EXPLAINED - Paytm Broken Beyond Repair? | Can Vijay Shekhar Sharma Save It? | Akash Banerjee
Vložit
- čas přidán 2. 04. 2024
- They were the biggest unicorns of India - leaders in their sectors. Byjus in Edtech and Paytm in Fintech.... both have seen dramatic falls in the last few months - both businesses led by insanely talented & intensely ambitious founders.... but just like in Byjus case - ego & overconfidence got the better of Vijay Shekhar Sharma.
This is the story of the rise and the fall of Paytm - why things would have collapsed anyways - even without the RBI sledgehammer that fell on Paytm Payments Bank.
So what next for VSS and more importantly - what lessons for the startup industry??
#vijayshekharsharma #paytmcash #startupindia
🇮🇳 SUBSCRIBE FOR MORE VIDEOS 🇮🇳 - / thedeshbhakt ▶️
⛔️ BECOME AN ANNUAL DESHBHAKT MEMBER - / thedeshbhakt ⛔️
Unlock MEMBER ONLY: 1) Chats 2) Discord Server 3) Special Episodes
OR
Join this channel on You Tube to get access to perks:
/ @thedeshbhakt
👕 DESHBHAKT MERCH - India's First Line of Socially & Politically aware tees 👕
kadakmerch.com/collections/th...
📧 BUSINESS ENQUIRIES - contact (at) thedeshbhakt (dot) in 📧
** SUBSCRIBE / FOLLOW US **
CZcams: - / thedeshbhakt
Twitter :- / thedeshbhakt
Instagram :- / akashbanerjee.in
Facebook :- / akashbanerjee.in
Credits :
Graphics : Ritam / Mehul
Thumbnail : Khursheed
Editor : Ritam / Khursheed / Mehul
Producer : Sahil
PAYTM's story is very much like BYJUS (that we had covered) - so many common facts / so many flaws - Will lessons be learnt now??? - czcams.com/video/guZlrq70AD0/video.html
Yeah I have watched it too... It was nice.
Yes 🙌🏻
Please phone number tha tho aapka sar 🥺🙏 comment reply 🙏🥺🙏🙏😭😭😭🙏🙏🙏
Well analysed
Never made a paytm or any other digital wallet for that matter. I don't trust them for a multitude of reasons. User privacy is one of them. Besides they took off by plastering the face of the Supreme Leader so it was already enough reason for me to NOT trust them.
Paytm Karo❌
RBI Guidelines follow Karo✅
With Millions of users it's a shame for a Fintech company to violate principles.
All chamchas said Paytm is pay to Modi and then Modi govt brought Paytm down ...... this is called unbiased, clean, corruption free Modi govt which opposition can never replicate.
@@gauravnilay Bhai... Seriously?
@@gauravnilay Bhai tum kis duniya main ji rahe ho 😮
@@gauravnilay tu tension na le Jio digital payment system ane wala hai 😂
Who tells u to even apply ...
I didn't advised my clients even forbid
Paytm if buy Electoral Bonds, all the controversies, irregularities wil Rest in Peace.
😂😅😂
Hmm😅
True!
Would have been easy that way
bro bada soch , unke pass user data hai
Yess😂😂
Akash Banerjee is a rare gem
@@AwakenedCitizen236 Then why do you watch him bro? Are you anti national? 😂
@@AwakenedCitizen236 🧑🦯🧑🦯🧑🦯
@@AwakenedCitizen236😂😂
@@AwakenedCitizen236 but you do watch him
@@thecrysta he watches him because he gets paid to troll here. its his "rozi roti" 🤣
I was allotted Paytm IPO.
The only loss I ever had in the Share Market.
Speaks volumes
Should have shorted 🌚
Investing in an impo speaks volumes about how bad of an investor you actually are...
@@trololololol1111 relax, people learn from mistakes. we are only human. and you are no exception.
@@blingbling2841 dude is boasting about being a savy investor.... Puts money in IPO's...
लोगों के UPI लेनदेन का डाटा उनके व्यक्तिगत जीवनशैली और राजनैतिक झुकाव की जानकारी भी दे सकता है | यह डाटा यदि सरकार के हाथ लग जाये तो वह अपनी सत्ता बनाए रखने के लिए इसका दुरूपयोग कर सकती है | सरकार यदि कोई सरकारी App ले आती तो तुरंत उस पर आरोप लगता कि वह लोगों की निजी जानकारीयां इकठ्ठा करके लोकतंत्र का हनन कर रही है | इसलिए सरकार ने बीच में प्राइवेट कंपनियों को रख दिया |
पर सरकार के पास इतनी शक्तियां हैं कि वह इन प्राइवेट कंपनियों से डाटा मांग ले, और यदि कंपनी का मालिक ही सरकार का समर्थक हो तो क्या कहना | समस्या यह हो गयी की कंपनी का मालिक अतिउत्साही व्यक्तित्व का निकला | सरकार को भय हुआ कि कहीं अपना आदमी ही गलती न कर दे , इसलिए कंपनी बंद करवा दी | करोडो लोगों का डाटा तो मिल ही चुका है | यही कारण है कि किसी लोकतंत्र में न तो UPI है और न ही AADHAR.
