My Girlfriend Is $100,000 In Debt And Not Working!
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RUNNNNNNNNNNNNNNN!!! Bro, I'm a female and I'm telling you to RUNNNNNNNNNNNNđââïžđââïžđââïžđââïžđââïžđââïžđââïž
I'd probably suggest the same. And I'm also a woman. Either fix it. Be willing to fix it or leave.
Iâm non binary and I say RUNNNNNNN AWAYYY, RUN AWAY AS FAST AS YOU CAN.
RUN forest RUNNN!!!!!
@@zee9709 đ€Łđ€Łđ€Ł
im female and i agree even if the girlfriend is not using him shes being lazy by not working. She has 100k of debt she cannot afford to not work!!
She saw you were making it and she thought, âIâm set.â
đ
9 months later..........
El Classico
@@carojames6776 technically 10 months, but yeah
Well it's true , when she has someone to fall back on, she would feel things are sorted out.. I guess he should let her know that her debt is her debt and vice versa đ
Gets married, he pays off her 100k debt, she files for divorce and takes 50% of all he has.
Run...just run....
Vivian Lee to the streets you go
He should tell her he wont propose before her dept is paid off (by her)
Sad but true
Lol.....you can see the future!!!!
that is what he is looking for
I just came for the âdump herâ comments.
Me too
You're GD mind reader, me too...đ€Ł
Same here
....you didn't really think he would say that did you?
Tell her, UBER EAT is hiring. That's what I did and payed of my $40.000 Debt off. All I did is work, work work. 2.8 years I payed it off. I feel free now.
@@AndreC1992 weekends and fridays you make the most money. Definetely worth trying it.
*paid*
But good job getting out of debt!
Love reading these comments! Proud moment for sure!! I can finally see light at the end of the tunnel and that snowball is picking up steam myself- it's so exciting:)
Congrats! Well done!
Good job!
My advice father to son: âYouâre 28. Not your job to fix her. Donât try to be a hero. Thereâs too many women out there. Stop wasting time. Be friends and donât even think about marriage.â
Lol
No friendship, cut her off. She will reel him back in.
Great advice. I'm surprised DR wasn't a lil more tougher about his girl. She's his girlfriend not his wife and dudes 2 young for the bull lol. It's ok 2 play the nice card once or maybe twice but l get the impression dude was always being nice bc he sounds like it.
Don't even be friends, cut her clean off
and wrap it!
"I think shes paralyzed by the debt" No shes hoping that YOU pay it off
Imagine a woman calling: "My boyfriend is 100K in debt and sits at home all day..."
I wonder if we would be listening to the same conversation.
Mike Mentzer right lol
Of course not...Dave would be fuming!!
A friend from primary school got her dads business, made a load, retired w 40 and married an artist who just paints for fun. She never wanted kids. He's absolutely fine with it and she doesn't care either. He hit the jackpot.
Dave is a simp
LOL If the roles were reversed, "Blue Pill" Dave would be telling the guy to Man Up!
Once you pay it off she will leave.
Anyone who gave this comment a thumbs up is a dishonest person. You are projecting what is inside of yourself.
@@passive101 You can't claim that you are not projecting by further projecting. "Female nature"? Using bs like that says more about you than them.
@@cadavison Then why hasn't she paid a dime toward her student loans! Exactly......Stop embarrassing yourself all over the internet anyone can see she wants someone else to pay her loans. Fact, if she wanted to pay her loans herself she would be working to pay them. Not difficult to figure out.
@@cadavison You must have a lot of debt and feel guilty...
cadavison
Facts don't care about your feelings. Shut up.
Alex, when Dave said to help her, he means help her find a job, not help her pay HER loans.
smithshot
Yeah, hopefully he has enough sense to not marry this chick, at least until most or all of her debts are gone
You sure? Cause Dave sounds like a white Knight to me.
I'm surprised Dave didn't tell him to get a second and third job to help her out.
Not worth helping her.
@@mexital1159 the point I was trying to make is that Dave is a simp who thinks women should be placed on a pedestal and worshipped. Don't ever be a doormat for a woman, treat them only as well as they treat you... Period!!!
Her goal is to be a stay at home mom with a fine arts degree and a husband to pay her bills. This is infuriating.
