Payday Vlog (Being mindful of my finances)
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- čas přidán 30. 01. 2021
- 給料日ルーティン (Payday Vlog, Japan, Budgeting, Cash stuffing)
Hi, everyone!
I noticed quite a lot of typos in the video. I am sorry for the mistakes.
I hope you still enjoy the video.
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Other videos:
A day in my life
• A Day in The Life of a...
A rainy winter day
• A Rainy Winter Day
Easy Japanese Recipes
• Trying Easy Japanese R...
For more simple living vlogs, please check this playlist out:
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My Instagram account:
/ jannamaravilla
Camera: Canon x8i
Editing software: Adobe Premiere
Items used:
contains affiliate links
Money envelope binder: amzn.to/3kzeQwf
Calligraphy pen: amzn.to/3uGyVFN
Needle Tip Pen: amzn.to/37WF2Ma
Camera: Canon Kiss x8i
Tripod: Tyca Travel Tripod (amzn.to/3r3HRm7)
Laptop: Lenovo Legion y530 (amzn.to/3dSubGV)
Editing software: Adobe Premiere
#lifeinjapan #simpleliving
I am saving up for a house. I have been saving since my first year of school. So far I have managed to save some decent amount. I would also like to get a new phone and improve my videos.
I hope and pray that you reach your goal. God bless! 😊
Thanks for sharing this...I was also terrible at finances. However, I too was not born into wealth so saving has been a huge part of my life. I use an excel spreadsheet to track my expenditure.
This way is more manageable than online banking. For me money tend to fly digitally when you are not handling it physically. This video is very helpful and serves as a reminder thank you!!!
I've kept a written budget for many years. It has served us well. Now that we are retired and on a fixed once a month income I don't have to worry as much because my money habits are already ingrained in me.
As a young teacher, I am deeply inspired by this vlog. I wanted to be able to live within my means and I think this experience of yours created a big impact in me. Thank you!
Thanks for sharing your monthly expense budgeting. I do the same each month by adding up all my monthly bills with my food budget entertainment budget minus my total take home salary. What is left over goes into my savings. When I plan for a trip or a vacation, I figure out how much it will cost for everything including buying suviniers. Then I look at how much it will eat up towards my savings and how long it will take me to replenish the balance back to what it was before the trip. I ask myself do I need this getaway or can I delay it a while longer. Sometimes it is worth even going away for the weekend to releave pressure from the hustle and bustle. That's how I enjoy spending money sometimes. I'm less of a materialistic person and more of a life experiencing person.
This is so encouraging, thanks for sharing with us how you manage your finances. I'm also bad with budgeting and always end up with debts until the time comes that I have to file for bankruptcy. Luckily, I've just been discharge from bankruptcy. And learned my lesson well. And your video taught me how to manage my finances and not to live beyond my means.
Yey our Angela is back !!!!!
Thank you for sharing Angela, I hope you will have your brand new phone this summer❤️! Have a wonderful week too!
Thank you for sharing this ❤️
love the video, thank you!
Great video! A few months ago I began logging every yenny I spend in spreadsheets just to be more mindful of the flow of funds. It's crazy to see how fast food expenses can catch up with you if you do delivery or conbini runs too often!
This was an awesome video. More please😊
Wow ❤️
I love the look of those money envelopes, I haven't seen them over here in the UK, but I think they're a great idea. When you buy stuff online or make cintactless payments I think it's wasy to forget how much you're spending. Great vid, thanks for sharing, finances never were my strong point. 💚💚💚
I just restarted budgeting through the envelope method. I'm glad I came across this video. : ]]
Thank you for sharing a the slice of your life. Your calligraphy is stunning!!!
I only recently started getting financially smart. I feel like when we take control of our finances then we really do get peace of mind. Maybe I will adopt your documentation of daily expenditures. Might restrain me from buying random stickers in the middle of the night.
Also, I was watching this in the middle of night and got so hungry lol. your recipes are always so appetizing
Thank you for a beautiful video.
have a great week ahead Angela!
