Life and Health Insurance Agent TIPS FOR BEGINNERS (3 Things You MUST KNOW Before Getting a License)
Vložit
- čas přidán 24. 07. 2024
- Be sure to check out the Academy's FREE New Agent Webinar! go.jeremysmithacademy.com/start
Life and Health Insurance Agent TIPS FOR BEGINNERS: 3 things you MUST KNOW before you get your license so that you know what to expect when you become an insurance agent.
SHOW NOTES / RESOURCES:
✅ Subscribe for more life and health insurance tips:
/ @jeremysmithacademy
✅ Do you have a question? Leave a comment below!
Thinking about getting into the Life and Health Insurance business? If you’ve been thinking about getting your Life and Health Insurance License, then you may have questions like:
○ Is selling Life Insurance a good job?
○ How hard is it to be an Insurance Agent?
○ Is Insurance a good career?
In this video, Jeremy from Jeremy Smith Academy shares Life and Health Insurance Agent tips for beginners: 3 things you MUST KNOW before you get your Life and Health Insurance License:
0:47 - What Are You Looking For?
2:32 - Important Traits / Skill Sets Required
5:28 - It’s a Game of Survival
CONNECT ON SOCIAL:
○ LinkedIn - / jeremysmithacademy
○ Instagram - / jeremysmithacademy
○ Twitter - / jsacademy2020
ABOUT JEREMY SMITH ACADEMY:
Jeremy Smith is the #1 rated Insurance sales and marketing business coach in the US. With nearly 15 years in the industry as an insurance agent, trainer, manager, insurance agency owner and now business development expert, Jeremy is offering access to his Playbook - Best Practices in order to help fellow Independent Life and Health Insurance Agents and Agency owners make massive progress in their careers.
SUBSCRIBE to Jeremy Smith Academy here:
/ @jeremysmithacademy
ABOUT THIS VIDEO:
In this video Jeremy from Jeremy Smith Academy shares life and health insurance agent tips for beginners: 3 things you MUST KNOW before you get your Life and Health Insurance License. From personal skill set requirements to the pros and cons of the insurance industry, this training is a must watch for those considering a career as a life and health insurance agent. (Jeremy Smith Academy Video #1) • Life and Health Insura...
#InsuranceAgentTraining #InsuranceAgent #NewInsuranceAgent
All Rights Reserved.
Copyright, Liability Waiver and Disclaimers
As per and unless otherwise permitted under the United States Copyright, no part of the content of this video or any video published under Jeremy Smith Academy shall be stored, copied, recreated, republished, or transported. The advice, guidance, and principles outlined in all content produced by Jeremy Smith Academy are not responsible for any damages that result from an effort to implement the information provided. Your use and viewing of any materials and videos published by Jeremy Smith Academy confirms your acknowledgement and agreement that Iowa law will apply to any and all disputes related to the aforementioned entities and that Iowa will serve as the venue for any disputes, claims, and litigious activities. Jeremy Smith Academy and all other associated persons including but not limited to independent contractors, employees, and affiliates, research and review all content for this site to the best of their abilities but make no guarantees as to the complete accuracy and inclusion of all relevant information for each video.
What questions do YOU have about getting into the Life and Health Insurance business? Leave a comment below. 👇
My question is, being that I am really great with customer service yet not the best at details would it make sense to join a company that has a stable network of people for insuring employees in the transportation field? I am great with people but still on the fence on joining this career change.
I am looking at getting my license to sell Life insurance. Could you recommend some study material for someone completely new?
Well your state should should have an exam prep for the test which is going to teach you the ABCs not to mention exactly what you need in order to take the test. WebCE is a good place to find this study guide. Obviously this will sound conceded but once you get past the test, I would like to believe that my video series is the most comprehensive training you can find anywhere. Keep me posted on your progress w the test. Hopefully I can steer you in the right direction as far as who to go work for or what you will need to do if you decide to go independent and be self employed
@@jeremysmithacademy Thank you for such a swift and informative reply! I'll definitely subscribe and check out the mentioned material.
I just got my health insurance lic but don’t know how to start
To pass a life and health insurance exam, you will need to have broad knowledge of insurance concepts, policy types, taxes and federal regulations, not to mention the insurance laws in your state.
I just passed with flying colors on my health insurance exam with the help of Mr Willard who has been doing for a lot of people.
