LIC Jeevan Saral Fraud With Proof | LIC Jeevan Saral (part -2)
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- čas přidán 10. 07. 2019
- All the facts are shown in this video are based on emails that have been sent to us by people and also based on the articles published on the websites monelife.in and mumbaimirror.indiatimes.com
This year onwards, a large chunk of Jeevan Saral policies, sold by the Life Insurance Corporation of India (LIC), will mature and policyholders in the higher age group who bought these will get a rude shock. They will find that they have been duped into getting half, or less, of what they paid by way of premiums over 10 or more years. At that juncture, they may decide to take legal action. LIC, on the other hand, anticipates these legal fights and seems to be determined to save its skin by doggedly fighting on and taking the cases to higher courts, to avoid having to compensate the policyholders. The government-backed insurance behemoth is not interested in being fair to millions of Indians who have, over generations, wholeheartedly trusted the brand.
Credits:
1. NDTV
2. INDIA TODAY
3. AMAR UJALA
4.DNA
5. JANSATTA
6. MONEY LIFE
#lic #ndtv #dna #amarujala
#moneylife #mumbaimirror
नमस्कार दोस्तों ,
इस वीडियो में जितने भी तथ्य दिखाए गए हैं वह सब उन emails पर आधारित है जो हमें policyholders ने अपने policy documents के साथ भेजा है l और उन लेखों पर भी जो monelife.in और mumbaimirror.indiatimes.com में छपे हैं l
Money Upay बीमा का मतलब टर्म इंशोरेन्स होता है। बाकि सब प्लान जनता को सूतिया बनाने के लिए है। अपना पैसा ब्लॉक करके मूर्ख मत बने। LIC के ब्राँच मैनेजर , मैच्योरिटी,डेथ क्लेम, लोन , सर्वाईवल बैनीफिट के डिपार्टमेंट अपने पॉलीसी होल्डर्स की लिस्ट निकालकर बाहार बेचते है। जिससे वो ठगी करते है। जितने भी इंशोरेन्स फ्रॉड हो रहे है। सब मिलीभगत से हो रहे है।
Kindly send ur email address
www.zeebiz.com/india/news-lic-jeevan-saral-policy-supreme-court-dismisses-plea-alleging-rs-1-lakh-crore-fraud-105631
Basic sum insured or maturity sum insured mein kya Fark Hai
Loyalty addition toh milega na Maturity sum assured ke saath saath?
Neeraj Nim
1 minute ago (edited)
ये LIC पालिसी एक फ्रॉड ही है किसी के पास भी जीवन सरल कि पालिसी है जरा LIC ऑफिस जाके surrender value confirm कर ले| सच अपने आप पता चल जायेगा | जितना प्रीमियम दिया है उतना भी मिल जाये तो गनीमत है
*अब जीवन मे कभी भी LIC नही लूँगा,और लोगो को भी मना करुगा कि LIC कभी भी ना ले*
1 number
Main bhi kabhi LIC nhi lunga na hi apni family ko suggest karunga
LIC Agent dekhte hi Danda le lena haat mai.......Froud kahi ka (commission ka agent)
In bahdvo ko mar mar k lal kar dena ghar aaye to
Right
My friend has taken the Lic jeevan saral plan 165-35 on may 2011 for 35 years. his next 10th yearly premium will due on may-2020. If after paying may-2020 premium if he stop paying premium. will his Lic policy and risk cover will continue, as guided by agent at time of purchase of policy no need to pay premium after 10 years and lic policy will continue, please guide.
Thanks a lot. You have really done brave task, be happy for ever.
Well explained mr , lot of sufferers ,being a profitable company must do justice to policy holders
plan लेने वाला था पर अब बिल्कुल भरोसा ही उठ गया ।।
Very nice and true information given friend. I had few questions to LIC agent and staff about this policy bt they always kept me waiting followed by nominal answers. seem like they already knew this. I am afraid how this such big fraud is still with white collar in india.
Main aapke lic ki problem discus krne ko ready hun....agar aap chahen...... mujhe khushi hogi agar aap real me jaanna chaho.
9955506995
Hi, could you suggest on current situation of this lic sarala jeevan policy and decision ordered by court. My family is having two policies which are matured and return amount is very less.
