L1/P5: Banking: Qualitative Tools of Monetary Policy

Sdílet
Vložit
  • čas přidán 27. 01. 2015
  • 🔖Coupon Code: 'Mrunal.org' gives extra discount for 👨‍🏫 Mrunal's New UPSC Prelims & Mains Courses at unacademy.com/@mrunal.org
    📢Features of Mrunal's Economy Course at Unacademy:
    1) 👨‍🏫 Weekly live classes @night even Working Professional can attend
    2) 🆎 Updated Powerpoints with latest budgets, economic surveys & current Affairs of Economy
    3) 📑 500+ pages Rapid revision handouts, covering both Prelims & Mains, incl. Hindi translation for important terminologies. No need to purchase separate books / NCERTs.
    4) 🔠 Weekly Quiz with ranking system
    5) 💬 Weekly Doubt Solution to your queries.
    Powerpoint available at Mrunal.org/download
    Language: Hindi; Topics covered:
    1. Recap of the Earlier lecture: quantiative tools & their utility in controlling money supply, inflation and deflation
    2. Measures of money supply: M0, M1, M2, M3, M4 & technique to memorize it
    3. What is Margin requirement or Loan to Value ratio?
    4. Qualitative tools of Monetary policy: Consumer credit control, downpayment, Credit Rationing, Moral suation, direct action
    6. Priority Sector Lending norms in India- its features, penalties- RIFD, SEDF funds.
    7. MCQs from Previous UPSC CSAT Prelim exams from this topic.
    Venue: Sardar Patel Institute of Public Administration (SPIPA), Ahmedabad

Komentáře • 287

  • @BharCode09
    @BharCode09 Před 6 lety +121

    Watched in 2015, Watching this in Oct 2017. May as well watch whenever i feel i forgot my basics! Best ever Mrunal...

    • @moonworld6243
      @moonworld6243 Před 5 lety +1

      Mam do u hv ppt of all lectures?
      Please reply

    • @savi6048
      @savi6048 Před 3 lety +3

      Notes bna

    • @ujjwalmaths2312
      @ujjwalmaths2312 Před 2 lety

      @@moonworld6243 uuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuUUUuuUUUUUUUUUU

    • @Hustlerr9
      @Hustlerr9 Před 2 lety

      @@savi6048 😂

  • @miltondonbosco3926
    @miltondonbosco3926 Před 8 lety +95

    sir your work is of immense importance sir ...particularly for a candidate like me who is unable to reach an institution , because of various circumstances, so for us a noble man like you and serving for a noble cause is like a messiah !! please do post and upload videos as like now and so on. we find it difficult when a lecture is not uploaded not in your case but others,,,..so please don't be like those who do so...and i am not pointing you sir because we all know that you were the initiator for online preparation for candidates like us...and as a whole a ton to the power of ton times thanks sir.......!!!!!

  • @PARMARDEFENCE
    @PARMARDEFENCE Před 4 lety +46

    Mo(Reserve Money or HPM) = Currency in Circulation+Banker's Deposits and other Deposits with RBI
    M1 (NM) = Currency+DD
    M3 (BM) = M1 + TD
    M2 = M1 + Savings in Post Office
    M4 = M3 + Total Post office

    • @abhishekchand123
      @abhishekchand123 Před 2 lety

      In M4 ,it excludes national life certificates

    • @avipriya..
      @avipriya.. Před rokem

      Sir yhi se question aaya tha cds II 2022😂

  • @PARMARDEFENCE
    @PARMARDEFENCE Před 4 lety +16

    Qualitative/Direct/Selective Tool(useful for effective transmission in a Particular Sector):
    1. Loan to Value Ratio
    Margin Requirements : Banks offering Money against shares/bonds (Akshay Kumar)
    2. Consumer Credit Control (Down payment) {NANO}
    3. Credit Rationing(PSL) , Mostly in Socialist Economies
    PSL : >40%(Desi+Videsi>20Branches),RIDF(managed by NABARD)
    32%

  • @pratikshasharma9675
    @pratikshasharma9675 Před 4 lety +16

    The influence of a good teacher can never be erased.....You are making a difference in a students life every day.......Thank you so much sir.

