How to Make Money in Crusader Kings 3 (Income & Economy Guide)
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- čas přidán 13. 05. 2024
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• [CK3] Crusader Kings 3...
Table of Contents
0:00 Intro & Summary
1:16 Managing Your Domain
9:47 Vassal Taxes
16:40 Military Conquest
20:45 Misc. Money Making Tips
23:30 Military Expenditure
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Thank you so much for watching! I intend to cover a lot more Crusader Kings in the future and I'm really excited to do so.
If you haven't picked up the game, you can grab it through my link here: www.nexus.gg/italianspartacus . This helps me out a TON as it gives a direct commission to the channel, and depending on what time you see this, a discount to you as well.
What about having a holding leased? Am I losing income by having knights templar HQ in my own domain? Should I move them to a vassals?
Is a good rule of thumb, as a king, you dont want duchy’s unless you own most of the counties in a duchy? Because if you are a duchy, you get rightful liege but then they hate you because they want the duchy?
Great video. Just a cautionary note: make sure the prisoners you ransom aren't contributing to war score by clicking on the war icon and looking for the handcuffs. If they are part of your war score, make sure you will be able to keep winning the war with future battles and sieges / prisoners, or that you're okay with losing that war score % up on their release.
You forgot something about temples. They are much better than cities or castles (only if the castle is not controlled by yourself),if you control the county. Cities always give you 20% tax, castles in your county 10% (if they are controlled by a vassal), and temples 50% if the bishop has a good opinion. The best way to get a lot of income is controlling all counties in a duchy and building temples. The other good thing about temples is that if they are controlled by a vassal you get 12,5% of their temple income as their liege if the opinion to your bishop is good regardless of the feudal contract
Man this is hard to translate to console I’m trying to figure how to create duchy titles so I can be the rightful Leige of certain vessels
Could you do a video like this for real life?
Step 1: Tax evasion
Step 2: Make all your family pay you and if they don’t, just execute them to build your dread and the rest will fall in line.
Use hooks on your friends and family to extort them.
be born rich
@@LectureFilms were not looking for cheats lol
Another important thing to remember is that if a county's development is higher than it's neighbor county's development, then it increases it by 0.1 dev growth per month for every 1 development higher it is. Collect taxes vs. increase development is basically short term boost vs. long term growth. It is actually more beneficial over the long run to just have your steward sitting in your capital increasing development permanently since when it increases by one dev, it increases dev growth by 0.1 per month in all neighboring counties and over the centuries it'll spread to your entire domain. Development also has the added bonus of helping tech growth!
Interesting. I am def trying to push development is much as I can (especially early) but now that I am doing the slow grow play through of starting as a tiny vessel, its become a lot trickier on deciding what to do and not waste time/resources.
It depends a lot on the skills of your steward and the size of your realm. If your realm is small and/or have a shit steward, it's best to just collect taxes and prepare to expand. If you already has a big realm and/or have a very good steward, looking long term and increase development is a better idea.
Architect 3rd perk at right also quads realm capital development.
So, if the development difference between my realm and the neighbour is 2, then it increases by 0.2 every month?
Yep. Collect taxes should really only be used situationally, when you are in serious need of a temporary income boost (like when a fabricate claim task is almost done but you don't quite have enough gold to pay for it). Increase development should pretty much always be the go-to for your steward.
Using the "Collect Taxes" button gives you a chance to randomly get an event where your Steward gives you plain money from time to time.
Yeah but the development button is also there so... I guess you could use the collect taxes in the very late game.
@@VaultTecc Collect Taxes is more of use when you need gold fast, since it gives you about 100 gold every time the event happens. But I use the development button most the time too.
@@Barph That's a lot of gold actually. I like how they worked on these buttons for ck3. Lots of interesting buttons that are actually useful, wasn't like that on ck2. I have now taken a liking to the one that improves contracts on the diplo councilor. Another descent way to increase your income.
Funny thing is for some reason i never even read what the development button did i was just like well the first one is obvious choice as it randomly just pays me 100gold. Keeping my kindom alive with the power of lotto wins.
I develop until my capital to its max (10 tribal or 20 with city planning) then swap to taxes. Each time you level to middle age or late middle age swap back to develop. Only develop a county you can garantee will stay with your heir.
