The BEST Travel Credit Card For 2024 And The Easiest Point Hack Ever!
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- čas přidán 22. 06. 2024
- This video is about the best travel credit card for 2024 and an amazing credit card point hack that saves us thousands of dollars per year. We believe the Chase Sapphire Reserve is the best card for frequent travelers, especially when combined with World of Hyatt, for several reasons:
1. Generous rewards program: The Chase Sapphire Reserve offers lucrative rewards on travel and dining. Cardholders earn 3 points per dollar spent on travel and dining worldwide and 1 point per dollar on all other purchases. Points can be redeemed for travel, gift cards, cash back, or transferred to airline and hotel loyalty programs at a 1:1 ratio.
2. Valuable sign-up bonus: Chase often provides a substantial sign-up bonus for new cardholders. This bonus is currently 60,000 points, which can be worth hundreds or even thousands of dollars when redeemed for travel.
3. Travel benefits: The card comes with a range of travel benefits that enhance the overall travel experience. These include a $300 annual travel credit, which can be used to offset any travel-related expenses, such as flights, hotels, rental cars, and more. Additionally, cardholders have access to airport lounges through the Priority Pass Select program, which provides a comfortable and relaxing environment during layovers. Other perks include trip cancellation/interruption insurance, travel and emergency assistance, and primary rental car insurance.
4. Flexible redemption options: The Chase Ultimate Rewards program allows cardholders to redeem points in various ways. You can book travel directly through the Chase Ultimate Rewards portal, transfer points to partner airline and hotel loyalty programs, or redeem them for cash back or gift cards.
5. Travel insurance coverage: The Chase Sapphire Reserve provides comprehensive travel insurance coverage, including trip cancellation/interruption insurance, baggage delay insurance, trip delay reimbursement, and emergency medical/dental coverage. These benefits can provide peace of mind during your travels.
6. No foreign transaction fees: The card does not charge any foreign transaction fees, making it an excellent choice for international travelers. You can use it abroad without incurring additional charges.
▶️ We started our channel to inspire and share our world travel lifestyle, adventures, and optimistic outlook on life with others. After completing a two-year journey in our Airstream to see all 50 states and 51 National Parks, we left to travel abroad. We have downsized our possessions and sold our home so that we can wander about with only the things in our backpacks.
We love living on the road, traveling each week to a new location. We plan to travel extensively to every part of the world. Ours is not a slow travel lifestyle but rather a vagabondish one. The goal is not to check a country off a list, but to experience it by meeting new people, seeing how others live, and making new friends. We believe in laughing, loving, and living our lives to the fullest.
We are working hard to build a beautiful website where you can get travel information about the places we have been. In addition, we post blog articles to help you travel better. Our channel is a way of augmenting that effort, so sometimes we post videos about how to travel or a vlog showing our lives on the road as we do an activity or an adventure. We also post Shorts, so check those out, too. We hope to entertain you, but most importantly, we want to inspire you and give you the confidence to plan your own adventure around the world.
Video # 122
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00:00 Introduction
00:42 Chase Sapphire Reserve
01:40 Simple to Use Travel Credit Card
03:06 Annual Cost of Travel Credit Card
04:00 Priority Pass Airport Lounges
05:46 TSA & Global Entry is free with Chase Sapphire Reserve
06:30 Other Travel Protections
06:45 Other Benefits of Chase Sapphire Reserve
07:04 Our Impressions of Chase Sapphire Reserve
07:15 Chase Partners - World of Hyatt
We love finding travel bargains and this is one of our favorites! Let us know your favorite travel credit card and why. Safe travels,
John and Bev
retirementtravelers.com/
Right on! I am using the same card. In one year, I used the airport lounge 63 times!!! My wife and I will start a 7-month round-the-world journey to visit 14 countries. We are excited. Keep on traveling!
That is awesome! Good luck on your journey and hope you make some amazing memories.
Safe travels and many blessings,
John and Bev
retirementtravelers.com/
Perfect timing on this video about travel cards! We are ready to embark on some serious retirement traveling, so I was just researching the Chase Reserve and the Amex Platinum $695 (+ $175 for additional card!), but there are some extra perks with the Amex (such as a $240 digital credit for our SiriusFM) that might make it worth the extra $ to us. One of the most important perks for any card, though, is access to lounges. That lounge access had been greatly restricted in recent years since lounges had become so overcrowded. Whichever card we choose, we'lll definitely set it up for automatic payment in full each month. And, I definitely agree that simplicity is important. No juggling cards for me. Thanks for the tips!
Thanks for sharing. There are a lot of great cards out there. We've considered the Amex as well. Safe travels and many blessings.
John and Bev
retirementtravelers.com/
My husband and I recently discovered your channel and have already started applying many of your tips and we're both veteran travelers ourselves. We love the energy, positivity and look forward to each new video!
