🟢DEBT FUNDS Can be Very Very Risky!! Ep# 2/3 ft. Himanshu Malhotra
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- čas přidán 9. 07. 2024
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Himanshu explains the types of risks in debt funds that you may not know. Before you start investing in debt mutual funds, you must know these risks.
Read the Blog in English: labourlawadvisor.in/blog/debt...
Chapters:
0:00 Intro | Franklin Templeton
1:24 Risk 1
3:02 Risk 2
5:02 Risk 3 (very imp)
10:32 Types of debt funds
10:38 Type 1
11:34 Type 2
11:40 Type 3
11:46 Type 4/5
11:59 Type 6
12:36 Type 7
13:41 Type 8
13:58 Type 9
14:49 important message
15:55 Why this video was delayed?
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PART 1 (What are bonds/debt funds and why you need them?): • 🟢DEBT FUND ज्ञान for 1...
PART 2 (3 Risks with debt funds): • 🟢DEBT FUNDS Can be Ver...
PART 3 (Selection of Best Debt Funds): • 🟢How to pick BEST Debt...
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15:13 : I just want to know the Name of Violet Trees . Please Tell me
Bhaiya atal pension Yojana me nominee update kaise kare or mere pass sbi blue-chip, dsp blackrock parag parikh and mirae assist ke mutual fund hai mai phle govt flat me rehta tha to pan card pe purana address tha I update my pan card with new address but in my mutual funds still shows old address.. can you please help making video how to update nominee and address online in apy and mutual funds?? Plz
Haha, bro those are not actually violet trees. They were green, but i like to experiment my color grading skills during editing 😉
Sir Maine grivience register kiya tha 08-08-2020 ko aur 1 week ke baad meri problem to solve nahi hui but final decision me mujhe aisa reason diya mera pf account Nagpur ka hai Noted your grievance however due to outburst of covid 19 the Nagpur city it comes under red zone there for very less staff attaining the office as soon as the functioning of office start your grievance may be red dress at once sir mujhe wapas register Karna padega kya sir aur kab Karna padega plz answer my question sir
Labour Law Advisor sir please 🙏🏻 btaya ....pcc (police clearance certificate (civil defence ke liye ......agr court case chal ra h (running ) to
Mention krna important hai ya nhi (because civil defence ki job govt. job nhi h to isme jroori H mention karna case ya nhi or accurately pcc kese fill kare ...pls next video pcc and it’s frequently asked questions p banaye .....or ye bhi bataye ki criminal case agr lg gya galti se to and running me h to ...civil defence ki job lag sakti h ya nhi .....pls pls pls 🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻 btao sir please
This entire video is informative. But, folks please do independent research on companies and don't rely on third party agencies such as Crisil. IL&FS was well rated but defaulted leading to lower returns
Invest in good fund houses like ICICI, HDFC, SBI, Kotak, Axis, IDFC all of them avoided credit crisis.
I hope after watching this people will realise the professionalism and quick thinking of Franklin Templeton ❤️
Sir love your channel. What a quality content from your side sir. I was searching for debt fund but i didn't got that much clarity from anywhere . However after watching this video sure i am going to boost my investing. Thank you sir keep making more video on investment.
One of the best channel for financial education. This channel should be a part of schooling
very informative and thank you for making things so simple and educative.
Best video.. thanks bhai... Could you please also make something where debt find could be updated on a regular basis
Thankyou so much for making things so simply fied for us.
Nice and informative!! Worth the 15 min.
Sir please ek aisa video bnao jisme kisi particular salary pr kitne % savings m, kitne % household expenses, kitne % mutual funds, nps, ppf, gold etc. M lgaye
I was extremelly hyped for this series keep it up ...thank you
Nice explanation definitely consider while investing👍
One of the best video sir I have seen I am from Karnataka it's an easy way to understand sir tq a lot
Thumps up for this video, can you also make a video on what all are the right criterias to sell the debit funds and how the tax will be deducted or calculated while redemption
i like your video.
