[EU4] Planned Bankruptcy Guide (Bankruptcy as a way to Prosperity) | EU4 ABC

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  • čas přidán 26. 10. 2019
  • Planned bankruptcy guide!
    Twitch: / zlewikktv
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    Guides Playlist: • [EU4] 1.26 Patch and D...
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Komentáře • 151

  • @ZlewikkTV
    @ZlewikkTV  Před 4 lety +33

    Feel free to join our new Facebook group: facebook.com/groups/Zlewikk.
    If you would like to talk to me, ask some questions and play together, come to my Discord channel: discord.gg/NAys3pf

    • @demiryasar9272
      @demiryasar9272 Před 4 lety

      Thnx you. You should have more subscribers.

    • @Tavertix
      @Tavertix Před 4 lety

      Zlawikk make polish subtitles :)

    • @ZlewikkTV
      @ZlewikkTV  Před 4 lety

      We are on the good way, 10k since April :)

    • @botondmarton6358
      @botondmarton6358 Před 4 lety

      Hy zlewikk can you answer my pls.
      I want a nepal run . If i start as Bengal can i culture convert and form nepal ? Or better to start some nepalian minor and for it. Thx :-P

    • @ZlewikkTV
      @ZlewikkTV  Před 4 lety +1

      You can culture switch, but there will be more fun starting as Gorkha

  • @szymonkoruba2875
    @szymonkoruba2875 Před 4 lety +839

    Everybody: try to keep their budget in good condition
    Spain in the XVII century:

    • @kevinboros7427
      @kevinboros7427 Před 4 lety +98

      Spain: I'm gonna do what's called a pro gamer move.

    • @sephikong8323
      @sephikong8323 Před 4 lety +76

      Bankers : Hey Spain, remember these loans you took from us ? Now it is time t.....
      Spain : You activated my trap card

    • @cokolwiwknaprawde7047
      @cokolwiwknaprawde7047 Před 4 lety +1

      jebawka sekcja wargames pozdrawia

    • @ultimosdefensoresdeeuropa8400
      @ultimosdefensoresdeeuropa8400 Před 4 lety +9

      Yes Spain,fighting in 1000 fronts...

    • @Jose_Pecina
      @Jose_Pecina Před 3 lety +5

      @@ultimosdefensoresdeeuropa8400 Solo tenían que darle autonomía o independencia a los Paises Bajos, las toneladas de oro invertido en la guerra de los 80 años pudo haber sido usado con fines mas beneficiosos, Holanda fue la perdición de España xd

  • @russianivan9651
    @russianivan9651 Před 4 lety +750

    Zlewikk is starting to sound like a German governor during the Weimar Republic

    • @marcnassif2822
      @marcnassif2822 Před 4 lety +39

      They never went bankrupt. They had hyperinflation, which actually would come from this strategy of taking out dozens of loans. Oops

    • @MrSaywutnow
      @MrSaywutnow Před 4 lety +55

      @@marcnassif2822 Actually, what happened is Weimar thought they could pay off their debts by debasing their currency.
      Somebody forgot to tell them about corruption.
      Too bad Weimar wasn't Sunni muslim with tons of Legalism.

    • @a.s.7936
      @a.s.7936 Před 4 lety +5

      @@MrSaywutnow This would never have happened if they wouldn't have run out of Discipline and Manpower/Cash for armies and mercs during the Weltkrieg.

    • @ammarhaziq919
      @ammarhaziq919 Před 2 lety +2

      Effects of loan and debase should be switched, debase currency is the most causes of inflation in history especially during EU4 eras in 15th century, Weimar republic got their massive inflation because of debasing currency, and loans always cause corruptions since when you owe someone you always do favor for him even sometimes breaking the law, loans are one of the biggest causes of corruptions even in current state of the world.

    • @dragondasher8721
      @dragondasher8721 Před rokem

      Omg stop spoiling, i haven’t gotten past WW l

  • @mikiiii9059
    @mikiiii9059 Před 4 lety +374

    Inflation is just a number
    A small loan can't hurt you :kappa:

  • @abrvalg321
    @abrvalg321 Před 4 lety +349

    We should send this video to Greek president.

