How I Spend My $250K Software Engineer Income

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  • čas přidán 4. 08. 2019
  • I show you how I end up spending $18,925... in a month...
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Komentáře • 3,4K

  • @condensedcicada3755
    @condensedcicada3755 Před 3 lety +11167

    this guy isn't humble at all and i love it

    • @matthews7447
      @matthews7447 Před 3 lety +171

      these are my kind of people😁

    • @yaweh294
      @yaweh294 Před 3 lety +78

      He put a lot of work in to this

    • @d4ggzyymtb989
      @d4ggzyymtb989 Před 3 lety +4

      Hahah same

    • @johnpaul4301
      @johnpaul4301 Před 3 lety +18

      Do software engineers at fang make $250k??

    • @dailyfuturetrades4998
      @dailyfuturetrades4998 Před 3 lety +54

      He is educating and entertaining - bragging is just a low key aspect that is kind of high key.

  • @samtruby2721
    @samtruby2721 Před 2 lety +5518

    Laughing and crying at the same time. His monthly spending is more than my yearly spending.

    • @DJVARAO
      @DJVARAO Před 2 lety +80

      I call it BS. If you have 20K/month why living in a tiny miserable apartment?

    • @kkk2.077
      @kkk2.077 Před 2 lety +309

      @@DJVARAO
      His apartment is not that tiny

    • @ItsDreame
      @ItsDreame Před 2 lety +338

      @@DJVARAO cause he can, just cause you have money dont mean you gotta get a mansion

    • @DJVARAO
      @DJVARAO Před 2 lety +27

      @@ItsDreame I know, but this video looks to me like a flexing video for nerds. Similar to those by self proclaimed "crypto-millionaires" whose entire "proof" is a random screen capture. As a nerd, I don't buy it.

    • @fascinatinglist9654
      @fascinatinglist9654 Před 2 lety +64

      @@DJVARAO Tiny ? You should see how small and expensive his new apartment is

  • @BasithHaroon
    @BasithHaroon Před 2 lety +4321

    His spend on food alone is more than my entire monthly income.

    • @RabbitConfirmed
      @RabbitConfirmed Před 2 lety +345

      "stop being poor" - youtubers

    • @shlokjain4618
      @shlokjain4618 Před 2 lety +116

      @@RabbitConfirmed I mean he is a data scientist in FANG

    • @pixytorres7117
      @pixytorres7117 Před 2 lety +12

      @@shlokjain4618 what is FANG?

    • @BasithHaroon
      @BasithHaroon Před 2 lety +104

      @@pixytorres7117
      F - Facebook
      A - Amazon
      N - Netflix
      G - Google

    • @pixytorres7117
      @pixytorres7117 Před 2 lety +42

      @@BasithHaroon Damn, he's good. And I thought I was pretty good when I worked at Dell.

  • @ToomanyFrancis
    @ToomanyFrancis Před 2 lety +746

    Using the corgi plushies in a video so they are a business expense and using them as incentive for donations that you can use as a charity write off. Pure genius.

    • @Rizz
      @Rizz Před 2 měsíci +1

      Bros a legend for that

  • @adelbenbezza7975
    @adelbenbezza7975 Před 4 lety +7565

    "I pay for my subscribers"
    Me: you guys are getting paid?

  • @dominickperini5388
    @dominickperini5388 Před 4 lety +2979

    “I did a lot of data cleaning because I’m a data scientist. I ordered it by amount spent so you can see it by amount spent” 😂😂😂😂 someone give this man $250k a year

  • @duda-me
    @duda-me Před 2 lety +64

    I can never tell when this guy is serious or when he is acting. You are great man.

  • @emiliomagallon9490
    @emiliomagallon9490 Před 2 lety +427

    I like his sharp and intelligent humour. We need more Joma Tech humans!!

  • @deepbansal6405
    @deepbansal6405 Před 4 lety +3102

    I used to admire this guy.. Now I love him.

