'If You Have A Right To A Loan, Don't You Have A Responsibility To Pay It Back?': McClain To Cardona

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  • čas přidán 6. 05. 2024
  • At today's House Education Committee hearing, Rep. Lisa McClain (R-MI) questioned Education Secretary Miguel Cardona about student loan forgiveness.
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Komentáře • 1,4K

  • @kelanders
    @kelanders Před 27 dny +366

    It’s not debt relief. It’s taking taxpayers dollars and paying off another persons debt. Wrong on every level.

    • @claudeloi
      @claudeloi Před 27 dny

      WOKE wants to buy vote.

    • @0397rb
      @0397rb Před 27 dny +5

      So your cool with the billions sent overseas .👌🏾

    • @jstoeck784
      @jstoeck784 Před 27 dny +26

      @@0397rb Those two ideas do not co-relate. Non-support for paying off college loans does not mean that you support sending money overseas. One does not equal the other.

    • @jamesjones7770
      @jamesjones7770 Před 27 dny +2

      But you're okay with everyone else discharging their debt thru bankruptcy at the taxpayers expense?

    • @nix4644
      @nix4644 Před 27 dny +23

      @@jamesjones7770 Just curious as to why you and other trolls on here think that if people are not happy about paying off other peoples college loans, that we are happy about bankruptcy and overseas aid. I didn't go to college, so explain that for me. Thanks.

  • @gooddoggy3257
    @gooddoggy3257 Před 27 dny +450

    Abolish the department of education.

    • @metube336
      @metube336 Před 27 dny +6

      I agree. And abolish the Senate for all the effect it has on these people. What a colossal waste of time. The Congress is totally IMPOTENT!

    • @biketech60
      @biketech60 Před 27 dny

      They barely educate along with their massive indoctrination in Socialist values . Just as with the CIA , they are no longer needed or affordable .

    • @melissaspurr7752
      @melissaspurr7752 Před 27 dny +8

      I agree. 78 BILLION dollar budget??? This dept was instituted by another outstanding president, Jimmy Carter.

    • @MrErpman
      @MrErpman Před 27 dny +1

      Diseducation

    • @alexsheppard2244
      @alexsheppard2244 Před 27 dny

      And?

  • @vel230
    @vel230 Před 27 dny +479

    They don't have a right to my tax payer money....I'd rather donate to a local vocational technical college.

    • @andrewczski1969
      @andrewczski1969 Před 27 dny +9

      At this point, it's the tax money of Americans who aren't even old enough to work, and not even born yet!

    • @walterpierce6061
      @walterpierce6061 Před 27 dny +2

      You don't pay any taxes.

    • @kylej7815
      @kylej7815 Před 27 dny +5

      And you’re ok with 260 billion to Ukraine.

    • @IAmTheRealBill
      @IAmTheRealBill Před 27 dny +4

      @@kylej7815 and what do you base this assumption of yours on? I'd call it an absurd assumption given that the people who opposed centralized power have significant overlap with the people who don't want their tax going overseas either. The most likely scenario is that the OP is opposed to both.

    • @kylej7815
      @kylej7815 Před 27 dny +1

      @@IAmTheRealBill then why doesn’t the OP go post on the subject of 260 billion to Ukraine. Don’t see any comment there from OP

  • @greggpurviance7252
    @greggpurviance7252 Před 27 dny +118

    Need to abolish the Dept of Education. The secretary is disgusting

  • @AlanRoehrich9651
    @AlanRoehrich9651 Před 27 dny +337

    No one has a "right" to a loan. You either *qualify* for a loan or you do not. And if *you* take out a loan, then *you* are responsible for repaying that loan.

    • @hemihead001
      @hemihead001 Před 27 dny +11

      They should say you have the right to apply for a loan .

    • @Carlos559Caps
      @Carlos559Caps Před 27 dny +18

      key word is "qualify"
      I didnt quality for fafsa and Didnt get any scholarships even though I applied for over 50. I worked my butt off paying for school while attending. I HATE HATE HATE HATE HATE hearing people complain about loans they were granted which made their lives so much easier.

    • @IAmTheRealBill
      @IAmTheRealBill Před 27 dny +2

      You have a right to a loan, you do not have a right to force one. A right is not something the government provides. You have a right to engage in contracts, of which a loan is. But you do not have the *privilege* of forcing someone to give it to you. Your position put forth in that post supports the other side.
      You have a right to free speech, to speak your mind, but cannot force someone to listen to you. You are arguing that you don't have the right to express yourself because it depends on someone being willing to pay attention. This is false.

    • @EdwardMugits-Video-Marketing
      @EdwardMugits-Video-Marketing Před 27 dny +7

      He Should Be Impeached based on his continued actions to forgive loans post scotus, congress and the house decision not to. It is the Law. F Shame On You!

    • @wheelhouse8774
      @wheelhouse8774 Před 27 dny +3

      It's not about the loans. Education does not guarantee a job because degrees have no value in society. Imagine you invest in a business that failed and you're unable to declare bankruptcy while monthly payments are accumulating

  • @gayleroyal8465
    @gayleroyal8465 Před 27 dny +282

    I paid mine YOU PAY YOURS!!!!!!!!@

    • @garygeorge9648
      @garygeorge9648 Před 26 dny

      And we who have done that are in a BOHICA moment. What these freeloaders don't get is eventually they will pay it back in taxes and then turn around and pay for the next generations loans.

    • @lisainpalmdesert
      @lisainpalmdesert Před 25 dny +3

      Me too! Hey, we should start a new movement!