Thanks so much for the kind words. We hope you enjoy our channel and website.
John and Bev
retirementtravelers.com/
I've had my Chase Reserve card since 2015 and love it! I got in when they had 100K point bonus for new sign-up so the value was even better. During Covid when I didn't travel, I used the $300 travel credit to top off my transit pass in my hometown. And when a pebble flew up and cracked the windshield of my rental car, I submitted a claim to Chase and they reimbursed the $75 bill within days. As I plan to travel more in 2024, I requested a credit limit increase and they doubled it. I use it for everyday purchases and pay in full every month.
That's great. Thanks for sharing.
John and Bev
retirementtravelers.com/
Love the Hyatt hack tip! Thanks
Thanks. Glad you liked it. Good luck and save a lot.
John and Bev
retirementtravelers.com/
Good to know! Thanks you for this video. Warm regards,
Thanks. Hope you enjoyed the video and our channel.
John and Bev
retirementtravelers.com/
This video gave me a smile from ear to ear... what a grand thing for you guys! Bravo!
We like ear to ear smiles. 😊 Thanks for watching and hope you are enjoying our channel and website.
John and Bev
retirementtravelers.com/
thank you for the info guys!!! great video!
Our pleasure! Thanks for watching.
John and Bev
retirementtravelers.com/
Love this. So helpful
Thanks. So glad it was helpful.
John and Bev
retirementtravelers.com/
I’ve been on the fence with this card, but you’ve explained the benefits so well; I’m ready to sign up. Chase needs to give you a link! Love this “how-to” type of content. Thanks 🙏🏻
Thanks so much. Glad you are enjoying our channel and hope you start earning points soon.
John and Bev
retirementtravelers.com/
I am a Hyatt user for sure, so I'm gonna use these ideas. Thank you🎉
You are so welcome! Good luck and lots of savings!
Safe travels,
John and Bev
retirementtravelers.com
Love you guys and am new to your channel- my husband and I are "flex-pats". I am so enjoying your videos and next step is signing up for the newsletter. Thank you for all the great info. and advice. Komodo National Park is definitely on my list on my return to Southeast Asia- safe travels to you always.
We love flexpats! Glad you are enjoying our channel and website. Safe travels and many blessings,
John and Bev
retirementtravelers.com/
Thank you so much! Have a couple coffees on me 😊 I've been using Citibank bc I get 2% back and it's simple but the way I travel now, I see the clear benefits of this card. Signing up today! The travel insurance alone is worth it! Booked a trip to Kauai in Sept and the insurance is $900 for that one trip. Thanks John & Bev. You guys really have the most useful info and you're fabulous on screen. Keep up the great work!
Thanks so much for the kind gesture and will do on the coffee. 😉 Enjoy your trip to Kauai and safe travels.
John and Bev
retirementtravelers.com/
Thank you for your videos. A lot of useful information.
Thanks so much. Glad you like them!
Happy journeys,
John and Bev
retirementtravelers.com/
I'm a new subscriber. Just wanted to let you know that I appreciate all your great travel information and am looking forward to more in 2024!
Welcome aboard! Thanks for the kind words and hope you enjoy our channel. Many blessings and safe travels in 2024.
John and Bev
retirementtravelers.com/
You just saved me $375 on a hotel with the Hyatt hack that I didn't know about before! Thanks!
That’s awesome 👏 So happy for you.
John and Bev
retirementtravelers.com
You folks are the greatest, you are living my life…. The way I would live when I have the means….thank you for all your valuable advice and videos. ❤
Wow, thank you! Glad you are enjoying our channel. Safe travels and best of luck. We are cheering for your success.
John and Bev
retirementtravelers.com
We love our chase too! I wasn’t aware of the Hyatt partnership. Thank you! Sometimes there isn’t a Priority Pass lounge, BUT a partnering restaurant in the airport. I think in DCA we were given a $30 pp food credit. Excellent tips! ~Cara 😊
Thanks for the tip on the partnering restaurants. We have seen this on several occasions as well. Thanks for sharing.
John and Bev
retirementtravelers.com/
I've got to look into partnering restaurants. Thanks.
Very informative
Glad it was helpful! Thanks.
Happy journeys,
John and Bev
retirementtravelers.com
Thank you for this excellent overview...I've read all the information but this really makes it real! I won't travel often but it might still work..
Glad it was helpful! Good luck and safe travels,
John and Bev
retirementtravelers.com/
I didn't realize the Hyatt partnership as well. We will be upgrading our credit card! Thank you
Our pleasure! Hope you save a bunch and enjoy our channel and website.
John and Bev
retirementtravelers.com
Pretty much agree with your view for the Chase card. I got one as well. Aside from the Hyatt, I like to use the points to exchange for flights and hotel rooms. Chase travel will almost have cheaper rooms than published rate. I also got an American Express card, it gave me access to centurion lounges (limit to some airports only), but the points are worthless. So Chase is my primary travel card. I am glad that you enjoy Taiwan, there are many more places there for you to visit. Be safe and have fun.
