LIC's Best Plan For Lifetime Fixed Income | LIC Jeevan Utsav vs LIC Jeevan Umang vs....?

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  • čas přidán 5. 08. 2024
  • LIC has various Guaranteed income plans and in this video, we will discuss LIC's all guaranteed income plans and try to find out the best guaranteed income plan for life as per your requirements. In this video, we will discuss the following plans:
    1. LIC Jeevan Utsav (871)
    2. LIC Jeevan Umang (945)
    3. LIC New Jeevan Shanti (858)
    4. LIC Jeevan Akshay (857)
    5. LIC Saral Pension (862)
    For more information please watch this video till the end.
    Thank U | Namaste 🙏
    00:00 Introduction
    01:11 All Plans Name
    02:59 LIC Jeevan Akshay
    07:04 LIC New Jeevan Shanti
    09:20 LIC Saral Pension
    10:24 LIC Jeevan Umang
    14:48 LIC Jeevan Utsav
    19:44 Which Plan is Best?
    Example not mentioned in this video:
    Plan name - Jeevan Utsav Sum Assured - 6 Lakhs PPT - 12 years Policy Holder Age - 30 years Annually premium - 54,325 (148.83/day approx)
    Fixed Annual Income From 15th Year - 60,000 (5000/month)
    LIC Jeevan Utsav (871) Full Video LInk:
    • LIC Jeevan Utsav 871 w...
    LIC Jeevan Umang (945) Full Video Link:
    • LIC Jeevan Umang Polic...
    LIC Jeevan Akshay (857) Full Video Link:
    • LIC Jeevan Akshay Poli...
    #licofindia #lifeinsurance #terminsurance #moneyupay #bestlifeinsurancecompanies #sbilifeinsurance #licjeevanumang #licjeevanutsav #licjeevanakshay #licnewjeevanshanti #licsaralpension #licnewplan #licnewpolicyupdate #financialplanning #licpensionplans #licbestplan2023
    Instagram Link:
    / moneyupay

Komentáře • 247

  • @MoneyUpay
    @MoneyUpay  Před 7 měsíci +15

    Waise aapke hisab se Lifetime Fixed Income ke liye LIC ka kaun sa Plan Best hai niche comment karke jarrur batayein
    Aur Isse apko video dekhne mein thoda bahut help mil jaayega
    00:00 Introduction
    01:11 All Plans Name
    02:59 LIC Jeevan Akshay
    07:04 LIC New Jeevan Shanti
    09:20 LIC Saral Pension
    10:24 LIC Jeevan Umang
    14:48 LIC Jeevan Utsav
    19:44 Which Plan is Best?

  • @jayesh_chauhan1135
    @jayesh_chauhan1135 Před 5 měsíci +1

    Sir apka video itna affordable tha ki ye video bhi mujhe chota laga very deep information sir thanku very much for good guidance 🙏🙏

  • @kailashagrawal8823
    @kailashagrawal8823 Před 5 měsíci +1

    बहुत बहुत बढिया विस्तृत जाणकारी के लिये धन्यवाद

  • @mssupersong6636
    @mssupersong6636 Před 7 měsíci +2

    Bahut sahi tarike se aapne samjhaya thankyou sir

  • @0123ajay
    @0123ajay Před 6 měsíci +1

    He is very mature person, and explained very good information. his opinion matches my opinion too

  • @pushlatasharma9898
    @pushlatasharma9898 Před 3 měsíci

    Bahut Sundar Tarika hai aapka Samjhane ka thank u❤❤

  • @user-hw9nl9lp5r
    @user-hw9nl9lp5r Před 6 měsíci

    Bhut Ash samajaya sr. Thank you...

  • @user-hw9nl9lp5r
    @user-hw9nl9lp5r Před 6 měsíci +1

    Video labi ho to chale ga sr.pan sab kucha samaj me ata he..sr..bahut sacha video he sr..bhu bhu t Ash he sr.. thank you so much sir...🙏🙏🙏

  • @mdelhi4630
    @mdelhi4630 Před 7 měsíci +2

    Very good bro in minimum time you explained a lot.