  • @theranger9382
    @theranger9382 Před 4 lety +2957

    No one :
    Joma : im going to flex for 15 mins straight because i can.

    • @garm7506
      @garm7506 Před 4 lety +8

      Si la verdad sigue siendo medio pelotudo. Igual o peor que antes.

    • @hendrikmartina3552
      @hendrikmartina3552 Před 4 lety +1

      @@garm7506 tremendo pecho frio que sos Joma

    • @matiii221
      @matiii221 Před 4 lety +9

      u hear the part when he says "it's just entertainment" ?

    • @thePrinceOfPurpose
      @thePrinceOfPurpose Před 4 lety +7

      @@matiii221 I thought I'd check it out, but yes just straight flex and really boring

    • @nathan___gage
      @nathan___gage Před 3 lety +10

      honestly man, this is not a flex. 250k / 12 months is barely over 20k/month.... he spent 22k this month, and he's single without kids. He could literally be a multimillionaire if he invested and lived barely modestly for, maybe 5, 6 years. Its embarrassing lol

  • @levislawns
    @levislawns Před 2 lety +41

    first 28 seconds got me to subscribe. this is the kind of honesty the world needs

  • @mehdiaslanov1808
    @mehdiaslanov1808 Před 2 lety +291

    I like how this guy is extremely honest

  • @yaseenjamal3389
    @yaseenjamal3389 Před 4 lety +274

    "I don't want them to talk to me or I'll get nervous" - spoken like a true CS major

  • @user-dg9dq1xs2y
    @user-dg9dq1xs2y Před 4 lety +3774

    Spends $ 19k per month and lives with roommates.
    That's why you will never have a girlfriend

  • @amerfirdaus2459
    @amerfirdaus2459 Před 2 lety +85

    He was not bragging . He’s just honest 😂

  • @maximedegraeve9061
    @maximedegraeve9061 Před 2 lety +19

    i'm currently studying for integrating a engineer school, become like this men is my objective

  • @nurdiinasad203
    @nurdiinasad203 Před 4 lety +2038

    Graham Stephan would have had a seizure watching this

    • @hacker010010101
      @hacker010010101 Před 4 lety +36

      graham stephan is fake

    • @bunnyUFOable
      @bunnyUFOable Před 4 lety +33

      @@hacker010010101 How so? Not defending, just curious. have seen a few of his videos, mostly to learn more about real estate before a first home purchase.

    • @bunnyUFOable
      @bunnyUFOable Před 4 lety +7

      @Richard Mooney Do you mean his reactions are fake? or that as person he is fake as in not actually frugal/minimalist?

    • @kibskibs498
      @kibskibs498 Před 4 lety +11

      Daniel De La Garza he also constantly plugs his products even though outside of his CZcams channel he isn’t actually that successful. He’s a below average real estate agent in terms of portfolio. Look it up he’s a laughing stock of those who are actually rich.

    • @KpopNiDontStop
      @KpopNiDontStop Před 3 lety +47

      @@kibskibs498 Thats why he says youtube is his main source of income now... but Stephan isn't even 30 years old yet or old at all hes doing really well at his age in real estate considering he has many many years to grow and someone who makes 1 million a year is absolutely rich... nobody rich is laughing at a guy like that.

  • @nathangebrewold1817
    @nathangebrewold1817 Před 4 lety +1298

    "My net worth has been growing faster than ever" ***goes from $1 to $2***

  • @sifatjamil5054
    @sifatjamil5054 Před rokem +2

    Love your videos man! Keep up the good work! ♥️

  • @ycnexu
    @ycnexu Před 2 lety +111

    I couldn't help but quote (loosely) some of this. It's just too good:
    "pffft. i don't want you to think I'm a good person or anything"
    "personal assistant. very useful, highly recommended. if you're rich."
    "I shouldn't worry about spending more in self-improvement"

  • @jeremiahnji6
    @jeremiahnji6 Před 4 lety +163

    Great video. I love how honest you were with everything. Most people would beat around the bush. I am definitely going to replicate what you did today. Tracking expenses is essential.