Thanks. We agree the Chase card is wonderful. We plan to return to Taiwan in the fall of 2024 and spend around 2 weeks making our way around the island. We can't wait. It is one of our favorite places.
John and Bev
retirementtravelers.com/
@@RetirementTravelers I am a Taiwanese but left from there near 40 years to lived abroad in Japan and now living in USA. In recent two decades, I still keep visiting back Taiwan every 2-3 years to reunion with my wife and me both families. Aside the great foods we always really enjoy out there, we also planed healthcare check on each time visit. Taiwan has been a country with well-known healthcare system and great fordable Medicare services for years. I highly recommend you try out it if you need some treatments may help on your healthcare.
BTW, I tried to learn English more to search around CZcams and unexpectedly found both of your speaking are so easy to follow and with tons of wisdoms in retirement life . I am turning to retirement age in next year. Your programs are really opening my mind and provide great helpful tips. Again, GREAT THANKS😊
Thank you for another good advice vlog. We enjoy using points and miles just as you do. Question: Do you have experience with using Chase points on Marriott? Does it offer the same perks as for Hyatt?
Thanks. We don't think Marriott is a partner brand. We certainly don't have any experience transferring points. We do have Marriott rewards, but just from stays.
John and Bev
retirementtravelers.com/
Thanks again! I’ve had that card for years and can confirm your experiences, but I didn’t know about the H Hack! I will have to try that.
Glad it was helpful! Hope you find some great Hyatt bargains.
Safe travels,
John and Bev
retirementtravelers.com
These are great ideas. With a little bit of research and effort you are able to save a lot of money and enjoy some great perks. Thanks for sharing your experiences!
Thanks and we hope everyone finds them helpful.
John and Bev
retirementtravelers.com/
Hyatt points are new to me and I will try. Thanks!
Good luck! We think you will like it.
John and Bev
retirementtravelers.com/
I’m a new subscriber and I look forward to your new posts. Do you just sign up to be a member of Hyatt or do you also have the Hyatt credit card through Chase? Thank you!
Thanks and hope you are enjoying and channel and website. Just sign up for the World of Hyatt and get a membership. You do NOT need to get a Hyatt credit card.
John and Bev
retirementtravelers.com/
Thanks for the informative video. I was curious about using the points for free airline tickets. We primarily use the Chase Hyatt Visa which helps us to maintain Globalist status and results in many free hotel nights.
You can book flights on the Chase travel portal and use points for free flights or you can transfer Chase points to a partner Airline, such as Southwest.
John and Bev
retirementtravelers.com/
Love this info! One can also combine "preferred" points with "reserve" points to book.
Great tip! Thanks for sharing.
John and Bev
retirementtravelers.com/
You can also combine Chase Freedom points.
@retirementtravelers Hi!! Your kids are right, you guys are so cute!! Love your videos, you have great energy & are so supportive of each other. You are lots of fun to watch! Keep doing what you do!
Thank you so much! We are having fun. Selling everything to travel the world was the best thing we could have done!
John and Bev
retirementtravelers.com/
Great review. I use this card and didn’t know the Hyatt hack. I use this card when I travel for collision damage waiver on rental cars. Some rental car companies in countries like Costa Rica required I have it. I have saved hundreds on long trips.
Thanks. The Hyatt hack has saved us so much!!!
John and Bev
retirementtravelers.com/
Agree. Best card for free rental car insurance.
Great content! You two are so cute. If I was retired, I would tag along with you guys, what I mean is not follow you everywhere, but just follow your travel plan during your stay so that I know what to do and what to see in a country.
Thanks for following along. You could be our very first "groupie" 🤣🤣. Glad our videos help inspire you to travel and we would be glad to help any way we can.
Safe travels,
John and Bev
retirementtravelers.com/
I agree. Me too!
Regarding the Priority Pass Lounge access......what level of access do you get with the card ? I see on Priority Pass website differing levels of membership. New subscriber to your channel......appreciate your insights. Thx.
Thanks for following along with us. Hope you enjoy our channel. We definitely would not BUY a Priority pass membership! With our Chase Sapphire Reserve card we have never been turned away from a Priority Pass lounge (and we visit many) AND we each get to bring in a free guest, which is better than the top PP level.
Safe travels,
John and Bev
retirementtravelers.com/
I’ve been on the fence with the Sapphire Reserve card for awhile. Fairly recently, Chase had an 85,000 point bonus reward for new signers. I happened to be in my local Chase Bank and the banker I was working with mentioned that if you sign up at Chase Bank they add in another 5,000 points, bringing the total reward up to 90,000. I’m keeping an eye out for the next big reward special offer to sign up.