    • @DanOKC
      @DanOKC Před 21 dnem +2

      Me and My KIds too ............. and we didn't go Cancun for spring breaks.

    • @user-ie2zj6ee3g
      @user-ie2zj6ee3g Před 16 dny +1

      Still paying for my education! Who gives this man the right to make these decisions?

  • @inktray4913
    @inktray4913 Před 27 dny +115

    This Corruption must stop

  • @Jim-ni9ek
    @Jim-ni9ek Před 27 dny +49

    Cardona is another DEI hire who has no clue what he's talking about.

    • @Johnnie223
      @Johnnie223 Před 25 dny

      So every White hire is smarter than every minority hire ? Sounds like my teenage years. MAGA = Make America Great Again !
      1860 ? 1868 ?
      1875 ? 1908 ?
      1917 ? 1933 ?
      1943 ? 1956 ?
      1963 ? 1969 ?
      1975 ? 1981 ?
      1992 ? 1999 ?
      2002 ? 2008 ?
      2013 ? 2019 ?
      2022 ?
      When was America Great for Americans ?
      ps. My grandfather was born in Ark. in 1907
      My father in Ark. 1928
      Myself in Detroit 1953
      My 1st son in Det. 1978

  • @johnzengel7445
    @johnzengel7445 Před 27 dny +324

    I paid my son college loan, I want my money back

    • @TiffanyTeaLeaves
      @TiffanyTeaLeaves Před 27 dny

      Use your brain! The only people getting forgiveness had predatory loans from predatory banks, institutions and intermediaries, AND, remember this part, AND are not financially stable. Meaning they don’t have daddy to pay their loans off, like your son did.

    • @legaleeblonde4310
      @legaleeblonde4310 Před 27 dny +11

      ​@@TiffanyTeaLeavesThey're not concerned about that. That's just language they use to attempt to justify it. If pred lending and blah blah blah were reason enough, why weren't all of us who purchased homes 2004-2008 given loan forgiveness instead of foreclosures?

    • @runits
      @runits Před 27 dny +1

      ​@@legaleeblonde4310or all those loans the Congress members took out for PPP and never paid back. Hell they deleted the paper trail so they could never even be investigated.

    • @lizzieb6311
      @lizzieb6311 Před 27 dny +18

      I paid for my own college loans …every damn dime. I want it BACK TOO! This is FING RIDICULOUS! If we pay their loans they should hand over their damn diplomas…and every bit of transcript that shows they attended school. Don’t pay your car note…it’s repossessed….dont pay up your mortgage….its foreclosed and you’re on the street. This is FING RIDICULOUS

    • @TiffanyTeaLeaves
      @TiffanyTeaLeaves Před 27 dny +3

      If you can afford it you don’t qualify 🙄

  • @chazbedlam
    @chazbedlam Před 27 dny +223

    I paid off my student loans. Where's my free lunch?

    • @andrewczski1969
      @andrewczski1969 Před 27 dny +9

      Free higher taxes.

    • @StevanKuyper-ms4lp
      @StevanKuyper-ms4lp Před 27 dny +10

      I could not afford to put myself or my children through college why should I pay your college tuition? I am barely getting by right now as it is

    • @SarehNaded
      @SarehNaded Před 27 dny +1

      LOL. Got one!

    • @andrewczski1969
      @andrewczski1969 Před 27 dny

      @@StevanKuyper-ms4lp Biden's plan to destroy America.

    • @briantaylor9475
      @briantaylor9475 Před 27 dny +3

      You'll get it at the soup kitchen after you pay off all those loans the Department of Education transferred to you. Oh, I will be right behind you in the line. Save me a slice of bread.

  • @oklahomanorm2278
    @oklahomanorm2278 Před 27 dny +77

    Totally ridiculous, corrupt, and unethical. What would the result be if Trump did the same thing?

  • @user-jc3mg7lj5u
    @user-jc3mg7lj5u Před 27 dny +74

    WE SHOULD NOT BAIL OUT THE STUDENT LOANS. THEY GOT THE LOAN , THEY SHOULD HAVE TO PAY IT BACK ON THEIR OWN. NOT THE TAX PAYERS. WE TOOK A LOAN OUT FOR OUR HOMES AND WE HAVE TO THAT LOAN BACK MY OUR SELFS. !!!!! IF BIDEN IS GOING TO MPAY THE STUDENT LOANS OFF THEN BIDEN SHOULD PAY OUR HOMES OFF AS WELL. !!!!!!!

    • @jamesjones7770
      @jamesjones7770 Před 27 dny

      I guess you were okay with the bank bailouts though weren't you? Why didn't we just let the banks fail instead of using taxpayers money to bail them out? We bailed them out to protect the money YOU earn from your stock portfolio at the expense of MY taxpayer dollars. I don't have a dime in stocks or bonds or invested on Wall Street so it was partly my money that bailed YOU out, but please let's not help out our over burdened students with their higher than average interest rate loans. Lets keep them in debt for the next 30 years and not allow them to achieve the American dream until they are in their 50's.

    • @rickybobby7276
      @rickybobby7276 Před 23 dny

      Student loans are becoming the mortgage loans of 2007. This bubble is going to pop at some point.

    • @bryanmoser358
      @bryanmoser358 Před 20 dny

      Your house loan isn't helping anyone. Someone's dental school or medical school or nursing loan his helping your grandma out whos been stuck in the hospital battling xyz. Furthermore, those loans that you speak of help that person earn a higher income, which means they pay higher taxes. The taxpayer system is already benefiting from that person taking out loans and they are putting back in far more than they took out over their career. Your home doesn't do that. If this is a student loan, it should be at zero fuckin interest at the very least! At the most, my taxes that I pay that are easily 10x what they were before my college career should be my loan repayment.

