DEBT BINDER CASH STUFFING | DB#19 $50 | CHRISTMAS STUFFING | Join Me 💖
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- čas přidán 21. 07. 2024
- Happy Tuesday friends! Hope you are all doing well. Today is an exciting video because I’ll be stuffing my debt and Christmas binder 😍. Blessed to be able to save for Christmas so early! I’m so grateful that you chose to hang out with me today.
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🎄Discover Loan Debt
Initial Loan: $10,000
Current Balance: $5,387
Plan: Pay off next year
🎄Savings Challenges
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Hi, my friend. Thank you so much for the shout-out, I really appreciate you, Kathy ❤... Another challenge done x 3 yayyy! You go! 🤩✌🏾🎄
You have nothing to thank me Sadi J! Congrats on reaching that milestone my friend!! I’m so happy for you!! Your support means everything and I can’t thank you enough 🤗💖
Hey Kathy. You're knocking 🥊those challenges out. I hope you and the family enjoy the 4th🎉🎉🎉.🎄🎁
Thank you so much Debra! Wishing you a wonderful and safe holiday as well my friend. Always thankful that you watch my videos through 🥰. Have a wonderful evening 🤗💖
Girl you're on a roll 🎉. Another challenge done 💃🏽.. You're doing amazing. Great progress on your debt...
Always stay till the end 🎄😊
Always great seeing you here Gillian! Can’t wait to pay it off 😆. You’re amazing my friend. I really appreciate you watching til the end. Can’t thank you enough 💖🤗.
Great video as always! I always sing along with you “bum bum bum, another challenge done” lol 🎄
😅 thank you so much for singing along with me. The song should be an anthem lol. Hope you’re having a great week so far. I truly appreciate all of your support my friend. It’s means so much to me. Thank you 🤗💖🙏🏼
Hello Kathy ! Great savings. Yay for finishing some challenges. I was laughing so hard when you got that $18 😹😹, only because it happened to me too 🤦🏻♀️😹. Have a great evening. 🫶🏼😻🩷🎄
😂😂 We are immune to IOUs at this point! All we need is to print more of them out 🤣. It’s always great seeing you Lilly. Hope you’re getting some rest. Happy 4th my love 🤗💖
You’re on a roll with your savings 🤑✨. When I wasn’t budgeting and using my credit cards Christmas shopping 🤔 it was $2,500 😭. Now it’s $ 800 family of nine plus grandparents plus nuggets Tia and Tio we always celebrate together 🎄🦌
Wow $2,500 to $800 is a great cut. For the last two years I buy things for my daughter and she never paid attention to it. I know for this year I won’t get her anything expensive 😅. Spending time with family during the holidays is what matters. Money can’t buy that. Always grateful that you’re here Chuckles. I truly appreciate you watching til the end. Thank you! 🤗💖
Hey Kathy me encantaron los desafíos navideños saludos ✨🩷 🎄
Hola Chely!! Muchas gracias amiga! Ay que empezar temprano para los ahorros de navidad 😅. Estoy muy agradecida por todo su apoyo Chely! Eres la mejore 💖🤗
I used to have to start work at 5am. When I changed hours it became a whole new world. 😂 Congratulations on finishing your challenges 🎉🎉🎉 🧑🏽🎄
😂😂😂 On my days off, I still wake up at 4 am lol. I wish I can sleep in 😅. Hope you had a great Fourth of July Cin! Always happy to see you here my friend 💖🤗
“Bum Bum” You on a roll amiga🤗 last year I saved $400, this years goal is $700🎄
$700 is an amazing amount! Everything has gone up so the extra boost is needed. Hope you’re doing well Angie!! Sending you a big hug my friend 🤗💖
Hey Kathy!! 🎶 Another (3) challenge done 🎶 $200 already saved for Christmas is great!! 🎅🏽
Happy 4th Asha!! Thank you so much for always spending some time with me my friend. Super happy with the progress in my Christmas binder. Hope I can keep at it. Have a great day my friend 💖🤗
Hi Kathy! Woohoo on your completed challenges, that's awesome!! Great savings for Christmas 🎄 ☃️
I truly appreciate you being Randa! Wishing you wonderful day today my friend and thank you so much for watching til the end. You’re the best 🤗💖
Yay for completing those challenges 🎅🏾🎄🤶🏾
Yay!! So excited to finally complete some challenges in this binder ☺️. Thank you for always showing me so much support Ramsey! I hope you have a wonderful evening and as always, thank you for sticking with me til the end 🤗💖
Great video! I love watching these mix of videos, it’s like the challenges never end 😂 🎄
😂😂😂 I wish I had more money to stuff more 😅. Everyone is so creative and I just want to buy everything lol. Happy Friday my friend. Wishing you a beautiful weekend and as always thank you for all of your support 💖🤗
Yay, way to finish some challenges. Love the Christmas binder. I’ve been saving for Christmas for months as well. I’m off to a great start. I’m focusing on doing Christmas in July all month. Trying to save enough to cover Halloween costumes and Black Friday as well. I just realized that I have the same purple scratching tool you have. lol. Great video. Love ya 🎄