And the sad part is she may be a nice girlfriend and have good intentions. If you're with someone 4 years there has to be some good qualities to her. I just think she picked a degree of study that just won't cut the mustard. Debt is not only frustrating it stems from a lack of control, and can be embarrassing and shameful...male or female. Part of me feels bad for her as well as him, because it sounds like he really likes this woman, but she has to show some responsibility now to save the relationship. It's a very bad situation for him.
@@victorkreitner754 And what job can she get with that degree?
If this was a female that called in about her non-working boyfriend with $100k in debt, who thinks Dave's answer would be different?
Haha!!! đđŸđđŸâđŸđłđŹđșđž
You Bet! It would be: unto thee i pledge all my worldly goods...
@@purepit4ever1200 Its old school thinking, guys were supposed to be the man of the house and be financially responsible. Women can always rely on the guy.
@ZayTooWoke the thing is the message is the same, but the DELIVERY is different. Regardless, if your partner is in debt and not working, help them get tf up to contribute or leave em. Same message, don't forget
Absolutely. He's pretty biased.
He knows he needs to dump her, but is looking for reasons not to let go. She was probably a great college girlfriend, but she isn't real life wife material.
I couldn't say it better myself!
Bingo!
Her long term goal is divorce him and take half of everything...
Agreed. Just because you have dated someone in college doesn't mean you have to ruin your life for them and clean up their mess. Look elsewhere.
That box probably insane
Run dude...RUN
Future 100 meters champion
100k debt and no job no motivation? Don't run. Fly.
I bet she's hot as he'll though
Depends on attractive hot she is, if she's good enough looking a prenup might do the trick. There's nothing wrong with a trophy wife if you can afford one and there are social advantages to having an attractive wife that might even come in useful down the line. Just make sure the paperwork is air tight and you keep what you make in the relationship without taking on the debts she has incurred.
@@costakeith9048 The guy's young and while a prenup may well help guard the inherited wealth, they tend to be far less effective with any wealth generated during the marriage, particularly if the spouse isn't working.
The fact that she spent $100,000 to get a degree in art should tell you everything you need to know. Run!
Lol. Dang thatâs low. He said she went to a private school. Maybe cost on top of out of state fees, but youâre right lol.
That wasnât a degree in art. That was a postponement of adulting with a 100k price tag that sheâs hoping to honey pot her way out of.
His next call...."Dave my girlfriend is unemployed, has 100K of debt, and is pregnant with my child." This dude needs to run and not look back while he still can.
Dont stick around.. She will have a kid or two, never work, then leave you.. you will be paying a grip in child support and alimony then you will move into your parents guest bedroom... Think long term.. DONT STICK AROUND
Getting married gets him locked down by the state she knows what she is doing right now he's not in a contract with the state
I feel sorry for this guy. He loves her but she WILL ruin him. He has everything to lose and she has everything to gain.
So mention a preen up and if she is disgusted then bye bye
Exactly! He has nothing to gain being with her vs someone who actually works.
R- Man never feel sorry for a simp.
Yea true but she could be very pretty and the dude could be thinking with his smaller head if you get what I mean. Lots of guys do stupid things for pretty women.
The more I listen to these Dave Ramsey clips, the more I realize my situation isnât that bad at all.
If this guy marries her then he deserves what he gets.
Targets of emotional abuse and manipulation deserve what they get? Get out of here.
45 Auto I was thinking the same thing.
astroathena219 He is saying he knows what heâs getting into, so donât complain about it later. All the red flags are there.
đ€Łđ€Łđ€Łđđ
astroathena219 heâs deliberately subjecting himself to the abuse and manipulation - thereâs this thing called accountability I donât know if youâve ever heard of it.
This fool is going to payoff her loan. Get out while u can buddy
Sad to say, he will likely pay off her debt.
Alimony and child support. .
100k for an art degree...someone arrest the school for robbing her and someone have an intervention for her for getting that degree. Don't people understand that there is truth behind the saying "starving artist"?
Joel remember they probably also gave her a bunch of money to âlive offâ included in that money.
Joel
She wasn't robed
She freely handed them the money and blew some or most of it as well.