  • @embre2118
    @embre2118 Před 2 lety +14

    U made economics so easy...and lovable ....hats off to u

  • @kajianjum
    @kajianjum Před 5 lety +10

    Your lectures r the super Gem.. For new aspirants and learners.. Hats off to ur efforts, explanation, presentation slides.. Overall Incredible.. . Such a simplified way of educating new comers like me, a pharmacy graduate..Thanks a lot Sir..

  • @AMANKUMAR-ph1em
    @AMANKUMAR-ph1em Před rokem +5

    Its 2023..but still ur lectures are awsm..inke alawa sirf Inko update krna h win series se

  • @capf_ac2029
    @capf_ac2029 Před 2 lety +29

    Update 2021 : Now Urban Cooperative Banks, Regional Rural Bank have to allocate 75% of its Net Credit for lending as Priority Sector Lending

  • @enlightenindia4179
    @enlightenindia4179 Před 7 lety +6

    awesome sir you truly serving the nation thanks would be a very small word ...

  • @patelvastralaya
    @patelvastralaya Před 5 lety +3

    my investment on prestigious lecture.......thanks for MRUNAL SIR

  • @manikbasha9294
    @manikbasha9294 Před 9 lety +3

    Hey thanks man! I dont know abt others but these videos especially on economy are very helpful to me.I appreciate your effort.

  • @vaibhavbhardwaj699
    @vaibhavbhardwaj699 Před 6 lety +1

    SIR truely intersesting. Thanks for this this excellence.

  • @akankshadwivedi5220
    @akankshadwivedi5220 Před rokem +1

    Sir aapaka bahut bahut aabhar aapne mera economics se dar kam kar diya hai 🙏🙏🙏

  • @davidpaul9522
    @davidpaul9522 Před 6 lety +3

    RBI is Banker's bank, if that's true , then ANS D is correct. ---- Banks do give its customers 'advice' on their personal monetary matters but it should also be noted that customers are more in liberty whether to follow them or not. By the way, Thank you for lucid explanation Mr. Patel, It helped me a lot.

  • @nitishdas1402
    @nitishdas1402 Před 6 lety +2

    Sir ur understanding level is very good.

  • @1610Nepenthe
    @1610Nepenthe Před 9 měsíci

    Thank you. The difference between the tools is now far more clearer to me.

  • @sheeetalverma7132
    @sheeetalverma7132 Před 3 lety +2

    You are one stop destination for economis❣️

  • @kajalchaudhari5455
    @kajalchaudhari5455 Před 5 lety

    Great work sir,T ANGEL of economics...tysm...

  • @rajumodiofficial4675
    @rajumodiofficial4675 Před 5 lety +3

    Mrunal sir is guru of lakhs of IAS aspirants

  • @erathakur
    @erathakur Před 5 lety +19

    preparing for CSE 2019 , I know some of these lectures are not relevant now . And apki services bhe free nahi hai. par sir unacademy rich logon k liye hai jo classroom me na baith k apne ghar me baith kar lecture lena chahte hai . but thank you sir apka margdarshan he kafi hai . Yahi padh k clear karuge :)

    • @NeerajKumar-kj8ib
      @NeerajKumar-kj8ib Před 5 lety +7

      Definition kabhi change nahi hota hai. Data old hai par explanation abhi bhi kaam ka hai.

    • @akankshaagrawal3134
      @akankshaagrawal3134 Před 4 lety +2

      @@NeerajKumar-kj8ib right

    • @TheSilentshort
      @TheSilentshort Před 3 lety

      He disha tumra nikal kya 2019 ka mujhe batana ok🤗

  • @MahendraSingh-te3fm
    @MahendraSingh-te3fm Před 2 lety +4

    These lectures are addictive like a web series.
    What a simplification of such complex topics.
    Hats off🙏🙏🙏

  • @khushbookhushboo5809
    @khushbookhushboo5809 Před 3 lety +2

    Mai 2021 mei apna first attemp de rahi hu sir ki vedios bahut jyada achi hai maine pehle nahi dhekhi aisa lgra ki books padhne ki neend nahi thi sch mei

  • @abhilovesaxena17
    @abhilovesaxena17 Před 8 lety +6

    You haven't updated any new topics in this year?
    for any bank exams

  • @mr.himanshukantale4511

    Just wow ... Amazing skills

  • @vickysoulsearch7743
    @vickysoulsearch7743 Před 7 lety +7

    What is the rate of interest for the long term loans for infra and agri development forwarded to state governments by NABARD?

