What is PPF Account | Public Provident Fund explained in Hindi | PPF withdrawal and investment rules

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  • čas přidán 27. 08. 2020
  • PPF or Public provident fund scheme is a very popular retirement planning scheme offered by the Government. PPF account has many advantages in retirement planning and this video will explain everything about public provident funds in simple Hindi language.
    The video will cover the following topics
    1) what is the Public Provident fund or PPF
    2) PPF account interest Rate
    3) PPF withdrawal Rules
    4) PPF account benefits
    5) How to open a PPF account
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Komentáře • 3,4K

  • @pranjalkamra
    @pranjalkamra  Před 3 lety +791

    A mistake in the video between 6:18 - 6:50 i have said you don't have to pay interest, what i meant was you don't have to pay tax.
    Correct position -
    1. PPF ki earnings pe tax nahi bharna
    2. FD ki earnings pe tax bharna hai

    • @kunwar1679
      @kunwar1679 Před 3 lety +8

      Sir apka kitna corpus hai total money?

    • @100ecesudhanshuranjan7
      @100ecesudhanshuranjan7 Před 3 lety +4

      Sir please translates your book in hindi please reply

    • @100ecesudhanshuranjan7
      @100ecesudhanshuranjan7 Před 3 lety +5

      Sir please translates your book in hindi please reply kb tak aayega

    • @rajm8682
      @rajm8682 Před 3 lety

      @@kunwar1679 hahaj

    • @nupthote262
      @nupthote262 Před 3 lety +8

      What's better to do monthly installment before 5 of every month or Lumpsum once in year(By making RD of same every month) for better intrest rate..please suggest

  • @jigneshjoshi3362
    @jigneshjoshi3362 Před 3 lety +50

    I already having a PPF aacount and also getting great awareness about this scheme. But After watching your video i very clear about PPF.

  • @janhavimhatre921
    @janhavimhatre921 Před 6 měsíci +5

    Jitne bhi ppf pe videos dekhe usame sabse best video.. Thanks

  • @ravinderrawat6244
    @ravinderrawat6244 Před 2 lety +4

    बहुत महत्वपूर्ण जानकारी के लिए बहुत बहुत धन्यवाद🙏

  • @pinakisahoo9260
    @pinakisahoo9260 Před 3 lety +44

    I am not coming under the tax budern, but I already opened this account in postal since from 2 yr. . Yes I already know the rules before, but the things today I know from you are the complete information. So thanku sir.

  • @chaitanyaagrawal
    @chaitanyaagrawal Před 3 lety +85

    Best stock market teacher. Your Stock market classes series are very up-to-the-point. No nonsense. Never seen these type of videos on youtube. We should thank you for providing actual paid material for free. Love you bhai ♥️

  • @sudipde5966
    @sudipde5966 Před 2 lety +8

    After listening this video, I have great interest for other interesting saving schemes. Illustrations are very clear to all. Waiting eagerly for other schemes.

  • @poojakherwar9253
    @poojakherwar9253 Před rokem +5

    You are the best teacher in financial education.... Thanks a lot for your all knowledgeable information.... 🙌

  • @rakeshpenni
    @rakeshpenni Před 3 lety +24

    Great knowledge brother, going to open PPF account next month because i am salaried but pf not cut from company so i was looking the best saving plan and got the perfect knowledge from you thank and god bless you dear

  • @NikhLogic
    @NikhLogic Před 3 lety +21

    One of the best videos I've watched on PPF. Well structured and easily explained.

  • @MadhavS9045
    @MadhavS9045 Před 2 lety

    Everytime i watch a new video, i am blank about the topic but end up having so much knowledge that i can educate anyone.. Thanks 🙏

  • @girishsharma6595
    @girishsharma6595 Před 3 lety +4

    your content is very rich. love your videos and work. simple straight and on point.

  • @ketanmaurya779
    @ketanmaurya779 Před 3 lety +13

    Your explanation and details are much better than others

  • @santoshpiyamail
    @santoshpiyamail Před 3 lety +21

    Lovely explanation, really enjoyed as always,
    Im good in the Financial literacy now.

  • @nishantkumarsharma2548
    @nishantkumarsharma2548 Před 2 lety +4

    Way of explanation is very fine...everything is crystal clear

  • @rmugade
    @rmugade Před 2 lety +2

    sir, you are extraordinary teacher. very simplified way.