Keep in mind that when looting holdings in a war, you should deduct (siege time x army upkeep) from the total gained to see if it's actually worth it for the gold.
Really good point - a lot of the time it can still result in a net gain IF it's a shorter war.. but I find, with ally wars, you can do some sieges, get some money, then just bounce out
Bear in mind as well; You only need to calculate the army upkeep for the soldiers in the siege. You can split off regiments and send them out on a siege of their own.
True, but also bear in mind the possibility of getting prisoners to ransom, which I've found to get me more money in a war than anything else.
I just send a full stack of siege engines and a few thousand levies to allies' wars, it's cheaper
@@InfiniteMonkeysSA Yes. This. You can take a full stack of man at arm's and levies down to just siege engines and enough levies to outnumber the holding you are sieging. Do this by splitting your army once it has wiped out their main stacks. Then disband the half you do not need for the siege.
The combo of the skill from the intrigue skill tree that lets you fabricate hooks with the skill from the stewardship tree that lets you demand payment for them is incredibly powerful, especially if you have a good intrigue stat to easily fabricate those hooks. With another skill you can fabricate two hooks at the same time, allowing you to have two hooks cooking at all times. Demanding payment for the hooks gets you about 100 gold a pop. You just need to wait until your schemes to fabricate the hooks let you create them without paying a bunch of gold or more prestige than you want to spend, etc.
Something to keep in mind, while loot from sieged holdings and captives can certainly be valuable targets for gold, also keep in mind that every month that your armies are raised you have to pay them a monthly wage. If you have a huge army of say 14,000 troops including 5 regiments of Men at Arms this can get very very expensive and negate any loot you'd gain from pillaging. To offset this, you can "raise local armies" in a holding and you will raise only the local levies and all your knights and MaA's, making the maintenance cost less. You can further decrease this amount by splitting the army and rearranging until you get to a low enough number that's still bigger than your enemy but costs whatever maintenance you're comfortable paying per month. When you have 5+ regiments of MaA's, you can significantly reduce their upkeep cost by using the Marshal's 2nd ability which trains commanders. Much better option than the 1st one that boosts levy size, as your levies are level 1 while your MaA's and knights are much more valuable for fighting wars.
Also for wealth, once you hold several kingdoms and are approaching empire status or are an emperor, stuff like golden obligations becomes less important as you usually get like 50 gold per hook but you'll be making 32+ gold per month just from your domain and taxes on your vassals. At these higher tier realms you want to focus on stewardship to increase the number of domains you hold and the amount in taxes they pay, allowing you to build buildings which further snowballs your income.
@Split Dimension no its just that you should raise fewer levies than you have in total. No point raising 15k levies if enemy has only 2k and no allies.
i think i am finally getting it. I tried out an old Norse chief in 876AD and holy shit raiding England and northern France is rad! Until a huge Saxon or Frankish army comes and smacks you. However, the tribal kingdoms use renown to buy troops and build so i found myself with a lot of gold, but little renown. i am pretty into this game now
YESSSS! i'm glad you're loving this dude :)
@@italianspartacus it's weird. when i first played this game i felt like i wasn't getting it, then about five hours later... it's like the moment when the edibles kicked in and my 3rd Eye Opened.
Try using the 'August' skill tree in the diplomacy section. It's perfect for tribal raiders. Generates you tons of renown.
1:29 Easy Money Strategy
@@acerock013 Same. I randomly went back to CIV 6 and I was getting pretty bored. I saw my buddy playing CK3 and randomly asked about and he told me to buy it, so I forked over $49 for it. 5 hours in, I'm so lost and thinking to myself that I just wasted in money, but after a few more hours I absolutely love this game.
Yesssss!! I've been dying trying to understand the development of counties and how the buildings work. I keep getting sucked into intrigue and other shenanigans and forget my buildings not thinking they're important and then suddenly I die and my world is wrecked for my heirs when people start trying to claim my lands. Thank you for your videos! 💜💜💜
I have obsessed over empire and kingdom building and never ever took the intrigue focus on any characters so far. Martial and Stewardship are too stronk.
