How Much My Portfolio Earned in April ($268,000 Account)
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- čas přidán 25. 07. 2024
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In this video we walk through my entire dividend growth portfolio to reveal how much my portfolio earned over the last month, the dividends I received, what my annual dividends are on a $268,000 account, what stocks I bought and sold, and the overall performance using Schwab portfolio tools.
00:00 Portfolio recap for April 2024
02:35 Dividend income
03:47 Stocks I bought and sold this month
09:51 Best and worst performers
13:28 Overall thoughts on the previous month
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Ya know, my favorite thing about your channel is that I feel like I’m chatting with a friend. You don’t act superior. You don’t act like you know something we don’t know. You acknowledge your wins and losses. Most importantly you’re always learning and that’s the sign of a good investor. It never feels like you’re trying to sell us anything (even if you are, I don’t care), please do what you can to try to keep it that way because it’s refreshing.
Thanks a lot, I appreciate it!
I love how he doesn’t do the forced happy tone in his voice in his videos like a lot of people do.
Hey Matt, I wanted to say that you are doing a good job in super saturated Financial CZcams. I don't agree with a lot of your takes, I don't see the value in some stocks you do - but I still watch your videos and your mind on different sectors. Keep going!
Much appreciated, thanks!
Enjoyed the piece on the new dog in the newsletter as I’m emptying my vacuum full of dog hair😂
Ours sheds like crazy, but we love him!
Great video Matt...always enjoy them....thanks for sharing portfolio analysis...
Thanks!
Another great video! Your portfolio definitely has more growth now but the valuations are tough! Anyway, great explanations and content!
Interesting update!
If I could add a positive comment .. that is obvious to you .. you manage your risk very well.
Thanks, some people would say buying NVDA at 70 P/E isn't managing risk very well! lol
Hey really nice explanations on movements, usually sharing great content, cheers
Thanks!
Thanks for your valuable analysis and hardwork Matt, hope your portfolio outperforms the index 👍🏼
Thank you, I appreciate the good vibes lol
Really hard to beat the index, but sure is fun trying!
Looking good Matt. I hope this month is better than last month. We shall see.
We shall see!
Would like to hear your thoughts on T
I haven't dug into T recently. I did a video on Verizon (VZ) last year and my thoughts on T are likely similar. If your goals are current income / yield maybe it's acceptable as part of an income portfolio.
If your goal is more long-term / total return that is 10, 20, 30 years away, I don't know if T will have the type of growth to make it worthwhile based on their history. Just my thoughts on it though.
@mattderron thanks for the response. I don't have enough fun money to invest in individual stocks. I'm 33 years old, I just invest in etfs. Thanks.
Hey Matt,
With the starbucks drop of almost 20% are you looking to buy?
I am not, trying to get a video out today, tomorrow morning at the latest
Interesting would have thought you might suggest sbux would be worth adding to after the trouncing today. Its on sale and while fundamentals are slightly down they will rebound
I haven't fully analyzed their earnings report yet, but on the surface it didn't look good. They went from 15% EPS outlook to 0% EPS outlook in one quarter with no black swan event. To me that is strange. CEO was terrible on the earnings call and his CNBC interview.
IMO management was a strength in the past, new CEO not off to a good start. I'm planning to talk about SBUX in my Friday video
@@mattderron just checked out the interview and wasn’t great but he has a style that is different and comes across as somewhat unappealing
I have a question, and would love your thoughts on this. Why do many investors trim a stock that is doing well, keeps growing and has long term potential just because the allocation is too high? My thinking is that eventually, that position would level out once the other stocks rise or when it has a bad quarter and goes down temporarily. What am I misunderstanding?
I can’t speak for anyone else, but I only trim stocks that have specific risks that cause me to want a lower allocation. Unh was because of its industry. Valero also is not a long term growth stock. I may hold a portion of it long term but it has negative projected growth so I’m taking profits.
I doubt I will want to trim Visa or Amazon if they have a big run up though because I want to just keep holding them and see where they go 🤷🏻♂️
@@mattderron Thank you, I appreciate your feedback! It's more of a case by case basis rather than an overall strategy, so I now understand better 🙂
For me schd is to add a little stability/cashflow. The same as jepi in a tax advantage account. It spreads my exposure a bit and gives me a little coverage in sideways markets. Not saying it’s optimal but it’s what I’m comfortable with aggressively investing in.
