One thing you left out, traffic congestion. I travel this entire state for work and the roads here are the worst, they over build and it's grid lock in most metro and small towns.
My insurance company just raised my Homeowners Insurance $500 more per month, without notice. Auto Insurance went up an additional $100 per month each vehicle, last month. It’s killin me
@@elenaarman-tang7811 I hope DeSantis starts passing some new laws dealing with local insurance companies, and also rental property owners taking advantage of people. No one should have to worry about increases of this magnitude
I live in Gilbert, Arizona. I pay $230 total a month for full coverage 300/500K on 2 vehicles and homeowners insurance on 500K home. Property tax is about $1,600 a year. There’s some crazy prices in Florida. I’m no fan of Arizona, but there’s no way I’d pay that much to live in Florida. Good luck. Sincerely.
They have sold their 600,000 homes here in New York and paid cash elsewhere where. At least 4of my personal friends have done that. Mostly nurses and during Covid 2020,2021 and 2022
Yes, how is someone going to pay for their $400k to 600k gated community home and pay those HOA fees as well? What golf course, restaurant, retail store, etc, job is going to pay this? Plus, after 3 months of living there, you did everything that these travel videos told you to do and now you are bored.
I left Florida. I now pay 1/3 for homeowners insurance, 1/4 for property taxes, and 1/2 for auto insurance. My home is twice as big. My property is five times larger. No crippling traffic, and much less crime. Life is truly better all the way around.
You live in the boonies but only have 1/4 of an acre? I have over a half an acre and am basically in a suburb of Tampa. I feel cramped and will be out of here in probably 5 years hopefully with a lot more acreage and further out from people cuz this is getting pretty congested
@@Chimichanga1986 I'm lucky summertimes are empty here, most homes are snowbirds. Tampa is a lot more expensive than me, much more...I'm sure you can upgrade easy
The people born and raised there can’t afford to live there. People from up north or the west are willing to pay exorbitant prices for homes that aren’t valued fairly. Also, if you buy in Florida, you should know that building codes change from county to county, and as weather intensifies, you may find yourself paying a lot of money for a home that will not take a major. Always have flood insurance, even if you don’t live in a flood zone. Source: over 50 years living in FL.
I’m a native and it’s complete greed. We keep on hearing there’s no housing we need to build more; but only at absorbent prices. The quality of these cookie cutter homes that these builders have thrown together doesn’t even come with real wood or tiled floors. Plastic shower walls, forget a soaking tub, engineered kitchen cabinets but stainless steel appliances and most importantly the 4x4 back yard. people must pay an over 200k mark up for this lack of quality and craftsmanship? Unfortunately they know a lot of buyers fall in love with the decor of model homes. Absolute racket.
The people from the northeast coast have absolutely devastated southwest Florida. Not only have they driven the prices up, but their rude, obnoxious, self-serving attitude has destroyed what was once an enjoyable place to live.
You’ve gotta’ be dumber than a door nail to PURPOSELY move to an area that gets slammed frequently with hurricanes!! You know damn well the insurance companies aren’t going to pay out when that happens!! They’re a scam!
We used to live in Fort Lauderdale, and it was great until around the year 2000. Then the Northern transplants took over the county government, and proceeded making all Broward County into "Little NY & NJ". We left and moved to Central Florida. Sadly, both South & Central Florida have now been overrun by illegal immigrants and Welfare slugs. So, maybe those Yankees who ruined them are now moving to other areas of Florida, to finish their job of destroying the State. LOCUSTS !
Been here since 1995! Now is a bad time to move to Florida, unless you're a multi-millionaire, and not just a millionaire, you cannot survive without a lot of hard work!!❤
OCALA is very attractive due to relatively cheap housing, compared to other places in Florida. We live in SE Marion County, about 15 miles from Ocala. Developers are building in our area apace - with 3/2/2 concrete block homes going for around $260,000 with a 1/4 acre lot. PROBLEM IS - there is scant employment in Marion County, with the exception of construction and the medical industry. Many working folks have a "side hustle" to make ends meet. LESSON: don't move here, unless you're retired with $$$ !
WE LIVED IN 2 HOA DEVELOPMENTS . IT WAS A NIGHTMARE . THEY COME OVER YOUR HOUSE WITH A PEN AND CLIP BOARD AND THEIR CAMERA AND TAKES A PICTURE OF YOUR MAIL BOX THAT HAS LITTLE RUST ON IT . CONDO COMANDOS WE CALLED THEM .