Hahaha I totally get that - I always forget buildings in the initial stages of the game, and I genuinely think that's okay. They take a long time to make their return, but right after you solidify the immediate region, it's building time!! Not a problem! thanks so much for watching! see you during the streams this weekend!
@@italianspartacus in my current game I was busy scooping up surrounding lands and didn't notice my heir had only one dinky little county title so when I died and my vassals didn't like him, they went to war with him and took his jarldom title...at first I was like oh, well this is fine I can beat that guy up for my title again in a few years but didn't notice I wasn't located in my original town that I had been building up.. so even though he was weak, it took me longer to siege his castle. It's been a whirlwind, I've since regained and then lost and regained that jarldom title back again amidst all kinds of debt and scandal 😂 I don't even know how I haven't managed a game over with this one and at this point I'm invested in this Trainwreck of a story.
@@janellems haha, i enjoyed reading this. I'm still a beginner on this game. Do you still play it? did you get better?
@@LKeet6 I find that most of my enjoyment in CK3 comes from the roleplay and rich story rather than expansion, conquest, min maxing my economy etc. Creating hybrid cultures, new faiths, migrating continents - simply fantastic
Hey me again I watched all your guides and tried playing with my friend again. Started as the two counties of iceland and actually had alot of fun. Thanks for the guides especially the combat one, really helped me out.
Great breakdown, I appreciate the slow pace, there is much to learn, and you do a great job of explaining things, well done!
Thanks brother!!
Thank-you for a great instructional video. I'm brand new to the CK franchise (CK3 pulled me from Civ VI) and am still learning all these intricacies.
You are most welcome my friend! :)
thank you so much for creating this tutorial series. it would be impossible for me to play this game without your work
Great video. Really awesome job explaining things. I’m a long time eu4 player but newbie to ck series and videos like this are like a hit of NOS to the learning curve.
Hahahah that's awesome. Glad I could help you shift into top gear then brother! Thanks so much for watching :D
Thank you for this! The advice on control and development changed my game from one that I was about to give up on to where I have more money than I know what to do with. I didn't realise they were that important :o
Thanks for these guides! Been great help in my playthroughs, doing much better now, then i did at start! So much new stuff that wasn't there in CK2 :D Keep these videos coming!
Love this video! Everything is clear and consistent! Beautiful approach in this guide.
A religions one would also be awesome my man. Thanks for the vids. Solid info
I only ever seem to find hooks on poor people who have no money to extort
You can use the golden obligations perk to try and bank roll them!
nice video´s man looked almost everyone up for ck3 and now i have even more fun playing it thanks
I have never watched a full video of a long a game guide until this one.
Thank you for the great guide!
I loved your video! You made this game much more enjoyable to me! Thank you so much👋
yesssssssssss I was waiting for this video!! preesh you good sir!
Thank you so much for this vid! I had a lot of trouble building my economy and it got to the point where i unified Hispana but only got 11/gold a month!
Another great video, thanks again! 👍🏼👍🏼
I've been looking for a money guide. Thank you!
Thanks for watching my dude!
Very informative, thank you very much. I really needed it.
You are very welcome! :)
Thanks for this, helped me out a great deal!
Glad to hear man! thanks so much for watching! :)
These videos have been helping me out heaps with the game, so thanks very much
Damn this is one that I need, I always enter in a war that just empty my treasures and I never came up again, thanks for the video!
Absolutely my dude, happy to help!
Thank yo Igor this video, there’s so much to this game, it’s so easy to overlook something as important as the concept of control
Great vids (i pretty much see u as one of my council members at this point). For folks out there doing the same, one word of caution with the advice at 17:30 : be careful about wandering blindly into your allies' wars, check *their* enemy's allies first. Doing this backfired badly on me once when as a mid level king I ended up making some very powerful enemies. As in a lot of CK3 strategies, think carefully about risk vs reward.
Awesome Video. I am new to these types of games, and this helped me a TON.
Just a clarification so you know. The reinforce check box doesn't remove the upkeep of MAA entirely just the cost to make more units. Because of this after they are all full the cost goes down automatically no need to uncheck the box.