  • @gaspy6059
    @gaspy6059 Před 4 lety +239

    I remember in my first Italy run i got 2 loans and immediately pressed the bankrupt button because I thought I wouldn't be able to pay them.

    • @gaspy6059
      @gaspy6059 Před 4 lety +8

      @Angry Abortion more money for the pasta god

    • @SatsuJ-db6vy
      @SatsuJ-db6vy Před 4 lety +29

      @DeeDoubleU Actually taking loans is better when you've high income. For buildings at least. You won't have to worry about interest because you're rich anyways and you get more income faster

    • @kyallokytty
      @kyallokytty Před 4 lety +5

      @@SatsuJ-db6vy at high income levels one loan might mean 10 ducats of interest
      Its not worth

    • @exantiuse497
      @exantiuse497 Před 4 lety +5

      SatsuJ Taking loans to build buildings that make money is almost never a good idea. The base yearly interest is 4%, meaning if you wanted to take loan to, e.g., buy a manufactury for 500 gold, in order to be worth it the manufactury would need to generate 20 extra gold in the time it would normally take you to acquire that 500 gold without taking loans (e.g. if your surplus is 20/month it would take 25 months or 2 years 1 months, which means the manufactory would need to produce .8/months for it to be worth it). Meaning the richer you are the more the investment needs to make to be worthwhile. And takikg loans causes inflation which costs admin points to remove

    • @DieFrauAmHerd
      @DieFrauAmHerd Před 4 lety

      @@exantiuse497 Normally you would be right. But you have to always consider the situation. Sometimes one manufactory gets you to be lead producer of a trade good, sometimes you need that manu for the instition spawn/spread. Sometimes you are planning to go bancrupt anyway. But most importantly you need to think when they manu pays itself AND the interest AND the inflation of. You have almost 400 years ingame time. And then there are all the modifiers like completing the mission for construction time and cost which makes it even more worth to build it since it pays off sooner coz it didnt cost as much and didnt need as much time to built. Or when you have eco ideas to the inflation point so infaltion just doesnt matter that much and even interest reduction. There are TONS of scenarios where its worth to do that. so its almost always a good idea when you just check the situation or rather prepare there. Also not only does it boost your production money but your trade money as well. and when its finished it makes it easier to repay your loan anway, it can single handedly (depending on how efficient it is) pay of the interest

  • @ShadowMinnie
    @ShadowMinnie Před 4 lety +272

    I play as Venezuela and it doesn't work :(

    • @tishafeed8085
      @tishafeed8085 Před 4 lety +37

      i started as zimbabwe and i actually had to change the colour of my ducats for this strategy to work

    • @TheKarofaar
      @TheKarofaar Před 4 lety +5

      No truce with your enemies

    • @noaccount4
      @noaccount4 Před 4 lety +3

      You forgot strong allies & truce with your neighbours / enemies

  • @Mat-cf7xj
    @Mat-cf7xj Před 4 lety +171

    *GREECE WANTS TO KNOW YOUR LOCATION*

  • @jaronanderson9168
    @jaronanderson9168 Před 4 lety +188

    So basically play the way Greece plays today.

    • @cledon.
      @cledon. Před 3 lety +13

      Kinda, except Greece doesn't even invest...

    • @cledon.
      @cledon. Před 3 lety +2

      :(

  • @Torsengi
    @Torsengi Před 4 lety +119

    Just like historical france 👍 if you have too many loans, just cut the heads of the bankers 👌 thats how you become one of the most trustable country in the world by banks.

  • @hochmeisterdamak1060
    @hochmeisterdamak1060 Před 4 lety +24

    planning to go bankrupt is like planning to pull an allnighter for school

  • @obamagaming3802
    @obamagaming3802 Před 4 lety +56

    This video was made by soviet economists during the 80s

    • @s.v.848
      @s.v.848 Před 4 lety +4

      Very underrated comment, on so many levels.

