How many bank accounts should you have? | Clever Girl Finance

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  • čas přidán 25. 07. 2024
  • Wondering how many bank accounts you need to have? Let's discuss how many bank accounts you need to be financially organized! The best way to organize your bank accounts is to give each account a job that's tied to your financial goals. Learn more in this video!
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Komentáře • 49

  • @Clevergirlfinance
    @Clevergirlfinance  Před 2 lety +11

    How many bank accounts do you have? Share in the comments! thanks for tuning in!

    • @raliatfaroukbello2018
      @raliatfaroukbello2018 Před 2 lety

      3.

    • @adrianamorocho3446
      @adrianamorocho3446 Před 2 lety

      3, considering closing one though

    • @monicamolina4185
      @monicamolina4185 Před 2 lety +1

      I have a
      1 saving accounts, a few checking accounts setup for specific expenses (vacation, car expense, student loan, etc).
      1 brokerage acct
      1 college fund
      1 custodial acct
      1 Roth IRA
      1 custodial Roth IRA (I just opened this acct)
      Thank you for all your videos, I enjoy learning!

    • @dddoranet5785
      @dddoranet5785 Před 2 lety

      I have 5 Banks accounts in 2 differents banks 2 checking (1 to pay bills, 1 to buy stuffs)and 3 saving accounts but I still have 401K, investment account.

  • @lenapetrova
    @lenapetrova Před 2 lety +15

    Great tips! I have 3 - a checking, a money market and a simple savings account.

  • @lorraine725
    @lorraine725 Před 2 lety +1

    Thank you for always having great content

  • @magikallydelicious
    @magikallydelicious Před 2 lety +4

    At one bank - checking, reg savings, high yield savings and Traditional IRA, Credit Union checking/savings, 401k (traditional/roth options), Brokerage 2 is used for rollovers roth/traditional/discretionary managed, and Brokerage 3 to try my hand at picking my own investments.

  • @esthermutua1287
    @esthermutua1287 Před 2 lety +3

    Thanks 🙏🙏 for this 💗💗💗💗🥰

  • @Apt101
    @Apt101 Před 2 lety +2

    You're absolutely right ✅ All depends on our personal needs & goal. When I still own the small business, I had 2 business checking account ( 1 to pay for bills, others to pay employees). Business is closed for good 👍. Now, I have 1 checking 1 saving, 1 CD in credit union, 1 online saving.

  • @reginalddawson9258
    @reginalddawson9258 Před rokem

    Excellent content!

  • @transitengineer
    @transitengineer Před 2 lety +4

    Well first, I have three types of accounts: 1st) Billing paying (checking account); 2nd) Emergency Fund (savings account); and 3rd) Retirement contributions 401(K), 457, and brokage account. In addition, for my checking and savings accounts, I always use a Credit Union (smile...smile).

  • @289cobra9
    @289cobra9 Před měsícem

    I have 4 checking and 3 savings accounts.

  • @marlac7235
    @marlac7235 Před 2 lety +9

    Hey Bola n the rest of the team of Clever Girl Finance Team! Continue the great work!

  • @barbarafallin2038
    @barbarafallin2038 Před 2 lety +1

    I have 3, checking, emergency fund and savings at my credit union

  • @Skye525
    @Skye525 Před 2 lety +2

    I have 4 checking accounts, 1 money market savings account, 1 savings account, 1 CD, 2 high-yield savings accounts and 1 401(k).

  • @LifehasnoNiche
    @LifehasnoNiche Před 2 lety +6

    I currently have 3 bank accounts. Checking, Savings and Business(Sole Proprietor). I will be opening a 4th for my LLC soon.

  • @soniamerritt5278
    @soniamerritt5278 Před 2 lety +5

    Investing is the way to go!

  • @shaybaeevolve119
    @shaybaeevolve119 Před 2 lety +4

    I am so glad to see the growth here. I use to listen to you almost 4 years ago on my commute to work, now I do finance and this is amazing to see🤗 Congrats!!♥️

  • @jenspie
    @jenspie Před rokem

    Congratulations Bola! This is awesome content and I am always so excited to see the next thing you're doing. What a journey!!!

  • @ajike
    @ajike Před 2 lety

    I have 3 banks accounts - saving, checking and joint. And 2 investment accounts - individual with Fidelity and stocks with Robinhood

  • @leahanyango9218
    @leahanyango9218 Před 2 lety

    Hi Bola would you advice a person to save in a money market account of a fixed deposit account?

  • @tanicrossify
    @tanicrossify Před 2 lety +3

    That's a lot of bank accounts. For right now I only have 3. One is for long term savings; 2- short-medium term savings/emergency; 3- various expenses.

  • @lekeshahill2477
    @lekeshahill2477 Před 2 lety

    I have 403b, 3 savings accounts and 1 checking account (personal). For business I have 1 checking and 1 savings accounts.

  • @BimmerBabe
    @BimmerBabe Před 2 lety +1

    3

  • @leannepavel8898
    @leannepavel8898 Před 11 měsíci +1

    One checking, one saving. Yesterday I took a step and looked into a Roth IRA. One day at a time.

  • @cristitacellan346
    @cristitacellan346 Před 2 lety +2

    we might have a different account because I am from Philippines but I have retirement account, health account, investment account, Freedom account, emergency account

  • @paulinehoward
    @paulinehoward Před 2 lety

    Thk you. Im on my way to that 10k my year end. Girl it was not ease. SACRIFICE. HUMMM.

  • @samanthaw.3677
    @samanthaw.3677 Před 2 lety +1

    I have 3 banking. 1 checking at a actual bank. 1 checking 1 savings at a credit union

  • @herbertmbonimpa3063
    @herbertmbonimpa3063 Před 2 lety

    How good is fixed deposit account

  • @smartmoneywoman2624
    @smartmoneywoman2624 Před 2 lety

    How do you determine how much to put in any account.e.g 3 accounts

    • @BimmerBabe
      @BimmerBabe Před 2 lety

      I would put a small amount you can sustain long term and up from there. Add any additional funds you get split between the accounts equally. Maybe set a goal number and work backwards to see how much you need a week to save to get there.

  • @anejsoremac2027
    @anejsoremac2027 Před 2 lety

    I really want to have bank account,can you please help me?

  • @TheGingerJoye
    @TheGingerJoye Před 3 měsíci

    An IUL would be WAY better than a 529.

  • @stacy-annmorgan6685
    @stacy-annmorgan6685 Před 2 lety +2

    I got so much. Think like over 8. 🤣🇨🇦

    • @ihama99
      @ihama99 Před 2 lety

      I have 10 and they each serve a purpose. 😜

  • @dawngarrison5199
    @dawngarrison5199 Před 2 lety

    @clever girl finance I don’t have a retirement fund. I’m 51 yo what company should I start my Roth IRA with? Also I have 2 banks and a business account

    • @dawngarrison5199
      @dawngarrison5199 Před 2 lety

      I’m trying to call you but apparently I don’t know how yo use what’s app

    • @dawngarrison5199
      @dawngarrison5199 Před 2 lety

      It won’t let me dial you unless you’re in my contacts