Loan Prepayment in Tamil | Consider These 5 Factors Before Making a Loan Pre-Payment | @ffreedomapp

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  • čas přidán 2. 01. 2023
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    Loan prepayment is the act of paying off a loan before the agreed-upon term is completed. This can be done in one lump sum or by making additional payments on top of the required monthly payments. Prepayment can potentially save the borrower money in the long run by reducing the total amount of interest paid on the loan. However, some lenders charge fees for prepaying a loan, so it is important to weigh the potential savings against any fees before deciding to prepay. Additionally, prepaying a loan may not be the best financial decision if the borrower has other financial goals, such as saving for retirement or building an emergency fund.
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    #LoanPrepayment #Loan #PrepaymentOfLoan #LoanPrepaymentinTamil

Komentáře • 60

  • @shanmugamshan9421
    @shanmugamshan9421 Před rokem +4

    Good info, we also want to know about the partial pre-payment guidelines, Advantages & Disadvantages and risks prediction. If possible pls post

  • @mohanapriyaarumugam5397
    @mohanapriyaarumugam5397 Před rokem +2

    All your videos are very useful to me.. thank you 😊 I take and close loans often

  • @thunder1697
    @thunder1697 Před rokem +1

    Thanks for the good Factors

  • @saravanansriram8674
    @saravanansriram8674 Před 11 měsíci +2

    Wow, Great Mam. I understood clearly. Thanks for your valuable information.

  • @nagarajr5359
    @nagarajr5359 Před rokem

    Use Full Information Sister ✨....Keep Rocking ✨

  • @beingjohnny1
    @beingjohnny1 Před rokem

    Thank you.... Good information

  • @thiruvasagambaskar5074

    Very Good Nice explanation 🙏

  • @shreenitham6727
    @shreenitham6727 Před rokem +5

    Good evening mam.. background music cut pannidugalee pls.. distapens a eruku..

  • @toxicgaming508
    @toxicgaming508 Před 8 měsíci +9

    என் நண்பர் home loan எடுத்தார். தற்போது உடல் நிலை சரியில்லாத காரணத்தால் அவரால் எந்த வேலையும் செய்ய ‌முடியாது. Insurance claim செய்து loan close செய்ய முடியுமா. ஒருவர் இறந்த பிறகு அவரது ‌ home loan insurance படி loan close ஆகும்.அதன் படி ஏதாவது வாய்ப்பு இருக்கிறதா loan close ஆவதற்கு.

  • @Midhu0620
    @Midhu0620 Před 6 měsíci +6

    Emi amount increase pannalama or savings panni part payment panradhu best ah?

  • @praveenaveeraraj7863
    @praveenaveeraraj7863 Před 10 měsíci +1

    Can we get any other loan like personal loan to repay education loan where they apply compound interest which even though paying for a longer time unable to reduce the amount, for ex. I have paid 1& half lakh out of 9 lk and got it reduced to 8.5 lk, which again rose to 9 lk, when I missed my emi for 2 months

  • @LalithaParameshwari2020

    Thanku for the video

  • @keerthiyavijayashankar8801

    Nice explanation

  • @ravanaiahvenkat
    @ravanaiahvenkat Před rokem +1

    Hello mam ,my husband car loan eduthu eruntharu but edutha 4 months la Accident la eranthutaru but ippo loan close panna pona Preclosing charges ooda sethu than loan close panna mudium nu soldranga mam . deceased person's loan close pannum pothu kooda Preclosing charges pay pannanuma?

  • @techsartamil4529
    @techsartamil4529 Před 5 měsíci +1

    Pre payment idea good advantage, No no disadvantages...
    Save interest and EMI burden....
    Don't confuse it.😂😂😂😂

  • @KiddoSurgeon_DrAR
    @KiddoSurgeon_DrAR Před rokem +1

    How to update CIBIL report periodically??

  • @SathyaaSathyaa-qq2og
    @SathyaaSathyaa-qq2og Před 7 měsíci

    Tq sister tq so much

  • @kannandevan1748
    @kannandevan1748 Před rokem

    Thank you Sana RAM....

  • @bharathstr11
    @bharathstr11 Před 10 měsíci +1

    Mam bgm sound reduce pana nala irukkum

  • @sivarasusivarasu1090
    @sivarasusivarasu1090 Před rokem

    Thank sister

  • @elumalair6461
    @elumalair6461 Před rokem +3

    Pls tell mam, what bank is best for getting home loan?

  • @prakashc8711
    @prakashc8711 Před 2 měsíci

    what about educational loan , is it best to prepay early or not?

  • @jencyalex1012
    @jencyalex1012 Před 9 měsíci

    Hai mam if we do the part pre payment it is a profit or loss

  • @tamilan75632
    @tamilan75632 Před rokem

    Loan prepayment panna cibil score kuraiyuma mam?

