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Florida homeowners waiting for relief as insurance rates skyrocket

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  • čas přidán 16. 08. 2024

Komentáře • 95

  • @Wheresyourman
    @Wheresyourman Před 7 měsíci +27

    My sisters went from 2000.00 to 10,000.00 does that seem reasonable to people? Seems like a scam to me.

    • @2pugman
      @2pugman Před 7 měsíci

      I thought the one thousand dollars I pay here in NJ terrible.

    • @Eddemnity
      @Eddemnity Před 7 měsíci +1

      I’m writing a book about Insurance…stay tuned.

    • @dianeloflin960
      @dianeloflin960 Před 5 měsíci

      Absolutely not

  • @sharongolphin5525
    @sharongolphin5525 Před 7 měsíci +9

    The insurance companies need to show management practices! Also why do not consumers get and credit for not filing claims! Insurance now is 10x or more a persons mortgage!

  • @normajeanbloom7476
    @normajeanbloom7476 Před 6 měsíci +7

    Such BS, We have paid into insurance all our lives. Their pocketing the money and now they can't pay to fix claims. Car insurance has skyrocketing, why is that? I have a great driving record. They are all crooked.

    • @dead2802
      @dead2802 Před měsícem

      Estimated in my state that over 1 1/2 million have quit buying auto ins. in the last 3 yrs and rising! Its pure theft. Nothing else!

  • @normajeanbloom7476
    @normajeanbloom7476 Před 7 měsíci +8

    Yhe reason people are complaining is they will be homeless if insurance keep going up. All places IN FLORIDA are not in a disaster zone. The insurance hikes are ridiculous.

    • @Eddemnity
      @Eddemnity Před 7 měsíci +1

      No all homes are not in disaster zones, however if you look at the flood maps the entire state is predicted to be below sea level in the future. It’s time to move.

    • @peterbarrett5496
      @peterbarrett5496 Před 6 měsíci +2

      So the inland ppl are subsidizing the beach front? That's messed up

    • @peterbarrett5496
      @peterbarrett5496 Před 6 měsíci +1

      @@Eddemnityyer gullible AF if u think Florida will ever be under water

  • @michaellee9346
    @michaellee9346 Před 7 měsíci +17

    Where’s Your Governor????

    • @info781
      @info781 Před 7 měsíci +1

      It is a one party State now, so leader can take off.

  • @user-vc2ue6zz3d
    @user-vc2ue6zz3d Před 7 měsíci +5

    My ins when I bought my home was $700 now they want $3700 come on who can afford this on SS?

  • @ManoftheEar
    @ManoftheEar Před 7 měsíci +10

    Just more greed.

  • @DSLethal1
    @DSLethal1 Před 7 měsíci +4

    If my insurance doubles, I will cancel my homeowners insurance. I'm in my 50's and haven't submitted one claim my entire life.

    • @Eddemnity
      @Eddemnity Před 7 měsíci +3

      Interesting, insurance companies do care if you’ve filed a claim or not. That’s not how it works. They are in the business of making/taking your money

  • @normajeanbloom7476
    @normajeanbloom7476 Před 7 měsíci +4

    I live in the poorest county in Florida and my insurance doubled 2 years ago and now it's trippled last year. I'm not in a flood zone or disaster area. I've never filed a claim. What's up with that?

    • @Eddemnity
      @Eddemnity Před 7 měsíci +3

      The insurance companies claim they are losing money due to losses in other areas. They are making up the difference

  • @IesKorpershoek
    @IesKorpershoek Před 6 měsíci +3

    I live in the Netherlands in a coastal town and am aware the risks are different from Florida. My insurance for my 350,000-dollar house is nine hundred dollars a year. I feel so sorry for you.

  • @Resultsnottalk
    @Resultsnottalk Před 7 měsíci +4

    Will never come down. They will make a big deal of no increases for the year and until the next hurricane hit. Then it will be back to 30-40% hikes. The best solution. Move out

  • @TGWazoo1
    @TGWazoo1 Před 7 měsíci +4

    I’m curious if insuring the mortgage rather than the home is ever going to be an option.

    • @showtimeman5673
      @showtimeman5673 Před 7 měsíci +1

      No because some of us own outright and still need coverage

    • @Eddemnity
      @Eddemnity Před 7 měsíci

      The home is collateral

  • @michaellee9346
    @michaellee9346 Před 7 měsíci +12

    Your Governor at work!

    • @darrenfaulkner6896
      @darrenfaulkner6896 Před 7 měsíci +4

      Yep, he's hard at work, while he's got 10s of .billions in his bank account, living comfy in a mansion!! This doesn't affect him.

