OTP Offer To Purchase What to consider when signing| Paying 10% to the agent| South African YouTuber

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  • čas přidán 25. 10. 2021
  • The OTP is the first major document you will sign when buying property and you should not undermine this step! This document can ruin things for you, so read it carefully before signing. When applying for your home loan the bank will also asked for a signed OTP with the signatures of all parties involved mainly you and the seller/s.
    Please share your experience with us in the comments section.
    Catch me on Instagram on @FinancialChats_ Tisa
  • Jak na to + styl

Komentáře • 61

  • @olgangoahseng5171
    @olgangoahseng5171 Před 2 lety +7

    It's my first time watching and I would like to say, this was very informative.

    • @chatwithtisa
      @chatwithtisa  Před 2 lety +1

      Thank you for the feedback Olga 😊✨ I’m glad you found the video very informative!

  • @panaso_m
    @panaso_m Před 2 lety +3

    Here first this time ❤️❤️

    • @chatwithtisa
      @chatwithtisa  Před 2 lety +1

      Hey Panaso😇 Nice to have you here first ✨

  • @sibongilemaureen524
    @sibongilemaureen524 Před 2 lety +2

    Thank you so much for constantly educating us, this was very informative ❤️

    • @chatwithtisa
      @chatwithtisa  Před 2 lety

      You are welcome Sibongile, thank you for your comment 😊✨

  • @oliviaoseitutu372
    @oliviaoseitutu372 Před 2 lety +5

    Drafting your own OTP is a great idea! Thank you for sharing what to look out for.

    • @chatwithtisa
      @chatwithtisa  Před 2 lety +1

      I think that way I have will have peace of mind knowing that the document protects me fully if the sale is not successful or if any other issues arise while in the transfer process.

  • @tivekanindlovu3477
    @tivekanindlovu3477 Před 13 dny

    Woow valuable insight. Hikhesile Tisa.❣️

  • @keneilwekolobi6073
    @keneilwekolobi6073 Před 2 lety +1

    Always insightful to listen to you Tisa

  • @nicoleadriaan6412
    @nicoleadriaan6412 Před 2 lety +1

    I love your videos Tisa. Keep it up.

  • @rodneynkosi8707
    @rodneynkosi8707 Před 2 lety +2

    Yey!!!!! Shout out well received. I'll do anything to share knowledge especially about OTP this is very important than the swimming pool you saw when viewing the property.... LOL just saying.

    • @chatwithtisa
      @chatwithtisa  Před 2 lety

      Rodney😊✨ Definitely more important than the nice pool etc.

  • @talithatweachersays7348
    @talithatweachersays7348 Před 2 lety +1

    Your videos are so enlightening💫. Thank you Teacher🌹

    • @chatwithtisa
      @chatwithtisa  Před 2 lety

      You are welcome Tweacher Talitha ✨ Thanks for the feedback 🤍🌸 More of these videos coming soon.

  • @nqobilebhengu3622
    @nqobilebhengu3622 Před 2 lety

    I love you Tisa, this is insightful

  • @mirandagcayiya677
    @mirandagcayiya677 Před 2 lety

    My first time watching your video, I just clicked that sub button and went through some. They are very informative

    • @chatwithtisa
      @chatwithtisa  Před 2 lety

      Thank you for subscribing Miranda 😊✨ Look forward to a lot more this year 💯

  • @NeatMegar
    @NeatMegar Před rokem

    This is so informative, thank you Tisha

  • @dayziebonntique1940
    @dayziebonntique1940 Před 2 lety

    Thanks darling for always giving us good tips.

