Millionaire Reacts: Living On $38K A Year In Charlotte, NC | Millennial Money

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  • čas přidán 2. 07. 2024
  • Today we’re reacting to CNBC Make it: Millennial Money | Living On $38K A Year In Charlotte, NC - Enjoy! Add me on Instagram: GPStephan
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Komentáře • 1,8K

  • @vijeykumar7429
    @vijeykumar7429 Před 4 lety +1422

    Why people watch his videos:
    10% for financial advice
    90% because of how amusing it is to watch him get so worked up over other people's spendings!

    • @ld8503
      @ld8503 Před 4 lety +2

      Vijey Kumar 🤣🤣

    • @bryanfeliciano4102
      @bryanfeliciano4102 Před 4 lety +1

      I live for it XD

    • @scubapika5150
      @scubapika5150 Před 4 lety +3

      It makes me laugh so hard. I love watching him freak out over what people spend money on. It makes me happy.

    • @katy3901
      @katy3901 Před 4 lety

      Yes!! Also, it's a great combination of that and self-assurance for me, because I think of myself as quite smart with money. Like, I'm sure he'd still find something to get very annoyed at me for, but I think I could justify every purchase I make.

    • @peaches3196
      @peaches3196 Před 3 lety +1

      Or it could be both

  • @AminiumMusics
    @AminiumMusics Před 4 lety +435

    Graham you should go and start a company called 30 cent iced coffee and keep that sweet 10 cent profit ahah!

    • @D1GItAL_CVTS
      @D1GItAL_CVTS Před 3 lety +12

      Nah, start a company called 20 cent iced coffee, and sell it for $4.97

    • @Coeus9048
      @Coeus9048 Před 3 lety +1

      @@D1GItAL_CVTS Ah yes

  • @elmateo77
    @elmateo77 Před 4 lety +561

    "It's not about making money."
    Graham: "THAT'S NOT HOW YOU RUN A BUSINESS!!!"
    That was great :P

    • @sabrini13
      @sabrini13 Před 4 lety +4

      I watched it at 1.5 speed and it was hilarious hearing him say that lol

    • @breakfastatkimberleys
      @breakfastatkimberleys Před 3 lety +2

      I read your comment at the exact moment Graham screamed that at his laptop 😂 Too funny

  • @Boltazzes
    @Boltazzes Před 4 lety +522

    Her : I went to Charlotte and couch surfed
    Graham: rent in New York is expensive

    • @heatherjournagan3300
      @heatherjournagan3300 Před 4 lety +20

      lol I noticed that as well.

    • @NickFaulkner
      @NickFaulkner Před 4 lety +18

      Okay, I'm glad I'm not the only one who heard that.

    • @WoWKoest
      @WoWKoest Před 4 lety +5

      I had to rewind to be sure lmao

    • @ghineskygonzalez7541
      @ghineskygonzalez7541 Před 3 lety +6

      He probably read NYC instead of NC

    • @gavinallen540
      @gavinallen540 Před 3 lety +12

      @@ghineskygonzalez7541 in the original video, she mentions NYC right beforehand, graham just cut it out

  • @candy2325
    @candy2325 Před 4 lety +429

    I started budgeting three months ago and now I’m addicted . I treat it like a game. Every time I see the numbers go down in my debt I get this crazy high and wanna keep going. I have one more payment for my credit card and I’m done with those. I check my bank account everyday and always planning on what to spend for my cash envelopes lol.
    That girl is crazy spending $600 on organic food. I literally buy lentils, jasmine rice, coconut milk, spinach, etc for stupid cheap a week! Under $30

    • @lookafterthepennies9835
      @lookafterthepennies9835 Před 4 lety +7

      Candice Dodd cash envelopes are the best 🙌🏻

    • @pinkstrad
      @pinkstrad Před 4 lety +5

      I recently started using an app called Daily Budget. I set a weekly spend budget and it shows me what my allotment is each day. If I overspend, my daily balance is negative and when it resets the next day my budget is lower. If i have a no-spend day, the following day’s available balance is higher. It really works for me because it makes it a bit like a game and makes me more aware of my spending since I have to enter every expense myself.

    • @candy2325
      @candy2325 Před 3 lety

      @@styxhisdicksahammerdyxdyxd8467 yea at the time I posted that comment I was spending such a small amount of money but I have increased it to $60-$75 which was way more realistic lol

    • @TheRobojay
      @TheRobojay Před 2 lety

      wow I spend well over $100 a week in food. $30 is so little. Not sure if I want to change that though. I like eating well and buying quality food. almost all my expenses are rent and food though. They are almost the same and I spend almost nothing aside from that so I'm able to save a lot.

  • @JJJJSF
    @JJJJSF Před 4 lety +1304

    Don’t lie Graham, we know you check you Mint account at night because it’s off peak time!

    • @darkstar9844
      @darkstar9844 Před 4 lety +90

      That's the part that gets him even more excited

    • @allamasadi7970
      @allamasadi7970 Před 4 lety +13

      😂😂

    • @kalo0806
      @kalo0806 Před 4 lety +9

      Totally chuckled

    • @mylesgray3470
      @mylesgray3470 Před 4 lety +40

      No worries, he runs off the laptop battery during the day and recharges overnight!

    • @manictiger
      @manictiger Před 4 lety +17

      Remember to bulk buy old coffee right after a new harvest season has passed. It might be half a year or even a year old, but you'll be able to drop the iced coffee down to 15 or even 10 cents!