    • @showtimeman5673
      @showtimeman5673 Před 7 měsíci +1

      For those that actually passed government and civics you'd know that he has no say nor ability. This is a LEGISLATIVE issue.

    • @GreggSagge-lt6le
      @GreggSagge-lt6le Před 7 měsíci

      ​@@showtimeman5673 veto power

    • @briangasser973
      @briangasser973 Před 2 měsíci

      Insurance in areas prone to disaster is going up. In CA, insurance in the Sierras has risen dramatically due to fire risk. Do you blame Gov Newsom too?

  • @jayforeman3177
    @jayforeman3177 Před 7 měsíci +5

    Robbery

  • @jonkrispeterson6678
    @jonkrispeterson6678 Před 7 měsíci +6

    Called a customer to tell them of a rate decrease? What a stupid question! Nothing is going down, why would this? Homes cost more, cost more to rebuild, take longer to rebuild because of labor shortage.

  • @charlottehall3864
    @charlottehall3864 Před 5 měsíci +2

    That’s not the problem the insurance went out of business cause they wanted to hand all the business to the state insurance that’s all can’t tell me no different. 3:16

  • @noogman
    @noogman Před měsícem

    Home insurance was basically a very low bill to pay for years. Home insurance shot through the roof a few years ago. And I don't believe home owners should have to pay for people who live on the coasts or live on the Mississippi River, or mountain's area's prone to flooding. I live in an area that never gets flooded. Why should I pay for people that insist on living on high water areas year after year.

  • @celestialtl
    @celestialtl Před 3 měsíci

    Im a rich entitled living on the beach and I demand that the poorer people living inland subsidize my insurance rates

  • @charlottehall3864
    @charlottehall3864 Před 5 měsíci +1

    I’ve lived in Florida for 65 years and never had an insurance claim and there’s a lot of people like me. Yeah we have some big hurricanes but they have never put out as much money as a claim to they get money from everybody. The hurricanes will hit one place so you know you got miles of damage that it don’t cost as much as they claim it does, what about the people who never had a claim in 65 years why are they having to pay for all this? They’re not going to file bankruptcy everybody just filed bankruptcy fuck them and their insurance rates. 3:58

  • @paulm5458
    @paulm5458 Před 7 měsíci +3

    Citizens decreased my rate. But soon after sent me a letter to tell me I had to switch to another more expense insurance company. I’m guessing they purposely lowered my rate so they can drop me. I’m no expert so idk, it was just very suspicious to me.

    • @showtimeman5673
      @showtimeman5673 Před 7 měsíci

      You need to read all the documentation on citizens, how it works and the need for depopulation

    • @GreggSagge-lt6le
      @GreggSagge-lt6le Před 7 měsíci

      ​@showtimeman5673. Breed

  • @kfischek
    @kfischek Před 7 měsíci +2

    The sound goes in and out.

  • @DakotaFord592
    @DakotaFord592 Před 3 měsíci

    It's crazy that insurance companies will take the money quickly however they will delay and try to deny your claim. Insurance companies don't want to help you. It feels like a scam.

  • @charlottehall3864
    @charlottehall3864 Před 5 měsíci +1

    All your rates are discriminatory all your rates are too high and you know it y’all just getting rich as quick as y’all can and then it took two years you’ll sell it to somebody else and they’ll lower the price but you already got rich off peoples back who lost her home I don’t give a shit if everybody loses their house, you could care lesswhoever is in there I’m that insurance company they need to all be fired. State needs to get a new management, including a new governor. 1:55

  • @bucobill
    @bucobill Před 7 měsíci +5

    And our absentee governor would rather pander and wipe boogers on everyone he meets in Iowa

    • @showtimeman5673
      @showtimeman5673 Před 7 měsíci

      Not even remotely true and he has no say in this. If you graduated 9th grade civics, you'd realize the LEGISLATURE has this responsibility Not the governor.

    • @smartsavvyandloved2095
      @smartsavvyandloved2095 Před 5 měsíci +1

      ​@showtimeman5673 stop yes he does.

  • @Nyhiak
    @Nyhiak Před 3 měsíci +1

    Your governor is more interested in monitoring kids urinals.

    • @briangasser973
      @briangasser973 Před 2 měsíci

      You did see the legislature instuted tort reform to control frivolous lawsuits? But feel free to continue to play the culture war. I believe Dems are actively celebrating NGBTQ+ rights for this month.