I live in Florida and love it. Last year we spent thousands going to Costa Rica and Belize - what a waste of money. I didn’t see anything there that I don’t see in my beautiful state. People claimed everything so cheap there - well it wasn’t. Been there and for now I don’t plan to leave US . When returned from Belize we cancelled our trip to Africa - just when it was time to make first payment. USA USA USA
Similar situation, I’m from DC. Once I had a brilliant idea to buy a high rise condo in Panama. Went there for 5 days left after 3. Everything important to me was better in Miami, so I bought 2 condos in Miami instead. Very happy with the decision.
Yes , those areas the cost efficiencies are hard to find. Our country buys in such bulk where those countries it seems like grocery stores are convenience store prices. Hard to see how the locals get by in countries like C.R. and Panama.
Born and raised in Florida. Don't even bother coming here. We are currently looking to move after living 44 years here. Traffic is a parking lot everywhere now in the last 4 years, Kissimmee where I am is a dumpster fire. Home insurance, last year they wanted 13,500 for insurance on our home that was just 2k a year 10 years ago. Car insurance, Progressive just raised it for 4 older cars to 925 a month!!! That's more than my parents EVER paid for a home in Florida growing up. Property taxes are doubling and tripling in the last 4 years as well. If you can't suck up these prices now and expect them to say double again in a few years, don't even consider it. Most old Floridians are headed to the Carolinas and Tennessee where you get more bang for your back and can afford to live. Please do all of your homework before you move here. Right now we are spending 20k a year on insurance alone. You better have deep pockets and lots of patience, it's not the Florida I grew up in.
Nice video. Some things glossed over here were... 1) SS is taxed (federal) 2) 401K/IRA is taxed (federal) Your video was a bit mis-leading for low information viewers. 3) FGUA Water is super expensive here, especially if you have a sprinkler system. This was not mentioned & when I moved to FL in 2011, it was the one thing I had not budgeted for.
The good news is that we are moving back to the 2003 - 2007 Hurricane cycle, which will make it an interesting place to live. Nothing a good hurricane season can't fix!
@@gabrielleangelica1977 I’m from here, but that’s an attitude I would expect from somebody not from here, probably from the Northeast or the West Coast.
You said something very important that many may have missed 6:52; the banks and the city tax accessor do not want reduced price values even if the builder builds your house for 100K because two things will happen if a real appraisal happens if houses with a 25-mile radius of your are selling for 100K that destroys the tax value of the real estate on sale so neither the county tax accessor nor the banks want low sale prices anywhere in Florida. I bought a house in Largo, Florida, from a relative and could have given them cash, but I decided to get a VA loan for 75K; the house was appraised at $375K my relative did not want to get $375K, he wanted $75K he bought the house in 1967 for $29K and been a good Christian he felt I was getting cheated to pay him above and beyond the fair value of what he paid. to make a long story short the county tax assessor's office and the bank I was trying to get the loan were up in arms. The bank refused the loan, so I decided to get a secure loan even though the VA guaranteed me the loan. Sadly, my uncle passed away in 2023, but to show how the scam works and why Florida is a failed real estate state. Only if you own your home outright do you have nothing to worry about high insurance rates or HOA or other nonsense.
Did the VA have a minimum loan amount that exceeded $75k? I'm confused about why they wouldn't loan you the money --simply because they felt the price was too low?
I cancelled all 8 of my policies in 2023 on my rental houses in Marion County. They increased 80-130% in 2023 and these are 'rental' policies in 'safe' Marion Co.🤮 Remember there's a 2% hurricane deductible I have to pay whether I have a policy or not.
Yes, how is someone going to pay for their $400k to 600k gated community home and pay those HOA fees as well? Those insurance and flood insurance costs? What golf course, restaurant, retail store, etc, job is going to pay this? Plus, after 3 months of living there, you did everything that these travel videos told you to do and now you are bored? Its like that Wendy's commercial, "Where is the beef?".
People that bought there house during the real estate boom 2021-2022 are going to be up side down on their house Homes were way over inflated and now people are stuck in house that is worth less than what they owe on their mortgage!!
That’s false. If you brought or refinanced from 2021 on back you’re not upside down. You’ve beat the rate of inflation. That mortgage is less than what you would pay in rent for said home with a 2 to 3 percent interest rate
@@livingmybestlife365 yes they are prices are coming down. I'm a realtor 47k properties on the market from Martin to Dade County prices are dropping and foreclosures, REOs and Short sales are ticking up.