    • @crichbra4428
      @crichbra4428 Před 12 dny +1

      We bailed out the banks in 2008. Why not help citizens for a change?

  • @TTbbq
    @TTbbq Před 27 dny +393

    The department of NON- education should be shut down and all of it's ruling turned over to the states to watch over.

    • @MonkeyMind69
      @MonkeyMind69 Před 27 dny +9

      It'd be better... but I'm not sure I trust the states either.

    • @johngalt2.031
      @johngalt2.031 Před 27 dny +12

      ​@MonkeyMind69 Then in the states that show they can't be trusted, it will fall to the people of that state to fix the problem.

    • @elennox5
      @elennox5 Před 27 dny +8

      As a teacher, I agree!

    • @TheSpookydog
      @TheSpookydog Před 27 dny +11

      Abolish this failed dept NOW!!

    • @yurikalashnikov5815
      @yurikalashnikov5815 Před 27 dny

      Why so states like Utah teach their citizens that the Earth is 2000 years old? Nah

  • @docbrandy915
    @docbrandy915 Před 27 dny +353

    The courts have denied this administration’s interpretation of that law, yet they continue to insist on their interpretation. The Congress should take that money away from the Department of Education.

    • @lawrencehalpin6611
      @lawrencehalpin6611 Před 27 dny +24

      Good idea. Every dollar they forgive take it away from the universities.

    • @reallybadaim118
      @reallybadaim118 Před 27 dny

      The old man knows that he's banking on all those MSNPC viewers to just hear the loan was forgiven. He knows it's going to be overturned again.

    • @ralphemerson497
      @ralphemerson497 Před 27 dny +18

      With the current RINO Leader Johnson in charge, the GOP House with their slim majority refused to hold Agencies and Departments accountable.

    • @randalldare4027
      @randalldare4027 Před 27 dny +11

      Call the marshals Office and put him in jail.

    • @Tom-hz9oc
      @Tom-hz9oc Před 27 dny

      @@ralphemerson497All true! And the appeasers and RINO’s want him left in the seat! Hell, he just worked with the demokkkrats to give Ukraine more money than the entire budget of the USMC this year!

  • @SaintMichael-js5kh
    @SaintMichael-js5kh Před 27 dny +106

    How is he not in prison for clearly violating the law? Democrat privilege!

    • @craig162
      @craig162 Před 27 dny

      Biden is teaching everyone how to buy votes. He did it before and he is doing it again.

  • @jamesmcd71
    @jamesmcd71 Před 27 dny +107

    Stop funding departments that dont follow the laws. This is the power of the house. If your voting to fund this crap your just as responsible.

    • @WhzESjngzie-1988
      @WhzESjngzie-1988 Před 27 dny +6

      Start with President's office 😂

    • @chrisyaritz2180
      @chrisyaritz2180 Před 23 dny +1

      How about this.....
      Maybe they can stop the student loan bailouts.....
      Slow the flow of cash and arms...going to Ukraine and Israel.
      Then fix social security....and take care of our Vets!
      Additionally... it's costing we the taxpayers, billions to fund everything associated with the millions that have come here illegally.

    • @jamesmcd71
      @jamesmcd71 Před 23 dny

      @@chrisyaritz2180 I agree with everything but Socal security. SS isn't what most people think it is now. 40% of the people that get a monthly check from SS have never paid anything into it. The SS Administration says by 2026 50% will be illegal immigrants. Yes all that cash the gov is giving thim comes from SS. They sign up for SS the day they turn themselves into border patrol.

    • @rainmaker3700
      @rainmaker3700 Před 22 dny +1

      @@chrisyaritz2180 Yup,
      Social Security will run out in about 10 years but we cannot fund that properly because we fund all these money laundering schemes: Ukraine, Israel, Student Loans, Illegal Alien relief fund, Homeless camps.

  • @cestmoi1262
    @cestmoi1262 Před 27 dny +139

    Gosh, it is refreshing and encouraging to see a lady who has a position that was achieved by CAPABILTY and not DEI!

    • @Johnnie223
      @Johnnie223 Před 20 dny

      Diversity
      Equality. Today
      Inclusion
      White
      Segregated Yesterday
      Protestant
      60 years ago WASP's led in all American categories because no one else was allowed by law to compete with them. I've always found it strange that the very people who are quick to scream "Reverse Discrimination" were the very last to ever admit
      "Discrimination".

  • @LaminarSound
    @LaminarSound Před 27 dny +154

    And yet nothing happened. He walked out of that pointless hearing with no accountability. Congressional hearings are absolutely pointless

    • @golferpro1241
      @golferpro1241 Před 27 dny +13

      Political theatre. No one loses their job or is punished.

    • @jamied9782
      @jamied9782 Před 27 dny +9

      Therein lies the problem. How do we, the people, get our point across? Legit question I’m asking.

    • @rnettles6241
      @rnettles6241 Před 27 dny

      The ONLY politician that I've ever seen prosecuted to the FULL extent of the law is President Trump for the crime of loving his country.