@@blackworldtraveler3711 I know she wasn't literally robbed...my point is that these institutions are out of control....tuition skyrocketing and they can care less about students and the debt they accrue since they always get their money.
@@sheisasurvivor8479 Honestly, I didn't listen to the entire story. I'm just saying that it's amazing that kids still buy into this idea that a loan is the only way to pay for school. I always tell my students to also find out if the degree they are pursuing is actually in demand and pays well.
Joel
No different than buying a house,car,etc..
Documents presented to you.
Some reading,math to do.
Common sense and thought process involved,
No gun to head to agree and sign.
If I was her I would be working full-time somewhere paying off that debt and showing him that I do not expect him to pay it off. She's not doing that. A definite RED FLAG !
I needed this pep talk. Iâm currently in this situation. Paralyzed by bills, anxiety at an all time high, however, Iâve made the decision to change my life. Iâm only 40k in debt.
You can do it -- even in the midst of the present crisis, you can do it!
How's it going w your debt?
I hope you are in a much better financial situation now. And your anxiety has subsides đ
"I think shes paralyzed by the debt" No shes hoping that YOU pay it off through marriage, your income and maybe divorce. Something tells me shes not the brightest light bulb if she got into debt by majoring in art. Plus not actively working she is lazy. That is a dangerous combination.
Yep, he said right away that he makes good money. All she sees is đ°.
She's hoping he's not the brightest bulb! Run away fast....
If she got a art degree you shouldnt touch her
@dachicagoan Probably the easiest and most successful pick up line out there
@dachicagoan Another kind of woman who I avoid like the plague is one who does not like bluegrass music.
People show you who they are, it's up to you to believe them lol
Marko - WhiteBoard Finance đŻđŻđŻ
Amen!
Absolutely! Well said...
Yaaahhhssss well said. They usually even straight up tell you but we arenât listening.
Wow !!!!! Now THAT's a good one !!! Especially when they actually do show you who they are.
Just imagine if it was the other way around. She would leave him so fast
Sheâll be OK once the art factory gets up and running.
đ đ đ đ
My concern is Alex is making the call and not his girlfriend. I would not want this for my son. She needs to start contributing.
I would bet that 100k she won't. She's hoping someone else will step up to her debt.
@Johnny Five I agree
đ€Łđ
@bla blahblah I also have a daughter so I think of people as people first. I would not want Ale's situation for my daughter either and I would seriously wonder why my child ( male, female, other) would want to be supporting another adult. Everyone contributes 2yrs - 92yrs!!!! As usual Dave's advice was spot on and delivered with intelligence and kindness - sitting on the couch is not an option.
Johnny Five simp = a high earning provider man.
Find a new girlfriend homie!!
I don't think he realizes that It's that easy especially since he's not married
Dont find a woman at all invest that money and live off of the interest dont waste it on a woman
Jay Jordan his still living in dream world, he should be waking up one day......hopefully
Well, itâs easier to say . I think he knows he needs to dump herïŒ but he is also donât have the ball, maybe the attachment or he doesnât believe he deserve better.
Yi Liu I never thought of that, youâre probably right it could be one of those assumptions. Hope at the end of the day it works out well for both in the long term no matter what happens
Tell her to be an art teacher, and to sell her art on Etsy, and Instagram. Do not Marry her until she shows initiative.
I new a guy who was in so much debt and they had no children, she would spend her days doing metal art work as a hobby and didn't earn a dime. He would struggle to make ends meet , he would allow it , fool!
4 years and he doesn't know if she's lazy? Oy vey
The fact that he didn't answer right away and his sheepish answer means he knows she is. He is just in love and is trying to deny it.
Ryan De Witt absolutely right. I guarantee she isnât using her days working out or into some other hobby all in.
@@Ryan_DeWitt sheepish eh
They say it takes time to REALLY get to know your other half, he obviously needed more time.
He knows she is and does not want to say it.
He's known her for four years and doesn't know if she's lazy? đ€Šââïž
a lot of people and especially women are good at hiding their flaws until you either move in with them or its too late (marriage, cheating, etc).
@@horacevu she owes that much debt, she can't hide that
He knows but cant admit it
Love is blind, the poor guy can't see nothingđ
Dump her. She will bring you down. DUMP HER!!!