  • @ahmerjadoon7680
    @ahmerjadoon7680 Před 4 lety +38

    Zlewik I remembered what you did in ottomans saving ruined campaign

  • @hoyinching9313
    @hoyinching9313 Před 4 lety +32

    I really thanks for this guide.
    I do a morocco campaign and try a planned bankruptcy in very hard mode. Because in very hard mode, you can't ally Aragon, Ottomans and France early on, I had to rush through Iberia. I make many mercenary infantry to fight due to low manpower as morocco . Before bankrupt, I develop all in coastal province, so that I can steal and hold more warships.
    After war with Portugal, Castile and Aragon, I keep 15 warships, naval force limit like 25. I ally Zlemcen and Tunis for defense to make sure no one want to fight me during bankruptcy. And yes, right after bankruptcy, pleasant war is very easy to occur, However, it is not a problem, because I already have -3 stability, -100 prestige and 0 legitimacy.
    Finally, I accept pleasant offer to end pleasant war quickly. Right after 5 years recover, I see AI Portugal and Castile always try to avoid bankrupt, so they struggle but still bankrupt. I attack them separably and it was very successful.
    I think it is a example of necessity planned bankruptcy.

    • @d4s0n282
      @d4s0n282 Před 4 lety +1

      huh, very interesting and cool

    • @hoyinching9313
      @hoyinching9313 Před rokem

      @@d4s0n282 Yes, another necessity planned bankruptcy is when I play Serbia in patch 1.33. I use all merc companies to fight Ottomans. Ottomans in very hard are pretty powerful. They could resist me, Hungary, and Lithuania at the same time. Without planned bankruptcy, the second reconquest war will be costly, since repaying loans are nasty

    • @hoyinching9313
      @hoyinching9313 Před rokem

      Maybe Sus campaign in the very hard game also needs necessity planned bankruptcy. Iberian can't attack morocco early on. My only ally is Tlezcen. I have to attack Tunis first but at that time, the loans are huge already. This guide is amazing.

  • @PhilliesNostalgia
    @PhilliesNostalgia Před 4 lety +19

    Nobody during COVID:
    US Senate Majority Leader Mitch McConnell: Lets apply that to our states

  • @hansmercier2809
    @hansmercier2809 Před 3 lety +8

    I usually try to time planned bankruptcy with very old ruler or during regency for soon to turn 15 heir because the change of ruler will get legitimacy back to 100 instantly (with strong claim) which also help with rebels and with regaining prestige.

  • @secundusytp4517
    @secundusytp4517 Před 4 lety +13

    "Bankruptcy is a good thing"
    French Monarchs in the Middle Ages: *Heavy breathing*

  • @wilkic2
    @wilkic2 Před 4 lety +9

    I did this in my Ethiopia campaign to beat the Ottomans and stay alive and eventually win big concessions. Went nuts with mercs, way over my forcelimit, etc.. Rare strat, but a useful one to be sure.

  • @sanderleander3367
    @sanderleander3367 Před 4 lety +8

    Oh and getting a civil war can actualy do you good in bankruptcy. You get all legitimacy back by losing the civil war, aswell as stability (i think). On the cost of prestige though. Oh i forgot max army is the most important part of it, so after you go bankrupt consolidate and let civil war start(if you are able to).

    • @secundusytp4517
      @secundusytp4517 Před 4 lety +7

      Ah yes, the declaring bankruptcy and starting a civil war strategy. Much liked used by the Romans

  • @Lolman-yr8sv
    @Lolman-yr8sv Před 2 lety +2

    what would i do without you Zlewikk. You just single handly saved my iron man game as Great Brittain haha xD

  • @one_love3145
    @one_love3145 Před 4 lety

    Thanks for guide comrade!! ❤❤

  • @Nariaki-zi2dv
    @Nariaki-zi2dv Před 4 lety

    your guide is very helpful for my eu4 life.thx!

  • @unlimitedpower978
    @unlimitedpower978 Před 4 lety +1

    Thank you for the video Tommy Wiseau

  • @astral9138
    @astral9138 Před 4 lety

    As a new Player this is very helpful.

