of tea. Why?
No night life, no late night shopping and late supper. Hate winter, doctor not easily accessible. Daylight robbery, insecurity and etc. Where I live, is the opposite of what you are facing over there. No winter, we have late night life and late night shopping. Supper easily available with lots of choices. Cheap and affordable. Doctors and hospitals easily accessible 24 hours a day including weekends and public holiday. Petrol is darn cheap. Houses are big, spacious and affordable. The only drawback is, too many cars on the road. Almost everyone owns a car. My home 2 persons with 3 cars. So can you imagine why there are heavy traffic jams. 😂 This is KL, Malaysia 😂 with lots of huge, exciting mega shopping Malls.
比12→20％tips never 慣
其實點解要客人補貼，餐廳老闆應該出比伙記嘅人工？
Let's say the cultural gap is there. Over the years I'm convinced I'm never one of them. U try to blend in...most Canadians are friendly n polite but deep down they never see u as one of their own. Just being kind to an "outsider ". Workplace discrimination is always here to stay. Moving up that corporate ladder is difficult for non white ppl.
Tax is high, home ownership/ rental getting out of hand. If ur doing fine overall in HK, u have to really think twice to relocate.
And no Filipino maid 😭
係加拿大長大既後生仔女都唔想留係加拿大，因為無發展同天氣凍
好多會用TN簽證去美國做嘢
呢樣真。有能力同上進或後生，我都會叫個囡去美國發展，加拿大真係會令人好似吹脹個球漏緊氣咁。
好多都吾啱
每個人嘅睇法都唔一樣
你覺得嘅加大拿係點？🤔
Town 醫生係好唔掂
去邊到醫生會比較好 ？
加拿大治安好像很差。。。。
大马槟城是世界排名第三最佳退休岛屿，亚洲第一，节奏慢，生活悠哉，治安好，还有很多美食。很多陪读父母来孩子读国际学校，建议可以来holiday 😊
去過檳城，日曬雨淋，熱到頭痛。冇鐵路，巴士班次少？坐Grab 旅遊區附近非常塞車？ 😉
成個加拿大得多倫多係咁。所以唔鐘意多倫多。😅
全部中晒？那你最唔習慣的會係邊一樣？
@@the_sy_family D人都好高，我就算企直個人，直望都係望人地個胸。巧害羞！☺️
@@user-fk3do1fe8q加拿大好多矮人喎，尤其大城市好多亞洲人唔高，白人都好多矮
@@JL-oi8di 求介紹唔高的女仔
 我唔識佢哋，路人😂。
唔會去加拿大定居，主要因為天氣同小費， 我寧願揀澳洲 😂😂😂
30 years and you still not adjusted to Canadian way of life. Maybe is you who need to change.
想請教點解要習慣治安差？點解要習慣俾人撳住嚟打？
有些不習慣好合理，而且有些事，𣎴是要習慣，例如治安
喜歡一個地方𣎴是盲目接受一切
而是希望一切變得越來越好
揸車心態問題,Road Rage😳? 師傅你都話投資需要有良好心態啦,揸車咪一樣,你要去邊?30公里路程?60km/hr要半個鐘,55km//hr要33分鐘,50km /hr要36分鐘,🧐知道師傅分分鐘都幾百萬上落,但係你又不洗下下睇住個市,咁急做乜啫?驚遲到?下次咪早d出門囖,你咁急,同你話要有好心態做投資咪背道而馳?😲咁個心態揸車好危險㗎,一家大細係你手上啊餵, 施家加四個啊,一家六口啊,人命來㗎,冷靜d, 慢慢揸,就算老婆仔女不喺㗎車度,大吉利事咁點啊?😱諗下我上面寫d嘢,你慢慢就習慣㗎啦.😉
多謝你關心
我地講 Road Rage 係指其他人
我地揸車遇過都幾多次
大車成日平排行，霸足 3 條線
然後啲人狂 cut 線／篤油／閘車，真係司空見慣
@@the_sy_family 我都見過有啲人用高速係Emergency Lane去cut 線,好危險,以前我可能會嬲,但係依家我不會理....我都不知佢發生咩事,點解咁急?可能真係有急事呢?我通常最多都係講句嚇死人咩,因為我學會不批判,只內修,人哋急咩由得佢囖,當然,如果因為咁出現車禍害我塞車,我都會暴翻兩句粗口話條友害人害物唔底可憐
香港10點就收晒啦
加拿大真係好慢
施傅 🫶🏻你哋可以退休返香港住吓 😂😂
😂
又黎長下知識以備用先~
原來加拿大同英國文化都幾似😅😅😅
全部都好相似？
@@the_sy_family 工作態度🤦🏻♂️🤦🏻♂️🤦🏻♂️
😂😂😂
🤣🤣🤣@@fun9898