    • @IAmTheRealBill
      @IAmTheRealBill Před 27 dny

      @@jamied9782 Start by working at your local level to roll back excesses and abuses there while building bulwarks against future ones. From there expand it to one level higher - say municipal to county, or county to state legislative district. This creates a culture of people holding them to account, which is fertile grounds for growing candidates who will hold them accountable.
      As long as you remain focused on the federal - where you have absolutely the least influence - you will continue to lose ground. The Left has always been centralist and authoritarian (see: the early 1900s) and they have systematically and with purpose shifted the focus to a central government where they can encounter the least resistance from we the people. This is one of the effects of screwing up how we put Senators into federal congress. They should never have been moved to a popular election because it diluted the power of the states to check the union, and diluted the ability of the people to influence that via local elections.

    • @garysmith7760
      @garysmith7760 Před 27 dny +1

      @@golferpro1241 It's a clique behind official curtains.

  • @ajsanchez8767
    @ajsanchez8767 Před 27 dny +15

    Defund the Department of Education! Keep it at the state level!!! 🙏🏼🇺🇸

  • @darlynnlawson1127
    @darlynnlawson1127 Před 27 dny +70

    I paid my college loan…now I’m paying someone else’s?

    • @andrewczski1969
      @andrewczski1969 Před 27 dny +5

      Yeah, and if you have kids, they're on the hook, too!

    • @lionkingofthejungle
      @lionkingofthejungle Před 27 dny

      yes, biden punishes people who are responsible with their money those are the people who usually don't vote for him.

    • @valeriedouglas4400
      @valeriedouglas4400 Před 21 dnem +2

      Because Marxism that’s why.

  • @WeLuv9x5
    @WeLuv9x5 Před 27 dny +27

    The head of DOE should be arrested and prosecuted for defying SCOTUS!

  • @Mexican_Marauder
    @Mexican_Marauder Před 27 dny +50

    Unelected officials should not have more power than our entire government structures combined.

    • @carlsanders7824
      @carlsanders7824 Před 27 dny

      This is the Deep State in action. They could care less what the Constitution says.

    • @jimwhelan9152
      @jimwhelan9152 Před 27 dny +1

      They should not but they do.

  • @hemihead001
    @hemihead001 Před 27 dny +33

    Why can he ignore Congress and SCOTUS and still keep his job and not in jail . He wants more money because the Unions need more money . I went to Auto Tech school and had to pay my loans , why not give my money back ?

  • @aeolianharp1363
    @aeolianharp1363 Před 27 dny +32

    80 billion is the size of a global corporation. Where are they spending the money

    • @mogznwaz
      @mogznwaz Před 26 dny

      It’s being siphoned off and spent on supporting radical leftist activism

    • @roberth.5185
      @roberth.5185 Před 23 dny +1

      They could spend a trillion and the results would be the same.

    • @sableann4255
      @sableann4255 Před 19 dny

      BUYING VOTES & LINING THEIR POCKETS 😡 Our own government is ripping the US Taxpayers off!!!

  • @janofb
    @janofb Před 27 dny +19

    Higher education isn't affordable because the government backs the loans so the higher education raised their tuition. If you got the government out of student loans, tuition would crash.

    • @IAmTheRealBill
      @IAmTheRealBill Před 27 dny +4

      Finally, someone who actually knows the causal agent!
      There are precisely two major industries that have consistently and dramatically outpaced the standard price increase trends. One is college, the other is medical. In BOTH cases the government stepped in and wound up separating the consumer from the price. This always leads to higher rates of increase.
      Even within those broader categories we can see it reinforced. Trade schools are not crazy expensive and are not subsidized by the federal government. They don't "outpace inflation." Non-covered medical such as cosmetic and laser eye surgery also follow the standard pattern of improving but not rapidly rising price. Because the consumer was/is the payer.

  • @songofrest
    @songofrest Před 27 dny +9

    If you sign a contract, you are bound by it. Full stop. No one is forgiving my mortgage.

  • @tf2529
    @tf2529 Před 27 dny +12

    Department of Education needs to be abolished.

  • @chrisbrimhall1613
    @chrisbrimhall1613 Před 27 dny +48

    83 billion? Jesus

    • @IAmTheRealBill
      @IAmTheRealBill Před 27 dny +2

      For a department that doesn't educate anyone.

    • @scray00
      @scray00 Před 21 dnem

      And kids don’t know who George Washington is or what a woman is.

  • @legaleeblonde4310
    @legaleeblonde4310 Před 27 dny +32

    This topic shouldn't even be on the table. The Department of Education should concentrate on doing their jobs effectively if they don't want to be defunded.

    • @jimwhelan9152
      @jimwhelan9152 Před 27 dny

      It's an unconstitutional department and shouldn't even exist.

  • @robinperronjones5024
    @robinperronjones5024 Před 27 dny +13

    It’s great to see they say that certain issues are broken, but it’s never ever fixed

  • @ChrisBell-cy7yl
    @ChrisBell-cy7yl Před 27 dny +17

    That MEANS, THAT YOU GO AFTER THE EDUCATIONAL INSTITUTIONS!!!

  • @NadeneBeach
    @NadeneBeach Před 27 dny +28

    Likewise, if you use a credit card, you are responsible to pay it back, WITH INTEREST if you miss payments. With both, you SIGNED A LEGAL CONTRACT.

    • @billyYoast1990
      @billyYoast1990 Před 27 dny +1

      Likewise if you dont pay the credit card it gets absolved in collections and the tax payer pays for it eventually since the government will back the large banks who gave the loans in the first place and continue to print money. You open a business, it fails, you dont owe that money you file bankruptcy.