  • @carylhalfwassen8555
    @carylhalfwassen8555 Před 4 lety +66

    The young lady should have tried to be hired as manager of coffee shop to get really acquainted with what is needed to be profitable.

  • @imjustagirl60
    @imjustagirl60 Před 4 lety +241

    Why is he getting so upset that she’s not making a profit? She’s not making a profit because people are listening to you and making 20 cent coffee at home! This is what you wanted!

    • @zoe-bt4bq
      @zoe-bt4bq Před 4 lety +36

      Thats so true. Like he said, conflict of interest

    • @La_sagne
      @La_sagne Před 3 lety +8

      then she shouldnt do the business. if the market isnt there

    • @marilynm3551
      @marilynm3551 Před 2 lety

      Hahaha 🤣

  • @DanielIles
    @DanielIles Před 4 lety +758

    I am not even subbed to CNBC anymore because I know I will see the best of their content on this channel anyways

    • @myopinions1
      @myopinions1 Před 4 lety +1

      Rotfl

    • @myopinions1
      @myopinions1 Před 4 lety

      I just skip millennial money.

    • @paolaobispo8793
      @paolaobispo8793 Před 4 lety +4

      I used to watch the original as well. I wonder if all of these reaction videos are going to ever run into copyright issues.

    • @pawsnotclaws2772
      @pawsnotclaws2772 Před 4 lety

      Daniel Iles - Small Business lol ikr

    • @lushpapaya9932
      @lushpapaya9932 Před 4 lety +1

      @@paolaobispo8793 Its under fair use

  • @lifebeingcherry
    @lifebeingcherry Před 4 lety +452

    Rice and Beans are cheap! Being vegan is only expensive if you make it expensive. Same with any other diet... For 2 people I spent $55 for the week on groceries. It wasn't organic and almost all of it was whole food. Organic and eating out is what's killing her food budget.

    • @lifebeingcherry
      @lifebeingcherry Před 4 lety +19

      @@contentlyshane Some organic foods are worth it if you can afford it like the dirty dozen. Buying local conventional foods can be just as healthy and cheaper also. They didn't give specifics in the video of what she was buying or where she eats out. I think my point is no matter what diet/lifestyle you follow it can be as cheap or expensive as you make it.

    • @jeppep95
      @jeppep95 Před 4 lety +9

      how long will you last on only rice and beans?

    • @shahfinancialsapeur2693
      @shahfinancialsapeur2693 Před 4 lety +2

      Tell them again! By eating vegan, you supposed to be saving so much money, why would anybody pay more for eating less?

    • @kierstonclymer7432
      @kierstonclymer7432 Před 4 lety +10

      jeppep95 all he was saying is that it’s one of the cheapest meals you can make but there are a variety of cheap healthy vegan meals you can make in a week under $20

    • @SGast
      @SGast Před 4 lety +13

      @@jeppep95 Add in some vegetables, fruits and nuts and seeds and you have a pretty healthy diet that a lot of people eat in poorer countries when they cannot afford meat and fish to substitute it. No one will literally only eat rice and beans but they can be a great way to get the bulk of your calories.

  • @robertlemonsjr
    @robertlemonsjr Před 4 lety +40

    I finally found you. I have been confused in the Millennial Money comments for months now. Explains a lot.

  • @poloBMS
    @poloBMS Před 4 lety +455

    You should name your coffee company “gram for gram“.

  • @CharMeezy21
    @CharMeezy21 Před 4 lety +373

    B.S. on vegan being the reason she is spending 600 a month on food. I am vegan and spend about 120-150 a month on food. She need to buy some whole plant foods and cook at home. Don’t buy prepackaged vegan options, just make it yourself. And don’t shop at Whole Foods, other grocery stores sell organic produce as well

    • @siimmy14
      @siimmy14 Před 4 lety +10

      CharMeezy21 I spend less than 100 a week for both my husband and I. We started as junk food vegans but learned to eat healthy. I cook a lot from scratch and meal prep. I know that not everybody has time / skills for it but I find it hella fun

    • @nikkinoos82
      @nikkinoos82 Před 4 lety

      I just found out what a junk food vegan is. I just started the Mediterranean diet and decided I didn't want dairy or gluten either in my new way of eating. I've been purchasing a lot of gardein products & such. I still feel like I'm eating junk food

    • @fregger74
      @fregger74 Před 4 lety +2

      So true, me and my gf together spend like 100€ a week on food as vegans. It's actually alot cheaper than eating meat when you just buy whole plant foods

    • @XTrumpet63X
      @XTrumpet63X Před 4 lety +6

      Organic doesn't have anything to do with being vegan though, does it?

    • @nikkinoos82
      @nikkinoos82 Před 4 lety

      ty for the suggestion, I'll check him out.

  • @em4672
    @em4672 Před 4 lety +427

    I'm vegan and even eating 75% organic I only spend about $200 a month on food. She is not spending that money because shes vegan. I honestly dont even know what someone would have to be buying to spend that much on food in one month. She must be eating out every day.

    • @shahfinancialsapeur2693
      @shahfinancialsapeur2693 Před 4 lety +39

      Seems about right. $600 sounds like eating out.

    • @racpatrice
      @racpatrice Před 4 lety +2

      Are you from the same area she is? Could it be that food from her area is more expensive than yours?