After several trials working with the help of Mr Willard eased me the stress of sitting for the exam over and over again. Thank you Willard 🎉.
Mine after I made my registration with him, I the applied for premium which is direct license since it’s easier and quicker no need to study and memorize anything but it also more expensive than the question and answer.
Really? can’t believe everyone knows him I even thought i was the only one he has helped walk through the fears and falls of Health insurance exam .
I want to work with Willard how can I reach him?
Saturday, I passed my life, accident and health insurance test.😊
got mine in November. It's tough but worth it!
Congratulations
Im just started to study for mine. Was the test hard?
@@omarperez-jw9oh mostly a lot to remember, not hard just a lot of info
Congratulations
Thank you so much for being honest and getting to the point!
I respect that you for being honest
I just passed my Michigan Life, Health , and Accident exam - took 4 tries, never gave up.
I’m now learning the script and will be put to work next week. Thanks for the tips and elaboration!
Atta baby! Congrats! Let me know if I can ever help ya. Endurance is a huge part of this biz!! Separates the almost and the never will be’s from the super successful and there are very few in between in this biz!!
Hey am interested in doing this one day can you dm me on Instagram @bedtimereddit please and give me some tips thank you
Congrats ❤️
awesome!! I hope Michigan is a better state after you retire
@@bedtimeredit6283 hey sorry I missed this message. Email me if I can help ya. Jeremysmithacademy@gmail.com
Appreciate your time to make these video Jeremy!! Cheers from ON, Canada!
Great video Jeremy - thank you for sharing!
THANK YOU SO MUCH, YOUR PASSION IS AUTHENTIC!! VERY MCH APPRECIATED!
good video, I loved the part when you said what are you looking for in a job that made me think deeply, truthfully you insipired me thanks
Great video it was a great video for me know let me see what kinda training I will need and go from there
Thank you ,studying for my test now , its so much words do decided to come here 🤦🏾♀ thanks I won't give up cuz selling on amazon and etsy ain't for me
This was perfect for me. I'm unlicensed currently. I have worked by phone for decades. I LOVE it. I'm going to just get a health license... No head for numbers. Thank you for these videos.
Two weeks from now I am done with annuity section and then onto a 3 week training on health
@@jeremysmithacademy I'm there ! Thank you for your response.
Hi, Laili, I saw your comment. What do u like about being on the phone?
Thank you!
SUBSCRIBED!
Just passed my exam today. Getting all the knowledge I can. Starting off as a captive agent with great pay. But hopefully can transition into an independent agent. Thanks for all the info!!!
Good for you! Let me know if I can ever help!
Be careful with captive work, they might try to hold your license and other things hostage for a period of time if/when you leave!
@@nobodynowherre9117 can you elaborate? never heard of this!
Thanks for informing video!!!
I’ll be at an insurance sales event in Knoxville, TN this august. I’m transitioning over from door to door sales because I need more time with family but I love this video. Definitely subscribed 💯
Thanks Greg! Let me know if I can help in future!
This is a kick start for me. I am 18 years old getting started on my license. I will continue to tune into the videos. Continue to feed information.
Will do Carson! Let me know if there is a topic you would like me to talk about! Thanks for the message!
Got my 220 p&c and 215 life and health I’m 24 years old making more money then I’ve ever seen. Definitely get into it while your young
@@kevinblanc1741 im 23 years old and thinking about starting. I’ve been on CZcams trying to learn more now
Email me my company is looking for qualified individuals like yourself!
Shanaycookphp@yahoo.com
@@ItsShayy I'm 24, and planning on becoming a Life Insurance Agent.
Looking on getting in the insurance business and this was extremely helpful. Thank you! 🙂
Handful of vids on here for peeps at your position but thank you Sweets
My Dad was one for 40 years National Life Insurance Company! On Grand Ole Opry
Very informative thank you
Loved this video!
Thanks! Let me kno if you have any topics you want covered
Awesome video!!
Passed my Life & Health exams this past December, now I am studying for the AHIP. I actually got a little discouraged when you stated, things wouldn't click until after a year 😥...that makes me so nervous! I'm also brand new to the industry, so I'm praying to God, it won't take as long to click!!
There’s a lot of clicks! Don’t be discouraged. Did not say it takes a year to make money or be successful. Just that depending on what level of operation your chose or products you offer, it normally takes a year before you really get it!