  • @lukh6667
    @lukh6667 Před 4 lety

    Really useful, thanks

  • @duncanvanling
    @duncanvanling Před 4 lety +4

    This is epic
    Hashito, 2019

  • @mr.h1912
    @mr.h1912 Před 4 lety +10

    i dont really know how to thank u zlewikk
    all i can is leaving comment and like but its not enough :(

  • @demiryasar9272
    @demiryasar9272 Před 4 lety

    Tnx you Zlewikk.

  • @IvanIvanov-gb5zx
    @IvanIvanov-gb5zx Před 4 lety +1

    Nice guide, could you please do a guide on Frozen assets achievment or a Bulgaria guide , the achievment sounds tricky and interesting and i think that the awesome bulgarian ideas should be know

  • @wefrynus3937
    @wefrynus3937 Před 4 lety +4

    It's time to test this bancruptcy out! That's only a cash :D I remember i went bankrupt when trying to beat ottomans as byzantium when they was so close to siege constantynopole. I went bancrupt and got full anexed. It was so unplanned! XD

  • @Nekoheme
    @Nekoheme Před rokem

    Tip:
    1. If you select the state general gov reform and declare bankruptcy right before/ during the election, you can instantly recover your legitimacy to 95.
    2. If you have boosted your absolutism near the cap, your absolutism will drop significantly.
    So during 3rd age, you should either not go bankrupt/ bankrupt before absolutism gets high/ bankrupt and activate the revolution as the purpose.
    3. In the preparation stage, you can maintain a small size of the army so that you can borrow more loans to build your economy, and just build an army and navy right before bankruptcy.
    4. You can debate currency for any miscalculation or emergent situation. (e.g. your income dropped for a few months)

  • @sergeantmajor_gross
    @sergeantmajor_gross Před 4 lety +1

    Makes sense. I almost never go bankrupt though.

  • @user-zg4bk6rv1q
    @user-zg4bk6rv1q Před 2 lety

    I have 48% inflation 4000g debt 10 corruption 72 income and i am making money if i lover army maintenance with maxed rooting out corruption in 1515, should i plan bankruptcy or just continue playing normally. I also have trade goods expanded so i could get like -1000 diplo points and maybe get new goods in mountain areas

  • @Angloic
    @Angloic Před 4 lety +9

    How to get free money:
    Get a lot of loans
    Bankrupt and wait 5 years
    FREE MONEY

  • @economicserfdom4087
    @economicserfdom4087 Před 2 lety

    I had fear of bankruptcy because I didn't uped stability so I would declare and rebels kill me, now I always use to get institutions faster

  • @LordSoviet
    @LordSoviet Před 4 lety

    Good video

  • @ogulcanucar5021
    @ogulcanucar5021 Před 4 lety

    I tried it and failed because all adm, dip and mil powers decreased to -100 thats why I couldnt avoid the rebels. I lost all regions in Balkans (I was playing as Ottoman).

  • @eniotanaka2229
    @eniotanaka2229 Před 4 lety

    What about building world ports?

  • @DiamondTurtleGamer
    @DiamondTurtleGamer Před 4 lety +6

    can't lie. I've stragetic bankrupt a ton. 4 times in my Rome campaign. Mostly early on bc later on I had such a big income. Don't need any more bankruptcys lol

  • @savageantelope3306
    @savageantelope3306 Před 3 lety

    So from a new player, how TF do you avoid loans???!!!! I just always automatically take them out

  • @mycure0498
    @mycure0498 Před 2 lety

    Watching this in 2021 hits a little different

    • @ZlewikkTV
      @ZlewikkTV  Před 2 lety

      Why so? :p

    • @mycure0498
      @mycure0498 Před 2 lety

      @@ZlewikkTV The real world economy ain’t looking too good

  • @n.m.9616
    @n.m.9616 Před 3 lety

    More details are needed. The number of loan must be optimised, the player must be able to stand for (time to build + 5 years) and avoid forced Bankruptcy du to interest and loan limit.