@@MCthespeakerthank you for exposing yourself. The canyons is in south Florida. That just proved to everyone that you don’t know what you’re talking about. 😂😂🤣🤣🤣
I just never understood those people who moved to Florida . I am not even talking about the real estate and insurance prices that gone through the roof . I am talking about the monotonous boring flat land everywhere you look and go , the hurricane season that people have to deal with every single year , the heat and the disgusting humidity especially in the summer , and what about the permanent damage that the sun does to the skin ? Move to Florida ? Hell no .
I know. I was there at Christmas once, and it was so depressing to be immersed in the hot weather, smells of gas, fast food and trash everywhere with blow up santas and penguins. I prefer to live in a place that has actual seasons, fresh air and no hurricanes
@katenoke1571 I've been living Florida for 50 years....there is no change of season......just hot and very hot......if my kids didn't live here I would leave.....it's nothing like it used to be....
Florida''s prices will ALWAYS go up. Don't wait to buy. Vero Beach is the place to go if you want to be near the beach and cities but not on top of the traffic etc.
I really enjoy watching your videos I live in the Orlando area in Altamonte Springs everything you've mentioned about in condo is this taking place where I live I would like to speak with you about our situation us owners are very concerned I need some help I look forward to hearing back from you my name is Eric
People, go back to grade school and learn the difference in there, a place, and their, possive case for they. There's lots more similar word pairs you get wrong all the time.
New construction does not effect insurance. New construction is cheap cheap cheap! The houses built 20 yrs. ago are the best built. New roof and you're fine.
Gather 'round, folks! Get your daily fix of fear and despair from the same experts who've been predicting a crash for years. Only 50 cents for this valuable dose of pessimism!
I was just there in Daytona Beach..that place is as dead as a warzone...poor....dirty..... everything seems to stand still since the 50s..... architecture is totally the 50s and nothing been changed ever since... the beach is not free...ypu have to pay a fee to access the beach since the dirt next to the sand is private property.... ypu can't even see the beach from the street because hotels and private residence literally lining up along the street...there are a few beach access entrance but you have to pay a fee....$15... Ahhhh... now I appreciate my California so much more...so many things are free.... 58% of California's land is public property...so no one can build anything there...forests...beaches...deserts...mountains..... all free access except state and national parks.....
I have never paid to access the beach in Daytona. Were you driving on? I know if you drive you have to pay, but you don’t pay if you’re walking on the beach.
For sale by owner directly a single family home 15 min away from downtown orlando look at zillow FSBO 1074 Hamlet Dr Maitland, FL title company takes care of everything and saves the buyer and the seller commission
Florida is hell. Hell is colder than Florida. Who in their right mind would move to hell so they can have two months of decent weather and ten months of fucking hell?
@@DrEd-th2lu 90% of people in Florida cannot go boating, 90% of the year. Most people in Florida have to work 12 hour daily shifts just to make ends meet. if you can boat 90% of the year in Florida, then that is exactly where you belong. That is the kind of crowd our governor wants . Non working people that can afford to live in Florida
All This CZcamsr do this Videos because of this thing #1 they Can't live here They are also Helping other Real Estates in other Part of the Country to Move to their State Finally an Anti Florida Ad of some time. I live in Florida over 40 years I won't Trade it for anything this Are Florida Hated nothing more I love living here Even if they say is to Expensive to live here Everywhere is Expensive in a little State
Its kinda a catch 22, people are moving from more expensive locations to take advantage of the better weather and lower cost of living. Now that the cost of living has increased significantly less people are moving in. Unfortunately what is left is higher costs for the locals. Florida did not foresee this and should have/should do home purchase restrictions. You have to live full-time to own. This will get rid of people/corporations who do not contribute to the Florida community.
I've been living here for 50 years....I have voted democrat and Republican.....nothing changes for the better..people are moving here it's expensive ...it's hot.....traffic sucks....every place is crowded or under construction...
@@MichaelForte-jn5pn When I moved to Florida in 1977 the population was 7 million. Today it is 21.7 million.. The roads did not increase. There is a crisis on condos because of the HOA. Many are loosing their condos. But the population will not decrease. The next group of New Floridian are coming and buying destressed Condos for 1/3 of its value. Boom and bust. But the bust is now extremely short. The house I own has gone up 10 times. Florida is headed for California population. You sure won’t need a V 8. Car . Traffic is getting slower all the time. It is sad for the Police because speeding tickets will decrease because of density
I would advise anyone relocating anywhere to check the home owneres insurance rates. This will tell you how safe the area is. If insurance companies are pulling out then it's not a very safe place to live. I know. Captain Obvious.
I live in nw florida. Poor people stay out!! If you are rich please come in and enjoy your best life. By rich I mean wealthy. 5 million plus of assets. Thank you!
