Saving over $18,000! | Sinking Funds Update | Cash Unstuffing | Bill Exchange | December 2021
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- čas přidán 29. 12. 2021
- Saving over $18,000! | Bill Exchange | Sinking Funds Update | How Much Did I Save 2021 | Cash Unstuffing | December 2021
Aloha everyone! In this video I will be giving you my December 2021 and Year End Sinking Funds Update! I will be counting how much I saved in my Sinking Funds, do a bill exchange and unstuff some of my sinking funds envelopes! This will be my last video of 2021! See you all In 2022!! 🥂🍾🎆 HAPPY NEW YEAR!
EDIT**Thanks for stopping by everyone! This will be my last video of 2021! I hope you all have an amazing New Year’s!!
I saved a total of $18,641 in 2021!
(I wrote it down wrong on paper, mixed up the 4 and 6 🤦🏻♀️ lol)
Living in Hawai‘i as a wife, mom of two, and homeowner on a low income, I am trying to have my family save money and pay off debts using the cash envelope system!
Disclaimer: I am not a financial advisor, this is simply what works for me and my family and how I like to budget.
Enjoy and Mahalo for watching! 🤙🏽
Get my Savings Challenges here!
My Etsy Shop:
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etsy.me/3rkVlfR
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Videos to Watch:
•Link to my Elevated Life Co Workbook Duo Unboxing:
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•Link to my last cash stuffing video:
• Cash Envelope Stuffing...
•Link to my November 2021 Sinking Funds Update:
• Bill Exchange! | Sinki...
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•About Me:
✨Born and raised in Hawai‘i ☀️
✨Married to my husband for 10 years 💍
✨Two wonderful children 👧🏻👦🏻
✨Work full time and trying to save money using the cash envelope system! 💵
•Instagram:
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Thanks for stopping by everyone! This will be my last video of 2021! I hope you all have an amazing New Year’s!!
I saved a total of $18,641 in 2021!
(I wrote it down wrong on paper, mixed up the 4 and 6 🤦🏻♀️ lol)
Now this has got to feel great to un-stuff those envelopes and reflect on your savings accomplishments!! Consistency is such a key value in almost everything in life. When it comes to finances, that’s a different level of accomplishment ESPECIALLY when you live on Hawai’i! Congratulations Brenda!
Yes exactly! Thank you so much Sally!! I appreciate you always ☺️♥️
Just discovered your channel and I’m so excited!!! Started cash stuffing today ✨💸 I’ve realized paying yourself should always come first!!
Thank you for being here! ☺️
I agree, someone told me that everytime I get paid I should pay myself which has helped tremendously.
Wowwwwwwww congratulations! That’s an amazing savings. This system truly does work. So happy for you. And your kids are going to be so blessed when they are old enough to see their savings!!!
Yes! I am so happy I was able to save this much! Thank you for watching! ☺️♥️
I can't imagine how great it feels to put that much into the bank!! Congrats babes and happy new year!! ❤️
Thank you so much! Happy New Year!!
Girl!!!! This is an inspiration and motivation to so many of us! Can’t believe how much you’ve been able to save. You are definitely working so hard. Can’t wait o see how this grows next year too! Great job 💕
Thank you so much Bess!! Happy New Year!
Amazing job! Can’t wait to see your cash stuffings for next year! 💙
Thank you so much!! ☺️♥️
Amazing savings for 2021 Brenda! 🤗💕 Wow, you’re killing it 🥳🥳🥳 That stack at the end was super satisfying and thick 🤑
Thank you Ashley!! Happy New Year! 🎆
Awesome that you have been able to save that amount . Shows us all that every little bit adds up .
Looking forward to seeing all your savings grow even more this new year .😊
Yes exactly! No amount is too little. Thank you for watching!! ☺️♥️
Brenz girl you have come sooooo far!! Great job! 🤗🤗🤗
Thank you Gab!! I appreciate you ☺️♥️
That’s awesome! Congratulations 🎊🍾🎉
Thank you!! ☺️
I’ve just found your videos. Im going to watch them all because I want to start this!
Thank you so much! ☺️♥️
OMG congratulations Brenda, that is amazing!!
Thank you so much!! ☺️♥️
That’s great! I’m just getting started and can’t wait to save that amount or whatever amount I’m blessed to acquire! Love the videos
Thank you!! Yay for getting started! ☺️
Congrats! I hear how proud you are in your voice and you should be! You are an inspiration!
Thank you so much! I appreciate it ☺️
That is so amazing!!! Congratulations on such a fruitful year, I hope next year is just as awesome if not even better.☺️🙌🏼
Thank you Briana! ♥️♥️♥️
Literally goals!!!! 🙌
So awesome girl! ❤️
Thank you so much! ☺️♥️
Hey Girl!! You saved so much!! Cant wait to watch you crush it in 22!!!! Have a great New year!