Bhai your entire video is amazing. This needs to be circulated widely. Hats off to you.
Sir kindly confirm , is it written on the policy, MATURITY SUM ASSURED or only Sum Assured. Are both same ? If both are different than kindly elaborate.
Sir many back policy ker chuka hu. On 2017 me. I want stop this policy. So am how much many returns??
Mera 3062 Rs ka premium tha Aur 10 yrs ka term tha .. Aur mujhe 2020 k March me maturity hoga .. Maine yeh term liyatha 20yrs age me ..
and my Sum assured 2.5 lakh and Maturity sum assured 111,560 Rs he .. Jab Ki Maine 10 yrs me 122,480 Rs pay kiya he .. to mera maturity less than my premium paid ..
Lic is playing with the belief of people’s ..
so what should I do ?
same here bro.
Same here
Jee maine bhee ye lic liya hnoo or yearly 12010 bhartha hnoo January 2010 se bartha aaraha hnoo mera term 20 years ka. Hay. Muje ye lic aage bharna chahee ye ya ni Sagar may aabhee serander kardu to kitna aayega or last thak bharunga tho kitna aayega pls replay.
You are right, I myself from a family member of Lici Agent of DARJEELING district and what u are taking absolutely right. People who have thaken this policy should raise voice and ask in office. Actually Officer and D. O kept hidden maximum thing to sell policy
Very well said, disadvantages are obvious . Details of returns and sum assured should be made clear.
Sir what should I do I have same condition my total premium is 180000 and maturity benefit is rs 130000. 15 yr term. Age 55
Lic ne Plan-165 Jeevan Saral policy ke mamle me Policy Holder ke sath bahut bada chhal , Dhokha Kiya hai,
Jisse sabhi Policy Holder ka Lic par se Bharosa kum ho gaya hai
Lic itni badi Company hote huye Policy Holder ka Jama hua Premium ka bhi paisa wapas nahi kar Rahi to, iska Matlab Lic Company ne Customer ke Sath Viswashghat Kiya hai, Endorsement Plan me Aisa Galat ho sakta hai koi Socha nahi hoga,
My age is 34 year
Max online term plan better hi kya sir, other plan ke comparison me
How to joint moneylender and insurance samadhan ?
sir max life term plan k upar ak video dale or jo logo ka body weight jada hay un ko ieay term policy mil nahi raha iske b are may kuch bolia
Lic teq term lena chahta hu sir plz advise
Thank you ,God bless you
Is there any chance of court verdict in favour of the customers?
Meri bhi lic mai 8 policy hai jisme ki jivan saral bhi hai lekin sir aap ka bahut bahut dhanyabaad kyonki jab maine you tube pet dekha tau maine aap dwara di gai jankari sahi pai hai aur baastava mai 11 saal mai 4704 ki Salana premium jama ke babjood maturity kam aa rahi hai mool dhan se tab meri aankhen khuli kyonki agent jo ki hamare bahut hi visvasniyata se hamare sab ka bima tha kuch galti uski bhi aur in adhikario se poojhne per yeh kehte hai ki sab policy mai likha hua hai tau adhikareo se yeh poojha jaata hai ki saheb aapne bhi tau policy per signature karne se pehle kya customer ko jivan saral ke baare mai bataya kya tau koi jawab nahin hai ab jabki is tarike se froad hone ke baad mera tau lic per se biswas uthgaya hai dusra abhi kam se jam 10-15 no log thai jo ki mujh per biswas karte hai maine bhi unse kah diya tau unhone bhi apna paisa nationalized bank mai nibesh kar diya kya yeh froad nahin hai ki aap risk cover ke naam 1 lakh jama karwate ho aur aap ko Mile 30 hazar
जब भी आप कोई जीवन बीमा खरीद रहे है तो ये सोचे ये पैसा आपके परिवार वाले तो तब मिलेगा जब आप नहीं रहेंगे तो बहुत ही सोच समझ कर किसी भी जीवन बीमा स्कीम को सेलेक्ट करना चाहिए।
आप ने सही कहा है हमको भी नुकसान हुआ है । हमारा १५ साल का प्लान है जीवन सरल मे जो कि फरवरी २०२१ मे पूर्ण हो रहा है एल आई सी से जो कागज आया है उसने हमारी जमा राशि से भी कम मिल रहा है।
He is right I also invested for more then 9 years in this Jeevan Saral Policy and still now if you check the surrender value then It is very much less than the Total premium paid for 9 years. It is proved that it is a fraud. There I also advice that surrender the policy today itself and invest the received amount in some FD so that it could at least compensate your loss on Total Premium paid to LIC for Jeevan Saral.