I would not want to live near you. You are very rude and arrogant. Rich people with class are humble. Only new comers to this club are like you with bad and disrespectful attitude. So please do some soul searching! Thanks.
One thing you left out, traffic congestion. I travel this entire state for work and the roads here are the worst, they over build and it's grid lock in most metro and small towns.
@living2day617 so true - I was on vacation in Miami Beach and was bitten on my throat by the largest mosquito and have the scar several years later!
road rage in South FLA IS BAD . CAN BE DEADLY .
My insurance company just raised my Homeowners Insurance $500 more per month, without notice. Auto Insurance went up an additional $100 per month each vehicle, last month. It’s killin me
I live in Clearwater..
It’s time to shop around! Do not stay with the same companies.
OMG $500 per month increase with no notice 😳 That should be illegal.
@@elenaarman-tang7811 I hope DeSantis starts passing some new laws dealing with local insurance companies, and also rental property owners taking advantage of people. No one should have to worry about increases of this magnitude
I live in Gilbert, Arizona.
I pay $230 total a month for full coverage 300/500K on 2 vehicles and homeowners insurance on 500K home. Property tax is about $1,600 a year.
There’s some crazy prices in Florida. I’m no fan of Arizona, but there’s no way I’d pay that much to live in Florida. Good luck. Sincerely.
Everything has risen in Florida. Its a corporate state...No longer the retirement state.
Florida has mainly minimum wage jobs, how are they able to buy $400K homes?
They have sold their 600,000 homes here in New York and paid cash elsewhere where. At least 4of my personal friends have done that. Mostly nurses and during Covid 2020,2021 and 2022
@@2sons1lv I doubt if the minimum wage workers in FL ever lived in $500K homes up north that they owned.
Yes, how is someone going to pay for their $400k to 600k gated community home and pay those HOA fees as well? What golf course, restaurant, retail store, etc, job is going to pay this? Plus, after 3 months of living there, you did everything that these travel videos told you to do and now you are bored.
@@MarkMayhew In parts of the Midwest, $500k would buy a mansion.
@@MarkMayhew In parts of the Midwest, $500k would buy a mansion.
I left Florida. I now pay 1/3 for homeowners insurance, 1/4 for property taxes, and 1/2 for auto insurance. My home is twice as big. My property is five times larger. No crippling traffic, and much less crime. Life is truly better all the way around.
Sounds like paradise. Don't give anyone your location.🤫
Where did you go?😅
Happy you made the move. I am looking to get out within the next year. TN or NC. Where did you move to?
@@Gypsygirl9 I live in the mountains of Virginia. It’s fantastic. I don’t miss Florida, even a little.
@@jerrypolverino6025 that's awesome!!! I hope I can get out of this hell hole too. I do not want to die here.
Central Florida here, in the boonies. I love it. 1/4 acre 3/2 for half the price of my condo in Miami. Far from the water
Same here. Farrr from the water.
I just bought property in Silver Springs shores right next to Ocala national forest I love it!!!
You live in the boonies but only have 1/4 of an acre? I have over a half an acre and am basically in a suburb of Tampa. I feel cramped and will be out of here in probably 5 years hopefully with a lot more acreage and further out from people cuz this is getting pretty congested
@@Chimichanga1986 I'm lucky summertimes are empty here, most homes are snowbirds. Tampa is a lot more expensive than me, much more...I'm sure you can upgrade easy
I live in Florida for 35 years I love Florida I will never move bought a house in 2006
Absolutely agree with you! ❤
As long as you can afford it, there is no reason to leave. The issue is working class People can no longer afford Florida.
The people born and raised there can’t afford to live there. People from up north or the west are willing to pay exorbitant prices for homes that aren’t valued fairly.
Also, if you buy in Florida, you should know that building codes change from county to county, and as weather intensifies, you may find yourself paying a lot of money for a home that will not take a major.
Always have flood insurance, even if you don’t live in a flood zone.
Source: over 50 years living in FL.
HOA’s should never have a right to foreclose on your property. I’m not sure of the law on this in Florida but this is crazy!
Correct. They should be limited to placing a lien on it equal to what's owed.
As a homeowner you’re paying a mortgage To a bank but the HOA board has the ability to foreclose on your property?! That’s crazy!!
I’m a native and it’s complete greed. We keep on hearing there’s no housing we need to build more; but only at absorbent prices. The quality of these cookie cutter homes that these builders have thrown together doesn’t even come with real wood or tiled floors. Plastic shower walls, forget a soaking tub, engineered kitchen cabinets but stainless steel appliances and most importantly the 4x4 back yard. people must pay an over 200k mark up for this lack of quality and craftsmanship? Unfortunately they know a lot of buyers fall in love with the decor of model homes. Absolute racket.
