Stocks vs Mutual Fund vs Gold | Where to invest? Financial Planning for Beginners | Asset Allocation
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- čas přidán 27. 08. 2024
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Financial planning and asset allocation is a difficult concept for beginners as they don't understand how much money should they invest every month and where to invest out of dozens of investment options such as gold, equity, mutual funds, NPS, PPF etc. this video on financial planning and asset allocation for beginners will help you solve this problem. Now you will know how much money to invest in stocks and mutual funds as beginners.
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I'm following this man since 2018 , jab aapka square vala frame tha tabse . I guys please note that " this man is going to achieve something great upto 2030 " . Bcz he always tells truth and always follow the core concept . And history Never lies ❤️❤️❤️✨
Glad to know buddy and thank u soo much for the good wishes ! Hoping the same for u
@@pranjalkamra Awa
@@pranjalkamra you replied ❤️. This made my day 😌✨.
For sure👍
Based on past experiences, I consider new and growing companies a gold mine but venturing into a complex section of the market such as this requires expertise. Being able to precisely recognize growth patterns among a pile of randomly moving data.
Not all beginners are aware that trading has it own psychological complex. Best to have a guide with a well resourceful experience in this business
Nothing seems to be real enough, I just believe with experience I do get better at it
What platform do you trade on and how can I get such an opportunity as you do
Correct Prakash Rohit, this only helps to maintain risk leverage and putting your money in the right asset allocation. This is how I have been maintaining my position in capital gains
@@auroojkhan7651 even in diversification of assets, your portfolio has to be remunerative and well articulated by an experts decision
Investing in one's education can turn out to be the biggest asset.
Thanks to online education and companies like upgrad we can invest in courses to upskill ourselves
I totally agree, life long learning can never go wasted!
you are right sushmita mallik
Knowledge and education are two different words and concepts..
True
Who says knowledge is BORING... Pranjal Sir makes it so interesting (MANALI chale jayenge 😉😂😂)
haha
@@ExploringGeek 😆😆😂🤣
totally agree with u!
Bro you are right...
Machhar marne k liye bandook ka istamal 😀
Hi Pranjal.. I have started share market & mutual funds after watching your videos. You are the inspiration for me.. Thanks for the help.
sahi hai! kitne paise gawaye?
Which asset class is the best for investments???
"Invest in yourself because you are the greatest asset of your life" - Warren Buffett
true !!
If someone have knowledge about stocks and he want to invest in direct stocks and mutual funds also. So my question is this is the good investment idea (in both asset) ? Or only mutual funds are enough ???
@@hackerbaba7379 try both with small and when you gain enough experience you will be able to manage your asset allocation.
this is not the just educational purpose..its the best and simple investment plan...kudos to u
Sir I had invested in PPFAS LTEF during March crash Now I am getting 42 percent returns in 6 months 🤗
@@hiteshbhatia328 is investing in stocks better ?
During crash, reliance stock price had gone down to 875rs and now it's around 2000-2100rs which is approx 57% ...
Which app?
One video which needs to be seen by every individual for personal financial planning.👍❤️
I have never ever seen such sincerity from any stock market educationist...Dil se thank you...
Thanks a ton!
I am a working professional and the upgrad courses look interesting, makes me realise it so imporrtant to invest in oneself
Very insightful video as well, kudos
Earlier well i read about upgrad and the reviews are quiet positive
Sir aap kitna sahi aur simply explain karte ho... I am your big fan..
Ur name itself is HONEST & SOFT
but this much honesty....❤
salute to YOU BRO
Excellent advise, I used to save money by using extreme measures. Now I realised that how should I invest.
Keep it up.
MOST HONEST PERSON I HAVE HEARD SO FAR.
THUMBS UP MR KAMRA !
Mere man k baat cover kar liya aapne is video me , aapse aise h ummid rahi thi mujhe. Thanks
Thank u so much
I was waiting for this video since a very long time. Thanks!
Thank u
@@pranjalkamra sir please make on chemical sector future & chemical analysis
@@pranjalkamra sir Plase Help I Am Confused To Invest Stock Or Mutual fund?
Sir I am very happy that you have endorsed Upgrad. I don't have any problem to it. Just wanted to say one thing plz endorse only those things which u think is genuine for your audience as in for us. Please please do not promote unhealthy consumerism.
