WHY Indian Students Pay More for Education Loans - HIDDEN CHARGES

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  • čas přidán 30. 06. 2024
  • #education #educationloan
    Thinking of an education loan? Beware the pitfalls that come with education loans! Learn how to navigate the complexities of education loans before you commit. Don't let education loans derail your financial future-get informed!
    MUST WATCH -
    How Education Loans Can be a Terrible Trap 🤬- • How Education Loans Ca...
    Need loan for students done with admission - forms.gle/nNR9nsXJC9N1NNpy9
    Need Murrad's help in applying to colleges/universities - docs.google.com/forms/d/e/1FA...
    0:00- Introduction
    0:38 - TCS
    2:05- Each percentage of loan
    2:20 - Moratorium Period Scam
    3:24 - Processing Fees
    4:03- Loan Insurance
    5:57 - MOST IMPORTANT TIP
    Education Loan Debt,Private Education Loans,Pay Education Loans,Federal Education Loans,Education Loan,Education Loan in India,How to Get an Education Loan in India,Education Loan for Studying Abroad,Education Loan Interest Rate in India,Education Loan Interest Rate,How to Obtain an Education Loan,Education Loan without Collateral,Abroad Education Loan,How to Apply for an Education Loan,Understanding How Education Loans Work

Komentáře • 261

  • @murradonrun
    @murradonrun  Před měsícem +23

    MUST WATCH -
    How Education Loans Can be a Terrible Trap 🤬- czcams.com/video/e-yx_sj119g/video.html

  • @rudrapatra9934
    @rudrapatra9934 Před měsícem +103

    That's why Murrad is the best

  • @emosir2
    @emosir2 Před měsícem +52

    Sahi bola bhai Bank wale sabh scam karte hai. Nahi bata te hidden charges. Very eye opening video
    Maine toh wemakescholars se liye, SBI se, please make a video about them. Everyone should know wemakescholars

    • @apardeepsingh5300
      @apardeepsingh5300 Před měsícem +9

      was your experience good with wemakescholars, as I am also thinking about taking education loan with WMS?

    • @emosir2
      @emosir2 Před měsícem

      ​@@apardeepsingh5300 mera credit check hi nahi kar rahe the bank wale. They got it done super fast. You should definitely visit them, you will get your loan sanctioned

    • @deepganguly6812
      @deepganguly6812 Před měsícem

      @@apardeepsingh5300 I am processing the loan through them, they are helpful

  • @riddhisawant
    @riddhisawant Před měsícem +4

    Quality content 💯keep it up!!

  • @vishakhapatel945
    @vishakhapatel945 Před měsícem +71

    13% rate bro. (spoiling my father"s life)

    • @anuronguha0898
      @anuronguha0898 Před měsícem +7

      konsi bank se liya tha bro ?

    • @yuuta3916
      @yuuta3916 Před měsícem

      ​@@anuronguha0898axis Bank he shayad rn unka rate 13.5 chal rha he lol

    • @anuronguha0898
      @anuronguha0898 Před 26 dny

      @@suyashweeb abhi konse college me admission loge ?

    • @suyashweeb
      @suyashweeb Před 25 dny

      @@anuronguha0898 local college le liya now work capability >> college (for me)

    • @shreyasvempala657
      @shreyasvempala657 Před 23 dny

      @@suyashweeb hi toh fir education loan le rhe ho? mai bhi soch rha tha manipal ke liye , kaisa mil rha hai??

  • @sanskritisaxena14
    @sanskritisaxena14 Před měsícem +5

    Hey. Please make a course specific Masters video. It's a humble request. Which countries to go for MS in Finance or Quants, including a few university names

  • @cenoyfrancistomy9c419
    @cenoyfrancistomy9c419 Před měsícem +7

    Great video!! Also pls make a video about UG and PG courses in Netherlands v/s Ireland

  • @manansethi2865
    @manansethi2865 Před měsícem +1

    Amazing vid man

  • @vaidikrider
    @vaidikrider Před měsícem +17

    Thanks bhaiya great video

  • @vaishnavishingne3729
    @vaishnavishingne3729 Před měsícem

    THANK YOU FOR THIS!