Hey, are you apart of a firm? If not email me at shanaycookphp@yahoo.com
How did the AHIP training go?
Very helpful and informative video thank you
Thank you!
Thank you brother, really appreciate
Are you just getting into the biz?
Jeremy Smith yes , I used to sale timeshare and now I’m trying to start this new career. Now I’m watching your videos one by one. Thank you for sharing those valuable information brother 🙏
No problem. Let me know if I can help more. I have a lot of key relationships for both captive and non captive options that I could connect you with if you wanted
awesome video!!
Great quality video! I passed my state exam and just got licensed for the state of Florida!
Nice!!! Hope the Vid helped! Let me know if I can ever help!
I’m 23 and I’m currently studying to get my license I want to be successful at this and I’m excited to get started with this I’ve never had a flexible schedule I was a factory worker the last 5 years
Hell yeah dawg I’m doing the same thing
Same
Hey am interested in doing this one day can you dm me on Instagram @bedtimereddit please and give me some tips thank you
@@ish.... yes the training is easy the test can be hard, just make sure you grasp the vocabulary well and you will be fine!
Are you making money? Congrats!
thank you, the video was very helpful. I think the reason most agents fail is because they don't understand that a good chunk of your income comes from renewals. once you pass 1-3 year mark you ganna start receiving passive income from renewals.
Yep, life definitely gets so much easier at that point! Game of survival!! Thanks for leaving a note !
Totally agree!!!
great video! any other tips for a young adult getting into the business??
Thank you
thank you for this video. it made me realize that being a life ins. agent is not for me.
Very informative. Thank you👍🏼
Glad it was helpful!
Cc
Good stuff, ty!
Hey, are you interested in joining the business?
Email me at shanaycookphp@yahoo.com
Thxx u very great video !!! Im newly license , since Jan 2022
I work in sales for HVAC and I started to think about life insurance I used to intern with a insurance company during high school and I realize I could make more Sales or commissions in the life insurance
Sky is the limit!
I’m interested in this. I don’t have any experience, no license. I’m willing to be trained & learned what I need to know.
I’m looking into switching careers and working remote from home. Is this job purely commission based or is there a base salary. I’m detail oriented and can work autonomously, but sales is not my strong point.
It depends if you're a captive agent working for an agency in office or if you're an independent agent working with an Imo. I work with an Imo but I'm not sure how it honestly Compares with an office setting
I am studying for, but I don't understand! I hope your videos help me
Hey Jeremy just started selling health insurance. I made the career change form car sales where I was very successfully in to tackle something new with less restrictions. It is an entirely different ball game and was wondering if you had time to talk to a new agent even shortly for some tips or help? I took a leap of faith and you know how this business works.
Absolutely. Email me your contact info and I will reach out on Monday. 515-289-6911
Jeremysmithacademy@gmail.com
Ezra Did you get things figured out?
Same here. I'm currently a brand new car salesman, only a week in, but I was thinking about insurance as well. I'm wondering exactly how hard it is to sell insurance and if I should actually leap over in the future. Or if I could do both: car sales and insurance sales.
Question: My workplace wants agents to help insureds who are frustrated with the claims department. Claims adjusters feel that agent involvement adds to their indescribably-insane call volume. Are there insurance companies that forbid agent involvement with claims? I would think it would work more smoothly.
You must be in some sort of PnC insurance which I have little knowledge of. This would never happen in the life and health field.
@@jeremysmithacademy Ah, thanks. You’re right, I am in P&C. Our company also does life insurance, but I don’t have an association with it.
Can’t wait for your future videos 👍
Thanks Bob! Your my first comment! Much more coming very soon!
Studying for the exam.
My reasons for doing this...
1) No cap to how much one can make.
2) Be an owner
#JesusisLord
Good luck. Jesus is King
Hey am interested in doing this one day can you dm me on Instagram @bedtimereddit please and give me some tips thank you
I was looking this up for guidance on how to work alone as a freelancer and having a peaceful mind in this world ...with demons and people who are just as bad
@@rstuff1605 Check out Matthew 6:33 & Proverbs 3:5-6.
Stand with the Lord.
Any tips for me while I stay at home with my son? I am worried I will not have time do be able to do this.
I'm glad I saw this. I am looking for a career change from being a Dance Instructor. Dance Schools are not opening up soon enough and need a change. I saw you put attention to detail and that is not my strong suit at all. I may have to look for another career. Not sure just yet, but again thank you. This was tremendously helpful.