Wow! This has inspired me.
Thank you very much!! ☺️
Binge watching
Thank you for sharing this! It reminded me to updated my budget. It's always good to be mindful of what we buy. Nice video!! :D
Very good video, Angela! Thank you. As a 34 year old I can look back a bit also. I am very good at my finances now and never really have to stress about money. Living frugal does bring more joy than quick fixes. To younger people Id give the advice to save hard for your future, it will make life much easier. I spent too much of my first money on clothes and unimportant items. I regret it now as it would have brought me closer to buying my own house or appartment. Think what is important in the long run!
A really great advice. Thanks for sharing your insights. ❤
I have a monthly budget and spreadsheet but I love the money wallet method, unfortunately haven't been using cash at all in the UK because of the pandemic though! Love seeing these kinds of videos, it motivates me with my savings. I'm saving up for a new laptop and to move to Japan in the future. I hope you save enough for your new phone!
This technique for saving money is so good
Ure really an older sister to me Angela..😭💜💜
Since I'm living far away frm my parents to attend clg, even tho I try my best to save money...sometimes i end up spending more n regret later n also I'm a person I don't like to ask money to my parents, watever they give dats all I keep wid me.. or else sometimes for any urgency like buying an expensive textbook or so on..dat time I ask for exact amount.
I'm really bad in financial.. ure video really inspire me , I'll try to apply on my day to day life frm here on..Thanku so much for sharing this video sister, it means a lot🥰🥰
Who ever watch this videos you give them to value of your hard work and inspiration to everyone
Nice budgeting..
Wow ❤️❤️❤️ I do the same thing. Been doing it since I moved to Japan. 😊 I was afraid that because the salary in Japan is comfortable, I might overspend so I had this system since my first payout. Goodluck always and stay safe 😊
So inspiring 🤍🙏🏼
Thank you again for an inspirational video! Good luck with your savings and goals! You are an amazing young woman!
Thank you, Ana. 🙂
Wow nice video❤️
Another well made video. Quite poignant. Definitely "gratitude"! 🙂👌💴
I love garlic toast with spaghetti!
I love Japan and Japanese method of savings... kakeibo method... and they are very mindful in financial planning... loads of love from India...
Grabe maam napaka organized mo po
Praise God
Thanku dear..u are such an inspiration to me
Love from india
So relaxing to watch before bed!
I am saving up for a laptop.i am a university student & want to say this video is a huge mortivation for me.love this one...
Keep reaching for your goals and dreams! You'll achieve them one day!
Angela, Thank you for making the videos that you do. There are videos that I watch that leave me feeling inadequate but your videos promote contentment and assurance - simple living is so powerful. Don't worry about fancy equipment, your message comes through loud and clear! I am wondering if you could provide links or more information about the excel spreadsheets you use, the envelope wallet and the brush pens? Thank you and I pray for you!
Wow, thank you for leaving a very encouraging comment.
I made the excel sheets myself. It is just a simple one, enough for the things I want to track. I bought the envelope wallet and brush pens in a stationery store in Osaka, but I forgot the name of the store. The brush pen I usually use is a black Pentel Touch Brush pen. I will try to look for similar things in amazon and put the link in the description box so you can check it out.
I watched all your videos..its so inspiring and giving me good vibes..take care..
Wow! Thank you so much. Glad you like them!
❤
Keep going 👍
So inspiring :)
I got my wallet today same as yours. I’m very happy. Thank you for sharing.💐
I hope it helps. :)
@@JanAngelaMaravilla thank you it’s amazing. So far I luv it. 💐
Thank you for this beautiful video. I pray one day I'll be able to overcome my money issues. Sending bountiful blessings to you, my friend.
Galing naman po
Thank you for sharing your video, it’s interesting and helpful. I’ll try to copy to you maybe i Can hace in the end of this year some money. 🥰
Your handwriting is beautiful
Thank you.
Nakaka inspire ka po
Salamat!