Yes to starting Christmas savings early! Wishing you a successful savings Misha! I will start saving for Halloween hopefully this week. I don’t know if my daughter want to wear costumes anymore but I’ll save it just in case 😅. The scratcher tool is a life saver 😄. Thank you so much for always showing me support my love. Hope you have a wonderful evening 🤗💖
Love this amiga❤great amount saved❤and yeah to completing it, its always a good feeling when a saving challenge is completed❤happy Wednesday ❤
Most definitely Maria!! Always a wonderful feeling to be done with a challenge ☺️. Happy Friday my friend. Wishing you a beautiful weekend 🤗💖
Hi Kathy 💕how awesome that you were able to make an additional principal payment, and for being able to color in 2 rows! I have 4th of July too, so its making the work week a tough one, wish i would have taken friday off too. Whoo hoo for completing the foot print challenge 🛎 Ive only watched maybe the first 2 movies of harry potter, maybe ill give it another shot. Yea we have a big family, for all the grown ups we play White Elephant, but for the kids I try to stay within $25-$30 per kid. 🎶another challenge done🎶 whoo hoo!!
Yay!! Thank you so much for watching my video through Jessi!! Hope you had a great Fourth of July. White elephant sounds like fun. Never did it with my family, maybe will try it this year ☺️. Super happy to see you here. I truly appreciate all of your support my friend. Have a wonderful weekend 🤗💖
Hey 👋 Amiga Whoohooo awsome 🎉🎉 on your finished challenges 🥰🫶🎄🎅🧑🎄🤶
Hope you’re having a wonderful day Carmen!! It’s always great to see you amiga! You’re amazing! Thank you for always sticking with me til the end. Have a beautiful afternoon 🤗💖
Hey Kathy…Harry Potter fan here lol…great progress on knocking down that personal loan….yay 3 challenges completed 🎄🎄
Yay!!! Another HP fan!! Super happy to have finally finished some challenges in my Christmas binder. Hope I can finish on time ☺️. Hope you had a great day Andrea! Always grateful for all of your support my friend 🤗💖. Thank you 🙏🏼
Hi Kathy! You're on a roll knocking out those challenges!
Thank you so much Angie! I’m definitely trying to 🥰. Happy 4th of July my friend. Always great to see you 🤗💖
Hi Kathy! Great progress paying down debt. Good job completing challenges. IOU $6 but you did a lot with that money ❤ 🎄
I’m immune to IOUs now 😅. I truly appreciate all of your support Fiona! Thank you so much for always hanging out with me til the end my friend. 💖🤗
Hey Kathy!! Yay for coloring in 2 more rows! 🎉 We’re a little under the weather but good overall ☺️ I’m excited for the short work week this week. Yay for completing 3 challenges 🎉 We do White Elephant for Christmas bc there’s too many people to buy for lol Awesome cash stuffing my friend. You’re doing great!! ❤️🤍💚🎄🦌🎅
Oh no! I hope you are all doing better Lisa. Wishing you and your family a quick recovery 🙏🏼. I have never done a white elephant exchange before. Sounds like a good idea though. Yay! Thank you so much for the motivation Lisa! Super happy to know I’m getting closer to funding Christmas ☺️. I’m so thankful for all of your support my friend. 🤗💖
Look at all those completed challenges 🎄
Happy Wednesday Colleen! Im finally starting to complete some. Patience is key. Hope I can fund Christmas just in time. Hope you’re having a great day my friend. As always, thank you so much for spending time with me. I really appreciate it 🤗💖
Girl you got this Christmas spirit, I love it 🎄 ❤
Hey Ally!!! You’re amazing my friend. Happy 4th of July! Hope you’ve been well! It’s great seeing you always. Thank you for always spending time with Me. I truly appreciate you 🤗💖
Great video Kathy and yay for completing those challenges 🎉🫶🏽🎅🎅
You’re the best Ashley! Thank you so much for being here amiga! Have a beautiful and safe 4th of July. Always appreciate you spending time with me 🤗💖
Woo hoo! Challenges completed! I did my Christmas binder today and it was fun! Great video my friend 💜💜. Debt is getting kicked in the butt! My IOU is $7😂😂😂
Woohoo!! Christmas savings are so much fun! How do you save for Christmas? And it looks like you and I got big numbers for IOUs 😅. Hope you’re having a great day Susan! Always happy to see you my friend 🤗💖
@@CruzBudgets I’ve been saving for Christmas since January. Every paycheck I put a little in. Once it hits $100 I deposit it snd transfer it to Ally
@@susanpacheco8318 Thats amazing Susan! I know Ally has the buckets which is why I was so tempted to open an account with them but I deal with Amex so I just stuck with them.