@@ProudCommie Horrible comment!
Why would you wish him those sentiments?
Hey am interested in doing this one day can you dm me on Instagram @bedtimereddit please and give me some tips thank you
Hey, I’m apart of the life insurance industry.
Email me at shanaycookphp@yahoo.com
I'm in my late 30s, I've been working customer service for 7 years, been stagnating for about 2 of them. It's time to move on, and put my customer service skills to better use.
Great video. I just passed the test and got fingerprinted. Not sure what's next. I still have a full time job.
Boom!! You in the club !
I’m 20 and am 11% done with my Life and health insurance course. I can’t retain any information I read and I’m trying to have this done by April 11th. Do I just need a license or do I actually have to remember everything I learn in this course. There is a lot of stuff to remember if so.
I’m currently doing classes for insurance AND real estate.. pray for me guys lol
Wishing you the best in all your successes!!🤘❤ You got this🤗
I know this video is old but I hope you can answer my question 🥰. I've been I. Training for about 2 months and I just feel like in not getting it. Since the covid there had been a lot of pressure for sales and I haven't been able to produce anything and my money is low. I understand age suffering for a year to get it right is just not on my to do listen and people not understandinghiw serious covid is in the work place is not what I want to deal with. You hit it right on the head about the tough skin and I feel like in this when it comes to who you work for shouldnt be the part you have to grow think skin for . but my question is how you choose the best company? Like the company I am training with seems good but I didn't know the concept of leads and that some companies don't train don't pay training and you have to buy leads . so how do you know what your really getting into.
The million dollar question right? How to know if this is the right place to go to work?? Most of my smart ideas are in these videos, make sure you watch the couple videos before and after this one about captive orgs, independent and breaking down expectations. Unfortunately there is no magic Recipe to figuring out the best place to work, especially durning Covid. Best I can do is offer up my personal contact info if you want to talk more about it. Thanks for watching. Jeremysmithacademy@gmail.com
DId you get an answer ?
Narrisa, I apologize, somehow I totally missed this email. This seems like a big convo. Would you be interested in just talking on the phone next week for a few and I will see if I can give you some direction? Email me contact info and a good time if interested Jeremysmithacademy@gmail.com
I'm an independent life insurance agent and I currently work with an IMO. Commissions are great and I really enjoy the team that I'm with, but how do Imo's honestly compared to a captive agent position
You need to go to my channel and watch the 2 videos breaking down captive verses independent IMOs. Should tell you everything you need to know. Reach back out after you have done this.
Do you think a complete newbie could work in this field? Never done sales or basically any phone work. However I have a ton of mental strength and check all the things you listed. Would be an absolute newbie in the insurance field. Pivotal point in my life and curious on your thoughts. Thanks.
Absolutely! I have seen many people with little more than a pile of tenacity turn into great successes. Picking the right place to enter into the biz tho is vital!
Email me! My firm is looking for individuals like yourself!
Shanaycookphp@yahoo.com
How do you find clients?
I love that jacket. Where did u get it from?
IN AGREEMENT
Hi Jeremy,
I’m 50 and making a life changing career into Insurance. I am in the process of preparing to study for the exam. Are there any Prep Companies you prefer?
Just started watching. Your videos.
I’ve always used Exam FX
Question. What is the difference between owning the agency and working for the agency as far as comissions?
Big ranges between agencies. Owners normal keep between 30% to 65% on the high end. Do what you have to do to learn the business and then get to the point where you are at the top of the food chain absolutely as fast as you possibly can! I spent 2 years kicking up 50% but I was working under someone who actually took the time to teach me the business so well worth it. Most will try and suppress your education so you never leave. This is a big inspiration for this site. Let me know if I can help more along the road.
I work with a financial firm.
Email me at shanaycookphp@yahoo.com
I’m studying for Life Insurance #CA 😊Sara
I am in internet sales at a car dealership. I am really good at it but ive been thinking about selling insurance. Studying this now and will be looking for a carrer change in the next few months
I’ve done both of those jobs, you won’t regret it! Hit me up when you get close!
Email me! My firm is expanding and looks for individuals like you!
Shanaycookphp@yahoo.com
Hey Jeremy,
I would like more information. I've read comments below and will get in touch with you to get rolling 💡 this was very informative.
