Trying to buy a house in Seoul but it’s too expensive for them to afford [Part 3] | K-DOC
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- čas přidán 28. 03. 2022
- Part 1 : • Swedish husband messes...
Part 2 : • Mother worried her son...
Swedish man David follows Haneul and settles down in Korea! They have a traditional Korean wedding ceremony only after 3 years of being in Korea. David's family and friends from Sweden all come to Korea to celebrate with him. Find out more about the two families' interaction!
All edits and translations done by Eunjae Lee.
All rights reserved to KBS.
이웃집 찰스 [My Neighbor Charles]
스웨덴 다비드 Air Date : 2019.08.27
![Mother worried her son wants to settle down in Korea, not Sweden [Part 2] | K-DOC](http://i.ytimg.com/vi/OuxvmeUbUkc/mqdefault.jpg)
![Mother worried her son wants to settle down in Korea, not Sweden [Part 2] | K-DOC](/img/tr.png)
![Swedish husband messes up vows during traditional Korean wedding [Part 1] | K-DOC](http://i.ytimg.com/vi/hjs9pRScyDs/mqdefault.jpg)
![Hanging up on your husband and calling him irritating when he makes a mistake [Part 1] | K-DOC](http://i.ytimg.com/vi/VpPlcHdX44E/mqdefault.jpg)
![Quitting modeling to teach English to kids in South Korea [Part 1] | K-DOC](/img/n.gif)
darn right you're gonna check everything - don't sign something without knowing everything about it - always!
Agreed!
That’s the great tip in life
Especially the apartment’s toilet! Gotta check the water pressure, it’s very important in Korea.
@@KiMuse what is with toilets in Korea? xD
I just bought a condo I was renting for 2 years. Liked it, liked the neighbourhood, all tested, no surprises. Feel so lucky the owner was willing to sell and for a fair price.
It's good to see someone so happy for each other, I feel like 95% of all couples I see/meet are always nagging each other, making me wonder why they are even together lol
For the couples that are openlu arguing with each other all the time, they might be together just due to family pressure to get married by a certain age, getting with the first person you see, only to realize that you're both incompatible with one another, etc.
That’s because this is a young newlywed couple, fresh of their honeymoon. Couples don’t tend to argue in this stage of marriage.
@@quadlegsxxxxx Actually 95 of couples I see, do!
You're probably young. That's what life is like long-term. Not everything is roses and rainbows all the time and there are hardships throughout. It's more important how you deal with those hardships together.
@@sociolocomtsac Yes of course, but it shouldn't be all doom and gloom, devoid of love, either. Which is what I've observed.
He is smart and I glad he telling his wife politely to check everything.
He is smart? So she is not??? He has no job and she is the bread winner. He should be quiet and let her handle everything because she pays the bills. Looks like a freeloader. "Freelancer"="Freeloader"
@@csmith2321 Yes very smart, he now has free housing, a hot chick to bang every night. That's pretty smart if you ask me.
@@csmith2321 I could say a few words in my native tongue (state) but wont. they both have their fetishes....they both probably married for looks, personality (then..) charm....height (matters)....and of course, what society think its cool.....wait til they start making kids.....BOTH will have to WORK HARD!!!!
@@csmith2321 he does make money... he works with multiple companies and has many credits as a concept designer already, especially for his age. I don’t know what it’s like where you live, but I know many freelancers that make 3-10k a month here in media and the arts?
@@csmith2321 i've seen freelancers having a better life than those stuck at a company afraid to to quit or dying of overwork.
if i were you i wouldn't judge because you don't know.
He was only checking to be sure, it's the right thing to do before signing, since it's alot of money.
Yeah his wife shouldn’t have said sorry you have to check everything when you sign a housing contract
Yeah true, especially these days there’re lots of small parts in the contracts the owner wants to deceive you, being careful ain’t redundant
You promote this guy has some Angel. Do you have any shame? He should SHUT up. He has no job and she is the bread winner. He says he is a freelancer. "Freelancer"="Freeloader". This guy knows Korean and he won't EVEN teach ENglish at a Hagwon but whines about bills etc.