    • @SmolaniAshki
      @SmolaniAshki Před 4 lety +22

      Jesus Christ is Lord it’s North Carolina, like NYC and California are way more expensive

    • @elexust730
      @elexust730 Před 4 lety +6

      Jesus Christ is Lord NC is not expensive

    • @zacht9805
      @zacht9805 Před 4 lety +11

      Lol right? I can eat vegan at chipotle every day of the month and still only spend 300 bucks. How do you spend 20 bucks a day on food while eating at home at all?

  • @butterflyinflight85
    @butterflyinflight85 Před 4 lety +126

    There's a big difference between spending $4-$6 everyday and going out occasionally for coffee with friends. Even if you spend $6 once a week. that's still not that bad. It's only when it's several times a week that it's an issue.

    • @jacksonhall5725
      @jacksonhall5725 Před 4 lety +10

      Yes, I spend a day a week at a coffee shop on weekends because I don't work productively from home. I spend $5-6 on coffee once a week and I consider it as not just a cup of coffee but a place to be

    • @MK-is4xm
      @MK-is4xm Před 4 lety +1

      Who in their right mind spends that much on coffee?

    • @jacksonhall5725
      @jacksonhall5725 Před 4 lety +20

      @@MK-is4xm I would never pay that much for a to-go coffee. I grab my drink, sit down, and bang out four hours of chemistry labs. I'm paying for a space to work, to charge my laptop, and to exist in a productive space outside of my bedroom and the overcrowded campus library. It's a good ritual and I'm willing to drop a few bucks once a week. For the other days, when I'm making my chai or my decaf on the way out the door in the morning, I'm spending 20-25 cents for a 20oz thermos full

    • @katy3901
      @katy3901 Před 4 lety +2

      @@jacksonhall5725 Totally agree. I'm at uni too, and when I'm writing at weekends I go to a small cafe quite close to campus. The music is perfect, it's calm, and it makes "fogs"; steamed milk with a teabag and some flavouring. It's the best £3 I spend all week, and often my friends are behind the till.

  • @amytorres9573
    @amytorres9573 Před 4 lety +131

    Graham should make a video about college students and how to budget and invest. I am struggling.

    • @carylhalfwassen8555
      @carylhalfwassen8555 Před 4 lety +5

      Double the recommendation for Dave Ramsey for the simplicity of implementation and the constant encouragement for challenged indebted viewers/listeners.

    • @dandotvid
      @dandotvid Před 4 lety

      You went to college, there's your problem. ;) Kidding, if you're going for something you're passionate about then the investment is worth it.

  • @MeladVlogs
    @MeladVlogs Před 4 lety +371

    “If you’re going to spend money on something have it be your health”... hasn’t bought a vegetable in years 😂😂

  • @TheOneKnownAsTheGoat1234
    @TheOneKnownAsTheGoat1234 Před 4 lety +363

    I just live for the way Graham says Millenial Money 😂

    • @tommymack3210
      @tommymack3210 Před 4 lety +3

      love

    • @usagui5903
      @usagui5903 Před 4 lety +1

      Me too 😂

    • @mrspartan671
      @mrspartan671 Před 4 lety +3

      Rebecca Osei LITERALLY WAS THINKING THE SAME THING. I NEED HIM SAYING THAT AS A RINGTONE

    • @hdinnora
      @hdinnora Před 4 lety +1

      So funny considering he is a Millennial!

    • @_brandonTV
      @_brandonTV Před 4 lety +1

      This is definitely facts.

  • @mr.casual2304
    @mr.casual2304 Před 4 lety +141

    "Health is important"
    Graham ~ proceeds to buy the cheapest food humanely possible with God knows what inside.

    • @analogueapples
      @analogueapples Před 4 lety +9

      I thought the same thing, eating trash just generates huge hospital bills.

  • @alextruss
    @alextruss Před 4 lety +106

    Why did he say “New York’s an expensive city” when she lives in “Charlotte NC”.

    • @charliee4287
      @charliee4287 Před 3 lety +9

      I think she moved from New York

    • @orlafennelly7112
      @orlafennelly7112 Před 3 lety +1

      In the original video she said she couldn’t move to nyc Bc of the HCOL. She moved from Florida.

  • @maylammarie
    @maylammarie Před 4 lety +2001

    It is not expensive to be vegan, but it definitely CAN be.

    • @hottea1
      @hottea1 Před 4 lety +56

      Mayla facts

    • @tomd8019
      @tomd8019 Před 4 lety +152

      Right? I eat vegan and spend $100/mo on food.

    • @shahfinancialsapeur2693
      @shahfinancialsapeur2693 Před 4 lety +69

      @@tomd8019 Same here! I do NOT spend a lot of money on food. I cook faster, eat healthier, and save way more..

    • @angierose1143
      @angierose1143 Před 4 lety +123

      It can also be expensive to eat meat if you eat steaks every night. If you budget it right vegan can actually be cheaper

    • @Torischannel1
      @Torischannel1 Před 4 lety +60

      I'm vegan and I shop a kroger for about 70 bucks a month.

  • @mecheckraise
    @mecheckraise Před 4 lety +514

    She can spend hundreds for tattoos but health insurance is not affordable. Yikes, Yikes, and triple Yikes!!!