Good luck and hope it works out for you. It has saved us quite a lot.
John and Bev
retirementtravelers.com/
Great video Bev and John! Based on your use of the card for all you do, what would you say is the range of points one could accumulate in a year? I know it depends on spending and price point, but anecdotally, is there a range you would suggest based on what one incurs while traveling full time abroad? Thank you! Craig M
First, we think card is worth it just spending the $4000 and getting the 60,000 point bonus. For example if you traveled full time and spent $3000/month on travel, that would be $36,000 x 3 or 108,000 points.
John and Bev
retirementtravelers.com/
I LOVE a good lounge. Just the bathroom experience in the lounge is a perk!
We do too. As full time travelers, it is very important to us.
John and Bev
retirementtravelers.com
@@RetirementTravelers I can imagine
I use Chase and CapOne for booking hotels at times, the 10x on both is nice. But from my number crunching, Agoda is still much cheaper 90 plus percent of the time.
That is what we have found as well most of the time. Thanks for sharing.
John and Bev
retirementtravelers.com/
You should get an affiliate link to get credit for people that sign up from your link since you made this video. Thanks for the great Hyatt tip.
Probably should have, but wanted people to know that was our incentive for making the video.
John and Bev
retirementtravelers.com/
Sapphire from Cheese. I agree! I love it..
Question: when you booked the hotel at the airport. Did you get free hotel pick up?
We are heading to Doha later this year. It doesn't sound like there is free hotel pick-up from what we can tell, but Uber/Taxi appear to be cheap and it is close to the airport.
John and Bev
retirementtravelers.com/
You mentioned transferring points from you Chase card to your World of Hyatt account. How do you determine the amount of points and the cost of the hotel before booking? By the way your CZcams information is excellent. You should have your own TV series.
First, thanks for the kind words about our channel. You can go on your World of Hyatt account and search for hotels at a location. Make sure you have the box checked for "use points". Select the dates, location and hotel and it will show you the number of points required. We usually transfer a bigger portion over from Chase so that they are already there when we book a hotel.
John and Bev
retirementtravelers.com/
CSR is Awesome. I luv Traveling Overseas with it
We agree. It is a must have when traveling overseas and also has tons of perks.
Safe travels,
John and Bev
retirementtravelers.com/
More deadbeats!😁 I've been doing the credit card rebate game for 30 years, using those rebates to help fund savings on the budget spreadsheet. Honey, this is the card to use this month for groceries . . . . 🙂 And yes, we always pay off in full each month. I see I'll have to do some serious research when/if we get to travel. Thank you for this eye-opener to serious hacking. Experiencing an airport lounge is is getting added to my bucket list.
Glad you are another deadbeat with us. 🤣 We now use ALL of our points only on great stays at Hyatt around the world. We also love those airport lounges! Thanks for following along with us.
Safe travels,
John and Bev
retirementtravelers.com/
Great video, What about medical insurance ?
We are planning this in an upcoming "Travel School" video. Thanks.
John and Bev
retirementtravelers.com/
I've been using the Chase Preferred Card for the last two years. I was mulling whether switching to the Reserve would be worth it to us. And your travel hack regarding Hyatt Hotels may be just the feature that makes me want to switch.
Thanks and hope it works for you. We have been very pleased with the Hyatt point amounts.
Safe travels,
John and Bev
retirementtravelers.com/
I have a chase freedom flex and unlimited. I love to travel, but $550 is too much for me. I also have ihg credit card. I enjoy watching you on CZcams ❤
Thanks for sharing and following along with us on CZcams.
Safe travels,
John and Bev
retirementtravelers.com/
Thank you for the great info. Always appreciate your videos. With the Chase Reserved perk of the Priority Pass-do you have to pay a fee to access the lounge? On the PP website it says there is a $35 fee to enter. That doesn’t feel like a perk. Thank you.
Thanks so much. No there is no fee to get into the PP lounges if you are a Chase cardholder. With our card, and the $75 additional card, we can take 2 guests in to the lounges as well for free. The $35 fee is likely for people that don't have access through a credit card. We have been in countless lounges around the world and has been a great perk.
Happy journeys,
John and Bev
retirementtravelers.com/
@@RetirementTravelers THANK YOU so much for such a quick response!
Another great video! Love your advice. You didn't mention foreign transaction fees but I am assuming they are zero with the card?
Thanks so much and that is correct. No foreign transaction fees. Thanks for mentioning.
John and Bev
retirementtravelers.com
I agree with you guys...I love the CSR. If you're not interested in getting another Chase card to increase your UR points, then I would suggest getting just 2 more cards, that you would not use daily, but will elevate your travel experience. 1)Hilton Aspire 2) co-brand card of the airline you fly most
Great tips. Thanks for sharing.
