This is How Expense Ratio Eats NAV and Your Returns in Mutual Funds | How NAV & Expense Ratio Works!

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  • čas přidán 27. 02. 2024
  • This 3 minute guide will explain you how NAV and Expense in a Mutual Fund works and how Expense Ratio eats up NAV and your returns every single day.
    #mutualfunds #investing #stockmarket
    Explained in the video:
    What is NAV
    How NAV works
    How Expense ratio works
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    Thank you for watching!
    ⚠️ DISCLAIMER: THE CONTENT PROVIDED AND TALKED ABOUT IN THE VIDEO IS NOT AN INVESTMENT ADVICE. I AM NOT A SEBI REGISTERED INVESTMENT ADVISOR.
    THE VIDEO IS SOLELY FOR EDUCATIONAL PURPOSE ONLY. PLEASE DO YOUR OWN RESEARCH BEFORE INVESTING.

Komentáře • 35

  • @rahuldas20026
    @rahuldas20026 Před 5 měsíci +13

    Hello Ranjan, your 3 minute guide videos are simply amazing, to the point and information worthy. But I request you to please upload some full fledged videos during the mean time also. I am eagerly waiting for your long detailed videos on stocks, MF, taxation, etc. I hope you'll upload one soon ❤.

  • @vinayaksharma6977
    @vinayaksharma6977 Před 4 měsíci

    Very informative video, thank you!!

  • @verupakshagouda9955
    @verupakshagouda9955 Před měsícem

    Short n crisp info u gave sir... Thank you

  • @vaibhavbaravkar4001
    @vaibhavbaravkar4001 Před 29 dny

    Short n useful info thank you👍🏻

  • @DeepakKumarSingh2015
    @DeepakKumarSingh2015 Před 7 hodinami

    i need to see actual calculation . Take an example of any Mutual fund , fix SIP for 1 year and calculate the Expense and all

  • @nikhil78620
    @nikhil78620 Před 5 měsíci +2

    I am investing 10,000 per month in Aditya Birla PSU fund and 10,000 per month in quant small cap and 10,000 in quant mid cap And 5,000 in icici nifty 50 and 5,000 in parag Parikh FlexiCap and 1 lacks in smallcase (safe haven) For my son higher education and for short duration only for 1 year
    If any changes needed please let me know...

  • @robertlhungdim0104
    @robertlhungdim0104 Před 5 měsíci +3

    Hello Ranjan and everyone .. i m new to MF .. started my humble MF portfolio .. I m having hard time figuring out when the daily gains and loss gets updated in dashboard…

  • @rahulmanki2159
    @rahulmanki2159 Před 4 měsíci

    Quant fund ke bare me apki kya openion he sir..abhi bhot positive results mil rahe he

  • @maheshwaricreation161
    @maheshwaricreation161 Před 4 měsíci

    Sir jab new NFO launch hota h tab Direct or Indirect dono mutual funds ki NAV starting me same hoti h??

  • @Garvitkharb
    @Garvitkharb Před 4 měsíci

    Please review JM flexi cap fund and tata small cap fund for long term sIP

  • @mehulpatel9579
    @mehulpatel9579 Před 2 měsíci

    Bhai Mutual funds ko bechne par konse din ka NAV count Hoga ?

  • @kaushikghosal02
    @kaushikghosal02 Před 2 měsíci

    Thank you

  • @vickyjoshi7951
    @vickyjoshi7951 Před měsícem

    Really good

  • @chitranjanpal7927
    @chitranjanpal7927 Před 4 měsíci +1

    Kisi mutual fund me invest krne ke liye NAV kitna important hota hai. Jese ki HDFC BSE Index Fund ka NAV Jayda hai aur Nippon India Index Fund ka NAV kam hai.Kya jiski NAV kam hai usme invest krna chahiye.

    • @YourEverydayGuide
      @YourEverydayGuide  Před 4 měsíci +1

      NAV se koi fark nahi padta. Low nav does not mean ki mf acha hai

  • @shaun3008
    @shaun3008 Před 5 měsíci

    Are you saying the solution is to move to ETFs instead of MF or just educating about Expense ration ?