    • @hobbycaddy
      @hobbycaddy Před měsícem

      Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy

  • @deepganguly6812
    @deepganguly6812 Před měsícem +41

    public banks are the slowest in terms of processing but will provide the best loan package overall

  • @DhanrajParmar2002
    @DhanrajParmar2002 Před měsícem

    This is the first video of yours which I i saw, Too much informative video bro keep up this good work☺️ and here you earned one more subscriber🤝🏻🙏🏻

  • @VikasKumarYadav-xo9vq
    @VikasKumarYadav-xo9vq Před 22 dny +2

    Thanks bhaiya pahale baar aap ka video dekha aur bohot help full tha

  • @AMFoodie123
    @AMFoodie123 Před měsícem +22

    Yes Bro, Maine bhi Union Bank Se Education loan liya hai only 7 lakh ka or 5 month me return bhi kar Diya. Ku ki Germany Me hu haha 😅. Ur Every VIDEO IS GOOD FOR study abroad.

    • @stevekane7199
      @stevekane7199 Před měsícem +2

      What are you doing in Germany?

    • @AMFoodie123
      @AMFoodie123 Před měsícem +1

      @@stevekane7199 master in logistics and Supply chain management

    • @Proooooooyytrtgbh2479
      @Proooooooyytrtgbh2479 Před měsícem +2

      Yes income zyada hai aur no study loan just rehna ka kharcha

    • @AMFoodie123
      @AMFoodie123 Před měsícem +4

      @@Proooooooyytrtgbh2479 ha rehna ke kharch jayada hai, but monthly 2100 euro ban jata hai mera Warehouse Me part time or Vacation me 3000+ euro chla jata hai, sure me mujhe only 2 months little bit problem ai thi . 😂

    • @AMFoodie123
      @AMFoodie123 Před měsícem +1

      @@stevekane7199 Master in logistics and Supply chain management

  • @repeshr4607
    @repeshr4607 Před 9 dny +1

    This video was need of the hour ❤ Thanks Murrad Bhaiya

  • @shozab9055
    @shozab9055 Před měsícem +2

    Hi murrad. Can you please make the video on. Like,
    Kon kon se countries me after September admission start hongay😊i love to see that video on your channel❤❤

  • @lohitkumargorh6033
    @lohitkumargorh6033 Před 29 dny +3

    How to tackle the hidden charges??

  • @sushantgambhir8985
    @sushantgambhir8985 Před měsícem

    Please make separate videos for each category of lender

  • @harshxetry
    @harshxetry Před měsícem +5

    me abhi education loan me india k college se bachlors degree kar raha hu but mujhe masters k liye abroad jana to murad sir kya me masters k abroad ja sakta hu plz reply its very important for carrier

  • @adarshprasad177
    @adarshprasad177 Před 29 dny +6

    Got 10 lakhs sanctioned via hdfc bank at 4% interest p.a through west Bengal student credit card scheme 😅

    • @sagar7ane
      @sagar7ane Před 25 dny

      Bhai mujhe bhi krana h iim k liye

  • @immjb
    @immjb Před měsícem +22

    Got Indian bank loan @8.75% only for 6lacs..it was sanctioned in 2017 November and now 1Lacs pending overall.

    • @dreamermedico8019
      @dreamermedico8019 Před 18 dny +1

      Plz tell which bank you take the loan plz it's helpful for me suggest the bank to take loan

    • @4veek
      @4veek Před 15 dny

      Indian bank​@@dreamermedico8019

    • @guptacreation7580
      @guptacreation7580 Před 10 dny

      Tell me your experience in loan, what we have to do is there any hidden charge.
      Advantage and disadvantag

  • @Truptis869
    @Truptis869 Před měsícem +4

    Yeah... yeh sab correct hai but in real Public banks do scam ... they only provide loan up to 80 or else 85% rest we have to pay .... ND private banks Purna 100% loan sanction krte hai.... at the end Public bank main 5 6 lakhs Hume dalne hai... ya fir private banks ko badmain bharne hai... one ND the same