After 4 years, no conversation should be too hard to communicate with your partner. Sounds to me like she wants you to take care of her with your inheritance.
exactly!! they have been together so long but still can't have serious conversations lol what a joke.
Of cause she wants him to pay it then marry him run up more debt and divorce him! It happens all the time đ
"My Ex-Girlfriend is 100k in Debt", title fixed.
Savage đ€Ł
Hilarious!!! đđŸđđŸâđŸđłđŹđșđž
perfect
Bingo
The key is she is not willing to work.
Dave Ramsey has a weak spot for Women with debt.
All he said was find out ways that she can pay her debts off on her own or dump her if she's not working towards it.
u a
Heâs also got a weak spot for men in debt đ€·đ»ââïž...thatâs the point of his show!
I've found this bias in him too. It's not realistic and not fair.
Gf with $100,000 in debt not working - "awww, listen babydoll, you gotta do something"
Son living at home, working(possibly part time, but $40,000 in debt - "you have 1 MONTH to get out
Dave is a simp.
I have $11, 000 in debt and am panicking, looking for a second job to knock it out. Like, I want it gone so bad I can taste it!
And these people I hear about on this show are just like, " 100k, almost a million....eh! Whatever! It'll work itself out".
đšđšđšđšđšđšđšđšđš
IKR!!!
I'm an engineer (paid off my 85k student loan debt) and married an engineer with 0 student loan debt. No way I was going to marry someone with a large debt for a basket weaving degree.
Iâm an engineer who married an engineer and our son is an engineer lol.
Best breakup bro. That girl is well aware you're an engineer with an inheritance and it's highly likely she pushes for marriage and uses him to pay off the debt. Once he pays it off she'll find an excuse to divorce. Be very careful Alex.
Oh so you know her? She told you this? When did you talk to them to get the whole story? Your investigative skills are impressive.
Mrs. Buttersworth Youâre mad because you wanna do this
@@BeautyMommysUnite you don't need impressive investigations skill to come to this conclusion. All you need is a little common sense and be aware of common trends occurring in a lot of marriages.
@@BeautyMommysUnite no, sheâs a female.
You mean your ex girlfriend?
Shots fired.
đđđ
Pun intended
Officer downđ€Łđ€Łđ€Łđ€Łđ€Łđ€Łđ€Łđ€Łđ€Łđ€Łđ€Ł
Iâve been very happily married for over 20 years and imo the key to a successful marriage is mutual respect and similar work ethics.
If youâre both lazy, thatâs okay.
If you both work hard, even better.
But you canât have one work hard and the other not.
He will lose respect for her and thatâs a downward slope to divorce.
You'll never find no woman taking care of a dude with no job and 100k in debt...A pretty woman doesnt have to work a day in her life in this world if she doesnt want to.
"you don't think she is lazy"
*Uh oh Dave got him now!*
âSitting in the Middle of the road getting ready to get run over by an 18 wheeler .... is not a good plan!â đđ€Łđđ€Łđ
Itâs good for him. That girl has nothing going for her and the debt is a freaking boat anchor for at least 10 years.
Sheâs about to get pregnant to ensure that he pays when he does leave.
"paralyzed by the debt" LOL Young man you'd better run while you can!
This is not unheard of. She is quietly expecting him to "man up" and pay off her debt. And if he should marry her, this is exactly what the rest of his life will be unless she finds a richer man. He needs to find a woman who is financially stable to avoid financial and legal problems in the foreseeable future.
100k art degree... omg
She is living with this guy obviously. So she has no bills. Just make 30k as a teacher or a waitress and pay it off in 3 years. 100k is not a lot when you have no other responsibilities.
30k gross income will not pay off 100k debt in 3 years.
@Kaven Gilbert 30k after taxes and other living expenses is not 90k, genius.
. The boyfriend is paying for the living expenses. Her check will go towards her debt. Plus her income tax. She will still be able to get the majority of it down.
But she needs to buy shoes!
Throw away the whole girlfriend. Immediately
Now is such a good time to be an artist. You donât need to be âdiscoveredâ to make it. You can make it by growing your online presence and selling art online.
She could be sponsored by art supply companies, make money from her art and also teach. There is so much she can do to make an income now. She just needs to start.