    • @dindog22
      @dindog22 Před 4 lety +30

      tattoos aren't cheap that's for sure

    • @Framlii
      @Framlii Před 4 lety +9

      I hope not but... wait when she going to get very sick and haa to pay 100k for treatment.... or gets pregnant. Bye bye 10k

    • @sarahjarrett8004
      @sarahjarrett8004 Před 4 lety +13

      @@Framlii As a woman who intends to have kids in the future this was my first thought! How do you even begin to pay for those costs without insurance

    • @shsltruecrimeenthusiast571
      @shsltruecrimeenthusiast571 Před 4 lety +11

      @@sarahjarrett8004 She can get government assistance if she becomes pregnant. She just needs to get to a clinic to get an "official" pregnancy test done and send the documentation to Medicaid. Her income is about 5700 dollars too high to qualify, but considering her coffee business is costing her money instead of making her money, she may be able to state a lower income, and she'll have to tell them she's a single mom so her boyfriend's income isn't included.

    • @laelakarimi
      @laelakarimi Před 4 lety +17

      Not everyone wants children.

  • @mg2619
    @mg2619 Před 4 lety +48

    The only reason I get anxiety from making a budget is to see how little income I make to cover all essential expenses!

    • @izzie.bellie
      @izzie.bellie Před 3 lety +2

      Find the blessings in that. You are able to cover all of your expenses:D and also save the rest you have, it will add up. Good luck on your financial journey! 💕

    • @walkermorales337
      @walkermorales337 Před 3 lety

      Depending on your situation there are ways to decrease expenses. Caffeine pills are cheaper than coffee you can make at home, having roommates can decrease rent prices, and only buying stuff at groceries stores that are either already cheap or on sale can save in food expenses.

  • @christineloader1835
    @christineloader1835 Před 4 lety +41

    graham: one pro of living longer is you can make more money 😂

  • @NeshaNichellee
    @NeshaNichellee Před 4 lety +560

    I spend 100$ on food and it’s vegan 😭 some people just don’t know how to shop

    • @WithLoveBrianna13
      @WithLoveBrianna13 Před 4 lety +30

      Nesha Carter exactly I’m not fully vegan but I do buy vegan products and try as much as I can to stay away from dairy. Mostly just pescatarian but I just went grocery shopping for the week and only spent $63.00... that’s breakfast lunch and dinner for 6 days! I meal plan and don’t eat out all week! $600 is ridiculous

    • @PrettyLuckie
      @PrettyLuckie Před 4 lety +31

      Seriously! They should NOT be buying substitutes all the time. Also, I personally find organic food a rip off and even worse for the environment. Lentils are like a buck a pound.

    • @ilikestew5719
      @ilikestew5719 Před 4 lety +1

      Maybd it's a lot more expensive?

    • @geoffreywoodland1672
      @geoffreywoodland1672 Před 4 lety +14

      The meat substitutes do add up. I’m trying the meat subs twice a week and beans, sweet potatoes, etc the rest of the week. You can get lentils, rice, potatoes mad cheap

    • @geoffreywoodland1672
      @geoffreywoodland1672 Před 4 lety +8

      PrettyLuckie organic is a rip off on some fruits and veg. Berries should def be organic but folks need to research items where organic is not essential

  • @lukeholland8083
    @lukeholland8083 Před 4 lety +147

    Graham: Enjoys the social aspect of getting coffee
    At the coffee shop,
    Graham: brings a flask with his 20c iced coffee.

    • @carultch
      @carultch Před 4 lety

      I just read your comment in Brian Griffin's voice.

  • @aleks6244
    @aleks6244 Před 4 lety +29

    2 Vegans can live on $600 grocery bill while going out to eat/drink once a week (from my experience) . Makes me wonder what she’s eating lol

  • @leelowe1
    @leelowe1 Před 4 lety +13

    I'm curious to hear an update on this young lady. I agree 100% that no matter what, you have to have health insurance (even if its crappy) and an emergency fund. Money is not life but you have to realize that money provides access.

  • @leasttoxicreyna
    @leasttoxicreyna Před 4 lety +295

    Guys, go watch the original Millenial Money episodes, so they get more views and CNBC posts them more often! Like so others can see

  • @ryanszczecinski9276
    @ryanszczecinski9276 Před 4 lety +396

    React to joma tech's "how I spend my 250k software engineering salary"

  • @yilbertogomez8451
    @yilbertogomez8451 Před 4 lety +18

    “That’s why I’m not vegan. I don’t want to be gouged” yeah that’s the reason.

  • @tokiobabe99
    @tokiobabe99 Před 4 lety +2

    Gotta say I LOVE that you bought this girl's coffee even though you're talking about her "Millennial Money" episode on your door. That's really cool that you still support her trying to create her business.

  • @kotamundaca3398
    @kotamundaca3398 Před 4 lety +285

    Actually eating vegan at home is cheaper.... just sayin, i’m not vegan myself but i try to eat plant based as much as i can and it’s cheaper for me. And I’m not starving myself or eating salads all day.... it’s just budgeting, graham...

    • @zacht9805
      @zacht9805 Před 4 lety +20

      They spend so much on food by choice for sure, beans and rice are the cheapest foods out there and a block of tofu is 2 bucks

    • @Anna-lw5hj
      @Anna-lw5hj Před 4 lety +28

      It's only the "vegan meat" and the "vegan cheese" that are so expensive. Pasta, rice, beans, grains and vegetables are cheap.