We Indians are always extremists about everything, it's in our DNA. Never ever we are subtle about anything, we have to do everything with extremism.. This is the reason for the over valuation of every start-up we have, same reason apply for our love and hate for cricketers, celebrities,politicians and whatnot.. We use ❤️ where we should use 🧠. People show us dreams and we fall at their feet. And when the dream shatters, we throw them out like a housefly in milk and start searching for new messiah.
Exactly
It's called mental slavery of submission.
Jor se bolo........
It's not extremism , it's called emotional chutiyapa
That's why we indians have Ghulam mantality
You cooked here
Akash is a gem that teaches lessons with sarcasm. Aapko samajhna bhi ek kala hai.
Keep up the good work....
Byju's and paytm are like live action entrepreneurship lessons for us. Thnx
Such a thorough presentation.
Need more of such business deep dives focused around relevant companies in India! Great work!
Amazing work, well researched and presented. Thank you for your service 🙏
Really Impressed with your content and topic selection, hats off bro!!
Wow This Is Real Information For Every Deshbhakt, Thank You Very Much Aakash Sir Ji.💐💐🌹🌹🙏😊🇮🇳🇮🇳
Really well explained. So many key points for those who are aiming to establish something big.
One of the best guy who's doing this kind of work...from politics to these lessons everything is fantastic... great work sir ❤
You nailed it with your concluding words.
Sir big big fan of urs. Sab changa C is my favourite dialogue of urs😂 Love u sir huge respect🙏
One important thing to learn from byju's and paytm, that the failure doesn't come suddenly....its a long buildup of ignorance.
Thank you ❤
The content on this channel is amazing ❤
thanks for all your efforts.
Nation's wheel is thousands of mid-cap and small-cap companies. Create thousands more, then only we could dream of Vishwaguru.
Well said sir.👏
Sir love the way you explain...❤
'fake it till you make it' is a common strategy used by start up tech firms, biggest being TESLA itself.. this becomes serious, however, when you are operating in regulated industries like health or finance
Tesla's case is too complicated to explain / understand....easy is to keep rolling
Superb blog. Well presented ❤
We Indian have a very common genetic called corruption and shortcut from the core. We do not have honesty and hard work rather think how to make big and unsustained wealth through shortcut and dishonesty. These things will never last long ..
Keep bringing these videos ❤
Thanks for sharing it ✌️
Very good episode, thanks Akash. Eye opener.
Love your vids man
Lagt hai Sharma ji electoral bond Lena bhul gye.
EXCELLENT 😊THANKS 😊
Thanks Akash for this episode. This boosts my moral to struggle with artificial growth business models. With a small agrobased start up on slow food movement almost every guest appreciated my initiative but advised to follow multi-expansion model. There were times when I was not able to explain what I mean by organic business planning. Today we are proud to serve society with clear purpose. Your videos are voice for us and reinforce our energy. Keep it up...I have your T Shirt 👕 of evolution...probably this is is time to extend the same to further images of true creative humans 😄 keeping every good thing alive...thanks again
Great details!
Recently i watched" jane bhi do yaar " and it was marvellous.and super relatable .
Hats off to u akash u recommended it on morbi case .
I became a fan of naseeruddin shah
This has been insightful thankyou for the knowledge
Great Episode 👍
Great episode 👏
Best Explanation 👌
The first intellectual Hindi CZcams channel I came across, good job
Amazing one 👍👍👍
What a coincidence!
I was thinking today about what happened to Paytm, and here Deshbhak bhiya uploaded it today only 😲
Too good & informative
Well reviewed and presented Akash
Kash Paytm bhi Electoral Bonds de deta
Great video!!
All rounder Deshbhakt ❤
Another visionery act on ultra-modern business heros!!!
Very gd content..... 🎉keep it up.
Good episode ❤
Great video ❤
Absolutely right
With the impressive rise and fall of paytm,, The business model, catalysts for its rise and points of failure need to be researched and publishied. I believe it can really help the future entrepreneurs. Also, as always, very nice analysis. Thank you Mr. Banerjee.
Excellent one
Very informative video bro ❤❤❤
Make a video on successful startups of India🇮🇳
Right about Layoffs i work for paytm for 5 year's and there are not job security, they always start layoffs in quater, six months even yearly.
Great Episode, As usual..