I saw part 1 and part 2. Great couple. Pure love for each other and family. I see a lifelong marriage here. They will have beautiful kids together.
You do realize this is a TV program that shows only a small edited sliced of their life? You don't know what goes on behind closed doors.
@@capmidnite Ofcourse I know, but the overall vibe of the whole family dynamics leaves with with gut feeling of long term happiness.
@@capmidnite I know! People are so naive. The guy seems like a freeloader. He should be teaching English or something rather saying "I HAVE NO JOB"
@@csmith2321 yes father in law crying from happiness is definetly a bad sign lol
@@csmith2321 he does have job. He is a freelancer. At the time of filming this video, he was working with two companies. He designs games
Congratulations. It's always great to move into your own place, especially under jeonse and close to your workplace too.
He has no job and she is the bread winner. He says he is a freelancer. "Freelancer"="Freeloader". This guy knows Korean and he won't EVEN teach ENglish at a Hagwon but whines about bills etc.
@@csmith2321 So he has done well. No work, still have hot chick to bang every night and it's all for free even the housing. You jelly?
@@csmith2321 Huh!? Did you even watch all 3 episodes? The "freeloader" you're talking about works 14 hours a day from home for two American companies. Before you judge people you should pay more attention and take better notes 😉
@@shaniqueir6096 Are you brainwashed? He barely makes any money. He is a freeloader while his wife works hard. 14 hour at home! Hahaha! You mean playing video games while his wife is out at work then when she comes he starts to work. What loser makes 1k per month in Korea if he knows English? He can get a job easily teaching English or Tutor. You need serious help to defend this freeloader. Setup a gofundme for him. His poor wife is busting her ass for this deadbeat. Plus he is clueless? "He tells his friends "Oh I have 300k, I am looking for a house in Seoul!" hahaha
He's very, very fortunate to have won the heart of such a gorgeous woman. I'm a little jealous, but not in a bad way. I admire how he's grounded wrt money/finances and takes his career seriously. People who are starry eyed and carefree about money usually end up miserable and divorcing. Good luck to this couple.
Such a sweet couple, I love how they talk to each other 🥰🥰
You watch too many Kdrama. This relationship wont last when bills pile up and they have a baby. This guy is fluent in Korean but doesn't even bother to work. He can teach but does nothing. He is pathetic. Other foreign guys on kdoc work hard but this guy is a moocher.
wait til they reach 70 (not jealous.....a fact!).....lots of men like him will eventually get bored (remember....they will be looking at each other 24/7) and eventually, not see him or her as attractive as usual.....especially when men want to have sex and the wives say "no".......then he will go out to bars and massage parlors or even pay a hooker just to "release himself".
Congratulations on getting your own place ❤️ Love that now you both will be able to go to the park together and basically hv more precious time to hang out together .. YAYYY !!! So happy for you both❤️ Also huge n sincere thank you to the K-Doc team in front of the camera & behind. Love the people & the stories you bring us🙏🏼❤️
You watch too many Kdrama. This relationship wont last when bills pile up and they have a baby. This guy is fluent in Korean but doesn't even bother to work. He can teach but does nothing. He is pathetic. Other foreign guys on kdoc work hard but this guy is a moocher.
I want to be as aware when I get my own place, hard to be aware of everything when you're so nervous about doing something wrong.
Very cute couple! They're going to have a happy life.
So excited for part 4.. ❤️❤️❤️
I really like this channel I try to watch it everyday :) good job keep it up :)
I really enjoy this channel. When I'm getting ready for work I tend to turn up the volume, forgetting, I only speak and understand English 😂. Happens alot but I still watch 😁
hahaha I bet you’ll be speaking Korean in no time!! 😆
@@k-doc467 You promote this guy has some Angel. Do you have any shame? Oh I forgot he is a foreigner. He has no job and she is the bread winner. He says he is a freelancer. "Freelancer"="Freeloader". This guy knows Korean and he won't EVEN teach ENglish at a Hagwon but whines about bills etc.