Safe travels,
John and Bev
retirementtravelers.com/
I just canceled my Hilton Aspire card. The annual fee went up to $550 and they removed Priority Pass membership.
Great video folks, shame it's not available for Canucks!
Sorry to hear that. Hopefully that will change someday.
John and Bev
retirementtravelers.com/
You should look at the Wise card- no exchange fees-transfer fees- there are fees for transffering USD to the account.
Thanks for sharing your suggestion.
John and Bev
retirementtravelers.com/
I feel I get good value with 3 of their transfer partners: 1) BA, for flights on AA, 2) Southwest 3) Hyatt. Note, I think you're under valuing Hyatt points, though. You mentioned that 6K points were worth $60...they should be worth $120. (2 cents pp)
Thanks. Because of where our children are located, Southwest is a great choice for us as well in the US. Thanks for the tip.
Safe travels,
John and Bev
retirementtravelers.com/
We have not yet taken the leap to a fee credit card. I use Costco executive card/paired with Costco citicard, and get 3% on Costco booked travel, and 2% on my executive card. I am using the new well Fargo autograph card and get 3% on all travel and 3% off utilities and internet services. Yes I have in the past played rotate the credit card for purchases, but I too am getting tired of keeping rewards straight.
If you travel a lot, we think this is a good option.
Best of luck and many blessings,
John and Bev
minutesuites.com/locations/
You are both adorable (and smart). Thank you for your wise advice. One question: have you ever disputed a charge with Chase Saphire’s customer service? I have Citi MC because their dispute team takes care of fraudulent charges on my behalf. I once had a bad experience with another card that made me do all the legwork. I just retired and plan to travel. It would be wonderful to maximize credit card points. (For example I’m currently paying $500/year for travel insurance).
Thanks so much for the kind words. We haven't had many issues, but our experience with the Chase fraud department has been positive. Congrats on your retirement and safe travels,
John and Bev
retirementtravelers.com/
Oh good. Thank you so much. I will apply for the card you recommend. Hopefully it will be useful during an upcoming 6 hour layover in Istanbul. Will call customer service to see if they have a priority lounge there. I’m sharing your channel with many friends. Thank you !
@@ChipyRose Thanks so much for sharing our channel. It means a lot. Download the Priority Pass App and you can easily access all lounge info by airport. Just checked IST and looks like there are a couple of PP lounges.
Safe travels,
John and Bev
I know y’all talked about simplicity, but adding the Freedom unlimited and the Freedom flex would help you rack up more points for more travel! Specially referring each other since they’re no annual free cards. Wish y’all the best!
Definitely something for us to consider. Thanks for the suggestion.
John and Bev
retirementtravelers.com/
Problem with the Freedom cards is Chase charges Foreign transaction fees, so they are only helpful inside the US.
Great insights on how to maximize use of this credit card. I recently signed up for the Capital One card because they don't charge exchange fees. Does the Sapphire Reserve offer this perk?
We use a Capital One debit card for any cash transactions
John and Bev
retirementtravelers.com
Great content. Yes, the advantage of Visa is it’s accepted more places than Amex. I’m looking for a card that gets me a great free phone or lots of cash back every year. 😆
Excellent and good luck. Getting free stuff is SO much fun!!!
John and Bev
retirementtravelers.com/
Have you already talked about what VPN you’d recommend by chance?
@@Usepen We use ExpressVPN
The US Bank Altitude Reserve card is also a contender. $400 annual fee but $325 travel is reimbursed every year. There's effectively a $750 sign-up bonus. 3X points on travel and e-wallet purchases with a 1.5X multiplier when used for "real time rewards". Theft or damage cell phone protection up to $600, TSA Precheck or Global Entry reimbursement. Only 8 lounge visits a year though and no Hyatt redemption option.
Thanks for sharing. We weren't familiar with that card. We really rely on the Hyatt hack and spend most all of our Chase points there.
Safe travels and many blessings,
John and Bev
retirementtravelers.com/
I have the Chase card as well and utilize the Priority Club membership quite often but I did not know about the minute lounges or how to look them up. Where do I go to find them?
Here is a link to the Minute Suites website. They have locations listed there. Good luck and safe travels,
John and Bev
minutesuites.com/locations/
Thanks for the videos. I have the Reserve card and was wondering if there is any benefit in getting my partner the additional card as opposed to letting her apply for her own card? Her credit score is at around 830 and no debt so I'm pretty sure she would get approved but she would then have to pay the 550 fee that I'm paying also. With me getting her the additional card for 75 would she have all the card benefits independently from my benefits or are they shared? I'm about to do Global entry so I'm not sure if they will cover her fee also. Thanks in advance
We have the $75 additional card because it is nice when we have people traveling with us that we can get 4 people total into the lounge at the airport.
Happy journeys,
John and Bev
retirementtravelers.com/
Plus, I already know you John! 😂😂
If your husband is Bernie, then I do know you guys. Tell him we said hello.