Thank you so much!! Have a Happy New Year too!! 🍾🎆
You did an awesome job on saving! Happy new year! 🥳😊❤️
Thank you! Happy New Year! ☺️
Wow, Sis! Awesome unstuffing! Can't wait to see what you accomplish in 2022!! ❤
Thank you so much! ☺️
Wow!! You’re doing the dang thing, girl!! 🥳🙌🏽🥂
Thank you so much! ☺️🥂
That is so humbling.😊 you did fantastic! Keep up the great work!!
Thank you so much!! ☺️♥️
Yes!! So excited for this video!!
Thank you!! ☺️♥️
Can’t believe I’m so early!! First 20 minutes of posting!!
Thanks for being here ☺️
That’s amazing savings! Great job Brenz!! Have a great New Years!
Thank you so much!! Happy New Year!! 🎆
Yes Sis that’s amazing! 🤗 can’t wait to see how much you save next year.
Thank you so much sis! ☺️♥️
Girl the way you count blows my mind. How do you think so fast lol!!!
Omg yassss!!! You did so good this year! Congrats love💕
Thank you so much!! ☺️♥️
Wow! Congratulations Brenz. That's a lot! Happy New Year!
Thank you! Happy New Year!!
wowzers!!! I was way off! So happy for you and your family!
Thank you so much! ☺️♥️
Congrats and Happy New Year! 🎉🎊
Thank n you so much!! ☺️ Happy New Year!
Your saving is amazing!!! You are doing a great job so continue to strive for the best!,
Thank you! ☺️
Congratulations 🍾 that’s so great I can’t wait to see your system for next year. I’m about to start my CZcams channel as well and I have learned a lot from you so thank you soooooo much.
Yay excited for you! Thanks for watching ☺️♥️
Wow that's awesome! Another great video!
Thank you so much 😆
Congrats and keep it up!
Happy New Year Brenz! 🎆🎇 Amazing job!! Very inspiring!!😊💚
Thank you Cathy! Happy New Year! 🎆🥳
Congratulations Brenz on ur end of the year savings. Awesome. Happy New Year🥳🎉
Thank you! Happy New Year! ☺️
That's a great amount to have saved in 2021. Great job. Happy new year
Thank you! Happy New Year!! 🎆
Hey Sis!! Wow you had a great year!!! Excited to see your progress in 2022!!! Have a safe and Happy New year! 🥰💜🤙🏼🌺
Happy New Year sis!! Excited to see your progress in 2022 as well!! 🥂☺️
Hi Brenz! I’ve missed your videos, I have had a lot going on but I’m back.
Yay! Glad to see you back! ☺️
💙 Wow...$18K! That's amazing Brenz! Great job! 💙
Thank you! ☺️
What a great savings for the ye👏🏽👏🏽👏🏽👏🏽🙌🏽🙌🏽🙌🏽🙌🏽💪🏾💪🏾💪🏾!!! I pray 2022 is just as prosperous if not more🙏🏾🙏🏾🙏🏾🙏🏾🙏🏾!! HAPPY NEW YEAR!! BLESSINGS!!!
Thank you so much!! Happy New Year! ☺️🥳
Your savings amount is impressive! This is a great inspiration for your viewers for next year!
Thank you so much! ☺️
Awesome!! Amazing savings girl ❤️
Thank you so much!! ☺️♥️
Amazing! Great video😄💜
Thank you!! ☺️
Thank you so much for giving me inspiration to save. 😘😘
Yay! Thanks for watching! ☺️
That is so awesome! Congratulations!
Thank you so much! ☺️
Such a great idea ! Thanks for the inspiration 😢
Thank you!
Wow that is an incredible savings accomplishment!!!! 👏 👏👏 get it girl! I'm sure you'll kill it even more in 2022!
Thank you so so much! ☺️
Wow! Way to go! That's an amazing savings 🤗
Thank you so much! ☺️
Congrats on the savings. You did an awesome job with it🥰
Thank you so much! ☺️♥️
Amazing! Congratulations. I need to get more dedicated
Thank you!! It really all does add up! ☺️
Great job saving. I can’t wait for the day I have that much in my envelopes
It’ll happen! ☺️
That’s a lot of money saved! Great job mama.
Thank you! ☺️
Wow!!! That is so awesome! I need this motivation in my life!
Thank you! ☺️
This is awesome. Goals goals goals!!!
Thank you so much!! ☺️
Good for you! Very motivational.
Thank you so much! ☺️♥️
Well done! Where can I find that Sinking Fund tracker sheet? I need it! Love your channel, Happy New Year!