  • @amanbirsingh4463
    @amanbirsingh4463 Před měsícem +8

    Usually, when students get an offer letter from the college asking them to pay the fees, there is a stated deadline. Usually less than month. Public banks in India tend to offer the most competitive rates for Education loan but most of them take a month or more to disburse the loan. Students end up going to the private players instead and paying hefty amounts in interest.
    I believe the best way is to take your loan from a private player if there is a time crunch and then get it refinanced by a public bank later. Over the long run, will save you a great deal

  • @Cutoff27
    @Cutoff27 Před 29 dny

    Thank you bhaiya 🙏😁😁😁

  • @Rajdeep_
    @Rajdeep_ Před 22 dny

    Thank you…

  • @yash-srivastava
    @yash-srivastava Před měsícem +2

    Just go for sbi scholar loan but that's for students in top colleges only..

  • @gayatrisolanki-md5yw
    @gayatrisolanki-md5yw Před měsícem +1

    That's the only reason you are besttttttttt😭❤️

  • @UjjwalAwasthi
    @UjjwalAwasthi Před 5 dny +1

    Bro aapne bataya iske baare main bohot achi baat hai par I have a query banks ko kaise pata chala ki aap ye video upload karne wale ho loans ke upar aur dusri baat agar wo video padne ke baad dekhte banks wale to aadhe se jadha log to video dekh chuke hote phir kya fayeda

  • @abinashbir789
    @abinashbir789 Před 25 dny +4

    Bhai itna camera angle change kar dia Mera dimag ghum Gaya 👽

  • @Raj_9507_
    @Raj_9507_ Před 16 dny +1

    Should I worry about all the things that you mentioned in the video if I get an educated loan of 5-6 lakhs for MCA?

  • @user-ng4zk7ug9z
    @user-ng4zk7ug9z Před měsícem +2

    Thank you so much 🙂😌

  • @RI-Boruto
    @RI-Boruto Před 25 dny +1

    rejecting sponsor is a huge thing

  • @ayanjamirshiakh3114
    @ayanjamirshiakh3114 Před měsícem

    Bhai kya aap bank ke turms and conditions ke bare mai bata sakte ho.

  • @vishalkumargupta8315
    @vishalkumargupta8315 Před 28 dny

    Nice content

  • @Aayeinjogi
    @Aayeinjogi Před měsícem

    Do we need any particular score in 12th to get educational loan?

  • @AyushKumar-wi3ue
    @AyushKumar-wi3ue Před měsícem +1

    Bhaiya please ek video bsc physics pe bana do german universities pe bohot problem aa rahi hai sahi se guidance nhi mil pa raha hai

  • @snehakushwaha-rj8ok
    @snehakushwaha-rj8ok Před 9 dny +2

    Murrad Bhaijaan i am going to take admission in bsc nursing from Lucknow ,so 4 years ke fee around 5 lakh tk lenge to kya aap bta skte hai ki mujhe
    etne ke liye kaise lone lena chahiye mujhe kitna interest dena hoga, koi security bhi lgega ya nhi
    Please reply me

  • @miltiaryforcesvolgs3053
    @miltiaryforcesvolgs3053 Před 24 dny +1

    To bhai fir kha sey education lona ley???

  • @dolandtrump668
    @dolandtrump668 Před měsícem

    What about pre payment if i pre pay I have to pay full amount or amount and interest till that date only

  • @shaktisinghrathore6580

    Thanks❤

  • @WildSenpai
    @WildSenpai Před 15 dny

    Well well subscribed

  • @adhidhannsigaion2561
    @adhidhannsigaion2561 Před měsícem +1

    I actually love your videos but try to do more in English man! Will reach

  • @LalithaRekha-vg7jd
    @LalithaRekha-vg7jd Před měsícem

    Hii brother,Can you tell me which country is best for BFA

  • @keyurthakkar1143
    @keyurthakkar1143 Před 20 dny

    Subscribed ❤

  • @koc556
    @koc556 Před měsícem +3

    Add English subtitles please

  • @azhar5262
    @azhar5262 Před měsícem

    How is prodigy for education loan?

  • @akanti7454
    @akanti7454 Před 27 dny

    Education loan bank mein transfer hota hain or college mein payment karnek badhi bank mein ayega money ??