    • @IAmTheRealBill
      @IAmTheRealBill Před 27 dny

      @@billyYoast1990 I'll give you credit for trying, but have to correct where you were incorrect.
      1. When a credit card debt goes to collections (meaning not the creditor) the collection agency pays the creditor some percentage of it to buy the loan. Thus the bank has been paid -though not as much as you borrowed.
      2. FiIing for bankruptcy doesn't shift the burden to the government. For business (as with personal btw, different sections though) you either file full insolvency - in which assets are liquidated to pay down debts and the rest is wiped clean; or you file for restructuring. In that case the court acts as arbitrator and forces a restructuring of the debt, with you winding up still owing money and are put on a payment plan.
      Now here is the kicker: there are a few categories of debt you *cannot* write off in any form of bankruptcy. One of those are federally backed student loans. Fully private student loans can be written off (unless that has been changed lately) as the government is not on the hook if you don't pay.
      This is why those of us quite familiar with the situation recognize this as a transfer of wealth to the wealthy. Because, if you have a private student loan and can't pay it, the banks won't get their money if you file insolvency, and may not get much depending on other creditors' priority in a Chapter 13 bankruptcy. So the government paying them is transferring wealth to them from the rest of us who didn't put ourselves in that situation.

  • @HeinzGuderian_
    @HeinzGuderian_ Před 27 dny +26

    Everyone who went to trade schools should be refunded. Everyone who didn't go anywhere should get $$ back too, since we'll be the one footing the bill. I paid off my house and my credit cards. I can't wait to get reimbursed for all of that.

  • @allencupsie6560
    @allencupsie6560 Před 27 dny +12

    Sounds like he's breaking laws now

  • @suzanneroberge494
    @suzanneroberge494 Před 27 dny +7

    Yes, if you borrow money you are responsible to pay it back. This is insane, people need to be adults.

  • @WizzRacing
    @WizzRacing Před 27 dny +35

    Department of Education is gone after this year. As it was created with an Executive Order. That will save the taxpayers $100 billion a year alone..

    • @jamesjones7770
      @jamesjones7770 Před 27 dny

      Those savings will have to come from somewhere to support education, oh and those savings you're proclaiming will probably be sent to some country crying poor mouth. We're better off helping our own people don't you think? That's right you don't think do you?

    • @WizzRacing
      @WizzRacing Před 26 dny +2

      @@jamesjones7770 You seem ignorant.. As the savings does not come from their Budget. It comes from having to cover their Salaries, Pension Funds, Premium Medical, Vacations, Holidays etc...
      I would add. The State pays for schools and education. Why you pay wait for it,,, School taxes..But you would not know that. As you don't have to pay them. Everybody else does.. And being America is 29th in education yet spends 1000% more per student. I'm for School Choice..

    • @scray00
      @scray00 Před 21 dnem +1

      @@WizzRacing yes school choice and let the people decide where they want their kids to go!!

  • @101010sunshine
    @101010sunshine Před 27 dny +31

    The "predatory" institutions are the colleges/ universities. Not complicated.

    • @lizzieb6311
      @lizzieb6311 Před 27 dny +1

      EXACTLY! However, did the predatory institutions drag the student in off the street and hold them at gunpoint and force them to enroll in their school and sign the loan papers? Did they? That sure didn’t happen to ME. No…I trotted my happy a$$ into the office and applied with NO THREAT OF PHYSICAL HARM…and guess what else? I paid back EVERY DAMN DIME! I worked two jobs to do this and it took me seven years…but I DID IT! I didn’t beg for handouts…no! My choice to go,to college - MY - burden! End of story.

    • @billyYoast1990
      @billyYoast1990 Před 27 dny +1

      Im blown away by how many people dont see the difference on this chat. How many of the I payed my loans peoples parents paid their loans. How many had loans that were not even 20k.

    • @IAmTheRealBill
      @IAmTheRealBill Před 27 dny +4

      Don't give the government bureaucrats and politicians a free pass here, they are just as guilty. In fact they literally started the problem.

    • @IAmTheRealBill
      @IAmTheRealBill Před 27 dny +2

      @@billyYoast1990 Most college graduates get out into the real world with an average loan total of about 34k. The vast majority of them pay it off just fine.
      There are two outliers:
      1) People who had enough family money to qualify for far more than the government limits federally backed loans to
      2) People who never should have been there going for 18 months or so and dropping out, meanwhile they borrowed not just for tuition but living expenses.

    • @billyYoast1990
      @billyYoast1990 Před 26 dny

      @@IAmTheRealBill I agree. I dont like the people attacking students as if the govt. and institutions are not the primary components of the failed system here. Also to acknowledge the difference of not being able to go into bankruptcy is huge.

  • @mariefagan3075
    @mariefagan3075 Před 27 dny +5

    abuse of power...impeach

  • @sportsmediaamerica
    @sportsmediaamerica Před 27 dny +17

    Also, if the problem is predatory loanmakers, per Cardona, why isn't the DOE filing a lawsuit against all those lenders??? Or why isn't there a class action suit against them??? Just f***in' unreal what these people try to get away with.

    • @jimwhelan9152
      @jimwhelan9152 Před 27 dny

      It's not the lenders sucking the kids in. It's the educational institutions which are getting the money.

    • @user-cp3kh5xo2h
      @user-cp3kh5xo2h Před 27 dny

      So what’s the problem of forgiving these loans? Why not attack other government programs that benefit corporations or the lawmakers themselves? That’s what should make you angry

    • @jimwhelan9152
      @jimwhelan9152 Před 27 dny

      @@user-cp3kh5xo2h 1) the forgiveness is illegal. The other things you mention are legal.
      2) the forgiveness program simply leaves some private businesses high and dry. The programs you mention intentionally pay private business.
      3) it's possible to walk and chew gum at the same time. Opposing loan forgiveness doesn't mean you can't also oppose other government actions.