  • @tryingtobeperfect7572
    @tryingtobeperfect7572 Před 3 lety +2

    where can i get the recently updated numbers as i am not getting a reliable resource

  • @dushyanty2570
    @dushyanty2570 Před 9 lety +3

    Thank You very much sir.

  • @chandanKumar-vz5dc
    @chandanKumar-vz5dc Před 2 lety

    Yesa teacher hona chahiye upsc ke liye

  • @mukundsharma1813
    @mukundsharma1813 Před 6 lety +2

    brilliant teaching

  • @bongkaku
    @bongkaku Před 5 lety +2

    Mrunal Sir I wish ki ap apne channel pe hi video upload karey. Magar I understand har cheez free me nahi milta,especially apka prestigious service. Thank u sir. Magar Roman sir jyada kuch hi charge karne lag gaye abtoh. 😓

  • @tapilamallikarjuna5348
    @tapilamallikarjuna5348 Před 7 měsíci +2

    We have no m4 now,
    m1,m2,m3 exclusion of post office deposits

  • @manojdwivedi9940
    @manojdwivedi9940 Před 5 lety +3

    *All lecture is unique. And awesome* ....... *no any other teacher in economics as u* .

  • @jagdishsaple6885
    @jagdishsaple6885 Před 2 lety

    In 2022 also realable for economy concept thanks sir

  • @charank319
    @charank319 Před 8 lety +5

    but sir, I am convinced option 3 is true but my doubt is is statement 3 really imply RBI is banker's bank ? .. i mean even though I am IAS aspirant it doesnt imply i would get that particular service

  • @ankitkumar-ih8qo
    @ankitkumar-ih8qo Před 3 lety +2

    Hello Sir, Is it reliable to watch these old videos for UPSC 2021 ? Please Reply

  • @rana5936
    @rana5936 Před 9 lety +2

    Thanks sir......

  • @vishwanathgaur2511
    @vishwanathgaur2511 Před 9 lety +1

    Thanks Mrunal

  • @tonygaurav
    @tonygaurav Před 7 lety +3

    Thanks sir !!!!

  • @BP-jl5qh
    @BP-jl5qh Před 9 lety +4

    sir how moral suasion is direct and selective

  • @poojasoniassitt.superinten5170

    Thanks

  • @arkaspirant1819
    @arkaspirant1819 Před 6 lety +2

    Awesome....

  • @user-fo7yx1km5h
    @user-fo7yx1km5h Před 3 lety +1

    I’m not able to get conceptual clarity through your videos, it just feels like the purpose of this video is to solve MCQs . This approach is limited to prelims only.

  • @sureshk6761
    @sureshk6761 Před 5 lety +3

    Good effort sir please explain in English might be help for non Hindi speaking people

  • @chandnisingh8707
    @chandnisingh8707 Před 5 lety +1

    Thank you so much sir 🇮🇳🇮🇳

  • @shrutiraj1455
    @shrutiraj1455 Před rokem +1

    Where can we find the notes? It's not available on website

  • @chandraprakashbairwa6045
    @chandraprakashbairwa6045 Před 4 lety +1

    Thank you... So much sir

  • @Hindibhai
    @Hindibhai Před 7 lety +2

    wow it's too good lecture

  • @drshwetalihitkar580
    @drshwetalihitkar580 Před 6 lety +2

    Awesome videos by u sir :)
    When will 2018 videos be uploaded by u sir

  • @ManojSingh-lw4ds
    @ManojSingh-lw4ds Před 3 lety

    Great Mrunal sir

  • @nancynashier4532
    @nancynashier4532 Před 6 lety +1

    Thank you so much sir

  • @Ajrunkvlogs
    @Ajrunkvlogs Před 4 lety

    Very helpful video sir

  • @anuragmishra5996
    @anuragmishra5996 Před 2 lety

    Found always helpful

  • @Abhishekkumar-us2ye
    @Abhishekkumar-us2ye Před 7 lety +2

    how to download slides?