  • @AK10MV
    @AK10MV Před měsícem

    Bro I have an offer for MSc International Management from University of Strathclyde what you would suggest? I have experience of 3 years back in India.

  • @KhushiChugh-vb7jr
    @KhushiChugh-vb7jr Před měsícem

    Murrad is the best content creator he truly loves his audience 🥰💗

  • @unipitytedya2945
    @unipitytedya2945 Před měsícem +1

    thank you so much murrad !!! this was much needed. do you think SBI education loan would be a good choice?

  • @lakshmamaniya1034
    @lakshmamaniya1034 Před měsícem

    How is prodigy finance?

  • @God_2025
    @God_2025 Před měsícem +1

    Can you make video on how Switzerland is for studies?

  • @satish_dewasi
    @satish_dewasi Před měsícem

    You provide services to only those students who want to study abroad or you also assist those who wanted loan to study in india

  • @PronayKhan-xy2kc
    @PronayKhan-xy2kc Před měsícem

    Murrad please make a video on how to get into MIT and other top universities. And please make a roadmap for MIT please 🙏🙏🙏🙏🙏🙏

  • @KD-mc4qe
    @KD-mc4qe Před 2 dny

    mujhe khud loan lena edu ka but without collateral and co applicant kya karu murrad bhai please bataye

  • @deepganguly6812
    @deepganguly6812 Před měsícem +3

    bro computer engineering vs electronics engineering me konsa lena chahiye?

  • @dibyagaming6285
    @dibyagaming6285 Před měsícem +2

    Should i go for bachelor in risk management or bachelor in finance
    Which one would be more affordable?? I've interest in both

    • @murradonrun
      @murradonrun  Před měsícem

      bachelors in finance is what I would choose any day

  • @HomemadeFoodQuest
    @HomemadeFoodQuest Před 10 dny

    Insurance premium sanctioned amount ka 0.75% lere hai central bank so what to do

  • @ABHIJEETKumar-2005
    @ABHIJEETKumar-2005 Před měsícem

    Murrad bhaiya is best

  • @sunitapal_01
    @sunitapal_01 Před 28 dny

    Bro toh fir IIM ka liya kha sa fees arrange kara

  • @rinkubrahmbhatt3591
    @rinkubrahmbhatt3591 Před měsícem

    Hey Murad what suggest on Birmingham city university masters programme in finance & investment or in marketing ?

    • @djrojit
      @djrojit Před měsícem

      Murad has already explained several times in many videos about choosing the right university. From what I've understood, it's better to stay in India rather than go to mid-level universities for specialized courses. Try to get enrolled in top-tier universities, such as the University of Liverpool, London Business School, Imperial College London, Edinburgh Business School, to name a few.

  • @praptipatel1802
    @praptipatel1802 Před měsícem

    Hello sir
    Applied for loan in hdfc credila for diploma in nursing at canada
    They first said only partial interest will be charged every month once the loan is sanctioned. But later on after all the procedure , the manager informed that every month EMI will be charged after the loan is sanctioned
    Is that true that the students who take the loan after 12th without any graduation needs to pay EMI compulsorily every month after the loan disbursement.
    Please help me because neither a single video nor any google website is saying about this law.

  • @sparshraikar4333
    @sparshraikar4333 Před měsícem

    Hi Murrad I’ve got admit from Warwick Business School for MIM program, how is the university and career aspects after graduation from Warwick?

    • @hobbycaddy
      @hobbycaddy Před měsícem

      Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy

  • @arnavsoman3791
    @arnavsoman3791 Před měsícem +3

    Bhai pls made video on AI effects on education
    Because I am going to pursue bachelor in international management in germany

    • @murradonrun
      @murradonrun  Před měsícem +1

      I already made a video for commerce and AI -czcams.com/video/sngy_n2CHtc/video.html
      watch this

    • @arnavsoman3791
      @arnavsoman3791 Před měsícem

      @@murradonrun
      Thank you so much murrad for providing information on each topic

  • @arjuntyagi5860
    @arjuntyagi5860 Před měsícem

    International money transfer charges bhi honge hoga agar koi india ke bhar padhe toh

  • @cadburybubblegum
    @cadburybubblegum Před měsícem +7

    You should be careful these times r different.... Hyperinflation in the US... Maybe in next 3-4 years it'll get worse... Good luck repaying those debts... U may even struggle to repay ur debts highly likely

    • @murradonrun
      @murradonrun  Před měsícem +1

      very true I actually talk about which course how much loan to take in the next video of this - czcams.com/video/e-yx_sj119g/video.html

  • @singerarora6
    @singerarora6 Před 20 dny

    Can ca students get education loan ?