  • @sunilchougala6831
    @sunilchougala6831 Před 3 lety +15

    Sir Thanks for providing the detail Knowledge Of PPF , & suggestion of paying on or before of 5th of every month...
    It's vary valuable & helpful Sir...... Thanks once again for your valuable support....mm

  • @rakeshjoshi6681
    @rakeshjoshi6681 Před 3 lety +65

    Small correction. Interest on PPF is tax free and withdrawal of lumpsum amount is also not taxable. You have used interest free instead of tax free. All other info well and good. 👍🏼

  • @ajfitnessandtraining9796
    @ajfitnessandtraining9796 Před 3 lety +8

    Thank you so much sir for ur valuable information. I am a government servant. This information is very useful to me

  • @feelyourbeat7820
    @feelyourbeat7820 Před 2 lety

    Aaj pehli baar mujhe iss CHANNEL ka video pasand aaya

  • @viddy515
    @viddy515 Před 3 lety +8

    Paying before 5th of every month is super cool tip. Thank you.

  • @bhaskardutta4052
    @bhaskardutta4052 Před 3 lety +14

    Every point well explained.

  • @ramesherrabolu1590
    @ramesherrabolu1590 Před 2 lety +15

    thanks for explaining PPF. It would have been helpful if you had used some charts to explain how the scheme would have worked given the fact that this scheme was operational for many decades now. For example how would someone who opened a PPF in 2000 see his account value. Also it would have been helpful to see the difference in account value if the investment was committed by the 05 of the month

  • @rajendramali5988
    @rajendramali5988 Před 3 lety +2

    I like your all video.. aapke video muje bahut hi acche tarh samj aate h ..bcoz aap acchi tarh se details me samjate ho😊

  • @saffanvohra3436
    @saffanvohra3436 Před 3 lety +8

    Ur honesty is ur success... ❤️

  • @ishugupta9760
    @ishugupta9760 Před 3 lety +3

    Sir you are always awesome
    And also giving best knowledge freely

  • @remarkableproremodelingcha8802

    Aapne bataye baki information ke liye thank you so much sir 💖

  • @growwithwealthnation7403
    @growwithwealthnation7403 Před 2 lety +71

    This guy educated me more than my entire schooling and college.

    • @IndianBoy77
      @IndianBoy77 Před rokem +7

      Up,bihar me rehta hai kya

    • @kaushamvisingh8885
      @kaushamvisingh8885 Před 10 měsíci +1

      ​@@IndianBoy77 😢yep banaras

    • @vaibhavpatil3672
      @vaibhavpatil3672 Před 10 měsíci

      @@IndianBoy77 😀😀

    • @Airops-td4qs
      @Airops-td4qs Před 7 měsíci

      ​@@IndianBoy77Anpadh up Bihar walon ko English nhi aati. Itna nhi pata tujhe

    • @Rishi23399
      @Rishi23399 Před 5 měsíci

      ​@@IndianBoy77Same situation of whole India.. Not few particular states

  • @Supriyajain28
    @Supriyajain28 Před 3 lety +3

    You are fabulous pranjal😊 Thank you for sharing your knowledge with us.. You are growing in ur carrier everyday and we are growing with you. 😇

  • @vishalsamnani2109
    @vishalsamnani2109 Před 3 lety +16

    My like on this video was for the interest increasing trick shared in the end. 👍😊

  • @dhruvsharma3389
    @dhruvsharma3389 Před rokem +1

    seriously most comprehensive explanation of ppf so far i have seen :):):)

  • @ps.15_
    @ps.15_ Před 3 lety +27

    Thank you pranjal SIR BUT PLS MAKE A NEW VEDIO ON NPS & OTHER BEST SAVING SCHEME PLS SIR🙏💛

  • @arpitsaxena108
    @arpitsaxena108 Před 3 lety +16

    Thanks Pranjal, I do have a PPF account, but didn’t aware much abt it. Thanks for making this vedio

    • @joshiyogesh62
      @joshiyogesh62 Před 3 lety

      Yogesh Joshi:
      @letsmakeitogether
      Bro join this group free of cost.basicaly this is group of scalping in stock option where we took only 0.50 paisa to 1 rupee because of lot size is big
      First see our trade for 5 days of you like then take

    • @surajbhagat651
      @surajbhagat651 Před 3 lety

      @@joshiyogesh62 is it a telegram group?