Sad
@@pheminismisshit4571what to do?
Maine jivan saral liyahu hai 2009 se eksaal. 6005 mera 40 sal hu aapbatay ki es lic ko band karade ya chalu rakhe
Sir Maine 20 age me ye jivan saral ki policy li hai term ha 35 years Ka hai 1065 monthly premium hai hai mughe Kitna return milega after 35 year kya mughe policy continue Karna Chahiye please suggest me sir
Keep it up bhai...Thanks.
Sir mera chacha ne muze nomination rakha tha or chacha ji death ho gai or jis floor pe fd company ka shop tha oh gayab ho gaya jisne chacha ki fd banai thi oh bolte hai court me case chal raha hai bolta hai to mai kya kar sakta hu fd license jeevan nahi hai dusri company kisi hai aap bata sakte hai muze kya karna chahiye
I HAVE 3 SUCH POLICIES. VERY VERY GOOD VIDEO. YOU HAVE OPENED MY EYES. THANKS A LOT. MAY GOD BLESS YOU. - ASHISH AGARWAL - KOLKATA.
Bina soche samjhe apni aankhon ko open ya closed mt kriye..... wo bhi kisi ki adhuri jankari ke binah pr.
Mera naam VIVEK AGRAWAL HAI. Agar aap sahi me apne plan ki reyaliti janna chahen to mujhe khushi hogi.... 9955506995
@@Small_life24 wt is d reality of jeevan saral
मैं भी लाइफ इंश्योरेंस पॉलिसी के किसी भी पॉलिसी को नहीं लेने का सुझाव दूँगा,यदि जीते जी पॉलिसी चलाते हैं ।
Lic ne galat commitment karke ye policy bechi hai..ab jeevan saral me sv 10 yrs k baad vo amt nahi mil rahi jo ye policy ki advertisement me bata rahe the....kabhi bhi lic ki policy nahi leni chahiye😢
Sir me Maharashtra se jiwan laksya liya hai lekin I from UP all document adress is from UP to mujhe maturity kaha se Lena hoga UP ya MH mujhe koi problem ho sakta hai kya
Sir I have taken LIC jeevan saral policy on 29/09/16 for SA 20lakh and yearly premium of rs.48040. Is it better to continue the policy or surrender it? Already paid all premiums up to 2018.
How is this possible? Jivan saral policy closed on yr 2014
I have a 26 years policy of jeevan saral. I have paid 11 years till now. Should i continue.
100% सही बोल रहा है भाई।
जिवन सरल 48 से उपर की उम्र ओर 10 वर्ष का टर्म होने पर निश्चित लोस है।
जीवन सरल एक ऐसा प्लान है जिसमे प्रीमियम फिक्स है जैसे कि अगर 25 साल का व्यक्ति ले तो भी 250000 के लिए 12000 सलाना देगा ।और अगर 50 साल का आदमी लेगा तो भी वो 12000 ही देगा । जबकि रिस्क चार्ज 25 साल के व्यक्ति का रिस्क चार्ज 50 साल के व्यक्ति से काफी कम है । ऐसे में msa बदल जाता है 25 साल के आदमी का msa 50 साल के msa से अधिक होता है । अब कई बार रिस्क प्रीमियम इतना ज्यादा होता ही कि msa प्रीमियम से भी कम हो जाता है ।जो की साफ साफ बांड में लिखा है । इस प्लान की रॉंग सैलिंग हुई वरना प्लान बढ़िया था । गलत तरीके से lic के मैनेजमेंट ने बिकवाया बिना प्रॉपर इनफार्मेशन दिए
मुर्ख बनना और बनाना बंद करो | जिस किसी के पास भी जीवन सरल कि पालिसी है जरा lic ऑफिस जाके surrender value confirm कर ले| सच अपने आप पता चल जायेगा | जितना प्रीमियम दिया है उतना भी मिल जाये तो गनीमत है |
मैंने जीवन सरल 14412 वार्षिक प्रीमियम पर 25 वर्ष के लिए लिया है। पोलिसी लेते वक्त उम्र 18 वर्ष थी।
1. इसकी वैल्यू क्या होगी?