  • @MuradKhan-gb8jo
    @MuradKhan-gb8jo Před měsícem

    Sir make video on cyprus study visa

  • @romitraj-ck5og
    @romitraj-ck5og Před 24 dny +2

    Problem bata rahe ho solution nhi batao

  • @Just_Code07
    @Just_Code07 Před měsícem +1

    Bruhh your way of explanation is awesome.. keep growing❤❤

    • @murradonrun
      @murradonrun  Před měsícem

      Thanks alot man, you guys keep me motivated

  • @rohitpalkhehra4655
    @rohitpalkhehra4655 Před měsícem +1

    Should i go to spain for bachelor degree in finnance bro please reply and make one video on spain also.

    • @murradonrun
      @murradonrun  Před měsícem

      if you can speak spanish 100% go for it

  • @angie_3169
    @angie_3169 Před měsícem +1

    Murrad I have an offer from UCD Dublin for finance and economics for bachelors should I go for it??

    • @murradonrun
      @murradonrun  Před měsícem +1

      Yes if you have the funds go for it yess

  • @abhijithpm7169
    @abhijithpm7169 Před měsícem

    Bro,i took the application for a non-collateral loan.Because i don't have the value of collateral as same as fees.Colleteral value is less.So i want to take a non-colleteral loan through online media like upcreds,gyandhan etc.I think they don't have any public banks with them.They met me with other private banks as well like credila hdfc and others.Is there any problem while i move like this?please reply to me asap.

    • @hobbycaddy
      @hobbycaddy Před měsícem

      Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy

  • @Rohit-tp7qx
    @Rohit-tp7qx Před měsícem

    My bank gave me no moratorium period

  • @suchinths.shekar6191
    @suchinths.shekar6191 Před měsícem

    Hey Murrad, one of ur team member contacted me regarding the form which i filled. I just wanted to confirm that the people is from ur team or just a random stranger who somehow got my number, so how can i confirm that the person who called is from ur team?
    Btw love ur content bro ❤❤, thank u for giving us such a great content and making our lives better❤

  • @all4one379
    @all4one379 Před měsícem +1

    bhai mera to kaat dia bhai , yea video 2 saal pehle dena chaiye tha

  • @saul2309
    @saul2309 Před měsícem

    I have a GMAT score of 730, along with a strong social profile and excellent academic credentials. Additionally, I own a small-scale business that I started one year after graduating, it has been almost 3 years since graduation.I'm confident about securing admission to a top business school in the USA, but my main concern is the financial aspect, as I don't have any assets like a house to provide as collateral. Could someone explain how it's possible to obtain a loan for such a substantial amount (almost $150,000, excluding scholarships)?
    I was thinking about Stanford,harvard, wharton,Mit and such while writing the financial aspect of the above paragraph.

    • @hobbycaddy
      @hobbycaddy Před měsícem

      Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy

  • @randomquestions7741
    @randomquestions7741 Před měsícem

    Is maynooth university or university of Auckland better for bachelors in business?

    • @hobbycaddy
      @hobbycaddy Před měsícem

      Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy

  • @RutuP10000
    @RutuP10000 Před měsícem

    Sir,please make Video on scholar loan SBI bank

  • @shashibhardwaj3749
    @shashibhardwaj3749 Před 28 dny

    I still didn't get about time period😢

  • @devswaroopdas1913
    @devswaroopdas1913 Před měsícem

    Hii murrad just wanted to know your team success rate for study abroad as it is not mentioned anywhere on google or any reviews plz
    Let me know any of your success stories with students and just wanna is this team of yours really legitimate and work towards us to get the admissions

  • @starklinkville8423
    @starklinkville8423 Před 27 dny

    Toh ham loan na le?