    • @harikrishnachandaluri5221
      @harikrishnachandaluri5221 Před 3 lety

      czcams.com/video/d821wyXMe7Y/video.html

  • @yogeshnirmalkar9594
    @yogeshnirmalkar9594 Před 2 lety

    Thanks Sir (brother).. For this detailed and precious information.. About PPF 🙏🙏

  • @proudincredibleindian
    @proudincredibleindian Před 3 lety +2

    Amazing information and topic
    Thank you 🙏

  • @bhuvan1787
    @bhuvan1787 Před 3 lety +6

    Your content is really good sir 🙏👏✌️

  • @tusharchopawar8255
    @tusharchopawar8255 Před 3 lety +3

    Excellent! Very nicely explained

  • @trilokkanyal8995
    @trilokkanyal8995 Před 2 lety +4

    Very well explained,. I am already PPF account holder since long time, still I learnt many things through this video,. Thanks a lot,. Very good job, keep it up

    • @laxidhir2672
      @laxidhir2672 Před 2 lety

      Hi, can you tell if we can open our PPF account online from the bank website. Is it compulsory to visit bank or post office to open the account?

  • @chiranjitroy3554
    @chiranjitroy3554 Před 3 měsíci +1

    Thanks for this video.... God 🙏 bless you and your Family....

  • @SuperSantoshMore
    @SuperSantoshMore Před 3 lety +5

    I know most of the details related to ppf however I saw ur video notification and saw this video. And trust me I got many other details those i was not aware of. very useful video.

  • @dipaskitchen2593
    @dipaskitchen2593 Před 2 lety +1

    Excellent. It's really help full. Thank you.

  • @nandikanikam6317
    @nandikanikam6317 Před 2 lety +1

    Bahothi helpful aur detailed vidios

  • @abhinandanjhansi5
    @abhinandanjhansi5 Před 3 lety +3

    Very clearly explained bro..

  • @arkadas1993
    @arkadas1993 Před 3 lety +7

    The last bonus point about putting the money before 5th of every month is really really HELPFUL... Thank you

  • @vikrantkumar3132
    @vikrantkumar3132 Před 2 lety +1

    Thank you very much.
    You answered all questions very beautifully.

  • @madhusaxena1617
    @madhusaxena1617 Před měsícem

    Namaste sir very nicely explained. No confusion and doubts. Very clear video. Thanks.

  • @shridhar4888
    @shridhar4888 Před 3 lety +3

    Best video! Very nice explanation!

  • @SS-yk8df
    @SS-yk8df Před 3 lety +5

    What a video.. cut to cut information.. you got a subscriber bro.. 👍

  • @sacheenbaranwal8190
    @sacheenbaranwal8190 Před 3 lety +1

    Gret information
    सल्यूट

  • @rasikanaik1947
    @rasikanaik1947 Před 2 lety +1

    I press the like button as soon as I start the video bcz I m confident I wl get best advise

  • @akshyakumar.4227
    @akshyakumar.4227 Před 3 lety +14

    I allways hit the like button before watching bcz i know that some new thing is going to learn today.

  • @hrdiaries1332
    @hrdiaries1332 Před 3 lety +20

    Impressive how you cleared everything.

  • @vk19
    @vk19 Před 3 lety +1

    Very good info
    I will go with ppf
    Gbu pranjal n ur team

  • @kamaldeep1885
    @kamaldeep1885 Před 3 lety +1

    Bhai ultimate Video thanks for sharing your Knowledge

  • @destinator23
    @destinator23 Před 3 lety +4

    Beautiful as always sir🙏
    Please make videos on bonds and how to select attractive bonds with pros and cons , how to invest etc etc
    Thank you!

  • @sumitmakhija9979
    @sumitmakhija9979 Před 3 lety +125

    Very nice info. Me and my wife both have ppf accounts and will continue 1.5 lkhs per annum in both accounts uptil we are 60. At the age of 60 I’ll have a great amount at maturity and that too free from any tax . It’s the best investment scheme for long term. Compounding has its magic when u remain invested for long. Ppf is best 👍🏻

    • @up2660
      @up2660 Před 2 lety +17

      Chicha kisi ne pucha kya tumse 🤣🤣

    • @sumitmakhija9979
      @sumitmakhija9979 Před 2 lety +18

      @@up2660 chicha ek saal pehle likha tha tanne aaj dekho 😂

    • @siddhishreejalifestyle9467
      @siddhishreejalifestyle9467 Před 2 lety +1

      Sir can we increase the deposit amount after 2 or 3 years. Suppose I open ppf account with monthly 2000 rupee, can I increase it to 3000 per month next year?

