Hello, Thank you for reaching out to us. If you would elaborate on your query , we might be able to share some valuable insights. Regards, Team Gyandhan!
Hi Himanshu, Foreclosure charges on education loans without collateral can vary depending on the lender. Some lenders might impose a foreclosure charge, while others may not. It's essential to check the specific terms and conditions of your loan agreement. For detailed information and to explore options with minimal or no foreclosure charges, feel free to reach out to us at GyanDhan. We're here to assist you! Regards Team Gyandhan
Hello Maaz, For an FD-based education loan from ICICI Bank, typically, there is no margin money required. The loan can cover up to 100% of the FD amount. For a loan amount of ₹10 lakhs, if you have a fixed deposit of equivalent value, you won't need to pay any margin. If you have more questions, feel free to ask or reach out to us at Gyandhan! Regards Team Gyandhan
@@GyanDhan how can I connect with you for more information regarding FD based loan through ICICI bank and how can you help me with the process. I tried making an account through the website but it needs co-applicant details to move forward please let me know how I should reach you ?
Hi Harman, Thank you for reaching out to us. We provide abroad education loan services at the moment. Can we help you with anything else? Meanwhile, you can also check your education loan eligibility here bit.ly/3JOQ7mm Regards, Team GyanDhan!
Dear valued customer, Thank you for reaching out to GyanDhan. We sincerely apologize for any inconvenience you may have experienced. At GyanDhan, our team is committed to delivering high-quality services to our customers. We greatly value your feedback and appreciate your suggestions and complaints as they help us improve our services. Please provide us with more details about your concern through DM. Our team is here to address your issue and ensure your satisfaction. Regards, Team GyanDhan!
Hello, I am interested in applying for an education loan of 336,000 collateral free from ICCI Bank for studies in India . Despite having a low academic score, specifically below 50% in 12th grade, I want to highlight that my credit score and financial history are strong. Additionally, I have a co-applicant who is a salaried employee. Could you please provide information on the loan eligibility criteria and please clarify my loan will sanctioned or not? so kindly help !🙏
Hello, Thank you for reaching out to us. While your low academic score may be a concern, your strong credit score and financial history, coupled with a co-applicant who is a salaried employee, improve your chances of approval. ICCI Bank typically assesses eligibility based on various factors including academic performance, creditworthiness, and co-applicant details. Regards Team Gyandhan
@@GyanDhan may have a low academic score, but my admission is confirmed. Additionally, the credit history and income potential of my co-applicant are very high and stable gov job, so do i have higher chances to get education loan or may have face problems? 🙂
SIR I NEED 12,00,000 LOAN FOR MY BAMS DEGREE MY GRADES ARE GOOD MY FAMILY CERDIT SCORE AND FINANCIAL HISTORY IS GOOD CAN I GET LOAN WITHOUT COLATERAL .
Hello Pranav, Thank you for reaching out. Although we provide abroad education loan-related services only at the moment, check your loan eligibility on the link provided below and we will definitely try to help you better. bit.ly/3JOQ7mm. Regards, Team GyanDhan!
Check your eligibility for an education loan - bit.ly/2zmJbYc
What if my course doesn't require GRE or GMAT
Hello,
Thank you for reaching out to us. If you would elaborate on your query , we might be able to share some valuable insights.
Regards,
Team Gyandhan!
Is there any Forecloser charges on Education loan without collateral?
Hi Himanshu,
Foreclosure charges on education loans without collateral can vary depending on the lender. Some lenders might impose a foreclosure charge, while others may not. It's essential to check the specific terms and conditions of your loan agreement.
For detailed information and to explore options with minimal or no foreclosure charges, feel free to reach out to us at GyanDhan. We're here to assist you!
Regards
Team Gyandhan
How much margin do i need to pay for 10 lac from icici bank with FD based loan ?
Hello Maaz,
For an FD-based education loan from ICICI Bank, typically, there is no margin money required. The loan can cover up to 100% of the FD amount. For a loan amount of ₹10 lakhs, if you have a fixed deposit of equivalent value, you won't need to pay any margin. If you have more questions, feel free to ask or reach out to us at Gyandhan!
Regards
Team Gyandhan
@@GyanDhan how can I connect with you for more information regarding FD based loan through ICICI bank and how can you help me with the process. I tried making an account through the website but it needs co-applicant details to move forward please let me know how I should reach you ?
Please mera v non corrateral loan krvado
Hi Harman,
Thank you for reaching out to us. We provide abroad education loan services at the moment. Can we help you with anything else?
Meanwhile, you can also check your education loan eligibility here bit.ly/3JOQ7mm
Regards,
Team GyanDhan!
Gyan dhan team can't contact with me
Dear valued customer,
Thank you for reaching out to GyanDhan. We sincerely apologize for any inconvenience you may have experienced. At GyanDhan, our team is committed to delivering high-quality services to our customers. We greatly value your feedback and appreciate your suggestions and complaints as they help us improve our services. Please provide us with more details about your concern through DM. Our team is here to address your issue and ensure your satisfaction.
Regards,
Team GyanDhan!
Hello,
I am interested in applying for an education loan of 336,000 collateral free from ICCI Bank for studies in India . Despite having a low academic score, specifically below 50% in 12th grade, I want to highlight that my credit score and financial history are strong. Additionally, I have a co-applicant who is a salaried employee. Could you please provide information on the loan eligibility criteria and please clarify my loan will sanctioned or not?
so kindly help !🙏
Hello,
Thank you for reaching out to us. While your low academic score may be a concern, your strong credit score and financial history, coupled with a co-applicant who is a salaried employee, improve your chances of approval. ICCI Bank typically assesses eligibility based on various factors including academic performance, creditworthiness, and co-applicant details.
Regards
Team Gyandhan
@@GyanDhan may have a low academic score, but my admission is confirmed. Additionally, the credit history and income potential of my co-applicant are very high and stable gov job, so do i have higher chances to get education loan or may have face problems? 🙂
SIR I NEED 12,00,000 LOAN FOR MY BAMS DEGREE MY GRADES ARE GOOD MY FAMILY CERDIT SCORE AND FINANCIAL HISTORY IS GOOD CAN I GET LOAN WITHOUT COLATERAL .
Hello Pranav,
Thank you for reaching out. Although we provide abroad education loan-related services only at the moment, check your loan eligibility on the link provided below and we will definitely try to help you better.
bit.ly/3JOQ7mm.
Regards,
Team GyanDhan!