    • @kittycoutourxxx2706
      @kittycoutourxxx2706 Před 4 lety +14

      Vegan diets are normal diets without meat. That should be cheaper

    • @lttlod1
      @lttlod1 Před 4 lety +4

      Exactly! I do the same thing and I've noticed that my groceries last longer, are less expensive and I eat well. I don't buy too many of the fake meats and cheeses though.

    • @delevator8755
      @delevator8755 Před 4 lety +14

      Most people who know nothing about eating plant based think it's exorbitantly expensive.

  • @chrisglaze1410
    @chrisglaze1410 Před 4 lety +118

    Graham I just finished your CZcams creator studio course and loved it! I’m going to sacrifice trying to get top comment today and give you some feedback on your course. There were a few things that I thought of that you might want to consider adding: Hashtags, Adding closed captions for the algorithm, Should you watch your own vids, and creating an S-Corp for monetization. All in all though it was almost flawless and I really did feel like I got to know you on a more personal level. Thanks!

    • @TheBeefyBoy100
      @TheBeefyBoy100 Před 4 lety +6

      Looked at your channel. Thumbnails and titles look really good.

    • @chrisglaze1410
      @chrisglaze1410 Před 4 lety +2

      Thanks Griffin! I always put them next to a list of them to make sure they stand out

  • @shaunohara284
    @shaunohara284 Před 4 lety +2

    This video is so pure! When he bought her coffee at the end I nearly shed a tear y’all 😭

  • @mariwinward
    @mariwinward Před 4 lety

    I really like watching your reaction to these and the glamour videos. I’m currently on a binge and you’re giving some really great advice. It’s very motivating. I’ve already gone through my bank statement trying to narrow down monthly costs that I can reduce and cut and am excited to continue binging the rest of your videos and seeing where this financial journey takes me!

  • @melysadeon1739
    @melysadeon1739 Před 4 lety +83

    Being Vegan is much cheaper than a regular diet if you eat "whole foods" , dont eat a lot of processed/ boxed items. Trader Joes, Aldi, and farmers markets are the best for organic and prices.

  • @clANAnett
    @clANAnett Před 4 lety +75

    Graham, she lives in North Carolina, not New York 😂
    you need more coffee, pour up!! ☕️

  • @LuisReyes-uy5hk
    @LuisReyes-uy5hk Před 4 lety +19

    Your face when she said “ I’m not making a profit” dying 😂😂😂

  • @mohnjayer
    @mohnjayer Před 4 lety +119

    “My dumb friends have school debt but I’m smart because I have a different kind of debt.”
    -this girl

    • @michellepaul8514
      @michellepaul8514 Před 3 lety +4

      She’s right though. Their debit is a lot more than hers and in the long run most people are more successful with starting a business than just getting a college degree and working a normal job.

    • @poipoi63
      @poipoi63 Před 3 lety +24

      @@michellepaul8514 Except she has credit card debt, which has hecking high interest, while student loan interest rates are actually pretty low. And based on the way she's going, she's probably planning to put 3 more years of business expenses on her credit card, which is going to make her debt balloon to ginormous proportions.

    • @MegaJohnnycage
      @MegaJohnnycage Před 3 lety +6

      Right her parents clearly paying for everything for this girl, even paying for her to do her little coffee hobby instead of actually working a job. Living in a fantasy land this girl.

  • @matthewalvarado175
    @matthewalvarado175 Před 4 lety +167

    You can be vegan and eat cheaper than meateaters! It all depends on how you do it. I've been vegan for two years and never spend money on the expensive fake meats or specialty restaurants. I spend only $200/month on fruits and vegetables.

    • @lindseyvelveeta2156
      @lindseyvelveeta2156 Před 4 lety +4

      Because vegans eat slave grain food

    • @Framlii
      @Framlii Před 4 lety +2

      I spend 200 dollars monthly... for ....two vegetarians...and we buy "fake meals".

    • @matthewalvarado175
      @matthewalvarado175 Před 4 lety +8

      Lindsey Velveeta there’s more “slave food” in animal agriculture than plant agriculture

    • @casperch
      @casperch Před 4 lety +7

      Slave grain food? Really? Does your food choices make you so insecure you have to allude that vegans are eating slave food?

    • @DrShonto
      @DrShonto Před 4 lety +1

      @ Framlii…you’ll be nutrient deficient over time, for sure!!!

  • @Beastmode1234567able
    @Beastmode1234567able Před 4 lety +109

    Getting anxiety while budgeting is like checking the scale during your diet. You only get scared because you know you cheated.

    • @verybadminimalist8446
      @verybadminimalist8446 Před 4 lety +4

      damian Regalado not always... I get nervous looking at my credit card statement e.g. I just made $500 purchase that will be reimbursed by my employer and $400 clothing order that I will return 80% of... but they still reflect on my statement right now and it freaks me out lol

  • @monicamccue6483
    @monicamccue6483 Před 4 lety +2

    That was so nice of you to support her business :)

  • @rajusenthilkumar2137
    @rajusenthilkumar2137 Před 4 lety +18

    GRAHAM, you have to collaborate on a video with Matt D'Avella, as you're both in the list of my favourite youtubers and you should also discuss minimalism along with Matt's view on debt!!