  • @swagh1611
    @swagh1611 Před 4 lety +64

    Hey Joma, I randomly started watching your video and ended up watching all of your videos. They are so good, entertaining and informative. Keep up the great work man. :D

  • @Alfakkin
    @Alfakkin Před 2 lety +2

    Honesty is always the best way...great video

  • @lorenafg8623
    @lorenafg8623 Před 2 lety +6

    Self-worth before net-worth. Watching this in late 2021, dude, that money on entertainment was worth every penny.

  • @johnlee5405
    @johnlee5405 Před 3 lety +746

    He is not overpaid, he is just smart and work for the top firms. IT folks earn well but his level of pay is for gifted folks. It's not your average joe who took community tech classes and think they will be an overnight millionaire

    • @ET-yc4wb
      @ET-yc4wb Před 2 lety +119

      Yep. Imagine f=working a 9-5 hour job + youtube + educational material for your followers + personal projects, etc. This guy doesn't just work 9-5, it's more like 13-9 hours a day. He definitely deserves all of this.

    • @kalashnikov172
      @kalashnikov172 Před 2 lety +45

      He is underpaid. Ive seen lot more people doing bullshit and earn higher especially those on the governments

    • @GYM0THY
      @GYM0THY Před 2 lety

      You might be right, but this amount of dickriding is crazy bro, relax

    • @SlugsnetGames
      @SlugsnetGames Před rokem +10

      Its overpaid. Like 90% of IT Jobs.

    • @Brandooooo5
      @Brandooooo5 Před rokem +71

      @@SlugsnetGames demand and supply. It's not overpay if 90% of the industry are 'overpaid'.

  • @altaccount8749
    @altaccount8749 Před 4 lety +510

    Joma Data Scientist: How to become a software engineer videos.
    Joma software engineer: How to become a Data Scientist videos.

    • @nataliagonzalez3149
      @nataliagonzalez3149 Před 3 lety +2

      So what is he

    • @zakai1769
      @zakai1769 Před 3 lety +2

      Natalia Gonzalez he used to be a Data Scientist, now he is a software engineer.

  • @romanlee8287
    @romanlee8287 Před rokem +2

    I love the transparency lol you know what I'm talking about!

  • @shinigamiryuk4183
    @shinigamiryuk4183 Před 2 lety +120

    one day he will become billionaire when everyone will return his owed money

  • @almel7261
    @almel7261 Před 4 lety +1629

    When you are a software engineer in Russia and paid with amount of a data scientist spends on transportation :D

    • @daple1997
      @daple1997 Před 4 lety +15

      I thiught u can make cliser to 3k usd in moscow. Thats pretty good.

    • @genrikmuradyan9967
      @genrikmuradyan9967 Před 3 lety +62

      @@daple1997 Nah you can make significantly more than that in Moscow (4-5k), but the cost of living there is also quite high compared to any other city in Russia and is more or less on par with good european cities and some capitals.
      3-3.5k USD is what you can easily get on a senior position in St Petersburg (2nd russian megapolis), while a middle-level position would be like 2-2.5k.

    • @Handsome_Vlad
      @Handsome_Vlad Před 3 lety +30

      Boys, Питон долго учить придется до такой зарплаты?
      А то на заводе едой заплатили за этот месяц...

    • @zetbustre
      @zetbustre Před 3 lety +14

      @@Handsome_Vlad хоть еду дали! Слава императору человечества!

    • @Rusu421
      @Rusu421 Před 2 lety +14

      You can be a software engineer in Japan for a double price. Yay!

  • @reymui2023
    @reymui2023 Před 3 lety +335

    My question is how tf do you have time for all those expenditure activities with the amount of work you do for jomaclass, jomatech, and day job?!