    • @ZlewikkTV
      @ZlewikkTV  Před 3 lety

      This is super case to case and as far as I remember that was mentioned in the video

  • @Kyryyn_Lyyh
    @Kyryyn_Lyyh Před 11 měsíci

    epic manuever,

  • @DDanskAuxiliaerkorps
    @DDanskAuxiliaerkorps Před 3 lety

    i went bankrupt after war with UK and all the colonies and also the netherlands and their colonies and i had a few allies but far away that was Hungary and they did aid but i lost all my manpower and all my money i have Denmark Slesvig Holstein Sweden Norway and few parts of Estonia it was going just fine before they atacked.... i just cant counter cause their navy is way stronger and so is their econemy to the east i have Muscowy looking at me and i do not like that.....

  • @sekizbesyedi3592
    @sekizbesyedi3592 Před 4 lety +8

    Maduro liked this video.

  • @hoyinching9313
    @hoyinching9313 Před rokem

    If the ai is strong, the cases of necessary planned bankruptcy increases.
    In my scotish game. English has 50k troops. Without mercs, you can't make a tie. I killed them early on, so i could do France later

  • @Yargasblarg1
    @Yargasblarg1 Před 2 lety

    I did this like 3 times back to back in a Korea campaign and got huge but the 40% inflation i got to really made things hard.

    • @ZlewikkTV
      @ZlewikkTV  Před 2 lety

      With high inflation (I thing 30%+) you get estates diet that asks you to decrease inflation down to 15%. In exchange you get another -10% inflation as well as other bonuses. Really powerful and let's you deal with inflation very quickly

    • @Yargasblarg1
      @Yargasblarg1 Před 2 lety

      @@ZlewikkTV thanks for responding on an old video. Is it worth it to take the estate that gives you -inflation but +power cost?

  • @randomperson6988
    @randomperson6988 Před 4 lety +2

    Florrynomics

  • @fredricknoe3114
    @fredricknoe3114 Před 4 lety +2

    Hey could you please do a guide for the no trail of tears achievement?

  • @eLeft6
    @eLeft6 Před 3 lety +1

    Aw man... I tried going bankrupt to boost my economy without watching this video. I spent almost all my money on building every thing that would make me a profit and immediately after everything was built i went bankrupt. God dammit. Need to retry.

  • @demiryasar9272
    @demiryasar9272 Před 4 lety +2

    Zlewikk can you make the byzantium guide to roman empire.

    • @MrSaywutnow
      @MrSaywutnow Před 4 lety +2

      BudgetMonk has an excellent video on how to get a great start as Byzantium. The video was made in the 1.28 patch, but the strategy he describes still works in 1.29. It is challenging, though, and may require a couple of restarts.

    • @michaeljamesbart
      @michaeljamesbart Před 4 lety +1

      @@MrSaywutnow basically take budget monks video+ this bankruptcy guide for byzantium start.

  • @martinbergsten1219
    @martinbergsten1219 Před 4 lety +5

    Does it work in real life?

  • @TheSmashir
    @TheSmashir Před rokem +1

    i'm actually at -600€ in my bank account and to cope i'm watching this video

  • @PortugueseBall
    @PortugueseBall Před 2 lety +1

    Cool!
    Putin has probably watched your tutorial and is now testing if it works

  • @dimitriskaintasis2527
    @dimitriskaintasis2527 Před 3 lety +1

    So basically do a 5 year plan

  • @thorpet6412
    @thorpet6412 Před 4 lety

    Florry is that you? One more loan btw.

  • @damiang6644
    @damiang6644 Před 3 lety +1

    Is it work on 1.31.3?

  • @davidrafael9422
    @davidrafael9422 Před 4 lety +1

    Now in Spanish
    Ahora en español, saludos desde Perú

    • @negroespia9488
      @negroespia9488 Před 4 lety +2

      Antes de ir en bancarrota:
      Prepárate 10 años antes
      Tener treguas con tus enemigos
      Hacerte de aliados y mejorar relaciones a mas de 170 con estos.
      Construir manufacturas/zonas francas lo mas que puedas
      Después de irse a bancarrota:
      Evitar guerras
      Evitar préstamos a toda costa
      Mantener los fuertes activados

    • @davidrafael9422
      @davidrafael9422 Před 4 lety +1

      @@negroespia9488 gracias

  • @awkward7777
    @awkward7777 Před 3 lety

    If this was real Greece would have been a superpower

  • @musicrum5944
    @musicrum5944 Před 4 lety

    My question is, Who won the war in 1941-1945?