  • @charlottehall3864
    @charlottehall3864 Před 5 měsíci +1

    Governor took taxpayers money for his campaign. Well, he should be paying half of the insurance cost. FOR EVERYONE I’M SURE HE GAVE THESE INSURANCE COMPANIES TO WRIGHT TO RAISE IT.. 4:14

  • @charlottehall3864
    @charlottehall3864 Před 5 měsíci +1

    No it’s a politics and you know it. Everybody had to give money to the stupid governor of ours and he promised them they can make a lot of money back and I’m sure when you can make that insurance anyway, you want to and it all go to the state insurance that way he gets kicked back to, if you don’t prove it😊

  • @RonB2004
    @RonB2004 Před 7 měsíci +6

    I personally don't get why people are complaining. You live in a place that gets hit by natural disasters every year that costs billions of dollars. The rest of the country shouldn't have to make up the difference because of where they chose to live. If you don't like it, then move to somewhere else.

    • @BDHthe
      @BDHthe Před 7 měsíci +3

      Kinda like flood insurance right?

    • @RonB2004
      @RonB2004 Před 7 měsíci +1

      @ BDHThe Exactly. Those people that live in New Orleans and parts of Houston do so at their own risks as well. I can't even get over the early settlers who decided to inhabit a place below sea level by the ocean. Let's just build a Levy so the water doesn't come in and see how that works out.

    • @BDHthe
      @BDHthe Před 7 měsíci

      @@RonB2004 Correct!
      And yet we subsidize their poor decisions.

    • @BDHthe
      @BDHthe Před 7 měsíci

      I'm ready to create a mutual insurance company. If anyone if interested, reach out.

    • @RonB2004
      @RonB2004 Před 7 měsíci +2

      @@BDHthe America does this for everything these days. There's a reason our national debt is so high.

  • @stephtraveler7378
    @stephtraveler7378 Před 6 měsíci

    thought i was watching a womans weight loss bit....but I digress.
    Insurance is up in every state. Its not just a Florida issue, but frankly, Florida is a peninsula in the subtropics. If you moved there not knowing the obvious, who is really to blame???
    Insurance is state sponsored for-profit business. Kinda like NPR.

  • @Thiago_TT_MIA
    @Thiago_TT_MIA Před 7 měsíci +2

    DumSantis

  • @jazziez6467
    @jazziez6467 Před 5 měsíci

    elder folks that move to florida for their retirements years will not be coming there anymore

  • @Treemike2323
    @Treemike2323 Před 7 měsíci +5

    Because the Yankee rich ruined the Florida economy. Yankeenomics.

    • @showtimeman5673
      @showtimeman5673 Před 7 měsíci

      Not remotely true

    • @Xx-po1fu
      @Xx-po1fu Před 7 měsíci

      Yankees are not responsible for hurricanes, tropical storms, flooding and rising sea levels

  • @francismarion6400
    @francismarion6400 Před 7 měsíci +5

    Make it illegal for banks to require an insurance policy for a mortgage.

    • @xxxxMonkeyGirlxxxx
      @xxxxMonkeyGirlxxxx Před 7 měsíci +8

      If that happens then banks won’t write mortgages for Florida properties and Florida housing will become cash only.

    • @J.PMorgan
      @J.PMorgan Před 7 měsíci +8

      Insurance is the largest government scam going

    • @J.PMorgan
      @J.PMorgan Před 7 měsíci

      Insurance is the largest government scam going

    • @francismarion6400
      @francismarion6400 Před 7 měsíci

      @xxxxMonkeyGirlxxxx That's fine by me. Banks aren't in business to sit on the sidelines, it will get worked out. Maybe houses really aren't worth what we think they are.

    • @terry1935
      @terry1935 Před 7 měsíci +1

      Can’t do that. Banks are essentially an owner. Why would a bank ever take that chance

  • @deewheeler2691
    @deewheeler2691 Před 7 měsíci

    Just like California is experiencing

  • @charlottehall3864
    @charlottehall3864 Před 5 měsíci

    Jackie, we are waiting to see action. I guess what everybody moves out of Florida. That’ll be the action then they can sell it to millionaires that’s what they wanna do anyway 4:14

  • @pwu8194
    @pwu8194 Před 7 měsíci +3

    $6000 a year for homes in paradise? It's worth every penny. You don't hear people moving away.

    • @Xx-po1fu
      @Xx-po1fu Před 7 měsíci +1

      Actually you do, there are lots of videos on CZcams about people moving out of Florida because of the high cost of living.

    • @tambristola8098
      @tambristola8098 Před 5 měsíci

      Where're they moving to? Africa?​@@Xx-po1fu

  • @monkusbee
    @monkusbee Před 7 měsíci +1

    Lol😂

  • @ticotechhouston4917
    @ticotechhouston4917 Před 5 měsíci

    I disagree strongly because this is communism hahahahahahahahahaha