Schd is 10-20% and jepi is about 10% well the rest is ETFs following the market..
That's awesome, ultimately these ETFs and stocks are tools that we use to achieve specific things in our portfolio. Sounds like you have a plan for them in yours which is great.
Good job again.
Thank you!
Your a great inspiration and a realistic look how buying stocks is. I often Change stocks and trying to get better at buying and holding and everything else but your gonna make mistakes starting out. allot of mistakes atleast for me. You keep it real awesome
Thanks!
Not sure why some people feel the need to rain on your parade, but I am new to the investing party and you have been good resource for me. Oh, and even though I mostly do ETF, you convinced me to buy some Visa,lol! Thanks!
Nice, thanks!
This was fun to watch. I've been investing for a very long time and we have similar portfolios and think a lot alike about companies! I still don't own AAPL. I might buy some shares if it gets hammered but otherwise probably won't. NVDA is my largest holding but I've owned it for a very long time and it has taken over my portfolio. I hadn't added in years until last December I decided to yolo a few more shares. I sold my SBUX after earnings because I think the issues there are worse even than they appear. I don't like big shocks like that. Still have my MCD though and will buy more if it continues to drop. Can't wait for more videos.
What made you go into Caterpillar? That was a brilliant move
I did a whole video on it when I bought, you can see it here - czcams.com/video/QA99Y_oFgU0/video.html
I will say I don't necessarily agree with all of your investments in your portfolio but I do however fully agree with most of your analysis about stocks you choose. It helps expose me to companies I generally don't consider. I like that you explain your choice of companies especially the qualitative analysis aspect. Keep up with the good work!
Awesome thank you! I talk about this exact thing (having different opinions) in my video later today!
I enjoyed the video have to give you credit when most influencers I follow are trimming their individual stocks and going more in to ETFs your doing the opposite I wish you well, personally I’m older so I take the easy way out and just keep buying VOO and SCHD I feel they complement each other well and I’ve been doing good the last few years.
VOO and SCHD are a great combo, absolutely nothing wrong with that. Thanks for the kind words, I appreciate it!
I feel like a couple ETFs could have much more diversity and still bet the S&P500 but meh maybe I'm just too lazy to keep up with researching 10+ companies on the regular
Do u ever consider to concede and just buy VOO lol
I guess the question is - would you quit something that has a 10-15 year time horizon and is important to you after just 16 months?
I admire you doing these. Open and logical.
This being said... sp500 is gonna win if you are making moves every month imo.
This is true - not sure if you saw the part of the video explaining why and my comment that I don’t expect it to be like that going forward?
You did good job Matt
Thanks!
@@mattderron waiting for ur sbux video 😀
I hope you bought some more SBUX yesterday
I did not, expect a SBUX video on Friday
When reading the comments pay off. Thanks
I have a feeling that LULU and NVIDIA might turn out to be bad bets medium term. This strategy of no mutual funds or ETFs and only individual stocks is a high risk strategy. What is your timeline to determine if its working or not ? After Q1 2025 ?
Feel good about both, I don’t know what happens short or medium term. Fully confident in NVDA even medium term
Just to be clear, we have other accounts (my wife’s retirement account for example) that are only invested in the S&P 500 index. We’ve invested in that for years (I’ve talked about this in other videos). This is the actively managed portion of our portfolio
Thanks for actually reporting your losses for the month. A lot of people only focus on the positive which in my opinion lessens their credibility.
The haters are out in spades today! Keep laughing them off and being you.
One question though - haven't you shifted from a dividend growth strategy to simply growth/beat the SNP? The latter seems the clear focus now (of your moves and discussion), so I'm wondering if you should modify the goal/objective slide.
Yes it’s a good question. The name “dividend growth portfolio” is a bad name, but the goal to beat the S&P 500 was always there since the beginning.
For a while at the start I thought I had to limit myself to dividend payers only because it was in the name and criteria - but buybacks are such a widely used tactic to reward shareholders that it doesn’t make sense to ignore that in my criteria. that’s why I added it in explicitly now.