    • @GrandlineClips
      @GrandlineClips Před 3 lety +22

      ikr, i really dont think this man has time to record at all

    • @OcTVids
      @OcTVids Před 2 lety +22

      most of it was material goods. there were concerts, standup, flights he purchased that month but it doesnt necessarily means he went that month.Could be later.

    • @maythesciencebewithyou
      @maythesciencebewithyou Před 2 lety +41

      not having a familiy to take care of

    • @nithing5694
      @nithing5694 Před 2 lety +4

      imagine elon musk🤯

    • @johnjordan3552
      @johnjordan3552 Před 2 lety +3

      because he is Batman, everyone knows that Batman doesn't sleep

  • @suryad998
    @suryad998 Před 2 lety +10

    I just love how honest and upfront he is lol

  • @KyrieFluffins
    @KyrieFluffins Před 2 lety +4

    Would you ever do a video on why you left Silicon Valley for NY, or the differences between SV/NY? Love your channel!

  • @arieltabuzojr2434
    @arieltabuzojr2434 Před 4 lety +2036

    Dude. You need to have a financial advisor

    • @skepticmoderate5790
      @skepticmoderate5790 Před 4 lety +155

      Seriously unhealthy the amount of spending he thinks is okay.

    • @jeresher6821
      @jeresher6821 Před 4 lety +195

      @theuser1045 Dumbass, it's not them telling you how to spend your money or make money, it's about them advising on how to save, invest, budget, etc alongside managing your investments. I can guarantee that you can't come up with a rebuttal that can explain WHY a financial advisor won't be useful to most.

    • @quaweeguy
      @quaweeguy Před 4 lety +67

      @theuser1045 you sound like a broke person

    • @thinker_211
      @thinker_211 Před 4 lety +4

      @White Noise And pay for him... hahaha

    • @godominus9222
      @godominus9222 Před 4 lety +5

      @theuser1045 You sound like someone compensating for not actually being all that capable

  • @kevinalvarado9717
    @kevinalvarado9717 Před 3 lety +5

    Great content, wish I wouldve found your channel some years ago, really informative and funny aswell

  • @Denisecarv
    @Denisecarv Před rokem +1

    I love you so much!!! I Love your videos and your sense of humor!!! Big fan!

  • @victorguerrero9504
    @victorguerrero9504 Před 2 lety

    You just earned yourself a new sub love the videos man

  • @A5IR
    @A5IR Před 3 lety +972

    if you’re reading this, don’t feel bad about how much you spend compare to him. remember, no matter how much he trolls around, he still worked very hard to get where he is. you can also work hard and you’ll get there for sure

    • @Big1nz
      @Big1nz Před 3 lety +98

      Most people won't get to that level no. You'll get somewhere though

    • @orestojiljkovic9107
      @orestojiljkovic9107 Před 3 lety +70

      @@Big1nz well... Shoot for the stars and you will crash on the moon i guess

    • @siliconhawk9293
      @siliconhawk9293 Před 3 lety +41

      @@orestojiljkovic9107 or the Atlantic ocean. Depends but hey it's somewhere i guess

    • @orestojiljkovic9107
      @orestojiljkovic9107 Před 2 lety +35

      @@siliconhawk9293 better than staying in place and wondering where u could have been

    • @RickyC0626
      @RickyC0626 Před 2 lety +14

      @@siliconhawk9293 If you're lucky, one of SpaceX's ships will catch you, and you will become a star.
      Or you might spontaneously combust.

  • @MdARahim
    @MdARahim Před 4 lety +695

    I never felt so poor. Last month I have spent around 100$ (8.5k BDT) and was thinking I have spent too much!

    • @Aureole62
      @Aureole62 Před 4 lety +30

      8.5k in bdt isn't less.

    • @aaron-kurz
      @aaron-kurz Před 4 lety +192

      Don't worry, it wouldn't make you happy to spend such crazy amounts

    • @rene78
      @rene78 Před 4 lety +47

      @@aaron-kurz Wise comment! Should get upvoted more! This guy is the best example. Buying all types of shit and still has depression.