John and Bev
retirementtravelers.com
Love your site! I had a Chase card, too, for the same reasons: simplicity and great rewards. Then I learned that Chase is the biggest funder of oil and gas projects in the US, ergo the world. hose Big TOil pipeline and drilling projects? Mostly funded by Chase. There's a national movement to divest from the banks that fund Big Oil--and I signed on to that. I'm not gonna lie, it wasn't easy to cut up my cards and find "clean" cards with good rewards, but to me, one more step toward aligning my values with my actions was worth it. I've just entered my 70s, and I've done a lot of the things you have. But I also feel an urgency to reverse course on the harm humankind is inflicting on this magical, miraculous planet that both of us have seen up-close and personal.
Thanks for sharing your thoughts.
John and Bev
retirementtravelers.com/
Amen to that. Agree 100%
Good video. 2 questions:
1. Does Chase Reserve give you medical insurance coverage for your travels?
From what I read, there is a special clause to get the coverage. You have to book travel through a travel agency. Not sure how that works. Any insights ?
2. If spouse gets the second card, is the Global entry fee covered for the spouse as well ?
Thanks !
Thanks.
1. Need to check their website on this one. Not sure.
2. Global entry covered for spouse on second card.
John and Bev
retirementtravelers.com/
John and Bev - Do you take separate medical insurance coverage for your travels ? If yes, can you let us know from where?
I have been looking into that and couldn’t find provider offering only medical insurance for international travel.
(From what I read about this card, it provides excellent travel insurance but not the medical insurance. )
@@indiea5588 We keep our US based retiree coverage. We are covered as out of network. We have found care is so low cost in many countries that we just paid out of pocket.
John and Bev
I have Global Entry. Takes about 2 months wait for the Global Entry application interview .
Thanks for sharing.
Happy journeys,
John and Bev
retirementtravelers.com/
If you have the CSR, what additional travel insurance if any, should you purchase?
Great question. We are working on a travel insurance video in our travel school series.
Safe travels,
John and Bev
retirementtravelers.com/
2 questions!
1. Do point transfer to Hyatt in a 1:1 ratio, or are there ever ‘deals’ where it’s higher?
2. Your room example, 6000 points is $60. Isn’t it 1 dollar per point? I know there’s simple logic I’m missing here 😂
Thanks for the info! I have the preferred card and I just made it my primary card for all purchases. Here’s to travel benefits!!
Thanks for the questions.
Points do transfer to Hyatt at 1:1, although you boost them by using your Chase card to get 3x on travel related purchases before you transfer.
6000 points is roughly $60. We still consider the points "free" because it zero additional cash out of pocket.
Safe travels,
John and Bev
retirementtravelers.com/
Hope you don’t say Delta Platinum Amex. They took away lounge access. What good is the card.
I am a points and miles enthusiast and have been flying nearly free since 2009, now usually business class. I switch back and forth between the Chase Sapphire Reserve and the Chase Sapphire Preferred. The best benefit on both cards is the travel insurance. The Chase travel portal is a third party booking site and is too problematic. I use all my points with Hyatts regarding these two cards.
Sounds like you have a great plan. Well done. Thanks for sharing your method.
John and Bev
retirementtravelers.com/
Why do you use 2 different cards, both from Chase? Thanks.
@@dmorgans actually, I have about four different Chase Cards. I initially get them for the sign up bonuses. I always have either the Chase Sapphire Preferred (CSP) or the Chase Sapphire Reserve (CSR). You can product change between the cards. I usually have the CSP. Occasionally, I upgrade to the CSR so that I can have airport lounge access, but I usually use the Hilton Business card for lounge access because the annual fee is $95, much less than the CSR annual fee.
Most points and miles enthusiasts have multiple credit cards and cycle through opening and closing cards primarily for the generous sign up bonuses, (SUBs). People in this hobby think the CSP is the best card to get first. If you want to know more about this hobby I can give you several bloggers in this hobby to follow.
@@gemmeg2 Thank you so much for the info. Yes. would you mind please sharing the bloggers on collecting points and miles please? Thank you 😊
@@gemmeg2Hi. I am also a person who has CSP. I’ve considered changing to CSR but on the fence. Is there a way to move from CSP to CSR? I currently have 175k CSP points. I joined a couple years ago and got 100k for signing. I need to learn how to best use them. - I need to look to see if there is a great way to use them in a Marriott “club” membership.
I don't fly much so I use the IHG Chase card . I think I got 80,000 points when I signed up, it costs $49 a year and kicks in one free IHG anniversary stay per year. So as mostly a ground pounder that works out and still gives you points towards future IHG hotel stays. But yeah if you flew often through large lounge based airports then it makes sense to spring for the $$$ card.
Thanks for sharing. Lots of good cards out there.