@@csmith2321 chill
@@csmith2321 not everyone's good at teaching.
@@csmith2321 😳😳😳😳😳 you speak alot
Koreans are great people, love them a bunch. God bless Korea.
Not the racist ones. Have you have all the K Doc videos? They are racist toward south Asians and blacks etc. It's kind of funny. The people they are racist too are millions times better looking then those losers.
Congratulations! And now there’s room for his parents to stay when they come to visit!
Good guy. Didn’t upset! It’s pretty cool!
As an Indian living in Korea, i agree that the price for housing is really really expensive specially in Seoul. I hope you guys are now staying well and having a good marriage life in Korea! Cheer up guys!! way to go :)
You thought Seoul was expensive, check out Australia's housing market price. We're in the top of most expensive housing in the world LOL. might have to move to Korea to buy a house at this rate
@@trcs3079 K
@@trcs3079 idk man, the average apartment in Seoul (about 85m2) is now above 1.2 million USD. Where I live it's about 1.5 million USD.
Houses in Seoul are not for regular people 😂
Maybe Australia is the top in terms of raised prices in percentage 🤷🏻♂️
Oh god. I’m visiting Seoul for a month this summer. I have no idea how much it’ll cost to rent out a house..
@@thanGacao a shed in Sydney near the cbd would cost 3 million USD
I wish i could see more of them. ☺️❤️💕
I love Korea the people seem so friendly.
Amazing place and absolutely friendly people 👍🙂
Yupp... that´s how it is all over the world right now. Feels like I will never get my own place
Congrats dave🙂🎊
How exciting :)
Congratulations guys!
ㅎㅎㅎ 너무 재밌었어요
Haha his short pockets are so full, it’s funny but adorable
He has no job and she is the bread winner. He says he is a freelancer. That's adorable? "Freelancer"="Freeloader". This guy knows Korean and he won't EVEN teach ENglish at a Hagwon but whines about bills etc.
He's so sweet
for now...............
Wishing them good luck..
Thank you for sharing this video! 🙏 we have more videos of us on our channel!!
Ha living in the SF Bay Area sure skews perspective. When she said 1000-1500 monthly for that place I was like.. “On surprisingly cheap!”. -.- ridiculous area I live in.
can u guys imagine, this is an old episode and those prices are considered cheap in Seoul nowaday. ㅠㅠ
@@BK-tp6jf My sister says the housing in Canada is just insane. It's borderline impossible to own a home even with a decent income. It's becoming the same here in the States except in the midwest, The coastal states are just ludicrous.
Whaaaaaaat 🤯🤯
And to think about that apartments in Seoul nowaways are at least 1 or 2 million USD if u want to buy. This guy didn't even buy it but leased it with a 400k deposit.
Wait, so how muh did the house cost in total?
How cute! =3
pls show us the house after its furnished
just tax the houses that are not inhabited, they will eventually sell them or rent them out at a low price. and property prices will decline, house use as an investment is a national economic disaster, and unethical.
Why is it "unethical?" What code of morality says it is "unethical" to hope that property one owns whether it is a house or stocks or Bitcoin appreciates and one can sell it later for a higher price?
Cute couple❤
요새 미국도 상황이 같아요 어디 가든 도시에 살 수가 없어요
Overheated market,. Wait some years for it to crash like in 2008. Very hard to resist pressure because many people FOMO into real estate. Wait few years and buy it 2-3 times cheaper when prices will crash.
David really loves to eat hhahah he's always eating
One day i wanna live in korea
wow, she is such a cutie!! :)
Lets said i have 300k usd, is it possible to get house in seoul without loan?I mean cash payment& does it worth?
Dear God it's me again...🧎♀️😭😂💕
Where can I watch full episodes?
The buying house system in Korea is interesting. It totally differs from how European law operates.