These guides are so helpful. I started my first run as the Chieftan of Austisland in 867 and I've been sort of stumbling through the game figuring it out as I go along. I just managed to become the King of Scotland through subjugation at 891 and form the 'Kingdom of Greater Iceland' with vassalized territory in Ireland and Norway and strong alliances with both Bjorn the King of Sweden, and Halfdan the King of England.
I'm new to the crusader kings series. I'm loving this game but there's so much to learn, and your vids have been very helpful.
Glad you like them man! Plenty more to come :)
Great tutorial! Thank you!
Idea for another guide: buildings/holdings. When we do want to invest in building, should we go after certain buildings? Certain holding types? Upgrading holdings? That sort of thing.
Good stuff all around, thanks for your videos!
Incredibly useful, thank you SO much!! I'd love to see a video on having a good army, I'm always stuck with a just decent army :(
Awesome video. I’ve always thought I was a good strategy game player, until I started this game and was absolutely overwhelmed by every aspect that was being thrown at me
Great tutorial. I think own domains are a bit op in 3. I always nerf the demesne limits in the settings. Brings more balance imo
Great video and content, you explain things very well
Thank you Dan! :D
Been having so much trouble with this and there is a lot of great info and I am not even finished with the video.
Thank u so much I was so lost and I just kept trying and trying and fighting the grain now I understand
Happy to help my dude :)
thank man! great info
Really nice videos on crusader kings 3. I was looking into buying CK3 but it seemed pretty daunting to start from zero. Your videos do a good job in explaining the game.
Thanks so much man. I hope you end up getting it, I love it SO much!!
Some high value prisoners add to warscore so be careful when ransoming them out. You may loose warscore because of it.
Great point! I thought I mentioned that, but I also had to re shoot a portion, so it might have gotten cut out :(
Amazing tutorial. Thanks 👌
Thanks my brother man!
Nice work
Thanks for the tips!
Happy to help!
This was extremely informative. I'm just getting into the game (adulting getting in the way).
Good vid, thanks!
Thanks for this. Always struggling for money. This is a big help
Glad i Could help out brother!
Gent in Agrigento is read like the gent in gentle.
Thank you very much for this video!
Thank YOU very much for watching!! :)
Thanks for the video!!!!
I still have a hard time with all of the mechanics though i did manage to build the kingdom of vladimir, so you can still do pretty decent without being a master.
However, i am now kicking myself that i didnt use the golden obligations and spymaster ability as i could have been far more advanced than i am now...
Good tips!!!
Best CK3 guide videos on youtube.
This channel really is great.
Thank you for this!
Glad it was helpful!!
These tutorials are really useful.
I have watched enough of your content, and have learned a lot. I went ahead and picked it up from you. cheers
Dude thank you so much!! Glad I could help :)
Ask and you shall receive! Thanks for making this video! Overall I think my biggest issue with keeping my wealth up is not staying at max domain holdings. As I expanded I was giving away counties by granting a lot of duke-level titles. By doing that I was hurting my income a lot.
I did the same thing man, I totally understand. It's just lessons we learn for our next play through, or when we hit our domain limit once more :D
The worst drain on my income is forgetting to unraise my army after a war lol
FACTS! lol :D It is hilarious how many times I was thinking why the fuck did my economy suddenly plunge in such a dept, then I notice I forgot to disband my army 5 years ago to deal with some stupid silly raider band. Imagine if something like that happened in real life. It would cost all your splendor and your entire dynasty would be remembered as a bunch of clowns :D
This video is... gold! Thanks!
Thanks for this video bro, made me wanna play ck3 again. Money is always the thing I hate, finally thanks to this video I feel I got a much better grasp of it.
Hey I’m a new sub. I just wanted to say thanks for these guides it made this very complex game much easier to understand. I wish i knew about your channel before i bought the game. I would have loved to use your steam key so you could get a commission. But I’ll just have to support you by hitting that like and subscribing. 🤙🏾
Oh brotha don't even worry about it - I'm just happy to be helping out man. I'm glad you're enjoying the game and it's helping you get underneath it!! :D
WOW thanks dude , this video Made me so better in this Game 👍
Great video :)
Perfect, really
One of the best Guide Ive ever seen. Man You should conduct trainings :D
Being a Vassal can be good, too. As my Liege's Stewart I get 3gp/month plus a 20% bonus to my Domain Taxes. In addition, building are 20% cheaper. When I was a Spymaster, I got 40 dread and bonus to scheme completion.