  • @KamaleshPatel-1973
    @KamaleshPatel-1973 Před 5 měsíci

    Good evening sir

  • @nagmasheliya3879
    @nagmasheliya3879 Před 5 měsíci

    ICICI prudential nasdaq 100 mutual fund me sip kare ya na kare plz make a video

  • @please.chriss
    @please.chriss Před měsícem

    mast

  • @WallstreetTraderrr
    @WallstreetTraderrr Před 3 měsíci

    Ek confusion hai...if NAV goes 10 to 9 then ispe b expense ratio lagta hai kya....means loss me bhi expens ratio cut hota hai lya

  • @familyisforever3295
    @familyisforever3295 Před 5 měsíci

    Sir please review my portfolio:
    1. HDFC Retirement Savings Fund : Rs 2500
    2. Parag Parekh Tax Saver : Rs 2500
    3. Edelweiss Multicap: Rs 2500
    4. SBI Large & Midcap : Rs 1500
    5. Kotak Emerging Equity : Rs 1500
    6. BOI Small Cap : Rs 100
    Should I add Quant mid cap also?
    Please suggest.
    BR
    Sumit Rawat

  • @subhashbharti9678
    @subhashbharti9678 Před 5 měsíci +2

    यानी कमाई करो और उड़ाओ, saving नहीं करना 😂😂

  • @utkrishtvardhansingh
    @utkrishtvardhansingh Před 4 měsíci +1

    Nippon small cap MF ka Nav toh 159 hai aur expense ratio 0.8 toh kya ye sahi rahega 🤔

    • @surajrock7241
      @surajrock7241 Před 3 měsíci +1

      Don't go for small cap, hmesha pehle choice flexi cap rakho

    • @utkrishtvardhansingh
      @utkrishtvardhansingh Před 3 měsíci +1

      @@surajrock7241 ab toh le liya aage chalke jab aur investment karunga tab diversify kar dunga

  • @gmm8256
    @gmm8256 Před 5 měsíci

    Hello sir,
    I am working in corporate sector and i am allowed to trade only 1 broker.
    I request you to help me with the app in which we can directly invest in MF without opening demat account.
    Note i dont want to invest directly on MF website.

  • @parthapratimmech6138
    @parthapratimmech6138 Před 5 měsíci

    First comment

  • @modellocomotiveworks2215
    @modellocomotiveworks2215 Před 3 měsíci

    Expense ratio
    तो पहले ही कट जाता है।

  • @priteshthakker
    @priteshthakker Před 2 měsíci

    What a negative depiction of expense ratio
    Do you need MF / AMC services to be done Free of cost?
    in your many videos, you been telling that "nothing in this world is free", then why see expense with negativity like this?

    • @YourEverydayGuide
      @YourEverydayGuide  Před 2 měsíci

      You didn't watched this video, did you?
      I am just explaining how Nav and Expense ratio works, that's it. Nothing negative!!

    • @priteshthakker
      @priteshthakker Před 2 měsíci

      @@YourEverydayGuide I watched it full before my comment... And commented as what I felt, especially based on depiction of vdo cover image

  • @mudassarwasta
    @mudassarwasta Před 5 měsíci +1

    You are clearly misleading investors. You say through the example that when investors think of 11% returns, they would actually get 10.967% returns because expense ratio will be deducted from original NAV to give new NAV. This is where you are grossly mistaken in your explanation.
    The NAV itself is Net Asset Value which is obtained after deducting all the charges and expense from the fund. This means that when the investor gets 11% returns from the fund, they get 11% returns through the NAV which is displayed publicly. Nothing is further deducted from the NAV before it is redeemed to the investor's bank account. Whatever returns the fund gets in-house, from which expenses are deducted, is not of much concern to the investor as long as they are getting returns as expected. There is only ONE NAV.
    Yes, I agree that high expense ratio cuts into the overall returns of a active mutual fund.

  • @Anupanup24311
    @Anupanup24311 Před měsícem

    Sir kya expence ratio change hote rehta hai ya fixed rehta hai ..plz reply ❓❓❓❓

  • @BiggBrro
    @BiggBrro Před 5 měsíci

    according to your explanation, agar koi naya banda entry marta hai aur wo sirf Rs. 1,000/- invest krta hai to per head units 10,000 se km ho jayegi, aur gar lagatar aise hi km amount ke saath log ghuste rahe to per head units lagatar kem hoti rahengei aur mathematically NAV bhi badhta rahega, lekin aisa nahi hota hai, kyon? please explain