  • @rachel107511
    @rachel107511 Před 4 lety +48

    Vegan food is super cheap to make. It's when you buy the processed crap when it gets expensive. Making lentils, beans and chickpeas the protein saves so much when you cook from home.
    I'm not vegan, but I meal prep my work lunches and meals at home vegan. It allows me to eat out more frequently and still make my food budget under 10% of my net.

  • @TheAkwardOreo
    @TheAkwardOreo Před 4 lety +86

    Graham: Someone must be listening to me
    Also Graham: *literally has microphones and a camera in the room*

    • @solascripturaPR1517
      @solascripturaPR1517 Před 4 lety

      Oh........no........!!!!!!!!
      #PrivacyAct

    • @tylerrook4204
      @tylerrook4204 Před 4 lety +4

      Plot Twist: Graham doesn't actually know that he has is uploading these to CZcams, these are just videos of him talking to himself in his garage

  • @serenitybarry4679
    @serenitybarry4679 Před 4 lety +2

    My heart melted when he bought her coffee 😍 how sweet!!! He's such a good guy honestly

  • @Olialiv
    @Olialiv Před 4 lety

    I can't get enough of your vids!!! Really good and informative!

  • @nateray6190
    @nateray6190 Před 4 lety +70

    Graham: How do you spend $600 on food?!
    Me: you’ve obviously never had the munchies

    • @autohelix
      @autohelix Před 4 lety +5

      I fully agree with you. I could spend $600 on sandwiches at a grocery store. Finally someone gets it.

  • @erinconnelly4655
    @erinconnelly4655 Před 4 lety +97

    If you only buy the processed vegan food, it's going to be expensive. But a lot of food is accidentally vegan and not that expensive at all.

    • @mphomolapo1562
      @mphomolapo1562 Před 4 lety +10

      Homecooking is where it's at! That's how we've been killing our credit cards & losing weight 👛🍩💁😜

    • @cuddlyarmadillo1306
      @cuddlyarmadillo1306 Před 4 lety +5

      Bean it up baby

  • @monipl9095
    @monipl9095 Před 4 lety +7

    ‘Sitting here just roasting her’ lol 🤣☕️
    You’re so nice for supporting her business, I don’t think I have it in me to pay that much for shipping lol 😂 May the force be with her ✊🏼

    • @wolfofdubai
      @wolfofdubai Před 4 lety

      Moni Pl it’s great and push for her business. I am vlogging Finance (Daily Vlogs!) on my channel if you are looking for value content 🎥

  • @alexandraromanova369
    @alexandraromanova369 Před 4 lety +101

    Beans are x4 cheaper than meat per gram of protein

    • @ShinkuGouki
      @ShinkuGouki Před 3 lety +11

      Cool beans

    • @La_sagne
      @La_sagne Před 3 lety +1

      beans n rice, rice n beans

    • @isabellapalacio4631
      @isabellapalacio4631 Před 3 lety

      Yepp but when it comes to the junky stuff it’s a lot more expensive for us vegans - so in ways being vegan and broke legit forces u to be healthy cus who has money for impossible burgers

    • @cameronfrench1029
      @cameronfrench1029 Před 3 lety

      You are absolutely right. It's too bad so many Vegans go for the expensive meat substitutes instead of cooking on their own which is always going to be cheaper regardless of diet.

  • @KITTYKITTYBO
    @KITTYKITTYBO Před 4 lety +100

    Vegan couple here- $125/month- it can be done.... of course we could spend more if we weren't budgeting with a purpose. We're not going out to eat all the time and not buying the high-end vegan products. There are plenty of vegan foods that are not marketed as such. Please don't let that $600 a month discourage anyone LOL

    • @casualdrifter5226
      @casualdrifter5226 Před 4 lety

      KITTYKITTYBO how.? I

    • @KITTYKITTYBO
      @KITTYKITTYBO Před 4 lety +7

      Casual Drifter I meal plan, we have an Aldi and Walmart... meal planning is the key. And not buying a lot of expensive meat replacements. Search CZcams for cheap vegan meals, you'll find a lot. Take Care!

  • @andrewkaplanc
    @andrewkaplanc Před 4 lety +82

    She doesn't live in New York, she lives in Charlotte. I'm not sure about rents there but I would think 530 per month is still good but more normal
    EDIT: she does split the rent with her boyfriend

    • @WithLoveBrianna13
      @WithLoveBrianna13 Před 4 lety +7

      Andrew Kaplan $530 a month is cheap! I live in Charlotte and I pay $1300 for a one bedroom.

    • @condeni
      @condeni Před 4 lety +5

      She pays half of the rent, and her boyfriend
      The other half. Watch the original CNB VÍDEO

    • @Vincetagram
      @Vincetagram Před 4 lety +2

      I live in columbia about an hour away, yeah thats super cheap

    • @andrewkaplanc
      @andrewkaplanc Před 4 lety +1

      @@WithLoveBrianna13 she splits the rent with bf

    • @shahfinancialsapeur2693
      @shahfinancialsapeur2693 Před 4 lety

      @@WithLoveBrianna13 Yikes! That's not too far off from renting a room in NYC.

  • @bumblebee6825
    @bumblebee6825 Před 4 lety +1

    It takes a long time for small local business to become profitable enough to take a paycheck. I'm a small business owner who bootstrapped into it. 3 months in the business became profitable, but reinvesting to continue the growth is a must. This is why its sooo important to support small local business over chains. Small business really are the life blood of cities. They typically look for the cheapest rents placing them in areas that haven't yet gentrified. This draws more ppl and business to the areas which breathes new life. Please support small local first.

