Top 5 Mistakes to Avoid When Buying Term Life Insurance | 2024 | CA Rachana Ranade

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  • čas přidán 22. 08. 2024

Komentáře • 75

  • @CARachanaRanade
    @CARachanaRanade  Před 8 měsíci +4

    ✔️Ditto► Buy Spam-free Term Insurance: bit.ly/41nKpyt

  • @darshandoshi2831
    @darshandoshi2831 Před 7 měsíci +100

    Sir Kim is known for his transparency and honesty when it comes to fees and charges. There are no hidden costs or surprise deductions when investing with him. This level of transparency is crucial in the trading world, as it allows investors to accurately calculate their potential profits and make informed decisions.

  • @user-rr1gl7ri1f
    @user-rr1gl7ri1f Před 8 měsíci +2

    After trade with mr Owen for 6 days I learn many things about the Indian market and since then I have been earning not less than 3 lacs in every trade 📈

  • @deepaknamdeothorat731
    @deepaknamdeothorat731 Před 8 měsíci +1

    the WORST mistake anyone could make is BUYING THE COSTLY TERM INSURANCE IN THE FIRST PLACE

  • @abhijeetbabar3047
    @abhijeetbabar3047 Před 8 měsíci +1

    I am a experienced Insurance Advisor, My Many clients faced allot of issues while dealing with claim of their Private Insurance (plans) company, I will advise to go with LIC only......😊

    • @vaibhavhanduja6764
      @vaibhavhanduja6764 Před 8 měsíci

      Still not buying LIC. Private players have the best plans and the highest claim settlement ratios.

    • @abhijeetbabar3047
      @abhijeetbabar3047 Před 8 měsíci

      Usually Low Insurance premiums plans claims are settled to increase claim settlement ratio and higher insurance policy claims are rejected by the use of terms and conditions

    • @abhijeetbabar3047
      @abhijeetbabar3047 Před 8 měsíci

      Does anyone know claim bargaining by private insurance people

    • @abhijeetbabar3047
      @abhijeetbabar3047 Před 8 měsíci

      Ye aaag ka dariya hai doobke jaana hai bhai

    • @vaibhavhanduja6764
      @vaibhavhanduja6764 Před 8 měsíci

      There is no point wasting money in wasteful LIC ULIP's and money back schemes. They don't make any financial sense and the customer service is pathetic as well.

  • @amolamane5500
    @amolamane5500 Před 8 měsíci +1

    Mam, sorry to correct you, but insurer is the insurance company, and insured is the person who takes the insurance

  • @anantaraskar7696
    @anantaraskar7696 Před 8 měsíci +1

    Great
    मराठीत पण माहिती देणे ही विनंती

  • @akhleshnagar17
    @akhleshnagar17 Před 5 měsíci +1

    If taking multiple insurances, how is that pain for nominee? He will get so much money. Infact this is very good thing.

  • @dhananjaylele5191
    @dhananjaylele5191 Před 8 měsíci +1

    insurer is defined as the company that issues insurance policies, handles claims, and sells policies. A person who buys policy is 'insured person'

  • @sachinthombrepatil5786
    @sachinthombrepatil5786 Před 8 měsíci +1

    Any suggestions on this term plan: "HDFC Life Smart Protect Plan"

  • @ashut1579
    @ashut1579 Před 8 měsíci

    Madam...I think you are confused with the word 'Insurer'. Insurer is not the person who has taken a Term Insurance but it is actually the Insurance Company.

  • @ProfessionalDelusion
    @ProfessionalDelusion Před 8 měsíci +3

    Mr Owen has been giving me the best services and advice I need to succeed on my trades.

  • @bachelorsbojanam....7187
    @bachelorsbojanam....7187 Před 8 měsíci

    Definitely as insurance advisor i will suggest the proposer of policy should inform the Nominee to your the nominee of policy..!

  • @entertainmenttemple661
    @entertainmenttemple661 Před 8 měsíci

    5th point - why doesn’t insurance company inform the nominee as and when the premium is not paid by the insurer? That way the nominee can get a clue or remember.

  • @akash_blr
    @akash_blr Před 7 měsíci

    Let's say if the insurer and nominee dies together, then who will claim the insured amount?

  • @USLESSGAMER
    @USLESSGAMER Před 13 dny

    Term policy with equity is good or not than non refundable

  • @lavytoteza8650
    @lavytoteza8650 Před 7 měsíci

    hello mam, what to do with existing LIC endowment policy which we took long back, should we stop paying premiums for that and invest somewhere else?

  • @supriya10sept
    @supriya10sept Před 6 měsíci

    Can make a video d to differentiate between term and life insurance and shud any of it be combined with accidental or so

  • @aaravbairagi7161
    @aaravbairagi7161 Před 2 měsíci

    Hi Rachana, Thanks for all the guidance through your content, it does help me & several others a lot.
    I have a question here...
    Suppose I buy term insurance through ditto or policybazaar and they did helped me the best possible insurance for me from the strongest player in the market. But, god forbid, in case the ditto or policybazaar could not prove out to be strong enough to survive the market, then who will my family reach out to get assistance in the claim filing process and getting the claim processed successfully and getting the claim amount? What would be the point of contact for the nominee?
    Awaiting your response. Thanks!