Thanks very helpful! The only problem with the rightful liege penalty is that as King of Sicily you are only allowed to hold two duchies without upsetting your vassals.
I posted this on another tip video, but a pretty substantial portion of my income has come from imprisoning then banishing my archbishop. You can excommunicate him before imprisoning for no tyrrany, and it's a better conversion of piety to gold then asking the pope for money if you've got a decent domain.
This guide is fantastic. Money is so hard to get in the game. More Crusader Kings 3 guides :D
this tutorial is underrated
I love how you had to add "and in your face" to maintain reference to the use of the phrase "full monty"
I've been watching all of your videos to push me a ahead as the jarl of iceland. Im playing the game through game pass but because you got me into a game i never thought i would like so much im going to buy the steam key to help you out
dude that's so kind of you thank you very much. you definitely don't need to do that, i don't want you to have to be out money. i'm just glad it's helping breakdown the barrier of entry into the game for you :)
Thanks man , Now i can Manage my Kingdom more easily because money is No more a Big problem to me
happy to help brother :)
I watch one of your early vids - i was having a hard time understanding the game. But now, i am starting to GIT GUT!! As i said, my friend that i played with likes to play as the Duchess Matilda. You told me to go with "Duke of Apulia" and at the moment, we are having a blast. We have huge armies, nice incoming, some of our characters are good some of them a straight up shit, but that is what you get. This game is awesome! And thank you for the advise on what to pick. Good day to you sir.
FUCK YES! that's the best to hear man! :) Thanks so much :)
One incredibly useful tip that I do not think was mentioned in the video is to build multiple castle holdings in your capital county (at least at the start). If you for example hold the county of Paris, you can have up to 4 castle holdings in your direct control where you receive 100% of the taxes and levies. You will also get any modifiers that your capital county may have onto your holdings. What I like about this is that you will ALWAYS have multiple holdings guaranteed. There won't be a succession where you find yourself down to 1 holding. If you want to expand to more provinces and you find yourself always at max holdings, then just give the castle title to someone and take it back in the future if needed. By doing this you may find yourself as a simple count with 1 single county title, but rivaling major powers in gold income and army.
Isn't the "not rightful liege" minus a flat 0.75, not multiplied by 0.75? So it's not 75% lost, but rather 0.75 gold out of his ten owed, then reduced to 7.1% from his taxation?
Yes.. this was pointed out to me earlier and i'm a stupid idiot sometimes. sorry man!
@@italianspartacus I wouldn't go that far. Besides, overall it's a good video. I honestly haven't even looked at development or buildings yet.
It is not even a flat 75% of base. That is just if you are in the de jure territory of your lord. If you swear fealty to a duke and you are not in his duchy, you pay half, not 3/4.
I noticed your counties were at 19 development. Is this a good number to decide to move on to develop another? And thank you so much for your guides! Clear, easy to understand and very watchable!
a nice way to cash in is with special buildings. certain counties have rare or unique buildings like mines, holy sites, palaces, etc., and some of them generate a LOT of gold (especially the mines.) if the special building is in a vassal's control, you'll have to extract the gold from them somehow. for example if you're playing Sardinia, there's a bishopric in Iglesias that has a silver mine. if you build the mine then every decade or so you can imprison and banish the priest of that temple to squeeze 1500+ gold out of him
When developing your holdings, when is the point where you would want to settle an empty area over upgrading existing buildings?
And which kind of settlement will make more money? A city, a church or a castle?
Does developing get diminishing returns? Or should you just deep developing until it is a 100/100 and only ever switch to taxation when you ugently need cash?
About the war loot thing: do you always get the loot of holdings when you win the siege? I am doing a Norse campaign in 800 something and I get the feeling that I am not getting the money in wars. Is it only possible to get that by raiding?
Also, I would love some other tips for tribal campaigns and pagan faith. Keep up the good work!
Ty for video
One thing I love and gate about these types of videos is as a player I know 90%of this already! Just show me the 10% I dont know.