John and Bev
retirementtravelers.com/
I also do the same. My wife has a second IHG card so we get 2 free nights each year (or sort of since annual fee is $49/yr for each card).
@@jimknarr hmm , don't you have to charge some minimum amount per year to keep the 2nd account active or the points vanish over time, otherwise it's $49 bucks for a hotel room valued at whatever a sub 30,000 point rate room goes for?
@@markbajek2541 Just $49/yr to get annual free night certificate. Caveat is you have 1 year to use it, or you lose it.
I agree with many of the interesting comments in your video. I am wondering about your experience with the exchange or conversion rates used by Chase. In my experience, the left much to be desired compared to other international payment alternatives. Can anyone substantiate my experience ?
Thanks and great question. We have read that Mastercard has the best rates, but our experience is that there is very little difference. We think the benefits with the Chase rewards points transferring to Hyatt more than outweighs anything else!
Safe travels,
John and Bev
retirementtravelers.com/
In case you didn't know, the Priority Pass works at your arrival airports as well :)
Thanks for sharing. We have used that feature before when we were too early to check into our hotel.
Happy journeys,
John and Bev
retirementtravelers.com/
Just signed up for 2 cards
That's great. Here's to many free hotel nights. 🍻
John and Bev
retirementtravelers.com/
My husband and I are new retirees and plan to travel globally. Is it better that each of us have our own Chase card account? I am guessing that we would get more perks if one of us referred the other for a separate account. Or for simplistic purposes, should one of us have the Chase account and the other simply be an "authorized user"? If we have only one account, it will still get both of us into the airport lounges, right?
Our recommendation is having one account and just get a second cardholder. It is a lot cheaper and you get a few extra benefits, like each of you would be able to bring in a guest to the lounge.
Safe travels,
John and Bev
retirementtravelers.com/
I have the AMEX Reserve card. Pretty much same benefits. Pay it off every month. I fly exclusively Delta so it gives me free entry to the Sky lounge and travel miles. I got up to almost 200k miles last year. Covers every purchase if there is a defect. Covers rental cars. Covers travel (like travel insurance). And it's 500 a year.
Thanks for sharing. Another good one. John used this card during his working years and flying Delta all the time.
Safe travels,
John and Bev
retirementtravelers.com
My son has this AMEX card. He is active military, so he gets the $650 annual fee waived. Can't beat it.
@@Rush-Fan2112 Wow. That’s great and he deserves it. Thanks for his service.
John and Bev
retirementtravelers.com
We recently got the Capital One Venture X travel card. It has an annual fee of $395 and seems to offer similar perks. I'll have to compare it more closely to the Chase Saphire Reserve to see what the differences are.
Venture x is better.
Thanks for the info.
John and Bev
Both are amazing cards. We just really like the additional perk of transferring points to Hyatt because we have found the best hotel bargains there. We spend about 300 nights a year finding lodging as full time travelers.
John and Bev
retirementtravelers.com/
@@RetirementTravelers We really like Hyatt too. From the brief reading, I did this afternoon, it sounds like the Chase Saphire Reserve is better in a few ways. As you said, the Hyatt perk is big. It also seems to be quite a bit more flexible in how you purchase airline tickets, which seems a bit restrictive with Venture X.
We don't live "on the go", like you, but if we did I'd probably switch to the Saphire Reserve.
I agree. I researched both the cards quite a bit and found more value in the Reserve card, at least for us.
I like Chase Double Cash card
Thanks for sharing.
Happy journeys,
John and Bev
retirementtravelers.com/
After that review, I’d add your referral code! 🎉
Agreed. I was looking for it so I could help support them but didn't see it. John & Bev: I'll wait a few days and if you add it, I'll use it.
Thanks so much. We probably should have. 🤣 We just wanted people to know we weren't being influenced by additional referrals and giving an honest review.
Safe travels and many blessings,
John and Bev
retirementtravelers.com/
@@RetirementTravelers That is super impressive. Thanks so much for all your tips.
Is there an international fee associated with this card? And do you also get lounge access like first class passengers?
There are no international transaction fees and you get access to all lounges that are associated with "Priority Pass". They have about 1300 around the world.
John and Bev
retirementtravelers.com/
I just started using Credit cards to amplify the benefits of travel, I actually opened Sapphire Preferred card first. Do you know if any card gives extra points for AirBNB?
Chase considers Airbnb a travel expense. I think they give 2x points on Preferred and 3x on Reserve. Thanks for watching! John & Bev
Debating on either United explorer vs Sapphire card?
We just read a review on nerdwallet that compares these 2. They picked Sapphire. You should read that one. We like the flexibility of uses and you can transfer points to United, if that's where you fly. Hope you are enjoying our channel.
Safe travels,
John and Bev
retirementtravelers.com/
I applied for the chase sapphire reserve card over a month ago and I called today to find out what is going on. They are still considering my application? I have had another chase card for years and I have nearly a perfect credit score. I’m wondering if banks aren’t opening new accounts right now during their financial crisis?