  • @prasannaasangihal758
    @prasannaasangihal758 Před měsícem

    Hi murrad i have got masters offer from University of Liverpool i have to take up 40 lakh as loan i dont have any savings so. But here back in hometown i have 12 lpa salary in mid level company. So should i go ahead with it or not. As uk has bad job market

    • @hobbycaddy
      @hobbycaddy Před měsícem

      Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy

  • @sharmaarushi3560
    @sharmaarushi3560 Před měsícem

    BA in I/O psychology or BA in economics and finance which is better to do in Australia please help me out murad

  • @user-bg5uv1fr2d
    @user-bg5uv1fr2d Před dnem

    I appreciate you brother for making this video, but I already took a loan from HDFC. It was my first regret in my entire life.

  • @devbheniwal3307
    @devbheniwal3307 Před měsícem

    Sir muze bs 4lakh ka loan chaiye kaise milega college wale bcom. Degree mang rhe hai

  • @paldhritiman
    @paldhritiman Před 9 dny

    True...I took SBI scholar loan for 15yrs

  • @user-ss6ec6jm8r
    @user-ss6ec6jm8r Před měsícem

    Can someone please explain it in English?

  • @AmanSingh-du4nh
    @AmanSingh-du4nh Před 22 dny

    Unsecured loan me jammen ke document show karwne hote hai ya girvi rakhe jaate hai

  • @tanmaypuri7824
    @tanmaypuri7824 Před měsícem

    Hi murrad
    I recently connected to your team to get help with my application for public german University bachelor's.
    But i got to know that you only help with private universities for bachelor's in Germany whereas you suggest in your videos that punlic is best but you guys dont even help with that.

  • @krrishgamingcenter5461
    @krrishgamingcenter5461 Před měsícem

    My murrad pls tell me can i take loan from Mpower savings for my MBA at 14 % interest rate??

    • @hobbycaddy
      @hobbycaddy Před měsícem

      Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy

  • @paulsharma4807
    @paulsharma4807 Před měsícem +1

    Hi Murrad Western Australia university for masters in finance or smurfit business school Ireland ?

    • @murradonrun
      @murradonrun  Před měsícem

      Western Australia looks better

    • @Proooooooyytrtgbh2479
      @Proooooooyytrtgbh2479 Před měsícem

      Hi any insight people saying australia has got strict

    • @paulsharma4807
      @paulsharma4807 Před měsícem

      @@Proooooooyytrtgbh2479 super strict!!!! make sure you have good finances along with justification and apply only Go8 and level 1 universities not below

  • @RI-Boruto
    @RI-Boruto Před 25 dny

    gen obc walo ko jinko college nahi mila wo kaya kare bhai

  • @zoro9503
    @zoro9503 Před 5 dny

    Bro can you add english subtitle for this vedio bcs i cant understand hindi

  • @RennyPlays
    @RennyPlays Před měsícem

    Planning to study in aus for cs ( software dev ) , first target monash , second , UWAS . Good plan or not ?

    • @viijaikarnwal8677
      @viijaikarnwal8677 Před měsícem

      Same RMIT

    • @humanscums
      @humanscums Před měsícem

      Me either

    • @hobbycaddy
      @hobbycaddy Před měsícem

      Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy

  • @AB-by6kv
    @AB-by6kv Před měsícem +1

    God bless you bhai😊

  • @prathameshunstopble1100
    @prathameshunstopble1100 Před měsícem +2

    mujhe 6 lakh loan cahiye btech ke liye mera account boi india me hai kita rate kita tennure ka lena cahiye koi batao

  • @Shashank-vr1ls
    @Shashank-vr1ls Před 25 dny

    So what's the best bank to get an education loan ....agar kisi k bhi paas knowledge ho to please help..

    • @RolexMate
      @RolexMate Před 8 dny

      Bhai SBI se Milne ki koshish kr voh best bank hai!

  • @user-zh6bj6eg6z
    @user-zh6bj6eg6z Před měsícem

    1 year studying in

  • @tarun3332
    @tarun3332 Před měsícem +1