In terms of the haters - of course! Every month they come out for these videos. It’s almost like they all believe there’s only one way to invest - whatever way they think is best. 🤷🏻♂️
Imagine somebody just starting out hearing all this nonsense not knowing what matters and what doesn’t, that’s why I keep bringing it up in my videos.
My man. I'm having trouble w/ SCHD. I'm 42, have a nice 401k but this is the first time creating a brokerage portfolio, IRA/Roths, and 529s for the kids. I feel like when I buy SCHD, it'll never have a long enough time to DRIP to be worth it. It will be for my kids, and me ... when I'm like ... 70 lol, not sure if I'll live that long though.
Hi, question for you - what's your goal for your portfolio? Is it for retirement or like you mentioned your kids - is it for them? What's the timeframe that you're shooting for?
Keep em comin! Love the channel! I bought Starbucks because it dropped so much... I might be bad at investing.
Thank you! I'm not adding to SBUX, but that doesn't mean I'm right. I hope it works out well for you. Video about it today (here in a little bit)
Amazing to see that we share a similar goal and philosophy! Im quite new to investing but i also want to get into (or already have invested) cat,mcd,msci,goog and more. Almost half of your holdings will be in my portfolio too. Wow!
That's awesome!
April was a bit of a roller coaster 😂
That shirt is 🔥🔥🔥
Go Spurs Go!
How much do you aim to invest daily/monthly? Also what do you do (besides CZcams) to earn your capital to invest?
Just curious how you grew your portfolio to $268K
I've been contributing roughly $800-$1200 / month. For my story, you can read about it here: buildinvestlive.com/about
@@mattderron You're the man! Cool story! Appreciate the videos!
Thanks!
The market in april was punished, you did fine considering holding so few stocks. I do think you can beat the index going forward. Good on you for trying. What we regret later are the times we didnt try, not the times we tried and failed. Because failures are the best teachers.
I couldn't agree with you more, well said! Thanks for the kind words!
I agree with that last commenter. We all suck at investing. Except him of course. He's a billionaire.
Of course 😂
I love you additions
Thanks!
I think you sold too early when you saw the red
On which stock?
SCHD probly
@@thebreakdown7790 mmm that would be interesting, selling SCHD was simply a difference in goals vs methodology. Plus I made about 8-9% on my position. So not sure what that even means 🤷🏻♂️
The purpose of SCHD besides dividend compounding is to play defense. It crushed the S & P in 2022 due to its lower exposure to high growth. If you are gonna sell all your defensive positions and still be all in single growth stocks then you will get crushed in a bear market. Even worse than the S & P. The S and P is made up of everything from defense, offense, and special teams, to use a football analogy. Hence, hard to beat consistently. Over the long run you will do well if you’ve picked wisely to be in growth but be prepared to not lose your cool in a bear market and decide to readjust to fight the bears with the likes of SCHD or Walmart again. Trading in and out to compete with the market after the market has already made its move never allows you to really compound your positions. The greatest companies of all time have dreadful red years. “Like them twice as much” when they do, Jack Bogle I think.
I agree with everything you said, that’s why I changed my portfolio. Holding onto Schd and Walmart etc means I’m expecting to play defense. Waiting for a recession that may or may not come. But I’m not doing that anymore. People think I’m invested in NVDA or AMZN because of what they’ve done. My analysis clearly states that I’m interested in them for what they’re still becoming.
I sleep better now that I’ve made my updates, not worse.
I love AMZN and NVDA as well as all the other headline names. My only single stock and largest position is TSLA. Go figure, but I also have a growing healthy dose of SCHD, G, B, and X to spread out. As you’ve seen lately with SBUX, owning single great companies can sometimes play games psychologically. The market doesn’t always get it right and it gets easy to be tricked out of your convictions. Long term investing is defined differently by most due to the irrational behavior of the market and ppls inability to withstand the psychological effects of seeing their portfolios demolished. 2022 was brutal year for the name brand companies. Most were shook out, including myself, hence my transition to ETFs. Still get all my favorites and don’t care about stupid ERs, or fake headlines, or what Powell has to say, and why some companies that have never profited go up 30% and others like SBUX go down 17% after ER. I commend your convictions and picks and enjoy seeing how you build your portfolio. It’s fun. Since you like single stocks here’s a few of my favorites that you might like to take a look at if you haven’t already. Not sexy but reliable. ORLY, AZO, SHW, POOL, and CTAS. Great compounders that get ignored
Bro, you lost 6K, wtf! Sell everything!!! Get quiet, nice bonds, bro! 🎉
Posting my not so positive comment about your not so gaining investments.