Dang, those big numbers were coming for you this time 😂 great video❤🎄
😂😂 I couldn’t catch a break! It’s all good in the name of saving though lol. You’re awesome Cozy! Thank you for hanging out with me my friend 🤗💖
Wow 4 am is so early 💖 Wonderful job 💖 Thanks for kind words ❤🌹
It’s super early! Even on my days off I wake up at 4:30am. I can never sleep in 😅. Anytime CB! Love your content and saving challenges 🥰. Hope you have a wonderful weekend and thank you so much for being here 🤗💖
@@CruzBudgets Wow ❤I thought that my waking up at 8am was early🤣🤣🤣 Thanks my friend, have a wonderful weekend too ❤🌹
Amazing progress, Kathy!! Consistency is the key!!
Hope you had a great Fourth of July my Izzy! Consistency is truly what helped me get this far. You’re absolutely right. Happy Friday my friend. Hope you have a great day and always appreciate your support 🤗💖
Hi Kathy!!! Here for another debt update! Yay my friend you are doing so well! I love seeing your dedication to getting that personal loan paid off!! 👏👏👏wow a $6 iou! That’s the price of being included I guess 😂🎅🏼
😂😂 Definitely true!! That scratch off got me lol. Always appreciate you cheering me on Kay. Your support means so much to me and I can’t thank you enough that you’re here. Have a beautiful morning my friend 🤗💖
Great savings and congratulations on completing christmas challenges 🎄🤶🏽🎅🏽🧑🏽🎄
Happy 4th of July Lee!!! Hope you got to enjoy today with your family ☺️. Always love seeing you in my comments my friend. Your support is super important to me. 🤗💖
Wow, I am just about to start and you're almost done saving for christmas already 😂🎄🎅 🎉👏
I hope to be done before October, we shall see 😅. Can’t wait to see you save for Christmas ☺️.
🎅🏼🎅🏼
Good morning Kathleen!! Hope you’re having a great week so far my friend. Thank you for always showing me support 🥰. I really appreciate you. Have a great day 🤗💖
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Hey Felisia!! Thank you so much for always spending time with me my friend. Happy 4th of July! Have a beautiful day 💖🤗
Happy Wednesday, Kathy! I hope you are having a great week so far. 💙
Thank you so much for stopping by Elaine! Hope you’re doing better and ready for the weekend ☺️. Have a beautiful morning my friend 🤗💖
@@CruzBudgets I missed an emoji from auto play again lol I finally figured out how to turn off the auto-play so that won't happen anymore. Have a great weekend.
@elainerealized lol it’s all good Elaine. I really appreciate all of my our support my friend. Have a great weekend too 🤗💖
Great job on paying towards your loan. Nice cash stuffing ❤️🔥
I really appreciate you Priscilla. Thank you so much for hanging out with me my friend. Happy 4th of July 🤗💖
Ty for sharing your blessings big hugs from Coco ⛈ making apricot jam and watching my apricot trees are full this year
Wow! That’s so cool!! I love apricots! It’s so amazing that you make jam from scratch! I can just imagine how they look ☺️. Hope your week is going well amiga! Sending you a big hug Coco 🤗💖
Wow! That’s so cool!! I love apricots! It’s so amazing that you make jam from scratch! I can just imagine how they look ☺️. Hope your week is going well amiga! Sending you a big hug Coco 🤗💖
Great video and yay for finishing a challenge.
Good morning Brandi! Thank you so much for watching! Hope you have a wonderful day ahead my friend 💖🤗
I've never had a set amount of what I would spend for Christmas. I'm trying to be a little stricter with my money this year. Too bad so sad for my nieces and nephews 😂😂 and also my kids cause they don't need anything else.
Congrats on your savings 👏 🎅
😂😂😂😂 You have me dying right now. That would be something I would say to my sister! I told her that her Christmas present will be no more than $50 😂. Always appreciate you being here Anabel! Thank you so so much for watching my videos til the end. You’re the best 💖🤗
Hello, congrats on completing challenges. For Christmas I'm trying to save 1K. I'm at 400 now so hopefully I can make it. I hope you're having a great week. ☃️🎅
$1,000 is an amazing Christmas goal! Maybe I will push myself to save that much next year. You will definitely make it to 1k soon enough Millie ☺️. Always great to see you here my friend. Wishing you a wonderful evening and thank you for always watching my videos 🤗💖. I really appreciate you.