    • @rafezakhatun115
      @rafezakhatun115 Před 4 lety +7

      @Official Complexayeed he is from Bangladesh

    • @Vic3tor27
      @Vic3tor27 Před 3 lety +2

      @@rafezakhatun115 are u from Bangladesh Too 🇧🇩. Bolo Bhai

  • @fabianoD30
    @fabianoD30 Před 2 lety +3

    Would be great to see how you use and manage your virtual assistant

  • @fightnight14
    @fightnight14 Před 2 lety +34

    He spent almost the entire monthly income from work in one month. Honestly, it you wouldn't spend your money then who will? If you don't enjoy it, who will? Of courses your family can, but what if you never get to the point of having a family in the first place? Just a reality check.

  • @seayellow5834
    @seayellow5834 Před 3 lety +804

    The money you spent on the two tickets equals my family monthly income...

    • @tiloolooste3862
      @tiloolooste3862 Před 3 lety +6

      same here

    • @doriannamjesnik3007
      @doriannamjesnik3007 Před 3 lety +59

      My mom earns as much as he spends on transportation lol

    • @dislike2074
      @dislike2074 Před 3 lety +4

      Man in my country ny friend works 4 hrs a day as programmer and six days a week and only earns about 1000 dollars a year just beacuse he is a student.

    • @jeemonk6584
      @jeemonk6584 Před 3 lety +12

      That was my ANNUAL family income

    • @seayellow5834
      @seayellow5834 Před 3 lety

      @@jeemonk6584 Jesus but how much in bank? =_=

  • @ShaferHart
    @ShaferHart Před 4 lety +6

    Dude, do a break down of the business expenses. Particularly interested on the breakdown for the new techinterviewpro business.

  • @chaitanya5959
    @chaitanya5959 Před rokem +24

    I just started laughing without even playing the video.. This guy is dope

  • @jaygeewin
    @jaygeewin Před 2 lety +5

    I need to make a budget spreadsheet. Do you have a template for us to download (minus your data removed)?

  • @RawPeds
    @RawPeds Před 4 lety +23

    Your honesty and transparency is much appreciated.

  • @lonewalkerproductions
    @lonewalkerproductions Před 3 lety +186

    Guys like this remind me to have fun in my pursuit for success and frankly speaking, makes it that much more worth it. Unlike those fake "never sleep, never have friends, work 25/7 hours to enjoy your 60's" type youtubers.

    • @CalLadyQED
      @CalLadyQED Před 2 lety +1

      There are CZcamsrs like that? Ick

    • @hangobi8941
      @hangobi8941 Před rokem

      @@CalLadyQED Garry vee?

    • @worldrenownedchickenchef
      @worldrenownedchickenchef Před rokem +1

      You have to accept challenge, failure and lots of effort. Nothing worth having should be easy to obtain. This guy definitely does A LOT of work. Majority of rich people aren’t lazy, they’re working more than 9 to 5 and they enjoy when they have time

  • @abrantie
    @abrantie Před 2 lety

    You earned bro! Only u know how much effort I put in to get to the top!!

  • @sangarvachakraborty2448
    @sangarvachakraborty2448 Před rokem +4

    Hey i want to know how did you make that income expenditure data sheet in excel. Can you please make a separate video on this topic

  • @drakecoleman9364
    @drakecoleman9364 Před 3 lety +16

    1:08 in, and you already got a like and a sub. Great personality man.

  • @steve-johnson
    @steve-johnson Před 4 lety +92

    "we're gona skip this one, we're gona skip that one..."

  • @paolomorales1651
    @paolomorales1651 Před 2 lety +70

    he’s like thr Ryan Higa of software engineering

  • @harshithvenkata3061
    @harshithvenkata3061 Před 2 lety +57

    Alternate title : How to ask people to return your money in a polite way XD

  • @7motion985
    @7motion985 Před 4 lety +12

    I like your videos, 😂. You are such a diva 💁‍♀️. Joma Spears

  • @UniDeathRaven
    @UniDeathRaven Před 4 lety +145

    here i am , trying to decide what to buy from food on 10$.