Very knowledgeable points
yes, make a video on invoice discounting also
Sir, request you to make videos on charges applicable to NPS and eNPS (NSDL)
Gajab boss yaar apka samjhane ka tarika superb hai,love u brother
Nice video & helpful
this was narrated very well. music + conversation, very nice.
Kya ap Equity MF par b ek series bna skte h...that will b of great help..
Jisme different types k short videos ho with an example and explanation. Thank you for sharing this information...this series was really good and informative
Excellent Bond exmaple in Video👌💫
Waiting for the part 3 so excited
PART 1 (What are bonds/debt funds and why you need them?): czcams.com/video/LyePk679Crw/video.html
PART 2 (3 Risks with debt funds): czcams.com/video/TDU8lve33KI/video.html
PART 3 (Selection of Best Debt Funds): czcams.com/video/QzBcS_56V_w/video.html
Very informative 👍
Sir starting mast lagi 👍👍👍
DHFL aur IL&FS ki bhi Credit Rating AAA hoti thi..that is until they went bust!! Credit rating dekhke bonds aur 5 star rating dekh k Amazon se saamaan nahi lena chahiye ;)
DHLF ne fd ke rupees bhi nahi kiye
@@rupalikapoor3159 aur denge bhi nahi..FD holders will get the last possible piece of the pie, losing atleast 70% of their due amount.
Yes, also check fund house history, if they had any defaults earlier.
Thanks sir very helpful information, please review PNB housing finance
nice informative series.. Thank you btw who painted those background trees? love the color of those trees
Sir please complete series once started at the earliest
I was waiting for this
PART 1 (What are bonds/debt funds and why you need them?): czcams.com/video/LyePk679Crw/video.html
PART 2 (3 Risks with debt funds): czcams.com/video/TDU8lve33KI/video.html
PART 3 (Selection of Best Debt Funds): czcams.com/video/QzBcS_56V_w/video.html
Op intro bhi 1:04
Thank Bro...
Awesome video... Very informative.. Eagerly waiting for the 3 one
PART 1 (What are bonds/debt funds and why you need them?): czcams.com/video/LyePk679Crw/video.html
PART 2 (3 Risks with debt funds): czcams.com/video/TDU8lve33KI/video.html
PART 3 (Selection of Best Debt Funds): czcams.com/video/QzBcS_56V_w/video.html
thanks to himanshu and lla
Excellent Mandeep . Pls make video on Bitcoin as well how to purchase and sell .👍
Best video 👌👌👌👌
Thx for the subtitles
Nice video. Subscribed 👍
Brilliant
There is another kind which is overnight fund. He didn't speak about that. But insightful video. Thankyou
H
Useless category. Usse accha savings account.
@@rohanshinde4327 Useless category. But if you want to park a large amount in a liquid fund without being taxed, you can park it here. Savings account is taxable.
We can park it in liquid fund. Why overnight?
@@rohanshinde4327 Liquid funds are always better! I said that in comparison to savings account.
As far as I have seen there is no liquid fund that gives 7-8 % intrest rate, it's closer to 3% , that is why it's a replacement to banks saving account
labour law videos are total mine of gems
Awesome video....... Waiting for the next video ✨✨
PART 1 (What are bonds/debt funds and why you need them?): czcams.com/video/LyePk679Crw/video.html
PART 2 (3 Risks with debt funds): czcams.com/video/TDU8lve33KI/video.html
PART 3 (Selection of Best Debt Funds): czcams.com/video/QzBcS_56V_w/video.html
Can't trade in upstox showing error ....RMS rule turnover order level limit including cnc, current:XXXX , limit set :00 for entity account-XXXXX across exchange across segment across product
Good video sir
Please also make a video on invoice discounting .
It simple than equaty risk and reward both
Sir, Himanshu is very knowledgeable, look very young , to look mature/aged keep lite beard :-)
Is 3 part of video is released? Unable to find it.
Plz make a video on how to buy and sell call and put in options
Thanks
I think( may be I am wrong) there should also be a disclaimer for liquid,overnight and short term fund , that in the event when you redeem the fund it will also attract a flat 20% capital gain tax (in case the fund holding period is less than 3 years).