  • @jayakaranilkumar5932
    @jayakaranilkumar5932 Před 2 měsíci

    Very well explained about the uniqueness, pros and cons of each policy. This will definitely help to choose one among them as per age and pension requirements

  • @ankitagrawal1117
    @ankitagrawal1117 Před 7 měsíci

    Loved your way of explanation. 👍🏻

  • @romeshkirpalani848
    @romeshkirpalani848 Před měsícem

    Wonderful video, thanks❤

  • @shankar5849
    @shankar5849 Před měsícem

    Hi, thanks for this video. Its very useful and very nice and informative.

  • @ikkudipunjabdi1755
    @ikkudipunjabdi1755 Před 6 měsíci

    Waaah bahut hi achha samjhaya aapne

  • @pradiptakumarrautray4929
    @pradiptakumarrautray4929 Před 6 měsíci +1

    I LIKED YOUR GOOD DESCRIPTION

  • @sakshisawaratkar8209
    @sakshisawaratkar8209 Před 14 dny

    Bahot hi achhi tarah se explain kiya sir.
    Umang aur Utsav combination de to kaise rahega?Pl rply

  • @subhendusil1098
    @subhendusil1098 Před 6 měsíci

    best analysis...thanks a lot

  • @kawaljeetsingh1970
    @kawaljeetsingh1970 Před 4 měsíci

    EXCELLENT. THANKS 😊

  • @rajivpatankar7322
    @rajivpatankar7322 Před 3 dny

    Very good information, thanks

  • @Sabale1-ij8si
    @Sabale1-ij8si Před 5 měsíci +1

    Thank you very much

  • @p77555
    @p77555 Před 7 měsíci

    VERY VERY NICE GUIDE FOR LIC ADVISOR

  • @roopavernekar6641
    @roopavernekar6641 Před 5 měsíci

    Very good explanation,i appreciate

  • @narendratanna396
    @narendratanna396 Před 5 měsíci

    Thanks Sirji

  • @Priti272
    @Priti272 Před 7 měsíci +2

    बहुत ही अच्छी तरह से एनालाइज किया है आपने 🖕🖕👌👌💯💯🙏🤷

  • @narendratanna396
    @narendratanna396 Před 6 měsíci

    THANKS SIRJI

  • @shashikantsharma9347
    @shashikantsharma9347 Před 6 měsíci

    Nice explanation brother😊

  • @ratilalparmar842
    @ratilalparmar842 Před 16 dny

    Good information we like you and your advice sir God bless you my child this information very helpful

  • @manilsingh1080
    @manilsingh1080 Před 7 měsíci +2

    Sir aap ka vi bahut achha laga❤

  • @HemantKumarTripathi-nr6mq

    Choti bachhi ke liye Uske padhai aur shadi ke liye koi badhiya plan bataiye.
    Aapke video me clarification about hi achha HOTA hai. 🎉

  • @arunjha7857
    @arunjha7857 Před 7 měsíci

    Very nice.

  • @sharadvhanbatte2792
    @sharadvhanbatte2792 Před 5 měsíci

    Nice Analysis Sir

  • @arunpanda9747
    @arunpanda9747 Před měsícem

    Very nice🎉

  • @sukanyapal4659
    @sukanyapal4659 Před 7 měsíci

    Thanks

  • @128Bss
    @128Bss Před měsícem

    ❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤ बहुत धन्यवाद

  • @Sabale1-ij8si
    @Sabale1-ij8si Před 7 měsíci

    You are great sir

  • @domarsinghsahu8088
    @domarsinghsahu8088 Před 8 dny

    Very nice sir ji

  • @sonalispassion1545
    @sonalispassion1545 Před 4 měsíci +1

    बहुतेही सुंदर,सर जीवन उत्सव मे पेंशन मंथली मिलती है क्या

  • @malinik.s5721
    @malinik.s5721 Před 6 měsíci

    Nice explanation

  • @geoacn
    @geoacn Před 5 měsíci

    Can you please give a credible calculator or Excel to input and determine the right premiums for Jeevan Utsav. Thanks