  • @MegaJohnnycage
    @MegaJohnnycage Před 3 lety +18

    The life of the upper class. There's the line "I get help from my family", so she is being subsidized to do a hobby instead of a job. She does not have a job, she has a hobby, get a job and do the coffee as a side hustle.

  • @meganrosbury3504
    @meganrosbury3504 Před 4 lety +44

    Vegan does not have to be expensive!!! Vegan staples like beans, rice, lentils, and frozen peas are literally so cheap. It’s the unnecessary mock meats that make people think it’s expensive. Avoid processed foods and cook yourself!

    • @Warriorette12
      @Warriorette12 Před 4 lety +5

      M R I really hope you’re not cooking yourself. Self-cannibalism is not necessary.

    • @justalittlebitmo
      @justalittlebitmo Před 4 lety

      Buying tons of nuts and avocados can make it more expensive. Personal experience haha

    • @justalittlebitmo
      @justalittlebitmo Před 4 lety

      But you're exactly right. It doesn't have to be pricey

  • @makaylasmith4235
    @makaylasmith4235 Před 4 lety +31

    12:35
    Graham: “keeping a business lean is so important to making a profit”
    Her: “Im not profiting from my business”

  • @quadri87
    @quadri87 Před 4 lety

    I so love reading comments on every published videos you do. That is the second reason why I love your channel. My first reason is the contents you produce. Take care of yourself!

  • @drchtct
    @drchtct Před 4 lety +87

    Graham: "WHY WOULD YOU NEED 25K TO START A COFFEE SHOP?"
    Graham 1 minute later: "Setting up a COFFEE SHOP IS SOOOOO EXPENSIVE!"

  • @angierose1143
    @angierose1143 Před 4 lety +88

    Lol review going vegan for a month and see how cheap you can be vegan.

  • @trevor4533
    @trevor4533 Před 4 lety +35

    "Why does she need $25,000 to start a coffee roasting business?".
    Turns out commercial grade coffee roasters are kinda expensive.

  • @CarlosRodriguez-yd5fv
    @CarlosRodriguez-yd5fv Před 4 lety

    I literally just watched a 30 minute ad and it was worth it. Lots of great info. And hope it helps your ad revenue.

  • @aileencrane7700
    @aileencrane7700 Před 4 lety +9

    Graham I’d love to see you review some family budgets. I love the millennial money episodes but I’d also love to see what an average family of 3 or 4 spends their money on every month.

  • @zacht9805
    @zacht9805 Před 4 lety +29

    Vegan isn't expensive by any means, unless you just have to have the expensive mock meats, I eat at taco bell for lunch for 2 bucks, I probably spend like 6-8 bucks a day on food.

  • @bballsniper
    @bballsniper Před 4 lety +36

    I want a series where Graham judges/commentates on my budget

  • @ashleydancer05
    @ashleydancer05 Před 4 lety

    You and Matt are two of my favorite channels. I was so happy when you said you like his channel.

  • @susanas1012
    @susanas1012 Před 4 lety

    I found you Chanel today in the morning around 9 am it abut 7:40 p.m love and hate hoy you have open my ayes
    Looking forward on learning more

  • @sierrabird2460
    @sierrabird2460 Před 4 lety +16

    Two adults and a one year old. Similar income 300-400 including household items like soap, diapers, wipes, shampoo. At the grocery store.

  • @UnplayedGaming
    @UnplayedGaming Před 4 lety +106

    Vegan foods are less expensive than meat and dairy. She's just eating out every day on that budget

    • @carultch
      @carultch Před 4 lety +10

      Vegan foods are expensive if you buy what is specifically marketed to vegans. If instead you buy what is marketed to people in general, it can be cheap.

    • @bsarioz
      @bsarioz Před 4 lety +3

      @@carultch Usually but not necessarily. You can get soy based chorizo, extra firm tofu, black bean burger for cheaper at TJs than their non plant based alternatives.
      And of course, grains, beans, vegetables, fruits all cheap unless organic. But don't even look at the prices of organic meat.

  • @InvestingEducation
    @InvestingEducation Před 4 lety

    Great info

  • @lydiaduncan712
    @lydiaduncan712 Před 4 lety

    I’ve been waiting for this post for two days!

    • @lydiaduncan712
      @lydiaduncan712 Před 4 lety

      It has arrived 😁

    • @wolfofdubai
      @wolfofdubai Před 4 lety

      Lydia Duncan me too! I actually enjoy this more than the original. I am vlogging Finance (Daily Vlogs!) on my channel if you are looking for value content 🎥

  • @sophiemcfarland6754
    @sophiemcfarland6754 Před 4 lety +13

    That was really sweet of you to order her coffee. My gosh, I really hope she responds.

  • @jackkaczmarski
    @jackkaczmarski Před 4 lety +14

    Watching videos on the Graham Stephan channel, only for a Graham Stephan Show notification to pop up. I feel spoiled with good content.

  • @OverseerDan
    @OverseerDan Před 4 lety +1

    "...and late at night I go onto my computer and go onto incognito mode..." I didn't expect the follow up. Good job at giving me a laugh!