  • @nyamburant
    @nyamburant Před rokem

    Hey Tisa! I’ve binged your property videos and I love them! I’m 24 and planning to buy my first property this year! Would you consider adding chapters to your videos? I keep missing a few points and struggling to rewind to the part I missed. Thank you in advance 🤗

  • @SisLinaM
    @SisLinaM Před 2 lety +1

    Yewena sana I know that big grammar 😀😀😀 let's invest in lawyers as well. I am learning from you baby ❤ ow umhle girl ❤❤❤🔥🔥

    • @chatwithtisa
      @chatwithtisa  Před 2 lety

      I agree, investing in lawyers will help us make better decisions because all those clause and terms are to protect them not really you so we have to not sign blindly. Thank you Lina 🤗😊✨

  • @modjadjibridgette1251
    @modjadjibridgette1251 Před 2 lety +3

    You look beautiful Tisa! 😍💣💣💣

  • @noxolokunene7949
    @noxolokunene7949 Před 2 lety

    This was very useful. Thank you❣️

  • @mbelelebohang
    @mbelelebohang Před rokem +1

    In case you dint have an uncle who is a plumber, using professional inspectors can help you with identifying issues with the house. I recently used one and was able to use his report to negotiate the price down by 11.5%. This is in addition to being able to identify issues that your uncle wont be aware of.

  • @munangiwaC
    @munangiwaC Před 2 lety +3

    Very informative

    • @chatwithtisa
      @chatwithtisa  Před 2 lety +1

      Thank you Chris, soon we will be hearing about your property journey too😊

  • @thendolina
    @thendolina Před 2 lety

    Very informative 👍

  • @ruweidab9519
    @ruweidab9519 Před 2 lety

    I'm learning thank you

    • @chatwithtisa
      @chatwithtisa  Před 2 lety +1

      Glad we are learning together, more about this journey coming up soon 😊✨

  • @ofentsetshepe
    @ofentsetshepe Před rokem

    bro, the melanin pop, she is so beautiful

  • @TheOGpatriotLady
    @TheOGpatriotLady Před rokem +1

    Did you qualify for a home loan based on your Chinese salary, well I understand that they take other factors into consideration, but was it based on your only main income which was your Chinese salary?

  • @rakgadimogale6474
    @rakgadimogale6474 Před 4 dny

    If the OTP has an blank team n conditions annexure and space for both parties at the bottom , can we add the terms in writing or must be typed

  • @wanderingcucamber7082
    @wanderingcucamber7082 Před 2 lety +1

    💕💕💕💕💕💕💕💕💕 Asbonge in advance for the 2nd, 3rd, 4th, 5th property etc etc etc

  • @leratomalatji9561
    @leratomalatji9561 Před 2 lety +1

    Thank you Tisa

  • @rakgadimogale6474
    @rakgadimogale6474 Před 4 dny

    Why did they decline if you were a pre approved?

  • @newcreationgeneration7899

    MMM I actually have not read that when I bought my first property recently.i honestly don't know 💯 whatsa on the document.

    • @chatwithtisa
      @chatwithtisa  Před 2 lety

      Congratulations on your 1st property 🎉 Thank goodness there was nothing that would have costed you, but next time always be careful and read 😊☀️

  • @sincerely_sphesihle
    @sincerely_sphesihle Před 2 lety

    Sis', I wanted to buy property.... HHhhhaaai bo!!! I would see a property and make an offer but a cash sale would come along or see the house but there would be too much work to fix the property. yoooo I feel like a failure. right now I am in the process of buying a second hand car. Ngeke this buying thing is emotionally draining shame * sad face*

    • @chatwithtisa
      @chatwithtisa  Před 2 lety

      Don’t give up Sphesihle, I believe you’ll one day find a suitable property☀️ I understand how you must be feeling.

  • @lindiwegugushe826
    @lindiwegugushe826 Před 5 měsíci

    do I draft my own addendum or this strickly done by a lawyer?

    • @chatwithtisa
      @chatwithtisa  Před 4 měsíci +1

      Good question, as far as I know it’s strictly done by lawyers and there will be a fee for each and every service they provide, maybe there’s another way, I don’t know.

    • @lindiwegugushe826
      @lindiwegugushe826 Před 4 měsíci

      @@chatwithtisa thank you😄

  • @modjadjibridgette1251
    @modjadjibridgette1251 Před 2 lety +2

    *residential property...

    • @chatwithtisa
      @chatwithtisa  Před 2 lety +1

      That's the word I was looking for, thank you 😅

  • @talithatweachersays7348
    @talithatweachersays7348 Před 2 lety +1

    Also, how beautiful is your place?! 🤌🏾😍

    • @chatwithtisa
      @chatwithtisa  Před 2 lety

      It has changed over time, once piece at a time, thanks to Taobao 🙈😅