  • @jyotsanasingh9371
    @jyotsanasingh9371 Před 3 měsíci

    Very nice video 👍

  • @mayanksrivastava2683
    @mayanksrivastava2683 Před měsícem +1

    Utsav m surrender nahi karwa sakte...umang m surrender karwa sakte hai

  • @ishansharma5001
    @ishansharma5001 Před 3 měsíci

    Superb 👌

  • @shashibala7761
    @shashibala7761 Před 7 měsíci

    Very good video

  • @abhisekhchetry6609
    @abhisekhchetry6609 Před 6 měsíci

    How about policy surrender at a mid stage? What will be the approx corpus in LIC jeevan umang

  • @ImtiyazAli-yx6rw
    @ImtiyazAli-yx6rw Před 5 měsíci

    Very good video sir

  • @yograj4134
    @yograj4134 Před 26 dny

    Good

  • @satishojha6240
    @satishojha6240 Před 5 měsíci +1

    Sir maine jeevan surbhi 108 le rakha hai 2013 se iski kisat jama kar raha hu ye policy future ke liye sahi hai ya nahi

  • @mirasaraf486
    @mirasaraf486 Před 7 měsíci

    Thank

  • @gamerx4811
    @gamerx4811 Před 2 měsíci

    Good motivation

  • @amjadsounshikar5178
    @amjadsounshikar5178 Před 3 měsíci

    Sabse se best.

  • @rajaavasthi2481
    @rajaavasthi2481 Před 7 měsíci +2

    Thanks for the video. U have explained very very beautifully. My age is 53 and l would like to take jeevan Shanti after your video. Is my decision correct

  • @pankajmeherkar5784
    @pankajmeherkar5784 Před 7 měsíci

    🙏Thanks sir

  • @PritamSingh-df7ng
    @PritamSingh-df7ng Před 5 dny

    Best

  • @amarsingh-ie2oh
    @amarsingh-ie2oh Před 7 měsíci

    good

  • @mukeshbharti7841
    @mukeshbharti7841 Před 4 měsíci

    Good video

  • @jyotsanasingh9371
    @jyotsanasingh9371 Před 3 měsíci

    Please suggest any good policy for ladies, lic and some other company

  • @gobindsharma3849
    @gobindsharma3849 Před 7 měsíci

    Very nice

  • @jayshreemore1365
    @jayshreemore1365 Před 5 měsíci +1

    Sir kya Jeevan Utsav ye chote bachho ke nam se lene me jyada benefit hai .. please answer

  • @jaihanumanji2013
    @jaihanumanji2013 Před 6 měsíci

    Sir lumsum kam se kam kitana dena hoga pension ke liye .. sir plz tell me

  • @bharatibendre6600
    @bharatibendre6600 Před 4 měsíci +2

    Sir
    Very nice explanation
    My age is 59 I like utsav plan can I take for 5 years ? I can take benefits like jeevan shanti plan😊

    • @Funfuelhub
      @Funfuelhub Před 2 měsíci

      Yes but premium high 146000 approx yearly

  • @rpgautam8575
    @rpgautam8575 Před 6 dny

    Sir मेरी उम्र 58 वर्ष में चल रही है और मुझे 65 वर्ष की उम्र से पेंशन मंथली इनकम में कम से कम 10000/=दस हजार रूपए चाहिए तो बतायें कौन सी किस प्रकार से योजना बनाएं

  • @mdelhi4630
    @mdelhi4630 Před 7 měsíci

    LIC ki SIP policy ke bare me bhi batayen plz.