  • @chloelu4390
    @chloelu4390 Před rokem

    Cannot believe I found the channel until yesterday ! I feel your style is like one my favorite comedian from Hongkong- Stephen Chou 🤣 Subscribed !

  • @ryujin2206
    @ryujin2206 Před 2 lety +1

    I'm trying to build my career. I'm currently 18 and in my 2nd semester of college. I'm not scared to learn, to improve, to make connections, get a job, put myself out there and grind. I'm scared that I'll dive myself into a deep hole that has no mental support, time for relationships, friends, and family. I want to reach my dreams but I don't want to lose my life. It's very tough to think about.

  • @Michael-jq1hl
    @Michael-jq1hl Před 4 lety +19

    I am glad there are people like you, if everybody was like me there would be nothing more than a few state run business

  • @tazvagyok
    @tazvagyok Před 4 lety +10

    I am happy to see charity on your spreadsheet. God bless you!

    • @someonesomewhere1600
      @someonesomewhere1600 Před 3 lety +1

      I hope you're being sarcastic. Do you realize this kid would have to give away a bucket of money for it to be the equivalent of you or me just giving 2 bucks? He isn't generous. He just wants to make himself feel better and justify his use of our oxygen.

    • @jack.1.
      @jack.1. Před rokem

      @@someonesomewhere1600 his $1000 has 500x the impact on charity as your $2 carries paribus but of course he could and should give more

  • @RocMerc
    @RocMerc Před 2 lety +5

    I don’t even know how I found this but I love this channel now lol

  • @shahbuyuk9405
    @shahbuyuk9405 Před 2 lety

    omg dude this is gold. Subbed

  • @ianchui
    @ianchui Před 4 lety +8

    holy, the corgi clip gave me such a throw back to Nov 2018 days

  • @OptimusGaming100
    @OptimusGaming100 Před 4 lety +11

    Joma please do a video on your algorithmic trading !111 :))

  • @williammann9902
    @williammann9902 Před 2 lety +15

    I would love to see a pandemic version of this.

  • @jzaldivarhn
    @jzaldivarhn Před 2 lety

    Me gustan tu videos brou, saludos desde Richmond

  • @eNVy100
    @eNVy100 Před 4 lety +128

    Next video: Why my net worth keeps growing after spending my 250K SWE income?

    • @denisbbb218
      @denisbbb218 Před 4 lety

      Navo Or why I'm still f'ing broke next year.

  • @TheEmulatorTL
    @TheEmulatorTL Před 4 lety +60

    "Hockey stick graph"
    Still a Canadian at heart I see.

  • @ashutoshpandey1473
    @ashutoshpandey1473 Před 2 lety +164

    At first I got depressed seeing that his monthly expenses are greater than my annual income in India in terms of INR. But after comparing some basic expenses in US and in India, I got some sense of satisfaction that my income is not that bad too, as compared to cost per service in both the countries. I mean we can get the same type apartment for less than the quarter price in one of India's most expensive cities (in terms of rent).

    • @anime2315
      @anime2315 Před 2 lety +19

      Exactly like it's said you earn in dollar and spend in dollar

    • @TheWorkshop298
      @TheWorkshop298 Před 2 lety +15

      All of that holds true except when it comes to tech stuff. For some reason graphics cards, CPUs and phones are sold at a higher price over here than over there.

    • @ashutoshpandey1473
      @ashutoshpandey1473 Před 2 lety +8

      @@TheWorkshop298 due to lack of in-house production in India. And I think all this stuff is just one time purchase and works for years, therefore does not effect our monthly avarage expenses.