  • @markgoostree6334
    @markgoostree6334 Před 27 dny +79

    Then congress...the House and Senate... need to remove the "law" he keeps relying on... just remove his crutch.

  • @jeffkidder5282
    @jeffkidder5282 Před 27 dny +28

    Simply Denial and lying about it.

  • @johnm.4947
    @johnm.4947 Před 27 dny +5

    Our country does not need a department of education. How much money would that save?

  • @usleadershipareliars
    @usleadershipareliars Před 27 dny +6

    Everything's always broken, even though it isn't, it's just nobody follows the rules.

  • @tomnodurft9229
    @tomnodurft9229 Před 27 dny +18

    Here's a thought, drop the interest rates to 2%. that's all that is needed! Ppl take out loans should have to pay them back, period!!!

    • @jimwhelan9152
      @jimwhelan9152 Před 27 dny

      They should pay them back at the agreed upon interest rate! Period!

  • @cliffright1142
    @cliffright1142 Před 27 dny +12

    Higher education is inaccessible? To whom? The Federal Government got into the loan business and has managed to, like it has done with everything it touches, screw it too. These demented people want to not only change the rules mid stream but, change the propriety of a contract between two or more parties.

  • @bobevangelista7100
    @bobevangelista7100 Před 27 dny +7

    she cleaned that pos's clock

    • @troy.peters
      @troy.peters Před 25 dny

      Yes, but unfortunately nothing else will happen.

  • @richardjay3427
    @richardjay3427 Před 27 dny +6

    What is the point of these hearings, nothing is ever DONE!

  • @janibeg3247
    @janibeg3247 Před 27 dny +18

    i want all my tuition money back with interest

    • @justinrieger5329
      @justinrieger5329 Před 27 dny +4

      Not just with interest, but with the same bullshit interest percentages that they make us pay back. Fk id be a millionaire!

  • @Stevedrums741
    @Stevedrums741 Před 27 dny +11

    When do I get my mortgage money back? And when do I get my money back if I buy a bad stock that loses money?

  • @dianna7795
    @dianna7795 Před 27 dny +3

    Isn’t he breaking the law!!!! Wake up Congress!

  • @deborahandrianos463
    @deborahandrianos463 Před 27 dny +2

    Thank God there’s some people in Congress that has some common sense 😇🙏

  • @fredmansfield7793
    @fredmansfield7793 Před 27 dny +6

    As a taxpayer I am sick of people saying thank you for that question

    • @jackfritz3895
      @jackfritz3895 Před 24 dny

      They do that to waste time. And never ever can say a simple yes or no answer.

  • @swirlingbrain
    @swirlingbrain Před 27 dny +54

    Cancelling student loans is Welfare for the rich.

    • @carlsanders7824
      @carlsanders7824 Před 27 dny +5

      No, the rich do not need loans. This is welfare for people who had no business going to college in the first place.

    • @chavonj4680
      @chavonj4680 Před 27 dny +1

      What??

    • @chavonj4680
      @chavonj4680 Před 27 dny

      @@carlsanders7824why?

    • @IAmTheRealBill
      @IAmTheRealBill Před 27 dny

      @@carlsanders7824 First, the rich take out loans all the time, because unlike you apparently, they know that it can be the smart thing to do financially. Second, OP is correct. The ones who will financially benefit the most are the rich.

    • @marinats5873
      @marinats5873 Před 27 dny

      @@carlsanders7824 My coworker has house and investment property applied for loan forgiveness

  • @tragickingdom15
    @tragickingdom15 Před 27 dny +52

    You don’t have a right to a loan. Our government doesn’t know what words mean anymore.

    • @legaleeblonde4310
      @legaleeblonde4310 Před 27 dny +3

      Amen!

    • @elmertsai1312
      @elmertsai1312 Před 27 dny

      It's a very intentional act to water down terms that used to mean something worth fighting for

    • @IAmTheRealBill
      @IAmTheRealBill Před 27 dny +1

      You do have a right to a loan. You have a right to engage in contracts with other adults. That is what a loan is.
      You are just as confused as the people who say "healthcare is a right, so the government needs to pay for mine." You have a right to get *a* loan. You do not have a right to force someone to give you a loan.
      I have a right to eat an apple, but that doesn't give me a right to eat *your* apples. It is no wonder that politicians, bureaucrats, and cops don't understand rights, when the common person doesn't.

    • @elmertsai1312
      @elmertsai1312 Před 27 dny

      ​@@IAmTheRealBillThis is what I mean by watering down the term. They are using this term that was traditionally more used for broader fundamental things (like the right to enter contracts) to push meaning beyond the simple definition of the word "right". And if you think when people talk about the "right to loan" when they talk about student loans they mean just the normal definition of loans... you are sadly mistaken.
      Your eligibility should be decided based on your possibility to repay the loans and if you are statistically unlikely to repay the loan you should not be given a loan. Right now a problem is the government is subsidizing student loans and basically paying them off with tax payer money.

    • @tragickingdom15
      @tragickingdom15 Před 27 dny

      @@IAmTheRealBill no, you don’t have a right to eat an apple. You don’t understand rights.