Your portfolio is trailing the sp500 by 10% this is the clear reason why ppl should only stock to the index
You do realize these things don’t just go in a straight line, correct? The goal isn’t to “beat the index every year” it’s to have a material outperformance over time
Fomo investing 101
What have you been buying?
You sold those and added everything that is extremely overpriced and topping out on there possibilities... smart. Your choices give me a headache your suppose to buy bottom and sell top not buy top and keep dumping money as it goes down, you missed the whole point of schd even the point of it is that it's a solid channel and grinds up and down, you take advantage of the swings in the channel which add a large chunk of gains along with the growing div yield. I don't even do options and I'm up more in a month then you have the entire year so far, and ya that is "crazy" that nvidia is that large of percent of your portfolio but I have a different word for it. I really hope people don't follow your advice, this isn't even a dividend portfolio which it's suppose to be my current portfolio is 187k and I pulled in about 2,000 in dividends last month.
I think I've been pretty transparent with my analysis and thought process on every one of my buys and sells. If you're crushing it, that's great. Good for you. You should make videos and show us all how it's done then. 🤷🏻♂️
@mattderron don't you think it would be better to teach people to actually invest in stuff that has a chart with trends and is predictable vs parabolic tech stocks that have no trends or channels and driven all by fomo, nvidia and stuff doesn't even have a solid chart that's why its so volitial, I mean even tesla has better chart at least that had solid support for a 3rd tap on support line last week. Idk you do you but you ain't doing people a favor by leading them to chase fomo in high flyers specially when it's called a dividend portfolio and stuff like nvidia doesn't even pay a dividend to speak of.
@youtubetim3577 if you’re investing based on technicals - good for you as long as you have a method that works for you. I’m investing based on fundamentals. People say NVDA is FOMO because the price has doubled or tripled. Their value for price (P/E, P/CF) is better now than a year ago. Not only that, their customers are the richest companies in the world (META, GOOGL, AMZN, MSFT) all of which just announced this week that they are ramping up AI capex spend. Where do you think that’s going? NVDA.
Second, in terms of “dividend portfolio” I explain this in every video, it’s for an income stream in 10-15 years. Not for income today. Google wasn’t paying a dividend, now all of a sudden they are. 1% yield means nothing today. In 10-15 years these companies are likely to be very high dividend growth stocks because they are cash rich.
But the point is this - I don’t “teach people to invest like me” I teach people how to invest with an actually strategy and goal in mind. That’s why I share what mine is and how my analysis and decisions ties back to that strategy. That’s why every video shows the other side…just like this video where I say “if SCHD fits your goals, keep it. If you like UNH keep it”
I don’t make videos for people to invest like me. I’m sharing every part of the process (include the comments telling me how stupid I am) so they can see it happens to everyone and they can learn to focus on their own strategy and ignore the noise.
You don’t have to like my decisions, you don’t have to agree with my stocks. Hopefully you understand what my thought process is by simply comparing what my goals and criteria are compared to your own. If not, there’s nothing I can do about that.
@@mattderrongeez, tough crowd out there Matt - the other user’s comment was quite belittling.
Personal finances is ‘personal’. There isn’t just one way to invest (as the other user is suggesting with technical analysis) - everyone has different strategies, goals, ways to invest, etc. So I think it can be useful to listen to the opinions of others (such as yourself), even if at times it does contradict our own opinions and ideas, as it can help mitigate our biases.
I’ve only gotten belittling comments from people who I’ve yet to see actually share anything.
Anyone actually sharing their real experiences understands how this goes, even if they have a different method
I like the channel. I've been investing in stocks for 15 months. I lost .0024 for April
Sold: NBN SO HES CSGP HAS CFR HAS CFR PG NKE EOG CTRA PEG KO MDLZ WMT AZN XOM VPU
Bought: meta amat klac bcc smh ma ste br hd tmus lrcx krt intu vti vug bhe iyh mck