I was just scrolling through your channel and just your new video notification poped up😂
You are best,or khud pe invest kero wala baat meri dil chu liya
Hiii
Sir aap kitna sahi se samjhate ho... I am your fan sir.. and thank you for being our guidance... 🙏🏻 ❤️❤️
@ 5:22
Those HEART TOUCHING words 👏👌🔥👍
INVESTMENT humesha
RISK, REWARD & REQUIREMENTS se ki jaati hai
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I was confused for many days for this I was waiting for it thanks a lot 🙏
@@starquiz7053 lol😂😂😂
Thanks for the Wishes 🙏 🙂
It's interesting to note that although bond rates are rising, the stock market is now facing a downturn. The Federal Reserve's proposal to keep raising interest rates until inflation is stabilized, meanwhile, appears to be met with skepticism among investors. I'm unsure whether to sell my $250,000 worth of stocks, and I'm at a crossroads. I'm looking for guidance on the best course of action to take advantage of the present bear market.
Even though there will probably be more pain in the future, without a doubt, the Fed is to blame for the exceptional catch-up measures currently in place since they were initially too slow to control inflation. Many people do, in fact, downplay the value of financial professionals until they are experiencing emotional turmoil. I definitely remember needing encouragement to continue running my business.
You're not doing anything wrong; the problem is that you lack the knowledge required to succeed in a down market. Only very skilled professionals who were forced to experience the 2008 financial crisis could reasonably expect to earn a large wage during these difficult times.
@@belginberk3443 I need advice on how to rebuild my portfolio and come up with new strategies because of the significant drops. Whereabouts of this advisor's city?
@@alexanderjames3043 They are definitely experts in their field; I had the pleasure of dealing with one, and it was quite beneficial as they assisted me with restructuring my whole portfolio. My mentor is none other than "sharon lee casey," a well-known name in her field who you may know.
@@belginberk3443 I can see why she is so busy because she has a respectable career and strong credentials. So without waiting, I quickly copied Sharon's full name and entered it into my browser.
That UPGRAD promotion came sooo SMOOTHLY 😉😉
Yeah😂😂
This guy puts 1000% in his videos. Thanks brother for sharing useful information every time. ❤️❤️
This is very helpful for middle class family and salaries people
I HIT THE LIKE BUTTON BEFORE WATCHING THE VIDEO COZ I KNOW ITS WORTH IT 💥🙏
Wonderful question. If I invest in 500 shares, the total investment is 500 × 5000 = 25,00000 and hold it for 30 years without clearing the demat and out of that we are assuming that 250 companies will become insolvent, can we become billionaires?
Yes sir thank you video banane ke liye
Parents and family are our first priority
Sir i am 15yrs old and i got 27.4% return in stocks in last 10months...and i like to invest in equity from my dad account..i dont have much goal but i think i should invest in stock as i am passionate about fundamental analysis.
Great bro i am 16 and even I am going to begin investing
While investing people generally a key elements that their own development
Absolutely, people shoud consider themselves as assets and maximise the returns .
I think upskilling should never stop since the salary growth and experience that come along with upskilling is like dividends
Bro..finally you made my day valuable ..I am really confused all these days..
PPF is the best option for beginners i think.
After that i invest hdfc sensex index plan.
I randomly invest in stocks for short term only.
Gold is currently overvalued in my opinion.
My income is 8-10k pm and i invest 120% of it.
120 percent?
Ganja ganja
Pandurang kya pike Aya hai???😂😂😂
@@vigneshwarbhat1337😂😂😂
1 question is can we change the SIP amount in future as our income increases in future?
Same doubt
Do you find answer ?
Jis topic ka video dhuna gali gali wo mujhe idhr mili thanks bro to give insights on this.really needed in this uncertain times
This is very helpful for confusing people
@Jalim Singh you are right Pranjal sir mere online family member h.
In simple words outstanding videos which will reminds us to live and enjoy these moments
I bought -
INFY - Rs. 1,148 - 100pics - Now 7% loss
M&M - Rs. 636 - 180pics - Now 6% loss
TECHM - Rs.855 - 110pics - Now 6% loss
Should I hold these stocks or sell these? Can increase these share price within 15 days? Please, help me. Thank you.
Mane 100gram 5,00,000/-price ka gold buy kiya eshe loan 7% bank me mortgeze me rakha diya Rs. 3,00,000/-loan mila use mene share market me tata, etc share me lagaya he
Best video ever......tells like a big brother
U r superb sir..got a lot to understand from ur videos.. always informative
Sir ye baat jo apne boli iss baare m koi nahi karta ...m bhi kuch esa hi banta ja raha tha life nahi jee raha tha ...only investing investing thank you
Finology and Ticker team we want individual apps for both the websites!eagarly waiting and huge respect for value content.