  • @jackiemaddox4577
    @jackiemaddox4577 Před 27 dny +5

    WHAT??????? IT TOOK ME 10 YEARS TO PAY MY COLLEGE LOANS BACK----I WAS HAPPY TO DO IT AS i WOULDN'T HAVE HAD A JOB THAT WOULD SUPPORT ME. I DIDN'T MAKE A ZILLION DOLLARS, NO WAY COULD I BUY WHATEVER I WANTED, I HAD OTHER BILLS -REGULAR LIVING EXPENSE TO PAY---IT'S CALLED BUDGET. SO I WANT MY MONEY BACK --I WANT THOSE LOANS FORGIVEN!!! AND HOW DID THESE PEOPLE END UP WITH SUCH EXORBITANT LOANS????? HOW COME THEY DIDN'T BUDGET AND ACCEPT WHAT THEY COULD BUY AND NOT????? DID THEY START OFF WITH GOING FOR A DEGREE IN BASKET WEAVE? DID THEY NOT DO RESEARCH IN THE FIELD THEY WANTED AND IF A JOB IN THAT FIELD WOULD SUPPORT THEM?? I BLAME THEM, THEIR PARENTS, SCHOOL ADVISERS. THERE IS NO SUCH THING AS A FREE LUNCH BUT THIS ADMINISTRATION IS CERTAINLY GIVING IT OUT AND WE TAXPAYERS ARE THE ONES PAYING FOR IT

  • @DF5152
    @DF5152 Před 27 dny +2

    Sounds like he is in contempt.

  • @gregfender7944
    @gregfender7944 Před 27 dny +17

    Maybe this clown would forfeit his pay not likely

  • @kerriwilson7732
    @kerriwilson7732 Před 27 dny +11

    Predatory lenders?
    What's that mean? You agreed to the amount, the interest rate, & the terms. Why not hit out at credit cards? They have higher interest rates. 🇨🇦

    • @jiggerblossom
      @jiggerblossom Před 27 dny +1

      Tuition escalated once Gov started handing out the loans. He needs to be putting some fear into the colleges instead of covering this up by making the debt disappear.

    • @kerriwilson7732
      @kerriwilson7732 Před 27 dny +2

      @@jiggerblossom agreed! Education is a money making exercise.

    • @IAmTheRealBill
      @IAmTheRealBill Před 27 dny

      @@jiggerblossom While the first statement is partially true (the grants are a larger impact), it isn't the root of the problem today. There is a lot of misinformation, and probably some disinformation, around this topic.
      The fact is that if you
      1) Go to a community college the first two years to get a 2 degree that transfers then
      2) Spend the next two years at an *in-state* school paying *in-state* tuition,
      3) Get a job to pay for your non-school expenses
      then your costs are dramatically lower.
      Some specifics:
      For the academic year 2022-2023, the average undergraduate tuition and fees for U.S. colleges were $9,368 for in-state students and $22,272 for out-of-state students​​​​.
      9k vs. 22k is an enormous difference. Especially as it is per-year. For in-state community colleges you're looking at an average of 5k/year.
      So instead of 88k for 4 years, the method outlined above would instead be only 28k. Even if you just stayed in state and did four years w/o a CC tour, you're still looking at only 36k vs. 88k.
      And here is the real kicker that highlights why this bias toward out of state schools is the real problem today:
      If your family is broke af (as mine was), your federally backed Stanford loan for the first two years is about $3,500 and $4,500 if subsidized for those first two years, and $5,500 and $6,500 for total (subsidized and unsubsidized).
      next up is the Pell grant which currently carries a maximum of almost 7k.
      I'll leave it to you to work out the math on how much of a loan you actually need to pay tuition and fees with those Pell grants, if you follow the path I outlined above.

    • @jimwhelan9152
      @jimwhelan9152 Před 27 dny

      He said"predatory institutions" not "predatory lenders" and he was correct. The predators are the colleges and universities. They are the ones making money and making false promises.

  • @stephendonnelly327
    @stephendonnelly327 Před 27 dny +3

    Make Universties have risk. Bottom line!

  • @lynnhoffman3298
    @lynnhoffman3298 Před 27 dny +5

    No.more money

  • @Karen-bx6ol
    @Karen-bx6ol Před 27 dny +4

    The schools should then be responsible for the loans.

  • @williamphelps1807
    @williamphelps1807 Před 27 dny +15

    Put him in prison

  • @danieldinnell4944
    @danieldinnell4944 Před 25 dny +2

    I served in the military to pay for my education, why can't they do either military or social service

  • @L.Scott_Music
    @L.Scott_Music Před 27 dny +1

    Not only is there the belief that there is a right to a loan, but there is also the belief that there is a right to not pay it back if it's hard.

  • @legaleeblonde4310
    @legaleeblonde4310 Před 27 dny +10

    The govt will hire anyone. Priority is given to obviously obtuse applicants who don't question anything, and there's absolutely no recourse.

    • @billyYoast1990
      @billyYoast1990 Před 27 dny +1

      This women is the definition of obtuse.

    • @legaleeblonde4310
      @legaleeblonde4310 Před 27 dny

      ​@@billyYoast1990She's just matching the level of language she's getting from him. Dumbing down.

    • @billyYoast1990
      @billyYoast1990 Před 26 dny

      @@legaleeblonde4310 I like her energy but aim it at the universities not the students

  • @DouglasCoffey-em5jt
    @DouglasCoffey-em5jt Před 27 dny +4

    Well said.

  • @OrderofthePipe
    @OrderofthePipe Před 26 dny +1

    I love how the House, Senate and SUPREME COURT all said not to do this, yet some unelected bureaucrat can just push it through because they can, and NO ONE can stop them?!?!? 🤬

  • @user-jz4py4tt2g
    @user-jz4py4tt2g Před 27 dny +1

    It's because they think that they are above the law, and they should be jailed for it.