20% capital gain tax is levied when the holding period is more than 3 years. And, you get the indexation benefit.
For less than 3 years, the gain is just added to your income and taxed as per the slab
bro i am currently working in a company, how i can withdraw pension amount of my previous company.
You can't, one needs to be jobless for 2 months
How are returns received for debt funds. Only by the appreciation of NAV. Or would debt funds give more dividends(to transfer the coupons rates to the investors).
How and when does the debt fund manager transfer u the intrest earned by the fund
I am waiting for the next vedio 😍😍😍
PART 1 (What are bonds/debt funds and why you need them?): czcams.com/video/LyePk679Crw/video.html
PART 2 (3 Risks with debt funds): czcams.com/video/TDU8lve33KI/video.html
PART 3 (Selection of Best Debt Funds): czcams.com/video/QzBcS_56V_w/video.html
How about balanced advantage funds for starting SIPs?
Thanks for the great informative video shared.
Plz let us know % returns on MFs based on duration & based on type of instruments invested. This part might be forgotten in the video.
Sir, the video was really informative. Plz make a video on how to calculate networth
Sir please make 1 video on paytm money stocks
best divided fund ke upr ak video banao....
Hi Mandeep, could you recommend a single book where all these concepts are explained?
Sir i hav a question an i be a member of a partnership firm as i am a bank employee and we are not sarkari employee
Please help me find best strategy from below to SIP in mutual Funds. Here I am giving two scenario.
1. I am doing SIP till cancellation of 10000/M in A fund, Once done with 10 SIPs I am cancelling the SIP means 100000 RS invested in A fund . Here expected return from the A fund is 12% over the years. I have to plan to not touch this money next 20 years.
So in this strategy 20 funds of different category will be in my portfolio at end of 20 years and considering 12% return from all.
2. Second, In fund B I have RS. 10000/M SIP for next 20 years and expected return is 12% over the years.
Please Upload it soon
Difference between low duration fund and short term fund ?
Don't you think at the end of 1st year , sell value of bond should be 1.8 lakh coz with a coupon interest of 8% the bond has already accrued 8000 in first year , So if anyone wants to buy that very bond at the end of 1st year , he/she has to pay atleast a premium of 8K ?
HI Mandeep, Please make a video on FTM International. Please suggest us we should invest there? This is safe or not. Please Please Please
But sir there is no where mentioned the maturity date on a debt fund?
Sir wo SEBI k upar video banao
Hame apki language me samaj ata hai
Pls sir
Zerodha pe explain karna
The Start of this Vlog was really funny 😂 Surely One day you will have Best Car👍 thank you for this informative Vlog, very much appreciated and please don't apologise, I pray all is well for you 🙏 👍
Thanks a lot brother 🙂
Wo bakchodi hai bus ladkibaazi karna
Can you suggest about ICICI Pru value discovery fund? It was doing excellent in 2015-2016 that's when I started a sip....but in two years the returns have declined to 6-7 % as AUM had increased drastically. I stopped my sip but money is still lying there. Can you suggest as to weather I shall withdraw the whole amount or wait more as it's a value fund???
How is sbi savings fund?
Government ne States ka GST returns default kar diya employees ki salary dene k paise nahi diwaliya ho gai he government
lol ayega toh Modi agle baar jeeta dio ghar bechnaa pad jayega :)
Mutual fund ke bare me ku6 bataye or kese dyrect kharide SBI Bank ka
Sir I need your help ....I have invested some amount of money in KPRMill yesterday and by today why today my equities aren't showing in positions or somewhere else
Just want to know where are u shooting this video. It's best scenery , purple flowers all around.
Which is better liquid fund or gilt fund..I am having easyplan app with icici pru liquid fund...what is the difference in both liquid and gilt
There is a big difference, gilt invests in long term govt securities where as liquid invest in very short term
Mandeep bhai please bank nifty ka detail video banao bhai
Sir maine 28 sept. 2020 ko PNBGILTS ke 1000 shares buy kiye the upstox app se.