Hey there, here is my personal email if you have more questions. Jeremysmithacademy@gmail.com
@@jeremysmithacademy I just left you a voicemail. I couldn't email you due to Gmail saying it's not a valid email.
@@jeremysmithacademy I was able to email you. Maybe it was the server but I'm excited to speak with you regarding business ideas and what I can/should do to succeed.
Did you ever get in touch with him
My time is more important to me now that I am 46 years old. I also want to make 100K per year, so i am getting my license this summer to sell life insurance. Thank you for the video and motivation.
Love it ! Good for you! I will be coming out w a training course inside the next two months that’s tailored for brand new agents so be on the look out for that. If you subscribed you will get an email invite. In the mean time don’t be afraid to hit me up w anything I might be able to help with.
@@jeremysmithacademy Thank you Jeremy, I will keep an eye out for the training course!
Can you advice me to how to get license for selling life and helth insurance.i am new here.
Check out ExamFX
I’m in college for accounting, but I hate it haha I think this is what I want to do
SAME.
Rather do this then finish my bachelors
@@RAVENZFANLC right like I want to make money now lol
Email me I’m in the business and we’re looking for individuals like yourself! Email me at shanaycookphp@yahoo.com
@@RAVENZFANLC hey, good choice!! My firm is seeking individuals like yourself!
My email is shanaycookphp@yahoo.com
So did you get into doing the business?
Which is the best training course to get your L & H licence, you recommend.
Try ExamFX
Exam FX
Do you need a license to sell insurance in Florida? Or could u work and sell under someone’s else’s license at an establishment?
Yes you need your own license
I’m taking a pre licensing course I take my test next week Life insurance test
Good for you! Hit me up as soon as you have passed test and we can get on a call and talk about exactly what you want to do in this business as far as product offerings, marketing and over start up process. Cool?
I currently work as a quality control agent with a smaller company specializing in Medicare plans. I recently received my life and health insurance license and have been considering transitioning into an agent role; strictly because I do not see a lot of growth potential in my current position. My question is, do you think it would be best to stay within this company that specializes in Medicare (which i am familiar with), or would it be more beneficial to move into a bigger company that has different product options and growth opportunities?
Hey there! So I def need to get some more information from you in order to give you feed back. Would you like to give me your email address so I can ask you a few questions in private ?
@@jeremysmithacademy I would love to talk to you some more regarding this, my email is milnetessa44@gmail.com
I have a one on one interview tomorrow with a life insurance agency. Do you have any advice or tips?
Watch video on Captive vs Non Captive. This should give you plenty of questions to ask which will take some of the spot light off of you
I just passed my life and health insurance test and am applying for my license right now. I don't think I did enough research. Can you please help me what do I do next to get to sell insurance?
Absolutely but would you be alright with jumping on the phone next week instead of a bunch of texts? Maybe Monday or Tuesday??
Whenever you have some free time. Monday or Tuesday anytime would be awesome.
Shoot me an email and we can exchange phone numbers through email Jeremysmithacademy@gmail.com
Hey there! I'm 25 years old and have an offer to join a specific company for selling life insurance to businesses for their employees. This would be my first time outside of an hourly/salaried role, 100% commission. I'm great with people and am a fast learner, but I can't help but feel it may be selfish to take this job instead of a more traditional one, seeing as we aren't made out of money. The other half of me is excited to try something new as I have a wide ranged skillset already. I'd be the agent supervisor. What would your take be on this?
Jeez! I am not sure I can give you much help here. That’s a different type of insurance than I know plus I have no idea all the other important details of the job and your life. Would love to help but not sure I can on this one
Hey Jeremy, would it be a bad idea to become a captive agent while trying to start out and learn in this business?
Absolutely not, as long as it’s the right one. Watch my videos about Cap vs non cap and then email me after and I can talk w you about thoughts on whatever companies you are considering. Jeremysmithacademy@gmail.com
Certificate of deposit for estates purchased at Christmas only ATM card
I passed the life and disability insurance 🙌
Nice!!
I'm curious, I understand you won't necessarily make much starting out but is there any base pay? or is it 100% commission?
Depends where you go to work for but very rarely is there a base pay. Possible a draw against future commission
As a 32 year industry veteran, I wish I'd heard this 32 years ago...
never too late to start something new
@Captain Mike's Space duh it’s no age limit I think I’m late and I’m 28
Iam 40 and starting next week!