I think it is leasing not buying. Check 5:54
I'm a Dutchman living in Korea and yea this system that this couple is doing is unique to Korea. They're basically putting down a huge deposit (around 50-70% of property value) but not paying rent. It also means that they don't own the house and after a year or 2, depending on the contract, they either renew the contract or move one to a different house. It's called Jeonse and it sounds okayish but the house owner can increase the deposit after its renewal by 4% or so and in the end you don't own anything and can't really change anything in the house.
@@thanGacao but you pay interest on the loan anyway.
@@kristinesharp6286 ye but with that 2% interest rate the cost of taking the loan isn't that much. it's affordable. it's cheaper than rentring for sure. jeonse is the way in korea.
buying is too expensive and renting is also crazy insane expensive. so the only option is to take a jeonse. the way i did is that i live3d in a goshiwon when i first came. then found a jonse and moved in there.
@@thanGacao so that loan goes towards the rent payment as if it was rent (is the 'rent' then cheaper?). At 50-70% of the cost of a home, why not just take the next step and buy it.
알베한테도 반말.. 복덕방가서도 아 진짜 반말ㅋㅋ 재밌는 애네
Property around the world is expensive…local income but inflated price.
I paid $1,500 rent for a Studio in Seattle. I agree, that’s too much hahaha
@@AltaicPride01 I think that’s a lot for a studio, no?
Considering that South Korea is a rapidly aging society and the population is expected to shrink over the years, I wonder how good a long term investment Korean real estate is.
So are they buying or renting ? I assume they are borrowing money to rent. Is this wise way to set up a 1st home ?
Here in California you can get a broken down shaq house for $500,000
forget the house bro you cant wear a floral shirt with plaid shorts ..
loll true
Lmao
This show is so weird following everyday people and showing their good and bad side but so entertaining
When they said house, I thought a little plot of land..
If he was so concerned he should have hired a law firm proficient in korean and english Or swedish to double check.
Opposite of K dramas living rich and famous,Dreamland in Korea but life is hard especially no money or no enough money to buy the things you need and want
I noticed many foreigner fell in love in Korea but they sacrifice their modelling careers fell in love quickly because far away from home, surprised the parents that their daughter will immediately marry a Korean guy because they thought some Koreans are Rich not because they own a modelling agency or office means they're mega rich.some women faces sadness,or boredom and many Korean men are stingy husband's responsible but stingy.
Wisdom belongs to the aged, and understanding to the old
I wish the videos have the episode number in the description.. what ep is this?
Oh boy... is it serious?? It's simple, just read the description... Trying to buy a house in Seoul, but it's too expensive for them to pay [Part 3] | K-DOC
Buying any property is always expensivel loans usually is the solution but saving and wait before you could afford is better
I’m sorry but what they are planning on buying isn’t a house. It’s a condo or an apartment. Houses in S.Korea are extremely expensive. Only the ultra rich or people with status in South Korea can afford.
Its always bad to get into debts during early stage of marriage n shaky new career. Lack of cash flow n meeting instalment payment deadline is stressful n very soon the fire of passion peters out n marriage suddenly doesnt seems like fun anymore. Hence, dont be in a hurry to be debt laden.
U marry into an asian family n unlike western culture, asian PILs normally like the newly wrds to live with them till they financially able to invest in their own residence. So, be patient n save up.
Tks 4 video.
How this is possible only 1,4% in Portugal i can get a loan to buy a house if i give 30% the house value, i only can get interest of 1,8% in Santander Bank...
With inflation going up, the interest will also go up. I hope they are doing well! I was curious how they met, but this only shows three short episodes where this is not mentioned.
They have a channel called hada
@@FrederikEngelmand Ah, thanks for the info!
Housing is out of control just like in other countries. Too much government policy and large corporations buying everything up.
Eventually it will end up with some sort of wealth distribution, either peacefully or by conflict.
-Day dalio
I'm confused. Are they buying a house or renting one?