    • @ranjit3raj
      @ranjit3raj Před 2 lety +1

      @@siddhishreejalifestyle9467 yes we can invest different amounts every year according to our budget

    • @eshimabhalla2419
      @eshimabhalla2419 Před 2 lety

      Please let me know if my calculations is right.
      If i invest 2000 every month 24k yearly.
      24000*180= 4,320,000 will be the amount excluding tax???
      Please answer

  • @adyashapaty
    @adyashapaty Před 2 lety +2

    i love the way how you make personal finance easy and interesting

  • @mrignayanisingh8715
    @mrignayanisingh8715 Před 2 lety +1

    Bahut achchhi jankari thanks

  • @sidmahagreat
    @sidmahagreat Před 3 lety +9

    Very informative. Can you please also share your views on NPS v/s PPF. I am sure, this would be a doubt in lot's of subscribers' mind. Thanks.

  • @LongWay2G0
    @LongWay2G0 Před 3 lety +13

    Thanks for making this very informative video, you have covered all the points for PPF in easy language. Cheers!

  • @sudipde5966
    @sudipde5966 Před 2 lety +2

    Really, explanation is very very clear. Thank you so much.

  • @ajittanti202
    @ajittanti202 Před 2 lety +1

    Bohot badhiya samjaie sir ji

  • @mohitmanu2009
    @mohitmanu2009 Před 3 lety +3

    Very nice explanation....Thank you very much for the great video.

  • @debaratisaha2820
    @debaratisaha2820 Před 3 lety +3

    V well explained with minute details which i didnt know

  • @juhisingh3917
    @juhisingh3917 Před 2 lety +2

    Salute to your efforts✋

  • @dipankarroybasunia4554

    I have a PPF account, thanks for this kind of video

  • @jasper5016
    @jasper5016 Před 3 lety +3

    Brother your videos are the best. You have explained in a very simpler way.

  • @mr_sarks
    @mr_sarks Před 3 lety +15

    My goodness... 🙆🏻‍♂️ I was about to search for PPF details but coincidentally I found your video in my 2nd recommendation video 😀

    • @RockyJayswal
      @RockyJayswal Před 3 lety

      Power of Artificial Intelligence & machine Learning.

  • @sivendrakumar1093
    @sivendrakumar1093 Před rokem +1

    Very well presented . Thanks.

  • @mandalpankaj
    @mandalpankaj Před rokem +1

    Love you so much for this information ❤️

  • @commutewithsrikant
    @commutewithsrikant Před 3 lety +10

    Sir thank you.
    great teacher. my all about finance management taught from you..make ticker apk.

  • @rajatjain3043
    @rajatjain3043 Před 3 lety +17

    Insightful as always 😍

    • @user-qc7lh4je7b
      @user-qc7lh4je7b Před 3 lety +1

      कन्या की तरह पीपीएफ में पैसे कभी भी जमा करो 1 साल में गुल्लक की तरह कभी पास जो कभी अगले महीने 811 दिन

  • @mayuritembhurne9245
    @mayuritembhurne9245 Před 3 lety +1

    Uh explained it in so amazing way.. thankew so much..

  • @humaali4636
    @humaali4636 Před rokem +1

    Thanks alot pranjal, It was super helpful for me. Specially u cleared my long time doubt of "What if there is a gap in paying amount i.e not able to pay large amoung for a certain year in between?" I am relieved to know this. Thanks again 😊

  • @Daisy-lh5xk
    @Daisy-lh5xk Před 3 lety +3

    Very well explained

  • @anilshanker2674
    @anilshanker2674 Před 3 lety +8

    Grt u emphasized d concept emphatically.

  • @DigitalKam
    @DigitalKam Před 3 lety +1

    you explain so well.

  • @PrashantKumar-qt6xp
    @PrashantKumar-qt6xp Před 2 lety +1

    Thanks sir for ur valuable information..

  • @sanny87100
    @sanny87100 Před 3 lety +8

    Sir, aaj aapko Zee Business par dekh kar dil khush ho gaya 😊

  • @wasimsaw
    @wasimsaw Před 3 lety +3

    Perfect knowledge 👍🏻❤️

  • @ramehwarhanumanvernekar2987

    Thanks sir clearly gave information 👍

  • @AdenShah-me3kd
    @AdenShah-me3kd Před 3 měsíci

    Well explained, easy to understand. Thanks for the information.

  • @amanmurarka8666
    @amanmurarka8666 Před 3 lety +4

    Sor u explained every topic very well and interactiveway, as student it is very beneficial in this time of pandemic👍

  • @therevolution1615
    @therevolution1615 Před 3 lety +13

    Such a wonderful teacher, how could one be so effective... Big salute, how beautifully you explain everything...🙏🙏👍so helpful Sir🙏

  • @josephpeter2649
    @josephpeter2649 Před 2 lety +1

    Nice explanation thank you bro

  • @kishorkrsharma9430
    @kishorkrsharma9430 Před 2 lety +1

    Very informative video thanks 👍 sir

  • @karangadgil9847
    @karangadgil9847 Před 3 lety +3

    Your explanations are so clean. Doing a great job financially educating people.