  • @gordonproductions284
    @gordonproductions284 Před 4 lety +1

    United states in nutshell tutorial

  • @scroogietw6878
    @scroogietw6878 Před 4 lety +2

    A suggestion, maybe put "Guide" in the title so people maybe find it easier

  • @SebHaarfagre
    @SebHaarfagre Před 3 lety

    _"Development removes devastation at 5% per point (with adjustment according to local autonomy)."_
    I can't find any information anywhere on how autonomy is relevant to this. As usual, the wikis are extremely lacklustre or ambiguous on anything but the basics. Does anyone know?
    Anyways, you can exploit before developing to help reduce the the long-term economic/administrative consequences of a bankruptcy.
    I've never really done that myself, though, and I've never induced a bankruptcy either, because I don't see the point. I could see the point if you know you're going to go into a harsh economic period. But I've just never done that, because of other micro-management... same goes for war etc.
    I can understand/see the nescessity of this in multiplayer. Not in single player, though, I consider it absolutely pointless and useless there. Just play properly and you won't need any induced bankruptcy to fill all your building slots or wreck AI.
    Of course, the exception would be small nations, with like 5-10 provinces (any less wouldn't make any sense in regards to bankruptcy), however, who on earth have 5-10 provinces only by the time of manufactories. Regardless of nation.

  • @charow2638
    @charow2638 Před 4 lety +6

    Nobody :
    Greece :

  • @ignar_
    @ignar_ Před 4 lety +1

    Mmm... Це not bad video

  • @doctordrizzles1281
    @doctordrizzles1281 Před 4 lety +2

    Dam and I just went bankrupt on a multiplayer a few days ago

  • @tramachi7027
    @tramachi7027 Před 4 lety

    8/10 Worked for me perfectly...Sadly a mustache man decided to fuck me over :(

  • @dlugi4198
    @dlugi4198 Před 3 měsíci

    Donald J trump furiously took notes to this video.

  • @ValeDrake78
    @ValeDrake78 Před 4 lety

    Ad italian subtitles

  • @otyri
    @otyri Před 4 lety

    Didn’t work, I was still loosing money

  • @paritoshd
    @paritoshd Před 4 lety

    Adapted from chapter 11 of Donald Trump's "The Art Of The Deal"

  • @szymoncurzydo4207
    @szymoncurzydo4207 Před 4 lety

    You should advise to the Polish goverment (we will all die)

  • @maciejolejarz1608
    @maciejolejarz1608 Před 4 lety

    PiErWszY FiRst

  • @nolife1990
    @nolife1990 Před 4 lety

    nie chcę być nie miły ale błagam dodaj jak możesz polskie napisy bo jest mi ciebie tak ciężko zrozumieć przez sposób twojej wymowy, że aż głowa boli

  • @maciejsroczynski1146
    @maciejsroczynski1146 Před 4 lety

    .

  • @SuperPagt
    @SuperPagt Před 4 lety

    Nah bankruptcy is just too much of a hassle

  • @kanak9305
    @kanak9305 Před 4 lety +12

    See? I TOLD you socialism works!

  • @HenriqueRJchiki
    @HenriqueRJchiki Před 2 lety

    This is so cringe they should raise bankrupt debuff to like 50 years

  • @imperion8238
    @imperion8238 Před 3 lety

    Every time i try to Even start a game i get SPAMMED with Loan messages. Its so fucking annoying. The developers of this game havent thought about new players at all. Shit game.

  • @philippemaquin4199
    @philippemaquin4199 Před 4 lety

    Worst idea ever :')

  • @devinmiller9765
    @devinmiller9765 Před 4 lety

    Oh my god stop with the editing side to side, it is really annoying