And this guy who called in will be the one bankrolling it, no doubt. She needs to get a job, any job at this point. Her debt should be her primary concern right now.
Yes it IS. Where do I sign up for a 100k degree to become an 'online' artist? Can't wait...
@Michael Ellingsworth obviously it is NOT bringing in Consistent money! It's bringing in zero.
Right she can do all of that and she still wouldn't make very good money
She should try Only Fans LOL
Time for a new girlfriend ! Lol
lol you mean no girlfriend and invest in hookers.
@@paladintactical8250 bro.. lol
Run as fast as you can my man
I feel like 90% of the people calling Ramsey, already know deep inside what the right thing to do is, they just can't face the truth.
Ramsey acts as the wise man we all need from time to time, to bring us back on our feet having lost traction for a moment
Donât run away. Skip, it burns less energy. Wonder what he did
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
Hi. Iâve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@@Lourd-Bab However, if you do not have access to a professional like JUDITH ANN PEACE, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments
@@lennoxmutterick6434 Oh please Iâd love that. Thanks!
@@Lourd-Bab Judith Ann peace is her name
Lookup with her name on the webpage.
Homie needs to learn three simple words. "Not my problem."
The minute he dumps her is the minute she gets up and does something.
Something like find a different SIMP
I just want to point out if this were a woman calling about her boyfriend who had $100,000 in debt in a worthless career field and wasn't working Dave's advice wouldn't be lovingly help him Dave's advice would be kick him to the curb now! And truthfully that ought to be the advice he's giving this young man for this lady. There's only one correct response here that's cut your losses and move on.
Exactly...Dave is such beta for females it kills me.
My thoughts are that women are his base audience that he doesn't wanna upset. I sure hope he called the caller off air and told him to run like there's no tomorrow...
@@f.-j.j.5738 That is the epitome of being a beta.....
Floreine-Jemima Joseph itâs also a societal thing
He has a good wife, he thinks they are all like that.
She saw him as a bailout and a retirement plan...end this relationship yesterday!
A woman who is in debt $100K for an ART degree, and unemployed (!!!), isn't someone who had the critical thinking skills necessary to be a good wife/mother.
Bravo
If they have kids she will be able to critique the fridge magnet drawings.
Her ART is doing FUN things and letting the Boy work..
hahahah buddy she targeted you like a predator ..drop her now
I agree with nearly every comment in the comment section.
Doesnt happen often.
Tricking is at an all-time high!!!!!
*simping
@@jonathanneal9399 it's really both tbh
Leave her!
Dump her, and dump her fast. You are setting yourself up for a life of misery if you stay with this woman.
Just my opinion.
Brian Waller this is most likely her plan B.
Mark M yikes! So true
Girlfriend Is $100,000 In Debt And Not Working đ€!!!! đđšRUN!!!
In 2019 agree and I'm a girl lol. That debt is hers not his. If that was my son, nephew or cousin l would give them the 411 about sneaky conniving women 2. Not just the sweet ones.
Janet McDaniel Yup đ! Some women are horrible.
I hope Alex reads these comments! he sounds like a genuinely good guy and he can do better
His future call....my soon to be ex wife is putting me on the street and taking me to the cleaners. This guy is naive.
Everything he said about her shows how financially irresponsible she is. Laziness is only cute after you've spent a week working and don't want to clean or do laundry on your day off.
And the biggest red flag is that he is the one who called Dave, not her.
@Johnny Five love makes us do crazy things. But thankfully he's receptive to the idea that he should give her an ultimatum. Smart of Ramsey to do it one step at a time because people can behave like star crossed lovers when you try to separate them.
âDoing nothing is probably not a plan.â
Quote of the day!
"There's no sense in walking because I can't climb Mt Everest." đđđ
GET OUT NOW!!!
She is bringing nothing to the relationship besides horrible debt and drama! Dump her!!
And lack of motivation. If she can't deal with the student debt, then how can she deal with other life issues that will always come up!
I'd say she'll have to work if they split up đ€ Does she not realize that? đ€·ââïž
Crazy how it'll take some people splitting up for them to realize things.
She should already be self motivated to pay off her debt. Especially, if he is paying all the
other bills.
