Max Life Smart Secure Plus Term Insurance In-Depth Review | Pros & Cons Explained

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  • čas přidán 19. 03. 2024
  • To know more or find the best term life insurance plan for yourself & loved ones, talk to our advisors at Ditto Insurance: bit.ly/3TDK0po
    In this video, Shrehith & Sushant will be discussing MAX LIFE INSURANCE company in detail- we will be discussing the pros & cons of Max Life along with customer experience at Ditto.
    Top 5 Best Term Insurance Plans: • Top 5 Term Life Insura...
    Stay tuned. Like, share & subscribe.
    Happy Insurance Hunting!

Komentáře • 77

  • @sunilagrawal1844
    @sunilagrawal1844 Před 3 měsíci +2

    This young guy sushant type of staff will certainly augment the brand value of ditto...He communication skills are worth appretiating

    • @dittoinsurance
      @dittoinsurance  Před 3 měsíci

      Thank you so much for the kind words. We will pass on this comment to sushant!

  • @amarsingh-ie2oh
    @amarsingh-ie2oh Před 3 měsíci +1

    This type of interview style knowledge sharing is more effective and helps in retaining the matter more.

    • @dittoinsurance
      @dittoinsurance  Před 3 měsíci

      Thank you so much. Will do more videos in this format

  • @chetansp912
    @chetansp912 Před 3 měsíci +2

    I and my friend bought the same policy couple of years ago and we were suggested this policy by Sushant himself. It was such a pleasure discussing with him back then, he knows various insurance policies in and out.! Lovely to see him on screen and talk about the same policy now.

    • @dittoinsurance
      @dittoinsurance  Před 3 měsíci +1

      Agreed. He's an excellent advisor. Glad you had a good experience :) And thanks for watching the video

    • @archilpandey
      @archilpandey Před 2 měsíci

      Max life insurance is just fraud......

  • @MayankKumar-uz6lt
    @MayankKumar-uz6lt Před 3 měsíci +1

    Could you please give your reviews on Star Health Insurance as a company? I saw earlier few comments that you guys are planning to release a video however, it's still pending. Thanks

  • @tusharsavaliya9202
    @tusharsavaliya9202 Před 10 dny

    It was one of the best video regarding Tern Insurance Plan thank you Shushant...

  • @venkidbpur
    @venkidbpur Před 2 měsíci +1

    MWP Act not explained

  • @debjitdutta9355
    @debjitdutta9355 Před 3 měsíci

    Can you make a video about Canara HSBC Term Insurance . Like how they are as a company, their ratios , thier plans etc.

    • @dittoinsurance
      @dittoinsurance  Před 3 měsíci +1

      Adding it to the pipeline. Thanks for watching !

  • @Volovo
    @Volovo Před 3 měsíci +1

    If possible could you please review Tata AIA Life Insurance sampoorana raksha plan

  • @sidhantsrivastava7831
    @sidhantsrivastava7831 Před 3 měsíci +1

    I had a Max Life Term plan earlier. Can I port to the new smart secure plan with new features ?

    • @dittoinsurance
      @dittoinsurance  Před 3 měsíci

      Unfortunately in Term Insurance porting isn't an option
      There is another roundabout way you could get the new plan. You could surrender your existing plan and purchase the new variant but we wouldn't recommend that since you'd lose out on the lower premiums you locked in earlier.
      Alternately you can purchase this one, over and above your existing plan, in case you're not sufficiently insured yet. Please connect with one of our advisors for better guidance on this.

  • @shaswatsrivastava1564
    @shaswatsrivastava1564 Před 3 měsíci +1

    Kindly review HdfcLife and Tata aia also. Thank you.

    • @dittoinsurance
      @dittoinsurance  Před 3 měsíci

      Will do. Adding it to the pipeline right now !

  • @awesom3here
    @awesom3here Před 2 měsíci +1

    Just bought this and I'll be paying the amount over 10 years,!

    • @suprabhatchoudhary6402
      @suprabhatchoudhary6402 Před 2 měsíci

      How much monthly premium you have to pay ..and your age??

    • @awesom3here
      @awesom3here Před 2 měsíci

      @@suprabhatchoudhary6402 i am 23 and i have to pay around 4k per month

  • @biswajitrout8228
    @biswajitrout8228 Před 3 měsíci

    Kindly review bajaj allianz smart protection goal

  • @thinkagain8055
    @thinkagain8055 Před 5 dny

    Why policies not in regional languages

  • @kannansingaravelu
    @kannansingaravelu Před 3 měsíci

    How do I speak to senior advisors? Whenever I reached out to ditto including the call today, only junior advisors are assigned. Nothing to take away from them, but how do I get to speak to your senior advisors purely from the comfort & experience point of view?