2. क्या इसमे बने रहना चाहिए?
Superb video. Keep it bro
Nice explanations like a teacher.
Very nice video sir, thanks.
You are hundred percent right. AAP ne mere Ko alert kia. Me to iss policy Ko surrender kar hi denge. Lici ka nam bodnam to huai hain. USS time me apne profession me itna busy tha ki mene policy document Ko para hi nahi. Soch vi nahi sekta ki lic ye kor sekta hain!!!!! Ye hain intelligent corruption. Thanks.
WHEN A PIL REGARDING THE POLICY HAS BEEN FILED & HEARING IS TO BE IN HON'BLE SUPREME COURT ON 16.7.19 NO ONE SHOULD PASS ANY SORT OF COMMENTS IN THE MATTER &WAIT FOR OUTCOME OF HEARING ON HON'BLE SUPREME COURT.
Sair mai apse janna chahta hu ki lic aaj kiya hu or 2 month me death ho gya to kon sa labh milega
sir मैंने भी जीवन सरल पालिसी ली है Dec 2011 में मेरे policy पेपर में maturity sum assured column ही खाली है मुझे क्या करना चाहिए???
Bhai policy tod dena chahiye
खाली है। फिर तो उसमें जो चाहे भर ले।
I have seen your video today
Only thanks to aware when is
Result of court pl continue for
Public
Sir mera dad ka, 16 yrs ka term liya geya ha 2011 me aur 2027 me maturity hoga yearly 12020, for 16 yrs now maturity 250000 , hum lok kea kare. Dad ne 40 yrs me liya tha.
Mujhe kon sa term insurance Lena chaiye?
Yearly 12000/-approx pay Kerr sakta hu
bhai please explain maturity with age
for example for age 25 and age 50.
LiC has done fraud ...i purchased jeevan saral 165 plan in 2010 with 48040 premium around 4.5 lac paid till now... But one day i went to LIC office and asked for current value of my policy then i was shocked to hear that my policy has value of only 3 lac and 62 thousands.... What should i do now???
Sbi life smart income protect planke bareme video banaye
10 saal jaane do
Lic ki halat kharb hogi
4 ...5 sal me hi......
Thank you sir.
सहारा इण्डिया मे बहुत लोगों का पैसा फंसा हुआ है कृपया आप सहारा इण्डिया पर अवश्य विडीओ बनाईए ।
I just spoke to my LIC agent who is now with another insurance company has confirmed that LIC has done fraud in Sarai policy
Horrible
LIC is having bunch of Fraudsters, Please never trust them.
Thanks Jha ji aapne especially es sambandh jankari di hai
Some are having 15 year term also
Sir mera half yearly 5200hai or 10saal ho gaye hai 21year ka plan hai . Or meri umar abhi 37hai or 2008me plan liaya tha .please help me
मे पिछले 18 वर्षो से lic का काम कर रहा हू जीवन सरल मे जो क्लाइंट की मत्यु होने पर प्रीमियम वापस होता हे इस कारण से यहा प्लान maturity पर ज्यादा लाभ नहीं दे रहा हे और इस कारण से ही maturity बीमा धन कम आता हे दूसरा जो सबसे बड़ा कारण है वो यह हे कि lic का बहुत बड़ा धन psu मे लगभग डूब गया हे इस कारण भी lic का रिटर्न कम हो गया हे
sir, please chk the death benefits under this plan. (DSA+refund of premium) so its cost is nil while paying death claim☺️
Sir I also bought jeevan saral plan 165 with Total sum assured 125000 paying premium of rs 3032 half yearly for term period of 30 years since 2012. Sir please brief me should I continue the policy or should I surrender it....
Yes continue....