31st sept. 2020 tak ye holding me show ho raha tha but aaj nahi ho raha hai..
PNBGILTS ka ex dividend date 3 sept. 2020 and record date 5 sept. 2020 hai.
My question is that...
MUJHE DIVIDEND MILEGA YA NAHI?
q ki holding me to stock show nahi ho raha hai.
Plz reply...
Give a simple example to compare credit rating of MF rating
"intraday,co,oco & mtf orders can't be placed for this scrip. please place a delivery order instead" sir please explain this whenever I want to do intraday trading this will come
Dear labour law abvisor I have important query where to contact you
Kya cheque bounce hone se Pehle hi block ho sakta he ya cheque bounce ke bad bhi block ho sakta he jaroor bataye please...
Aur kese pata kare ki mera cheque bounce ho gya ki nahi huaa
Please make a video on FTM international. Everyones investing in that. Is that genuine or fake
1:19 Acer predator ka logo blur kiya😂😂😂
Paise Nahi Diye Acer Walo Ne 😂
Hahah, haan yr 😂😂😂
I want to buy a flat after 5 years. What kind of mutual fund category should I start investing for this goal? Looking at current scenario, I think debt schemes are not going to give any significant returns in next 5 years. Please advise. OR is there any other place where I can invest for 5 yearly goal.
Consider 12-15% return from equity mutual funds and decide the amount you want to invest per month.
Search SIP calculator, click on the first result, pur your values, and find out how many years will it take to create a Corpus big enough to buy a flat.
@@LabourLawAdvisor Thanks for quick reply
Hey.... One important question... Can you please correlate between the two type of fund division???
I mean... tell us what duration bond are Gilt fund, Credit risk fund, Banking and PSU funds, Dynamic funds.... e.g: whether if Banking funds are good for 1-3 year duration or it falls better under other duration funds???
Waiting for your reply!!!
Correct
why to rely on cresils?
RJ has good sense of humour.
2 lakh to mere fashe hui hai yrr 😂😂😂..
Hi sir, if I have invested in liquid funds @ 6% and in future if market rate increases will that 6% revised?
Liquid fund is not fixed
Sir wat about money market funds
Great video 👍.
Intro acha he🤣👍
Haha, thanks
I'm actually kanjoos
Floaters Debt fund kya h?? And usme invest krna kb sahi rahta h??
What is secondary market... And how you buy and sell in this market. Also, please make video on Grey market as well
Stock market is secondary market, whenever you buy or sell shares, it's from the secondary market
Primary market is IPO, when a company sells its shares for the first time to the public
@@LabourLawAdvisor Oh... I thought koi black market type ka hoga... Thanks for clearing the doubts... 🙏🙏🙏 I am new to this world and still in learning phase... Aapke videos bahut informative hai...
How to sell Bonds in secondary market? If I have purchased few MFs from Coin, How to sell them in secondary market? @Labour Law Advisor
BTW, Awesome video, didn't know about these risks!
Coin don't sell bonds they sell MFs
@@LabourLawAdvisor Oh Ohk, Thanks for the prompt reply!
Then From where I can buy/sell bonds? Any app/website?
@@rohitsoni9325 how to buy/ sell directly?
Agar videos choti hai to jo aap next video la rahe hai uske end mai add kar dijiega ..... But batae jaroor
👍🏻👍🏻👍🏻
Sir mera transfer claim rejected hua h or remarks m likha h father name is different please hepl mr
I have a max life monthly guaranteed income plan insurance which I do not require now. How do I close it without losing my money? Thanks
Sadly, they will have lots of charges and penalties if you stop the policy. You must read policy terms before stopping it, so that they cannot charge more than they should
15:28 background is so unique, purple color flora, which place it is and plant names please??
Sir mera ak request hai ki aap uTest.com ko lekar ek video banaiye... Mujhe to ye site real laga... Aap Akbar video banaiye isko lekar..