We've all been blinded by love. Love makes guys do crazy things.
She's setting him up for financial abuse if he doesn't realize it now. She's wilfully underemployed with $100,000 in debt
You have the opportunity to leave right now without any consequences. Really consider doing so before it is too late!
And hold your breath for the next few months hoping she is not pregnant!
This is exactly what Coach Greg Adams has been saying, precise man.
"My life looks like a country song" hahaha love it
Girlfriend knows how to play the guilt trip card on this guy. You can tell by his voice he doesn't even want to talk to her about any of it. DO NOT MARRY HER!!!
They have been together for four years and he doesn't know if she is lazy. That says it all. At that age you need to make sensible decisions. This guy has made a lot of good choices. She has not. Private Arts degrees were for women that come from families that could afford tuition. If she won't get off the couch now she won't when they have kids lol
Agreed. I think it is possible for the gf to wake up & turn this around and get motivated tho! Tons of ppl who have paid off debt just needed a "wake up call" and feel hopeful again!
If anything, the bf is trying to help her, and if she cant see how much he loves her from that, then the bf should đđ¶ââïž
@@nadia4999 and u don't need a degree to sell or make art. As time went on n the relationship she prob had something up her sleeve.
@Janet. Honestly, I am not mad at this female. She is doing nothing less than what countless women before her have done. This is a silent yet known thing deep among Caucasian women, and the men know it too. But it sounds like these men are getting tired of this old concept, lol. Frankly, after 4 years he should know if he wants to marry her or let her go, because she will not willingly let her white knight ride off without her. To a woman, 4 years is a long time, and no woman willingly lets a financially stable guy go if he isnât hitting her up side her head every other day.
Alex, please run... I'm a girl and I'm telling you to ruuuuuuuuuuuuun đđŸđđŸđđŸ
She went to college to get her MRS degree, and you are the lucky guy - congrats!
Dave was right on the money about her being lazy.
My career is completely unrelated to my bachelorâs degree. There is a lot she can do with an art degree. She just doesnât want to.
Do you think she would pay your 100k debt while your unemployed? Absolutely not đđ€·ââïž she would call you a bum. Sheâs taking advantage of you. Move on. Itâs going to be more emotional for you when you pay that debt and then she leaves you.
That's golden advice. Thanks Dave!
Dave is too nice. I would straight up tell him that he can get better. Run!!!
Message to Alex: Run! Her debt will become yours if you marry her!
Oh yeah, she's just waiting for him to open his wallet...... and yes, don't get pregnant!
I feel bad for this guy man. I was in a similar situation with a girl that I dated for about 3 years. I loved her but her lack of ambition was just crushing. I ended up leaving her. Probably what this guy should do the same. Itâs tough to make the decision but this kind of woman is not someone you make your wife.
After phone call:My girlfriend is now single and back in the dating game.
If she was upset about it, she would figure out a plan to do something. It happens, thatâs what most people do.
She isnt really upset. She is upset that he hasnt " saved" her from it yet. She is hoping for a ring and a piece of his inheritance to solve her problems
She does have a plan....it is called find a âsugar daddyâ.
Art degree? You don't even need a degree to make/sell art.
That's a great answer!!!!
As Dave once said; she got a degree in finger painting đ
đ it like those people with music degree.
Am like ask any of the famous musicians whether they have a degree in musicđ
It's about accountability! She will not change! It's going to break your heart but not the rest of your life! This happened to me with my ex. His issue was alcohol. Prayers for you!
Youâre going to be her best return on investment sheâs ever seen man.
Donât do it
I've already decide years ago, that going to college for art is absolutely pointless and a total waste of money... I'm an artist, I learn way more just by watching youtube...
Create art and sell it with Sotheby's or Christie's thats the best way I know how to start... It works...
Depression destroys the depressed person, their spouses, kids and their family particularly if without treatment and interventions... his love to this girl is real beyond materials .. I think he should not move on further in this relationship until this issue is fixed.
She feels safe knowing you are financially secure and possibly take care of her.
Donât let it go on much longer.
Whats she brooding about shes got a degree and a great guy???
Caller: my girlfriend has 100k debt
Dave: SELL HERRRR
đ