If your age was less than 45 at the time of opening of the policy then you should continue
Bhai thanks for your useful information.
Thanks a lot.
Thanks for very useful information.
I brought jeeval saral in 2012 for 34 years and annual premuim is 24000. My current age is 31 years. When it is better to surrender this policy?
Jin logo ko janta khud jaanti hai ki fraud hai uske baare me kya baat karna, par ye jo LIC ke dalle aur company wale apne aapko harishchandra ki chhatvi aulad bataate hai unka pardafaash hona jaroori hai..
Aap ko Fayda hoga ....Please Don't Surrender this policy
Don’t surrender,, advisable to surrender only for those who have purchased policy on 50+ age
Same case as mine..
@@licsatishkumar3654 Go to Hell, We know what you are.
My present age 30 years , my Annual premium almost 30,000 and 15 years ...what will be my return
Sahi jankari aapke nives ke liye....9955506995
50,000 loss in this paln 165
Sir meri policy 35 year ki hai kya main pahle nikalwa lunga to nuksan hoga
Sir Maine policy 2011 me liya tha 30025/- per year but Sum assured 625000/- hai.
At the time of policy my age was 26 year.
Policy term 35 Year kw hai.
Please suggest me could I continue or surrender it.
In your policy you will surely get a very good return.
Now I am 39.5 year old. I have taken this policy. Last premium idate is October 2021. Maturity is in October 2022.What will be pay..if policy is for 10year..n 12010rs premium.
Thank you sir ji
Maturity jab ek mahina baki rahta hai jeevan saral ka, tab ek letter ata hai ki Yeh MSA galti se type ho gaya hai, mera bhi ek 12 sal ka policy tha,
Appreciate your work and keep us informed on various issues, best luck
Dear, I had taken beemasaral in 2009/28/3matured on 28/3/2019 got only 21314=00 I had paid 85760=00 for ten years what I should do now. Please cooperate. Send your phone no. My no. Is9358878767 I am 71year old
Sahi jankari nhi hai sir in bhai sahab ko.... or aap bagair samjhe ....inhe best luck bhi de rahe hain...... kya ye shi baat hai
Very brave video! kudos to you. Its shameful that people questioned you whereas you raised a concern for the common people!
भाई सच बोल रहे हो मैने 11 साल मे 133000 भरे मेरे को 55000 मिले
Good informative knowledge......
Thanks for this video policy bond per sum assured amt mention nahi ki hai
I bought 814 plan of LIC when I was 27 years old in June 2016 . Sum assured 1 lac and term 25 years. Tell me it is benificiery for me or not. 2052 Rs hf yearly instalment. ( Total principal of deposit is 105000 rs)
Policy is so good dont worry
I am also advisor
ON MATURITY OF THE POLICY IN 2041 YOU SHALL GET MORE THAN RS.2 LACS . SUM ASSURED RS 1 LAC+ BONUS & FAB ALONG WITH RISK COVER FOR RS.1 LACS .
IN CASE OF UNFORTUNATE DEATH THE MINES SHALL HAVE RS.1 LAC+ ACCUSED BONUS TILL THAN IF THE PREMIUM ARE PAID UP TO DATE
SO IT IS ADVISED TO CONTINUE THE POLICY BRIJESH REGULAR PREMIUM WHICH SHOULD ABOUT RS 3800/- PER YEAR.
Very Nice policy.. You will get a handsome return. Dont worry... Dont compare it with Jeevan Saral.. LIC is 100% trustworthy Public Sector Unit..
Good Policy
You will get more than 2 lac 50 thausand
SBI Life ewealth insurance plan video post kijiye plz
Sir please mujhe bataye ki mene 36405 yearly bar raha hu pichele 10 sal se...
Kya use band karu ya nahi
Bhaisaab jald jald action lo is amount par.
LIC bahut badi ardh sarkari Fraud company hai.
Mai bhi lut chuka hu isme
Bhai ji men 2011 m li this jeewan saral jiska premium 18015 yearly h Jo mene 10 year deposit KR li but mere bond m 375000 sum assured likha hua h or dusra 4lac kuch likah hua h but term 21 year ka h means 21 saal agar baru to 375000 hi milega bonus add nhi hoga kya
Share ur policy no.