DR HORTON HOMES IS THE WALMART OF HOMES , CHEAP
Yep
And you can literally jump from roof to roof, they are so close to each other.
The people from the northeast coast have absolutely devastated southwest Florida. Not only have they driven the prices up, but their rude, obnoxious, self-serving attitude has destroyed what was once an enjoyable place to live.
You’ve gotta’ be dumber than a door nail to PURPOSELY move to an area that gets slammed frequently with hurricanes!! You know damn well the insurance companies aren’t going to pay out when that happens!! They’re a scam!
We used to live in Fort Lauderdale, and it was great until around the year 2000. Then the Northern transplants took over the county government, and proceeded making all Broward County into "Little NY & NJ". We left and moved to Central Florida. Sadly, both South & Central Florida have now been overrun by illegal immigrants and Welfare slugs. So, maybe those Yankees who ruined them are now moving to other areas of Florida, to finish their job of destroying the State. LOCUSTS !
Those weren't hurricanes? Those were people from the northeast?
@@Marchant2 hurricanes don’t do that much damage. The people from the north east will actually change your soul and it’s not for the better.
@@dmac42, Hi dear, I am from
north east and totally agree with you!
Been here since 1995! Now is a bad time to move to Florida, unless you're a multi-millionaire, and not just a millionaire, you cannot survive without a lot of hard work!!❤
OCALA is very attractive due to relatively cheap housing, compared to other places in Florida. We live in SE Marion County, about 15 miles from Ocala. Developers are building in our area apace - with 3/2/2 concrete block homes going for around $260,000 with a 1/4 acre lot. PROBLEM IS - there is scant employment in Marion County, with the exception of construction and the medical industry. Many working folks have a "side hustle" to make ends meet. LESSON: don't move here, unless you're retired with $$$ !
Very tru
Greetings from Phoenix!! Born in Ocala, raised in Weirsdale (when there were orange groves🍊).
No work in Ocala
@@drlorrie1019 Only in construction (while the current boom lasts) and the medical industry (Ocala area is #1 retirement area in Florida).
That’s still way too much for that little. I paid 250 for my 3/2 on over a half acre and I thought that was sky high
This 35 year old chick moved in and got on the HOA and is chasing me around my property in pure hate......this needs to STOP
That is terrifying. She needs to move to N. Korea where they control all aspects of life.
WE LIVED IN 2 HOA DEVELOPMENTS . IT WAS A NIGHTMARE . THEY COME OVER YOUR HOUSE WITH A PEN AND CLIP BOARD AND THEIR CAMERA AND TAKES A PICTURE OF YOUR MAIL BOX THAT HAS LITTLE RUST ON IT . CONDO COMANDOS WE CALLED THEM .
Never ever move to a place with an HOA
When the investors leave, which they are, and your left with the locals to support the housing market, look out below for prices
I live in Florida and love it. Last year we spent thousands going to Costa Rica and Belize - what a waste of money. I didn’t see anything there that I don’t see in my beautiful state. People claimed everything so cheap there - well it wasn’t. Been there and for now I don’t plan to leave US . When returned from Belize we cancelled our trip to Africa - just when it was time to make first payment. USA USA USA
We went to Costa Rica a few years ago and I was also under the impression that it was going to be *much* less expensive than it was. Whoops!
Traveling sucks when you live in a beautiful state.😂
Similar situation, I’m from DC. Once I had a brilliant idea to buy a high rise condo in Panama. Went there for 5 days left after 3. Everything important to me was better in Miami, so I bought 2 condos in Miami instead. Very happy with the decision.
Yes , those areas the cost efficiencies are hard to find. Our country buys in such bulk where those countries it seems like grocery stores are convenience store prices. Hard to see how the locals get by in countries like C.R. and Panama.
I lived in Florida 20 years ago & moved back to north east. I never liked staying there even when the prices were lower those days.
Freezing up North. Enjoy 😉.
You can always immigrate to another country! Be thankful wherever you are and thank God for USA❤️❤️❤️❤️
Very informative video and to the point. Crazy times.
I live in Florida and we pay federal taxes in social security income.