  • @beingjohnny1
    @beingjohnny1 Před rokem

    I took business loan from SBI ... And pre closed it... Whether it is good or not?

  • @ganapathitvservice9742
    @ganapathitvservice9742 Před 10 měsíci

    Fixed interest and variable interested how to identify

  • @nithyaarumugam5550
    @nithyaarumugam5550 Před rokem +4

    Hi mam. I have only 2 years tenure to complete my home loan. Is it now advisable for me to make part payments or full payment to complete the loan in next 6 months. Looking forward your reply.

  • @errornotfound7142
    @errornotfound7142 Před rokem +4

    Story sollita pora .. short simple ah sollu

  • @savarithangam724
    @savarithangam724 Před rokem

    Supper mam👍👍👍

  • @ameenshariff7670
    @ameenshariff7670 Před rokem

    Super mam

  • @Sakthi-en1yx
    @Sakthi-en1yx Před rokem

    Part payment panitan, sila மாசமா emi debit aaga மடங்குது???

  • @nagarajk716
    @nagarajk716 Před rokem

    Tks akka

  • @kousalyas4617
    @kousalyas4617 Před rokem

    What is cibil report

  • @dillibabu3377
    @dillibabu3377 Před rokem

    How to preclose credit card emi idfc first

  • @ganeshkumar3535
    @ganeshkumar3535 Před rokem

    Hello, Is it possible to prepare plot loan (land) by withdrawing PF amount.
    Can you please clarify?

    • @ffreedomapptamil
      @ffreedomapptamil  Před rokem

      Thanks for your support , Kindly Subscribe us for more videos ✌

  • @PazhaniP-wi6ri
    @PazhaniP-wi6ri Před 25 dny

    Very good madam

  • @akkipubg4144
    @akkipubg4144 Před 7 měsíci +1

    Half amount prepayment panna mudiyuma

  • @gunasegaranm7664
    @gunasegaranm7664 Před 6 měsíci

    En bike loan 32000 iruku adha close pantu new loan podamudiuma

  • @ramarajanvip
    @ramarajanvip Před rokem

    Nice

  • @Poovi_1208
    @Poovi_1208 Před rokem +1

    part payment sollunga

  • @sivajairams3293
    @sivajairams3293 Před rokem

    When you loan prepayment that bank will charges penalty collect interest and affect credit score, this not good idea pay emi on time is good option to credit score will healthy.

  • @gkppandiyan
    @gkppandiyan Před rokem

    Im work from Abroad personal loan how to apply sana?

  • @s.suganyavijay3472
    @s.suganyavijay3472 Před rokem +1

    Madam na pre payment panni current 4laks than loan vachrukken jewel loan pottu housing loan close pannalama?

    • @akshithlittlechamp23
      @akshithlittlechamp23 Před 4 měsíci

      Sir நீங்க first போய்ட்டு உங்களோட ஹவுஸ் loan எடுத்துருக்க bank போய்ட்டு கேளுங்க நான் லோன் கிளோஸ் பண்ணலாம்னு இருக்கேன் என்ன பண்ணனும் கேளுங்க அப்புறம் டோடல் amount சொல்லுவாங்க அதற்கு பின்னாடி நகை வைக்க பிளான் பண்ணுங்க மேடம்

  • @Karthik_bss
    @Karthik_bss Před 11 měsíci +1

    Remove background music

  • @sircvraman
    @sircvraman Před rokem +1

    So cute

  • @nandhuandsteve
    @nandhuandsteve Před rokem +1

    Hi

  • @jasmines92
    @jasmines92 Před rokem +1

    ❤️ from Srilanka

  • @alwarjeyaraman5576
    @alwarjeyaraman5576 Před 4 měsíci

    Tell us sweet and salt . Explain other than common points please.

  • @vijayvicky3056
    @vijayvicky3056 Před rokem

    Good information mam

  • @spchannel403
    @spchannel403 Před rokem

    Gold loan

  • @user-xp8jq6og4w
    @user-xp8jq6og4w Před 8 měsíci

    Please stop background music....

  • @rmanickamv
    @rmanickamv Před 9 měsíci +4

    Nothing useful in this video

  • @Sakthi-en1yx
    @Sakthi-en1yx Před rokem

    சுவாமி ஜி, கற்பனையான கதைகள்

  • @bosecivil
    @bosecivil Před rokem +2

    Please explain short term..

  • @RamyaRajamani-vs5up
    @RamyaRajamani-vs5up Před 4 měsíci

    how to contact you mam

  • @kpanpu6731
    @kpanpu6731 Před rokem

    Hi