Its look so delicious 😋😋😋😍😍😍
so inspiring 💖 thanks for sharing! new subscriber here ☺️
u r doing great dear.take love from Bangladesh. ☺☺
👍
14:36 reminds me of the school days, out of excitement of using scissors where I ended up cutting all my class notes :p
It's not how much you earn but it's how much you save.
The very first thing I pay is my tithe to my church...then my house payment comes next...then utilities and insurance...I use an Excel spreadsheet to track my expenditures...
I do almost the same. I set my tithes aside then my savings and investments. Whatever's left I divide it into my monthly expenses, giving, entertainment, and insurances.
@@JanAngelaMaravilla I think that's the only way to do it!
Wow, have not seen any video on this kinda topic before, good job Angela. I admire your meticulousness and organisation skills. I dont keep tab on what i spend😁, i think before i buy and i practice minimalistic lifestyle. Im saving for my future trips i wish to take, yes Japan is one of them. Is Japan expensive?
Thanks for leaving a comment!
It depends on your budget and priorities. Japan is more expensive than some countries I've been to before (South Korea, Taiwan, Thailand, etc.). However, you can still find really good deals if you plan to visit. They have really nice budget hostels and family restaurants that are very affordable. Even though it's a bit pricey, Japan is definitely worth your time and money because it is a beautiful and a very unique country. Hope you can visit someday!
Wow, thanks for the reply, will surely visit Japan.
Where did you buy that money folder/envelope?
May God bless you and Goddess Laxmi (prosperity and wealth of all kind) and Goddess Saraswati( knowledge and skills) bring you Joy, Happiness and Wealthiness. amen !!!💐🎂
wonderful, simple and sober personality as well as videos. 😇🙏✨☑️
I like that money folder thingy. I would like one. Where did you buy it from?
Hi. I am sorry but I forgot the name of the stationery store where I bought it. However, I found a similar looking one in Amazon. I put the link in the description box. I am not sure if it is exactly the same, but it looks very similar.
Where to buy the money organizer? What is called?
May i know where did u get that money folder
Thank you for sharing this angela...its so inspiring...Btw from where are you here in the Philippines..Keep safe always..angela..
Did you make those spreadsheets by yourself? How do you feel about "budgeting apps" on a smartphone?
Hi. Yes. I made the spreadsheets. I used to use budget apps, but I find writing them down and then later on inputting it in my spreadsheets works better for me. I guess I am a bit old school. 🙂
New here poh💛💕
I have some doubts on your financial planning.... 1) clarification required on sinking fund 2) clarification required on the weekly lucky draw challenge which you keep noting down and strike the numbers on a table of paper ...whatever the value which appears you save it but I did not get it ...
Hi. Sorry if I was not able to explain it well.
1.I use sinking funds to prepare for expected expenses. I set a target amount and the target date I will need the money and then make a plan on how much I need to put in each category per month to be able to have enough on the due date. I use it for expenses such as tax that I pay quarterly or annually. I also use it for other planned big purchases such as my phone and vacations.
2. I use a 52-week savings plan challenge I found in pinterest. The goal is to form a habit of saving money per week. At the end of the year, after the 52-week saving challenge is completed, you can save a total of about $1400.
I hope this helps clarify things.
@@JanAngelaMaravilla Thanks a lot for your explanation. Am learning lot of things from you and your videos. A big salute to you. Keep moving. Congratulations again for achieving your success on savings plans. Will implement it too. Thanks again
And You are going to be a very big person or say celebrity of Japan and world 🙏✨☑️👍👏😇✅
and your simplicity is mesmerising keep up good work and ... plz let me know how can i help you ( even with finance not big amount though but just wan help a bit)💐🎂👍👌🙏✨🙏 for your wonderful efforts of videos and simple life
Could you please share a sample of this template you showed at the very end of the video,it would be a big help!!!
Hi, This month is your birth month right? Same here. Hope you can visit here in ph. ☺️
I hope one day u will fill your jar with full of Money.