Good to see a S Korean marrying a 'foreigner' but managing to secure a house for each other.. that is magic! Many Asian countries it is a major problem. 👍Japan is almost racist when it comes to their homogenous attitudes to Gaijin/foreigners renting a home et 😗In Thailand renting is a little easier but still has complications including the fact that a foreigner cannot own property.😗
So all that to rent an apartment WTF, even taking out a loan to pay monthly rental, crazy system.
if u canr afford to pay rent dont take out a loan god sakes, this is a disaster, now hes going to get into debt,
It's not rent, but a deposit. See other comments about the jeonse system.
in america you can’t even get a tiny, three bedroom house for under $480,000. at least where i live.
why would you apologize for wanting to check everything in a contract?
💚
For Texas a one bedroom apartment costs around 900-1000 for a good area, living costs are expensive 🥲
Real estate put too much financial stress on newly wed everywhere in the world. How can they afford to have babies?
that ceiling is ridiculous, just move to america 😆
His wife is beautiful. Lucky guy
First apartment is cheap, I’ll take it…..
Ofcourse the prices are expensive.we all are excited to move to Korea and now they started increasing the price of the houses. That’s how we do in 21st century.
I'm confused. So are they buying? Renting? Or rent to own?
At first it was to hard that i am nyi roro kidul.
didn't know housing here in canada is quite cheaper than seoul
Seoul, like tokyo or shanghai, is expensive. Like most East Asian metropolitan cities
I think because of the size of country.. It's small but lot of people living in.. Thats why house is expensive..
@@taelian3233 but also people buy these as investments and not actually living in them
1:52 Wow $1-1.5k USD? 🤔
I am jealous, 1.4% interest is non existence for where I live.
Because korea government house law ^^
1.4%interest but the house is so expensive than to ur country.. So maybe it's fair
@@taelian3233 I live in the Bay Area. My house is 650k which is at a lower value I put down 20% that 130k cash. With 850 plus credit score my apr still at 3.5 and that is the lowest at the time of purchase.
From the video they borrow 100k and they were looking at property for under 400k. It is not about the cost of property it is the law in place. Korea has an overall better law for many things.
@@user-uy8pd1cl3r yes 🙌
Was I the only one who thought they bought the house so easily?😭
i think it was a rent 5:54
they didn't buy the house, signed the jeonse contract and got a loan against the jeonse contract.
@@angelsis2222 there is no rent. They are paying $70 interest payment on the Jeonse loan. They are also putting saved money toward the Jeonse (down payment they get back). The loan is only for a year or two. As is the contract for the unit. There is a program for Seoul newlyweds for them to get a low interest rate.
@@kristinesharp6286 so, the place is still being rented for a year a bank loan for the building owner's guarantee, or a rent to own contract?
@@danielblue4460 the couple who will reside in the property is getting a loan from a pay to give the landlord a deposit they give in exchange for living rent free in the property for a year. In a year they will renegotiate. So basically people with surplus properties make people take out loans to give them huge sums of cash to invest rent free in exchange for living there and in return the renter gets the entire deposit back at the end of the term where the renter has to either stay under the terms the landlord places on the next years contract or find a new property with favorable terms. So a couple wants a Jeonse loan for a studio apartment. It is worth 300K. The landlord wants a Jeonse contract amount of 200K. The couple saved 100K. Takes out a loan for 100K. They give 200K to the landlord. The couple also pays maintenance fees on the place like utilities. In a year the contract is over and they can move and get back the 200K. They give the bank back 100K and are only out $840 for interest payments. They then look for a new place to rent or buy. Maybe the current landlord will enter into a new contract with them for 208K and then have to come with another 8K either from what they saved that year or maybe the bank will loan them 108K instead of the 100K? The trouble is with prices increasing the landlord for a similar place may want 300K cause the property is worth 400K. Can they get another 100K loan? Even though there are laws about how much the current landlord can increase the amount, that does not always work in reality. Some landlords are turning away from Jeonse and moving to a large refundable down payment plus monthly rent system. So maybe the next time the landlord will rent that 300K place instead of wanting 200K Jeonse since their property might have jumped in value to 400K they may instead with the next renter want a large down payment and monthly rent as well. 200K and 300 a month. That way they will make more money than just the interest off the 200K they invested short term. They may use the next renters 200K deposit to repay the first renter their 200K Jeonse. But say the gov let’s apartments fall. The landlord won’t be able to get 200K lump sum from the next renter. This is why prices will never be allowed to fall short term. In the US a home worth 250K at purchase may be worth 300K 5 years later but then drop to 240K year 6 and stay down for 8 years. These corrections are no big deal with people staying in properties longer. The corrections allow for young people to afford again.