    • @PratyakshTyagiBEE
      @PratyakshTyagiBEE Před 2 lety +4

      Even if you adjust for cost of living , US wages are way more in tech even higher than Europe

    • @konstantinkaiser2383
      @konstantinkaiser2383 Před 2 lety +18

      if you want to be unhappy, compare yourself with others x)

  • @yakikaze93
    @yakikaze93 Před 2 lety +1

    how you organize your excel into detail like that? is it manual key in data or u use some third party plugin/app

  • @TheAbrahamHD
    @TheAbrahamHD Před 4 lety +30

    I discovered you through a comment on Graham's videos... can't believe I've never heard of you. If you want to spend all of this money at least video tape most of it, share it on social media, and call it a business expense. (Kinda how Gurus lease/buy exotic cars to sell courses and call that lease a business expense)

  • @AshutoshAnandashu
    @AshutoshAnandashu Před 4 lety +54

    That intro 😂, guess that's where expenses for self improvement are going

  • @xxyanlixx
    @xxyanlixx Před 2 lety +4

    hey where do you get a "system" or app to track all your spending? I really need that. I'm so tired of jotting down every time I spend something. great video Eric

  • @ferdowsraid6084
    @ferdowsraid6084 Před 2 lety

    ahhh man i love youl, your videos are amazing

  • @vincentcornil5573
    @vincentcornil5573 Před 4 lety +17

    Jona, do like me, whenever you buy something that is easily resalable (not sure if the corggies apply to this statement), you should integrate those items in the calculation of your net worth as a fixed asset. Every month they will loose value, so the amount you should spend on crazy shit is the total of these depreciations. Whenever some say I'm spending too much, I just say: "I'm not spending, I'm absorbing the costs of depreciations by increasing my fixed asset turnover". +1 point for smarty pant :-D

  • @eduardopacheco6096
    @eduardopacheco6096 Před 4 lety +2286

    Did anyone else see the 'bitcoin for porn' expense? 😂

    • @Mr.Sanguine
      @Mr.Sanguine Před 4 lety +127

      He just renamed it for fun i guess..because it is classified as restaurant there.

    • @laminbarrow
      @laminbarrow Před 4 lety +35

      I unsubscribed right after seeing this.

    • @Yellow_Penguu
      @Yellow_Penguu Před 4 lety +152

      He also had pornhub premium on there lmao

    • @YukiroKun
      @YukiroKun Před 4 lety +12

      And it's classified as restaurants... whaat?

    • @emenikeanigbogu9368
      @emenikeanigbogu9368 Před 4 lety +2

      LMAOOOO

  • @keokio7
    @keokio7 Před 2 lety +4

    spent all my money when i was young. When i was in my mid 30s I realized with all the money I made working I had nothing to show for it. Then I realized its not about how much you make, but how much you spend. Im 40 now, made little over $8k last month. Drive a salvage title car with 160k miles, pay $355 to rent out a room. My total expenses for this month probably won't go over $1300. The money i save i invest. Its not even about becoming wealthy, I just felt like I had to grow up

  • @Yash-rw8du
    @Yash-rw8du Před rokem +1

    This video inspired me to study, i hope future myself is in better position 💀. please write back "future myself" in future

  • @Pierrrrrrrrrrrrrrre
    @Pierrrrrrrrrrrrrrre Před 3 lety +14

    "Self-worth before Net-worth" 💯

  • @andyc4550
    @andyc4550 Před 3 lety +271

    “I’m not a loser, I don’t do 401ks” 😂😂😂 I’m dying

    • @montyi8
      @montyi8 Před 2 lety +7

      Statement straight from WSB

  • @exildur
    @exildur Před 2 lety +1

    This is the video that made me sub. No bullshit, no sugarcoating. Just laying it down as it is. Respect (and motivating as hell)

  • @stebe7239
    @stebe7239 Před 2 lety

    Heck of an Intro, Joma

  • @xWe2s
    @xWe2s Před 4 lety +15

    Investment in sleep and silk is self-improvement category to me.

  • @AlejandroVales
    @AlejandroVales Před 3 lety +9

    This video was shot on 2019, spendings on going out (aka entertainment) are going to be quite smaller because of COVID... Never thought a pandemic could improve your personal finances that much!