  • @ashimry
    @ashimry Před 2 lety +1

    Can anyone help please. To download lecture notes

  • @ToseefAslam11
    @ToseefAslam11 Před 6 lety +1

    soo nice

  • @Shikshalaya739
    @Shikshalaya739 Před 5 lety +1

    Upsc economics ke liye mujib khan sir(youtube par available hai)ka pura video hai.bahut hi zabardast tarike se sab kuch samjhaya hai aur sab kuch simply samajh me aa jata hai,in ke padhane ka tarika
    gazab hai

    • @surbhirayal4967
      @surbhirayal4967 Před rokem +1

      To aap vahi padh lete , har economics ke teacher ke video me comment section me aake , apna feedback kyu bta rahe ho?

  • @adityadeswal2012
    @adityadeswal2012 Před 4 lety

    Wait for your latest lecture sir...

  • @sangameshh3620
    @sangameshh3620 Před 8 lety +2

    sir in the last question first option is also not clear
    coz banks reserve ONLY SOME amount of deposit not all
    it seems he is asking about all the deposits
    plz gv clarity

  • @Ajay-jp9cq
    @Ajay-jp9cq Před 5 lety +135

    aap unacademy per course mat start Kariye aap Apne channel per kariye,unhone her course Ko paid Bana diya he

  • @rudrashekhawat7643
    @rudrashekhawat7643 Před 6 lety

    Very nice lecture

  • @anooppaswan7938
    @anooppaswan7938 Před 2 lety +2

    Thank u Sir 🙏

  • @RupeshKumar-df1ht
    @RupeshKumar-df1ht Před 8 lety +2

    Thank you sir.. Your video is very helpful and well prepared..

  • @AnujSingh-vl4gr
    @AnujSingh-vl4gr Před 6 lety +1

    Thanks sir

  • @rohitkurmi3468
    @rohitkurmi3468 Před 4 lety +3

    Jump to 4.00 if you watched previous videos

  • @kiruthikasundar7947
    @kiruthikasundar7947 Před 6 lety +1

    Super explanation sir this video we get English or not

  • @naeemahmadahmad3675
    @naeemahmadahmad3675 Před 6 lety +2

    thanku sir

  • @shanalam6522
    @shanalam6522 Před 3 lety

    Great sir

  • @ashima9795
    @ashima9795 Před 3 lety

    MRUNAL sir is d rock

  • @Amarlok_huns
    @Amarlok_huns Před 7 měsíci +1

    Thank u sir ❤😊

  • @slvvidya373
    @slvvidya373 Před 4 lety

    Thank you sir 🙏

  • @aamitamahisury1025
    @aamitamahisury1025 Před 7 lety +2

    I love to watch your videos as it has lots of knowledge but still some topics are confusing as in books it is given different from whatever you teach

  • @complicatedname3101
    @complicatedname3101 Před 3 lety

    Thank you.

  • @anshikasharma6846
    @anshikasharma6846 Před 4 lety +3

    I am watching these lecture in 2020 for conceptual clarity

  • @Happy-my1jo
    @Happy-my1jo Před rokem +1

    Thank u sir

  • @PremKumar-er8fv
    @PremKumar-er8fv Před 3 lety +1

    Provide classes in English .thats good for all

  • @RahulKumar-lg8vj
    @RahulKumar-lg8vj Před 6 lety +2

    Waise bhi Rajan bhai jaise bolte the,lagta tha advice hi de rahe hai

  • @rachanachakravathy9906
    @rachanachakravathy9906 Před 5 lety +2

    Marvellous Sir this will give full clarity about economy but i am poor in hindi please kindly use English also sir

    • @teenanaik3596
      @teenanaik3596 Před 5 lety

      These videos posted 4 yrs ago. Are these useful for now also?