I made it myself so it can pertain to my sinking funds, ☺️ I know Etsy shops sell something similar. Happy New Year!🎆
@@BudgetWithBrenz I made my own version today, thanks for the inspiration! $1934 went into sinking funds, great start to 2022.💰
Congratulations!
Thank you! ☺️
Happy New Years 💵💵💵💵💵💵💵🍾🍾🎊🎊🎊🎊🎊🎊🎊🎊🎊🎊🎊
Happy New Year! 🥳
Wow awesome video 🎄
Thank you!! ☺️
Goals ❤ thats amazing!
Thank you so much!! ☺️♥️
hey brenda 💗 you’re doing amazing love 👏🏽 i’m so proud of you for saving this amount 🤑 great video girl
Thank you so much! ☺️
Congratulations!!
Thank you so much! ☺️♥️
So awesome! Great savings! Idk if you stated this before or if you’re not ok with sharing, I understand, but what do you do for work?
Thank you so much! ☺️ I’m a supervisor/trainer for a customer service company 😊
Great 👍 video
That’s a nice amount to have saved!
Thank you!
☺️
I wanna know how long can 100dollars last in an envelop..
Awesome savings 💖
Thank you!! ♥️
Great video! Please explain the next step as far as what accounts are you putting that money in or is it all one account...thanks...Happy New Year!
My kid’s money goes into their bank account, my savings money will go into my “no touch” savings account, my debt money and mortgage money will go straight to making a principal payment and the other misc money is going into a bucket account where I can separate different categories. I also keep track on a notebook I use as a register to see which money is for which category so I know when to use it if needed. ☺️ Hope this helps? Happy New Year!!! 🎆☺️
@@BudgetWithBrenz yes ma’am it does help. Thanks again for your time ❤️
New sub here! Hello from Texas 🙂
Hi!! Thanks for being here ☺️
Way to gooo! 🎊💪
Thank you! ☺️
Great job !
Thank you!! ☺️
amazing!!!
Thank you!! ☺️♥️
This is great congratulations i have a question do you have a separate account for each category?
I have separate accounts for my kids, my savings, and tuition, the rest of my categories I put in one account that has a titling option so I keep track that way ☺️
Love it
Thank you! ☺️
Congratulations!!!!!
Thank you! ☺️
How do you separate your money into the envelopes? Do you use a certain amount of money or percentage for each envelope? What do you do for work? What kind of debt do you have? This is great to save this much but I am trying to understand how without knowing what you separate each envelope every month.
In my other cash stuffing videos I have mentioned this, but I always make sure my bills are paid first, then whatever is leftover is what I cash stuff. I have a mortgage and one personal loan which is my only debt. I don’t have credit card debt. I decide how much I can put towards my sinking funds envelopes by priority of it. I’ll try to go over more in detail in a future video.
HAPPY NEW YEARS🎉🧨🎆
Happy New Year!! 🎆
Just wondering when you take all that money to the bank will it be taxed?
This is all leftover money from my paycheck, I pay my bills automatically then take the rest out to cash stuff so I don’t spend it.
Ps love your nails!
Thank you☺️
So is budgeting saving money
6,600 dollors?! Omg are you rich haha
Wow 🤩
☺️
You cut yourself short with the amount you saved. It was 18641 and you put on your paper 18461.
Nice saving 👌🏾 👏 👍
Thank you for catching that! I had to get somewhere after filming this and was sort of rushing… i need to pay more attention 😆 Thank you! ☺️
Terrific my Goodness that was so amazing to see I’m so glad you’re able to save so much and wow what a great balance to your children’s accounts as well I’m glad you’re taking care of yourself and your family so beautifully
Thank you!! Yes I’m so happy I had the discipline to save this much last year!
Good job. Yesssss friend
Thank you!! ☺️
@@BudgetWithBrenz Ur welcome
💜
☺️♥️
👌👌👌✌️✌️✌️
Awesome staring my savings journey this year so excited May God bless our savings and multiple it 7x7 times in Jesus’s mighty name and it is so
Thank you! ☺️
you wrote the wrong amount...recheck the math at the bottom..
Ah yes it should be $3326 month change.. Thanks for catching that!
@@BudgetWithBrenz I believe it is supposed to be 3506 you mixed the 6 and the 4. It should read 18641 not 18461.
@@dominicandiva14 yes!! Had to look back, I can’t believe I mixed the 4 and the 6, changed it. I did have it correct just wrote it down on the paper wrong lol thank you for catching it! ☺️
Have you thought about hiring them under your company so they can have 401Ks that money right there would’ve filled it for the year start that tax free saving early?
My kids you mean? They’re both under 10 years old ☺️
$1000 dollar bills? Right... Lol.
Those are placeholder money, not real bills