Great video...a lot of useful important information. Thank you! ❤❤❤
Born and raised in Florida. Don't even bother coming here. We are currently looking to move after living 44 years here. Traffic is a parking lot everywhere now in the last 4 years, Kissimmee where I am is a dumpster fire. Home insurance, last year they wanted 13,500 for insurance on our home that was just 2k a year 10 years ago. Car insurance, Progressive just raised it for 4 older cars to 925 a month!!! That's more than my parents EVER paid for a home in Florida growing up. Property taxes are doubling and tripling in the last 4 years as well. If you can't suck up these prices now and expect them to say double again in a few years, don't even consider it. Most old Floridians are headed to the Carolinas and Tennessee where you get more bang for your back and can afford to live. Please do all of your homework before you move here. Right now we are spending 20k a year on insurance alone. You better have deep pockets and lots of patience, it's not the Florida I grew up in.
@@Acc0rd79 really, really shop around with insurance. I am also in Central Florida and we have teenage drivers - awful.
How can Kissimmee be so bad when it’s right next to “the happiest place on earth”?
Nice video. Some things glossed over here were...
1) SS is taxed (federal)
2) 401K/IRA is taxed (federal)
Your video was a bit mis-leading for low information viewers.
3) FGUA Water is super expensive here, especially if you have a sprinkler system. This was not mentioned & when I moved to FL in 2011, it was the one thing I had not budgeted for.
Builders are building unsafe homes and the county codes enforcement don't have the education or experience to enforce proper home codes.
that is BS
Many thanks. Very well presented and clear.
The good news is that we are moving back to the 2003 - 2007 Hurricane cycle, which will make it an interesting place to live. Nothing a good hurricane season can't fix!
😱give it back to the Seminole!
Clermont, Groveland, Mascotte has a big residential boom it doesn't have the infrastructure to keep up. Now I see built to rent neighborhoods.
You have no idea what a great place Florida was to live until the masses began piling in down here.
Thank you for the updates!!😊
Nope ...stay North ...the California effect is catching up to FLA....
GIVE IT 5 YEARS
All those from NY and NJ please stay put
and those of you who are already here please go back.
@@dmac42 why
@@frankrosa7047 if you have to ask, you’re probably from there.
You move!
@@gabrielleangelica1977 I’m from here, but that’s an attitude I would expect from somebody not from here, probably from the Northeast or the West Coast.
Our area in South Tampa is still booming. Homes sell in days if priced accordingly… Water front ownership is still huge.
I wanted to buy a small home there last year. but now I won't even go on vacation their. the prices have tripled for vacation homes
Excellent video. Thank you for sharing your knowledge and research
@@apai811 thanks, and thank you for watching.
You said something very important that many may have missed 6:52; the banks and the city tax accessor do not want reduced price values even if the builder builds your house for 100K because two things will happen if a real appraisal happens if houses with a 25-mile radius of your are selling for 100K that destroys the tax value of the real estate on sale so neither the county tax accessor nor the banks want low sale prices anywhere in Florida. I bought a house in Largo, Florida, from a relative and could have given them cash, but I decided to get a VA loan for 75K; the house was appraised at $375K my relative did not want to get $375K, he wanted $75K he bought the house in 1967 for $29K and been a good Christian he felt I was getting cheated to pay him above and beyond the fair value of what he paid. to make a long story short the county tax assessor's office and the bank I was trying to get the loan were up in arms. The bank refused the loan, so I decided to get a secure loan even though the VA guaranteed me the loan. Sadly, my uncle passed away in 2023, but to show how the scam works and why Florida is a failed real estate state. Only if you own your home outright do you have nothing to worry about high insurance rates or HOA or other nonsense.
Did the VA have a minimum loan amount that exceeded $75k? I'm confused about why they wouldn't loan you the money --simply because they felt the price was too low?
I cancelled all 8 of my policies in 2023 on my rental houses in Marion County. They increased 80-130% in 2023 and these are 'rental' policies in 'safe' Marion Co.🤮 Remember there's a 2% hurricane deductible I have to pay whether I have a policy or not.
Thanks for your video.. its very informative and on point accurate
@@g2u499 thanks for watching. 😊
Great video. Thanks
Spec homes are cheap too. 0 lot lines! No fences, no. You can get better, more land and low low HOA prices in Vero and Sebastian, Fl.
Nooooo! We are full. Very full. Do not come here. 😮
No more land left.
Someone is a Florida hater 😂
Especially if you are from New York or California not wanted
I rather stay in California
"Used to..."
Very popular Florida opening phrase
Yes, how is someone going to pay for their $400k to 600k gated community home and pay those HOA fees as well? Those insurance and flood insurance costs? What golf course, restaurant, retail store, etc, job is going to pay this? Plus, after 3 months of living there, you did everything that these travel videos told you to do and now you are bored? Its like that Wendy's commercial, "Where is the beef?".
State farm is easy. As long as you're not in a flood zone you're fine. Taxes, insurance, homes are much cheaper than anywhere else in the country.