  • @absbica31
    @absbica31 Před 2 lety +2

    lmao...your reaction at 9:00 about 'what the fuck did I buy' is my exact reaction when balancing my budget and realizing I have a number off yet every transaction I'm looking at in YNAB is what it should be...and it ultimately comes down to a duplicate entry or some stupid shit..but that isn't figured out till I've scoured various accounts online trying to find the missing amount.

  • @johnnybgoode8104
    @johnnybgoode8104 Před 2 lety

    Good for you man👍

  • @adedjieneka
    @adedjieneka Před 4 lety +103

    I believe that your life isn't that easy before you shows us these videos. There might be some tears, hopeless, confusing, and etc. Btw, thank you for entertaining me with the engineering sense, you are such give me some good vibes in engineers life. Have a good life, man !

  • @yagaagowthampalanikumar8094
    @yagaagowthampalanikumar8094 Před 3 lety +111

    Tech Lead a month later: How I spent my $1 million income

  • @leonmozambique533
    @leonmozambique533 Před 2 lety +8

    13:55 isn’t Joma’s brother rich rich from 2 sigma and his ML startup

  • @jaadoonfts8815
    @jaadoonfts8815 Před 2 lety +1

    That’s sick ass intro tho 😍🔥🔥🔥

  • @nick_jacob
    @nick_jacob Před 4 lety +244

    Buy a car dude holy crap. With 20k spending a month you could just outright buy a car.

    • @typhoon118
      @typhoon118 Před 4 lety +14

      he cant drive

    • @rammy3767
      @rammy3767 Před 4 lety +48

      Idk if you’d want to get a car living in SF Bay Area, lot of stress and traffic

    • @sasagrcevic7048
      @sasagrcevic7048 Před 4 lety +27

      The man is an Asian gentleman. They don't drive ffs its too much of a risk. At least he is realistic

    • @Angel-VTek
      @Angel-VTek Před 4 lety

      @@typhoon118 why?

    • @nick_jacob
      @nick_jacob Před 3 lety +21

      @ITACA Yeah, no. That's just what a normal person would call "financially stupid." You can buy a $3,000 car and save the rest for something else. This must be sarcasm.

  • @straighttojailhehe
    @straighttojailhehe Před 4 lety +580

    In before Graham Stephen reacts to this

  • @bcni4732
    @bcni4732 Před rokem

    i have refused to sub anyone on YT ever, but i just subbed u man! u are sooo awesome

  • @thatWebGuySolutions
    @thatWebGuySolutions Před 8 měsíci

    intro is fire!

  • @keshavakumar9828
    @keshavakumar9828 Před 4 lety +3

    i love how joma talks . i started programming bcoz of joma ty

  • @Intensivgamer
    @Intensivgamer Před 4 lety +320

    The Premium Account for 9,99$. Total, Worth it
    I mean Spotify.
    Of corse ;)

  • @fdjw88
    @fdjw88 Před 2 lety +25

    God damn I would never know what is like to make that much money in a year

    • @yusqam
      @yusqam Před 2 lety

      Hahaha same here my friend one day tho one day

  • @emmanuelpoku8757
    @emmanuelpoku8757 Před 10 měsíci

    I really enjoyed this content very much
    It made me laugh and all that
    but someone like me in Ghana, spending like this is a woah to me

  • @entropy4677
    @entropy4677 Před 3 lety +103

    To buy something for $544 and not even remember what it was...

    • @_Doskii
      @_Doskii Před 2 lety

      I have to do months of research and saving for an expense like that. No way I would forget what it was for :p

  • @edwartvonfectonia4362
    @edwartvonfectonia4362 Před 4 lety +102

    I an not that rich to buy 3 tickets.
    Spends 19K

  • @user-on3qk5um3f
    @user-on3qk5um3f Před rokem

    Pure flex, especially in explanation of reasons to buy Pixel!