  • @sergiorosiquecaldas231

    I love you and your "Millonaire Reacts" videos. Lets go!

  • @wdwgirl9206
    @wdwgirl9206 Před 4 lety +21

    So Graham has been looking into how expensive weddings are...😜

  • @Chipayon
    @Chipayon Před 4 lety +47

    Who wants a Graham x Matt D’Avella x Thomas Frank collab? 🙋‍♀️

  • @texaspoontappa1239
    @texaspoontappa1239 Před 3 lety +5

    The way his face lit up when he saw the iced coffee was priceless😂

  • @Joko-42
    @Joko-42 Před 3 lety

    Nice that you support her. Youre a good guy 😊

  • @NickPeitsch
    @NickPeitsch Před 4 lety +15

    Noticed this Millenial Money video a few hours ago and thought “hmm.. I think Graham is DEFINITELY gonna make a video” 😂
    Solid job.

  • @caseyj1144
    @caseyj1144 Před 4 lety +44

    It’s so weird- vegan food is so much cheaper if you don’t buy snack foods, just cut out the meat and oats/beans/quinoa/flaxseeds/veggies are all crazy cheap. Kale chips-not cheap at the store- kale-cheap at the store. Not a vegan problem but a purchasing problem

  • @fatimahalsalahi6499
    @fatimahalsalahi6499 Před 4 lety +8

    When your food budget is higher than your rent, there is a problem there!

  •  Před 4 lety +1

    I love when youtube worlds collide to each other and my favorite youtubers are mentioned. Its such a amazing moment like when Graham mention Matt Davella channel. Its happenig on youtube only for me and I love it 🙂

  • @justinlaos3147
    @justinlaos3147 Před 4 lety +17

    I liked just because you bought her coffee! Cool thing to do 👍🏼

  • @briwelch712
    @briwelch712 Před 4 lety +9

    Can we have a series where viewers submit their budgets to Graham, so that he can roast us when we're being stupid?

  • @mbparina2589
    @mbparina2589 Před 4 lety

    I just love the flip the table moments with graham! LMAO his outrageous bursts of astonishments 😂😂😂👍👍👍

  • @zacharyshelton4918
    @zacharyshelton4918 Před 4 lety +1

    Haha yes! I always enjoy watching your content! Great stuff as usual!

  • @ccccccchhhhhh808
    @ccccccchhhhhh808 Před 4 lety +3

    Im so glad you mentioned the gym investment. People also should look around. My gym had this deal where if you put 1000 upfront you got 3 years, which is about$30 a month and it includes all the classes. Was a 70% discount.

  • @Carlos-sh6iu
    @Carlos-sh6iu Před 4 lety +12

    I get my iced coffee from work for $0
    😂

  • @IAmJeka
    @IAmJeka Před 4 lety

    AHHH I GET SO EXCITED WHEN YOU POST... WAIT FOR IT...
    MILLENNIAL MONEY

  • @bellajaid
    @bellajaid Před 4 lety

    Ooooh! Impulse buy! Thought you were suppose to wait a day! Just teasing, I love your show.

  • @RenoTrader
    @RenoTrader Před 4 lety +32

    when is the 20 cents dollar coffee going to inflate to 25 cents?

  • @Favorites7144
    @Favorites7144 Před 4 lety +9

    I’m going to start taking a shot everytime he says “20 cent iced coffee”.... I don’t think I’ll make it to the end of the video sober 😂

  • @michaelbuczko4967
    @michaelbuczko4967 Před 4 lety

    Hey Graham regarding your question about roasting coffee - no not all coffee is sourced by a few different importers. Every coffee taste different depending on it's variety, it's elevation level at were it's grown at (south & central American, Africa, Veitnam ect). After the coffee fruit is picked it can either be a natural processed coffee, a honey processed coffee, or a washed processed coffee. After that the coffee is shipped to a coffee roaster and it's up to them to roast it at the right level of roasting the inside and outside of the bean to bring out it's natural tasting notes.
    source: I'm a coffee roaster by trade.

  • @Zakerath
    @Zakerath Před 4 lety

    Budgeting is quite *relaxing* to me and even one of the most relaxing things I can do during my work breaks.
    During the day I may think too much and get anxious about meeting my goals, but running the numbers makes everything clear. Even if I'm doing something wrong, it is made clear to me what to do differently.

    • @wolfofdubai
      @wolfofdubai Před 4 lety

      Zakerath yes it’s fantastic and fun if you do it constantly! I am vlogging Finance (Daily Vlogs!) on my channel if you are looking for value content 🎥

  • @marabookstagram
    @marabookstagram Před 4 lety +7

    My budget gives me anxiety because daycare costs are so expensive! 😫

  • @Rissy617
    @Rissy617 Před 4 lety +6

    Cheap vegan foods: oatmeal, PB&J, rice and beans, home grown veggies, avocado toast (no eggs), and more! Lots of cheap options, just depends on what you choose to eat 😁

    • @ordinaryhuman5645
      @ordinaryhuman5645 Před 4 lety

      you can't eat PB&J because PB is cultural appropriation and cruel to peanuts

  • @Smiles_McGeee
    @Smiles_McGeee Před 4 lety +1

    8:00 One of my favorite youtubers talking about one of my favorite youtubers. The internet is awesome

  • @richardelchoness1057
    @richardelchoness1057 Před 4 lety

    I just subbed. I'm hooked on your channel