  • @sumitdhumal9779
    @sumitdhumal9779 Před 8 měsíci +1

    Hi Mam,
    One serious question need guidance on that.
    I am at 35 age of life. Should I buy term insurance ? I think it's too late now and will it be good decision

    • @vaibhavhanduja6764
      @vaibhavhanduja6764 Před 8 měsíci +1

      If you have dependents then you should definitely go for term insurance. It is never too late to secure your family.

    • @bachelorsbojanam....7187
      @bachelorsbojanam....7187 Před 8 měsíci

      It’s not too late you can take because if you’re ignoring now then it will too late

    • @edwin_jose
      @edwin_jose Před 3 měsíci

      Bro if you are the breadwinner of your family. Then dont look back and buy a term insurance as soon as possible...

  • @chetantanwade3682
    @chetantanwade3682 Před 8 měsíci

    It should not be insurer it should be insured..insurer means who sells the policy and insured means who owns the policy....at 9:2 you are giving incorrect information..fyi I am not finding your mistake just wanted to inform you, so that others will not have wrong information. Thanks!

  • @nikhilshirke7268
    @nikhilshirke7268 Před 8 měsíci

    Lic have a best term plan with no hidden terms & condition you only have to dead for claim but primium is higher than our competitors 😅

  • @motiramagiwale7511
    @motiramagiwale7511 Před 8 měsíci

    आम्ही दर शनिवारी आमच्या चॅनल वर आपली वाट पाहत असतो. मराठीत सांगा साध्या समजेल अशा भाषेत. इंग्रजी जरा डोक्याच्या बाहेरच आहे

  • @nidhigupta2314
    @nidhigupta2314 Před 8 měsíci

    Mam I would ask if I invest the equivalent amount in stock better than premium to term plan., is it possible the right decision?

  • @sharemarketlovers712
    @sharemarketlovers712 Před 8 měsíci

    Mam, please make a video about the the health insurance policy. How can we select the best health policy.

  • @tusharrahate6380
    @tusharrahate6380 Před 8 měsíci

    Thank you madam
    Could you please make a video on How to choose Riders or Which Riders we should select while buying a term plan?

  • @banderGilheriMasti
    @banderGilheriMasti Před 8 měsíci

    Mam Mera koi IPO nhi lgta kitne bhi lga lu pr lgta hi nhi kbhi 😢

  • @user-mq9tv8xi8m
    @user-mq9tv8xi8m Před 8 měsíci

    Di mujhe basic se stock market sikhna hai kya aap meri problem ko hal karogi

  • @rupalimane5281
    @rupalimane5281 Před 8 měsíci

    Supperb ! Thank You, Mam.😊

  • @motiramagiwale7511
    @motiramagiwale7511 Před 8 měsíci

    मॅडम जी , मराठीत सांगा इंग्रजी जरा डोस्कया च्या बाहेरच आहे😊

  • @aniruddhautpat689
    @aniruddhautpat689 Před 8 měsíci

    Please do one Marathi colab with parimal Ade sir

  • @rajpurohitpremvlog5320
    @rajpurohitpremvlog5320 Před 8 měsíci

    Idfc first bank stock review

  • @rahulmore2015
    @rahulmore2015 Před 12 dny

    So boring .. I thought .. u wud tell more about how claims get rejected and what precautions we should take initially ...
    No body in this world gives real cases examples of rejected ones ...
    Everyone knows ... that nobody is going to come back alive and fight for why the claim has not been paid...
    .... One really has to play prank on Insurance agencies proving that you are dead and if claim amount really gets paid .... !!!
    Poor ppl .. just keep on paying premiums

  • @WOULDSTATUS24
    @WOULDSTATUS24 Před 7 měsíci

    Nice to see you video 💚💚

  • @rajpurohitpremvlog5320
    @rajpurohitpremvlog5320 Před 8 měsíci

    Idfc first bank ka stock review

  • @rajpurohitpremvlog5320
    @rajpurohitpremvlog5320 Před 8 měsíci

    Mam idfc first bank ka banaye

  • @s.r.kureshi9005
    @s.r.kureshi9005 Před 8 měsíci

    Insurer passed away or insured ?? 9:02

    • @Neeraj-fw7ck
      @Neeraj-fw7ck Před 7 měsíci

      Sikhaya tha mene insured bolna h pr glti krdi isne

  • @rajpurohitpremvlog5320
    @rajpurohitpremvlog5320 Před 8 měsíci

    Idfc first bank

  • @suprithkumar3357
    @suprithkumar3357 Před 8 měsíci

    Very informative video. I am the first person to comment 😊

  • @ranjanbiswal7288
    @ranjanbiswal7288 Před 8 měsíci

    Mam why you talk in english

  • @rajpurohitpremvlog5320
    @rajpurohitpremvlog5320 Před 8 měsíci

    Idfc

  • @KBAhir-wn7pg
    @KBAhir-wn7pg Před 7 měsíci

    Plz Speek in Hindi

    • @CARachanaRanade
      @CARachanaRanade  Před 6 měsíci

      Click here to Subscribe to our Hindi Channel:
      czcams.com/channels/D-qZSqFPqyx43L6gAR8qfQ.html

  • @user-oo6eq1jd2u
    @user-oo6eq1jd2u Před 8 měsíci +1

    Kudos to Mr Owen for being so helpful in making me profitable in the market, 13 lacs recovery, I appreciate the transparency and honesty I can recommend people with full confident

  • @sanjaydharade4763
    @sanjaydharade4763 Před 8 měsíci

    मराठीत सांगा