    • @pranjalkamra
      @pranjalkamra  Před 3 lety +1

      Thankyou!

    • @sheldonhomes23
      @sheldonhomes23 Před 3 lety

      @@pranjalkamra
      Can the deposit amount be varied?
      Like if I invest 50k this year, can I invest 30k next year, 20k the year later
      Or
      The yearly amount cannot be changed? It shld be 50k every year?
      I am not talking abt the minimum deposit but the initial deposit from which I had started 50k, can that be varied?

    • @joeyross1960
      @joeyross1960 Před 3 lety

      @@sheldonhomes23 yes it can be varied but try to be consistent with your investment

  • @first9292
    @first9292 Před 3 lety +23

    SEBI के नये Rule explain करो ना आसान भाषा में सर 🙏

  • @informationispower1986
    @informationispower1986 Před 2 lety +1

    Very nicely explained. I am regular viewer of your Channel Kamra साब😎

  • @santanuganguly6596
    @santanuganguly6596 Před 2 lety

    Aap explain bohot achha karte ho dekhte he subscribe kar liya

  • @sushilabhalothia3064
    @sushilabhalothia3064 Před 3 lety +3

    Good information, sir

  • @apscoinscurrenciesmore7599

    Awesome video 🙌🌷good explanation about the features and various aspects of ppf 😎👍

    • @pranjalkamra
      @pranjalkamra  Před 3 lety +1

      Glad you liked it!

    • @sheldonhomes23
      @sheldonhomes23 Před 3 lety

      @@pranjalkamra
      Can the deposit amount be varied?
      Like if I invest 50k this year, can I invest 30k next year, 20k the year later
      Or
      The yearly amount cannot be changed? It shld be 50k every year?
      I am not talking abt the minimum deposit but the initial deposit from which I had started 50k, can that be varied?

    • @parthapratimthakuria9857
      @parthapratimthakuria9857 Před 3 lety

      @@pranjalkamra sir why your website finology ticker shows Reliance industry's debt 2lac coror when it's become bebt free company..... Please update it

  • @safarsufiyana1
    @safarsufiyana1 Před rokem +1

    Thanku so much batane ke liye mujhe to kuch nahi pata tha bas PPF chalu kar li thi

  • @aniketmlk6
    @aniketmlk6 Před rokem +1

    Thank you very much sir!

  • @weextinctin8338
    @weextinctin8338 Před 3 lety +34

    I'm regular viewer and I'm 17yrs old boy who started investment , influenced by you . You are my guruji 😄 ek din aapse aake jaroor milunga ..🙏🙏

    • @harshthanvi
      @harshthanvi Před 3 lety +1

      Start passive investment in index funds research karo mutual fund se 100% best option hai. And only and only index fund ka investment kaafi hai.

    • @weextinctin8338
      @weextinctin8338 Před 3 lety

      @@harshthanvi mere khud ka portfolio hai

    • @kunwar1679
      @kunwar1679 Před 3 lety +3

      @@weextinctin8338 mai 15 years ka hu I am learning stock market since 3 months

    • @kunwar1679
      @kunwar1679 Před 3 lety +1

      @@harshthanvi we should also have mutual fund in our Portfolio

    • @weextinctin8338
      @weextinctin8338 Před 3 lety +1

      @@kunwar1679 tumahre parents bhi na share market ko gambling samjhte hai na

  • @mohammadrizwannatyansh8716

    Brother you are doing really a great work and efforts for us.
    I have a request, please make a detailed video for Postal Life Insurance ( PLI & RPLI)
    it will be very beneficiary for Small investors and villagers 😇😇

  • @Prem2514
    @Prem2514 Před 2 lety

    Nice information bro for deposited amount to bank... Thanks very much for sujjested date.

  • @raunakthakur76
    @raunakthakur76 Před 2 lety

    Thank u sir for good and great information thank u pranjal sir

  • @saurabhfunnyfactory784
    @saurabhfunnyfactory784 Před 3 lety +3

    Good information bhai

  • @visvia1887
    @visvia1887 Před 3 lety +3

    Bahut bhali ka kam kiya ... Every Salaried employees should be open a/c....mf elss fd ...se... better'and safe....aaj ke yug me Aashiirvad hai...... Bhagvan aap ka bhala kare...aise hi guide karte raho......