That's interesting and surprising. Thanks for sharing.
John and Bev
retirementtravelers.com/
I wonder what would be an equivalent card in Canada??
The Points Guy has a blog about Canadian cards. Good luck and safe travels.
John and Bev
retirementtravelers.com
What about international transaction fees? Are these waived?
Yes, these are waived. Thanks for the reminder.
John and Bev
retirementtravelers.com
I’ve been a lounge guest of strangers.
Awesome.
John and Bev
I have a chase Marriott card, can I upgrade and Transfer my point balance?
You need to check with Chase on that one, but it is a good thought.
John and Bev
retirementtravelers.com/
I'm still a rookie, so I did not understand about the booking a string of flights with Chase card, why was that a problem?
No problem. Good question. When booking a flight, you can do one way, round trip or multi-leg. Don't do multi-leg if you are using points. Keep it very simple. We have basically switched to using ALL of our points for Hyatt now because of the great discounts.
John and Bev
retirementtravelers.com/
@@RetirementTravelers Me as well.
you probably already know, but you can get even more bonus miles if someone gets a travel card using your referral
Thanks. We just wanted people to know it wasn't the referral bonus getting us to do the video. We truly like the feature of the card and wanted to share it.
John and Bev
retirementtravelers.com/
Appreciate your thoughts but believe the Capital One Venture X is the better card. 2 points per dollar on everyday purchases and 10x hotels/5x flights. Priority Pass, primary car rental insurance. $300 annual credit. The benefits are virtually identical to Chase but twice as many points on everyday purchases makes it a better deal than Chase.
Sounds like both are great cards. Thanks for sharing.
John and Bev
retirementtravelers.com/
In addition, Capital One Venture X also gives you 10000 anniversary bonus points. However, Cap 1 X does not have Hyatt as their transfer partner. Thus we use the Cap 1 X and Chase Sapphire Preferred as our travel cards.
Except that this card is not accepted outside of the US.
@@addyskarunaratne6543 Thanks for sharing that. Good point.
John and Bev
@@addyskarunaratne6543 we have just returned from a trip to southeast asia and s Korea and we were able to use our cap 1 x card without any problem.
I had this card from long ago, is it possible to get those points if I just upgrade the card?
Not sure for your situation. Better check their website or contact them directly. Good luck.
John and Bev
retirementtravelers.com/
@@RetirementTravelers ok, thanks!
Do you need to be a US citizen for this card?
We believe there are some exceptions for non-residents, but check the site for details.
John and Bev
retirementtravelers.com/
This is only for US citizens right?
We believe so, but should probably check the Chase Sapphire Reserve website to confirm.
Safe travels,
John and Bev
retirementtravelers.com/
Amex isn’t accepted everywhere like visa
Great point. Thanks for sharing. Another reason we like the Chase card for world travel.
John and Bev
retirementtravelers.com
Yes, I was surprised the other day when the movie theater wouldn't take my Delta Skymiles Amex. I didn't have my backup card with me or enough cash for the ticket. I've been trying to decide between a Chase Sapphire or an Amex Platinum, but now the Amex is probably no longer in the running.
AMEX Requires a different machine and probably higher fee is why it's not accepted everywhere
Is Chase Sapphire available outside of the USA ? I like your money-saving tips. Keep travelling John Bev and maybe you can a video on problems that you have met along the way ( sickness, accident etc). But great energy and enthusiasm!
We don't think so, but check the website. Thanks for the video suggestion. We keep a list of ideas to work on.
John and Bev
retirementtravelers.com/
It seems you need a usa residence in order to het this card :-(
Unfortunately that appears to be the case. Thanks for sharing.
John and Bev
retirementtravelers.com/
Not sure if you’ve covered it before but another hack is having a free Schwab checking acct./ATM card so any withdrawals around the world (sometimes you need some cash) have any charged ATM fees reimbursed to your account. Great for travel and ex-pats.
We didn't cover that in this video. We use a Capitol One debit card and it works the same way. Thanks so much for sharing this hack with the Schwab checking account.
John and Bev
retirementtravelers.com/
Yes, it's a VISA debit card. I don't think I can get a MC debit since I have no banks which offer it, but I would like to have a MC credit card to augment VISA credit cards and the Schwab debit card, at least. Looking at things like a Quicksilver card, too.
Wow! Great video on the Chase Reserve Card! didn’t know about transferring points to hotels such as Hyatt. An awesome tip!! 🏨👍🏼
Thanks. Glad it was helpful! We have been using this a lot lately.
John and Bev
retirementtravelers.com/
🏨🏨🏨🏨🏨 ❤ 🤑
Thanks.
Happy journeys,
John and Bev
retirementtravelers.com/