Hey Jeremy I have my first interview tomorrow for uhc agent and I’m stressing out. Any words to help me out
:( I’ve never did this before and I just wanna be the best at it top5 lol
Find my video about Captive Agency’s. It tells you all the questions to ask. They are gonna hire you for sure if you look the part and have a pulse. This should be much more about you interviewing them.
i passed my exam and im debating on joining ffl where i have to buy leads or assurance where they buy your leads and its 100% remote but no residual. to start off which onr do you think is a better idea?
Well if you have watched all my videos, I think captive agencies are a great place to start off but def only a pit stop on your way to becoming independent. With that said, my choice would be all about where am I going to get field trained at the best/fastest. I would ask some very detailed questions to both before committing. I have a video full of all the questions you should be asking them on my CZcams channel. Find that, watch it and then reach back to me with questions ok
@@jeremysmithacademy thank you so much im gonna subscribe and watch them and ill comment again! thanks
I about to experiment with Facebook ads and I have a site free through NAIP, planning on using that as a funnel, and got my own doman name, through that site I set it up to where people visiting can request a quote or do full app (absent payment section) then I get that info, fill out the app and call them for payment info. That is the plan. I have not started that yet cause have no money for advertizing right now.
I’m 29 years old, been holding down a paycheck to paycheck job. I really want to get into this business, but don’t know how to start.
Hey DJ I can help you out. I’m studying for my fl license now. I’m 27 but got some big dreams!
Email me !! I’m a life insurance broker!
Shanaycookphp@yahoo.com
@@ctrezzy11 Did you pass?
Hay quá
I passed Health Life and Annuity. I was recruited by a company but not sure it’s a good fit
Good for you ? Who is the company? Can email me direct if you want Jeremysmithacademy@gmail.com
I just passed my life, accident and health exam. I really need help getting started. I feel a bit lost
Tell me a bit about yourself. Where do you live? Are going planning on jumping into the insurance biz full time, what goals and plan do you have at this point? Email me back at jeremysmithacademy@gmail.com
That intro made me feel like I found THE guy - subscribed
Thank you for this.
I only want to get licenced for Health. Do you employ health only agents ?
Thanks for the comment. I do not actually employ agents. This site is purely educational. With that said, I can definitely help you find a biz home if you would like?
@@jeremysmithacademy
Not yet.. I'm just going get licenced in health.
Thank you so much or your help.
I really enjoyed your vids ..
I do not but I can always put you in touch with some good people if needed
@@jeremysmithacademy good video. I'm interested in becoming a health only agent. Are there any companies that you get you licensed or are you referring to individuals that assist in the process of becoming a certified health only agent. Thank you in advance
@@r.washington9146 I actually may have a good option for you. One of my close friends and I started a company for this about a year ago. Not positive it is exactly what it is what your looking for or not. Would you be willing to jump on a call w my partner and just talk for a few?
This video itself is a marketing scheme he’s not wrong but he’s giving basic information to draw your attention into thinking he knows more than you which he very well might but in the end only 2 things matter your ability to over objections, and your personality you gotta adapt to the customer and make them your friend also most captive agents do not get residuals
Literally nothing you said is correct but you go girl !
Is high school diploma required to Take state test ?
No it is not!
Cod for you to help with estates at Christmas
Hey Jeremy! Can you sell Life insurance part-time? I work full time, would like to do this. Thanks
Absolutely. Many do this!
@@jeremysmithacademy Would recommend sell Life Insurance only, or have other services as well. Thank you for your time.
I work as a life insurance agent!
Email me shanaycookphp@yahoo.com
@@jeremysmithacademy How much do you think they can make from doing this part time ? Tnx
Insurance for probate estates
Hello. I'm a new life and health agent. I was just appointed with the carriers. I might have to file personal bankruptcy because of me losing my first job, (nothing to do with insurance). Thats why I had to change my career. My question is. When its time to renew my license in 2 years and be appointed again. How strict are the carriers with someone with a resent chapter 7? Not sure if I should just do a debt relief consolidation. I appreciate your advice! Thank you!