    • @dittoinsurance
      @dittoinsurance  Před 3 měsíci +2

      You can request our advisors to connect to a senior advisor and we will facilitate the request based on their availability. Just drop a text to the current advisor you're in touch with.

  • @rahulsinghal8048
    @rahulsinghal8048 Před 27 dny +1

    Can you compare both max secure with max elite
    More or less they are the same, but we might be missing some key outlooks which you might help with

    • @dittoinsurance
      @dittoinsurance  Před 22 dny

      Surely. Until then, if you have any further queries please don't hesitate to book a free call with us. Link in the description.

  • @praveenreddy8939
    @praveenreddy8939 Před 3 měsíci +2

    Sir is it mandatory to wear helmet for pillion rider to claim health insurance. Does health insurance reject claim if not?

    • @dittoinsurance
      @dittoinsurance  Před 3 měsíci +1

      It is advisable to do this because health insurance companies can reject your claim basis the fact that you were breaking the law. Its a different matter that some insurance companies still pay out claims. But there are legal grounds for them to deny a claim if you were breaking the law.

  • @rayapuashokkumarreddy9197
    @rayapuashokkumarreddy9197 Před 3 měsíci +1

    Dear Team, Kindly make a video about 1 day death claim settlement that is promised by Insurance companies

    • @dittoinsurance
      @dittoinsurance  Před 3 měsíci

      This only happens after the moratorium period of 3 years. Before 3 years there's usually a thorough investigation that can span a few months too.

  • @rishibajpai2976
    @rishibajpai2976 Před 3 měsíci +7

    In USA its very difficult to sell insurance policies and is very easy to get claims. In India, its just the opposite, its very easy to sell insurance policies and very difficult to get claims. In India, generally all the insurance companies have deceptive terms and conditions in their policies.

    • @dittoinsurance
      @dittoinsurance  Před 3 měsíci +2

      True. Sometimes the terms and conditions can be onerous. This is why we built Ditto - to make sure that customer know what they're buying and when they have to make a claim there's somebody to help them.

    • @santhoshthadishetty
      @santhoshthadishetty Před 2 měsíci

      It applies to health insurance also unfortunately 😞

  • @sampadamanwatkar2100
    @sampadamanwatkar2100 Před 2 měsíci +1

    Can u personally advice us before buying policy

    • @dittoinsurance
      @dittoinsurance  Před 2 měsíci

      Hey, yes of course! Simply head over to this link to schedule a free call with our advisory team members - bit.ly/3TDK0po

  • @manjunathams4517
    @manjunathams4517 Před 3 měsíci

    I have a question.. ! Let's say I buy the policy from Max when I'm residing in the city where Max is operational. What if after few years I shift to my native where Max is not operational. How about my claim or policy. Is it still valid ?

    • @dittoinsurance
      @dittoinsurance  Před 3 měsíci

      Hey! Great question- don't worry. Your geographical location will likely not affect your claim settlement process after the policy has been issued to you. However, it's a good practice to keep your insurer informed.

  • @mounikab8117
    @mounikab8117 Před 3 měsíci +2

    Hi term insurance application rejected because of high RBC from max life. Can you tell what is the solution next.

    • @abhisheknaikal4697
      @abhisheknaikal4697 Před měsícem

      Stand in the main Market and call to every media
      This is the only way

  • @Digdigital123
    @Digdigital123 Před 29 dny +1

    If anyone need max life insurance comments below

  • @DineshRavichandiran
    @DineshRavichandiran Před 2 měsíci +1

    I bought it paying monthly emi of 2809 which I am paying for 15 years to finish this insurance plan and my age which i bought is 23 age and premium is one crore and it will be double after 40 years
    So what is your suggestion or let me know on this ?