And ofcourse watching Pranjal sir is always fasinating and the video never ends for me without hearing sir's (bye bye)
As always, a great video. Very informative. My cousins are starting their careers and I wanted to explain them how and where to invest. This video gives a very structured and in depth information on the same. Thank you
can u help me and give me some advice
Aaj apne jo bataya sayad kisi ne nahi bataya
Thank You
Sir students k liye b btao kbhi
Mutual fund ....Can start with 100
App banwao kisi developer se aur play store me Daalo aur ads ke through kamao.
How is icici Prudential bluechip fund? It has 100 rupee sip option
@@aamadmi84 Bad option! Axis bluechip is best.
@@aamadmi84 it's 3 year and 1 year returns are 5.5 and 6.5 percent respectively.
Whereas ABSL corporate bond fund will give you 8.5 to 11.5 return easily.
All time best investment options are gold and property.. Nothing can beat that...
Sir 40 years hai; Gold main & FD Main kitna Parsant Investment karna chahiye ? Baki Mutual fund & Share Market Main ?
This was a very comprehensive and insightful video! Thanks a lot for this. One request. Could you please add text/ image boxes when for eg. you talked about percentage allocation, the four categories of future plans etc.? Its much easier to grasp the visuals compared to only audio. The audio can be combined with visuals to make it more convenient for people like my parents to understand. thanks once again.
Sir, there are some serious issues with your ticket website and I would suggest you to improve these things immediately..
1) financial results are not updated timely
2)total debt and PE ratios are not correct and updated lots of times.
3)your Finstar ratings are not correct most of the times as they are based on wrong data(un updated data), you should properly explain why you give 2 stars in one parameter and 3 stars in second parameter (the explanation provided is very short)
4) comparison with peers is also wrong lots of the times as the financial data of those peer companies is also not updated on time
5)you should also give a brief introduction of the company and its sector in starting just like the screener website(that's the best website as of now in overall experience and information provided)
6) include SWOT analysis also(just like Money control app)
7) also give the calculated intrinsic value of the company just like screener website gives...many more improvements needed...can't write all
Ek parent ki tarah samjhate hai sir dhanyavaad 🙏 apki video se bahut kuchh sikha hu mai
Hello Pranjal, after long time I watched your video. And as usual it was really worth giving this time.
You are such a honest person. I was waiting for this kind of video so long. I don't think I have seen this kind of video. People don't provide these ideas .
Thanks a ton!
Most awaited video finally arrived.
Thanks for answering this.
Tysm ❤️, iske liye bahut dino se intejar tha, well done champs ❤️
Sir ur explanation is too good..... U make the topic very easy to understand........ Thank you sir
Now I'm interested on this. Following all ur video. Hope will start soon
Online education is really vital these days
yes, it provides huge scope and growth
i agree many of my collegues did specialization thru upgrad and I must say that spending time on our development is vital
Yes but sad news is most people misuse internet and taking wrong education.
🙌🙌🙌
Your video are very authentic and focused. Good work
Very practical and professional guidance. Thank you Pranjal sir 🙏🏻
Everything in these channel 🔥
I started SIP in
Infyosis 1
Tata Motors 3
Tata Steel 1
SBI 1
Is it good for long term?
Good
Sir i just pass 12th , so what I can do, trading or investing from my pocket money and thank you sir because of you I know very much about market ❤️
@prateek shukla bhai phele invest kar badme trading karna . Without investing how can u trade ???
@@Lazzzyyyy484 bhai mera mtlb trading or long term investment
@prateek Shukla aab mujhe samaj aaya tu kya bolna chata he .
@@stockstudy6324 you can let a developer build an app for you then you can upload it to play store and then can earn from ads by google, regular income.
Sir your knowledge and study point is really nice. I always watch your vedios
czcams.com/video/5vZgLHfqBxE/video.html
Thanks boss.. your expln is great and with care .
Thanks a lot man
I'm a beginner. My question may sound a lil weird but r the returns monthly or yearly on any of these investments.
Yearly
First you make your goal and then start investment according to your goal
Most trusted person ❤️
@pranjal kamra thanks a lot ! You are doing God's work .