I taken LIC policy 2010 @age of 30 years.2020 ten years completed.
Now my age is 40.
Can I surrender?
Bhai aap bahut achcha bolte ho...aap kisi ki gaaliyo ki tension na lo..aap ek mediclaim pr vedio banyo...jo achcha ho....mediclaim...pesa deta ho...
Lic ki policy leni hi nhi chahiye
Sbi life
Pnb metlife
Hdfc life le lo but lic na lo
मैनें lic का helth policy लिया था, अपना kydeny stone का operation कराया, दो साल हो clame किये हुए, अब तक कुछ नही मिला। आगे मैं क्या करूँ
Sir lic ka sb plan farzi hai
Bhai give plan number
LIC ke maturity payment ke liye kis date tak submit kar dena chahiye, & as per rules when policyholder must get maturity payment & whay a policy holder request agent for witness .Agent don't want to help
7 days earlier from date of maturity
Jha sir..I have paid 6 lacs in 10 years (term of 35 yrs), surrended value shows 540000/- loss of one year premium. what to do? surrender or continue? such a waste policy.
Surrender kar do
Surrender it and contact a Financial Advisor Immediately.
what was your age when u took this policy? maybe more money is going in insurance
Loyalty addition is given or not!!!
Kuchh vidios PACL . ROSE WELLY .SAMRUDH JEEWAN . IDOLL INDIA .GREEN TUCH .KBCL SAHARA.GAB GRAMY VIKAS CREDITCO= OPRATIVE society Lucknow PAR BANAO PAISA KITANE GHATE SE MILEGA YA NAHI .
totally true my last 5 policies matured in loss.
Aapko jankari ki baat krni chahiye..... samajhni chahiye.....puchhni chahiye...
In sb ke bina rijalt ki samiksha nhi ho skti....
For any plan ditel ....call me 9955506995
Lic ne bahut sare claim logo pass kiye na ke barabar rijeckt hue hoge jab ki privet valo ka rijeckt claims ka rasio jyada he vo bhi logo ko bataya karo
The loyality addition bonus announced by the LIC every year. The bonus chart available in Investobite website. Is it correct?
Ye aapki baat sahi hai mere pass bhi aise cases aaye hai jinke 10 sal
Khatam ho Gaye ...and paent 60000 ka tha lekin unko Mila 43000....ek nahi bahot logo ko aisi matuArity mili hai.....
Sir, meri mother ki policy yearly 5134 ka hai jeevan saral ka lakin bonus465 hai jabki 525 hone chahiye ye kese
How can agent use the money back of their customers plx tell me
sir mera pre 6month 5735
13/9/2012tha 16 salka
2029 tak kitna melega
please please sir
Sir adwisar ke liye koi rasta bataye jise Samman bache
मेरे पास जीवन सरल की दो पॉलिसी ली थी एक मेरी बा पत्नी की थी दोनों पॉलिसियों में काफी नुकसान हुआ है उसकी भरपाई कैसे करें बताएं
Thanks lam also victim of this fraud Iam senior citizen n feel helpless.
Good work on Jeevan Sarah analysis
I have taken this policy when I was 35, 13 year back and it’s term is 30 years.
But I will not wait till maturity and surrender it after 15 years
सेम पालिसी मैंने भी लिया है, 9 वर्ष हुए। मुझे क्या करना चाहिए।
कितने मिले भाई जी🌹
If you have taken this policy at a young age then this policy gives you very good return. So if the age at entry is less than 45 , I will recommend you to continue the policy.
प्लीज बताइए आपने जितने पैसे प्रीमियम दिए थे, आपको उससे ज्यादा मिले यह कम ? ? मैं इसलिए पुछ रहा हूँ , क्यों की जब मैं 30 साल का था तब मैं ने यह पालिसी लिया था 20 years के लिए | अब मैं 45 का हुं | क्या मुझे यह पालिसी continue करनी चाहिए यह surrender करनी चाहिए ? Please suggest 🙏🏼
im in loss in jeevan tarang policy total premium paid was of rupees 78380 and matured amount was only 46400
Very good information
What's is drawback of LIC Jeevan Umang Policy..? Plz guide