  • @akshatbhatnagar2779
    @akshatbhatnagar2779 Před 6 měsíci

    Sir, can you pls compare pension plans with LIC Jeevan Dhara 2 plan

  • @tusharkansal2734
    @tusharkansal2734 Před 7 měsíci

    Sir i have one doubt about term rider,kya app meri madad karenge,kya hame term Rider policy ke sath dena chahiye ya nahi,kuch kahte hai dena chahiye aur kuch ki nahi dena chahiye,agar policy lapse ho gayi to revival me problem hota hai,is per ek vedio banaiye.

  • @sanam3665
    @sanam3665 Před měsícem

    what are the tax implications of the pension received after the deferment period ; for example when a person purchases 1 Cr policy what will me the tax on the pension received after the deferment period of 10 to 12 years of LIC jeevan Shanti plan

  • @vipalavkuma3072
    @vipalavkuma3072 Před 6 měsíci +1

    New jeevan shanti 858 m kitna monthly hoga 3lakh ka policy 7 years k leay chaiye too monthly kitna hoga Age 48 hai
    Patna bihat

  • @vikeng21
    @vikeng21 Před 7 měsíci +1

    Thanks for the detailed analysis. In case age is 45 years what would be your suggestion.

    • @subhransumohanty4323
      @subhransumohanty4323 Před 7 měsíci +1

      Jeevan Shanti

    • @MoneyUpay
      @MoneyUpay  Před 7 měsíci +1

      Dekhyie waise toh ye depend karta hai aapki present financial situation pe but phir bhi main aapko ye kahunga ki agar aap ek baar mein ek lumpsum payment kar sakte hain toh aap ek pension plan purchase kar sakte hain jaise ki new jeevan shanti.

    • @vikeng21
      @vikeng21 Před 7 měsíci

      @@MoneyUpay Thanks a lot for your reply. It helped a lot for confirming which plan to buy at this age.

    • @vikeng21
      @vikeng21 Před 7 měsíci

      @@subhransumohanty4323 Thank you.

    • @InsuranceISOCertwithKARUNANIDH
      @InsuranceISOCertwithKARUNANIDH Před 7 měsíci

      Very nicely explained Sir For age between 25 to 30 which plan you suggest

  • @better_u_know
    @better_u_know Před 7 měsíci +1

    Could you please make a video on best investment for new born child apart from sukanya samridhi yojna.

    • @JajooAtinKumar
      @JajooAtinKumar Před 3 měsíci

      Better to check Jeevan Lakshya plan to get assured fund for child future also covers risk during premium paying term

  • @shankar5849
    @shankar5849 Před měsícem

    Have 2 questions:
    1) Am 58Y and retired 1 month back from a private company (no pension). Do you strongly recommend Pension plan (like Jeevan Akshay) as part of investment portfolio or without pension plan also is it ok ?
    2) Annuity investment in TATA AIA is as safe as LIC ? Any chance of loosing my money ?

  • @shashibhushansingh3704
    @shashibhushansingh3704 Před 4 měsíci

    Any maturity amount is available in option 2 for Jeevan Utsav.

  • @titan2255
    @titan2255 Před 5 měsíci

    Sir in 5 so plan me Nominee change kiya jata hai yea nahi.

  • @ravindrakumarmaurya186
    @ravindrakumarmaurya186 Před 16 dny +1

    Sir jivan Umang tha best

  • @kamtakumar7530
    @kamtakumar7530 Před 6 měsíci

    सिंगल प्लान में मात्र gst 1.8% लगता है। रेगुलर प्लान में पहला साल 4.5%gst लगता है जबकि दूसरे साल से प्रीमियम का 2.25%gst लगता है।

  • @chanderbhan9392
    @chanderbhan9392 Před 2 měsíci

    I am 53 YRS. Resigned. No pension but want to invest 30 lacs in pension plan. Which plan should be opted J Akshay, New Jeevan Shani or any other plan. I can defer for 5 yrs. Please advise and how much monthly or qtly amount would be avaable.