As long as you don’t let your license lapse it shouldn’t matter. As far as actual insurance contracts go, this could be a problem. You don’t have to renew insurance contracts tho as long as you write actual business within 6 months typically with said carrier so just make sure you have all the contracts you may need done before the bk goes thru. Final note, make sure your total debt is really a big number. If your good, you will be making amounts of money that you may not be accustom to and this may be able to just pay off the debts. Definitely do not do a debt relief consolidation unless you mean simply refinancing your home mortgage. Those are huge scams in my experience. Good luck!
@@jeremysmithacademy thank you! Do you mean contracts with carriers? Yes every 2 years.
@@jeremysmithacademy I appreciate your advice! I owe like 30k in cc debt and others bills. Fail behind because of the pandemic. I have to renew with the carriers every 2 years. I work with an upline where I don't get the full commission or get to keep my book of biz. They provide the leads.
Ok so first of all, I personally would not even think about a BK with just that amount of debt. You can make that on just one deal( not every deal obviously but very possible to find in the life and annuity world. Credit card companies will settle for 20 cents on the dollar after a year of the debt not being paid so keep that in mind.
Not sure if you were asking or telling but in all my experience I have never had to renew a contract that I was appointed to as long as I have written a piece of business with them within a 6 month period.
is getting the certificate hard? cost?
Its a listen and yes it cost but you have to be hired by a company first to get study guides to be able to take the test but I'm not sure if its like that in all stat
Deposit slipped
Should I be skeptical of a company that doesn’t pay me the selling agent residuals on Medicare supplements? Is that a quality that should be given?
Not sure skeptical is the right word. Many do not but in my opinion the only ones that sign up for that are either in major need of another service they provide or they just do not know any better.
@@jeremysmithacademy So it’s safe to say regarding Medicare supplements residuals should be included, for both agent and broker?
I’m just saying if it were me, I would want to be paid directly from the insurance company on MS and not LOA from my broker so that when we parted ways, the residuals followed me.
@@jeremysmithacademy May I ask how that works?
Become an independent agent and not a captive agent like what your describing. You can get contracts to sell insurance products all on your own. You do not have to go through a broker to get access. What else is this place offering you ? An office? Training ? Leads? Go watch my videos on the difference between captive vs non captive. Those 2 videos should explain everything to you. Hit me back afterwards tho if not ok
If you are with a company as a Captive agent; aren't you still paid?
Yes of course
I just passed away, man I sure wish I had life insurance...
Can ppl who recently started selling li on commission like their first or 2nd month share their experience
Jacob, sure thing! I welcome dialog! Also the answer to your what’s possible question is impossible for me to answer. Way to many factors such as skill sets, marketing plan, work ethic ect. But you will def get out what you put in!
@@jeremysmithacademy thanks!, Btw what do you think about 'ail' they provide you with leads ?
@@jacobsolomon427 I have never heard of em my friend
Robinhood financial for probate estates purchased at Christmas only per head holders 14 children TBA to be announced
Dated format.
what's the best license for final expense insurance in florida
Just need a life license
That said, you should def sell Medicare Supplements as well because when you sell that, you save them money and then can use that to purchase the FE policy
@@jeremysmithacademy 2-14?
@@jeremysmithacademy fe policy? Your speaking another language
@@richiebrahh final expense
Not sure what direction to go. Suggestions? I’m new just got 215.
Need a little more clarification. Direction as in who to go work under? What does 215 mean?
Jeremy Smith I am new to selling insurance. 100% I Live in Florida so I have 215 life and health. Not sure whether to do FMO or go work captive. Then I Found out there is co that pay an hour rate also. I’m thinking about doing Medicare. But I feel like I don’t want to be stuck going in to a call center. My concern is. Learning the products 100%. So I can do great and having some to scrub the apps I don’t mind doing the FMO but I feel I need some guidance but not enough to be stuck in a job situation or can’t leave there and lose the book of clients I guess I’m confuse myself the more research I do. Lol
I can only tell you that biting the bullet for a short period of time and getting some training from a captive company before going independent worked very well for me. If you want I can give you some recommendations. Would def stay away from the call centers. I’m coming out w a ton of new trainings that will be perfect for you at your point starting next week. Let me know if I can help
Jeremy Smith ok. Yes. I am stepping away from call centers. Insurance milling. I don’t feel I will get the training I need. Just being robotic. Etc. yes I am open to what you have to share. Thank you
@Own Your Greatness yes. I didn't have a problem with the 215. It's the afterwards that I'm trying to get down. Awesome. Definitely thank you. 😀