Can you create an episode about the Hard working, No Loss, employment generating companies that you mentioned towards the end of the episode.
You are great man sar.❤❤❤
Why u explain so nicely ❤
you should list down some SME companies... will help a lot
And yes akash i feel the biggest of all is around us just needs to be looked at .....
First 15 minutes of this video is just history, only last 5-7 videos are worth listening
Bhaiya ekbar RASTRIYA ISPAT NIGAM LTD ka privatisation jo govt krna cha rha hy kyse profit making company se loss making company mein badal dia uske upar ek chota video hi shi kijiye , 7.2mt capacity ka plant ke pas captive iron ore mine nehi de rha hy taki jyada price se ore purchase krna pade aur bahut shajis chl rha hy lakh cr ke land hadapne ke planning chl rha hy edhar, VEDANTA , JINDAL , ADANI kyse saste mein plant kdridne jaa rha hy shajis ke tahat please cover kijiye chota sa video se hi kijiye please
Apka lakh comment mein ea chup geya to koi baat nhi next video mein phirse comment krunga
I used bhim upi in past and currently using payzapp by hdfc bank i never used paytm.
Great job buddy
dude the editing is soo good. Is it just by one person
No :) much more than that !!!
Excellent👍
Paytm is the worst app I ever used. Thank you Akash for giving some lessons about these Frauds.
Great 😊
Dhruv rathee in India 🦁♥️🔥
Best wishes akash bhai
Right information
I didn't understsnd why he didn't bought electroal bond. Perhaps he have been saved
😅😅
VSS should've spent some money purchasing Electoral Bonds 😅
😅😅
Nice 🙂 video brother thankyou
I agree on what paytm did was wrong according to RBI guidelines and every companies have to follow a regulations strictly, But what VSS did was truly inspiring for generations, it was totally digital revolution of our country, and we have to be proud about that, every one makes mistakes and we have to be careful and have to learn from mistakes, sometimes we can be successful and sometimes it fails , but I have seen so many people who were getting views on paytm success and they are now making videos on it’s failures.
I have seen same kind of videos for Byjus as well, you have to make video on why they fail and what they did wrong instead of mirch and masala, making video is easy compare to make a successful startup.
Love from Arunachal sir
If you are holding paytm share, you are sitting on a time bomb
@thedeshBhakt: This video focuses on all negative aspects of Paytm, where an excellent technology genius tried to build a super app and succeeded and challenges global giants GooglePay, Walmart owned PhonePe, VISA and Mastercard. There have been slippages on compliances, but there have been learnings and positive aspects of paytm, which you could have covered. I am fan of your channel, please look beyond obvious and positive story such as
A. How a person from humble back ground from Aligarh, faught against all odds and built such technology marvel which was recognized globally.
B. How Paytm shifted gears from wallet to UPI to lending and divesified the business
C. How regulator and Government may define corporate Governance standards and SOPs to ensure no other startups do not get into similar situations.
Please make a video on learnings from Paytm for Indian Businesses, due to our negative bias, you are making stories which are covering only negative aspects
Respect to Deshbhakt
Most impartial News Papers which i know since 1970s are Indian Express and The Hindoo.....I repeat, only these two....they have courage, conviction, strength, honesty and integrity.....They are not of those only talk big things and have large Corporates in the name of News Papers.....All the best to these two....Entire Country respect you for protecting democracy, justice and impartiality. Jai Hind.
Love you Sir ji........❤❤❤
Great akash ji
Very detailed researched video. However, I'd like to highlight RBI has been a pain for not just paytm but many big financial companies as well, specially with their "my way or highway attitude", I saw this recently with my firm American Express who is well known for following stringent R&R but it was also not spare by RBI
And now Amex top leaders are discussing India business may be managed through a completely new firm 💳💳
Love you 3000!!
I have been saying for years that the most admirable tech startups and entrepreneurs in India are in the enterprise tech space, not the consumer tech space. So much oxygen is consumed by hacks like Paytm, Oyo, Ola, Byjus etc., when the attention should have been on companies with a slower and steadier upward trajectory like Zoho, Druva, Innovaccer, Latentview, Tiger Analytics, Fractal, icertis and so many others
Please make a video on current Gaza situation 😢
Good sir ❤
reality
Jai ho Akash Bhai
Nice job
लगता है अच्छे दिन आ गए मित्रों 😅😅😅
If you want to do business in India you have to be a family member of two big 'A's
Super Bhai ji 💫
Yes, Even I was ex employe of paytm and they have forced and harassed me to put down my paper without any compensation
Great news
Love from अरुणाचल प्रदेश
Right
paytm ka sabse bara misteck yahi tha ki kyc ko ingnnor kiya , jiske bajah se other bank ko bhi bahut active hona para , ab harbank kyc par bahut active ho gya hai
thank you RBI for this action