  • @shilpagujar5645
    @shilpagujar5645 Před 22 dny

    Age 51 he per lumpsum amt nahi to konsa plan accha he umang ya utsav

  • @kailashpareek473
    @kailashpareek473 Před 7 měsíci

    Sir ji 45 Age Wale ko Konsha Plan Lena Chahiye

  • @Yogisachinsir
    @Yogisachinsir Před měsícem

    Explain with example

  • @kirandeep33
    @kirandeep33 Před 6 měsíci +1

    I am 60 and want to invest alumpsum smont and want income from next month. How much gst I have to pay and what amount I will get on monthly basis

    • @JajooAtinKumar
      @JajooAtinKumar Před 3 měsíci

      Yes you can sir. Gst will levy 1.8% on premium. Return will get 8.4 to 6.29% depends on option choose by you like return of principal required on death to nominee or not.

  • @DDxpulkit
    @DDxpulkit Před měsícem

    Kya 78 years ke logo ke liye bhi koi plan Hai,details btaye

  • @eastwestnorthsouth2731
    @eastwestnorthsouth2731 Před 4 měsíci

    Gud info lekin agr हम stock market ka knowledge रखते है तो उसमे invest kre to kesa rhega. Lic b market m ही पैसा लगायेगी ।

    • @gauravsingh1546
      @gauravsingh1546 Před 4 měsíci

      Knowledge Rakhte ho toh laga sakte ho par risk humesha Bana rahega usme plus wahan life cover bhi nhi hota lic me hota hai

  • @piyushdpaurana3259
    @piyushdpaurana3259 Před 4 měsíci

    I want video on Jeevan umang Jeevan utsav in hindi

  • @singhisking1986
    @singhisking1986 Před 7 měsíci +1

    Bhai LIC ka plan lock in period, returns CAGR aur inflation ke context me batao ek bar

    • @maheshshah8046
      @maheshshah8046 Před 5 měsíci +1

      नही बताएंगे! Batayenge to pata chal jayega ki koi khas return nahi he....!!😢

  • @nandlal1976
    @nandlal1976 Před 6 měsíci +1

    CZcams per video upload karne ke bad CZcams studio me category kiya chunte ho ,mujhe video banane hai ,bataoge.

    • @Ganeshthory
      @Ganeshthory Před 4 měsíci

      youtube.com/@Ganeshthory?si=HnTG4mRbZDq6ia2w?sub_confirmation=1

  • @bhavnakapoor5130
    @bhavnakapoor5130 Před 6 měsíci

    Jeevan utsav ke flexi income option ko bataye please

  • @satinderkumar2065
    @satinderkumar2065 Před 7 měsíci

    Very nice video sir ji❤❤

  • @AnilMirajkar-gu1vr
    @AnilMirajkar-gu1vr Před 6 měsíci

    Jeevan akshay plan is good

  • @debasisjena8148
    @debasisjena8148 Před 7 měsíci +2

    Sir, I have opted "LIC Jeevan Anand - 149" Policy with premium Rs: 32500 per year for 30 years. I have started from 2013 at age of 28. Can you pls review this policy? Should I continue or surrender this policy.

  • @shivashankarjaiswal4384
    @shivashankarjaiswal4384 Před 5 měsíci

    One time imvestment plan with return of premium for 10 yr deffered plan & premium amt 10 Lakh in jeevan dhara 2 effective dtd on 22.2.24.plz give details benifit etc

  • @sam_patil_2009
    @sam_patil_2009 Před 7 měsíci

    Which pension plan is better for 14 years boy, jeevan umang or jeevan utsav

    • @kriti5154
      @kriti5154 Před 5 měsíci

      JEEVAN UTSAV. I am a Development Officer at LIC.