I just discovered the horrific property tax rates on homes.
You should have more than 6.5K subscribers.
Thank you!
I wholly agree! Do not move here!Too many moving here!
People that bought there house during the real estate boom 2021-2022 are going to be up side down on their house
Homes were way over inflated and now people are stuck in house that is worth less than what they owe on their mortgage!!
That’s false. If you brought or refinanced from 2021 on back you’re not upside down. You’ve beat the rate of inflation. That mortgage is less than what you would pay in rent for said home with a 2 to 3 percent interest rate
@@livingmybestlife365 yes they are prices are coming down. I'm a realtor 47k properties on the market from Martin to Dade County prices are dropping and foreclosures, REOs and Short sales are ticking up.
@@MCthespeakerok genius. find me a home in the canyons for a whopping price drop
@livingmybestlife365 I'm in South Florida Martin to Dade County is my area.
@@MCthespeakerthank you for exposing yourself. The canyons is in south Florida. That just proved to everyone that you don’t know what you’re talking about. 😂😂🤣🤣🤣
I just never understood those people who moved to Florida . I am not even talking about the real estate and insurance prices that gone through the roof . I am talking about the monotonous boring flat land everywhere you look and go , the hurricane season that people have to deal with every single year , the heat and the disgusting humidity especially in the summer , and what about the permanent damage that the sun does to the skin ? Move to Florida ? Hell no .
Those of us who already live here encourage you to stay where you are. Please. 😊
GOOD - please stay where you are, and don't bring your miserable whining to our State !
I know. I was there at Christmas once, and it was so depressing to be immersed in the hot weather, smells of gas, fast food and trash everywhere with blow up santas and penguins. I prefer to live in a place that has actual seasons, fresh air and no hurricanes
I would take Sunday drives to Brooksville from Tampa just to drive the hills there😂😂
@katenoke1571 I've been living Florida for 50 years....there is no change of season......just hot and very hot......if my kids didn't live here I would leave.....it's nothing like it used to be....
Florida''s prices will ALWAYS go up. Don't wait to buy. Vero Beach is the place to go if you want to be near the beach and cities but not on top of the traffic etc.
I really enjoy watching your videos I live in the Orlando area in Altamonte Springs everything you've mentioned about in condo is this taking place where I live I would like to speak with you about our situation us owners are very concerned I need some help I look forward to hearing back from you my name is Eric
Hi Eric. Sure, you can email me at krista.taurins@gmail.com. Sorry to hear you’re going through that.
Krista, Greed never gives a discount!
FYI WA does not have a state income tax. There is a sales tax.
Thanks for the info, but I was only looking for a puppy.😊
Homes are ridiculous you need $136000 down on a home
If I receive pension from other State and move to Florida, do I have to pay taxes from my pen income?
That is a question for a tax person, and please consult with one, but my understanding is Florida does not tax pensions.
I have a pension.....Florida doesn't tax pensions...
Very good video and well explained! Read the fine print people! Avoid the glitter😎
yes as a Florida resident please do not move to Florida. we love our tourists.
People, go back to grade school and learn the difference in there, a place, and their, possive case for they. There's lots more similar word pairs you get wrong all the time.
wtf is possive?
Grammar police screwing up critiquing someone, only to come off looking foolish. Go back to school!!
New construction does not effect insurance. New construction is cheap cheap cheap! The houses built 20 yrs. ago are the best built. New roof and you're fine.
Gather 'round, folks! Get your daily fix of fear and despair from the same experts who've been predicting a crash for years. Only 50 cents for this valuable dose of pessimism!
Nope....stay North...
I was just there in Daytona Beach..that place is as dead as a warzone...poor....dirty..... everything seems to stand still since the 50s..... architecture is totally the 50s and nothing been changed ever since... the beach is not free...ypu have to pay a fee to access the beach since the dirt next to the sand is private property.... ypu can't even see the beach from the street because hotels and private residence literally lining up along the street...there are a few beach access entrance but you have to pay a fee....$15... Ahhhh... now I appreciate my California so much more...so many things are free.... 58% of California's land is public property...so no one can build anything there...forests...beaches...deserts...mountains..... all free access except state and national parks.....
I have never paid to access the beach in Daytona. Were you driving on? I know if you drive you have to pay, but you don’t pay if you’re walking on the beach.
Don't you pay crazy taxes in Cali?
Agree. Let’s all thank desantis that bum.
Good description.. drove thru there about 5 yrs ago
Boring in Ocala....only the houses are good prices
Excellent honest insight. Simply retire in place.