Hey Kathy awesome job completing a couple of saving challenges !! My budget is $500 for Christmas usually but I may take it up to $650 everything so expensive now
$650 is an amazing amount for Christmas! Oh yes! Everything has gone up. It’s good to save a little extra just in case. Hope you’re having a great week so far Ro! Hope you’re feeling better and able to eat anything you want ☺️. Always great to see you 🤗💖
Great video and finishing 3 challenges 🎄🎅
Thank you so much Sabrina! Hope you’re having a great day my friend. Super thankful that you always watch til the end and that you always engage with me. Thank you 🙏🏼💖🤗
Santa 🧑🎄
You’re amazing thank you for always hanging out with me til the end. Thank you Deena 🥰
I love harry potter i have the owl small bookbag
Yay!! Another Harry potter lover!! Awww I love Hedwig! I watch the whole collection during Christmas week. It’s like a tradition ☺️
Great progress with your debt payment 😊❤
Hey Deena! Thank you so much my friend. Have a beautiful 4th with family 💖🤗
Hi Kathy! You will doing paying down your debt 🎉🎉🎉, you are so consistent.and it’s paying off. Thank you for the shout out 🩵🩵🩵My Average for Xmas is $2,000 for this year .( family , friends, coworkers, salon , etc… ) Last year I didn’t have enough. Yay to 3 challenges completed. 🎉🎉🎉 🎶🎶Another challenge done 🎶
$6 IOU isn’t too bad. Awesome video 🧑🎄🧑🎄🧑🎄 21:44
I really appreciate your kind words Erin. Anytime my friend! I love your channel. $2,000 is a great amount for Christmas! Can’t wait to see you save for it ☺️. I’m so immune to IOUs now 😂😂. Thank you for always watching til the end. Happy 4th love 🤗💖
@@CruzBudgets You are most welcome🩵 Days going into for debt for Christmas is over. God willing I get there🙏
Remember the days when making gifts was thing, baking cookies etc😂😂
I always watch til the end🩵Love your channel also. Hope you enjoying this July 4th holiday 🇺🇸
Definitely true. I would buy Christmas gifts in November and finished paying my cards off in March 😂😂. I remember the days I never received any gifts lol. Good ole days 😅.
@@CruzBudgets Now it’s our budgeting days 😂😂😂 🩵🩵
🎄🌲🤶🏽🎅🏾🧑🏻🎄 21:44
You’re awesome Ro! Thank you for always hanging out with me til the end my friend. 🤗💖
1st 🥇 Hey Cruzzie !
Hey CBM!!! hope you’re doing well my friend 💖. Thank you so much for stopping by 🥰. Truly appreciate you!
Hello 👋 here watching from Mexico 🇲🇽
Hola Fátima!! Hope all is well in Mexico! Thank you so much for stopping by amiga. Take care 🤗💖
Happy Wednesday! Yes my Xmas buddy is about 1k but I think I might need 2k this includes food & presents! Ya know completely the challenges 🎄🎄
Holy smokes $2k is a great amount for Christmas! Can’t wait to see you save for it 🥰. Wishing you a beautiful morning Izzy and thank you so much for always showing me support amiga 🤗💖
Great video friend
I really appreciate you watching Lupe! Thank you so much my friend. Have a wonderful evening 🤗💖
Hello Kathy 😊 🛎🛎🛎
Hey Loletha!!! Thank you so much for always watching my friend. Hope you had a great day today 🤗💖
Great video!!❤❤☃️
Thank you for always spending some time with me Yolanda! Hope you had a great Fourth of July. Wishing you a beautiful Friday 🤗💖
🥰🤶🏼🧑🏼🎄🎄❤
Hey Darlene!! Hope you’ve been well my friend. Super thankful for all of your support my friend. It’s means so much that you watch til the end. Have a wonderful evening 🤗💖
Christmas limit is a $1,000. If I don't use it all I keep for next year or put it some where else.
😂Christmas tree 😅
Hey Lisa! Rolling over Christmas money is an excellent idea. I’ll do the same if I have left over. $1,000 is a great amount! Hope one day I’ll get there 😅. I have a small family though so I don’t think I need that much ☺️. Super happy to see you my friend. Hope you’re having a great day 🤗💖
Woohoo look at those challenges being completed. I have never read a Harry Potter book or seen a movie 😅. 🫣🎄🧑🏻🎄
😮 No way! Hopefully one day you can watch it. Every Christmas week I watch the whole collection 😅. Hope you’re doing amazing Lucy! Thank you for always showing me support my friend. Can’t thank you enough 🤗💖
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Thank you so much for watching til the end. I truly appreciate your support 💖. Have a beautiful day!
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Good morning Billie!!! Super grateful for all of your support. I truly appreciate you always watching til the end my friend. Have a great Friday 🤗💖