    • @dittoinsurance
      @dittoinsurance  Před 2 měsíci

      Hey Dinesh, kindly schedule a call with our advisory team so we can understand your requirements and make a suitable recommendation - bit.ly/3TDK0po

  • @BapunParida
    @BapunParida Před měsícem +1

    Is the medical test happening now . Only tele verification done in my case and the policy delivered to me

    • @pgrinfoservice5890
      @pgrinfoservice5890 Před měsícem

      Am planning to take in a week,, do u have any issues in this insurance

  • @devikumar4601
    @devikumar4601 Před 3 měsíci +1

    Do you have Telugu explainers for ditto insurance team

    • @dittoinsurance
      @dittoinsurance  Před 3 měsíci

      We have Telugu advisors. When you book a call you can simply write in the description that you prefer a Telugu advisor

  • @abhayrachanaikar413
    @abhayrachanaikar413 Před 3 měsíci +1

    Bought this plan through ditto yesterday was advised by your advisor Nikhil Ramesh, really loved how honest ditto is. I was initially buying for 60 age(38 yrs from today for me) , but this Zero Cost feature required me to buy minimum for 40yrs, so I asked him whether it made sense to increase cover duration to 65 age, he said from extra safety for ur family for 5 more years it does make sense, but surrendering ur policy at 47 age when u may need it more doesn't make sense, really honest

    • @dittoinsurance
      @dittoinsurance  Před 3 měsíci

      This means the world to us. We will pass on this compliment immediately

  • @againstgravity2923
    @againstgravity2923 Před 3 měsíci +1

    Can you suggest term insurance for NRI s. Once i contacted once and they told they cant add riders for nris.. can you discuss these topics

    • @dittoinsurance
      @dittoinsurance  Před 3 měsíci

      That is true. Most companies do not extend riders and those that do, are often a lot more expensive. Maybe we will make a video explaining why this is the case soon.

    • @againstgravity2923
      @againstgravity2923 Před 3 měsíci

      ​@@dittoinsurancethanks for hearing out. I have some feedback about which makes me less opt to take insurance from ditto and go for others, would like to address few suggestions..

    • @dittoinsurance
      @dittoinsurance  Před 3 měsíci

      Please do share them here

    • @againstgravity2923
      @againstgravity2923 Před 3 měsíci

      @@dittoinsurance it's personal for me. I am looking for health insurance and term insurance for my family. So first name that comes to me is polizybazzar. For me there website designing and UI is easily understandable and open. While when I was logging to ditto it's first asking for booking call for various options..

    • @againstgravity2923
      @againstgravity2923 Před 3 měsíci

      I think my first comment got deleted

  • @satyajitmandal369
    @satyajitmandal369 Před 3 měsíci +1

    Which one is best in between Max & HDFC?

    • @dittoinsurance
      @dittoinsurance  Před 3 měsíci +1

      Depends on what your preferences are. But we will soon make a video comparing the two. Hopefully that gives you a better idea. Or better even you can simply talk to one of our advisors. They'll help you out !

    • @abhisheknaikal4697
      @abhisheknaikal4697 Před měsícem

      I m working in HDFC Max is best

  • @lilianblack3953
    @lilianblack3953 Před měsícem +1

    "Promo sm"

  • @vinothkumara832
    @vinothkumara832 Před 6 dny

    Is this policy recommended for 33 Year man?

    • @dittoinsurance
      @dittoinsurance  Před 5 dny

      We would love to help you :)
      Please book a free-of-cost consultation call with our advisors at bit.ly/3TDK0po

  • @prasujsns5652
    @prasujsns5652 Před 3 měsíci

    All insurance co. increasing there premium rate constantly very high which can't afford a common man.

    • @dittoinsurance
      @dittoinsurance  Před 3 měsíci

      Agreed partially. Since Covid there has been a steady increase in term insurance premiums. But still if you are buying a term plan when you're young, it's still one of the best investments you can make

    • @9618297377
      @9618297377 Před 3 měsíci

      Which way is better to take policy either directly from company website or through 3rd party

  • @Patelprakash85
    @Patelprakash85 Před měsícem +1

    Company ko money collection me hi interest he...
    Froud company

  • @Patelprakash85
    @Patelprakash85 Před měsícem

    1 number ki froud company

  • @9618297377
    @9618297377 Před 3 měsíci +4

    Which way is better to take policy either directly from company website or through 3rd party

    • @ajhomegarden583
      @ajhomegarden583 Před 26 dny

      Direct agent contact

    • @ajhomegarden583
      @ajhomegarden583 Před 26 dny

      Direct agent contact..... Are you interested pls contact

    • @dittoinsurance
      @dittoinsurance  Před 8 dny +1

      You are free to purchase your policy from any trusted advisory platform, but when you buy any insurance with Ditto, we not only help you Purchase a Policy but also stand with you during the whole process of Claim Settlement, if it comes to it.