Yes all you Yankees drive right through South Carolina and go on down to Florida
HI RENT LO PAYING JOBS cant move any ware .cant live out side but the DOG CAN------------------------------A MEN
Forget buying how about renting. Will that work?
For sale by owner directly a single family home
15 min away from downtown orlando
look at zillow FSBO 1074 Hamlet Dr Maitland, FL
title company takes care of everything and saves the buyer and the seller commission
Florida is too expensive and too many people. Stay where you are. Move to Kansas.
Sincerely,
Florida loving homeowner
Prices have grown big because the northerners are/were selling their homes for ridiculous prices and bidding up the prices of Florida homes.
HOA will be the reason I leave Florida if I can't find a traditional family home
Keep looking, you'll find one and are gonna to love it, don't give up!
I despise Florida. I want to escape. Wish I never laid eyes on this dump.
that weird background beat was so annoying. Why do you need that?
Florida is hell. Hell is colder than Florida. Who in their right mind would move to hell so they can have two months of decent weather and ten months of fucking hell?
Try 9 awesome months. I boat 90% of the year now vs Chicago that has like two good months… We don’t want any more people anyway.
@@DrEd-th2luIndeed. People like what they like. I think the intent is to keep new people out.
Lol, many of us love the weather in Florida.
@@Deedee_9090 Exactly. Looking forward to moving back.
@@DrEd-th2lu 90% of people in Florida cannot go boating, 90% of the year. Most people in Florida have to work 12 hour daily shifts just to make ends meet. if you can boat 90% of the year in Florida, then that is exactly where you belong. That is the kind of crowd our governor wants . Non working people that can afford to live in Florida
All This CZcamsr do this Videos because of this thing #1 they Can't live here They are also Helping other Real Estates in other Part of the Country to Move to their State Finally an Anti Florida Ad of some time. I live in Florida over 40 years I won't Trade it for anything this Are Florida Hated nothing more I love living here Even if they say is to Expensive to live here Everywhere is Expensive in a little State
Just don’t move to Florida period 😂
Rats 🐀 keep moving Inn making the price range up wtf
Its kinda a catch 22, people are moving from more expensive locations to take advantage of the better weather and lower cost of living. Now that the cost of living has increased significantly less people are moving in. Unfortunately what is left is higher costs for the locals. Florida did not foresee this and should have/should do home purchase restrictions. You have to live full-time to own. This will get rid of people/corporations who do not contribute to the Florida community.
Just thank Governor Desantis and the Republican Party. The Republican Party is not taking of its own!
I've been living here for 50 years....I have voted democrat and Republican.....nothing changes for the better..people are moving here it's expensive ...it's hot.....traffic sucks....every place is crowded or under construction...
@@MichaelForte-jn5pn When I moved to Florida in 1977 the population was 7 million. Today it is 21.7 million.. The roads did not increase. There is a crisis
on condos because of the HOA. Many are loosing their condos. But the population will not decrease. The next group of New Floridian are coming
and buying destressed Condos for 1/3 of its value. Boom and bust. But the bust is now extremely short. The house I own has gone up 10 times.
Florida is headed for California population. You sure won’t need a V 8. Car . Traffic is getting slower all the time. It is sad for the
Police because speeding tickets will decrease because of density
Notice how quiet that desantis bum is. Lmao
Don't move to Florida If you can't read posted speed limit signs and actually drive it!!!
Driving is central Florida is utter hell ....we also have super high insurance rates.....
THEY CAN KEEP FLORIDA! WHO IN THEIR RIGHT MIND WOULD MOVE TO FLORIDA! REALLY! KEEP YOUR MONEY IN YOUR POCKET! DON'T WASTE YOUR TIME!
The whole state of Florida sucks!
Don’t move to New York should be the title !🤦🏽♂️
Please stop making these videos until my house sells.
@@paulmurray8731I have blocked your buyers from the channel.
Or hay don't move here, we are full. Go to Texas or Tennessee.
Yuck. No good options there, lol
I would advise anyone relocating anywhere to check the home owneres insurance rates. This will tell you how safe the area is. If insurance companies are pulling out then it's not a very safe place to live. I know. Captain Obvious.
I live in nw florida. Poor people stay out!! If you are rich please come in and enjoy your best life.
By rich I mean wealthy. 5 million plus of assets. Thank you!
I would not want to live near you. You are very rude and arrogant. Rich people with class are humble.
Only new comers to this club are like you with bad and disrespectful attitude. So please do some soul searching! Thanks.
The HOME INSURANCE IS THIEVERY ‼️‼️💯👿👿👿👿💯💯💯💯 AND YOU ARE A LIAR