  • @pawanofficialmail1688
    @pawanofficialmail1688 Před 5 lety +1

    thanks sir

  • @ajipray2575
    @ajipray2575 Před 2 lety +1

    😍😍😍 thanks sir 🔥

  • @truedhonifan922
    @truedhonifan922 Před rokem +1

    Bank rate-long term loan by rbi to bank
    Msf-available only to schedule commercial bank
    Policy rate-repo rate
    Measures of money supply
    Mo-reserve money or high power money
    M1-narrow money(money with public+CASA)
    M3-(
    General tools
    Indirect tools-time lag is there
    Qualitative tools-to work on a specific sector
    Loan to value ratio-
    If A kumar takes gold worth 1 lakh rupees will he get loan in cash of 1 lakh rupees
    If recession is there then ltv will increase and people will get more money for the same mortgage
    Similarly company also mortgage there is ltv in that also
    This is a direct tool as result felt immediately

  • @manjunathan5027
    @manjunathan5027 Před 4 lety

    Thank you

  • @asimprakash4787
    @asimprakash4787 Před 5 lety +3

    magnificent

  • @SameekshaRana
    @SameekshaRana Před 4 lety +1

    Thanks 😊

  • @manojkumatbhartiiasbyupsc4860

    You grate sr

  • @Ram-qi1ml
    @Ram-qi1ml Před 4 lety +1

    धन्यवाद सर आपकी वीडियो दो बार देख कर के समझ में आती है लेकिन 10 वीडियो देखने से अच्छा है

  • @SatyaPrakash-py4lj
    @SatyaPrakash-py4lj Před 7 lety

    Very nice

  • @durgalodhi3836
    @durgalodhi3836 Před 3 lety

    Thanku you sir

  • @fazlurrahim3513
    @fazlurrahim3513 Před 4 lety +1

    Sir plz add English subtitles

  • @akankshapandey9732
    @akankshapandey9732 Před 4 lety

    Thanku sir

  • @maheshbh009
    @maheshbh009 Před 9 lety +1

    Nice Lectures!!!!!!! :)

  • @PrashantSingh-tu2sr
    @PrashantSingh-tu2sr Před 11 měsíci +1

    Tq sir

  • @Visheshmishra_001
    @Visheshmishra_001 Před 2 lety

    Are these lecture still relevant for upsc 2022??

  • @Ugcnetd
    @Ugcnetd Před 8 lety +2

    good

  • @Rising_star98
    @Rising_star98 Před 3 lety

    2 months ago upload kiye huye videos the...mrunal sir ke ...abhi wo videos nahi hai 🤔🤔 1 week ago I was watching those videos.... But now they are gone.....

  • @rahulkumawat8074
    @rahulkumawat8074 Před 4 lety

    tx u so much

  • @ujwalaghude2467
    @ujwalaghude2467 Před 5 lety +3

    dear sir, can we refer these videos for 2019 IAS exam.please confim us.

  • @AMITKUMAR-me3vv
    @AMITKUMAR-me3vv Před 4 lety

    Sir pdf nhi mil rha hai

  • @vikassinghal5
    @vikassinghal5 Před 7 lety +1

    Sir I have 2 questions on Open Market Operations :
    1. The RBI sells government securities to control the _______:
    a. Flow of Finance in banks
    b. Flow of Credit
    c. Flow of Governmental Securities
    d. None of These
    2. If RBI wants to increase the credit flow it buys ______:
    a. Government Securities
    b. Shares and Debentures
    c. Other Local and Short term securities
    d. None of These
    As per my understanding answers can be : 1. (a or b) 2. d
    Please confirm and answers.

    • @abrarulhaqshaik
      @abrarulhaqshaik Před 3 lety

      2 a? if it buys g-sec it credit flow happens ryt?

  • @MsMohitpahuja
    @MsMohitpahuja Před rokem +2

    are these lectures still helpful in 2023 ??