This very important topic waiting since long time
RRR-रिस्क-रिवॉर्ड-रेक्विरेमेंट का कॉम्बिनेशन जरूरी🤔🤔🤔🤔🤔🤔💰💴💴💴💴,खुद मे निवेश जरूरी😎😎💪💪💪💴💰📚📓,upGrad🤔🤔🤔🤔🤔,जबरदस्त वीडियो प्रांजल जी😊😊👌🏻👌🏻👌🏻🇮🇳🇮🇳🇮🇳🇮🇳🙏🙏🙏🙏
Thankyou!
😁😁🇮🇳🇮🇳🙏🙏
Pranjal Sir You are a Very Intelligent and Good Person
Bhai 7 saal me 2 lakh ki jamin ka rate 1 crore paar hai. Duniya me sabse aacha return Real state hi hai.
खुद पे निवेश करना चाहिए..... ग्रेट line!
Thank you sir for the suggestion of self investment must be first and best investment. ❤️🕉️🇮🇳
Love Finology.
Thanks a lot 👍 Now I have clarity that where should I invest😊
Great Learning
Thank you so much sir 🙏
Pranjal sir cashflow statement aur balance sheet analysis ki video kab aayegi?? Please reply sir🙏🙏
Really appreciating video. Thanks for a valuable contribution in our investment.
Should I invest in ET Money Genius? and also Gold does not provide Compounding effect, so is it wise to invest 10%-30% investment in gold??
Your videos very helpful for all share market trader and investors
Wow @Pranjal
Aap kamoge jada to bachaoge jada.
Awesome man
Sir you rightly explained. Nice to hear you. I am regularly following your video. God bless you.
Thanks and welcome!
Hi Pranjal sir.. i checked your videos on sgb again after seeing this video. have few questions if you could clarify pls.
1. can i buy sgb on secondary mkt and hold till maturity and sell at bank? if yes,
1a. will the capital gain be taxable ?
1b. will bank pay at real gold mkt price or secondary mkt price of that particular sgb series i hold?
2. will sgb in demat get auto redeemed after maturing? will the ltcg be taxable?
3. why RBI keeps bringing new sgb series? is it to reascertain the mkt about the value of sgbs.. since sgb demand fluctuates differently than real gold (may be bcoz bond and gold buyers have different patterns of interest) ?
Is there any procedure to sell demat sgb units to bank ?
Basically trying to check the option of buying sgbs on dips in secondary mkt and sell them at higher rate in bank (and thus also save ltcg tax as selling at bank).
pranjal Sir balance sheet par video banav na sir🙏🙏 q ki apne detailed mein cover nhi kiya hai ye topic
Sir Please make a video on "HOW TO BUILD A RETIREMENT CORPUS ?"
1. What should be Asset Allocation in Large, Mid, Small Cap etc.
2. Where to Invest (MF, NPS, ELSS etc) ?
Thank you sir for making such great videos
Thank You Brother 💛🙏💵
Sir aise hi education purpose related content share krna.. thank you 👍👍
thanks sir
i really like your videos
sir i just want to know
you said in stock market if u buy a good share so after 10 year or 15 year 15%,10% 20% return
so if i buy 1000₹ share so is mean 1000 , 15% is 150
so total return 1150
but according video 15 %Return after long time is big money. how ??🤔🤔🤔🤔
Was waiting for this....thanku so much sir
my friends told me about trading company offers =invest 300000 - in next 20 month i will get 20000 per month..after 20 month i will get 14000 for next 20 month ..
40 month =680000 ..and my friend sure about that..but muze to lagata hai ye offer 25 din main double jaisa hai😂😂😂..please tell me..is this true or some scam...
Pranjal sir please aap video ke side me Topics ke naam lane ki koshish Kare kyunki mind me words se achhe se samjh aata hai 🙏❤️
Very useful videos like your other videos. What’s your take on Multi asset funds especially some new funds which typically provides exposure to four asset classes - domestic equity, international equity, commodity/ gold and debt. Would be glad if you could share your choices on Multi asset fund.
Since long time am waiting for this
Thank you sir
Sir please make a review video on online trading apps that are on playstore like binomo, olymp trade, fno play etc....are those apps real or are they scam...please to review such apps because alot of people fall for such apps ...and we trust you so we need a review from you❤️🙏
thank you so much sir for sharing such good info with uss...
6:32 golden words starts...
What a point...Invest in urself..❤️
10:53 - 10:58 kya mast example diya hai...
Sir it's one of the best video you have made. The content is awesome.
Thanks a ton!