  • @familyofmoro8097
    @familyofmoro8097 Před 27 dny +4

    What a leech.

  • @anitaroy6342
    @anitaroy6342 Před 22 dny +1

    Abolish Department of Education now.

  • @richard-cf8ce
    @richard-cf8ce Před 27 dny +1

    AND THE PEOPLE SAID NO

  • @DouglasCoffey-em5jt
    @DouglasCoffey-em5jt Před 27 dny +3

    Price of the education.

  • @greatestpresidentjoebiden1985

    Tell that to all the gop congress members that got ppp loans and never paid them back.

    • @Mister8224
      @Mister8224 Před 27 dny

      Bullshit. Pandemic has NOTHING to do with Student Loans.

    • @sportsmediaamerica
      @sportsmediaamerica Před 27 dny +3

      Apples and oranges. COVID circumstances are different that the school loan scandal.

    • @hemihead001
      @hemihead001 Před 27 dny +3

      Not just GOP but Dems too like Nanshee Pelosi .

    • @thedin3467
      @thedin3467 Před 26 dny

      Repubilcans are flying a rainbow flag in their schools. Stay away from the kids bud.

  • @dianalayne1207
    @dianalayne1207 Před 26 dny +1

    I love this Congress Lady,she is a good and strong human being unlike some some of our leaders.

  • @gs547
    @gs547 Před 26 dny +1

    He also needs to be impeached BTW.

  • @vel230
    @vel230 Před 27 dny +17

    From the river to the sea, not one damn dime of tax payer student loan forgiveness for thee.

  • @cliffart7398
    @cliffart7398 Před 27 dny +3

    Paying student loans is important, but if they are made for the government, how about interest free loans. The government is not a bank or for-profit enterprise. Charges fees to the loan, eliminate the interest, and make college more like reverse layaway.

    • @cowboyx9380
      @cowboyx9380 Před 27 dny

      Ummm that is not how it works, the feds do not loan the money…BANKS DO! The feds back the student loans, nothing more. Why would a bank loan you money interest free?

  • @pattiwarrick6432
    @pattiwarrick6432 Před 24 dny +1

    Why don't she let him answer the question? Shut up already.

  • @mikegibbons2889
    @mikegibbons2889 Před 27 dny +2

    This administration is what is broken. And it aint fixable!

  • @shaneb4923
    @shaneb4923 Před 27 dny +7

    Your Saying Taxpayers Are Paying For These Blue Hair Freeks Loan!!! WOW

  • @cardelljr1
    @cardelljr1 Před 27 dny +5

    💯

  • @insatiabletraveler2929

    Rep. Lisa McClain (R-MI).....IS AWESOME!!!!

  • @michellegriffith4200
    @michellegriffith4200 Před 27 dny +9

    Put his ass in jail...

  • @tomnodurft9229
    @tomnodurft9229 Před 27 dny +3

    The Dep't of Ed should not loan $ to ppl that go to schools that are predatory!!! further, the Dep't of ed should allow predatory colleges or schools in the first place!!!

    • @IAmTheRealBill
      @IAmTheRealBill Před 27 dny

      The Department of Education is the primary predation agency here.

  • @johnculver566
    @johnculver566 Před 27 dny +1

    Put him in jail

  • @1900intz
    @1900intz Před 27 dny +1

    THAT’S the problem with government. More money - more problems. Defund these incompetent politicians.

  • @frankaxiak1959
    @frankaxiak1959 Před 27 dny +4

    I served in the US Navy to earn my college degrees and very proud of my service.

  • @Anuamericavlogs
    @Anuamericavlogs Před 27 dny +7

    I am sorry to say this, but these free loaders are the ones we see protesting on the campuses !!

  • @johnm8863
    @johnm8863 Před 27 dny +2

    Talk talk talk... thats all that happens day after day. The representatives don't do anything to these criminals, don't actually punish anything. Just talk and not actually do anything.

  • @jackquillman7680
    @jackquillman7680 Před 27 dny +2

    McClain was great. Dead on

  • @genericminecraftyoutuber2102

    His lady is true HERO🎉

  • @virginiagriner5032
    @virginiagriner5032 Před 27 dny +5

    Shut down the Department of Education. Send authority back to the States. This man is a criminal.

  • @richard-cf8ce
    @richard-cf8ce Před 27 dny +1

    The people said no

  • @kekkic
    @kekkic Před 26 dny +1

    if the court said no, why is this regime using the money??? Who can stop them?

  • @paulw176
    @paulw176 Před 27 dny +5

    The Dept. of Indoctrination must be obeyed!

  • @cbeto765
    @cbeto765 Před 27 dny +1

    we ALL NEED TO STOP PAYING TAXES. these people are CORRUPT at EVERY LEVEL... so SICK OF THIS ADMINSTRATION

  • @jancartwright2092
    @jancartwright2092 Před 27 dny +1

    We could save money by getting rid of the federal department of education

  • @jjcs1381
    @jjcs1381 Před 18 dny +1

    Loan forgiveness is so wrong on so many levels. Miguel Cardona is so wrong on his position on loan forgiveness.

  • @PamLumpkinLoving
    @PamLumpkinLoving Před 22 dny +1

    If you borrow..that loan is between that person and the place they borrowed from.
    Not tax payer should be burdened with paying SOMEONE ELSES BILLS!
    THIS IS CORRUPT

  • @johnnymartinjohansen
    @johnnymartinjohansen Před 26 dny +1

    No matter how vaild her points may be, she is horrible to listen to.