1000-1500 for rent or mortgage is a steal where I’m from. Joense or not
This is interesting because Koreans are notorious spenders and Swedes are notorious savers.
Swede is saver? BECAUSE the fool doesn't work. He works from home. This relationship wont last when bills pile up and they have a baby. This guy is fluent in Korean but doesn't even bother to work. He can teach but does nothing. He is pathetic. Other foreign guys on kdoc work hard but this guy is a moocher.
The height difference omg 😍😍 cute couple
A small 2 bed 1 bath condo just sold in my neighborhood. Asking was 299k CAD, they got just shy of 600k CAD.
I am fucked.
my friend bought a house in niagara falls canada 2 years ago for 300k now its worth 700k , not bad ? well bad for 20-30 years old,
i live in Seattle. lots of chinese now buying in Seattle now too. prices have gone up 40% in 2 years.
@@1MinuteFlipDoc exactly why now Canada is not allowing foreign nationals to purchase property and selling it at high prices. The epidemic is unreal. You need to be earning atleast 1 to 1.5 mil just to afford a home.
House? Thats an apartment
Wtf I just googled it and they just rented the place and didn’t buy it.
A jeonse is just renting a place by loaning money to the landlord, but what happens if they don’t pay the loan back?!
I assume they'll stay in the apartment until the loan is paid back.
@@arlynchen4394 what if it’s never paid back and the landlord bankrupts? I read the apartment can be sold but that’s still a headache,
@@nadred5396 it is guaranteed and refundable by the gevernment.thats how it works
@@tommypop2139 I don’t understand so you get to rent the place for free? If I give the landlord $200,000 and she gives it back to me after, then I pay nothing
200$ permonth good enough 3bhk in here
서울만 해당 신혼부부 보존 대출 1.3%~1.36% 대 ~
1억 대출에
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난 노인네인데 대출 전세
오천구백에 한달 이자
30만원돈
내는데
서울 사람들은 혜택 받은
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Have to work really hard coz m not wanna into loan shit the price of houses give me anxiety 😅😂first make money then other thinks
very cheap rent ,1000USD for such a big place ,real bargain
Isnt he the youtuber named xiaomanyc?
In Scandinavian countries , male with 25 years old age is already have mature mentality.
Try singapore
Thats why i dont want to stay in Korea specially seoul. House is expensive. In indonesia ..small city around $380.000 already got it small size but its ok..$1.500.000 we got big mansion here hehhehe☺
I'm confused. 300k KRW is nothing, or is everything in USD?
They mention 억 which is the equivalent to 100,000,000 won. So when they speak Korean and say 5억 (500 million won) the translation puts 500k. That’s not the exchange rate of today and it would be more like 410,214 dollars. That’s for a deposit on a villa. A villa is not the whole property but like an apartment in a short story building usually without an elevator, rather than a high story building with an elevator and a guard etc.
@@lemonlin89 Thanks!
@@christer8964 No problem!
Seoul houses are small and too expensive.... my house texas is like 5-7 x bigger than a regular house in seoul korea and 1/3 the price. Its like all seoul housing is an apartment complex lol. 300k usd a house in texas is decent living but 300k cannot buy you a house at all in korea 😂
I live in Texas and houses here are like 500-700k, and you pay 15k a year on property taxes
I think they're renting, no?
What episode is this?