    • @kishoredixit5661
      @kishoredixit5661 Před 4 dny

      Best child plan in lic ​Jevan lakshya vs Jevan tarun ?@@kriti5154

  • @kailasbachhav418
    @kailasbachhav418 Před 6 měsíci

    Surrender amount kitti milte sir

  • @mknarayanamurthy8296
    @mknarayanamurthy8296 Před 3 měsíci

    I will be competing 58 years this 24/4/24. Suppose I ask you to advise me the best pension plan for using the maturity proceeds of my PPF amount of Rs. 6.00 kacs what would you suggest

    • @JajooAtinKumar
      @JajooAtinKumar Před 3 měsíci

      You can opt Jeevan Akshay if required immediate pension or if you cam wait few years can see Jeevan Shanti to increase return.
      But before better check liquidity issues if you required your capital as these are like locked FD types.
      You can also chk Jeevan Dhara2 which provides better liquidity

  • @jyotsanasingh9371
    @jyotsanasingh9371 Před 3 měsíci

    Jeevan utsav policy mai 5 se 15 saal ke tenure mai jada benifit hai, tenure kitna select kerne accha rahega. Please suggest

    • @JajooAtinKumar
      @JajooAtinKumar Před 3 měsíci

      Tenure depends on your objective. Fixed Income Kab se chahiye tab tak ka tenure rakhiye. Jitna jyada tenure hoga utna fixed income increase hoga

  • @manikroy7474
    @manikroy7474 Před 7 měsíci

    Insurance kitna hota hai.

  • @meenanagriya3095
    @meenanagriya3095 Před 5 měsíci

    148 wala plan bataen AVN yadi 66 varsh ki aayu Mein 10 lakh Jama Karte Hain To pension masik aur varshik Kitna Milegi clear Karen

  • @UncleDas-zv8bb
    @UncleDas-zv8bb Před 15 dny

    Aap aaj ka 8k denge aur 15saal baad ka 8300 milega phir death ke baad 14 Lac yeh bahut kam hai,SIP kare 8000 p.m 12 saal me hoga 12℅ ke hisab se 25.78 Lac hoga phir usko 3 saal ke liye chor de tab ho 36.22 Lac,uske har saal ka interest hoga 4.35Lac,har saal 1.20Lac ke badle 4.35Lac lete rahe aur aap 36.22 rahega jo nominee ko milnewala 14Lac se karib 22Lac jyada milega,SIP agent se na lekar direct le,jyada samajh nahi hai to nifty50 index fund le
    .

  • @ninadutta9873
    @ninadutta9873 Před 27 dny

    Sir, what about the plan where one has to pay Rs 148/- ?

  • @brijmohansharma-gi9ts
    @brijmohansharma-gi9ts Před 7 měsíci +22

    148 रू. वाला प्लान है भी या नहीं उसके बारे में बताया ही नहीं। 😅

    • @sdada07
      @sdada07 Před 6 měsíci

      प्रति दिन का कह रहा है

    • @heenapatel4040
      @heenapatel4040 Před 6 měsíci

      Minimum month ka 350 around hota hai .... !!!

  • @rajanpatel07
    @rajanpatel07 Před měsícem

    6.5% nahi mil Raha he na bhai
    Waiting period ke hisab se Jeevan Akshay ko chhod ke sab me 3% ke nice return he useless he......FD IS MORE BETTER EVEN RATE DROPS

  • @pradiptakumarrautray4929
    @pradiptakumarrautray4929 Před 6 měsíci

    MY AGE IS 64 ...WHI H PENSION PLAN WILL BE BETTER ...JEEVAN AKHAY YA NEW JEEVAN SHANTI

    • @JajooAtinKumar
      @JajooAtinKumar Před 3 měsíci

      Definitely Akshay is better if you need immediate Pension to start.

  • @SubrataDas-ez4uw
    @SubrataDas-ez4uw Před 7 měsíci

    Percentage me batana chahiye