Good video other wise thank you
man i'm so sorry.. i REALLY try to avoid that because i don't like "holding my information ransom" as it were. I try to break it out into chapters to at least make it easy to jump to IF you already know most of what i'm talking about. but!! i also have to make it all cohesive so that anyone who doesn't know it can connect the dots. i hope you got the info you needed without having to watch the entire thing!!
@@italianspartacus The way you make thr videos is perfectly fine! Everyone lacks knowledge about different aspects of the game. It's better to cover it all than cover half and leave the audience with unanswered questions
Whenever I find myself in a struggle, especially economically, I remember Crusader Kings and be thankful for playing it because it taught me how to save my ass from occasional bankrupts, create new income sources and pull the strings in a social environment
These tutorials are great.
You're great!
ItalianSpartacus so sweet
Great video. I’m just starting out in the game so sorry if this is a noob question. When you conquer a neighbouring province you have claim to you end up with a defeated guy who hates you as a vassal. What are some of/the best ways of dealing with a vanquished vassal that hates you? You can’t just strip his title but it would be a lot of work to make him like me. I wasn’t too sure what to do so I sent my spy master to the region to hopefully get some dirt on him where I could force him out or get a strong hook on him. Any info on dealing with problem vassals would be appreciated thanks
How do percentages add up? eg Collecting taxes +2%, Stewardship +14%? On which amount?
I got really into CK3 while I had Covid in February and these guides have made me feel like a Petty King who has their shit together. Thanks!
Combining the demand gold for hooks and placing a good spymaster in the court of a high level leader can rake in huge amounts of gold over time. And strong hooks can be pressed for gold every 5 years!
You save my life ! I like this game but the tutorial haven't explained all these to noob !
happy to help my dude :)
How do you decide between building a city vs temple vs castle holding? Is it the same as in CKII? Where basically it was always build cities+tradeports in coastal provinces, and inland build enough castles to have an army and then build only cities
I just sort of go by the mindset
In theory, the most efficient thing to do is build temples everywhere and just make sure your court chaplain always has +50 opinion of you.
In practice, I just go with a mix for aesthetic reasons. Maybe a bit more temples than cities.
If you plan to stay small for most of the game, it would be smart to build castles in your capital county to directly control. If you’re expanding, you’ll want those domain slots for counties.
13:26 - Not sure, but I think you are not losing 75% off these taxes, but only 25%. In the description it says x0.75 (multiply by 0,75), so if you got 10 gold from normal taxes, with the modifier you get 7,5 gold.
You're absolutely correct. Sometimes I'm stupid hahaha
i always make super strong fully upgraded cities ussually in the capital and around the capital but ive seen people do strats where they keep every domain in the game give none to vassals which gives alot of gold and renown
I think its very important to underscore just how long buildings take to pay back.
Say a market takes 150 gold & 3yrs to build and gives +.5gold/month plus other bonuses we won't be considering.
150gold / .5gold/month = 300months = 25years after completion aka 28yrs after clicking the button it finally payed itself off.
Now you may want other bonuses like dev growth speed or levy size which can be used to persue other income sources (deving up your lands so they give more tech growth and money/levy size or waging wars for more land) but that makes the math more complicated than the basics of the direct modifier and cost which can be done for all buildings that give direct income.
There is a very important thing about holding in this game and it's that, since you are locked into Partition for a long time, your capital County (As long as your system is not elective) will always be inherited by your Heir, what you can do is pick a the county that can hold the most Holdings as your capital and build 3 baronies there, since this is the minimum holdings you can have a duke you will always have a good powerbase, from there you build at least 1 gold and military buildings there and you can have 2K levies while owning a single county, so far the best one I've found for this, and i'ts my current campaing is Zahumlje, for some reason this country alone can have 8 holdings!!!, provided it's mountains so development is a bit slower my goal is to play tall by just being the king of Croatia and invest into this country to be able to challenge much bigger kingdoms. Other good options are Praha, Ile de France (Farmlands) and Plzeñ. If you make these your capital, and with your first and second ruler you invest into the first 3 points of Architect you can get massive returns for the rest of your dynasty.
I've encountered a lot of situations when my army cost more than looting enemy domains.. So looting non crucial areas is not always a good thing to do.